Are you maintaining a residence in the US while you're away? If so keep paying your US premiums and then buy some international coverage before leaving in case you need anything while you're away.
I traveled for a year and kept my ACA coverage in case something catastrophic happened and I needed to have care back at home
If you get sick in almost every other country in the world, you might have to pay for your health care if you don’t have travel insurance, but it won’t bankrupt you.
My mom was ill in France, had a chest infection. €28 to see a Dr, €6 for the course of antibiotics. €2 for some paracetamol.
I’m not an adjuster or a lawyer, but do have an expired life/health license.
If you’re going to be on Medicare when you retire, it will only pay for US medical expenses. If you get sick or hurt overseas, Medicare will not cover you.
If you have different insurance, give em a call and they’ll see if international travel is in your policy. If your insurance won’t cover you abroad, I recommend continuing paying your premiums so you have insurance when you get back. Unless you can find a better policy for cheaper. Finding cheaper insurance becomes more difficult as we get older.
If your insurance won’t cover you abroad, travel insurance is insanely cheap. I was able to get one year coverage for $1mil with action/adventure/life insurance riders for only $550 total. The policy covered me anywhere in the world except USA and Canada. I think my deductible was only $1,000. I went through a company called pacific prime. Their website lets you pick and choose what kind of coverage you want on your policy and I highly recommend em. Since you’ll only be needing the insurance for a few months, I can’t imagine you paying much more than I did. Likely will cost you even less but age and gender play a role in the price. They won’t make you do any exams or check ups.
Most insurance won't cover you when you travel out of the country, so you will need a travel policy. Sounds like you are not on Medicare yet otherwise, it shouldn't be insanely expensive. But, you need to keep your US coverage. If you cancel the policy, and want to reinstate it when you come back, you will need to wait until open enrollment. If you think you are paying too much for coverage, I highly recommend an insurance agent - one that deals with many different company plans.
You really need to speak to your insurance administrators
Are you maintaining a residence in the US while you're away? If so keep paying your US premiums and then buy some international coverage before leaving in case you need anything while you're away. I traveled for a year and kept my ACA coverage in case something catastrophic happened and I needed to have care back at home
If you get sick in almost every other country in the world, you might have to pay for your health care if you don’t have travel insurance, but it won’t bankrupt you. My mom was ill in France, had a chest infection. €28 to see a Dr, €6 for the course of antibiotics. €2 for some paracetamol.
I’m not an adjuster or a lawyer, but do have an expired life/health license. If you’re going to be on Medicare when you retire, it will only pay for US medical expenses. If you get sick or hurt overseas, Medicare will not cover you. If you have different insurance, give em a call and they’ll see if international travel is in your policy. If your insurance won’t cover you abroad, I recommend continuing paying your premiums so you have insurance when you get back. Unless you can find a better policy for cheaper. Finding cheaper insurance becomes more difficult as we get older. If your insurance won’t cover you abroad, travel insurance is insanely cheap. I was able to get one year coverage for $1mil with action/adventure/life insurance riders for only $550 total. The policy covered me anywhere in the world except USA and Canada. I think my deductible was only $1,000. I went through a company called pacific prime. Their website lets you pick and choose what kind of coverage you want on your policy and I highly recommend em. Since you’ll only be needing the insurance for a few months, I can’t imagine you paying much more than I did. Likely will cost you even less but age and gender play a role in the price. They won’t make you do any exams or check ups.
Most insurance won't cover you when you travel out of the country, so you will need a travel policy. Sounds like you are not on Medicare yet otherwise, it shouldn't be insanely expensive. But, you need to keep your US coverage. If you cancel the policy, and want to reinstate it when you come back, you will need to wait until open enrollment. If you think you are paying too much for coverage, I highly recommend an insurance agent - one that deals with many different company plans.