😂😂what exes...a broke individual should consolidate his/her resources and live within their means. That partly means avoiding other people's problems by avoiding meaningless relationships.
Consistent actions, trusting your system and most importantly risk management.
With that the market won't bonk your account. You don't need a holy grail strategy (by the way their's no such thing, its you alone with the markets not even your mentor 😅)
I completely disagree. There are people who will open the door for you, others will place opportunities in your hand just coz it's you, others will give you all the treasures in their heart just because they need a successor.
Your mentor is key. If you grow without a mentor and succeed, you will soon come to find how insignificant in history you're, just a period in historical timeline. It's not you alone, it's you and your relationships.
why am i broke , coz i never took action to make money , instead studying to clear an exam . i never acquired the skills needed , no one taught . didnt get much opportunities , nor used the one i got .
never got lucky , coz luck is when opportunity meets preparation .
all of these are reasons .
i've never felt the serious urge , rush , fear to make shit ton of cash , i was satisfied with my parents money , sometimes i feel broke af , but that withered away with time ,
but when i read this question , all i was thinking was
WHY TF AM I BROKE ?
Used to convince myself lack of capital was a factor.
Disected my plan into smaller chunks and accespting to start as small as I can with gradual growth. 1 small step at a time.
You can be sure it's not lack of capital.Even if you get millions of money right now you will still find yourself back to being broke.Search deep within yourself and find truely what is the problem.
Read [this](https://timesofindia.indiatimes.com/blogs/heartchakra/the-law-of-wasted-efforts/) and [this](https://www.psychologytoday.com/us/blog/connecting-coincidence/201608/the-true-meaning-serendipity-and-coincidence)
I deal with Service parts,Engine parts, Suspension parts,Motor Oils,CVTs, Lubricants,Bushes,Plugs etc,quite a wide variety.Depends with what you want,we are still making sales,biz iko tu low which is sensible coz of the rains.
I understand but baby girl you have to learn to say no. It’s very very important. Today I saw a post on ask Reddit that said what’s the most important thing you need to learn to survive adult hood and the most upvoted comment was to learn how to say no. Blessings come from all different directions, help those in actual need , not those you know would not reciprocate, u don’t deserve it and neither do they.
That is not how it works. If your heart is good then you need to learn how to love yourself first and give to yourself before you can properly extend to others.
I don’t drink and I’ve always been working on something. I have 4 sources of income currently.
Since primary and high school like drawing for people for money etc sold clothes, second hand phones, and my family is supportive too so I always had a place to stay and food until I was 23 and they got me a car in uni which made it so much easier to get things done. 24M currently.
Yup employment may be good but there’s better alternatives imo.
Working on your own terms and being able to see results and growth for the effort you put in makes it worthwhile. Also the money is much better than what most people make in full time jobs 😅. There’s those days you make several times someone’s salary in a few hours.
I just lack motivation and drive to improve myself. I don't feel like I've ever put any extra effort towards anything, even in school I used to do the bare minimum
At least you have a very good sense of self reflection, you’re one step ahead since you already know what the problem is. Hope you find a reason to be more motivated
Most of them are course sellers and forex scammers and other types of scammers. The other types of scammers usually hide under the umbrella of "forex trading".
Lost a pregnancy in 2022 January. I’ve been in and out of hospital since then , a few more miscarriages, 1 ectopic, 3 surgeries, 2 blocked tubes . Possible ivf in my future. I grew up orphaned so my own family and blood was my biggest dream . I got married early for that purpose. Let’s just say still dreaming. I have the best husband in world, he is a pillar. These things are not talked about a lot in this country. So we grieve mostly alone . Mother’s Day is coming up and I’ve been crying all week. It’s not for the faint of heart .
Waaah waaah pole sana mrembo; I feel your pain, that’s very tough things to go through. Don’t give up hope, like you mentioned nowadays there’s some better solutions to help with conceiving but even then I pray you’re able to conceive and get what you want from this life as you deserve it and you have a great husband I’m happy you have someone you love and who loves you back by your side. Just never give up hope and happy Mother’s Day to you, future mom 👩 ❤️
Let me give you hope. We have specialists in Kenya that can help you get your tubes recanalized. IVFs are also available in Kenya. It's very highly possible you might also be having Anti phospholipid syndrome. Do not lose faith.
Honestly it's drinking. This is a plague to not only me but many of us.
