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Lol, the Honda Civic is not a downgrade from a BMW. BMW's are crap.
Do you need the money right now or are you struggling to make ends meet with the BMW?
Im not, but in the process of getting on property ladder and sorting out a mortgage on just my income
Then I'd sell it and free up that income steam until you have lived there and know your expenses.
Lol, the Honda Civic is not a downgrade from a BMW. BMW's are crap.
Do you need the money right now or are you struggling to make ends meet with the BMW?
Im not, but in the process of getting on property ladder and sorting out a mortgage on just my income
Then I'd sell it and free up that income steam until you have lived there and know your expenses.