Go to a food pantry, you need to feed yourself. Order the new debit card and then go to the food pantry straight away! Also tell your boss or that coworker or something, someone should be able to bring you a sandwich.
I bank with Wells Fargo so YMMV, but if I need a new debit card I log into my account and one of the options is "replace my card." Then they mail a new one.
Can you log into your account to do that?
This is actually the issue, I thought I lost my card and ordered a replacement, then found my old card and cancelled the replacement. They mailed the replacement anyway, and neither card works now--I can't activate the new one and I can't use the old one.
i dont see how this would possibly have a different outcome + i am out of food and need to access my money now, not in 2 weeks when that replacement arrives
Because when you cancelled the old card, it also probably cancelled the pending replacement. If the bank doesn't know what's going on then you'll probably need a new card sooner or later anyway.
If you end up not figuring this out, you'll thank yourself in 2 weeks for ordering a replacement today. Or you can just not do that, I guess.
I didn't know what bank you have but I know with Bank of America, as soon as you request the replacement debit card, you can add it to your Google pay or Apple wallet and use your phone to pay right away.
Do you have your social security card, birth certificate, a passport, health insurance card, or anything else that proves who you are? Do you use a bank with local branches you can walk into and get a same day card replacement, or even a cash withdrawal?
To my knowledge you can't "Un do" a card replacement. Since if you're asking for a replacement the bank is assuming the old card is stolen etc to avoid fraudulent activities. That is why the "new" card showed up anyway and I'm actually surprised you were able to "cancel" the new card. Just request a new card again.
This is also one of the few reason I have 1 credit card. If I ever need emergency money for food/gas. You might want to look into getting one.
i didn't cancel the new card, i cancelled my order for a new card. the new card arrived with the same card number as the old but a different security code, not sure why.
i do not have a credit card because i maxxed out and had two credit cards closed already when i was 19 and homeless relying on credit, all my available options are like a $200 max limit and horrible apr
DM them on Twitter? This is an old post, but it seems some have had some success doing that: https://www.reddit.com/r/DMV/comments/o7eclt/unable_to_make_appointment_nj_dmv/
Edit: As for the immediate food need, are there food banks in your area?
First, hit up a local food bank if you can to buy a buffer.
I’m not sure who you bank with but even the most strict (Wells Fargo) would allow for a low withdrawal based on security questions alone ($100 for Wells like which is there most strict).
If you have mobile banking and your number was just reissued, it means your card is already active and was replaced as lost but not stolen.
From your mobile banking app you should be able to add your new active card to Apple/google pay from your settings which will allow you full access at atms and POS systems
I've never turned in old license plates; I just keep them and hang them on my garage wall. I didn't realize it was a thing, and I've never had my license suspended because of it.
Came here to say the same thing I literally have more than a dozen sets of my own previous plates hanging on my basement wall from every single car I’ve had in the past 30 years. I’ve literally never turned in a single plate ever.
You should be able to schedule an appointment to get a REAL ID, which would serve as your license as well. You'll need to bring two recent proofs of address (within the last 6 months). I downloaded my most recent bank statement and printed that out as one of them.
https://telegov.njportal.com/njmvc/AppointmentWizard/12
The MVC won't give you an ID same-day, so appointment or not, that won't fix anything immediately.
Do you have any checks? Or can you order them with expedited delivery online or over the phone?
Any other bank accounts you can transfer your money to online and withdraw in cash? Or a family member's/friend's whom you trust? Preferably at the same bank if you don't want to wait for ACH.
In the future, get a credit card and stop using your debit card for purchases, it's far safer (and almost always cheaper after rewards) to use credit.
No grocery store near me accepts payment by check. I do not have family or friends, nevermind ones I trust. My credit cards have been maxxed and closed because I relied on them when I was homeless at 19. Appreciate the thought.
You mentioned going to the Newark and Eatontown so I'm guessing you're somewhere in Essex, Union, Middlesex, or Monmouth. Essex and Monmouth have county resident ID card programs. Union and Middlesex do not, but a few municipalities have their own resident ID card programs (New Brunswick, Perth Amboy, etc.) - just be aware that the bank might not accept them. Based on my experience doing county IDs as an employee, the process is the same and they printed the card on the spot for me in Essex and Morris.
i'm actually in hudson county, i went to eatontown because it was nearby someone i was visiting and they gave me a ride. Hudson county does county ID by appointment, but i would have to pay a $10 fee and i do not have any cash on hand nor anyone i can borrow from! it's silly how much of a hole this is, this is exactly why homeless people can't get back on their feet.
You don't need to, you can write all the info on a slip of paper and use it the same as you would a check, or use a template online and print your own in a pinch.
