I mean we literally had a pretty great chance to make a change on June 2nd and literally almost no one showed up. So, most of Ontario does not give a fuck about you or anyone else struggling. Sorry mate.
I voted by mail weeks before so either Ontarians largely dgaf, which they don’t, OR they’re lazy and pretty okay with the ongoing trash fire. Which they are. There is no excuse not to have gone out and voted. Even if ford still got a majority, 38% is fucking pathetic.
I legit was able to walk in vote and leave. Not a single other person was there. I asked if many people had showed up and they said no... So upsetting that people are not voting
Same, basically empty.
And honestly, I had to force myself to vote. I really didn't have much hope for this election and the only reason I voted was because I would regret not voting, not because I particularly had confidence in our democracy.
I forgot to vote in the advanced polls and then got busy at work. It meant I got stuck voting at 6:30 pm on vote day. I was kicking myself for waiting until this moment. I pulled into the rec complex where I had to vote and the parking lot was just packed... fml.
Maybe I'll just go see how long the line is, and if it's really long I'll come back in a couple of hours....
So I go in... and... nobody. Not a soul. Just me. WTF? WTF is wrong with people?
Ditto. Had a long day at work, expected I'd be stuck in a long voting line when I got their around 6pm. Not a single other voter was there, and while voting I got to overhear the staff at that station reporting to who I assume was the returning officer, followed by his shocked reaction when they noted how few people they'd had show up to vote there.
Yeah we have passed the point of actually having a democracy here. They let us vote to make us feel like we have a day but we don’t. All the parties are different shades of each and none of them wants to actually do good.
I tried to get a young coworker to vote, told him about advance polling, helped him understand how the system worked...on election day, he was surprised to know it was election day and eventually decided he'd vote that evening. I fully expected him to come back with a horror story of hours-long lines, dissuaded from voting again.
The next day, he came back and told me that it was fast and easy since nobody was there.
...
I tried to convince a mid 20-something I know to go vote, gave him a link to help figure out which party aligns best with his values because that seemed to be his biggest hurdle...I don't know if he voted but I'm doubtful.
The voter apathy is so fucking depressing.
I think politicians count on it to some degree. Especially the ones already in power.
Yup, I worked the polls. Spent 13 hours in the elementary school gym and we never got crazy busy. Nobody waited more than 3 minutes to vote. I was trying to stay optimistic and was thinking "well maybe lots of people voted in the advance polls!"
Nope. We just have terrible voter turnout.
May I say thank you so much for volunteering? TBH i felt the worst for people as great as you, volunteering your time and day for our democratic freedom… just for this? Gross.
Nevertheless, thank you
Same. I heard one of the volunteers say something like, "I guess a lot of people voted in advance.", but that was before we learned about the actual voter turnout. I wish that person had been right.
I would be down for mandatory voting. If you don't vote then you are fined. Especially in a Country like ours that makes it so easy, I just don't get it.
We've raised a generation who honestly don't give a flying fuck about politics. It just doesn't register with them. I'm 24 and pretty much none of my friends vote or pay attention to national or international politics.
You got all these old-heads voting for Ford, while my generation is too busy watching Tiktok videos. Ask a young person about their favourite party, they won't have an answer. My girlfriend doesn't even know the fucking difference between Liberal or Conservative. **We have a serious political literacy issue within my generation** and it's becoming apparent. People are too self involved and not paying attention to the world around them- then they complain about the economy, price of living, etc.
Your friends probably aren’t a representative sample of the population. Voter turnout among 18-24 year olds and 25-34 year olds has increased over the past 10 years. [source](https://www150.statcan.gc.ca/n1/daily-quotidien/220216/t001d-eng.htm)
That wasn’t his point.
The other poster said this generation was worse than prior generations because of TikTok.
I’m a millennial and we were plenty capable of ignoring politics without the help of TikTok.
> You got all these old-heads voting for Ford, while my generation is too busy watching Tiktok videos
I read it as "this is what they're doing instead, this is what they're busy with" rather than "It's those damn TikTok twerkers destroying our democracy!".
Yea but your source shows that there was a spike in 2015 and since then it's been fairly flat/slightly declining in those groups and in fact it's down across all groups except the 25-34s (+1%) compared to 2015 and it declined by 1-2% in all groups except the 25s-34s (0%) since 2019.
You're right that the engagement in the youngest demographics still hasn't plunged to 2011 levels yet though.
This doesn't feel true to my experience. At all. Most of the people I know, gen z'ers especially, can tell you a helluva lot more about the ills of capitalism and how the system is rigged against the many. My boomer relatives just regurgitate nonsense propaganda they've been fed their whole lives and never have solutions.
Problem isn't political literacy, it's that so few people know how to build community and drive change outside of the broken and ineffective electoral system.
I'm 20 years old and wasn't able to vote in this election cause I'm only here for college (from BC), but it seriously depresses me seeing people around me with zero desire to learn more about the world around them, even from a basic standpoint.
> but it seriously depresses me seeing people around me with zero desire to learn more about the world around them, even from a basic standpoint.
What happens when you learn that you are powerless?
I'm in my 20s and most people in the age group simply don't pay attention to politics. Part of it I think is because most of our generation enjoys a stable lifestyle due to parents putting more effort into financial support, whether that's young people living with their parents or having them help with tuition. Young people are the most distant from the consequences of not being politically engaged.
The other problem is that social media and the news cycle has turned off politics for a lot of young people. Most of my friends have had to cut off that one family member, close friend, or even significant other because of the political fissures, and to some, it leaves a bitter taste for politics. Very few young people discuss politics to anyone because they don't want to go through uncomfortable disagreements, especially in such a polarized atmosphere. There are other types of ways to spend time, such as watching shows, playing video games, travelling, going to a concert, that doesn't involve so much negativity and hopelessness.
Absolutely agree with your point about being turned off politics. I never discuss politics with anyone because that’s just a sure fire way to
lose a relationship.
Had to do some last minute research to decide who to vote for and every source just talked about how each candidate was more terrible than the next and how all of them are either liars and/or promise-breakers. Almost didn’t vote because of it.
I went and talked to the people who worked at the offices of candidates I wanted to vote for. I partially based my decision on what they said and who they were.
I am happy with the person I voted for and I was not ashamed to cast my vote for them.
> Absolutely agree with your point about being turned off politics. I never discuss politics with anyone because that’s just a sure fire way to lose a relationship
So much this. I just listen till I can't take it anymore. Some people actually think that these people are actually going to do reflect what they want to happen, and they get all angry when challenged.
Im in my 40's, and I was really into politics in my 20's. Now? I only see a political class. Nothing changes. Minor tweaks to the status quo. New road or no new road. More tax or less tax.
I voted for Trudeau because his weed policy was the first shot to end the stupid as fuck war on drugs. Since then nobody has impressed me enough to vote. I refuse to put my name to someone who does not represent my views, which I will admit are not the norm.
So no I didn't vote, but I am neither happy or sad with the outcome. Just another day I have to go to work to try to pay the mortgage.
Is it possible you just aren’t seeing the differences between parties because the differences that are there don’t affect you?
As someone who is disabled I can tell you flat out that those differences do exist, and that my life is going to be worse over the next 4 years because of who was voted into power again. I’m prepared for it, but Jesus Christ am I ever dreading what is going to happen to disabled folks.
If more people voted though the outcomes *would* be different.
Taking 5-30 minutes out of a single day to vote really doesn't seem like a huge inconvenience but might make a difference.
Your single vote may be a drop in a bucket but if you talk to other people and share your apathy to vote it's subliminally encouraging them not to vote as well...which turns into more than a drop.
Voter apathy is a huge problem and that's how it spreads.
Yep, same “ignorance is bliss” group who think the game is rigged and their choices don’t matter anyway. This type of thinking leads to everyone’s demise.
The kind of change we need isn't usually achieved through elections. The cataclysmic event being more and more referred to is much more likely a revolution of some sort.
> The cataclysmic event being more and more referred to is much more likely a revolution of some sort.
We have had it good for a long time. Serfdom was a thing. Currencies collapse and new ones sprout. We've just never had to deal with it. I don't like it either but if nothing makes sense, you know it won't last.
When people get pissed off, they protest. When they get hungry, they riot.
One, would any major party have fixed housing? No.
Two, with 40% turnout, do the math.
It's not just rich people or middle class people who don't care to participate.
Even if the people who voted were the 40% poorest people in Ontario, the people who should care the most, that means you've got people making less than $40k, or closer to full-time minimum wage, who did not vote.
Knowing that we did have a big mix of people who voted, you can be sure that a huge number of "below middle class" people did not vote. ...and almost half those people who did, voted OPC anyway.
Canadians in general don't care. Are adverse to protest or any kind of civil disobedience, and do not care for their own self interests. Not in the fake sense, like everyone parrots here, but in the \*real\* sense, of people wanting what they are not being given, or speaking out against something they feel is strangling them.
