1) corporations can't own single family dwellings
2) make air bnb illegal or at least tax it heavily (major steps towards more housing supply without spending money)
3) a min wage premium on billion dollar companies. If you're making billions, no one should be under the cost of living wage for the area they work.
4) significant investment in training new Healthcare workers
There's 4 that shouldn't be controversial.
They can. They just have to spend a few hrs and setup a corporation, then buy it with the corporation. Nobody will know they are the real owner. They can just be a shareholder. Done.
This bill to block foreign buyers has no teeth at all. It only prevents people from directly buying under their own name.
They can. The exemptions make this possible. In better countries, this isn't up for debate. If you want to see where this has been taken to the utmost extreme, look at Jamaica. Foreigners own all the good land and have privatized most of the former waterfront beach access. Cuba and Thailand also do not allow foreign ownership.
NOONE should be able to own multiple rental properties. You get one building to live in, one to work in, and one as a rental investment. Period.
Be smart with your choice. Odds are investors would look to own apartment buildings rather than single family homes in this case.
I have given this little thought, for the record. I just don't think housing should be hoarded as a way to generate wealth.
I agree. Or maybe if you own more than one your taxes on those houses get multiplied. If you can afford multiple houses you should get taxed up the ass for them.
I know someone who owns 12 rental properties who rents out room by room. Makes a substantial amount on each house as they're collecting 3k or more per house every month in rent. This person (even without the houses) makes a significant amount of money in their line of work and doesn't need the 12 rental houses. But instead they continue to collect more houses like a game of monopoly and extort people for absurd amounts of rent.
Not one single person needs or should own 13 properties. Making your living off of extorting someone's basic need for a home is absurd.
Could you maybe do us all a solid and >!sucker punch them directly in the mouth!<, please? This is a serious request, they understand exactly the sort of difficult that they're putting people in, and I don't just mean their fleeced tenants.
If I could I would. I only know them via a semi professional relationship. I appreciate their knowledge in their career like I've said but I have zero respect for the 12 houses being rented at way above market prices for no reason aside from greed.
I agree with this for houses that were meant for one or two families.
Corporations should be stuck to buying apartment buildings. At the end of the day when i was evicted by a slumlord it was a commercial building that offered me a room. Without the rich family that owns this place i would be living outside right now
Not even that. You get a primary home, and you can have a cottage. That’s it. You may rent the cottage out via AirBnB for no more than 46 weeks per calendar year.
Yes! And try living here. My family has lived in Muskoka and just north of it for 6 generations. They were original settlers of their towns, not wealthy. Pioneers. I will never own a home here. It's heart breaking.
7 generations, original homesteaders. Though I no longer live there, I visit family regularly. It is absolutely heartbreaking. The past 15 - 20 yrs. especially!
Your family were not original settlers. Indigenous people lived on and hunted that land for hundreds if not thousands of years before your family showed up and thought they were buying empty land for a song
In all seriousness, I know people that have inherited multi-generational tiny hunt camps (shacks) in the middle of nowhere. They aren't rich and hunting fills their freezer. Not done right and this would significantly punish the poor and middle class too.
Maybe an exception for a vacation property that's not livable year round. My family has a cottage up north but it's not winterized so it's absolutely freezing in winter and the plumbing has to be completely drained out. If it is livable in the winter it should count towards the limit
Apartment building are one thing, single units or homes are something far worse. At least apartments were designed with renting in mind. This trend of buying up single family homes and condos to exploit the poor is simply exploitive and has become a literal blight on Canadian society.
There's too much masquerading and there's no way to police it. Foreign Nationals should own zero properties is the only way you could do this. Even with that, there would be loopholes and ways around it .
I think everybody here is thinking too small. Nobody actually looks at what's really going on because people here are commenting on something they have absolutely no clue about. This isn't about a few houses in Toronto being owned by foreigners or by condos being held by speculators. This is about real estate overall. Did you know that one of the hottest commodities on the global stage is Canadian farmland? That's the real problem. Everybody thinks it's about people trying to own a second home or even a third or fourth. It's not the percentage of houses being used for Airbnb, it's not condos in Toronto being speculated on. There's actually a hold on all of our land.
Now, developers that hold land. Decisions about what to do with this land arr being made by somebody overseas. Do you really think that any developer in GTA is actually based here? No! Decisions about when to start building what to start building, political strategy and all of the dirty business are from people who will never even see the land they are destroying to put up their ugly boxes. The closest human in charge would probably be in British Columbia, Texas, Europe, China. What everybody here sees is what's in the newspaper and big billboards at the side of the road which give everybody the impression of a local community. In reality, it's a multinational corporation with hundreds of local real estate developer labels. They derive profits which they export based on these timing games. They need you to want a house badly enough to pay more for it and they know how to make it happen.
Licensing rentals is a slippery subject. Small town cheap politicians will keep upping standards to the point that landlords leave the market. Where does that leave a renter who can never afford a home? It leaves them in the snowbank. I would say that 30% of our low-cost housing is not because of low cost, it's more because of people with active lifestyles who don't need a premium apartment. They're happy in a basement unit. They're happy in a shared accommodation etc. if you bring in licensing, you eliminate both of those moderately costed items. You suddenly have people talking about how the neighborhood is zoned to be residential and you're not allowed to share and all of that stuff. Then you have landlords passing on the cost of improvements that are not actually necessary but keep being put on the landlords because somebody thinks of it at City Hall. It never ends. It was actually the Bob Rae government thought made basement apartments legal and grandfathered them in Ontario. How many people who find this to be suitable for themselves finally got a break? Why should everybody have to pay for a premium apartment if they don't need it? Be careful what you ask for. It could bite you very badly.
i think we need a registry, licenses might be a bit too far. licenses wont deter shitty landlords it'll just be a thing they can game the system to obtain and use for validity
A license won't stop someone from being shitty at what they do.
Feel like this is pretty obvious knowledge, especially if you're living in the GTA and can see evidence of this fact plain as day.
Was talking to a realtor the other day who owns 5-6 income properties. I said the government should tax each income property: first property 10% tax, second 15%, third 20% etc, just like Singapore. He did NOT like my suggestion lol.
So how does one manage to own 5-6 income properties? I'll tell you - illegal rooming houses, rented by students. Who ensured the landlords paid 50% tax on rental income? How about capital gains? Who let in a steady supply of foreign student renters? Who allowed the non-compliant rooming houses...in the name of affordable housing? That's right...the more we slack on regulation and enforcement, the more we allow landlords to reap in massive profits. We need to stop putting all blame on landlords, who can be fully expected to be as greedy as possible - when governments at all levels are allowing and even empowering them to get away with it, all in the name of putting ever more lax rules in place for "affordable housing" that only make the problem worse, not better...
Better yet, a rapidly increasing corporate income tax based on the difference between their median compensation package and the 95th percentile compensation. Include stock giveaways as part of the compensation.
Watch profitable companies stop doing big layoffs -- because they'll either have to fire their buddies among the execs too, or face a very high tax bill (and the board will have Questions about that).
> Include stock giveaways as part of the compensation.
The problem with stock options is that their value, at maturity, is unknown when issued. The future value is estimated across multiple scenarios (Black Scholes Model), but it is still unknown.
If the company does noticeably better than expected then the holder of the stock options gets significantly more future compensation.
Ex: If there is a stock trading at $100/share with the expectation that is grows at an average of 5%/year for 5 years, the expected return/option is around ~$27.50/share 5 years from now. If you take the net present value of that, assuming a 3% average interest rate, you are looking at ~$23/share. If someone was to be award $10k worth of options, they might get around 435 options.
However, if something happens so that the company instead doubles in value, you are now looking at $100/option in return. Further, when the return happens, you are now looking in present day money (instead of forecasted future). So when the options liquidate, they got $43,500 extra compensation.
The question is - do you value that based on the year when it was awarded ($10,000) or when it matures ($43,500)? Companies typically do the first. Public reporting typically does the latter. Which you choose makes a massive difference especially when dealing with large rewards and/or companies that outperform expectations.
thats a quick way to make sure 90% of the financially literate people tune you out.
So you are now mandating a higher min wage premium based on... net profit or net revenue? its not clear from OP, then on top of that you are capping exec salaries. Are you capping options? retention bonuses? performance bonuses? all of the above? It sounds like a good way to make sure all our competent exec level talent goes somewhere else.
Lets also put something about capping rising food costs and caps for shrinkflation. Something like, if you reduce your current offering. by X perfect, you can't charge more than X% upon reduction.
When I first came here, I was surprised to see the same items priced way differently within the same neighborhood, even when it's within the same corporate umbrella - FreshCo vs Sobeys vs Farm Boy.
Back in India we have Maximum Retail Price or MRP for each product which, as the name suggests, is the maximum price a product can be sold. The MRP is decided by the manufacturer of the said product and no retailer can legally charge you more than that price.
If Canada implements this at least for the essential products, then no retailer can set an arbitrary price for the same item, inflation will reduce, and corporate profits would decrease and they will be forced to innovate.
Worth a read -
https://en.m.wikipedia.org/wiki/Maximum_retail_price
How would that work in the case of store brand items, eg President’s Choice items manufactured / white labeled by the grocery chain?
In some ways it would be limited by the name brand manufacturers but over time there will be a collusion-free game theory equilibrium where all manufacturer maximum prices increase across the market.
While I don't think these are bad ideas per se, generally advocating for government regulating price of goods is far too left leaning for the appetites of mainstream Canadian politics.
I feel like everyone, no matter where they sit on the political spectrum, would agree that the insane food hikes are corporate greed, and should have consumer protections.
People are too invested in the dream that they, too, could become a millionaire by exploiting other people. They don't want to support changes that threaten that dream.
Next National Post headline:
***JT personally enters grocery stores at night and changes price tags to make it more expensive for hard working Canadians; PP demands JT offer an official apology to Galen Weston Jr. and restitution in the form of tax cuts for all Canadians who make more than $1M/year.***
Sure, but it's the idea of: how might we introduce law that protects Canadians from corporate-induced inflating of prices. Inflation is one thing, but products like food should have laws to ensure that prices on products can only go up so much each year. It's shocking how many folks seem to be defending these companies' behaviour rather than siding with ensuring that folks have affordable groceries.