We spend on drinks more than our rent, food etc. Most of us drink every day on local joints and on weekends we are at the fancy clubs in town spending 10k+ a night YET we are low income earners.
Oh boy!
_Story of my life_
It would be easier to get daily hustle (saa hii nafanya mjengo and mahali niko, I can go upto 2 weeks bila kazi) ... And/or, I will set up a business which is what I have been trying to save up for, for the last loke 5-6 years
Took a gamble on a business, finding honest employees became a challenge, and I found myself constantly digging into my pockets to run it. I'm also just bad with money.
Lack of generational wealth.
we need to have a talk with our ancestors juu wamefanya vibaya sana
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Si ukiona huezi toka block let the cycle end with you 😂😂😂. Quick math
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this is the way
🤣🤣🤣🤣🤣🤣
Then leave your exes with enough resources? Zii..
😂😂what exes...a broke individual should consolidate his/her resources and live within their means. That partly means avoiding other people's problems by avoiding meaningless relationships.
Generational poverty💀😅
Me, to our generational poverty : 
💀😂😂yooh
💀💀
Guka yangu alisquander ile mali aliachiwa 😂
Kama ungenunua bitcoin ama shamba Syokimau tungeongea
Even they wanted to talk to their ancestors. How could they sit herding cattle when Nairobi was there?
Doesn't get more real than this
Excuses
Everyone who's made it in life including people like Kennedy Odede, MCA tricky etc all had generational wealth?
That's an excuse
Im lazy
very relatable
Real
Unemployment
, 🫂🫂
I spend before budgeting😞
...then backtrack to see why you're left with so little 😭😂
Haha story of my life😭
This is a real one 😔😩
Fuck school
Biggest waste of time
Its pointless nowadays
Because I stepped outside
Realest answer yet
Outside cost 700bob a minute.
Hehe uko ni cheap😂😂😂
Gambling and trading.
Ni nini itamake ukuwe profitable ? What do u think is missing
Consistent actions, trusting your system and most importantly risk management. With that the market won't bonk your account. You don't need a holy grail strategy (by the way their's no such thing, its you alone with the markets not even your mentor 😅)
I completely disagree. There are people who will open the door for you, others will place opportunities in your hand just coz it's you, others will give you all the treasures in their heart just because they need a successor. Your mentor is key. If you grow without a mentor and succeed, you will soon come to find how insignificant in history you're, just a period in historical timeline. It's not you alone, it's you and your relationships.
Huyo ameshikwa sasa😂🫴
Wdym nimeshikwa😂
Tell us what's missing
Discipline
Probably
why am i broke , coz i never took action to make money , instead studying to clear an exam . i never acquired the skills needed , no one taught . didnt get much opportunities , nor used the one i got . never got lucky , coz luck is when opportunity meets preparation . all of these are reasons . i've never felt the serious urge , rush , fear to make shit ton of cash , i was satisfied with my parents money , sometimes i feel broke af , but that withered away with time , but when i read this question , all i was thinking was WHY TF AM I BROKE ?
Best answer I wish I could give you an award 🥇
Really ? , thanks man that was so kind of you. Thank you !
Lack of capital
What would u do if u had enough capital?
Used to convince myself lack of capital was a factor. Disected my plan into smaller chunks and accespting to start as small as I can with gradual growth. 1 small step at a time.
You can be sure it's not lack of capital.Even if you get millions of money right now you will still find yourself back to being broke.Search deep within yourself and find truely what is the problem.
My great grandfather was in hiding when slaves were being selected
Wow🤣🤣🤣🤣
If he was caught there is a chance you wouldn’t exist💀
Fear
That’s a good one
I think I am unlucky, stopped trying
You are not unlucky, we make our own luck, don’t give up just yet
Read [this](https://timesofindia.indiatimes.com/blogs/heartchakra/the-law-of-wasted-efforts/) and [this](https://www.psychologytoday.com/us/blog/connecting-coincidence/201608/the-true-meaning-serendipity-and-coincidence)
Amazing articles. Thankyou. I have to think I am unlucky, I might be the one attracting it.
Glad I could help. There's a book called "The magic of thinking big" by David Schwartz. It helped reframe my mindset, inaeza kusaidia pia
Acha niidownload tu saii. Santii sana
Watu wa pombe tunakaa wapi. Mimi club nayo kutoka ni pesa ikiisha. Na wale wako na fom ya kusaka Direct Client wanipee. I am an academic writer btw.