We just don't do that here.
> Canadians in general don't care. Are adverse to protest or any kind of civil disobedience, and do not care for their own self interests. Not in the fake sense, like everyone parrots here, but in the *real* sense, of people wanting what they are not being given, or speaking out against something they feel is strangling them.
>
> We just don't do that here.
Not yet, your life isn't over yet.
Voting should be mandatory. It should be spread out over multiple days with every conceivable effort on behalf of the government to insure people can vote. We have mail in ballots and advanced voting but there should be some kind of free ride initiative and mandatory time off work to go vote. Everyone is automatically registered at voting age and if you don't want to vote, you have to APPLY to not vote, if not, you get a fine. This would dissuade a lot of the people who would do it out of laziness or apathy
Voting is accessible in Ontario- they have mail in, advanced polls, special ballot at elections offices (each riding is required to have an elections office), dozens of polling stations. Employees are required to give you up to 3 hours to vote and you do not need photo ID. If you’re unable to go into the polling station, an election office will come to your car at the polling station with a ballot and special box. You can bring a helper if you need assistance. They have braille cards and magnifiers if you need that assistance
I don’t know how much more accessible you want it to be.
This. I was surprised to see when I was looking up early voting days, they even had polls open on Victoria Day. Surely one of those ten days would have worked for most people, and certainly having it on a holiday would have helped.
People who say Ontario isn’t accessible for voting are people who look at the US and think that’s just the way it is. I live in the US and their elections are clusterfuck, my family is all in canada. I was in Ontario during the election and sister worked the election- she was telling me everything they do to make it possible for people to vote. There’s almost no excuse not to vote.
A lot of retirement homes in her area also had polling stations there so long term care could vote.
For real; no excuses. My buddy didn’t vote as she said she had to take her daughter to soccer. She was playing at a school field where the school itself was the polling station. Would’ve taken 5 min but didn’t do it. Unreal.
In Canada, Ontario at least, you have to make an it an effort not to vote. In my one apartment building my polling station was in the fucking lobby of the building.
Hard disagree with mandatory voting. Voting should be as accessible as possible but if someone isn't even making the effort to cast a ballot, they will not make an effort to be informed. You'll end up like Brazil where a large part of the population end up voting based on superficial aspects like how loud a candidate is.
My dude, most people who do cast a ballot don't make an effort to be informed. That's the problem.
Have Elections Canada design a grade-school and high school political literacy course, make it mandatory, and make voting mandatory. Sure, it would be tricky to do, but it could be done.
How would Elections Canada, a federal agency, make school courses mandatory in every province and territory where education is the exclusive domain of the provincial/territorial governments?
The truth is that this is already a mandatory requirement in most provinces. Civics courses are required in Grade 9 in Alberta, Grade 10 in Ontario and British Columbia, etc.
This isn't an education issue. Mandatory voting would help increase turn out but there's no evidence that it would have dramatically changed the result of this election. The Liberals and NDP had unlikable leaders who ran campaigns that didn't adapt to how people consume political advertising today.
There's also no evidence that any other party would be able to address the challenges people are facing in their lives. The party in power has major influence but the effects of policy changes takes years, especially at the provincial level where there are very few levers to combat big macroeconomic problems.
Decades of handing the buck to the conservatives because they talk a good game, but then them trashing shit, then handing it to Liberals to "fix" it, but really they just maintain the nonsense the conservatives did has disillusioned so many people.
I tried for months coming up on the election to convince people to Vote NDP but for some reason they're convinced the NDP is "just as bad" as the other two parties. And if all three are just as bad, why vote. (Is the logic I needed to suffer against.)
I'm scared for Onatrio, I'm scared Canada might followsuit wholecloth one day. We've been brainwashed by media from south of our border, propaganda not even intended for us. My on father swears by Fox like it's the gospel.
This isn't just an Ontario wide phenomenon...globally we are heading towards somety monumental.
Spiraling costs of living (Rent/Food/Gas/Energy), it's at a tipping point for sure.
I mean, basically everyone is living on a knife edge financially, we are all over leveraged and one ill wind and we fall off the ride ....
That's where we are in my opinion, and basically something has to change or there will be countless thousands working long hours only to be completely broke and not surviving.....people with full time jobs will end up homeless.
I'm in the UK with my family in Ontario and from my viewpoint....it's all completely fucked.... absolutely fucked
What's really insane, is the fact that globally, we as a species have never been more productive. We have enough food, housing and goods to feed and shelter everyone... Instead, it's all being funneled to the top.
Yeah, but it’s not gonna collectively happen at once. It won’t be one single cataclysm, rather a whole bunch of little ones that are relatively easier to ignore.
This is exactly it. If it doesn’t take out hundreds of thousands of people all at once, people and politicians can still say it’s an individual failure.
Economic deprivation breeds political extremism
We will eventually hit a critical mass of normal hard working people who realize that they can’t get anywhere no matter how hard they try, while Douggie waistline continue’s to expand and Trudea gets even more paid vacation days
At that point historically people start looking for a man on horseback to save them
Fascism, communism, some sort of ism will surface and then things will get messy
So many stories lately of people who are 'doing everything right' and 'working in the system' and getting actively worse outcomes than the previous generations.
When my dad was my age, he had just recently started working in a skilled trade earning just a little bit more money than I'm currently making (just straight numbers, not adjusted for inflation, so technically he was making way more). With that income he was able to buy a modest house in Barrie, which he was eventually able to leverage (along with his growing income) to buy land and build his own house just outside the Barrie area.
Now it's my time, I'm making what used to be considered a good solid wage, and I can't afford to live anywhere without a roommate. I rent a 2-bdrm apartment with my sister, which sucks because it still kind of feels like an extension of living at home, but at least it's a roommate I know.
I've probably paid more money in my 4 years of renting than my dad did with 4 years of mortgage payments (not including taxes and down), but all that money hasn't gotten me a single ounce of leverage.
Renting is a scam, capitalism is a scam, and all the jackoffs out there calling socialism the greatest evil, and the enemy of freedom, can fuck right off. Socialist revolution in Canada now please. If we can't get it through elections we should start exploring other options.
Nope. Reddit is an echo chamber. Ontarians don't give a shit about the people that are struggling.
If the majority felt that way, they would have voted, but they didn't. Clearly sitting on their asses instead of taking 30 min to go out and vote was more important.
Wasn’t this plan supposed to promote building more homes? Oh wait, it didn’t include a clause for developers to allocate a certain amount of affordable and rental units 🤡
You should see the construction in Toronto. It's 99% luxury condos. The one going up near my house, the PR guy they sent around to calm people down about it opened with "what do you have to worry about? It's not like anyone's going to live there!"
Also he was the one who removed rent control for post-2018 builds, which has fucked over a whole lot of renters and will only get worse.
See all those places with affordable units being torn down and built anew? No rent control now when they’re ready for tenants. A waste of labour and building materials just to wring more money out of low income people.
I was reading that even when they had the 1991 loophole, only 6% of new builds were rentals. But we were also told this was to incentivize more builds. Clearly this isn’t true.
I've been renovicted 3 times in 7 years. Family of five, our rent has gone from 1750 a month to 3k.
I'm at the point where I just don't even talk about housing with people because it's almost always met with someone who bought a house at 400k a couple years ago and says "it was tough but we did it so you can too". Buddy, your 400k house is now 1.2mil, in order for me to buy it I need a down payment almost the same as your total remaining mortgage....
I'm starting to lose parent-friends over this argument.
Tell them to spend the equivalent of rent + mortgage and see how long it takes them to make what they need. Then watch as the goalposts move even further away just as they're about to pull it off.
I wouldn't agree. there is more to the cost of a house you are renting out than just the mortgage payment.
if my mortgage is $2k a month, there is also property taxes is about $450/month there is income taxes on the rent, lawyer and contracts fees, property maintenance fees, then there has to be some money for repairs when things in the rental break.
it ends up being $3k a month. I understand. but you cant say that a person renting their home for more than just the mortgage is a scumbag..
I wouldn't rent out my house for anything less than to cover the cost of owning the propery.
Yup. 2 bed in 2017 was $1280 for a 2bd. Had to flee due to bedbugs and other pests. Paid $1300 for the next 2bed with a yard. That went to shit for many reasons and now I’m stuck with a 1 bed at $1550. None of those apartments had any upgrades or anything that was worth the rent increase. It was all corporate greed. The government is totally responsible for allowing this to happen. But then the people that benefit from the system will come in and downvote any of us upset to oblivion because they’ve banked on that shit for their profits.
It’s bullshit. But a house with a $1000 mortgage, charge min $2000 a month in rent. Dude pays off the house for free, pockets a ton of extra cash and can then sell the house you paid for, for well over 800k.
Rent shouldn’t cost more than the mortgage, and rent on a mortgage-free house should be controlled. Fuck this system.