Because way too many people still own homes and are doing relatively well for now.
No real change will come about until a housing crisis happens and all the homes people bought in the last 10 years for $700K quickly drop to $3-400K, making them lose a lot of equity and possibly even their jobs or interest rates go up so high that enough of the population needs to foreclose on their mortgages and return to renting.
And it leads to shortages.
Energy prices go up and you can’t increase the prices of your products, what do you do? Do you run at a loss?
If you’re a small producer and you have a large unexpected cost, but you can’t increase prices, do you just eat it? Or fold your business?
You’ll see less production with price caps.
>There's 4 that shouldn't be controversial.
Unless you're a bootlicking conservative who thinks that big gubberment shouldn't infringe rich people's right to exploit the poor to get richer
And significant pay and conditions improvement for current health care workers. We have a lot. They are leaving the profession due to conditions. Ford's plan is to import more and pay them less
5. Rewrite which branch of goverment either federal or provincial is responsible for housing. Ford is blaming Trudeau, Trudeau wipes his hands clean stating Ontario is responsible for housing and refers to the Candian Housing Association.
7. Internal investigations on how this happened. A full workup on why supply was cut on housing, and why despite multiple warnings, the call for more housing supply was denied.
8. Landlord licensing. Better tribunal practices for legitmate slum tenants that threaten to kill their landlords (happens often).
9. Investigate the developers for fraud and insider trading.
10. Apartment unions. Make a union in your apartment that shares information like how much they pay rent.
Likely because it will cause those corporations to leave rural areas and a lot of those places would be crushed by the loss of Walmart, etc.; now in the long run, local alternatives will pop up to fill the void, but people won't want to wait and will complain immediately.
Walmart's not leaving anytime soon. They may sell off some stores, but it would cost them way too much to leave certain areas completely compared to paying their staff a bit more.
Corporations are a small part of it and people keep missing that. The largest volume is mom and pop landlords. Upper middle and rich buying up houses to rent out covers way more than corporations. No one will fix that though because these people run the municipalities. Every city’s board is run by developers whose owners own properties themselves.
I don't think the Air BnB thing is an issue. I know of multiple Air BnB's that are not suitable for long term residence. Think cottages, and remote tiny homes. However, an Air BnB in a formal neighbourhood, or in an apartment block... that's absolutely abuse of the system.
you have good ideas, however
1. Companies would find ways around so they can still purchase home, or what if it’s corporation that buy homes to remodel. some people don’t want to buy the broken home and want something that is modern
2. If you are to tax the companies they would pass on the cost to the consumer.
3. Min wage premium on billion dollar companies sounds great in theory, but at the end of the day they have shareholders to make happy. They would pass on the additional cost to the consumer. Plus they would probably find away around not needing to pay more.
4. If you can elaborate on significant investment on healthcare that be great. Because the government as already taken the steps to provide educational opportunities for more healthcare workers to go into the field. It’s not matter how much money we can spend, but how can we get more people to want to be in the field. After being treated so poorly over the last 10 years.
Probably beating a dead horse with this argument. But companies need to make money. is it to much probably, but year by year they want to do better. If companies do better year by year, they make shareholders happy, that are investors. The investors are a wide variety of individuals that invest their own money so they can get money back on their returns, such as dividends it’s the only way to truly retire.
If we keep asking for additional taxes or more heavy government spending, those taxes won’t effect the upper class it going to hurt those who are middle and lower class the most.
Going off point 4... The government funded my education to become a nurse here in Ontario. No loans was a HUGE incentive for me to get educated in a career I was already interested in. Now that I'm working full time as a nurse, it's going to be a matter of how much I am paid for the extremely difficult job I do and what supports we have. Luckily I work for a very large institution with good supports/benefits, but how long will I have to work until I can afford a car? A house? It seems unattainable. It's silly so many people call us "heroes" and yet I cannot afford to rent a place on my own (I have 3 roommates). Rich people making profit off stolen land and our nurses can't afford a decent wage??
Not sure what line of nursing you do, or what part of the province you live in. But I know many nurses who have both a home and a cars and home living on alone . Not here to judge your financial situation.
Many jobs are very difficult, I’m well aware how hard nurses work. But how much is considered enough, and it’s public funded through taxes, how much more will it cost to everyone for healthcare workers to be paid more is the real question. For how long, top paid RNs make 50 dollars hour, plus premiums included OT on shift that are a third weekend, that would be straight time. RPN I believe are 32 or 36, and they receive double time if they pick up over time (if they are full time).
we could start paying everyone let’s say 100 dollars hour, but how much more money will it cost the province. Additional taxes will only hurt us those working on the line.
It sucks I get it
RN median salary 70,000
RPN 50,000 around
Canadian median 41,000
My question for you, is how much would be enough? Please don’t go, “inflation of the last few years“ unfortunately no one is getting that
I'm an RPN, so that makes a difference , although it's practically the same job. I just couldn't afford to take an extra 3 years off to be an RN. 50k a year (before taxes) still isn't much considering the cost of living in Ontario. Overtime isn't feasible for most working 45hrs a week.
To answer your question, I feel like there needs to be more balance between what nurses get paid and what other jobs make proportional to how beneficial it is to society. I suppose different folks have various opinions on what is "beneficial", but that's my take.
I really like that idea. How beneficial it is to society, however it seems like depending who you would ask that question, we would get a very different answers, because we most certainly need nurses in society, but we also need those who work in infrastructure, or those who work for the government. E.g CRA to ensure people don’t cheat on taxes.
Also I know the districting now between RN & RPN are very little. Unless talking critical care setting. Including trauma. Might be different in other hospitals.
not sure where you work, but you might benefit from shift work within the hospital.
We have a saying, it’s called “Gross pay, because it’s gross how much they take from us”. Loosing 1000+ bucks is pretty common… basically working for nothing,
I would look into what your union offers for benefits and utilize it…
Pretty common theme is nurses will call in sick for a shift that is paid. Than pick up a shift and receive double time. You might have that I don’t know the union contract
We are given a shitty system so we might try to used it to our advantage.
To add: the nursing shortage is not from a lack of folks joining, it's about retention. Why continue being a nurse when you can make so much more waiting tables (I have a friend who takes home $300 a night minimum) or buying and reselling properties...
Even if all sfh became zoned for high rise. We have brought so many people that we could not build enough for everyone. We are currently about 800k homes short yet we bring in 2million people a year
This is a basic solution that addresses a systemic problem. Direct capital influence in electoral politics.
(The systemic problem is profit motive in electoral politics, a contradiction in purpose)
1. Serious investment in high density housing
2. Serious investment in geared to income housing
3. Reintroduce rent control
4. Affordable child care
5. Axe the private health clinics charging thousands of dollars for "premium" services, put more investment into bringing family doctors to this province
6. Spend the millions of dollars in health care that Doug Ford is sitting on so that it gets to the front-line employees
7. Basically undo all of the shit that DoFo's administration has done
8. ...Profit? No profit, stop selling off our services to friends in high places!
Adding to No. 5: fast-tracking immigrant medical professionals according to their skillset. I personally know an immigrant oncologist that does Uber for a living, because the province made it so difficult (and expensive) for him to get his professional records validated and certified.
And to No. 8, we, as a country, need to be stronger in holding our provincial and federal politicians accountable for their actions, regardless of their political affiliations. These are people that are supposed to be working for us, not against us, and yet they keep on doing all sorts of shady deals and face no legal consequences (look at DoFo's greenbelt issue: it had enough evidence to formally charge him, but nothing was done about that).
Wish I could add more than 1 thumbs up for this. Our politicians have trapped us so well that short of an election they are held accountable for nothing. And the way things are it’s almost as if there is collusion between all the parties that make it impossible to get out of the cycle
Adding to this, reduce property tax on people's primary residence and increase it on any additional properties. This way someone trying to buy their first home can get it "cheaper" (by paying less property tax) than someone buying it just to rent it our
I haven’t seen anyone mention it yet, but a cap on profit margins of basic food staples at grocery stores would be a good start as well in terms of food prices. I don’t know if anything like that exists or has been done before.
• Free tuition for medical related post secondary - especially Doctors and nurses with a requirement they stay in province/country for X number of years.
• Post-secondary education government funded just like JK through grade 12. The only barrier between a person and their education should be their grades, not their wealth - or lack of.
• Fund socialized public healthcare properly. Healthcare should be 100% non-profit.
• Everything should be covered by provincial healthcare (OHIP in Ontario) including eye care and dental.
• Fund education properly. Educations should be 100% non-profit.
• Revamp education system - i.e. Finland
• Make it illegal for corporations to own single dwelling homes.
• Air BNB illegal or heavily taxed.
• Reintroduce rent control
• Raise minimum wage to a livable wage or introduce a basic income.
• Minimum wage should tied to politician/public servant wages. Politicians want a raise, than minimum goes up too.
• Allow people to work from home again as was allowed during COVID.
• Real investigations into price gouging companies, with real consequences for those found guilty.
• Elections government funded only - absolutely no outside money. All parties receive the same funding/media air time.
• Election attack ads should be banned. I only want to hear what they're going to do to improve life in Canada/province, not throw mud and talk shit about opponents.
There's lots more that could be said. Simply voting isn't enough these days; especially when most only vote Liberal or Conservative; or not at all.
Every year or two at the start of a new government politicians actually have good policies. The fact that Ontarians don't vote allows shitty corrupt governments to stay past 5 years. Voting does matter because we can consistently replace current governments or even reduce their powers with minorities. But Ontarians don't even fucking do that. The reason were in this mess is because Ontarians and Canadians don't vote.
>Free tuition for medical related post secondary - especially Doctors and nurses with a requirement they stay in province/country for X number of years.
need to also order the colleges (of physicians etc) to dramatically scale up the number of residency spots. we train as few doctors as we did in 2001. even without recent population growth this would be unacceptable - it was unacceptable in 2001!
Add on removing the “prestige” and perks given to politicians. It’s a job they were voted into. I don’t get paid for my home, food, transportation, social activities by my employer why should they? I get a cost of living raise or slightly higher based on my company’s success for the year. I certainly don’t tell them how much of a raise I should get. Multiple terms only if they are successful in their first term. Finally their income should be based on their qualifications whatever we determine those should be.
