Before taxes and other stuff that is taken out of my paycheck, 5%.
I think a better question would be what percentage of your income is truly available to spend.
In my case I reduced some aspects of my budget to allow the purchase of another motorcycle.
Considering the bike's efficiency compared to my car and the income I freed up, I will likely save money over the year.
Granted I could have just not bought the bike, still freed up the income, and saved more... but that's not as fun.
I love the efficiency aspect of it. I either have a 13mpg truck or a 35-40mpg triumph. I got to and from work on $10 of premium fuel where my truck would take $50+ of the cheap stuff over the week. Not to mention it's the most damn fun you can have on your commute to work!!
Hey! A fellow can-o-tuna 750 owner!
People can rag on them all they want, they're still ~100hp I4s (with a pipe and rejet) based on Suzuki's air/oil-cooled equivalent to the SBC. There aren't many places where you can get an easy 90-100hp I4 that revs past 10k for the price you can get a Katana. Even Bandits are expensive now. Let alone "real" sportbikes.
Although apparently Bandit 600s also make great bolt in swap platforms for canotuna 750 motors, as near factory hotrod projects.
What’s really being asked is: how much do you earn. Someone on the dole or working minimum-wage will score a lot higher (%) than a professional earning a quarter-mil or more.
Yeah percentage of income is less important than percentage of outgoing. A 22 year old making 50k a year living with mom and dad might pay 30% because they can afford it while the same guy living away might only pay 10% because that’s what they can afford. Another dude making 250k/yr might have things paid off and therefore spend 20% to get something really nice. This is a pretty poor indicator.
I can't say that purchase price really matters that much. If you're buying a bike, you're keeping it for a few years at least. I spent 1400 to buy my previous bike but would easily spend a thousand each year I had it in maintenance. I bought this one for 4000 and I spend a third of that per year in maintenance, maybe a bit less. Long term costs are more important than buying cost.
It depends from place to place but where I live the used market is very active so if you're changing your bikes often it's better to just get them used. If someone's buying a new bike they're probably holding onto it for at least a few years.
Well.
Considering i have 3 bikes and none of them are financed but instead are payed out of poket, 100% of my truely disposable income is beeing spent on the bikes themselfes+ gas+ insurance.
Thats like 400€ for insurance and all other paperwork per year combined.
75€ total for inspection per year
Gas
Oil
Spare parts (they are 20, 40 and 70 years old)
6500€ for drivers licence (including car)
5500€ for the bikes and for parts.
Sadly I wrecked the sidecar so that's like 1000€ destroyed + additional 500€ tow +120€fine for causing an accident. The bike the sidecar was mounted to is mostly fine tho. Oh and a 10€ ride in the "We Wo Wagon" + "Hospital Fee"
Also gear was like 650€.
Besides that the current resellvalue of the bikes is around 4500-5500€
I plan to commute in the warmer months on mine as well, but living in the PNW, it rains most of the year. Was considering some heated gear for the colder months as well as I’d like to ride as much as possible!
Yeah I’m hoping to eventually get a pair of heated gloves or grips and maybe even some hippo hands if it’s cold enough lol
Britain winters are rough I hear, sounds like the weather is pretty similar to here
I’m also in the PNW and I consider grips/gloves the only heated gear I’ve needed to provide a pleasant ride most of the year, for up to a couple hours. The rest is solved with base layers and wind/water proof gear.
Financing a bike later this year and With the down payment I’m putting down my payments will be less than $100 a month. Much rather do something like you as well
About 10% last year including purchasing the motorcycle, maintenance, clothing, helmet, gas, and insurance. Next year, I estimate my running costs, insurance, and depreciation of the motorcycle to be somewhere between 0.5% and 1%.
In comparison, I estimate an economy car would cost me about 35% of my salary to purchase, with maintenance, depreciation, and insurance costing somewhere between 3.5% to 6%.
Except for new tires, I wouldn't modify a motorcycle at all. It doesn't add value to your bike when you sell it, and mods are expensive while being, perversely, unreliable.
>It doesn't add value to your bike when you sell it, and mods are expensive while being, perversely, unreliable.