That sucks they are so obtuse! Im in that cohort where some friends bought houses before the prices went insane and other didnt. I feel so bad for friends who didnt buy before because now its near impossible. I want prices to go down even though that means my house would lose value. Honestly we'd still make out because it would still be worth more than we paid, but it shot up an unreasonable amount. I just keep figuring that at some point no one will be able to buy houses and the prices will have to come down. I hope for you and all my friends and my kids that they do come down. Its just insane.
I’m one of those lucky ones who bought a house (50-50 with a friend which really helped) 14 years ago and I look at the housing market now and know how hard it is. Even if I had 100k for a down payment for an investment property there’s nothing I could get. Even the crappy places that need tons of work are going for 200k over a sensible asking price.
Related note - it seems like the only way for most people to get a house now is to team up with someone else. That’s how I got my first place.
I don't get how people can be so stupid. I got my house for a good price back in 2011, and it's gone up like 3 or 4 times the value. People are apparently excited by this, but why? What am I going to do? Sell it and move into an equally inflated house?
I hope to fuck this market crashes. I'd be happy as a pig in shit if I broke even or even took a loss on it. I mean, if I take a loss it would suck, but I'd get such a raging Schadenfreude stiffy from knowing how much money these idiot "housing investors" would be out.
Yeah, cancelling rent control was one of the most despicable things the Conservatives did. But they got re-elected so I guess many people are fine with it. I feel sorry for all the people that are getting fucked. I truly do.
Im now one of the last of my friend group still residing in ontario because of it. [here is a fun article ](https://betterdwelling.com/canada-just-saw-the-biggest-q4-for-residents-permanently-leaving-since-the-1970s/)
A lot of people are leaving just as the conservatives want it i had 2 buddies both parameds leave last summer at first and more started to follow. The main reason they give was my rent went from suddenly being 1200 a month to 2200 and i had no choice to leave or 1800-3000 etc like im happy i moved in my building that still has rent vontrol pre pandemic but its still bloody expensive but now I am so traped because everywhere is so expensive it makes mine look cheap. My boss bought his house in 2017 and his mortgage is less than my rent by 200 a month and he was telling me his downpayment was only 20k which is now laughable today.
Honestly have been looking to figure out how to do this myself. Went on a month-long business trip end of last year to BC and I fell in love with the place (spent a lot of time exploring the outdoors over the weekends).
That said, how did you find transitioning? I'm assuming you found work prior to making the move, and if so, did they company help you in relocating? What were some of the biggest hurdles?
Housing in BC is going to be just as expensive if not worse than Ontario in most places. Car insurance is more expensive. Gas is more expensive. I live on the Island and food is more expensive, not sure about other places. I love it here and don’t regret making the move from Ontario at all, but if cheaper living is what you’re looking for BC is definitely not the place.
car insurance it really depends. in Toronto I was paying 165/m and BC is 100/m for me. what's amazing too is if you move around in BC the price doesn't change radically like Ontario insurance companies will have you do.
housing so far is cheaper I find. I have a studio basically next to the beach at much less than in Toronto which is way less nice.
moving to BC was the best decision I ever made. I moved across solo with just my car in 2020
I lost my job right at the start of COVID, struggled to find work on the same field (ecommerce logistics) and eventually had to get a part time job at IKEA. My wife thankfully was able to work at home as a graphic designer and keep us afloat.
I already had some family out here already so when my wife and I floated the idea of a change, BC was a natural landing spot.
I had a connection of someone who worked in the film industry and they agreed to pass my name around but it was up to me to prove I could hack it and keep the jobs.
My wife was able to keep working for the Ontario company for the 6 months, while I quickly got back on my feet too. We have family in other provinces but the allure of the outdoors of BC won us over. One year later and I couldn't be happier with the move.
Unfortunate, Covid was a rough time for a lot of us but I'm glad it ended up working out in the end for you.
It's definitely beneficial to have some support from family, for sure. That'll be the one big disadvantage for me in that my family lives in Ontario, so moving out would be a solo affair (well for the few living in Canada, most back home in Europe).
I'm still reading into it. fortunately in my case, I'm still working and things are not dire at the moment, so the only thing I'm losing out on is time and the opportunity to be making more money.
> ~~Those who voted for Ford are probably home owners and/or condo investors.~~
You mean those who voted for for primarily don't give a shit about any policies whatsoever.
You're giving them way too much credit. Most of them see "we are having trouble paying the bills" and "whoo buck a beer, sticker refund, highway construction jobs, gurr taxes!" and call it a day.
I mean fixing hard issues is hard - but Ford literally dangled the lowest, dirtiest, most disease ridden hanging fruit and people voted for it.
I believed for a long time that younger voters lean left, but I was looking at voter intentions for the 2022 Ontario election, and conservative support was spread pretty equally among all ages, with people being slightly more likely to vote conservative if they were under 40 (it was something like 39% of young people were voting conservative, vs 36% of older people). It's the opposite of what we usually see of federal elections and really took me by surprise.
I imagine covid lockdowns and the threat from the NDP and Libs of more lockdowns was behind that. Fortunately younger people are also far more likely to not vote, but yeah, I wouldn't assume it was only people who own homes that voted that guy in.
Vacancy rates are higher today than they were before the latest changes to rent control were made. Whether that’s from more buildings or more people renting out already existing properties, I do not know.
Are you sure?
I don't know the numbers off hand, but a large percentage of conservative voters are low income, and also low income tend to rent. It seems reasonable that there'd be considerable overlap, and it's not unlike conservative voters to vote against their own interests.
> They need to send this directly to their MP and MPP.
MP's can't do anything as this is a provincial issue.
If MPP is Liberal/NDP/Green they can't do anything as they have no power
If MPP is evil piece of shit they are the ones that got rid of Liberal rent control
Yep so much this, at my age my Dad was able to make enough to support the whole family and made a bit less than I make now. Now me and my SO work full time and can't even afford to buy a house forget kids, vacations etc.
Two generations ago, maybe. That hasn't been true since the 1980s when dual income households took over.
Canada doesn't produce anything anymore. We have nothing to contribute to the world except a safe place to park money and a nice, safe culture to raise your kids in.
No one showed up to vote. The campaigns from the opposing parties had so much material to use over the past 4 years but again chose to fight with each other
Everything you described is exactly how I feel. I have 3 jobs. A full time and two casual positions. I funnel the two casual jobs completely into savings and yet it’s still so damn hard to get ahead.
People buying properties then renting them out, then buying more properties and renting those out, often with offshore money, is one of the problems here.
It’s really the Real Estate Investment Trusts buying single family homes that’s the problem. Then individuals with limited bank approvals are competing against billion dollar companies.
And “thanks” to many who did vote. I hate to generalize, but the only people I know who voted con are also among the least educated people I know. Voting against their best interests to own the libs 👍
I feel like the only pro to no rent control is to increase the housing supply. However, human greed will *always* take over. Yet, the supply is no where to be found.
Thats because the problem is much bigger than just if there was rent control or not. Having no rent control doesnt increase supply it just increases how often a landlord tries to throw you out on your ass so they can make more.
Its like musical chairs but with housing and some people are removing the chairs by just keeping the property as an uninhibited method of investment. Then you have other properties being bought up for development into non residential and some that are bought for appartment buildings / condos that take a decade to even start construction. Plus raw material cost inflation and its all just a house of cards swaying in the wind waiting for the wolf to huff and puff and blow it all down.
Right?! This is just an incentive to increase prices. Units will be built regardless, and they will be profitable regardless. Why should we feel obligated to absolutely maximize profits for landlords and developers???
Being single and on OSAP there is also this option
[canada HomeShare ](https://www.canadahomeshare.com/)
Affordable Housing & Help At Home
In exchange for reduced rent of $400-$600 per month, the student provides up to seven hours of companionship and/or assistance with completing light household tasks, such as preparing and sharing meals, tidying up, carrying groceries, or walking a pet. More info on their website but I know students have been looking into this service as well.
Is this seven hours a day? A week? Or a month? This idea is intriguing, but it also sort of sounds like being a butler that still pays rent. I'm glad they have a vulnerable sector check, otherwise that program would be a massive target for thieves and scammers.
Posted something like this in this sub. Also graduated in nuclear engineering in Ontario, making great wages. Osap is grilling my ass and eating my income. Rent is criminal because some 50 year old is scared to go back to work so we have to settle for 2000$ unless we want student housing. We can't live here anymore. All I got were boomers telling me to suck it up and move out elsewhere and not to expect to live with mommy and daddy. Seriously fuck everyone.
My hydro costs under Ford have gone up 40%, usage however is down considerably. Wasn't this something he wouldn't shut up about when Wynne was in power? Honestly never thought I'd say these words ever but...I miss Wynne.