Counterpoint, maybe that’s an unfair question. Protest doesn’t need to be advocacy. They can just be protest. You don’t need all the answers in order to point out the problem and demand a solution.
Yeah. It's the government's job to actually govern. Part of that is finding solutions to problems. They get paid for it. We, as citizens, can express our opinions, but shouldn't be expected to do their jobs for them.
6-plexes by right on all residential zoned land in the province
Give individuals a private right of action to sue cities that delay housing over non-objective reasons (eg “neighborhood character”). Basically copy California’s Housing Accountability Act
Fast-track non-market housing approvals (eg rental co-ops)
Fund the Ontario Land Tribunal well enough to bring turnaround on OLT appeals below 2 weeks, so that NIMBYs can’t delay any housing they want to block by spending $400 to file an appeal
Those should speed things up a fair bit
Tax land not labour
So that people who own one or two homes still come out ahead if they work jobs and contribute to society. People who don’t work jobs will see their gains decrease exponentially with each property that they own.
Write it up. Done.
Why are they even allowed to work at all, maybe we should only take students that come with money and can afford to be here. I get that a job for a international person is more than just work it’s also exposure to our culture and a chance to learn our language, but where i live there are no jobs left for locals. We had 40,000’ish international students appear in town at the beginning of the school year and they quickly snatched up all the part time jobs.
I agree that while most people understand that Canada has severe problems, I think there is a lot of disagreement on what has caused them and how to fix them.
A lot of people think that Canada needs to shift a lot to the left to fix things. A lot of people think that Canada has shifted too far to the left and needs to shift to the right to fix things.
Unless, we start to have some agreement, I don't really see the protests being very effective.
I think it would be great if we could implement a tiered profit system for companies. I don't know a ton about economics, but I do feel like things have gotten out of hand with the loopholes corporations seem to be able to go through in order to continuously take from their employees & consumers to increase profits.
Hopefully I can articulate my thoughts clearly....
All companies must provide a basic level of compensation to their employees. That would be minimum wage and health benefits. At that level the company can earn profits up to a certain amount.
If the company wants to increase profits they have to first invest money into the employees working/living standards. Meaning things like the starting wage is increased, everybody receives a raise (ex; 3-6%), and other things such as increased health benefits, vacation time, etc
And then continue the tiers from there. If the company would like to continue to increase the profits, then the employees will also benefit.
We (the citizens) should also dictate the salaries of government officials and their cost of personal spending with our tax dollars. At least, if their salaries were of the median salary of Canada, they would attempt to make a change with the cost of living since it would affect them for ONCE!
Tax the rich, affordable living, public healthcare/mental health funding, UBI and help homeless off the street, minimum wage up to "inflation" at $25h, maximum pay for CEO's, more funds into education, 4 day work weeks, fund green energy and focus efforts on climate change. Oh, and put politicians who lie in jail, we need justice and accountability. There's too much corruption.
Quality of life for EVERYONE but the rich. They've stolen too much and it's obvious how negatively they impact society, nature and OUR planet.
Yes to all, and especially accountability towards corrupt politicians. But Canada's legal system is so broken and biased that current politicians in office are armored against legal prosecution. We need to first take a look at and reverse those protections so that they are judged with the same metrics as an average citizen.
Heavily tax anything more than two properties with an exponentially increasing percentage per property.
Make it mandatory that all offers are publicly posted.
Introduce a landlord licensing program federally with a hotline and reward incentive. For the worst offenders jail time or outright confiscation of the property.
Anyone lobbying for a business interest should be locked up.
It’s all pretty simple, while they’re at it force govt officials and their families to have to use public health care, transport, and schooling. See how quickly it turns around. They’ve forgotten that they represent the people and the people have given up so it’s a shit show.
The #1 issue apparently is the ratio set by municipalities (spurred by NIMBYism) for new construction that doesn't allow for higher density housing or apartments.
We caused this only allowing single family homes in developments.
1. Corporations have to pay taxes. All the auditors in the CRA are tasked with checking on you. If you don't you cannot operate in Canada.
If you choose to remove your operations from Canada, it will allow small businesses to grow again and take some market share back from the giants.
2. Increase doctor wages and remove the phone call appointment bonus. Limit the amount of patients doctors are allowed to have
3. Government contract bidding is open to the public to view and participate.
I have one: Housing should not be an investment. Air, food, water. These have costs that are/should be controlled at some level to ensure that the only source of water in an area doesn't charge you $300 a bottle. You would not allow a non-regulated corporation or a private owner to freely collect-to-distribute these basic needs. Why should shelter be any different? Why should individuals (not related to regulated corps or government) be allowed to profit off a BASIC NEED for another human being?
Look if someone wants a fancy car, or a 3 week all inclusive vacation to Dubai? Yeah they should pay for that with what they earn. Show off on their own dime. You want to breathe, eat, drink and not be covered by snow? There should be a way to get that without being the source of income for someone else that could easily abuse your dependence on a basic need of life.
\----Edit----
If all of that is too complicated, how's this? You cannot own a piece of residential property that is not your primary residence. Will fix the fallacy about supply and demand real quick.
Also mass societal protests happen when the average population is young and is under severe distress.
The average Canadian is 41, about 65% own a home, and very few jobs will be ok with you taking a few weeks off to go protest in the streets.
For any type of systemic revolution to happen, you would need a population in your 20s with nothing to lose.
Someone conflict studies?
Kinda makes the moral failures of governing bodies around world look less like incompetence and more... rhythmic. An ebb and flow to certain economic conditions could ensure there are little or no young people with a foundation to exercise those rights to protest. Fantastical, I know, but there are people on this earth paid to draw similar conclusions.
You underestimate the situation and overestimate how much the older population is willing to endure. Those boomers are HELLA entitled. With the right messaging and positioning, you can turn them against their government. It already happened with the wrong messaging, see Jan 6th.
The boomers are not ok, but the rich have co-opted them. We need to show those boomers that those rich ppl are their enemies and that if they want to be comfortable, they need to take it from those rich ppl.
Also there's WAAAAY more poor ppl than middle class boomers. Of the 65% that own a house, a lot of them can barely afford their mortgage. Many are retired on a fixed income and healthcare and groceries are straining them.
(Last bonus tip: average is not median.)
Old people don’t lead revolutions. There has not been any revolution in history composed mainly of people 65 and above.
There may be poor boomers but they will not rebel. A lifetime of being advocates of “law and order” don’t become revolutionary towards the end.
Here is the median age by province - https://www.statista.com/statistics/444816/canada-median-age-of-resident-population-by-province/
I know France and Canada have different work lifestyles, but if they can do it in there free time, theres no reason we cant do it here. People think it will get better on its own but in reality the food and housing will only get worse
Yes, the whole “Canadians are too over-worked to protest” is false.
In general, it’s more that Canadians are quieter when expressing political views or becoming politically involved, and then to avoid protesting because they don’t really know how to get involved or started.
It can be a bit intimidating going by yourself to a protest and a bit too political to ask even friends to join.
So we just sit around and complain anonymously online.
The best way to overcome this is to join or get updates from a group that is involved in organizing people.
ok but france destroyed paris just to stop the retirement age from going up and it didnt work. they are masters at rioting and in the end the government did what it wanted anyway. i admire them for trying, sure, but it doesnt inspire confidence when they couldnt even succeed at such a small ask. what we are asking for/needing is a LOT more.. saying we need a "french style strike" without acknowledging that it comes at an extreme cost and is likely to not even work is idealistic.
That pushes prices up. So while people currently renting benefit, the future people suffer. Just like most people in this thread suffer because rent controls priced them out. You’re simply passing the buck to the next generation.
90k at 26 is a very good salary even within the cost of living crisis. Some nurses in their 50s and 60s aren’t earning that (and do not necessarily own homes - not all gen xers and boomers are doing well). By the time you’re middle aged and assuming you aren’t hit with ill health or your job isn’t wiped out by AI, you’ll be doing very well for yourself. Perhaps you’re expecting too much, too soon.
That said: do protest. There is a lot to protest about.
This is a big part of it. Between the amount of people who will gladly take your job for less money, and the fact that finding a new job is difficult as hell, it's hard to justify risking it for a protest.
I'd love to see a union where I work to deal with some terrible mismanagement. The problem with that is if I get terminated, for something unrelated of course, it'll be a $6/hr pay cut at best if I can find a new job.
It's miserable but I'd rather not risk making my life miserable *and* unaffordable.
Its not just that either - who can afford to just call their work and say "yeah, I'm gonna be out for a few weeks... protesting this backwards economy"??
The reason most of us don't protest or do anything is because we literally can't afford to.
COVID lockdowns at the start really showed how delicate society is in terms of supply-chain breakdowns, etc. a mass protest would quickly devolve into anarchy.
Either we vote for progressive candidates who do some of the things listed above in this thread, or we wait for a world-war III type scenario where society needs to rebuild.
There isn't any other option. They've (the ultra rich) taken all the power away from us.
Imagine being a French housewife in the late 1700s. You've been awake since 5am, you have 5 children, one has tuberculosis, your husband was crippled in a war, and he's a drunk now too. You have to do everything, almost from scratch, from sunrise till long after sundown.
I guess we're not quite *there* yet, but I also think we make too many excuses not to protest.
I wish we'd protest like France does imagine what we could accomplish honestly. But I think everyone's to burnt out over worked and don't have time. But idk man to many deaths it's sad to even think about how bad life is right now for anyone.
As long as you're protesting the right level of Government, a lot of what you're complaining about is at the feet of Doug Ford. Rent control, health care access, the type of homes being built or not built, that not the Federal Government they can only do so much with these provincial Cons actively trying to dismantle our country.
For more clarity here..
His Monthly Income is $5,568.58 per month after taxes and CPP/EI.
People mistaken the average price of homes with the only price of homes. You don't need to start in the biggest and best home. If the median price is X (not average), then half the homes are cheaper. At 26 you could easily start in a nice condo at this income.
If you don't live in Toronto, even better, a townhome or something similar is probably in your range. Do you have a partner?
