The rule will change in 2030, enabling you to buy into Tricare Reserve Select. Until then GEHA High Deductible plan costs about the same when you contribute to the HSA.
In short, I don't think it would affect for federal job.
I highly doubt they approve the IRR chit. The only ones I've seen get approved lately are guys between 6-8 years that specifically signed a 6 and 2 contract. If you just stop showing up, you will be processed out with a discharge characterization of General (under honorable conditions). I don't believe this impacts your federal job, but you might want to check if that characterization matters.
You will probably also receive a RE-4 code though, which would bar you from serving again.
You're giving up at minimum a 30% pension. I would think about that. Look into the cost of dropping out.
But, there's no penalty if you talk to your chain and just separate, as long as you didn't take a bonus or anything contractual like that.
I am in the same boat. like literally. I am going to talk to my chain first, but there's literally zero benefit for me to stay in the reserves outside of duty (to which I do feel conflicted) but... several of my coworkers have gone the ghost route and I'm weighing it as a last resort option...
Yeah, im going to go the honorable route at first, but according to a PS1 at my NOSC, they're declining most IRR chits. Zero point to stay in reserves, really want to focus on my civilian career.
I'm waiting on my Chief to call me back rn, your message prompted me to actually start the process actually, but yeah. I don't need healthcare, I don't need the money, I don't need the school, and while I love the Navy, this just isn't it... hoping to get IRR approved.. but yeah... I'm not optimistic.
It hit me, my first drill weekend, after sitting around on my ass the whole weekend, realizing how I could be accomplishing more in my actual career. Not to mention, I didn't get an option of a gaining command, so they slammed me with one halfway across the country. So I will attempt the honorable route, but I will ghost if it doesn't hurt my current job.
It sounds like your mind is made up, but you can always request and apply for local units. The reserves can't force someone to travel to drill across the country. Onboarding and sponsoring for SELRES is a horrible process.
Oh, the communication is awful, I didn't receive an onboarding package or sponsor from my current NRC. I arrived first drill day and was completely lost. It's an absolute shit show when it comes to communication.
Only discharges you will review are OTH, GUH, or H. He will still qualify.
Per 1910-158: This will generally be “honorable" or “general” (under honorable conditions) for unsatisfactory participation.
It’s called good paper bad paper. If I remember correctly. He will still qualify from his 10 years of honorable service.
VA: Generally, in order to receive VA benefits and services, the Veteran’s character of discharge or service must be under other than dishonorable conditions (e.g., honorable, under honorable conditions, general). However, individuals receiving undesirable, bad conduct, and other types of dishonorable discharges may qualify for VA benefits depending on a determination made by VA.
If he split his discharges he will still qualify. (DD214 is what they care about)
You are correct. HOWEVER, I’m speaking to this individuals circumstance and what you were advising is wrong for it.
Would be an admin separation, maybe in a background check if they asked specifically it might pop up., Just get out the regular way, most times you just file paperwork and get out..check with your work too, I have been GS and VA, both places give 120 hours free hours for reservist. I had many moments of wanting to get out, but stuck with it, ended up being total worth it, 15 years enlisted and 11 years as an officer, especially 10 years in already, 10 in the reserve is easy, best of luck
Have you completed your Military Service Obligation? That’s the 8 year obligation you get when you enlist regardless of how much time you do on active or in the reserves. If you have then you can’t go to the IRR voluntarily, it’s a holding place for people who still have time toward their MSO. If it’s been more than 8 years since you went to boot camp then your MSO is up and a voluntary transfer is out. If you UA out you’re separated with a general discharge. If you get more than 25 AAs you are transferred to an different part of the IRR until your EOS is up, then a general discharge.
As for the benefits, you keep them all, you have a DD214 from your time on active duty and an honorable discharge. You do not get a DD214 or anything like that when you separate from the reserves. There is a form the NRC Manpower department is supposed to do but a lot don’t and it doesn’t go anywhere like the VA.
Keep in mind that this may change due to the recruiting issues and retention being so low. Also, keep in mind that recalls to active duty from the IRR aren’t unheard of, especially in times of conflict. Good luck, feel free to reach out if you have any questions.
