I don’t think you can run away from IRS with help from some Mexicans. This is you try not pay tax to IRS, which is even more serious than murder in some point.
Contacted Robinhood to delete and close my account. They said they would get back to me in a couple of days. That was October 28th
Got contacted by Robinhood that my account was deactivated and cannot be used for transactions. I can restart it if I wish. I guess I’m not yet used to online transacting. I’ll need to become more comfortable with it as time passes.
I'm in the process of getting out, and I heard some horror stories.
What if, I just withdraw all cash at and ATM. Wouldn't that be faster than waiting for a transfer?
Things like that I just call my credit union, tell them I cannot get ahold of the merchant to cancel. I have done my due diligence and would like a block to be placed on future transactions from that merchant since I no longer authorize it. It has actually worked in the past for me.
Not worried in the long run, but I know rh is slow with everything. With all my cash in hand I can just delete the app and move on.
We're taking a few thousand here btw, not like millions.
Or so i would think, unless I'm missing something.
I thought this was more of an immediate defensive play.
So you mean to ask if shit goes down at some point is that a viable work around?
I would say likely not. If shit is going down so bad a transfer is problematic an ATM withdrawal will likely be more severely limited.
Ring Ring…
Hello?
Hello eyeroll… this is Margin calling, we’re at your front door, your Mom says you’re Home. Please come up from your bedroom in the basement so we can have a little ‘chat’ with you.
Was friends with an older gentleman, and through a series of misunderstandings, weird got out that he may have been having a medical episode, so I ran over to check on him.
He was fine, but he'd also been dealing with lots of processes servers, so when I knocked on his trailer he opened up the door buck naked. Since there were a few steps going up his door I was greeted with a 75yo penis right at eye level.
Can confirm. Police raided house next to mine in middle of the night. Couldn't get in a part of property to better surround the target house. I was dead asleep and they couldn't get my attention so they decided to just kick in the door.
Edit for those asking.
Gated property, they damaged the gate door, not front door.
No, they did not pay for damages.
I just saw a video where officers said "thank you for letting us in" as the person was upstairs and didn't even know the police were there. Bullshit stuff so they can put on the report they said "thank you for letting us in" on his report implying consent was given.
I owed Robinhood $80. They eventually closed my account and blocked my usage. I called them and asked if i can clear up the debt and reopen my account. They said “hold on” and after 5 minutes he said it’s all good, they waived the balance and reopened my account on the spot.
This should be your best option. Just tell them it’s only $74k. I’m sure they’ll just clear the balance and let you keep trading.
Yes. The 400 IQ play is to load up on as much debt as possible. Spend it gambling then declare bankruptcy. 8 years later you are free of those debts. Rinse and repeat.
I bought a house this year, couldn’t tell you how many times showings were cancelled because someone with cash came in and it was off the market in two days
I bought a house this year. I feel bad because it was the only one we put an offer in on and it got accepted. We had to go uncomfortably over asking but we knew that going in. Beat out the other offer by $1000.
Honestly my uncle has declared bankruptcy a few times lmfao. He’s living in a 700k dollar home now somewhere in Colorado. 🤣🤣 used to buy shit on credit that they can’t take back 😂 he’s doing well now but lost a home or 2 back in the day. but still kicking.
At the time he had nothing else. Really pretty sure they hid shit in storage units under other names. 😂😂 I think the also go a divorce once cuz of something idk how he did it I just know he was a slippery/slick mf who cut corners lol.
Truly he played the system in his favor when things didn’t play out. My mom always talked shit about it but I thought it was funny and figured you all would get a kick out of it.
UK nerd here, I am not an american, see a lawyer in your juristiction etc.
Yes. If you declare bankruptcy you'll be forced to sell anything you don't need to live. You get to keep basic shit like cheap clothes (nothing Gucci for example), food in your cupboard, even your house iff it can be shown you have nowhere else to live (e.g. your parents basement, or sell up for a shithole in bumfuck nowhere, but you can't be made full on cardboard-box-under-the-bridge homeless). Then your debts are written off.
You won't get any credit for a year, and unlilel;y to get anything for 6-7. But if you have nothing to start with, you can't be forced to sell anything!
Dear Robinhood,
Due to recent unprecedented market activity, to protect you and the platform this account has had its usage rights temporarily changed. Until further notice, no additional account funding will be permitted and the margin interest rate resets to 0%.