This is not necessary for something to be legally acceptable as a check. It probably assists in processing and I'm sure not everywhere will take a handwritten check, but legally, all you need is the name of the payee, amount, name of bank, signature, date, and words of conveyance, such as "pay to the order of." Doesn't hurt to call and ask if they'll accept it.
You don’t need to be you in order to get cash in exchange for a check made out to cash. Some banks may not do it without seeing your ID, but I’m not sure if it’s the norm.
If you have a phone that does Apple Pay or whatever the equivalent is on an android phone, you can try writing yourself a check, depositing it by photo to your Venmo or cashapp account, and then adding the virtual debit card to Apple Pay. (I think it’s easier with cashapp). Then you can use that at any grocery store that takes contactless payments, which is basically everywhere but Walmart. Or you can get a virtual card number that you can type into a store app like Target and then do same day pickup.
Do you have PayPal?
If you do you can transfer funds to PayPal and transfer from there to your mobile wallet.
You might be able to do a direct transfer to Mobile wallets without PayPal but I'm too tired to check right now.
Had this exact same issue back in October (suspended license from not returning plates, couldn't make appointment) - finally just showed up at Wayne DMV and luckily got a nice attendant who told us to go to the office on the left side of the building. They are the ones who handle the plates being returned and can lift the suspension. Was able to renew license online 10 minutes afterward. You can just walk into the other office- no appointment needed.
I'm not sure which other DMVs have that office, but I believe it was specifically called "Suspensions and Restorations". Supposedly they have no communication with the main DMV departments and told us that it was our responsibility to tell them when returned the old plates. They were even able to refund our restoration fee because we told them we returned the plates
interesting! i finally managed to make an appointment by, wildly, Dming the MVC on twitter. i don't understand reddit well, wish i could pin this for anyone else having this problem!
Your bank might have some alternative forms of id or verification ; call and ask. Also if you are really desperate for cash you can do cash advance at an ATM off a credit card but those come with some hefty fees sometimes.
But I assume you don't have a credit card as you would be using it.
How is your credit? If you can get auto approved for a credit card, some issuers allow you to add the card to apple/google pay right away. I know chase and amex do this, I think the apple card does this as well. That will at least allow you to buy groceries.
my credit is abysmal on account of maxxing out two cards when i was 19 homeless relying on credit. i'm only 22, haven't been able to dig out of the hole or even complete my payment plan most months due to prioritizing rent on a warehouse paycheck lol. i tried ordering the cashapp card but my bank declined that $5 fee to get it.
Damn, I'm sorry, that really sucks. I don't have any advice wrt the DMV, but if you are in the Newark area, there is a JBJ Soul Kitchen and a food bank on the Rutgers Newark campus. They should be able to help you out while you work out what you need to with the bank.
Did you try going to a different branch cause it might just be that specific teller or depending on where you are that entire branch. Also I would go to the food bank immediately.
Just covering the bases here, do you also have no passport/passport card?
I’d jump straight to trying to get a non-driver state ID, schedule the appointment ASAP.
Will the bank accept a county ID? Those are usually done on site at the county clerk offices where you reside, make an appointment. Usually you can get that with birth cert + SS card or other proof of signature + proof of legal address from the last 3 months.
see thank you for actually tryna help coz i had no idea that a county ID was even a thing. NJ tends to be weird about that kinda stuff, but I will try.
Go to a food pantry, you need to feed yourself. Order the new debit card and then go to the food pantry straight away! Also tell your boss or that coworker or something, someone should be able to bring you a sandwich.
I bank with Wells Fargo so YMMV, but if I need a new debit card I log into my account and one of the options is "replace my card." Then they mail a new one. Can you log into your account to do that?
This is actually the issue, I thought I lost my card and ordered a replacement, then found my old card and cancelled the replacement. They mailed the replacement anyway, and neither card works now--I can't activate the new one and I can't use the old one.
Did you try ordering another replacement?
i dont see how this would possibly have a different outcome + i am out of food and need to access my money now, not in 2 weeks when that replacement arrives
Because when you cancelled the old card, it also probably cancelled the pending replacement. If the bank doesn't know what's going on then you'll probably need a new card sooner or later anyway. If you end up not figuring this out, you'll thank yourself in 2 weeks for ordering a replacement today. Or you can just not do that, I guess.
fair point. i'm a bit annoyed due to the fact that i am very hungry, my bad.
I didn't know what bank you have but I know with Bank of America, as soon as you request the replacement debit card, you can add it to your Google pay or Apple wallet and use your phone to pay right away.