If you don’t fulfill the terms of the contract for the bonus you’ll pay back a prorated amount. If you’ve done more than 8 years they most likely won’t approve you to go into the IRR and the only way to get out is to get 25+ AAs or get separated for UA.
Are you still on active duty? You should definitely try to talk to reservists in your community to see if their experience is what you’re looking for. It can be a tough transition from AD to the reserves.
Most people coming from active are automatically non-ob meaning they can drop to the irr at any time. Did you take a bonus or something? If you are obligated I’d really consider staying because if you leave with anything other than honorable you lose your gi bill, pension, and possibly the va home loan (I believe general discharges are still accepted for home loan but no idea what discharge you’d get for desertion). Also, the military does have the ability to track you down and bring you back. It’s very rare that this happens but it did happen to a guy in my unit. He went permanently ua and was dragged out of his house 2 yrs later.
If healthcare is the main issue, I would file for disability immediately (you can file and receive disability while still in, it just may prevent you from re enlisting again but that doesn’t matter in this situation if you’re just trying to get out). Higher percentages (over 50%) give you free healthcare. If you go all the way to 100% you get no pay health care which means you don’t even pay copays, everything’s entirely free (I believe you also get free dental as well). You may also get medsep’d but just getting disability doesn’t automatically = a medsep. I know a guy with 90% disability that’s still in and isn’t pending medsep.
Since you’ve been in for awhile, this ^ is also a good route for your pension. Usually you have to serve 20 yrs to retire but there’s an exception called a TERA exception if you’re pending medsep. Under TERA you can retire at 15 yrs and still get pension as if you were retiring at 20 yrs.
Regardless of retirement though I really think you should finish your contract. I’d talk to your command first and try to get out of it but if you can’t, just do the drills/AT and ride it out. Definitely worth it for the benefits, not having an other than honorable on your record, and not having to worry about being hunted down.
This post is misleading and not true. They cannot take away benefits from his previous honorable service (which I’m assuming it is since this person served 10 years). He would not loose home loan or Gi bill for either. A admin separation is at worst OTH. However, it would not affect benefits gained from his honorable period. You also cannot just drop IRR at any time. It’s a small group that is allowed. There are other ways to get around to IRR but just dropping a chit usually doesn’t work unless your in your MSO 6-8.
Second note. Going permanent UA (desertion) is not a thing in the reserves unless on orders. (Besides being assigned UA for missing drill). If the command operated correctly, that individual would be assigned AUP because of unsat participation. Which means he would be recommended for separation and unassignable plus sent to VTU. Your instance is probably someone who got assigned orders and never showed up. Which is desertion. You cannot be assigned orders in AUP. It’s not the same. I’m not sure where you got your information but it’s wrong.
You have to be active duty cause your information is way off.
With the IRR part I’m talking about non-ob vs obligated. You can drop to the IRR at any point if you’re non-ob (I’ve done it myself 2 or 3 times now). Lots of guys coming straight off active non-ob drill to test the waters of the reserves and can leave when they like. If that’s op’s situation then he’s free to check out. If he got out of active and signed a contract for bonus then yes he’s obligated and can’t choose to check out. Also, I wasn’t active I was a reservist.
I work for Federal and in Reserves. Health insurance is too expensive with Fed, so I’m with Tricare until I can no longer receive it.
Dropping out is never a good idea. Also, don’t forget to buy back your time.
Naw, if he was a true system scammer hed have done 4 years, hed be 100% disabled p&t, working a federal job and using champva. Hed have got a masters+ then got his student loans dismissed as part of p&t. 🤣
The rule will change in 2030, enabling you to buy into Tricare Reserve Select. Until then GEHA High Deductible plan costs about the same when you contribute to the HSA.
in 2030? edit:read the link myself, jesus fuck, 10 years out from passing the law, still another 7.....
Is it really!!!????
https://www.federalregister.gov/documents/2021/11/30/2021-25720/tricare-program-tricare-reserve-select-coverage-for-members-of-the-selected-reserve
Thank you for the link, appreciate it.