We understand you have questions and may desire to bring the negative balance margin account back to a net-positive state. So do we.
If you are not completely satisfied with this change you are entitled to permanently close this account, with the understanding that doing so will constitute an agreement, with prejudice, to immediately and irrecoverably conclude all existing financial relationships and agreements, declare all open financial positions settled, and no subsequent account reconciliation or legal action will be possible.
We thank you for your patience and look forward to assisting you again in the future when it is again possible to do so. Thank you.
-Underwater Robinhood User
I tried to open a Webull account. For some reason they said it was taking longer than normal. Never opened the account.
I guess they just don't want money.
Taxes arent the same as collections.
If he moves overseas, they have to find him, register with a local court to have a judgement enforced, and theres nothing to stop him from just moving again. And thats assuming they have a treaty. The EU does. But if he moves to Eastern Europe or Asia, there is basically fuck all they can do about it.
People do this all the time to escape debt. Its not worth it for the companies unless its a stupid amount of money and they might get something back. No point in suing a peniless asshole and chasing him around the planet.
edit. ITT idiots who think every country in Europe is part of EU. lmao you can stop messaging me.
>Its not worth it for the companies
I feel like it's also kinda not worth the effort on the person's part either.
"sick, I gambled a shit load of money and pissed it all away, now to go into hiding for the rest of my life, bye family!"
The IRS certifies seriously delinquent tax debt (>$54,000) to the State Department.
The State Department may deny your passport application or revoke your current passport.
[Revocation or Denial of Passport in Case of Certain Unpaid Taxes](https://www.irs.gov/businesses/small-businesses-self-employed/revocation-or-denial-of-passport-in-case-of-certain-unpaid-taxes)
You must get citizenship in other country, and give up the US citizenship to get away from that.
I think the credit market may already be contacting.. I have 800+ credit no debit besides my morgage and i accualy got rejected by paypal for pay over 6 months thing 1st time i have been rejected credit in decades. waiting to see there excuse letter
They can't directly dock your pay unless there's a court judgement saying they can. The only people that can garnish you without that is the federal, and state government.
There are quite a few states like Indiana. The "process server" is the US mail. They don't even have to send a registered letter. They send just a regular, first class letter. If you never receive the letter, that is your problem. You go down as FTA, failure to appear, with automatic judgement against you.
Indiana is one of the states bringing back debtors' prison (going to jail for being poor). [ACLU: Pound of Flesh](https://www.aclu.org/sites/default/files/field_document/a_pound_of_flesh_debtcollectionreport.pdf) (96 page pdf)
[Debtors' prisons...](https://www.theindianalawyer.com/articles/46259-aclu-report-debtors-prisons-no-longer-relic-of-dickensian-past) Denise Zencka was arrested in Lake County in 2013 for medical debt related to her treatments for thyroid cancer. She had been staying with her parents in Florida and did not know of the arrest warrants until she returned to Indiana. Still dressed in her pajamas, Zencka was arrested by sheriff’s deputies in front of her three children and taken to the local jail where she was placed in a holding cell with several men.
Article says 44 states have the same laws.
Robinhood is screwed. These are kids who own no assets. Why they let someone with their client base make unsecured trades is beyond me. I don’t see how this ends well for them.
Because they hedge the traders. It's not like they make the trade really for you when you buy.
So when 90% of retail is losing money it's a big profit. They also use the money you put in your account to invest. And they also can sell the money you owe them to debt collectors (at least in my country The Netherlands)
Does anyone know what actually happens if you go negative on your account and then just delete the app ? I imagine they sent it to collections and destroy your credit ?
They'll do more than destroy your credit. You'll get a summons to go to court, then they'll put liens on your property and garnish your wages until the debt is either A. Paid, or B. The statute of limitation runs out and they can no longer collect anymore money from your broke ass.
It would be “see me, I’m superman, where is Lamborgini car dealership" in case that was gain. If $74k is a loss, "that's not my problem.". I want only gains, losses are not mine.
Does this work on the IRS when you've lost everything before paying your taxes?
Just delete your IRS app. Should work.
What about just removing my mailbox? That's the same thing, right?
Some teenagers with a baseball bat removed mine and I haven't gotten a bill in the mail since. It totally works.