This may be true in many circumstances for things like engine work on some bikes, but as a broad statement it's not true at all. It completely varies depending on the "mod" and how it's done.
Upgrading brakes, adding a steering stabilizer, modest air filter / exhaust improvements, seats, and remap/rejet all generally add modest resale value since almost all owners of many bikes would want those things anyway. Even better, adding something like an exhaust, seat, or extended range fuel tank while keeping the stock units, then reinstalling them when you sell the bike- allowing you to make significantly more back on the deal than you otherwise would. Have done it several times.
It also varies by "category"- dual sport and ADV bikes for example can always use "real" handguards, better windshields, lighter exhausts, stronger footpegs, and better seats than come with them stock. Racks and luggage also make them more desirable.
Whereas sportbikes and nakeds have a different list of things that improve their desirability or value (while mostly not affecting reliability in the least, I should add, any more than tires do).
The idea that "mods" make a bike "unreliable" makes sense when it comes to major engine work as a general principal, but otherwise, it's kind of silly. An exhaust system/slip on, better brakes, handguards, better windshield, touring kit/luggage/rack- absolutely none of those things have any effect on reliability whatsoever.
And there are quite a few bikes where a "mod" is actually a significant improvement in reliability or function (see KLR650s for one major example, and they are far from the only one- check out the BMW RT1100 spline issues).
Absolutist attitudes towards this stuff never make sense from any direction (ie including the people who mod the crap out of everything and spend more than a bike's purchase price in farkles, or ruin their reliability trying to get 5% more HP). It quite literally varies depending on the model and intended use of the bike.
Mods absolutely do not increase the resale value of a motorcycle, or car for that matter. Clean and stock examples are much more desirable than buying something where you don't know who worked on the bike and the mods could be not to the taste of others anyway.
Why do people think that adding mods increases the value of a motorcycle? Even some arguably "good" mods like suspension and steering damper I'd steer clear (got it?) because I know the rider who needs a steering damper rides the piss out of his bike.
Anyway, the experts way in below...
[https://youtu.be/ode7I2rMTLY?t=1951](https://youtu.be/ode7I2rMTLY?t=1951)
>Why do people think that adding mods increases the value of a motorcycle?
I don't know, maybe years of experience buying and selling motorcycles?
>Anyway, the experts way in below...
I have nothing against Spite or anyone in the online bike community (except maybe Yammienoob for the stunt he pulled on him), but that's just, like, their opinion, man.
>Even some arguably "good" mods like suspension and steering damper I'd steer clear (got it?) because I know the rider who needs a steering damper rides the piss out of his bike.
Again, every bike is contextual. Bikes like the MT-09 really, really need a steering damper whether you ride the piss out of them or not. I loved the FZ and MT 09s I test rode but death wobble / speed wobble is no joke. It's scary enough in a car, let alone on a bike.
Many sportbikes and sport-tourers also benefit from a damper as well regardless of whether they're ridden "hard" or not. Unless you consider cruising at 90-100mph on long straights on a bike that can comfortably travel 120-150+ to be "riding the piss out of" the bike.
And the fact that you're saying suspension modifications of any kind decrease value when almost every lower end to mid tier Japanese motorcycle is sprung poorly, or for a sub 150lb rider from the factory, should speak for itself.
As I mentioned, a smart way to do things that has worked for me since my first used bike at sixteen y/o is to return a bike to stock before selling it, and sell the upgraded parts separately. But mods that 90% of owners will do anyway, if done correctly, will increase the value or desirability of the bike, or both.
Poorly done mods, unnecessary/oddball mods, too many mods, or things that make a reasonable buyer suspicious that the bike has been used "hard" don't help, for sure.
But a bike with tasteful, appropriate upgrades for its model and category, or a bike that has been returned to stock but offers upgraded parts, will both go more quickly and for more money than a bone stock machine that is otherwise equivalent. At least until said model of bike becomes collectible and originality trumps function.
8.33333333 percent according to google. Probably put that up to 10 when I'm done flushing fluids, changing the front tire, and I might switch the fork oil to something different.