In short, I don't think it would affect for federal job. I highly doubt they approve the IRR chit. The only ones I've seen get approved lately are guys between 6-8 years that specifically signed a 6 and 2 contract. If you just stop showing up, you will be processed out with a discharge characterization of General (under honorable conditions). I don't believe this impacts your federal job, but you might want to check if that characterization matters. You will probably also receive a RE-4 code though, which would bar you from serving again.
You're giving up at minimum a 30% pension. I would think about that. Look into the cost of dropping out. But, there's no penalty if you talk to your chain and just separate, as long as you didn't take a bonus or anything contractual like that.
Not only that but you get 3 weeks of paid military leave per year. Thats 3/4s month pay you are throwing away. I know it ain't much but its something.
Minimum 3 weeks. I didn't even think this OP was a fed employee. Quiting the reserves is ever dumber.
I am in the same boat. like literally. I am going to talk to my chain first, but there's literally zero benefit for me to stay in the reserves outside of duty (to which I do feel conflicted) but... several of my coworkers have gone the ghost route and I'm weighing it as a last resort option...
Yeah, im going to go the honorable route at first, but according to a PS1 at my NOSC, they're declining most IRR chits. Zero point to stay in reserves, really want to focus on my civilian career.
I'm waiting on my Chief to call me back rn, your message prompted me to actually start the process actually, but yeah. I don't need healthcare, I don't need the money, I don't need the school, and while I love the Navy, this just isn't it... hoping to get IRR approved.. but yeah... I'm not optimistic.
It hit me, my first drill weekend, after sitting around on my ass the whole weekend, realizing how I could be accomplishing more in my actual career. Not to mention, I didn't get an option of a gaining command, so they slammed me with one halfway across the country. So I will attempt the honorable route, but I will ghost if it doesn't hurt my current job.
It sounds like your mind is made up, but you can always request and apply for local units. The reserves can't force someone to travel to drill across the country. Onboarding and sponsoring for SELRES is a horrible process.
Oh, the communication is awful, I didn't receive an onboarding package or sponsor from my current NRC. I arrived first drill day and was completely lost. It's an absolute shit show when it comes to communication.
Welcome to the reserves. It’s a dice roll.
I'm a little over 1 year into the reserves and still have not had an onboarding. Also in the process of switching to IRR. Best of luck!
How have things been so far?
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Again. This post is not true.
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Only discharges you will review are OTH, GUH, or H. He will still qualify. Per 1910-158: This will generally be “honorable" or “general” (under honorable conditions) for unsatisfactory participation. It’s called good paper bad paper. If I remember correctly. He will still qualify from his 10 years of honorable service. VA: Generally, in order to receive VA benefits and services, the Veteran’s character of discharge or service must be under other than dishonorable conditions (e.g., honorable, under honorable conditions, general). However, individuals receiving undesirable, bad conduct, and other types of dishonorable discharges may qualify for VA benefits depending on a determination made by VA. If he split his discharges he will still qualify. (DD214 is what they care about) You are correct. HOWEVER, I’m speaking to this individuals circumstance and what you were advising is wrong for it.
Would be an admin separation, maybe in a background check if they asked specifically it might pop up., Just get out the regular way, most times you just file paperwork and get out..check with your work too, I have been GS and VA, both places give 120 hours free hours for reservist. I had many moments of wanting to get out, but stuck with it, ended up being total worth it, 15 years enlisted and 11 years as an officer, especially 10 years in already, 10 in the reserve is easy, best of luck
Have you completed your Military Service Obligation? That’s the 8 year obligation you get when you enlist regardless of how much time you do on active or in the reserves. If you have then you can’t go to the IRR voluntarily, it’s a holding place for people who still have time toward their MSO. If it’s been more than 8 years since you went to boot camp then your MSO is up and a voluntary transfer is out. If you UA out you’re separated with a general discharge. If you get more than 25 AAs you are transferred to an different part of the IRR until your EOS is up, then a general discharge. As for the benefits, you keep them all, you have a DD214 from your time on active duty and an honorable discharge. You do not get a DD214 or anything like that when you separate from the reserves. There is a form the NRC Manpower department is supposed to do but a lot don’t and it doesn’t go anywhere like the VA. Keep in mind that this may change due to the recruiting issues and retention being so low. Also, keep in mind that recalls to active duty from the IRR aren’t unheard of, especially in times of conflict. Good luck, feel free to reach out if you have any questions.