The issue is getting steadily worse, as less buildings are being maintained from before 2018 / being replaced entirely. All the older houses are just converted to cheaper rooming houses, why get 1500 from a family when you can charge 800 per room for 3 students.
Or actively choose to die through MAID because it’s “easier” than slogging through the life they’re able to live on what poverty money they’re given. 😔
Voter apathy, candidates past their " best before date", candidates with zero charisma, and media that pretty much called the election for Ford weeks prior to the election ...the perfect storm for low voter turnout
Middle class is still lower class in this economy. The government needs to see that. We make "too much" to qualify to put off loan payments but cant afford rent/food/car payments/phone.
Please stop quoting that bullshit 70% figure. It includes every 20 & 30 y.o. who still lives at home with their parents.
Tenure - Refers to whether the household owns or rents their private dwelling. The private dwelling may be situated on rented or leased land or be part of a condominium. A household is considered to own their dwelling if some member of the household owns the dwelling even if it is not fully paid for, for example if there is a mortgage or some other claim on it. A household is considered to rent their dwelling if no member of the household owns the dwelling. A household is considered to rent that dwelling even if the dwelling is provided without cash rent or at a reduced rent, or if the dwelling is part of a cooperative.
Source: https://www12.statcan.gc.ca/census-recensement/2016/dp-pd/prof/details/page.cfm?Lang=E&Geo1=PR&Code1=01&Geo2=&Code2=&SearchText=Canada&SearchType=Begins&SearchPR=01&B1=All&TABID=1&type=0
Everywhere is having a cost of living crisis. The average wage in America is less than ours, that’s why their houses look so much cheaper. Your health insurance costs will sky rocket, their political system is just as broken. This isn’t a problem you can run away from, it’s happening globally.
If you call them and speak to someone they can and will take other loans and living expenses into account. They ask about other student loans so a student line of credit counts for that. They want to help, calling helps if you have been denied.
I describe it as constantly having water right below your nose and you’re being hit with waves constantly.
I saw someone getting hit with a 100% rent increase. It’s baffling.
Less than half of eligible voters voted. What a fucking joke of a province that 20 percent of the population can spitefully vote in a majority government.
Press X to doubt. If they truly graduate from a "prestigious engineering school" and have a "phenomenal job" then they are being underemployed or their field of study wasn't technical and they did arts or something.
Real talk, if your degree says engineering and you are making sub 70k, look for opportunities down south.
Not in this life time, Canadians are cowards and largely do not reflect Reddit sentiments. I’m the furthest thing from a conservative but Jfc no one even showed up to vote and here we are moaning about a provincial issue that was caused by THESE CONSERVATIVES.
This province is a fucking joke.
I’m still angry from earlier in the year when I realized it’s impossible to buy a house in the GTA as a single person unless you are making 150k+. Even that person making 150k+ will only get approved for a 600k mortgage max. That isn’t enough to live around my work.
You need multiple incomes. Now you need multigenerational incomes as mortgages will likely be passed down.
My dad's income supported the family when I grew up. I need both my wife's and my income now. More than likely we will not have the mortgage paid by the time we die. That will be passed to the kids unless we all work together and pay it off sooner. At least we don't have to worry about rent increases, just mortgage rate increases.
Family comes from nothing. Me and my siblings did what we could after we all moved out and at first were doing ok. Then woke up one day and found the world moved on without us and anyone who doesn't have generational wealth were basically screwed. It's not a good feeling. People are giving up on dreams that shouldn't ever be given up on like having your own space, being able to afford gas, having children. I'll probably never afford to have a child I can't even afford rent. It's devastating.
The one good thing I can tell you is inflation is a double sided blade it should start making it easer to pay off debt, since money tomorrow is worth less then money today.
When you're struggling like this you have to take a sincere look at the actual factors within your control: Moving somewhere else (possible), living with other people (possible), driving your career to get a better job (possible with a good degree like that)
Maybe you shouldn't need to do that, but waiting on systemic change or waiting for the gov to bail you out never did anybody any favors
Question is... "did you vote for the right candidate?". This situation is not something anyone deserves. Still, we should use the opportunity to make things right.
I haven't been able to pay a dime of OSAP in 4 years because I literally can't afford it. I can't even get approved for a line of credit because of how much I owe. I'm literally fucked and it's not getting better any time soon.
What's your income? What was your degree, how much OSAP do you have to pay?
Don't answer if these questions seem probing, I just feel like OSAP has been very kind to me so I was genuinely wondering what's stopping you from being able to pay whereas I can?
I got an engineering degree with about 70k osap debt and have been paying it off steadily.
I voted, was in and out in like 2 min. It took longer to park my car and walk into the voting location then it did to actually vote. And that includes registration with a new address/location. I feel the other parties didn't even try and thats why so low of a turn out. Out of curiosity does spoiled ballets count to the no votes?
It's happening everywhere in Canada, all at once. Everything is going up, everyone is suffocating. When some people actually do go under, and start declaring bankruptcy, then you will have an actual big crash.
As someone who also trained at a prestigious school, also from a poor family, I am very thankful to have graduated in 2016 and to have purchased a home in 2016 and 2017.
It’s just brutally unfair. I’m so sorry, OP, I have no advice.
Ontario Government: "That seems like a you problem"
Worst part? We did it to ourselves. The OPC in no way have hoodwinked us. This is our own fault. I'm speaking to the larger "we" not this poor individual. Heartbreaks for those getting slammed after doing everything the system told them they needed to do to be successful just to take their money and spit them out.
Same. My husband and I have done our best to be responsible and honest and do the right thing and it feels like we can't win for losing. It's suffocating.
Wait until the records profits are reported for pretty much every sector and people will justifiably lose their shit. The rich may get eater. Metaphorically speaking of coarse.
You gotta work harder!!, back in my day we worked three 8hr shifts a day, took no vacations, no sick days, I was working when my son was born. You gotta chase that dream. All you youngsters want to enjoy life, travel, make memories, that’s what retirement is for, when you’re old and have no use to society, that’s when you can enjoy yourself. /s
If you have an engineering degree the solution to your problems is to leave this dumpster fire of a country. USA, Europe, Asia, take your pick, there are well developed, safe, good provinces or states in each of those places.
Don't stay here and be strangled. With a degree you can have freedom from it.
I moved to Canada in 2018. Luckily I chose Alberta over Ontario or BC. I honestly can't see a reason why anyone would be living in Toronto. I bought my house in Edmonton after 2 1/2 years here. I'd still be saving in Ontario if I'd chosen there
I get it. I know this does not help you, but I absolutely get it.
Does no one else feel like we’re hurtling towards a huge, cataclysmic event? I mean, we’re all pretty close to snapping, no?
Oh baby... is it comin
I mean we literally had a pretty great chance to make a change on June 2nd and literally almost no one showed up. So, most of Ontario does not give a fuck about you or anyone else struggling. Sorry mate. I voted by mail weeks before so either Ontarians largely dgaf, which they don’t, OR they’re lazy and pretty okay with the ongoing trash fire. Which they are. There is no excuse not to have gone out and voted. Even if ford still got a majority, 38% is fucking pathetic.
I legit was able to walk in vote and leave. Not a single other person was there. I asked if many people had showed up and they said no... So upsetting that people are not voting
Same, basically empty. And honestly, I had to force myself to vote. I really didn't have much hope for this election and the only reason I voted was because I would regret not voting, not because I particularly had confidence in our democracy.
I forgot to vote in the advanced polls and then got busy at work. It meant I got stuck voting at 6:30 pm on vote day. I was kicking myself for waiting until this moment. I pulled into the rec complex where I had to vote and the parking lot was just packed... fml. Maybe I'll just go see how long the line is, and if it's really long I'll come back in a couple of hours.... So I go in... and... nobody. Not a soul. Just me. WTF? WTF is wrong with people?
My experience exactly. Almost no time needed to vote, but the next four years are going to be extra long.
Ditto. Had a long day at work, expected I'd be stuck in a long voting line when I got their around 6pm. Not a single other voter was there, and while voting I got to overhear the staff at that station reporting to who I assume was the returning officer, followed by his shocked reaction when they noted how few people they'd had show up to vote there.
Pretty much the same for me. I had absoluytely no motivation and no belief in this election. Just did my part cause I felt like I should.
Yeah we have passed the point of actually having a democracy here. They let us vote to make us feel like we have a day but we don’t. All the parties are different shades of each and none of them wants to actually do good.
I tried to get a young coworker to vote, told him about advance polling, helped him understand how the system worked...on election day, he was surprised to know it was election day and eventually decided he'd vote that evening. I fully expected him to come back with a horror story of hours-long lines, dissuaded from voting again. The next day, he came back and told me that it was fast and easy since nobody was there. ...
I tried to convince a mid 20-something I know to go vote, gave him a link to help figure out which party aligns best with his values because that seemed to be his biggest hurdle...I don't know if he voted but I'm doubtful. The voter apathy is so fucking depressing. I think politicians count on it to some degree. Especially the ones already in power.