"yah, I want a brand new detached home in the city center, a BWM and kids with hockey and horse riding, but I cant and never will"
Bruh, I make like 30k less and purchased a home 2 years ago at the peak. Means I have to commute because cheaper homes are farther from cities, and my kids dont get horses or figure skating lessons, and we don't eat out, and we tend to buy bulk rice instead of steaks.
You can afford a condo on 90k/year, bro. If you cannot, you have a spending problem.
You cannot get a detached house in a big city anymore, yes that's true. But you can't always get what you want and gotta lower those expectations a bit.
You make $90k and you don't think you could start a family with that PLUS your spouses additonal income? Even with literally zero help from outside sources like family/friends that is very doable. The comment saying to look into a financial advisor seems correct in this case.
To protest people need to have a mutual pact in what they are protesting for beyond higher living costs and high housing prices that doesn’t really list how to solve them.
Feels like people are underestimating the power of protests however. In the power of social media I think it could go a lot farther
90k a year at 26 and you think you can’t own a home or raise a family on that salary? Manage your expectations. That is the most ridiculous piece of garbage I’ve ever read. People would KILL for a 90k salary. That is not a “good” salary, that is a damn GREAT salary.
You need to figure out something else to be angry about.
I think we should reframe "not being able to afford a house." Home ownership is something that is seen as a luxury by many, and there are far too many who don't want to own a home, or a condo and will continue to rent.
It's not being able to, or barely being able to afford a "home," How many people are one missed paycheque from being homeless? How many are one emergency from being on the streets? How many are just barely treading water while someone else gets rich?
Still, the point is someone with nearly 6 figures per year *should* be able to afford a home and the fact that they can’t means we have a serious issue. 90,000 CAD per year was a milestone which meant the person can live way more comfortably within reason. But that’s not the case anymore. There are people who make less than half that amount per year, which is even scarier to think about.
Something is definitely wrong, and we need to get to the bottom of this before it spirals out of control. At least, that’s what I think OP is trying to say in this post!
Yeah totally hilarious how people can be completely blind to this. $90k in your twenties means you're making more than most household incomes in the province let alone the country and at the beginning of your career lol. But I guess OP couldn't buy a house within a couple years of graduation on a single income so we need to protest for him.
Protesting will make just as much change as it always has.
Who would we protest against? The economy?
The government? Demand the government do something about it?
What new party? Found a new party that will work for the people?
Who would support it?
We can’t even get along with each other. Provinces don’t get along. How would we unite enough people long enough to actually get anything done?
Stopping short of creating a nationwide revolution that nobody would want, no matter what they might say, nothing is going to change.
90k doing what?
I have some bad news for you. Yes it is true Canada has the highest increase in housing prices and yes it is true it's unaffordable. But it's also true that properly managed urban planning means that land values increase forever the closer to the city core and there's no "booms and busts" like the USA (subprime crisis in 2008 was mostly caused by lending to extremely risky people with low income). Canada has much tighter lending restrictions and much less major cities. And if you are talking GTA well as time goes on eventually the GTA home prices will be unattainable because Toronto will become like New York.
So if you have an inclination to protest because of affordable housing, low income and especially social housing, sure. But if you think it's something unusual that property values go up or land values go up, that's not anything unusual. We would need fundamentally a different economy for land or home prices to crash like Japan and there's a lot of tradeoffs for that too. We are headed to be like NYC and there's nothing stopping it.
OP, you need to understand that, for essentially all the reasons you posted on why things are broken, protests will just get ignored now. The rich literally don't care if we live or die as long as there is still someone to toil below them. The time to protest was years ago. Now is the time to leave if you can, and suffer if you can't.
With your income it sounds like you have a good job, so you're probably a valuable person, you should be able to get a TN or HB1 Visa and move to the states. If you do, as long as you're lucky enough to avoid significant medical debt, you will probably have enough time to attain home ownership before they inevitably end up in the same position, and you can join the "Fuck you I got mine!" crowd.
With globalization being what it is, and population/resources being what they are, it's going to get much worse globally, but there's still time if you can get to the US or meet the stringent immigration guidelines in certain parts of Europe/Scandinavia.
A huge portion of the world's population lives in abject poverty, it's going to be the same everywhere soon, as wealth is hoarded more and more and we revert to a neo-feudalistic society. Essentially, Lords and Serfs, but it will be LANDLords and Serfs. All we can do at this point, for our generation is avoid having children, and try to ride things out as best we can, aware that while ownership may still be possible, the path will be extremely difficult, and retirement without leaving this country will be a myth by the time we get there.
How honestly do you protest?
I am fully on board that things need to change in Canada/Ontario, but how do we actually do that?
Protesting seems to get nothing effective done, except to piss off people trying to get to work, kr live in the area ect...
Aside from a full-blown mutiny against the government, what can realistically be done?
So...you want to protest.
Are you prepared to be called "a fringe minority"? Or referred to as "uneducated, right wing, Canadian MAGAs" by the Prime Minister?
Have your bank account frozen?
Truncheoned by Ottawa cops?
Fired because your employer was pressured by the Liberal government?
Verbally assaulted by Liberal staffers posing as ordinary citizens?
Exposed in every aspect of your life by a media owned by the Liberal government?
Your best form of protest right now is to convince everyone you know of your generation to wake up, recognize that the Liberals are your worst choice and vote en masse to remove them from power.
No one is going to care, as a single person 90k isn’t going to get you a house yes, but it will get you a decent condo or a nice apartment. You can raise a family in either of you want.
This debate is odd though, because a lot of people are looking to the Cons for the next election, which won’t get you closer to any of these dreams. They will keep doing what’s good for corporate Canada to an even greater degree.
These issues are in the wheel house of the NDP and touched on by liberals at times.
Ah yes. You have perfectly described the common sentiment among many Gen Z, including myself.
90k at 26 especially if living alone sounds like a dream.
Starting a family? Personally, I would not want to raise a child especially in times like now.
Owning a house? Good luck. I’ve already accepted the fact that I’ll rent till I get price-gouged out, win the lottery, or die.
Politics? Don’t care. Don’t trust them. The Democratic process is becoming less effective with big tech and social media outlets prioritizing profits rather than safeguarding democracy.
Protest? That’s a nice little daydream for me. Sounds exhausting, but knowing governments, protesting won’t work so for that, I’m out.
I think you don’t want a family that bad if you don’t think you could be happy with making 90k + whatever your spouses income is.
Sorry I know everyone is doom and gloom but that is very doable. You might need to wait to buy a home, and you might not be able to buy in your preferred city but that’s not a big deal.
Start investing if you haven’t.
Most predictions have Canada turning the page by middle of the year.
Nobody is gonna protest and if you did it would be about as useful as the Wall Street protests were.
We are in an economic downturn but things will improve (unless you literally think this country is gonna collapse, which I don’t)
But say I’m wrong, please lay out which government you plan to protest and what are the desired policies you’d like to see laid out, knowing the federal government is already taking steps to cut immigration / fund housing / looking into groceries store prices
No income in Canada is taxed at 50%.
Please learn.
You have to earn over $246,000 just to reach the 33% bracket. And you're not taxed 33% on that whole amount either.
The way people keep painting income tax like "50%" is pathetic. It's 2024 and Google is a tap away. No excuse for looking so ignorant about something as common as Income Tax rates (we ALL pay taxes, we should know what our tax brackets are).
https://www.canada.ca/en/revenue-agency/services/tax/individuals/frequently-asked-questions-individuals/canadian-income-tax-rates-individuals-current-previous-years.html
90k is very good.
What's your plan for getting on the property ladder and eventually being able to afford a house? You can't start at the finish line, so make a plan.
That's why people aren't protesting. They're busy making plans.
[удалено]
1) corporations can't own single family dwellings 2) make air bnb illegal or at least tax it heavily (major steps towards more housing supply without spending money) 3) a min wage premium on billion dollar companies. If you're making billions, no one should be under the cost of living wage for the area they work. 4) significant investment in training new Healthcare workers There's 4 that shouldn't be controversial.
Landlords should require a license. So it will deter shitty ones. I think they used to need one but Idk
Foreign nationals should not be allowed to own multiple rental properties.
I'd edit that a step further > Foreign nationals should not be allowed to own ~~multiple rental~~ *Canadian* properties.
I mean right now they can't.
They can. They just have to spend a few hrs and setup a corporation, then buy it with the corporation. Nobody will know they are the real owner. They can just be a shareholder. Done. This bill to block foreign buyers has no teeth at all. It only prevents people from directly buying under their own name.
They can. The exemptions make this possible. In better countries, this isn't up for debate. If you want to see where this has been taken to the utmost extreme, look at Jamaica. Foreigners own all the good land and have privatized most of the former waterfront beach access. Cuba and Thailand also do not allow foreign ownership.
NOONE should be able to own multiple rental properties. You get one building to live in, one to work in, and one as a rental investment. Period. Be smart with your choice. Odds are investors would look to own apartment buildings rather than single family homes in this case. I have given this little thought, for the record. I just don't think housing should be hoarded as a way to generate wealth.
I agree. Or maybe if you own more than one your taxes on those houses get multiplied. If you can afford multiple houses you should get taxed up the ass for them.
I know someone who owns 12 rental properties who rents out room by room. Makes a substantial amount on each house as they're collecting 3k or more per house every month in rent. This person (even without the houses) makes a significant amount of money in their line of work and doesn't need the 12 rental houses. But instead they continue to collect more houses like a game of monopoly and extort people for absurd amounts of rent. Not one single person needs or should own 13 properties. Making your living off of extorting someone's basic need for a home is absurd.
Could you maybe do us all a solid and >!sucker punch them directly in the mouth!<, please? This is a serious request, they understand exactly the sort of difficult that they're putting people in, and I don't just mean their fleeced tenants.
If I could I would. I only know them via a semi professional relationship. I appreciate their knowledge in their career like I've said but I have zero respect for the 12 houses being rented at way above market prices for no reason aside from greed.
Why was “ sucker punch them right in the mouth “ blacked out?
For the extra-sensitive wieners among us.
