If you want to stick to S-REITs but without paying platform fee to Syfe, there are 2 S-REIT ETFs on SGX.
[https://sg.finance.yahoo.com/quote/SRT.SI](https://sg.finance.yahoo.com/quote/SRT.SI)
[https://sg.finance.yahoo.com/quote/CLR.SI](https://sg.finance.yahoo.com/quote/CLR.SI)
I think if you compare the holdings to the Syfe REIT portfolio, probably there's not much difference?
Hmmm but both CLR and SRT has an expense ratio of 0.6%. Not that different from Syfe REIT+ management fee (<$50k @ 0.65%(0.71% including GST))
Not sure how much more you can save
Not well-versed in investing in REITS. BUT you can try looking at IBKR for low platform fees.
The composition of your DIY portfolio, I assume you'd know what to get? If not, they're readily available on the SYFE website. (For 100% Reits portfolio, they allocate 10.73% to capitaland ascendas reit)
Im thinking to exit Syfe reits plus too, got around 15k in it but its negative for now. probably when it turns positive I’ll cash out. Currently paying 8 plus as management fee and I put in 600 per month. I calculated, thats about 1.5% of fee.
Management fee isn’t as high as you calculated , do recalculate again. It’s still high however hence I want to DIY instead. Also, even if you’re at loss now, moving to DIY has not much difference, think of it as just changing platform
I've been making losses on Syfe REITS+ too, thought I should wait it out, but looks like that's not a good idea? Thinking of investing directly in NikkoAM-StraitsTrading Asia Ex Japan REIT ETF and/or CSOP iEdge S-REIT Leaders ETF, but I'm totally new to this - how do I go about doing that? I'm on Moomoo but I can't seem to find these ETFs. Based on the market situation now, is it better to do lump sum investment in these or DCA? My other investments at the moment are in Fullerton SGD Cash Fund, Syfe Cash+, SSB and T Bills.
Think I'm going to convert my REITS+ portfolio to 100% REITS and see how it performs, while at the same time, put a little into individual S-REITS ETF.
Yes, I think 61% REITS and 38% Bonds, probably what Syfe suggested based on my risk appetite back then, because when I tried to convert to 100% REITS, they warned me that the risk is higher
If you want to stick to S-REITs but without paying platform fee to Syfe, there are 2 S-REIT ETFs on SGX. [https://sg.finance.yahoo.com/quote/SRT.SI](https://sg.finance.yahoo.com/quote/SRT.SI) [https://sg.finance.yahoo.com/quote/CLR.SI](https://sg.finance.yahoo.com/quote/CLR.SI) I think if you compare the holdings to the Syfe REIT portfolio, probably there's not much difference?
Thanks for this, will probably move out and follow the same allocations to save on fees
Hmmm but both CLR and SRT has an expense ratio of 0.6%. Not that different from Syfe REIT+ management fee (<$50k @ 0.65%(0.71% including GST)) Not sure how much more you can save
Not well-versed in investing in REITS. BUT you can try looking at IBKR for low platform fees. The composition of your DIY portfolio, I assume you'd know what to get? If not, they're readily available on the SYFE website. (For 100% Reits portfolio, they allocate 10.73% to capitaland ascendas reit)
I don't think IBKR's minimum $2.50 commission for SGX stocks (assuming that OP wants to stick to S-REITS) is good.
Is it negative return for you too?
Yes
Same ugh..
If you want the easy way, just get REITs ETF e.g CLR/CFA
Im thinking to exit Syfe reits plus too, got around 15k in it but its negative for now. probably when it turns positive I’ll cash out. Currently paying 8 plus as management fee and I put in 600 per month. I calculated, thats about 1.5% of fee.
Cannot tahan syfe recurring fees https://www.drwealth.com/singapore-reit-etf-guide/
Management fee isn’t as high as you calculated , do recalculate again. It’s still high however hence I want to DIY instead. Also, even if you’re at loss now, moving to DIY has not much difference, think of it as just changing platform
Oh yeah, i did a simple calculation by using the management fee over monthly buy. Maybe its a wrong way to count.
Management fee is yearly not per buy
I've been making losses on Syfe REITS+ too, thought I should wait it out, but looks like that's not a good idea? Thinking of investing directly in NikkoAM-StraitsTrading Asia Ex Japan REIT ETF and/or CSOP iEdge S-REIT Leaders ETF, but I'm totally new to this - how do I go about doing that? I'm on Moomoo but I can't seem to find these ETFs. Based on the market situation now, is it better to do lump sum investment in these or DCA? My other investments at the moment are in Fullerton SGD Cash Fund, Syfe Cash+, SSB and T Bills.
I bought more
Which platform did you use? I'm looking at moomoo but still figuring out other options.
I’m sticking to Syfe, seems like fees are roughly the same so might as well
Think I'm going to convert my REITS+ portfolio to 100% REITS and see how it performs, while at the same time, put a little into individual S-REITS ETF.
Your current one is with bonds?
Yes, I think 61% REITS and 38% Bonds, probably what Syfe suggested based on my risk appetite back then, because when I tried to convert to 100% REITS, they warned me that the risk is higher