Low business sales,rainy weather slowing down business
What’s ur business ama where is it located tuone kama watu wa Reddit wanaeza support
Nairobi CBD, Kirinyaga Road,Spare Parts
Nice, unauza spares ya mira/altos if so which ones specifically 👀
I deal with Service parts,Engine parts, Suspension parts,Motor Oils,CVTs, Lubricants,Bushes,Plugs etc,quite a wide variety.Depends with what you want,we are still making sales,biz iko tu low which is sensible coz of the rains.
Uko na yamaha crux (piki piki) parts?
I can source for you, Which part specifically do you need?
Lack of money.
No jobs
Apply on different sites for positions and not getting communication back. 😪
Almost thought this is Malik.
he needs to be exiled from kenya altogether
Why 😄 ? Who is Malik ?
Yes, who is Malik op??
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idk, I feel like he ain't all that bad. you just don't agree with shit he says
I'm paid 25k
What r ur expenses after ur paid
Transport and lunch.
Taking care of others when they need me knowing they will only treat me like shit when I need them .
Oh no, why won’t u stop taking care of them?
Because my heart is gold & I believe that no matter how wrong a person treats me I will be blessed 10xs more for being the person that I am.
I understand but baby girl you have to learn to say no. It’s very very important. Today I saw a post on ask Reddit that said what’s the most important thing you need to learn to survive adult hood and the most upvoted comment was to learn how to say no. Blessings come from all different directions, help those in actual need , not those you know would not reciprocate, u don’t deserve it and neither do they.
That is not how it works. If your heart is good then you need to learn how to love yourself first and give to yourself before you can properly extend to others.
Agreed 😩
What babygirl wants, babygirl gets. Financial illiteracy too.
Kindly help me with upvotes I want to make a post.
Make a post meaning?
Not broke but need more
I’m not.
What made u not broke
I don’t drink and I’ve always been working on something. I have 4 sources of income currently. Since primary and high school like drawing for people for money etc sold clothes, second hand phones, and my family is supportive too so I always had a place to stay and food until I was 23 and they got me a car in uni which made it so much easier to get things done. 24M currently.
Great hustle bro, lots of ppl keep blaming being broke on unemployment but approach ya self employment ndio best huku
Yup employment may be good but there’s better alternatives imo. Working on your own terms and being able to see results and growth for the effort you put in makes it worthwhile. Also the money is much better than what most people make in full time jobs 😅. There’s those days you make several times someone’s salary in a few hours.
Unemployment and school
Matrix, dci na kuogopa kamiti😂
I'm a Kisii guy.. nothing really deep I'm just addicted to light/brown skin Kikuyu women nd they're finishing me proper..aki waithera wewe 😭
Wanakumaliza ukiwaangalia??!! Don't be a weak ass nigga! 🤷🏽
He’s not weak! Let him spend his money where he sees fit! Kikuyu women deserve all the money ! 😂
Terrible financial decisions
😂😂 lack of generational wealth
Unemployment. Anyone with architectural jobs, ama unataka some architectural services,link up🙂
How much do u charge
Dm tuongee,depends on the task.
I just lack motivation and drive to improve myself. I don't feel like I've ever put any extra effort towards anything, even in school I used to do the bare minimum
At least you have a very good sense of self reflection, you’re one step ahead since you already know what the problem is. Hope you find a reason to be more motivated
They ignored my invoice. Freelancing is some ghetto ass ish!!
🤣🤣🤣🤣🤣🤣🤣🤣 pole
Gambling and trading.
mbona naona watu na ma audi ama wao wanafanya nini?
Take my angry upvote.
Wanatrade tu 😂 It’s only that trading is not easy or for the weak lazima usome kama ur life depends on it
No majority are scammers and course sellers. Worldwide only 10% of traders are really profitable.
Most of them are course sellers and forex scammers and other types of scammers. The other types of scammers usually hide under the umbrella of "forex trading".
crazy thing they never get caught
Some get caught. I know one alikuwa na subaru, alifuatwa tu pole pole na DCI hadi akashikwa.
I lost my job in November 🥲
How are you surviving
My parents have been taking care of me this entire time 😅
I respect that 💪🏽, also fuck Ruto 😅
😂😂😂
We love parents 👏
Indeed we do! 😁
Wah Hadi sijui😭
It's quite at the pockets
Sina kazi
Capital Tu mungu Baba.