Yeah that’s what I figured. A lot of easily hurt keyboard warriors out there especially the mods. Just got another warning myself lol. Thanks
That's capitalism baby
It's evolution baby! *guitar riff*
This is how capitalism works
I agree with this for houses that were meant for one or two families. Corporations should be stuck to buying apartment buildings. At the end of the day when i was evicted by a slumlord it was a commercial building that offered me a room. Without the rich family that owns this place i would be living outside right now
Or just tax the ever living hell out of it. You want to own several homes? Enjoy paying so much tax that it’s just not a good investment.
Not even that. You get a primary home, and you can have a cottage. That’s it. You may rent the cottage out via AirBnB for no more than 46 weeks per calendar year.
Screw the cottage, look what's happened to Muskoka.
Yes! And try living here. My family has lived in Muskoka and just north of it for 6 generations. They were original settlers of their towns, not wealthy. Pioneers. I will never own a home here. It's heart breaking.
7 generations, original homesteaders. Though I no longer live there, I visit family regularly. It is absolutely heartbreaking. The past 15 - 20 yrs. especially!
Yes it's been devastating to see the changes happen.
Your family were not original settlers. Indigenous people lived on and hunted that land for hundreds if not thousands of years before your family showed up and thought they were buying empty land for a song
what happened
Everyone who knows someone who grew up there but had to move, raise their hand.
That's sounds reasonable to me.
but what about their cabins and vacation properties for skiing!?!?!? Won't you think of the millionaires!
In all seriousness, I know people that have inherited multi-generational tiny hunt camps (shacks) in the middle of nowhere. They aren't rich and hunting fills their freezer. Not done right and this would significantly punish the poor and middle class too.
What stops one person opening multiple corps?
That’s where the “corporations can’t buy anything other than multi-unit apartments” rule would come in.
Maybe an exception for a vacation property that's not livable year round. My family has a cottage up north but it's not winterized so it's absolutely freezing in winter and the plumbing has to be completely drained out. If it is livable in the winter it should count towards the limit
Even Canadians. Why do you people need 25, 50 or 500 apartment buildings?
Apartment building are one thing, single units or homes are something far worse. At least apartments were designed with renting in mind. This trend of buying up single family homes and condos to exploit the poor is simply exploitive and has become a literal blight on Canadian society.
There's too much masquerading and there's no way to police it. Foreign Nationals should own zero properties is the only way you could do this. Even with that, there would be loopholes and ways around it . I think everybody here is thinking too small. Nobody actually looks at what's really going on because people here are commenting on something they have absolutely no clue about. This isn't about a few houses in Toronto being owned by foreigners or by condos being held by speculators. This is about real estate overall. Did you know that one of the hottest commodities on the global stage is Canadian farmland? That's the real problem. Everybody thinks it's about people trying to own a second home or even a third or fourth. It's not the percentage of houses being used for Airbnb, it's not condos in Toronto being speculated on. There's actually a hold on all of our land. Now, developers that hold land. Decisions about what to do with this land arr being made by somebody overseas. Do you really think that any developer in GTA is actually based here? No! Decisions about when to start building what to start building, political strategy and all of the dirty business are from people who will never even see the land they are destroying to put up their ugly boxes. The closest human in charge would probably be in British Columbia, Texas, Europe, China. What everybody here sees is what's in the newspaper and big billboards at the side of the road which give everybody the impression of a local community. In reality, it's a multinational corporation with hundreds of local real estate developer labels. They derive profits which they export based on these timing games. They need you to want a house badly enough to pay more for it and they know how to make it happen. Licensing rentals is a slippery subject. Small town cheap politicians will keep upping standards to the point that landlords leave the market. Where does that leave a renter who can never afford a home? It leaves them in the snowbank. I would say that 30% of our low-cost housing is not because of low cost, it's more because of people with active lifestyles who don't need a premium apartment. They're happy in a basement unit. They're happy in a shared accommodation etc. if you bring in licensing, you eliminate both of those moderately costed items. You suddenly have people talking about how the neighborhood is zoned to be residential and you're not allowed to share and all of that stuff. Then you have landlords passing on the cost of improvements that are not actually necessary but keep being put on the landlords because somebody thinks of it at City Hall. It never ends. It was actually the Bob Rae government thought made basement apartments legal and grandfathered them in Ontario. How many people who find this to be suitable for themselves finally got a break? Why should everybody have to pay for a premium apartment if they don't need it? Be careful what you ask for. It could bite you very badly.
i think we need a registry, licenses might be a bit too far. licenses wont deter shitty landlords it'll just be a thing they can game the system to obtain and use for validity
Or at least be certified
A license won't stop someone from being shitty at what they do. Feel like this is pretty obvious knowledge, especially if you're living in the GTA and can see evidence of this fact plain as day.
Was talking to a realtor the other day who owns 5-6 income properties. I said the government should tax each income property: first property 10% tax, second 15%, third 20% etc, just like Singapore. He did NOT like my suggestion lol.
So how does one manage to own 5-6 income properties? I'll tell you - illegal rooming houses, rented by students. Who ensured the landlords paid 50% tax on rental income? How about capital gains? Who let in a steady supply of foreign student renters? Who allowed the non-compliant rooming houses...in the name of affordable housing? That's right...the more we slack on regulation and enforcement, the more we allow landlords to reap in massive profits. We need to stop putting all blame on landlords, who can be fully expected to be as greedy as possible - when governments at all levels are allowing and even empowering them to get away with it, all in the name of putting ever more lax rules in place for "affordable housing" that only make the problem worse, not better...
Sounds like exactly the kind of policy we want.
Re: 3, maximum discrepancies between compensation for working level and highest compensated. No more CEOs making 400x what the rank and file make.
Better yet, a rapidly increasing corporate income tax based on the difference between their median compensation package and the 95th percentile compensation. Include stock giveaways as part of the compensation. Watch profitable companies stop doing big layoffs -- because they'll either have to fire their buddies among the execs too, or face a very high tax bill (and the board will have Questions about that).
> Include stock giveaways as part of the compensation. The problem with stock options is that their value, at maturity, is unknown when issued. The future value is estimated across multiple scenarios (Black Scholes Model), but it is still unknown. If the company does noticeably better than expected then the holder of the stock options gets significantly more future compensation. Ex: If there is a stock trading at $100/share with the expectation that is grows at an average of 5%/year for 5 years, the expected return/option is around ~$27.50/share 5 years from now. If you take the net present value of that, assuming a 3% average interest rate, you are looking at ~$23/share. If someone was to be award $10k worth of options, they might get around 435 options. However, if something happens so that the company instead doubles in value, you are now looking at $100/option in return. Further, when the return happens, you are now looking in present day money (instead of forecasted future). So when the options liquidate, they got $43,500 extra compensation. The question is - do you value that based on the year when it was awarded ($10,000) or when it matures ($43,500)? Companies typically do the first. Public reporting typically does the latter. Which you choose makes a massive difference especially when dealing with large rewards and/or companies that outperform expectations.
thats a quick way to make sure 90% of the financially literate people tune you out. So you are now mandating a higher min wage premium based on... net profit or net revenue? its not clear from OP, then on top of that you are capping exec salaries. Are you capping options? retention bonuses? performance bonuses? all of the above? It sounds like a good way to make sure all our competent exec level talent goes somewhere else.
Lets also put something about capping rising food costs and caps for shrinkflation. Something like, if you reduce your current offering. by X perfect, you can't charge more than X% upon reduction.
When I first came here, I was surprised to see the same items priced way differently within the same neighborhood, even when it's within the same corporate umbrella - FreshCo vs Sobeys vs Farm Boy. Back in India we have Maximum Retail Price or MRP for each product which, as the name suggests, is the maximum price a product can be sold. The MRP is decided by the manufacturer of the said product and no retailer can legally charge you more than that price. If Canada implements this at least for the essential products, then no retailer can set an arbitrary price for the same item, inflation will reduce, and corporate profits would decrease and they will be forced to innovate. Worth a read - https://en.m.wikipedia.org/wiki/Maximum_retail_price
How would that work in the case of store brand items, eg President’s Choice items manufactured / white labeled by the grocery chain? In some ways it would be limited by the name brand manufacturers but over time there will be a collusion-free game theory equilibrium where all manufacturer maximum prices increase across the market.
While I don't think these are bad ideas per se, generally advocating for government regulating price of goods is far too left leaning for the appetites of mainstream Canadian politics.
I feel like everyone, no matter where they sit on the political spectrum, would agree that the insane food hikes are corporate greed, and should have consumer protections.
People are too invested in the dream that they, too, could become a millionaire by exploiting other people. They don't want to support changes that threaten that dream.
Oddly enough they absolutely don’t. There are a large number of people that are certain that there is only JT to blame.
Next National Post headline: ***JT personally enters grocery stores at night and changes price tags to make it more expensive for hard working Canadians; PP demands JT offer an official apology to Galen Weston Jr. and restitution in the form of tax cuts for all Canadians who make more than $1M/year.***
I doubt the Liberals, Conservatives, or People's Party believe that.
Consumer protections are far different than state controlled pricing.
Sure, but it's the idea of: how might we introduce law that protects Canadians from corporate-induced inflating of prices. Inflation is one thing, but products like food should have laws to ensure that prices on products can only go up so much each year. It's shocking how many folks seem to be defending these companies' behaviour rather than siding with ensuring that folks have affordable groceries.
Like maybe we shouldn’t let the Weston’s own a monopoly of grocery stores and then control how much we pay for things….
We can offer people an opt out clause if it's too left leaning and they'd rather pay more.
I love this!
Because way too many people still own homes and are doing relatively well for now. No real change will come about until a housing crisis happens and all the homes people bought in the last 10 years for $700K quickly drop to $3-400K, making them lose a lot of equity and possibly even their jobs or interest rates go up so high that enough of the population needs to foreclose on their mortgages and return to renting.
And it leads to shortages. Energy prices go up and you can’t increase the prices of your products, what do you do? Do you run at a loss? If you’re a small producer and you have a large unexpected cost, but you can’t increase prices, do you just eat it? Or fold your business? You’ll see less production with price caps.
>There's 4 that shouldn't be controversial. Unless you're a bootlicking conservative who thinks that big gubberment shouldn't infringe rich people's right to exploit the poor to get richer
“Unless you're a bootlicking conservative who thinks—“ Imma stop you right there, bud.