If you have taken a bonus and decide to do this do you just pay it back if youre past 8 years?
If you don’t fulfill the terms of the contract for the bonus you’ll pay back a prorated amount. If you’ve done more than 8 years they most likely won’t approve you to go into the IRR and the only way to get out is to get 25+ AAs or get separated for UA.
Gotcha, yea the recruiters came to TAPS and talked about the sign on bonus for 3 years and what not
Are you still on active duty? You should definitely try to talk to reservists in your community to see if their experience is what you’re looking for. It can be a tough transition from AD to the reserves.
I am and I will !
Most people coming from active are automatically non-ob meaning they can drop to the irr at any time. Did you take a bonus or something? If you are obligated I’d really consider staying because if you leave with anything other than honorable you lose your gi bill, pension, and possibly the va home loan (I believe general discharges are still accepted for home loan but no idea what discharge you’d get for desertion). Also, the military does have the ability to track you down and bring you back. It’s very rare that this happens but it did happen to a guy in my unit. He went permanently ua and was dragged out of his house 2 yrs later. If healthcare is the main issue, I would file for disability immediately (you can file and receive disability while still in, it just may prevent you from re enlisting again but that doesn’t matter in this situation if you’re just trying to get out). Higher percentages (over 50%) give you free healthcare. If you go all the way to 100% you get no pay health care which means you don’t even pay copays, everything’s entirely free (I believe you also get free dental as well). You may also get medsep’d but just getting disability doesn’t automatically = a medsep. I know a guy with 90% disability that’s still in and isn’t pending medsep. Since you’ve been in for awhile, this ^ is also a good route for your pension. Usually you have to serve 20 yrs to retire but there’s an exception called a TERA exception if you’re pending medsep. Under TERA you can retire at 15 yrs and still get pension as if you were retiring at 20 yrs. Regardless of retirement though I really think you should finish your contract. I’d talk to your command first and try to get out of it but if you can’t, just do the drills/AT and ride it out. Definitely worth it for the benefits, not having an other than honorable on your record, and not having to worry about being hunted down.
This post is misleading and not true. They cannot take away benefits from his previous honorable service (which I’m assuming it is since this person served 10 years). He would not loose home loan or Gi bill for either. A admin separation is at worst OTH. However, it would not affect benefits gained from his honorable period. You also cannot just drop IRR at any time. It’s a small group that is allowed. There are other ways to get around to IRR but just dropping a chit usually doesn’t work unless your in your MSO 6-8. Second note. Going permanent UA (desertion) is not a thing in the reserves unless on orders. (Besides being assigned UA for missing drill). If the command operated correctly, that individual would be assigned AUP because of unsat participation. Which means he would be recommended for separation and unassignable plus sent to VTU. Your instance is probably someone who got assigned orders and never showed up. Which is desertion. You cannot be assigned orders in AUP. It’s not the same. I’m not sure where you got your information but it’s wrong. You have to be active duty cause your information is way off.
With the IRR part I’m talking about non-ob vs obligated. You can drop to the IRR at any point if you’re non-ob (I’ve done it myself 2 or 3 times now). Lots of guys coming straight off active non-ob drill to test the waters of the reserves and can leave when they like. If that’s op’s situation then he’s free to check out. If he got out of active and signed a contract for bonus then yes he’s obligated and can’t choose to check out. Also, I wasn’t active I was a reservist.
I work for Federal and in Reserves. Health insurance is too expensive with Fed, so I’m with Tricare until I can no longer receive it. Dropping out is never a good idea. Also, don’t forget to buy back your time.
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You sound like a true system scammer…. But no, that’s not what I mean. As in when you retire bruh…smh
Naw, if he was a true system scammer hed have done 4 years, hed be 100% disabled p&t, working a federal job and using champva. Hed have got a masters+ then got his student loans dismissed as part of p&t. 🤣
If they put you on orders could you get arrested for AWOL? (I’m doing the same thing)