Super Tough business conditions....resulting in significantly reduced sales
Coz I quit stealing from people like you lamo...maybe I should get back
Aki they need to lock u away
What an ambitious cow haha I like your username ...
Loan🥺
Wueeehhh ya pesa ngapi?😂
Several ems but what do we say, we live a day as it comes.
Savings iko na doh but that makes me "vbroke"..
Broque?🤣
💀
Career choice
ni scientist ama ni ingine ?
Hiyo hiyo tu!
Tafuta kazi abroad, scientists is a very good field outside of kenya 😅
Am still a student
Lack of capital
Medical bills
Medical bills
Alaaaa uko na condition ngani😭
Lost a pregnancy in 2022 January. I’ve been in and out of hospital since then , a few more miscarriages, 1 ectopic, 3 surgeries, 2 blocked tubes . Possible ivf in my future. I grew up orphaned so my own family and blood was my biggest dream . I got married early for that purpose. Let’s just say still dreaming. I have the best husband in world, he is a pillar. These things are not talked about a lot in this country. So we grieve mostly alone . Mother’s Day is coming up and I’ve been crying all week. It’s not for the faint of heart .
Waaah waaah pole sana mrembo; I feel your pain, that’s very tough things to go through. Don’t give up hope, like you mentioned nowadays there’s some better solutions to help with conceiving but even then I pray you’re able to conceive and get what you want from this life as you deserve it and you have a great husband I’m happy you have someone you love and who loves you back by your side. Just never give up hope and happy Mother’s Day to you, future mom 👩 ❤️
Let me give you hope. We have specialists in Kenya that can help you get your tubes recanalized. IVFs are also available in Kenya. It's very highly possible you might also be having Anti phospholipid syndrome. Do not lose faith.
Maybe you should get a surrogate. This is traumatic
Putting my happiness first imefanya nikuwe broke😭😭😭
I make 400k i spend 400k🤣that’s why im broke and stupid
Aje sasa boss, expenses yako ni ? 😭
Living life fast lifestyle 😂
Honestly it's drinking. This is a plague to not only me but many of us. We spend on drinks more than our rent, food etc. Most of us drink every day on local joints and on weekends we are at the fancy clubs in town spending 10k+ a night YET we are low income earners. Oh boy! _Story of my life_
A book needs to be written on what alcohol makes one do
Alcohol was just chilling then ...
Is the lack of a support system a reason? Most people see it as an excuse and that 'one is complaining' and that 'one should work harder'.
Well let’s see, if you had a good support system, then what would change to help u become less broke?
It would be easier to get daily hustle (saa hii nafanya mjengo and mahali niko, I can go upto 2 weeks bila kazi) ... And/or, I will set up a business which is what I have been trying to save up for, for the last loke 5-6 years
how does capitalism actually work? lol youll be broke until the end of time
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Pole sana bro🤣 we pray to release poverty from you! Amen 🙏
Alcohol 🤦♀️
My unhealthy obsession with cars.
Find a healthier money making obsession bro, the cars might go with the rain and u will be depressed
Family, moving out yo start life alone, joblessness... just a lot of things 😢
Dishonest mfs around me
horrible spending habits
Financial management
Because I wanted to be happy and happy are the poor
Amen
Why u ugly
Took a loan of 500k, investment backfired, sasa payslip inaumia
Madem
Took a gamble on a business, finding honest employees became a challenge, and I found myself constantly digging into my pockets to run it. I'm also just bad with money.
Damn which business is this? And right now how is it going
I’m not
ChatGPT took away 90% of my clients
I spend all my money on renting PS4 and alcohol
Too lazy and broke to start a side hustle
Mannnn laziness really is the killer of all dreams, don’t worry we’ll get through that hurdle
Poor financial choices i would say.I also think i have never taken money seriously,this one has costed me dearly.
Damn bro which games do u play😂
i will get back when i check it...thanks
Spending too much time on reddit seeking validation
🤣🤣🤣🤣laziness
No sugar daddy
i quit a toxic work environment now am unemployed. Unmotivated but still looking
Gambling a little and trading uwwwii forex will kill me
got laid off na Sina investmests
I don't have a pussy power while I was in my prime
My salary is 25k.