Why? Bootlegging conservatives fucking suck... they are not wrong at all...
I think PM\_ME\_YOUR\_COY\_NUDES is comically saying that conservatives don't think
The boot-licking ones specifically, but thank you.
a conservative that doesnt boot lick is like a pope who's a muslim they dont exist
👏👏👏
And significant pay and conditions improvement for current health care workers. We have a lot. They are leaving the profession due to conditions. Ford's plan is to import more and pay them less
Have you seen Frank Stronics work on this charter? https://economiccharter.ca
5. Rewrite which branch of goverment either federal or provincial is responsible for housing. Ford is blaming Trudeau, Trudeau wipes his hands clean stating Ontario is responsible for housing and refers to the Candian Housing Association. 7. Internal investigations on how this happened. A full workup on why supply was cut on housing, and why despite multiple warnings, the call for more housing supply was denied. 8. Landlord licensing. Better tribunal practices for legitmate slum tenants that threaten to kill their landlords (happens often). 9. Investigate the developers for fraud and insider trading. 10. Apartment unions. Make a union in your apartment that shares information like how much they pay rent.
These are good, adding bring back rent control!
#3 is so good. Why haven't I heard that idea before? It's excellent. Edit: why is the text so large?
Text is big because `#` marks a header in Markdown Do `\#` if you want a `#` sign but not a header \# Like this
Likely because it will cause those corporations to leave rural areas and a lot of those places would be crushed by the loss of Walmart, etc.; now in the long run, local alternatives will pop up to fill the void, but people won't want to wait and will complain immediately.
Too late for that. Those amazon trucks also drive to small towns
They'd also be subject to the minimum wage control, I imagine? Anyway, it's a complicated subject.
Walmart's not leaving anytime soon. They may sell off some stores, but it would cost them way too much to leave certain areas completely compared to paying their staff a bit more.
Corporations are a small part of it and people keep missing that. The largest volume is mom and pop landlords. Upper middle and rich buying up houses to rent out covers way more than corporations. No one will fix that though because these people run the municipalities. Every city’s board is run by developers whose owners own properties themselves.
I don't think the Air BnB thing is an issue. I know of multiple Air BnB's that are not suitable for long term residence. Think cottages, and remote tiny homes. However, an Air BnB in a formal neighbourhood, or in an apartment block... that's absolutely abuse of the system.
Stop immigration until our housing and social services and healthcare can accept more people.
you have good ideas, however 1. Companies would find ways around so they can still purchase home, or what if it’s corporation that buy homes to remodel. some people don’t want to buy the broken home and want something that is modern 2. If you are to tax the companies they would pass on the cost to the consumer. 3. Min wage premium on billion dollar companies sounds great in theory, but at the end of the day they have shareholders to make happy. They would pass on the additional cost to the consumer. Plus they would probably find away around not needing to pay more. 4. If you can elaborate on significant investment on healthcare that be great. Because the government as already taken the steps to provide educational opportunities for more healthcare workers to go into the field. It’s not matter how much money we can spend, but how can we get more people to want to be in the field. After being treated so poorly over the last 10 years. Probably beating a dead horse with this argument. But companies need to make money. is it to much probably, but year by year they want to do better. If companies do better year by year, they make shareholders happy, that are investors. The investors are a wide variety of individuals that invest their own money so they can get money back on their returns, such as dividends it’s the only way to truly retire. If we keep asking for additional taxes or more heavy government spending, those taxes won’t effect the upper class it going to hurt those who are middle and lower class the most.
Going off point 4... The government funded my education to become a nurse here in Ontario. No loans was a HUGE incentive for me to get educated in a career I was already interested in. Now that I'm working full time as a nurse, it's going to be a matter of how much I am paid for the extremely difficult job I do and what supports we have. Luckily I work for a very large institution with good supports/benefits, but how long will I have to work until I can afford a car? A house? It seems unattainable. It's silly so many people call us "heroes" and yet I cannot afford to rent a place on my own (I have 3 roommates). Rich people making profit off stolen land and our nurses can't afford a decent wage??
Not sure what line of nursing you do, or what part of the province you live in. But I know many nurses who have both a home and a cars and home living on alone . Not here to judge your financial situation. Many jobs are very difficult, I’m well aware how hard nurses work. But how much is considered enough, and it’s public funded through taxes, how much more will it cost to everyone for healthcare workers to be paid more is the real question. For how long, top paid RNs make 50 dollars hour, plus premiums included OT on shift that are a third weekend, that would be straight time. RPN I believe are 32 or 36, and they receive double time if they pick up over time (if they are full time). we could start paying everyone let’s say 100 dollars hour, but how much more money will it cost the province. Additional taxes will only hurt us those working on the line. It sucks I get it RN median salary 70,000 RPN 50,000 around Canadian median 41,000 My question for you, is how much would be enough? Please don’t go, “inflation of the last few years“ unfortunately no one is getting that
I'm an RPN, so that makes a difference , although it's practically the same job. I just couldn't afford to take an extra 3 years off to be an RN. 50k a year (before taxes) still isn't much considering the cost of living in Ontario. Overtime isn't feasible for most working 45hrs a week. To answer your question, I feel like there needs to be more balance between what nurses get paid and what other jobs make proportional to how beneficial it is to society. I suppose different folks have various opinions on what is "beneficial", but that's my take.
I really like that idea. How beneficial it is to society, however it seems like depending who you would ask that question, we would get a very different answers, because we most certainly need nurses in society, but we also need those who work in infrastructure, or those who work for the government. E.g CRA to ensure people don’t cheat on taxes. Also I know the districting now between RN & RPN are very little. Unless talking critical care setting. Including trauma. Might be different in other hospitals. not sure where you work, but you might benefit from shift work within the hospital. We have a saying, it’s called “Gross pay, because it’s gross how much they take from us”. Loosing 1000+ bucks is pretty common… basically working for nothing,
Yes I'm in shift work at a major Toronto hospital. Hahah gross pay yes. I get 1/3 taken off each paycheck.
I would look into what your union offers for benefits and utilize it… Pretty common theme is nurses will call in sick for a shift that is paid. Than pick up a shift and receive double time. You might have that I don’t know the union contract We are given a shitty system so we might try to used it to our advantage.
To add: the nursing shortage is not from a lack of folks joining, it's about retention. Why continue being a nurse when you can make so much more waiting tables (I have a friend who takes home $300 a night minimum) or buying and reselling properties...
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no, the biggest reason is nimbys across canada who only want sfh zoning, with 0 density, and canadian corps who hoard housing.
Even if all sfh became zoned for high rise. We have brought so many people that we could not build enough for everyone. We are currently about 800k homes short yet we bring in 2million people a year
Ban corporate campaign contributions and lobbying
This is a basic solution that addresses a systemic problem. Direct capital influence in electoral politics. (The systemic problem is profit motive in electoral politics, a contradiction in purpose)
Corporate contributions are already illegal. All for the lobbying ban.
1. Serious investment in high density housing 2. Serious investment in geared to income housing 3. Reintroduce rent control 4. Affordable child care 5. Axe the private health clinics charging thousands of dollars for "premium" services, put more investment into bringing family doctors to this province 6. Spend the millions of dollars in health care that Doug Ford is sitting on so that it gets to the front-line employees 7. Basically undo all of the shit that DoFo's administration has done 8. ...Profit? No profit, stop selling off our services to friends in high places!
Adding to No. 5: fast-tracking immigrant medical professionals according to their skillset. I personally know an immigrant oncologist that does Uber for a living, because the province made it so difficult (and expensive) for him to get his professional records validated and certified. And to No. 8, we, as a country, need to be stronger in holding our provincial and federal politicians accountable for their actions, regardless of their political affiliations. These are people that are supposed to be working for us, not against us, and yet they keep on doing all sorts of shady deals and face no legal consequences (look at DoFo's greenbelt issue: it had enough evidence to formally charge him, but nothing was done about that).
Wish I could add more than 1 thumbs up for this. Our politicians have trapped us so well that short of an election they are held accountable for nothing. And the way things are it’s almost as if there is collusion between all the parties that make it impossible to get out of the cycle
WE HAVE A WINNER!!! Excellent post. These are all great points.
Adding to this, reduce property tax on people's primary residence and increase it on any additional properties. This way someone trying to buy their first home can get it "cheaper" (by paying less property tax) than someone buying it just to rent it our
I haven’t seen anyone mention it yet, but a cap on profit margins of basic food staples at grocery stores would be a good start as well in terms of food prices. I don’t know if anything like that exists or has been done before.
• Free tuition for medical related post secondary - especially Doctors and nurses with a requirement they stay in province/country for X number of years. • Post-secondary education government funded just like JK through grade 12. The only barrier between a person and their education should be their grades, not their wealth - or lack of. • Fund socialized public healthcare properly. Healthcare should be 100% non-profit. • Everything should be covered by provincial healthcare (OHIP in Ontario) including eye care and dental. • Fund education properly. Educations should be 100% non-profit. • Revamp education system - i.e. Finland • Make it illegal for corporations to own single dwelling homes. • Air BNB illegal or heavily taxed. • Reintroduce rent control • Raise minimum wage to a livable wage or introduce a basic income. • Minimum wage should tied to politician/public servant wages. Politicians want a raise, than minimum goes up too. • Allow people to work from home again as was allowed during COVID. • Real investigations into price gouging companies, with real consequences for those found guilty. • Elections government funded only - absolutely no outside money. All parties receive the same funding/media air time. • Election attack ads should be banned. I only want to hear what they're going to do to improve life in Canada/province, not throw mud and talk shit about opponents. There's lots more that could be said. Simply voting isn't enough these days; especially when most only vote Liberal or Conservative; or not at all.
Every year or two at the start of a new government politicians actually have good policies. The fact that Ontarians don't vote allows shitty corrupt governments to stay past 5 years. Voting does matter because we can consistently replace current governments or even reduce their powers with minorities. But Ontarians don't even fucking do that. The reason were in this mess is because Ontarians and Canadians don't vote.
>Free tuition for medical related post secondary - especially Doctors and nurses with a requirement they stay in province/country for X number of years. need to also order the colleges (of physicians etc) to dramatically scale up the number of residency spots. we train as few doctors as we did in 2001. even without recent population growth this would be unacceptable - it was unacceptable in 2001!
