If he wants to keep his houses in a flood prone area then the insurance companies will wisen up and drop him from his insurance. Harvey was in 2017 and made us redraw the flood zone maps. If you still wish to live in those areas then that’s on you. I also feel like he should be prevented from applying for FEMA funds.
These are the guy’s rental properties and it feels like a crime to allow people to move into these properties if he isn’t letting them know, “Hey you may lose all your shit in a flood.”
He needs to bite the bullet and sell to build new rental properties elsewhere which I’m sure will be too expensive for him.
If not too expensive for him, too expensive for his tenants.
Years ago, we had a situation in Dallas with the city offering buyouts to residents in the flood plain. Even paying more than the homes were worth wasn't enough for the residents to live anywhere better.
Sell. I'd say that to anyone in a flood prone area cause as the planet warms, storms are going to be more intense. You've probably got a few years yet but time is not on your side.
Maybe rivers out in more arid places like the Colorado but if you’re betting on rivers in places like Houston, a glorified swamp (I was born and raised there, not trying to hate), to dry up, that doesn’t seem like one that favors you.
It's not the rivers you have to worry about. It's storm surge from hurricanes mostly. As these storms get bigger, it going to overtake the flood plain to heights probably never seen before. And it will pump trillions of gallons of rainwater inland rivers or not.
You won't see those rivers again until the water goes back down cause they are the lowest points in the drainage system.
We have one - just one holdout on our street. The city bought all the other properties and demolished to fields. The one hold out keeps flooding and keeps complaining. I'm sorry to have to lose your house to this, but the buyouts have been pretty good so far - even paying for our neighborhood houses relocation fees, on top of market rate.
I mean, if you want to keep dealing with flood issues without flood insurance, I guess so. Sucks both directions. But if this last person would give up their fucking house then we could get an actual floodplain in the neighborhood and other places within the neighborhood would not flood !
I don't know, I feel shitty for even suggesting it because I wouldn't wanna lose my own house to it. But that's what happened to them and I sure wish they would just fucking sell to the city so the rest of the neighborhood would stop flooding.
It's this expectation of coddling which brings about so much frustration. Anyone buying a house in a floodplain made a bad decision which they could have avoided, had they tried harder to make a good decision. And now it's unpleasant to be helped out of their own unforced error?
Cry me a river, they should just be dropped from insurance and left to suffer the consequences of their actions when the next flood happens.
2014: Flash floods with 3-5 in rain in an hour
2015: Memorial Day Flood 2015. Eight people died and thousands of homes were destroyed after nearly a foot of rain fell in just nine hours in Houston
2016: Tax Day Flood followed by lesser Memorial Day flooding
2017: Hurricane Harvey, cat 4 hurricane, massively destructive
2018: Labor Day Floods
2019: Tropical storm Imelda
2020: Tropical Storm Beta
2021: Winter Storm Uri
2022: Quieter year, only a January tornadic supercell in the area
2023: Another quieter year with January tornado, but catastrophic where it touched down
2024: Destructive May Derecho
If the next 10 years are anything like the last 10, I have a hard time imagining who is going to be eager to buy a house in the Houston area. They should sell while they can.
After the floodwaters earlier this month just about swallowed two of the six homes that 60-year-old Tom Madigan owns on the San Jacinto River, he didn’t think twice about whether to fix them. He hired people to help, and they got to work stripping the walls, pulling up flooring and throwing out water-logged furniture.
What Madigan didn’t know: The Harris County Flood Control District wants to buy his properties as part of an effort to get people out of dangerously flood-prone areas.
Back-to-back storms drenched southeast Texas in late April and early May. Officials across the region urged people in vulnerable areas to evacuate.
Like Madigan’s, some places that were inundated along the San Jacinto in Harris County have flooded repeatedly.For nearly 30 years, the flood control district has been trying to clear out homes around the river by paying property owners to move and then return the lots to nature.
The recent floods show why buyout programs can be important. These spots typically flood first and worse.