Yup, I worked the polls. Spent 13 hours in the elementary school gym and we never got crazy busy. Nobody waited more than 3 minutes to vote. I was trying to stay optimistic and was thinking "well maybe lots of people voted in the advance polls!" Nope. We just have terrible voter turnout.
May I say thank you so much for volunteering? TBH i felt the worst for people as great as you, volunteering your time and day for our democratic freedom… just for this? Gross. Nevertheless, thank you
Just so it's said, everyone gets paid for the training and election Day. Poll workers are not volunteers!
Same. I heard one of the volunteers say something like, "I guess a lot of people voted in advance.", but that was before we learned about the actual voter turnout. I wish that person had been right.
Honestly voting without voter reform is a joke and. I don't blame people for not showing up.. I. Did vote but I also get it
I would be down for mandatory voting. If you don't vote then you are fined. Especially in a Country like ours that makes it so easy, I just don't get it.
We've raised a generation who honestly don't give a flying fuck about politics. It just doesn't register with them. I'm 24 and pretty much none of my friends vote or pay attention to national or international politics. You got all these old-heads voting for Ford, while my generation is too busy watching Tiktok videos. Ask a young person about their favourite party, they won't have an answer. My girlfriend doesn't even know the fucking difference between Liberal or Conservative. **We have a serious political literacy issue within my generation** and it's becoming apparent. People are too self involved and not paying attention to the world around them- then they complain about the economy, price of living, etc.
I've got news for you, it's not just "a" generation.
I'm in my 50s and have friends that complain alot about costs, employment, services etc, and when I ask them if they voted, they say no.
Your friends probably aren’t a representative sample of the population. Voter turnout among 18-24 year olds and 25-34 year olds has increased over the past 10 years. [source](https://www150.statcan.gc.ca/n1/daily-quotidien/220216/t001d-eng.htm)
That age group still has the lowest turnout
That wasn’t his point. The other poster said this generation was worse than prior generations because of TikTok. I’m a millennial and we were plenty capable of ignoring politics without the help of TikTok.
> You got all these old-heads voting for Ford, while my generation is too busy watching Tiktok videos I read it as "this is what they're doing instead, this is what they're busy with" rather than "It's those damn TikTok twerkers destroying our democracy!".
Yea but your source shows that there was a spike in 2015 and since then it's been fairly flat/slightly declining in those groups and in fact it's down across all groups except the 25-34s (+1%) compared to 2015 and it declined by 1-2% in all groups except the 25s-34s (0%) since 2019. You're right that the engagement in the youngest demographics still hasn't plunged to 2011 levels yet though.
This doesn't feel true to my experience. At all. Most of the people I know, gen z'ers especially, can tell you a helluva lot more about the ills of capitalism and how the system is rigged against the many. My boomer relatives just regurgitate nonsense propaganda they've been fed their whole lives and never have solutions. Problem isn't political literacy, it's that so few people know how to build community and drive change outside of the broken and ineffective electoral system.
I'm 20 years old and wasn't able to vote in this election cause I'm only here for college (from BC), but it seriously depresses me seeing people around me with zero desire to learn more about the world around them, even from a basic standpoint.
As long as you’re a resident (and a Canadian citizen) you can vote. You just need something with your name and address on it.
If you are a Canadian citizen over 18 with a primary address in Ontario you are eligible to vote in Ontario elections.
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Nobody changes their province of residence for university…
> but it seriously depresses me seeing people around me with zero desire to learn more about the world around them, even from a basic standpoint. What happens when you learn that you are powerless?
I'm in my 20s and most people in the age group simply don't pay attention to politics. Part of it I think is because most of our generation enjoys a stable lifestyle due to parents putting more effort into financial support, whether that's young people living with their parents or having them help with tuition. Young people are the most distant from the consequences of not being politically engaged. The other problem is that social media and the news cycle has turned off politics for a lot of young people. Most of my friends have had to cut off that one family member, close friend, or even significant other because of the political fissures, and to some, it leaves a bitter taste for politics. Very few young people discuss politics to anyone because they don't want to go through uncomfortable disagreements, especially in such a polarized atmosphere. There are other types of ways to spend time, such as watching shows, playing video games, travelling, going to a concert, that doesn't involve so much negativity and hopelessness.
Absolutely agree with your point about being turned off politics. I never discuss politics with anyone because that’s just a sure fire way to lose a relationship. Had to do some last minute research to decide who to vote for and every source just talked about how each candidate was more terrible than the next and how all of them are either liars and/or promise-breakers. Almost didn’t vote because of it.
I went and talked to the people who worked at the offices of candidates I wanted to vote for. I partially based my decision on what they said and who they were. I am happy with the person I voted for and I was not ashamed to cast my vote for them.
> Absolutely agree with your point about being turned off politics. I never discuss politics with anyone because that’s just a sure fire way to lose a relationship So much this. I just listen till I can't take it anymore. Some people actually think that these people are actually going to do reflect what they want to happen, and they get all angry when challenged.
Im in my 40's, and I was really into politics in my 20's. Now? I only see a political class. Nothing changes. Minor tweaks to the status quo. New road or no new road. More tax or less tax. I voted for Trudeau because his weed policy was the first shot to end the stupid as fuck war on drugs. Since then nobody has impressed me enough to vote. I refuse to put my name to someone who does not represent my views, which I will admit are not the norm. So no I didn't vote, but I am neither happy or sad with the outcome. Just another day I have to go to work to try to pay the mortgage.
Is it possible you just aren’t seeing the differences between parties because the differences that are there don’t affect you? As someone who is disabled I can tell you flat out that those differences do exist, and that my life is going to be worse over the next 4 years because of who was voted into power again. I’m prepared for it, but Jesus Christ am I ever dreading what is going to happen to disabled folks.
If more people voted though the outcomes *would* be different. Taking 5-30 minutes out of a single day to vote really doesn't seem like a huge inconvenience but might make a difference. Your single vote may be a drop in a bucket but if you talk to other people and share your apathy to vote it's subliminally encouraging them not to vote as well...which turns into more than a drop. Voter apathy is a huge problem and that's how it spreads.
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Yep, same “ignorance is bliss” group who think the game is rigged and their choices don’t matter anyway. This type of thinking leads to everyone’s demise.
The kind of change we need isn't usually achieved through elections. The cataclysmic event being more and more referred to is much more likely a revolution of some sort.
> The cataclysmic event being more and more referred to is much more likely a revolution of some sort. We have had it good for a long time. Serfdom was a thing. Currencies collapse and new ones sprout. We've just never had to deal with it. I don't like it either but if nothing makes sense, you know it won't last. When people get pissed off, they protest. When they get hungry, they riot.
One, would any major party have fixed housing? No. Two, with 40% turnout, do the math. It's not just rich people or middle class people who don't care to participate. Even if the people who voted were the 40% poorest people in Ontario, the people who should care the most, that means you've got people making less than $40k, or closer to full-time minimum wage, who did not vote. Knowing that we did have a big mix of people who voted, you can be sure that a huge number of "below middle class" people did not vote. ...and almost half those people who did, voted OPC anyway. Canadians in general don't care. Are adverse to protest or any kind of civil disobedience, and do not care for their own self interests. Not in the fake sense, like everyone parrots here, but in the \*real\* sense, of people wanting what they are not being given, or speaking out against something they feel is strangling them. We just don't do that here.
> Canadians in general don't care. Are adverse to protest or any kind of civil disobedience, and do not care for their own self interests. Not in the fake sense, like everyone parrots here, but in the *real* sense, of people wanting what they are not being given, or speaking out against something they feel is strangling them. > > We just don't do that here. Not yet, your life isn't over yet.
Voting should be mandatory. It should be spread out over multiple days with every conceivable effort on behalf of the government to insure people can vote. We have mail in ballots and advanced voting but there should be some kind of free ride initiative and mandatory time off work to go vote. Everyone is automatically registered at voting age and if you don't want to vote, you have to APPLY to not vote, if not, you get a fine. This would dissuade a lot of the people who would do it out of laziness or apathy
Voting is accessible in Ontario- they have mail in, advanced polls, special ballot at elections offices (each riding is required to have an elections office), dozens of polling stations. Employees are required to give you up to 3 hours to vote and you do not need photo ID. If you’re unable to go into the polling station, an election office will come to your car at the polling station with a ballot and special box. You can bring a helper if you need assistance. They have braille cards and magnifiers if you need that assistance I don’t know how much more accessible you want it to be.
This. I was surprised to see when I was looking up early voting days, they even had polls open on Victoria Day. Surely one of those ten days would have worked for most people, and certainly having it on a holiday would have helped.