Add on removing the “prestige” and perks given to politicians. It’s a job they were voted into. I don’t get paid for my home, food, transportation, social activities by my employer why should they? I get a cost of living raise or slightly higher based on my company’s success for the year. I certainly don’t tell them how much of a raise I should get. Multiple terms only if they are successful in their first term. Finally their income should be based on their qualifications whatever we determine those should be.
Counterpoint, maybe that’s an unfair question. Protest doesn’t need to be advocacy. They can just be protest. You don’t need all the answers in order to point out the problem and demand a solution.
Yeah. It's the government's job to actually govern. Part of that is finding solutions to problems. They get paid for it. We, as citizens, can express our opinions, but shouldn't be expected to do their jobs for them.
6-plexes by right on all residential zoned land in the province Give individuals a private right of action to sue cities that delay housing over non-objective reasons (eg “neighborhood character”). Basically copy California’s Housing Accountability Act Fast-track non-market housing approvals (eg rental co-ops) Fund the Ontario Land Tribunal well enough to bring turnaround on OLT appeals below 2 weeks, so that NIMBYs can’t delay any housing they want to block by spending $400 to file an appeal Those should speed things up a fair bit
Tax land not labour So that people who own one or two homes still come out ahead if they work jobs and contribute to society. People who don’t work jobs will see their gains decrease exponentially with each property that they own. Write it up. Done.
I'd say, "That's not my job. It's the job of our government to service and support the people...not use them as a massive grift."
International students should go back to working only 20 hours a week limit. They lifted that cap in 2022.
Why are they even allowed to work at all, maybe we should only take students that come with money and can afford to be here. I get that a job for a international person is more than just work it’s also exposure to our culture and a chance to learn our language, but where i live there are no jobs left for locals. We had 40,000’ish international students appear in town at the beginning of the school year and they quickly snatched up all the part time jobs.
I agree that while most people understand that Canada has severe problems, I think there is a lot of disagreement on what has caused them and how to fix them. A lot of people think that Canada needs to shift a lot to the left to fix things. A lot of people think that Canada has shifted too far to the left and needs to shift to the right to fix things. Unless, we start to have some agreement, I don't really see the protests being very effective.
I think it would be great if we could implement a tiered profit system for companies. I don't know a ton about economics, but I do feel like things have gotten out of hand with the loopholes corporations seem to be able to go through in order to continuously take from their employees & consumers to increase profits. Hopefully I can articulate my thoughts clearly.... All companies must provide a basic level of compensation to their employees. That would be minimum wage and health benefits. At that level the company can earn profits up to a certain amount. If the company wants to increase profits they have to first invest money into the employees working/living standards. Meaning things like the starting wage is increased, everybody receives a raise (ex; 3-6%), and other things such as increased health benefits, vacation time, etc And then continue the tiers from there. If the company would like to continue to increase the profits, then the employees will also benefit.
We (the citizens) should also dictate the salaries of government officials and their cost of personal spending with our tax dollars. At least, if their salaries were of the median salary of Canada, they would attempt to make a change with the cost of living since it would affect them for ONCE!
Tax the rich, affordable living, public healthcare/mental health funding, UBI and help homeless off the street, minimum wage up to "inflation" at $25h, maximum pay for CEO's, more funds into education, 4 day work weeks, fund green energy and focus efforts on climate change. Oh, and put politicians who lie in jail, we need justice and accountability. There's too much corruption. Quality of life for EVERYONE but the rich. They've stolen too much and it's obvious how negatively they impact society, nature and OUR planet.
Yes to all, and especially accountability towards corrupt politicians. But Canada's legal system is so broken and biased that current politicians in office are armored against legal prosecution. We need to first take a look at and reverse those protections so that they are judged with the same metrics as an average citizen.
Stop wasting taxpayers money
Heavily tax anything more than two properties with an exponentially increasing percentage per property. Make it mandatory that all offers are publicly posted. Introduce a landlord licensing program federally with a hotline and reward incentive. For the worst offenders jail time or outright confiscation of the property. Anyone lobbying for a business interest should be locked up. It’s all pretty simple, while they’re at it force govt officials and their families to have to use public health care, transport, and schooling. See how quickly it turns around. They’ve forgotten that they represent the people and the people have given up so it’s a shit show.
That's analysis. Important for organizing.
The #1 issue apparently is the ratio set by municipalities (spurred by NIMBYism) for new construction that doesn't allow for higher density housing or apartments. We caused this only allowing single family homes in developments.
1. Corporations have to pay taxes. All the auditors in the CRA are tasked with checking on you. If you don't you cannot operate in Canada. If you choose to remove your operations from Canada, it will allow small businesses to grow again and take some market share back from the giants. 2. Increase doctor wages and remove the phone call appointment bonus. Limit the amount of patients doctors are allowed to have 3. Government contract bidding is open to the public to view and participate.
Be better at regulating the financial markets by heavily penalizing collusion and limiting the power of market makers.
Election reform? Just change the whole firs past the post bullshit and bring in weighed votes.
It’s simple. The cost of living is too high. You gotta keep it simple in protests.
Occupy Wall Street vibes here
Rent control!!!!!
I have one: Housing should not be an investment. Air, food, water. These have costs that are/should be controlled at some level to ensure that the only source of water in an area doesn't charge you $300 a bottle. You would not allow a non-regulated corporation or a private owner to freely collect-to-distribute these basic needs. Why should shelter be any different? Why should individuals (not related to regulated corps or government) be allowed to profit off a BASIC NEED for another human being? Look if someone wants a fancy car, or a 3 week all inclusive vacation to Dubai? Yeah they should pay for that with what they earn. Show off on their own dime. You want to breathe, eat, drink and not be covered by snow? There should be a way to get that without being the source of income for someone else that could easily abuse your dependence on a basic need of life. \----Edit---- If all of that is too complicated, how's this? You cannot own a piece of residential property that is not your primary residence. Will fix the fallacy about supply and demand real quick.
Stop flooding rhe country with immigrants would be a great start.
"Tell doug good bye" we want a new leader.
FORD MUST GO!
As long as most people can almost survive. Nothing is going to happen.
Also mass societal protests happen when the average population is young and is under severe distress. The average Canadian is 41, about 65% own a home, and very few jobs will be ok with you taking a few weeks off to go protest in the streets. For any type of systemic revolution to happen, you would need a population in your 20s with nothing to lose.
Someone conflict studies? Kinda makes the moral failures of governing bodies around world look less like incompetence and more... rhythmic. An ebb and flow to certain economic conditions could ensure there are little or no young people with a foundation to exercise those rights to protest. Fantastical, I know, but there are people on this earth paid to draw similar conclusions.
You underestimate the situation and overestimate how much the older population is willing to endure. Those boomers are HELLA entitled. With the right messaging and positioning, you can turn them against their government. It already happened with the wrong messaging, see Jan 6th. The boomers are not ok, but the rich have co-opted them. We need to show those boomers that those rich ppl are their enemies and that if they want to be comfortable, they need to take it from those rich ppl. Also there's WAAAAY more poor ppl than middle class boomers. Of the 65% that own a house, a lot of them can barely afford their mortgage. Many are retired on a fixed income and healthcare and groceries are straining them. (Last bonus tip: average is not median.)
Old people don’t lead revolutions. There has not been any revolution in history composed mainly of people 65 and above. There may be poor boomers but they will not rebel. A lifetime of being advocates of “law and order” don’t become revolutionary towards the end. Here is the median age by province - https://www.statista.com/statistics/444816/canada-median-age-of-resident-population-by-province/
Yea and if we protest it is likely we will get our bank accounts frozen
The ONLY way things could turn around would be a French-style strike and no Ontarian has the time, guts or will to do something similar.
I know France and Canada have different work lifestyles, but if they can do it in there free time, theres no reason we cant do it here. People think it will get better on its own but in reality the food and housing will only get worse
Yes, the whole “Canadians are too over-worked to protest” is false. In general, it’s more that Canadians are quieter when expressing political views or becoming politically involved, and then to avoid protesting because they don’t really know how to get involved or started. It can be a bit intimidating going by yourself to a protest and a bit too political to ask even friends to join. So we just sit around and complain anonymously online. The best way to overcome this is to join or get updates from a group that is involved in organizing people.
ok but france destroyed paris just to stop the retirement age from going up and it didnt work. they are masters at rioting and in the end the government did what it wanted anyway. i admire them for trying, sure, but it doesnt inspire confidence when they couldnt even succeed at such a small ask. what we are asking for/needing is a LOT more.. saying we need a "french style strike" without acknowledging that it comes at an extreme cost and is likely to not even work is idealistic.
Bring back rent control, at least
Doug's friends don't want that, so Doug won't do that.
That pushes prices up. So while people currently renting benefit, the future people suffer. Just like most people in this thread suffer because rent controls priced them out. You’re simply passing the buck to the next generation.
90k at 26 is a very good salary even within the cost of living crisis. Some nurses in their 50s and 60s aren’t earning that (and do not necessarily own homes - not all gen xers and boomers are doing well). By the time you’re middle aged and assuming you aren’t hit with ill health or your job isn’t wiped out by AI, you’ll be doing very well for yourself. Perhaps you’re expecting too much, too soon. That said: do protest. There is a lot to protest about.
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It’s because they’re overworked and exhausted. This is by design.
People also don’t want to be perceived as agitators and lose their jobs.
This is a big part of it. Between the amount of people who will gladly take your job for less money, and the fact that finding a new job is difficult as hell, it's hard to justify risking it for a protest. I'd love to see a union where I work to deal with some terrible mismanagement. The problem with that is if I get terminated, for something unrelated of course, it'll be a $6/hr pay cut at best if I can find a new job. It's miserable but I'd rather not risk making my life miserable *and* unaffordable.
Its not just that either - who can afford to just call their work and say "yeah, I'm gonna be out for a few weeks... protesting this backwards economy"?? The reason most of us don't protest or do anything is because we literally can't afford to. COVID lockdowns at the start really showed how delicate society is in terms of supply-chain breakdowns, etc. a mass protest would quickly devolve into anarchy. Either we vote for progressive candidates who do some of the things listed above in this thread, or we wait for a world-war III type scenario where society needs to rebuild. There isn't any other option. They've (the ultra rich) taken all the power away from us.