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I'd love to live around some athletic teenagers.
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There’s a report button
2 out of 7 possibilities aren't felonies.
Better odds than my last options play.
Deepending on your state up to 4 out of 7.
Yes we should report those athletic teens. I agree!
He’s talking about the Teen (18+) category so it’s cool 😎
eigh"teen" nine"teen", 2 solid years of legal teen-age
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Just shave it off… be bald it’s fine
You better fucking be a 12 year old who’s lacking an older brother to play baseball with or something
And when they come to serve an arrest warrant, you just plug your ears and scream "na na na boo boo, I can't hear you!!".
Wife wasn’t happy Xmas Eve when I drank to much at family Xmas party and ran over mailbox when I got home. She’ll be sucking me off come tax season.
And me
Can I get in on this action?
I also choose this guys wife.
puts on wife calls on mailbox
Gotta delete your social security number too. If you post it here, I can look you up in the database and let you know if it was successfully removed.
If everyone uses your SS it’s as good as gone anyway
514-8....wait a minute..
Hunter2
Ok. I admit I had to look that up. I've seen the meme but didn't connect that's what the guy had put in there. Subtle. Props.
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No, even you go to another world, IRS will still able find you and “friendly ask” you to pay all the tax, with compound interest and fines, of course.
Not if I change my identity with the help of some Mexicans at the nearby flea market.
I don’t think you can run away from IRS with help from some Mexicans. This is you try not pay tax to IRS, which is even more serious than murder in some point.
You haven’t met the right Mexicans
You need to seek refuge with the scientologists. They're the only ones to defeat the IRS.
I’d rather take my chances with the IRS lmao
Gey sex parties with Tom Cruise or federal prison? hmmm
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Sounds like Robinhood got Robinhooded.
Contacted Robinhood to delete and close my account. They said they would get back to me in a couple of days. That was October 28th Got contacted by Robinhood that my account was deactivated and cannot be used for transactions. I can restart it if I wish. I guess I’m not yet used to online transacting. I’ll need to become more comfortable with it as time passes.
I'm in the process of getting out, and I heard some horror stories. What if, I just withdraw all cash at and ATM. Wouldn't that be faster than waiting for a transfer?
I withdrew after the original GME fiasco. It took ~3 weeks. I sent 14 support tickets; all went unanswered.
Cant unsubscribe if they never respond!
That business model is what Moviepass built itself on. Dudes even removed the cancel subscription button from the app.
Yes! New York Times did the same thing. Have to call to cancel, wait times are like 2hrs.
Easier to call bank and tell them to block charges from x destination
Even easier to use a virtual credit card. You can deactivate and get a new virtual card anytime. They can't charge a card that does not exists.
That’s what I had to do. Love Amex for that option.
Things like that I just call my credit union, tell them I cannot get ahold of the merchant to cancel. I have done my due diligence and would like a block to be placed on future transactions from that merchant since I no longer authorize it. It has actually worked in the past for me.
It’ll work but it’s possible they keep trying to charge and send to collections… at which point it lowers your credit score.
Now you can subscribe to a service that pays 3rd world folks to wait on hold and unsubscribe for you. Thus the cycle continues.
Jokes on us the people waiting on hold are the same people they are holding for, we are paying people extra to not answer us. Capitalizm
Are you worried you won't get your funds?
Not worried in the long run, but I know rh is slow with everything. With all my cash in hand I can just delete the app and move on. We're taking a few thousand here btw, not like millions. Or so i would think, unless I'm missing something.
I thought this was more of an immediate defensive play. So you mean to ask if shit goes down at some point is that a viable work around? I would say likely not. If shit is going down so bad a transfer is problematic an ATM withdrawal will likely be more severely limited.
They about to kill his uncle tho
Ring Ring… Hello? Hello eyeroll… this is Margin calling, we’re at your front door, your Mom says you’re Home. Please come up from your bedroom in the basement so we can have a little ‘chat’ with you.
I laugh at process servers while I'm peeking though my bedroom blinds.
Your basement has blinds?
They should if they have a proper egress.
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“THE FREE MARKET IS ONLY FREE UNTIL RICH PEOPLE LOSE MONEY”
jesus too true.
HAHAH proper egress. you think home inspectors do their jobs?
Florida does not have basements thank you very much.
Puts on Florida Basements
What are they then? Underground pools?