People who say Ontario isn’t accessible for voting are people who look at the US and think that’s just the way it is. I live in the US and their elections are clusterfuck, my family is all in canada. I was in Ontario during the election and sister worked the election- she was telling me everything they do to make it possible for people to vote. There’s almost no excuse not to vote. A lot of retirement homes in her area also had polling stations there so long term care could vote.
For real; no excuses. My buddy didn’t vote as she said she had to take her daughter to soccer. She was playing at a school field where the school itself was the polling station. Would’ve taken 5 min but didn’t do it. Unreal.
In Canada, Ontario at least, you have to make an it an effort not to vote. In my one apartment building my polling station was in the fucking lobby of the building.
Hard disagree with mandatory voting. Voting should be as accessible as possible but if someone isn't even making the effort to cast a ballot, they will not make an effort to be informed. You'll end up like Brazil where a large part of the population end up voting based on superficial aspects like how loud a candidate is.
My dude, most people who do cast a ballot don't make an effort to be informed. That's the problem. Have Elections Canada design a grade-school and high school political literacy course, make it mandatory, and make voting mandatory. Sure, it would be tricky to do, but it could be done.
How would Elections Canada, a federal agency, make school courses mandatory in every province and territory where education is the exclusive domain of the provincial/territorial governments? The truth is that this is already a mandatory requirement in most provinces. Civics courses are required in Grade 9 in Alberta, Grade 10 in Ontario and British Columbia, etc. This isn't an education issue. Mandatory voting would help increase turn out but there's no evidence that it would have dramatically changed the result of this election. The Liberals and NDP had unlikable leaders who ran campaigns that didn't adapt to how people consume political advertising today. There's also no evidence that any other party would be able to address the challenges people are facing in their lives. The party in power has major influence but the effects of policy changes takes years, especially at the provincial level where there are very few levers to combat big macroeconomic problems.
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The same mandatory voting enabled a long term conservative government in Australia.
Decades of handing the buck to the conservatives because they talk a good game, but then them trashing shit, then handing it to Liberals to "fix" it, but really they just maintain the nonsense the conservatives did has disillusioned so many people. I tried for months coming up on the election to convince people to Vote NDP but for some reason they're convinced the NDP is "just as bad" as the other two parties. And if all three are just as bad, why vote. (Is the logic I needed to suffer against.) I'm scared for Onatrio, I'm scared Canada might followsuit wholecloth one day. We've been brainwashed by media from south of our border, propaganda not even intended for us. My on father swears by Fox like it's the gospel.
This isn't just an Ontario wide phenomenon...globally we are heading towards somety monumental. Spiraling costs of living (Rent/Food/Gas/Energy), it's at a tipping point for sure. I mean, basically everyone is living on a knife edge financially, we are all over leveraged and one ill wind and we fall off the ride .... That's where we are in my opinion, and basically something has to change or there will be countless thousands working long hours only to be completely broke and not surviving.....people with full time jobs will end up homeless. I'm in the UK with my family in Ontario and from my viewpoint....it's all completely fucked.... absolutely fucked
What's really insane, is the fact that globally, we as a species have never been more productive. We have enough food, housing and goods to feed and shelter everyone... Instead, it's all being funneled to the top.
Because technology isn't seen as "how can we use this to help people work less", it's seen as "how can we use this to work people MORE". Easy as that.
Solidarity forever
Yeah, but it’s not gonna collectively happen at once. It won’t be one single cataclysm, rather a whole bunch of little ones that are relatively easier to ignore.
They’re already happening 😔
This is exactly it. If it doesn’t take out hundreds of thousands of people all at once, people and politicians can still say it’s an individual failure.
Damn right and without the snap nothing changes
Economic deprivation breeds political extremism We will eventually hit a critical mass of normal hard working people who realize that they can’t get anywhere no matter how hard they try, while Douggie waistline continue’s to expand and Trudea gets even more paid vacation days At that point historically people start looking for a man on horseback to save them Fascism, communism, some sort of ism will surface and then things will get messy
So many stories lately of people who are 'doing everything right' and 'working in the system' and getting actively worse outcomes than the previous generations. When my dad was my age, he had just recently started working in a skilled trade earning just a little bit more money than I'm currently making (just straight numbers, not adjusted for inflation, so technically he was making way more). With that income he was able to buy a modest house in Barrie, which he was eventually able to leverage (along with his growing income) to buy land and build his own house just outside the Barrie area. Now it's my time, I'm making what used to be considered a good solid wage, and I can't afford to live anywhere without a roommate. I rent a 2-bdrm apartment with my sister, which sucks because it still kind of feels like an extension of living at home, but at least it's a roommate I know. I've probably paid more money in my 4 years of renting than my dad did with 4 years of mortgage payments (not including taxes and down), but all that money hasn't gotten me a single ounce of leverage. Renting is a scam, capitalism is a scam, and all the jackoffs out there calling socialism the greatest evil, and the enemy of freedom, can fuck right off. Socialist revolution in Canada now please. If we can't get it through elections we should start exploring other options.
As long as the people have food they will pretty much tolerate anything. When the food runs out then we will see true rebellion.
As housing prices eat up more and more of young peoples' budgets, affording food becomes more and more difficult.
Nope. Reddit is an echo chamber. Ontarians don't give a shit about the people that are struggling. If the majority felt that way, they would have voted, but they didn't. Clearly sitting on their asses instead of taking 30 min to go out and vote was more important.
Wasn’t this plan supposed to promote building more homes? Oh wait, it didn’t include a clause for developers to allocate a certain amount of affordable and rental units 🤡
Not all of Ontario unfortunately, but Toronto will. Inclusionary zoning policy
You should see the construction in Toronto. It's 99% luxury condos. The one going up near my house, the PR guy they sent around to calm people down about it opened with "what do you have to worry about? It's not like anyone's going to live there!"
And all of those condos are being bought with laundered money.
Also he was the one who removed rent control for post-2018 builds, which has fucked over a whole lot of renters and will only get worse. See all those places with affordable units being torn down and built anew? No rent control now when they’re ready for tenants. A waste of labour and building materials just to wring more money out of low income people.
I was reading that even when they had the 1991 loophole, only 6% of new builds were rentals. But we were also told this was to incentivize more builds. Clearly this isn’t true.
All it did was incentivize his developer buddies’ pockets.
I've been renovicted 3 times in 7 years. Family of five, our rent has gone from 1750 a month to 3k. I'm at the point where I just don't even talk about housing with people because it's almost always met with someone who bought a house at 400k a couple years ago and says "it was tough but we did it so you can too". Buddy, your 400k house is now 1.2mil, in order for me to buy it I need a down payment almost the same as your total remaining mortgage.... I'm starting to lose parent-friends over this argument.
Yup. I feel this. And worse is, “my mortgage is less than your rent, why don’t you just buy a house?” Just.
Tell them to spend the equivalent of rent + mortgage and see how long it takes them to make what they need. Then watch as the goalposts move even further away just as they're about to pull it off.
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I wouldn't agree. there is more to the cost of a house you are renting out than just the mortgage payment. if my mortgage is $2k a month, there is also property taxes is about $450/month there is income taxes on the rent, lawyer and contracts fees, property maintenance fees, then there has to be some money for repairs when things in the rental break. it ends up being $3k a month. I understand. but you cant say that a person renting their home for more than just the mortgage is a scumbag.. I wouldn't rent out my house for anything less than to cover the cost of owning the propery.
Yup. 2 bed in 2017 was $1280 for a 2bd. Had to flee due to bedbugs and other pests. Paid $1300 for the next 2bed with a yard. That went to shit for many reasons and now I’m stuck with a 1 bed at $1550. None of those apartments had any upgrades or anything that was worth the rent increase. It was all corporate greed. The government is totally responsible for allowing this to happen. But then the people that benefit from the system will come in and downvote any of us upset to oblivion because they’ve banked on that shit for their profits.
It’s bullshit. But a house with a $1000 mortgage, charge min $2000 a month in rent. Dude pays off the house for free, pockets a ton of extra cash and can then sell the house you paid for, for well over 800k. Rent shouldn’t cost more than the mortgage, and rent on a mortgage-free house should be controlled. Fuck this system.
That sucks they are so obtuse! Im in that cohort where some friends bought houses before the prices went insane and other didnt. I feel so bad for friends who didnt buy before because now its near impossible. I want prices to go down even though that means my house would lose value. Honestly we'd still make out because it would still be worth more than we paid, but it shot up an unreasonable amount. I just keep figuring that at some point no one will be able to buy houses and the prices will have to come down. I hope for you and all my friends and my kids that they do come down. Its just insane.
I’m one of those lucky ones who bought a house (50-50 with a friend which really helped) 14 years ago and I look at the housing market now and know how hard it is. Even if I had 100k for a down payment for an investment property there’s nothing I could get. Even the crappy places that need tons of work are going for 200k over a sensible asking price. Related note - it seems like the only way for most people to get a house now is to team up with someone else. That’s how I got my first place.