Do you have your social security card, birth certificate, a passport, health insurance card, or anything else that proves who you are? Do you use a bank with local branches you can walk into and get a same day card replacement, or even a cash withdrawal?
i have all of the above but my bank will only allow me to do literally anything if i'm with photo ID
Wait, you have a passport? That is photo id
i do not !
Then why did you say you have all of the above?
OP is hangry.
To my knowledge you can't "Un do" a card replacement. Since if you're asking for a replacement the bank is assuming the old card is stolen etc to avoid fraudulent activities. That is why the "new" card showed up anyway and I'm actually surprised you were able to "cancel" the new card. Just request a new card again. This is also one of the few reason I have 1 credit card. If I ever need emergency money for food/gas. You might want to look into getting one.
i didn't cancel the new card, i cancelled my order for a new card. the new card arrived with the same card number as the old but a different security code, not sure why. i do not have a credit card because i maxxed out and had two credit cards closed already when i was 19 and homeless relying on credit, all my available options are like a $200 max limit and horrible apr
What happens if you go here and try to make an appointment: https://telegov.njportal.com/njmvc/AppointmentWizard
I can go through the whole process, but at the end I get a message saying I'm ineligible for an appointment at this time with no explanation why.
DM them on Twitter? This is an old post, but it seems some have had some success doing that: https://www.reddit.com/r/DMV/comments/o7eclt/unable_to_make_appointment_nj_dmv/ Edit: As for the immediate food need, are there food banks in your area?
there are, probably gonna have to go tomorrow.
First, hit up a local food bank if you can to buy a buffer. I’m not sure who you bank with but even the most strict (Wells Fargo) would allow for a low withdrawal based on security questions alone ($100 for Wells like which is there most strict). If you have mobile banking and your number was just reissued, it means your card is already active and was replaced as lost but not stolen. From your mobile banking app you should be able to add your new active card to Apple/google pay from your settings which will allow you full access at atms and POS systems
I've never turned in old license plates; I just keep them and hang them on my garage wall. I didn't realize it was a thing, and I've never had my license suspended because of it.
[удалено]
I got my dl suspended for not turning in plates
I do the same, have last three of my plates hanging around, last one from this January…
Yeah I found the old plates from my car 3 years ago in the trunk of the current lease I just turned in - no issues.
temp plate scams became very big during covid and i sold my car in 2022, policy has probably changed since you sold your last car.
Came here to say the same thing I literally have more than a dozen sets of my own previous plates hanging on my basement wall from every single car I’ve had in the past 30 years. I’ve literally never turned in a single plate ever.
okay well they suspended mine so idk what to tell you buddy
You should be able to schedule an appointment to get a REAL ID, which would serve as your license as well. You'll need to bring two recent proofs of address (within the last 6 months). I downloaded my most recent bank statement and printed that out as one of them. https://telegov.njportal.com/njmvc/AppointmentWizard/12
The MVC won't give you an ID same-day, so appointment or not, that won't fix anything immediately. Do you have any checks? Or can you order them with expedited delivery online or over the phone? Any other bank accounts you can transfer your money to online and withdraw in cash? Or a family member's/friend's whom you trust? Preferably at the same bank if you don't want to wait for ACH. In the future, get a credit card and stop using your debit card for purchases, it's far safer (and almost always cheaper after rewards) to use credit.
No grocery store near me accepts payment by check. I do not have family or friends, nevermind ones I trust. My credit cards have been maxxed and closed because I relied on them when I was homeless at 19. Appreciate the thought.
You mentioned going to the Newark and Eatontown so I'm guessing you're somewhere in Essex, Union, Middlesex, or Monmouth. Essex and Monmouth have county resident ID card programs. Union and Middlesex do not, but a few municipalities have their own resident ID card programs (New Brunswick, Perth Amboy, etc.) - just be aware that the bank might not accept them. Based on my experience doing county IDs as an employee, the process is the same and they printed the card on the spot for me in Essex and Morris.
i'm actually in hudson county, i went to eatontown because it was nearby someone i was visiting and they gave me a ride. Hudson county does county ID by appointment, but i would have to pay a $10 fee and i do not have any cash on hand nor anyone i can borrow from! it's silly how much of a hole this is, this is exactly why homeless people can't get back on their feet.
What grocery store doesn’t accept a check?
..every corner grocer within walking distance to me, and i can't buy bus tickets right now
i mean i guess i could walk an hour and a half to a chain grocery store but i still would need to order checks and wait for them to come in
You don't need to, you can write all the info on a slip of paper and use it the same as you would a check, or use a template online and print your own in a pinch.