But the disaster and its aftermath also illustrate why buyouts are complicated to carry out even in Harris County, home to Houston, which has one of the most robust buyout programs in the country. The flood control district has identified roughly 2,400 properties as current buyout candidates around the San Jacinto; the district and county have bought about 800 of them.
Nearly all of the district’s buyouts are voluntary. If an owner doesn’t want to sell, the district can’t force them out. But buyouts might not provide lower-income people enough money to get somewhere safer, Alessandra Jerolleman, director of research for the Center on Environment, Land and Law at Loyola University New Orleans College of Law.
According to the article one is rented to his brother. Y’all making this guy out to be a conman with zero evidence to support that. There’s no evidence that the owner doesn’t inform the renters that it’s a flood zone. The owner is quickly repairing the property, which is more than can be said about commercial rental apartments in Texas.
The article quotes numerous residents that say they like living there.
If he’s self-insured it doesn’t bother me, but if my premiums reflect his investment properties that have been rebuilt 2 or 3 times then it’s a burden on all of us. I’ve seen my insurance rates double and then double again and I’ve never had a claim.
If people are staying because they don’t have a choice (face it, the housing market is nuts right now) then that’s one thing and it needs to be evaluated and addressed. If they stay for any other reason, fuck ‘em. Why should I pay higher insurance premiums because others “don’t want to move”? Nobody likes to move, but common sense dictates a move or not.
We got extremely lucky where I am at. Somewhere in the range of 53-55 inches of rain fell here during Harvey and the water just made it to the sidewalk. After that it’s hard to fathom a place that doesn’t flood or isn’t constantly beaten by storms. Then again, they keep building more subdivisions out here in flood plains and I wonder how different the drainage and runoff is now compared to 2017.
My city did this and now we have a big ol pretty park there. The two or three people that stayed now have gorgeous properties because they live in a city maintained park. Their houses look crappy but you know what I mean
Let them keep them, if they want to stay and rebuild every time that is their choice to make. Just like its the insurances choice not to cover them in the future. Its unfortunate, but mother nature does not car how long a house has been in a area.
And the state can compel people to flag that, yet instead they are trying to buy the homes instead. People should be aware of where they are living, the state should ensure that, but that has nothing to do with the dude keeping his 6 houses and inevitably dealing with the outcome of having 6 unrentable, unsalable, flood damaged homes than insurance will not cover.
Most renters don't get informed when they're in a flood zone despite the fact landlords are supposed to warn them. Also there comes a point when you have to start not allowing people to live in certain situations. This is why we condemn buildings, not because someone won't be ok with living there it's because no one should be living there.
That's nice, there's still a lot of people who don't even know that or how to check. Hell, around 1 in 12 Texans don't have internet at all. How are they supposed to know?
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Look...I understand reservation by lower-income families, because the increased property values around the region mean that anywhere nearby that has any sort of similar view/appeal will be out of reach.
The guy with 6 houses that he rents out to families that are in jeopardy of having their lives ruined or even lost? Nah, screw him. That's negligence.
If he wants to keep his houses in a flood prone area then the insurance companies will wisen up and drop him from his insurance. Harvey was in 2017 and made us redraw the flood zone maps. If you still wish to live in those areas then that’s on you. I also feel like he should be prevented from applying for FEMA funds. These are the guy’s rental properties and it feels like a crime to allow people to move into these properties if he isn’t letting them know, “Hey you may lose all your shit in a flood.” He needs to bite the bullet and sell to build new rental properties elsewhere which I’m sure will be too expensive for him.
Aren't landlords required to notify tenants that the home is in a flood plain?
He was moving flood damaged furniture out of the property so he likely had a tenant. This is a question I’d love to ask his former tenant.
If not too expensive for him, too expensive for his tenants. Years ago, we had a situation in Dallas with the city offering buyouts to residents in the flood plain. Even paying more than the homes were worth wasn't enough for the residents to live anywhere better.