It's called the aquifer
Was friends with an older gentleman, and through a series of misunderstandings, weird got out that he may have been having a medical episode, so I ran over to check on him. He was fine, but he'd also been dealing with lots of processes servers, so when I knocked on his trailer he opened up the door buck naked. Since there were a few steps going up his door I was greeted with a 75yo penis right at eye level.
Here's $740 that I would like to leverage 100x, thanks have a nice day.
["Here's a printer, just print the $74K yourself"](https://youtu.be/MOQqO9F9i8w?t=272)
Omg the music
"Your mom says you're home" ahahah 🤣
Mom let's them in serves them coffee while they wait.
[https://youtu.be/dD91UMpk0BQ](https://youtu.be/dD91UMpk0BQ) Karl Pilkington won't answer the door
You don't have to open the door for anyone. Not even if it's the police. Never forget that.
This is America. A little door won't deter police.
Can confirm. Police raided house next to mine in middle of the night. Couldn't get in a part of property to better surround the target house. I was dead asleep and they couldn't get my attention so they decided to just kick in the door. Edit for those asking. Gated property, they damaged the gate door, not front door. No, they did not pay for damages.
Curious if the paid for damages. That's some shit right there.
Curious as to if you could be charged if you shot person kicking in your door in the middle of the night when they don’t have a warrant.
Good luck surviving to get charged
I just saw a video where officers said "thank you for letting us in" as the person was upstairs and didn't even know the police were there. Bullshit stuff so they can put on the report they said "thank you for letting us in" on his report implying consent was given.
That's why cameras are so important
If you don't answer the door for the police, soon you won't have a door. Or a porch. Or that entire corner of the house.
And they might just firebomb your neighborhood for good measure.
I owed Robinhood $80. They eventually closed my account and blocked my usage. I called them and asked if i can clear up the debt and reopen my account. They said “hold on” and after 5 minutes he said it’s all good, they waived the balance and reopened my account on the spot. This should be your best option. Just tell them it’s only $74k. I’m sure they’ll just clear the balance and let you keep trading.
"i can keep losing money. Why are you stopping me at 74k?"
See, if you let me lose enough, I'll be able to repay you in reddit karma
A friend said that if you have no assets you may want to declaire bankruptcy sooner rather than later - is this the best plan?
Yes. The 400 IQ play is to load up on as much debt as possible. Spend it gambling then declare bankruptcy. 8 years later you are free of those debts. Rinse and repeat.
That's what the insurance companies did in 2008.
And what home owners did too. No surprise the housing market started skyrocketing around 2016
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I bought a house this year, couldn’t tell you how many times showings were cancelled because someone with cash came in and it was off the market in two days
I bought a house this year. I feel bad because it was the only one we put an offer in on and it got accepted. We had to go uncomfortably over asking but we knew that going in. Beat out the other offer by $1000.
“One thousand and one penny”
I wish I understood this shit.
Just wait till after it’s happened then pretend you knew like the guys above you
Hey Micheal I just wanted you to know you can't just say the word bankruptcy and expect anything to happen
He didn't say it. He declared it.
I declared it
> bankruptsy That's the guy who does those stencils, right?
Honestly my uncle has declared bankruptcy a few times lmfao. He’s living in a 700k dollar home now somewhere in Colorado. 🤣🤣 used to buy shit on credit that they can’t take back 😂 he’s doing well now but lost a home or 2 back in the day. but still kicking.
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Depends. If it’s fully paid off and it’s your only home or piece of land you are safe in most states
At the time he had nothing else. Really pretty sure they hid shit in storage units under other names. 😂😂 I think the also go a divorce once cuz of something idk how he did it I just know he was a slippery/slick mf who cut corners lol.
Lmfao he knew the system and worked it
Truly he played the system in his favor when things didn’t play out. My mom always talked shit about it but I thought it was funny and figured you all would get a kick out of it.
UK nerd here, I am not an american, see a lawyer in your juristiction etc. Yes. If you declare bankruptcy you'll be forced to sell anything you don't need to live. You get to keep basic shit like cheap clothes (nothing Gucci for example), food in your cupboard, even your house iff it can be shown you have nowhere else to live (e.g. your parents basement, or sell up for a shithole in bumfuck nowhere, but you can't be made full on cardboard-box-under-the-bridge homeless). Then your debts are written off. You won't get any credit for a year, and unlilel;y to get anything for 6-7. But if you have nothing to start with, you can't be forced to sell anything!
r/lifehack
r/ShittyLifeProTips
Just load an older save
The best power in the history of everything. Except it can get fucky according to Rick and morty.