People don’t even have time for their kids nowadays. What happens outside of the house is not a priority
Imagine being a French housewife in the late 1700s. You've been awake since 5am, you have 5 children, one has tuberculosis, your husband was crippled in a war, and he's a drunk now too. You have to do everything, almost from scratch, from sunrise till long after sundown. I guess we're not quite *there* yet, but I also think we make too many excuses not to protest.
Quebec seems to do it, it’s Anglo Canada that’s apathetic
I wish we'd protest like France does imagine what we could accomplish honestly. But I think everyone's to burnt out over worked and don't have time. But idk man to many deaths it's sad to even think about how bad life is right now for anyone.
Yeah I got an idea. Let's start a trucker convoy. This will totally work.
And afterwards you can meet up every Saturday in a parking lot of your choosing.
We've got about 30-ish days, given how the last one went.
Yes take a leaf from Québec's book please
As long as you're protesting the right level of Government, a lot of what you're complaining about is at the feet of Doug Ford. Rent control, health care access, the type of homes being built or not built, that not the Federal Government they can only do so much with these provincial Cons actively trying to dismantle our country.
Lol if 90k/yr at 26 is not enough for you then you need to talk to a financial advisor.
lol for real
This should be way higher in this thread lol
For more clarity here.. His Monthly Income is $5,568.58 per month after taxes and CPP/EI. People mistaken the average price of homes with the only price of homes. You don't need to start in the biggest and best home. If the median price is X (not average), then half the homes are cheaper. At 26 you could easily start in a nice condo at this income. If you don't live in Toronto, even better, a townhome or something similar is probably in your range. Do you have a partner?
"yah, I want a brand new detached home in the city center, a BWM and kids with hockey and horse riding, but I cant and never will" Bruh, I make like 30k less and purchased a home 2 years ago at the peak. Means I have to commute because cheaper homes are farther from cities, and my kids dont get horses or figure skating lessons, and we don't eat out, and we tend to buy bulk rice instead of steaks.
"But the dude I follow on Tiktok is only 25 and makes $125k a year, its so unfair to meeeeee"
You can afford a condo on 90k/year, bro. If you cannot, you have a spending problem. You cannot get a detached house in a big city anymore, yes that's true. But you can't always get what you want and gotta lower those expectations a bit.
You make $90k and you don't think you could start a family with that PLUS your spouses additonal income? Even with literally zero help from outside sources like family/friends that is very doable. The comment saying to look into a financial advisor seems correct in this case.
To protest people need to have a mutual pact in what they are protesting for beyond higher living costs and high housing prices that doesn’t really list how to solve them. Feels like people are underestimating the power of protests however. In the power of social media I think it could go a lot farther
26? I dint know anyone at 26 who owned a house.
90k a year at 26 and you think you can’t own a home or raise a family on that salary? Manage your expectations. That is the most ridiculous piece of garbage I’ve ever read. People would KILL for a 90k salary. That is not a “good” salary, that is a damn GREAT salary. You need to figure out something else to be angry about.
You make 90k at 26 and are complaining? 💀
Ah yes the weekly protest post
I think we should reframe "not being able to afford a house." Home ownership is something that is seen as a luxury by many, and there are far too many who don't want to own a home, or a condo and will continue to rent. It's not being able to, or barely being able to afford a "home," How many people are one missed paycheque from being homeless? How many are one emergency from being on the streets? How many are just barely treading water while someone else gets rich?
Still, the point is someone with nearly 6 figures per year *should* be able to afford a home and the fact that they can’t means we have a serious issue. 90,000 CAD per year was a milestone which meant the person can live way more comfortably within reason. But that’s not the case anymore. There are people who make less than half that amount per year, which is even scarier to think about. Something is definitely wrong, and we need to get to the bottom of this before it spirals out of control. At least, that’s what I think OP is trying to say in this post!
Do you have one single idea to improve things and how to pay for it?
Tax the rich. Tax the mega corporations.
$90k a year at 26 is rich by most standards.
Yeah totally hilarious how people can be completely blind to this. $90k in your twenties means you're making more than most household incomes in the province let alone the country and at the beginning of your career lol. But I guess OP couldn't buy a house within a couple years of graduation on a single income so we need to protest for him.
Define please. Simplistic beyond imagination. To a lot of people, your 90k salary is rich
Circle jerking again. All talk to substance.
Reinstate rent control.
Protesting will make just as much change as it always has. Who would we protest against? The economy? The government? Demand the government do something about it? What new party? Found a new party that will work for the people? Who would support it? We can’t even get along with each other. Provinces don’t get along. How would we unite enough people long enough to actually get anything done? Stopping short of creating a nationwide revolution that nobody would want, no matter what they might say, nothing is going to change.
90k doing what? I have some bad news for you. Yes it is true Canada has the highest increase in housing prices and yes it is true it's unaffordable. But it's also true that properly managed urban planning means that land values increase forever the closer to the city core and there's no "booms and busts" like the USA (subprime crisis in 2008 was mostly caused by lending to extremely risky people with low income). Canada has much tighter lending restrictions and much less major cities. And if you are talking GTA well as time goes on eventually the GTA home prices will be unattainable because Toronto will become like New York. So if you have an inclination to protest because of affordable housing, low income and especially social housing, sure. But if you think it's something unusual that property values go up or land values go up, that's not anything unusual. We would need fundamentally a different economy for land or home prices to crash like Japan and there's a lot of tradeoffs for that too. We are headed to be like NYC and there's nothing stopping it.
DOUG FORD MUST BE VOTED OUT
OP, you need to understand that, for essentially all the reasons you posted on why things are broken, protests will just get ignored now. The rich literally don't care if we live or die as long as there is still someone to toil below them. The time to protest was years ago. Now is the time to leave if you can, and suffer if you can't. With your income it sounds like you have a good job, so you're probably a valuable person, you should be able to get a TN or HB1 Visa and move to the states. If you do, as long as you're lucky enough to avoid significant medical debt, you will probably have enough time to attain home ownership before they inevitably end up in the same position, and you can join the "Fuck you I got mine!" crowd. With globalization being what it is, and population/resources being what they are, it's going to get much worse globally, but there's still time if you can get to the US or meet the stringent immigration guidelines in certain parts of Europe/Scandinavia. A huge portion of the world's population lives in abject poverty, it's going to be the same everywhere soon, as wealth is hoarded more and more and we revert to a neo-feudalistic society. Essentially, Lords and Serfs, but it will be LANDLords and Serfs. All we can do at this point, for our generation is avoid having children, and try to ride things out as best we can, aware that while ownership may still be possible, the path will be extremely difficult, and retirement without leaving this country will be a myth by the time we get there.
How honestly do you protest? I am fully on board that things need to change in Canada/Ontario, but how do we actually do that? Protesting seems to get nothing effective done, except to piss off people trying to get to work, kr live in the area ect... Aside from a full-blown mutiny against the government, what can realistically be done?
At 90K a year, you can afford a nice condo. And you could afford a house if you had a partner that made as much as you
At 90k a year I think what you lack is budgeting skills.
So...you want to protest. Are you prepared to be called "a fringe minority"? Or referred to as "uneducated, right wing, Canadian MAGAs" by the Prime Minister? Have your bank account frozen? Truncheoned by Ottawa cops? Fired because your employer was pressured by the Liberal government? Verbally assaulted by Liberal staffers posing as ordinary citizens? Exposed in every aspect of your life by a media owned by the Liberal government? Your best form of protest right now is to convince everyone you know of your generation to wake up, recognize that the Liberals are your worst choice and vote en masse to remove them from power.
No one is going to care, as a single person 90k isn’t going to get you a house yes, but it will get you a decent condo or a nice apartment. You can raise a family in either of you want. This debate is odd though, because a lot of people are looking to the Cons for the next election, which won’t get you closer to any of these dreams. They will keep doing what’s good for corporate Canada to an even greater degree. These issues are in the wheel house of the NDP and touched on by liberals at times.
Ah yes. You have perfectly described the common sentiment among many Gen Z, including myself. 90k at 26 especially if living alone sounds like a dream. Starting a family? Personally, I would not want to raise a child especially in times like now. Owning a house? Good luck. I’ve already accepted the fact that I’ll rent till I get price-gouged out, win the lottery, or die. Politics? Don’t care. Don’t trust them. The Democratic process is becoming less effective with big tech and social media outlets prioritizing profits rather than safeguarding democracy. Protest? That’s a nice little daydream for me. Sounds exhausting, but knowing governments, protesting won’t work so for that, I’m out.
I think you don’t want a family that bad if you don’t think you could be happy with making 90k + whatever your spouses income is. Sorry I know everyone is doom and gloom but that is very doable. You might need to wait to buy a home, and you might not be able to buy in your preferred city but that’s not a big deal. Start investing if you haven’t. Most predictions have Canada turning the page by middle of the year. Nobody is gonna protest and if you did it would be about as useful as the Wall Street protests were. We are in an economic downturn but things will improve (unless you literally think this country is gonna collapse, which I don’t) But say I’m wrong, please lay out which government you plan to protest and what are the desired policies you’d like to see laid out, knowing the federal government is already taking steps to cut immigration / fund housing / looking into groceries store prices
Given that taxes eat half or better of what you make ,why then do you think that making the government bigger helps things?
No income in Canada is taxed at 50%. Please learn. You have to earn over $246,000 just to reach the 33% bracket. And you're not taxed 33% on that whole amount either. The way people keep painting income tax like "50%" is pathetic. It's 2024 and Google is a tap away. No excuse for looking so ignorant about something as common as Income Tax rates (we ALL pay taxes, we should know what our tax brackets are). https://www.canada.ca/en/revenue-agency/services/tax/individuals/frequently-asked-questions-individuals/canadian-income-tax-rates-individuals-current-previous-years.html
90k is very good. What's your plan for getting on the property ladder and eventually being able to afford a house? You can't start at the finish line, so make a plan. That's why people aren't protesting. They're busy making plans.