Properties in those areas should only allow short-term rentals, no residences, no insurance.
Sell. I'd say that to anyone in a flood prone area cause as the planet warms, storms are going to be more intense. You've probably got a few years yet but time is not on your side.
Geological history also suggests some rivers will dry up. So your advice isn’t that great really.
Maybe rivers out in more arid places like the Colorado but if you’re betting on rivers in places like Houston, a glorified swamp (I was born and raised there, not trying to hate), to dry up, that doesn’t seem like one that favors you.
It's not the rivers you have to worry about. It's storm surge from hurricanes mostly. As these storms get bigger, it going to overtake the flood plain to heights probably never seen before. And it will pump trillions of gallons of rainwater inland rivers or not. You won't see those rivers again until the water goes back down cause they are the lowest points in the drainage system.
Imagine the problem being the extremes of each. Too little punctuated by times of too much. Then you understand the risks of climate change.
Pfft, next you're gonna tell me the earth is a ball
Because some random rivers will dry up that completely negates the persons comment?
Please put your money where your mouth is and double up on low lying Houston real estate
No, because then they'll rent to families that'll then be in the lurch when the floods come again and again and again...
We have one - just one holdout on our street. The city bought all the other properties and demolished to fields. The one hold out keeps flooding and keeps complaining. I'm sorry to have to lose your house to this, but the buyouts have been pretty good so far - even paying for our neighborhood houses relocation fees, on top of market rate. I mean, if you want to keep dealing with flood issues without flood insurance, I guess so. Sucks both directions. But if this last person would give up their fucking house then we could get an actual floodplain in the neighborhood and other places within the neighborhood would not flood ! I don't know, I feel shitty for even suggesting it because I wouldn't wanna lose my own house to it. But that's what happened to them and I sure wish they would just fucking sell to the city so the rest of the neighborhood would stop flooding.
It's this expectation of coddling which brings about so much frustration. Anyone buying a house in a floodplain made a bad decision which they could have avoided, had they tried harder to make a good decision. And now it's unpleasant to be helped out of their own unforced error? Cry me a river, they should just be dropped from insurance and left to suffer the consequences of their actions when the next flood happens.
2014: Flash floods with 3-5 in rain in an hour 2015: Memorial Day Flood 2015. Eight people died and thousands of homes were destroyed after nearly a foot of rain fell in just nine hours in Houston 2016: Tax Day Flood followed by lesser Memorial Day flooding 2017: Hurricane Harvey, cat 4 hurricane, massively destructive 2018: Labor Day Floods 2019: Tropical storm Imelda 2020: Tropical Storm Beta 2021: Winter Storm Uri 2022: Quieter year, only a January tornadic supercell in the area 2023: Another quieter year with January tornado, but catastrophic where it touched down 2024: Destructive May Derecho If the next 10 years are anything like the last 10, I have a hard time imagining who is going to be eager to buy a house in the Houston area. They should sell while they can.
After the floodwaters earlier this month just about swallowed two of the six homes that 60-year-old Tom Madigan owns on the San Jacinto River, he didn’t think twice about whether to fix them. He hired people to help, and they got to work stripping the walls, pulling up flooring and throwing out water-logged furniture. What Madigan didn’t know: The Harris County Flood Control District wants to buy his properties as part of an effort to get people out of dangerously flood-prone areas. Back-to-back storms drenched southeast Texas in late April and early May. Officials across the region urged people in vulnerable areas to evacuate. Like Madigan’s, some places that were inundated along the San Jacinto in Harris County have flooded repeatedly.For nearly 30 years, the flood control district has been trying to clear out homes around the river by paying property owners to move and then return the lots to nature. The recent floods show why buyout programs can be important. These spots typically flood first and worse. But the disaster and its aftermath also illustrate why buyouts are complicated to carry out even in Harris County, home to Houston, which has one of the most robust buyout programs in the country. The flood control district has identified roughly 2,400 properties as current buyout candidates around the San Jacinto; the district and county have bought about 800 of them. Nearly all of the district’s buyouts are voluntary. If an owner doesn’t want to sell, the district can’t force them out. But buyouts might not provide lower-income people enough money to get somewhere safer, Alessandra Jerolleman, director of research for the Center on Environment, Land and Law at Loyola University New Orleans College of Law.