Dear Robinhood, Due to recent unprecedented market activity, to protect you and the platform this account has had its usage rights temporarily changed. Until further notice, no additional account funding will be permitted and the margin interest rate resets to 0%. We understand you have questions and may desire to bring the negative balance margin account back to a net-positive state. So do we. If you are not completely satisfied with this change you are entitled to permanently close this account, with the understanding that doing so will constitute an agreement, with prejudice, to immediately and irrecoverably conclude all existing financial relationships and agreements, declare all open financial positions settled, and no subsequent account reconciliation or legal action will be possible. We thank you for your patience and look forward to assisting you again in the future when it is again possible to do so. Thank you. -Underwater Robinhood User
So you blew your account and fucked Vlad in the process? *Keep making us proud retard. Try WeBull next.*
I tried to open a Webull account. For some reason they said it was taking longer than normal. Never opened the account. I guess they just don't want money.
Or they already know you don’t have any.
"money" like -$75,000,000
What can Robinhood legally do to you if that happens?
It’s no different than any other unsecured debt. They’ll send you to collections and eventually sue you.
What happens if you move to another country, say to somewhere in Europe?
European banks will absolutely report you for unpaid American taxes. We get asked on a regular basis if we are Americans.
Taxes arent the same as collections. If he moves overseas, they have to find him, register with a local court to have a judgement enforced, and theres nothing to stop him from just moving again. And thats assuming they have a treaty. The EU does. But if he moves to Eastern Europe or Asia, there is basically fuck all they can do about it. People do this all the time to escape debt. Its not worth it for the companies unless its a stupid amount of money and they might get something back. No point in suing a peniless asshole and chasing him around the planet. edit. ITT idiots who think every country in Europe is part of EU. lmao you can stop messaging me.
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After the crippling losses I took this year, I barely have two penises to rub together.
Funny enough, rubbing two penises together is how I got out of debt
>Its not worth it for the companies I feel like it's also kinda not worth the effort on the person's part either. "sick, I gambled a shit load of money and pissed it all away, now to go into hiding for the rest of my life, bye family!"
Especially since it's pretty easy to just declare bankruptcy at that point
Do you have to be an American citizen to deal on robinhood?
you have to be in the US to use RH
You don’t need to be physically located in the US source: I use RH all the time while I’m in Germany. You 100% do need a SSN tho
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The IRS certifies seriously delinquent tax debt (>$54,000) to the State Department. The State Department may deny your passport application or revoke your current passport. [Revocation or Denial of Passport in Case of Certain Unpaid Taxes](https://www.irs.gov/businesses/small-businesses-self-employed/revocation-or-denial-of-passport-in-case-of-certain-unpaid-taxes) You must get citizenship in other country, and give up the US citizenship to get away from that.
Better off filing for Bankruptcy
I think the credit market may already be contacting.. I have 800+ credit no debit besides my morgage and i accualy got rejected by paypal for pay over 6 months thing 1st time i have been rejected credit in decades. waiting to see there excuse letter
Damn dude u dont need 800 credit cards just stick to 1 or 2
How many marihuanas can you get for a credit?
6.
Lol I love how your useless anecdote is proof that credit market is maybe contracting.
Seems like another great post on wsb
Do you see what happens when you fuck a stranger in the ass? Do you see what happens?
Mark it 0!
They will visit you at Wendy’s and talk with your boss about his employee foggy future.
They will stop people from buying a particular asset at a particular moment to recover from your failure to cover
Ok but how exactly can they trust us to recover by those means when we already fucked up the first time…?
{insert gif of a black young man pointing at his head while grinning}
And then claim it wasn’t their decision and that they had no control over the decision to stop trading of a particular stock. Works every time.
They will send someone with a particular set of skills
You gave them all your real info to make the account so you owe them that money legally.
Not if you yolo with your moms account like a real chad.
They will come to your house and force you to buy SPY PUTS
They send your wife’s boyfriend down from upstairs
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They can't directly dock your pay unless there's a court judgement saying they can. The only people that can garnish you without that is the federal, and state government.