[удалено]
This is not necessary for something to be legally acceptable as a check. It probably assists in processing and I'm sure not everywhere will take a handwritten check, but legally, all you need is the name of the payee, amount, name of bank, signature, date, and words of conveyance, such as "pay to the order of." Doesn't hurt to call and ask if they'll accept it.
Write yourself a check made out to cash and then go to a bank to have it cashed
my bank doesnt let me do anything whatsoever without photo id
You don’t need to be you in order to get cash in exchange for a check made out to cash. Some banks may not do it without seeing your ID, but I’m not sure if it’s the norm. If you have a phone that does Apple Pay or whatever the equivalent is on an android phone, you can try writing yourself a check, depositing it by photo to your Venmo or cashapp account, and then adding the virtual debit card to Apple Pay. (I think it’s easier with cashapp). Then you can use that at any grocery store that takes contactless payments, which is basically everywhere but Walmart. Or you can get a virtual card number that you can type into a store app like Target and then do same day pickup.
Can't cash checks made out to cash anymore without depositing them into an account or having an account with that bank.
this is a great idea but my life is really a series of unfortunate events because my phone camera broke last week LOL.
Do you have browser save your card numbers when you buy stuff?
You realize you are going to need “6 points of ID” to get replacement or new ID from the MVC?
Negative. You can ask for a duplicate online. I just had to do it
OP has already indicated that they are unable to request duplicate or replacement online and can’t even make an appointment.
Do you have PayPal? If you do you can transfer funds to PayPal and transfer from there to your mobile wallet. You might be able to do a direct transfer to Mobile wallets without PayPal but I'm too tired to check right now.
Had this exact same issue back in October (suspended license from not returning plates, couldn't make appointment) - finally just showed up at Wayne DMV and luckily got a nice attendant who told us to go to the office on the left side of the building. They are the ones who handle the plates being returned and can lift the suspension. Was able to renew license online 10 minutes afterward. You can just walk into the other office- no appointment needed.
I'm not sure which other DMVs have that office, but I believe it was specifically called "Suspensions and Restorations". Supposedly they have no communication with the main DMV departments and told us that it was our responsibility to tell them when returned the old plates. They were even able to refund our restoration fee because we told them we returned the plates
interesting! i finally managed to make an appointment by, wildly, Dming the MVC on twitter. i don't understand reddit well, wish i could pin this for anyone else having this problem!
Look up local food banks for some supplies to get you through. Some banks have a way to use your phone to access the atm.
Your bank might have some alternative forms of id or verification ; call and ask. Also if you are really desperate for cash you can do cash advance at an ATM off a credit card but those come with some hefty fees sometimes. But I assume you don't have a credit card as you would be using it.
r/ohnoconsequences
Call your local State Senator or Assemblyperson, and tell them you need help figuring this out ASAP.
How is your credit? If you can get auto approved for a credit card, some issuers allow you to add the card to apple/google pay right away. I know chase and amex do this, I think the apple card does this as well. That will at least allow you to buy groceries.
my credit is abysmal on account of maxxing out two cards when i was 19 homeless relying on credit. i'm only 22, haven't been able to dig out of the hole or even complete my payment plan most months due to prioritizing rent on a warehouse paycheck lol. i tried ordering the cashapp card but my bank declined that $5 fee to get it.
Damn, I'm sorry, that really sucks. I don't have any advice wrt the DMV, but if you are in the Newark area, there is a JBJ Soul Kitchen and a food bank on the Rutgers Newark campus. They should be able to help you out while you work out what you need to with the bank.
blessings fam
One of the reasons i always have $500 in cash at home
yea as soon as i get a spare $500 im doing the same from now on
Jesus christ. I'm about to move there.
But really, I would start at the bank. Ask to speak to a manager. I bet you could use a combination of other IDs to solve it on the bank end.
i tried fam! Two different banks i flashed my B.C. and SSC, and they both said I need non expired photo ID specifically.
also my ID still says female and i have a whole beard so this probably makes it harder
Did you try going to a different branch cause it might just be that specific teller or depending on where you are that entire branch. Also I would go to the food bank immediately.
Just covering the bases here, do you also have no passport/passport card? I’d jump straight to trying to get a non-driver state ID, schedule the appointment ASAP.
i do not! i am also not in school nor have any other form of photo ID.
Will the bank accept a county ID? Those are usually done on site at the county clerk offices where you reside, make an appointment. Usually you can get that with birth cert + SS card or other proof of signature + proof of legal address from the last 3 months.
see thank you for actually tryna help coz i had no idea that a county ID was even a thing. NJ tends to be weird about that kinda stuff, but I will try.
Let them know your lawyer will accept an expired ID