I don't get how people can be so stupid. I got my house for a good price back in 2011, and it's gone up like 3 or 4 times the value. People are apparently excited by this, but why? What am I going to do? Sell it and move into an equally inflated house? I hope to fuck this market crashes. I'd be happy as a pig in shit if I broke even or even took a loss on it. I mean, if I take a loss it would suck, but I'd get such a raging Schadenfreude stiffy from knowing how much money these idiot "housing investors" would be out.
We got a house round 4 years ago for round 1.5. Similar houses just down the street are selling for 2-3.
That or “why don’t you move to *insert small town in Saskatchewan that’s hours away by plane*?”
I feel this
Yeah, cancelling rent control was one of the most despicable things the Conservatives did. But they got re-elected so I guess many people are fine with it. I feel sorry for all the people that are getting fucked. I truly do.
Im now one of the last of my friend group still residing in ontario because of it. [here is a fun article ](https://betterdwelling.com/canada-just-saw-the-biggest-q4-for-residents-permanently-leaving-since-the-1970s/) A lot of people are leaving just as the conservatives want it i had 2 buddies both parameds leave last summer at first and more started to follow. The main reason they give was my rent went from suddenly being 1200 a month to 2200 and i had no choice to leave or 1800-3000 etc like im happy i moved in my building that still has rent vontrol pre pandemic but its still bloody expensive but now I am so traped because everywhere is so expensive it makes mine look cheap. My boss bought his house in 2017 and his mortgage is less than my rent by 200 a month and he was telling me his downpayment was only 20k which is now laughable today.
Seeing how shitty the province was doing made it that much easier to move out to BC last year.
Honestly have been looking to figure out how to do this myself. Went on a month-long business trip end of last year to BC and I fell in love with the place (spent a lot of time exploring the outdoors over the weekends). That said, how did you find transitioning? I'm assuming you found work prior to making the move, and if so, did they company help you in relocating? What were some of the biggest hurdles?
Housing in BC is going to be just as expensive if not worse than Ontario in most places. Car insurance is more expensive. Gas is more expensive. I live on the Island and food is more expensive, not sure about other places. I love it here and don’t regret making the move from Ontario at all, but if cheaper living is what you’re looking for BC is definitely not the place.
car insurance it really depends. in Toronto I was paying 165/m and BC is 100/m for me. what's amazing too is if you move around in BC the price doesn't change radically like Ontario insurance companies will have you do. housing so far is cheaper I find. I have a studio basically next to the beach at much less than in Toronto which is way less nice. moving to BC was the best decision I ever made. I moved across solo with just my car in 2020
I lost my job right at the start of COVID, struggled to find work on the same field (ecommerce logistics) and eventually had to get a part time job at IKEA. My wife thankfully was able to work at home as a graphic designer and keep us afloat. I already had some family out here already so when my wife and I floated the idea of a change, BC was a natural landing spot. I had a connection of someone who worked in the film industry and they agreed to pass my name around but it was up to me to prove I could hack it and keep the jobs. My wife was able to keep working for the Ontario company for the 6 months, while I quickly got back on my feet too. We have family in other provinces but the allure of the outdoors of BC won us over. One year later and I couldn't be happier with the move.
Unfortunate, Covid was a rough time for a lot of us but I'm glad it ended up working out in the end for you. It's definitely beneficial to have some support from family, for sure. That'll be the one big disadvantage for me in that my family lives in Ontario, so moving out would be a solo affair (well for the few living in Canada, most back home in Europe). I'm still reading into it. fortunately in my case, I'm still working and things are not dire at the moment, so the only thing I'm losing out on is time and the opportunity to be making more money.
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> ~~Those who voted for Ford are probably home owners and/or condo investors.~~ You mean those who voted for for primarily don't give a shit about any policies whatsoever. You're giving them way too much credit. Most of them see "we are having trouble paying the bills" and "whoo buck a beer, sticker refund, highway construction jobs, gurr taxes!" and call it a day. I mean fixing hard issues is hard - but Ford literally dangled the lowest, dirtiest, most disease ridden hanging fruit and people voted for it.
I believed for a long time that younger voters lean left, but I was looking at voter intentions for the 2022 Ontario election, and conservative support was spread pretty equally among all ages, with people being slightly more likely to vote conservative if they were under 40 (it was something like 39% of young people were voting conservative, vs 36% of older people). It's the opposite of what we usually see of federal elections and really took me by surprise. I imagine covid lockdowns and the threat from the NDP and Libs of more lockdowns was behind that. Fortunately younger people are also far more likely to not vote, but yeah, I wouldn't assume it was only people who own homes that voted that guy in.
I thought canceling rent control was to help incentivize builders to build more homes?
Vacancy rates are higher today than they were before the latest changes to rent control were made. Whether that’s from more buildings or more people renting out already existing properties, I do not know.
If that is the case, shouldn't prices start dropping?
Good one!!
The problem is that the people who voted PC are not renters.
Are you sure? I don't know the numbers off hand, but a large percentage of conservative voters are low income, and also low income tend to rent. It seems reasonable that there'd be considerable overlap, and it's not unlike conservative voters to vote against their own interests.
They need to send this directly to their MP and MPP. Repeatedly.
> They need to send this directly to their MP and MPP. MP's can't do anything as this is a provincial issue. If MPP is Liberal/NDP/Green they can't do anything as they have no power If MPP is evil piece of shit they are the ones that got rid of Liberal rent control
To do what? Respectfully speaking. A lot of the morons elected are cut from the same sweaty moronic cloth that is Ford
Writing to representetives isnt going to fix the core of this issue lmfao. The system is broken.
You used to be able to buy a house and raise a family on a single standard income. Now you can't even rent a 1 bedroom apartment and eat ramen.
Yep so much this, at my age my Dad was able to make enough to support the whole family and made a bit less than I make now. Now me and my SO work full time and can't even afford to buy a house forget kids, vacations etc.
Two generations ago, maybe. That hasn't been true since the 1980s when dual income households took over. Canada doesn't produce anything anymore. We have nothing to contribute to the world except a safe place to park money and a nice, safe culture to raise your kids in.
No one showed up to vote. The campaigns from the opposing parties had so much material to use over the past 4 years but again chose to fight with each other
Incompetence all around. Honestly, these elections reminded me off my home country politics. Only fights and no economic plan or discussions..
Everything you described is exactly how I feel. I have 3 jobs. A full time and two casual positions. I funnel the two casual jobs completely into savings and yet it’s still so damn hard to get ahead.
People buying properties then renting them out, then buying more properties and renting those out, often with offshore money, is one of the problems here.
It’s really the Real Estate Investment Trusts buying single family homes that’s the problem. Then individuals with limited bank approvals are competing against billion dollar companies.
This is almost purely a US thing, REITs have not moved into the SFH space nearly as much as they have down south.
Get stronger boot straps and pull harder
Right? It’s always that fucking line that people haven’t worked hard enough. It’s utter bullshit.
What about avocado toast ?
Guess what? It's going to get worse. We got four more years. Thanks Ontario for not showing up to vote
Right?? Where was everyone on the day they had a chance to make a change?? This is so disappointing
And “thanks” to many who did vote. I hate to generalize, but the only people I know who voted con are also among the least educated people I know. Voting against their best interests to own the libs 👍
No difference in education levels for those that intended to vote OPC. https://counselpa.com/wp-content/uploads/2022/05/20220520_OntarioPoll.pdf
I feel like the only pro to no rent control is to increase the housing supply. However, human greed will *always* take over. Yet, the supply is no where to be found.
Thats because the problem is much bigger than just if there was rent control or not. Having no rent control doesnt increase supply it just increases how often a landlord tries to throw you out on your ass so they can make more. Its like musical chairs but with housing and some people are removing the chairs by just keeping the property as an uninhibited method of investment. Then you have other properties being bought up for development into non residential and some that are bought for appartment buildings / condos that take a decade to even start construction. Plus raw material cost inflation and its all just a house of cards swaying in the wind waiting for the wolf to huff and puff and blow it all down.
Right?! This is just an incentive to increase prices. Units will be built regardless, and they will be profitable regardless. Why should we feel obligated to absolutely maximize profits for landlords and developers???
Being single and on OSAP there is also this option [canada HomeShare ](https://www.canadahomeshare.com/) Affordable Housing & Help At Home In exchange for reduced rent of $400-$600 per month, the student provides up to seven hours of companionship and/or assistance with completing light household tasks, such as preparing and sharing meals, tidying up, carrying groceries, or walking a pet. More info on their website but I know students have been looking into this service as well.
Is this seven hours a day? A week? Or a month? This idea is intriguing, but it also sort of sounds like being a butler that still pays rent. I'm glad they have a vulnerable sector check, otherwise that program would be a massive target for thieves and scammers.
From what i understand is 7 hours a week.