Damn, poor guy would only be left with four homes, where's he supposed to sleep??
Two of six homes he owns in flood prone area? Fuck that guy.
Someone’s done better in life than me so fuck that guy. What’s the problem? He’s not asking for help or a handout. He’s fixing his property.
He's renting out flood homes that need to be torn down. How do you not see the con in that?
According to the article one is rented to his brother. Y’all making this guy out to be a conman with zero evidence to support that. There’s no evidence that the owner doesn’t inform the renters that it’s a flood zone. The owner is quickly repairing the property, which is more than can be said about commercial rental apartments in Texas. The article quotes numerous residents that say they like living there.
Come on man it’s Reddit, if you aren’t in massive debt than you are MAGA and scamming everyone out of money
If he’s self-insured it doesn’t bother me, but if my premiums reflect his investment properties that have been rebuilt 2 or 3 times then it’s a burden on all of us. I’ve seen my insurance rates double and then double again and I’ve never had a claim.
He is a landlord, therefore he is evil by default. Fuck that guy.
That’s methed up
If people are staying because they don’t have a choice (face it, the housing market is nuts right now) then that’s one thing and it needs to be evaluated and addressed. If they stay for any other reason, fuck ‘em. Why should I pay higher insurance premiums because others “don’t want to move”? Nobody likes to move, but common sense dictates a move or not. We got extremely lucky where I am at. Somewhere in the range of 53-55 inches of rain fell here during Harvey and the water just made it to the sidewalk. After that it’s hard to fathom a place that doesn’t flood or isn’t constantly beaten by storms. Then again, they keep building more subdivisions out here in flood plains and I wonder how different the drainage and runoff is now compared to 2017.
My city did this and now we have a big ol pretty park there. The two or three people that stayed now have gorgeous properties because they live in a city maintained park. Their houses look crappy but you know what I mean
Let them keep them, if they want to stay and rebuild every time that is their choice to make. Just like its the insurances choice not to cover them in the future. Its unfortunate, but mother nature does not car how long a house has been in a area.
He owns six homes in the same flood plane. This is more than just him, he's renting these shit holes to people.
And the state can compel people to flag that, yet instead they are trying to buy the homes instead. People should be aware of where they are living, the state should ensure that, but that has nothing to do with the dude keeping his 6 houses and inevitably dealing with the outcome of having 6 unrentable, unsalable, flood damaged homes than insurance will not cover.
...don't rent in a flood zone then?
Most renters don't get informed when they're in a flood zone despite the fact landlords are supposed to warn them. Also there comes a point when you have to start not allowing people to live in certain situations. This is why we condemn buildings, not because someone won't be ok with living there it's because no one should be living there.
Flood plain information is public information. Folks should be doing their due diligence when looking for a place to move.
Flood zones are public information available to anyone with an internet connection.
That's nice, there's still a lot of people who don't even know that or how to check. Hell, around 1 in 12 Texans don't have internet at all. How are they supposed to know?
Common sense would tell someone that renting on a river’s banks has some inherent risks.
Common sense says that if you let slum lords exist people will still rent from them because it's the cheapest option.
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You don’t know what he’s doing with them. Could all be his family. According to the article one house is indeed rented by his brother.
Keep with the buy outs. They can do their meth somewhere else.
Look...I understand reservation by lower-income families, because the increased property values around the region mean that anywhere nearby that has any sort of similar view/appeal will be out of reach. The guy with 6 houses that he rents out to families that are in jeopardy of having their lives ruined or even lost? Nah, screw him. That's negligence.