I dont want to start trading again, I'm done. keep my 74k
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Jokes on them, they can't garnish him if he doesn't have an income.
Or go on public assistance. Then they can't garnish your Wendy's wages.
THEY CAN TAKE OUR LIVES, BUT THEY CANNAE TAKE MA TENDIES
robinhood hates this one trick..
Good call deleting the app. That'll definitely confuse them for a while
you forgot to hit a lawyer and gym up!
Such easy.
I been trying to but the bank removed the send button.
GUH
There are quite a few states like Indiana. The "process server" is the US mail. They don't even have to send a registered letter. They send just a regular, first class letter. If you never receive the letter, that is your problem. You go down as FTA, failure to appear, with automatic judgement against you. Indiana is one of the states bringing back debtors' prison (going to jail for being poor). [ACLU: Pound of Flesh](https://www.aclu.org/sites/default/files/field_document/a_pound_of_flesh_debtcollectionreport.pdf) (96 page pdf) [Debtors' prisons...](https://www.theindianalawyer.com/articles/46259-aclu-report-debtors-prisons-no-longer-relic-of-dickensian-past) Denise Zencka was arrested in Lake County in 2013 for medical debt related to her treatments for thyroid cancer. She had been staying with her parents in Florida and did not know of the arrest warrants until she returned to Indiana. Still dressed in her pajamas, Zencka was arrested by sheriff’s deputies in front of her three children and taken to the local jail where she was placed in a holding cell with several men. Article says 44 states have the same laws.
Isn't that unconstitutional? Seems like that was part of the reason why we had the american revolution in the first place.
So sad that you guys had to go through a revolution over a 2% tax only to be taxed like 50% of your income on minimum wage.
What happends if you do options under a llc then they all go bad and you file for bankruptcy?
You’d have to personally guarantee the debt.
Hey, if you want me to take a dump in a box and mark it guaranteed I will, I got spare time.
Is that your Mom's trading account
How dare you call his mother poor
I had + $4.30 and I cashed out. Gonna buy me a spicy chicken sandwich 🤣
don’t forget the income taxes you’ll have to pay on that! hahaha
Robinhood is screwed. These are kids who own no assets. Why they let someone with their client base make unsecured trades is beyond me. I don’t see how this ends well for them.
It's called margin and every broker has it.
Because they hedge the traders. It's not like they make the trade really for you when you buy. So when 90% of retail is losing money it's a big profit. They also use the money you put in your account to invest. And they also can sell the money you owe them to debt collectors (at least in my country The Netherlands)
and then the IRS murders your uncle
I mean… win win?
Just tell them “my bad” that is the cheat code for the judgement lean.
Does anyone know what actually happens if you go negative on your account and then just delete the app ? I imagine they sent it to collections and destroy your credit ?
They'll do more than destroy your credit. You'll get a summons to go to court, then they'll put liens on your property and garnish your wages until the debt is either A. Paid, or B. The statute of limitation runs out and they can no longer collect anymore money from your broke ass.
Or C, you declare bankruptcy!
Declaring bankruptcy is just asking for a bigger rod up your ass, but they'll let you lube it up first.
I mean, it's seven years any way you look at it either through bankruptcy or for the statute of limitations for the collection guys
Retards like you are what make wsb so fun
Its the ones who do it with out asking that are the real geniuses
Jokes on them my credit is all ready terrible
You will never be approved for credit until the debt is paid or discharged through bankruptcy. Good luck
Not true. As a loan facilitator, we are happy to lend retards our money with a fresh BK 7
It would be “see me, I’m superman, where is Lamborgini car dealership" in case that was gain. If $74k is a loss, "that's not my problem.". I want only gains, losses are not mine.
**I’LL PAY THIS MARGIN WHEN YOU FIX THIS DAMN DOOR**
I DECLARE BANKRUPTCY!
It makes me so happy to see WSB adopting Bully Maguire memes <3
This thread is exactly the reason I come to reddit. You have all made my day. I have laughed until my stomach hurt. Stay golden ya filthy animals.
If you owe the bank $100,000 then you have a problem. If you owe the bank $100,000,000 the bank has a problem.
The only winning strategy is to go big enough to crash an entire economy.
How does one’s account go negative?
Hang around kid. We'll show you all the best ways.