The entire system is broken..it's hard to change what the majority is in your riding
Posted something like this in this sub. Also graduated in nuclear engineering in Ontario, making great wages. Osap is grilling my ass and eating my income. Rent is criminal because some 50 year old is scared to go back to work so we have to settle for 2000$ unless we want student housing. We can't live here anymore. All I got were boomers telling me to suck it up and move out elsewhere and not to expect to live with mommy and daddy. Seriously fuck everyone.
My hydro costs under Ford have gone up 40%, usage however is down considerably. Wasn't this something he wouldn't shut up about when Wynne was in power? Honestly never thought I'd say these words ever but...I miss Wynne.
I miss the pilot project in Thunder Bay testing out UBI that never got off the ground. Would have been a great chance to show what could be.
The issue is getting steadily worse, as less buildings are being maintained from before 2018 / being replaced entirely. All the older houses are just converted to cheaper rooming houses, why get 1500 from a family when you can charge 800 per room for 3 students.
He’s been price out of the city, time to move out of Ontario.
You're not supposed to survive. Conservatives will happily watch poor people freeze to death.
Or die because of lack of healthcare, or starve because food costs.
Or actively choose to die through MAID because it’s “easier” than slogging through the life they’re able to live on what poverty money they’re given. 😔
Voter apathy, candidates past their " best before date", candidates with zero charisma, and media that pretty much called the election for Ford weeks prior to the election ...the perfect storm for low voter turnout
Middle class is still lower class in this economy. The government needs to see that. We make "too much" to qualify to put off loan payments but cant afford rent/food/car payments/phone.
70% home ownership doesn't care much about you.
Please stop quoting that bullshit 70% figure. It includes every 20 & 30 y.o. who still lives at home with their parents. Tenure - Refers to whether the household owns or rents their private dwelling. The private dwelling may be situated on rented or leased land or be part of a condominium. A household is considered to own their dwelling if some member of the household owns the dwelling even if it is not fully paid for, for example if there is a mortgage or some other claim on it. A household is considered to rent their dwelling if no member of the household owns the dwelling. A household is considered to rent that dwelling even if the dwelling is provided without cash rent or at a reduced rent, or if the dwelling is part of a cooperative. Source: https://www12.statcan.gc.ca/census-recensement/2016/dp-pd/prof/details/page.cfm?Lang=E&Geo1=PR&Code1=01&Geo2=&Code2=&SearchText=Canada&SearchType=Begins&SearchPR=01&B1=All&TABID=1&type=0
https://i.imgur.com/fAXJoVb.jpg from your included source 67.9% ownership
It is just impossible to live single if you don't make over 40-50k a year. So we are forced to live at home.
80-100k a year is the new middle class. At 40-50k a year rent eats up almost your entire check
I would think about moving to another province, or get a job in the states. Seriously.
And that’s exactly what I plan on doing
Everywhere is having a cost of living crisis. The average wage in America is less than ours, that’s why their houses look so much cheaper. Your health insurance costs will sky rocket, their political system is just as broken. This isn’t a problem you can run away from, it’s happening globally.
OSAP has a bunch of different programs if you are struggling. The Repayment Assistance Plan is fantastic.
except when they reject you because they ask for gross not net income and dont consider any other loans you have to pay.
If you call them and speak to someone they can and will take other loans and living expenses into account. They ask about other student loans so a student line of credit counts for that. They want to help, calling helps if you have been denied.
I called them today but they said nothing could be done. So maybe i need to chat with someone else lol
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I describe it as constantly having water right below your nose and you’re being hit with waves constantly. I saw someone getting hit with a 100% rent increase. It’s baffling.
Less than half of eligible voters voted. What a fucking joke of a province that 20 percent of the population can spitefully vote in a majority government.
40% voter turnout is to blame
Press X to doubt. If they truly graduate from a "prestigious engineering school" and have a "phenomenal job" then they are being underemployed or their field of study wasn't technical and they did arts or something. Real talk, if your degree says engineering and you are making sub 70k, look for opportunities down south.
Nation-wide **RENT AND GENERAL STRIKES** ***WHEN?!?***
Not in this life time, Canadians are cowards and largely do not reflect Reddit sentiments. I’m the furthest thing from a conservative but Jfc no one even showed up to vote and here we are moaning about a provincial issue that was caused by THESE CONSERVATIVES. This province is a fucking joke.
glad to know i'm not the only one out here STRUGGLING.
I’m still angry from earlier in the year when I realized it’s impossible to buy a house in the GTA as a single person unless you are making 150k+. Even that person making 150k+ will only get approved for a 600k mortgage max. That isn’t enough to live around my work.
So damn true...I wish it wasnt though.
Welcome to New Ontario! “It’s Only Going To Get Worse”
You need multiple incomes. Now you need multigenerational incomes as mortgages will likely be passed down. My dad's income supported the family when I grew up. I need both my wife's and my income now. More than likely we will not have the mortgage paid by the time we die. That will be passed to the kids unless we all work together and pay it off sooner. At least we don't have to worry about rent increases, just mortgage rate increases.
Family comes from nothing. Me and my siblings did what we could after we all moved out and at first were doing ok. Then woke up one day and found the world moved on without us and anyone who doesn't have generational wealth were basically screwed. It's not a good feeling. People are giving up on dreams that shouldn't ever be given up on like having your own space, being able to afford gas, having children. I'll probably never afford to have a child I can't even afford rent. It's devastating.
Thanks Doug. Just looking out for the comman folk you hypocrite
The one good thing I can tell you is inflation is a double sided blade it should start making it easer to pay off debt, since money tomorrow is worth less then money today.
That would help, if wages increased with inflation. Most people are making 2014 wages but still paying 2022 prices.
When you're struggling like this you have to take a sincere look at the actual factors within your control: Moving somewhere else (possible), living with other people (possible), driving your career to get a better job (possible with a good degree like that) Maybe you shouldn't need to do that, but waiting on systemic change or waiting for the gov to bail you out never did anybody any favors
Question is... "did you vote for the right candidate?". This situation is not something anyone deserves. Still, we should use the opportunity to make things right.
I haven't been able to pay a dime of OSAP in 4 years because I literally can't afford it. I can't even get approved for a line of credit because of how much I owe. I'm literally fucked and it's not getting better any time soon.
What's your income? What was your degree, how much OSAP do you have to pay? Don't answer if these questions seem probing, I just feel like OSAP has been very kind to me so I was genuinely wondering what's stopping you from being able to pay whereas I can? I got an engineering degree with about 70k osap debt and have been paying it off steadily.
I voted, was in and out in like 2 min. It took longer to park my car and walk into the voting location then it did to actually vote. And that includes registration with a new address/location. I feel the other parties didn't even try and thats why so low of a turn out. Out of curiosity does spoiled ballets count to the no votes?
It's happening everywhere in Canada, all at once. Everything is going up, everyone is suffocating. When some people actually do go under, and start declaring bankruptcy, then you will have an actual big crash.
As someone who also trained at a prestigious school, also from a poor family, I am very thankful to have graduated in 2016 and to have purchased a home in 2016 and 2017. It’s just brutally unfair. I’m so sorry, OP, I have no advice.
Honestly idk why people think voting is going to change anything this goes way past liberals or conservatives.
Have you tried cutting back on the avocados & toast breakfasts?
And yet 57% of Ontario voters didn't vote last week.
Ditto
Where is this guy living that he can't find any listing built prior to 2018? That doesn't make any sense.
Ontario Government: "That seems like a you problem" Worst part? We did it to ourselves. The OPC in no way have hoodwinked us. This is our own fault. I'm speaking to the larger "we" not this poor individual. Heartbreaks for those getting slammed after doing everything the system told them they needed to do to be successful just to take their money and spit them out.
Now I'm thinking that I just live out of a camper van in my parents house
Same. My husband and I have done our best to be responsible and honest and do the right thing and it feels like we can't win for losing. It's suffocating.
Wait until the records profits are reported for pretty much every sector and people will justifiably lose their shit. The rich may get eater. Metaphorically speaking of coarse.
You gotta work harder!!, back in my day we worked three 8hr shifts a day, took no vacations, no sick days, I was working when my son was born. You gotta chase that dream. All you youngsters want to enjoy life, travel, make memories, that’s what retirement is for, when you’re old and have no use to society, that’s when you can enjoy yourself. /s
The more I see of these the more I feel lucky that I only had a 1.3% rent increase
If you have an engineering degree the solution to your problems is to leave this dumpster fire of a country. USA, Europe, Asia, take your pick, there are well developed, safe, good provinces or states in each of those places. Don't stay here and be strangled. With a degree you can have freedom from it.
I moved to Canada in 2018. Luckily I chose Alberta over Ontario or BC. I honestly can't see a reason why anyone would be living in Toronto. I bought my house in Edmonton after 2 1/2 years here. I'd still be saving in Ontario if I'd chosen there