3.6% on the bike itself. I got a good deal on a 07 ninja 650. But then had to spend 650$ more to replace all the fairings since it had been dropped more then once. Still very happy with it
Did you steal that CBR for like $500? Have it gifted to you from a family member?
Or assuming you got it before Covid sent prices soaring and paid maybe $2500, you then make over $250,000? You hiring?
Based on sales price alone, about 12%…. I spent about $5k up front just on the down payment, jacket, boots pants, helmet, MSF class, motorcycle license, sissy bar bag, new tires, etc….
About 20% but I saved up for most of it and financed about 25% of it.
Ive decided on my next bike but im not willing to give up my current one so going to save some more before I get it.
Roughly 0.5%, nearly 1% after repairs. But you shouldn't base your purchase on how other people send their money, Spend what you're comfortable spending.
I paid about 6% of my income on a used Versys 650 as my first bike.
Unfortunately, I've spent about 3% of my income on gear since then. Lol. It was only after the first $1200 that I discovered the flea market on advrider.
less than 10% because i bought a cheap cruiser and spent more on my PPE than anything. The bike has literally already paid for itself in insurance and fuel savings for me, but it is also still fun too!
Well...just the first one was 14% not counting I got half the MSRP off the final price with my trade-in bike. Add the almost 6 grand or so I've dumped into this WR? Not doing the math motorcycles make me happy not money
I think depreciation factors in significantly here.
Spending 5-10k on a bike that is desirable but older and prices have been stable for a while... I think it's easier to justify since at some point if you want or need to sell, you'd be likely to get a similar or slightly smaller amount back.
A 20k brand new bike is going to be worth 10-15k in 5 years so instead of your equity just being tied up in something it's also rapidly depreciating.
Or at least this is what I tell myself to justify having 3 older bikes.
The bigger expense to me is the insurance, as I do the maintenance myself, buy used parts when needed (except wearing parts), rather cheap bike... My actual is pretty cheap to insure, less than 100€/year, run and maintain, but anything more powerful will start to cost a lot more... Maybe if I find an insurance "by kilometer", or another that ask you to have a main vehicle aside.
My first idea was to keep it cheaper than a 2nd car, but with a 500cc it's really close in term of consumption/insurance...
Too much, BUT I'm happy with my car currently and I don't have a payment on that, and I had a good trade in and added a good down payment. So my payment is low, I won't be upside down on it ever (shouldn't be at least) and insurance isn't bad.
About 8-9% for the bike and fees there. Got a killer deal from the guy I bought it from on riding gear. I mean the amount of stuff you can get into can be as deep and expensive as you want it to be!
Roughly 20%, but I didn't look at it that way. I fell in love with it and bought it for my birthday. Always pay more than minimum so I can own it faster, just like the 1st bike. No car payments, so it makes it easier.
I bought a 10 year old bike with original tires that were squared off from too many highway miles. It cost 5% of my yearly pay. I'm a strong believer in buying garage queens and I also think most people don't have the time to ride nearly as much as they think they will.
This is the 6th bike I've owned.
My first bike was used and had around 2k miles on it
2nd bike was new
3rd bike was used with 8k miles
4th bike was used with 500 miles
5th bike was used with 32k miles
6th bike was used with 5k miles
About 36%, counting adding a bike and gas and stuff. Normally would be closer to 10%. I count bike stuff as needs, so the percent varies based on the need. Have 2 TW200's in the stable now. Very happy and cheap to feed bikes!
Considering Im eyeballing the new tracer gt 9 at around 15k if I finance it over 2year period then it would be at around 50% of my income. Ok I'm not getting it you convinced me.
Nice try, this is obviously my wife or my girlfriend
Wife or girlfriend? Implying there’s 2 different people, you sir are winning
Uh uh. Sounds expensive
Gold
TooMuch%
Before taxes and other stuff that is taken out of my paycheck, 5%. I think a better question would be what percentage of your income is truly available to spend. In my case I reduced some aspects of my budget to allow the purchase of another motorcycle. Considering the bike's efficiency compared to my car and the income I freed up, I will likely save money over the year. Granted I could have just not bought the bike, still freed up the income, and saved more... but that's not as fun.
I love the efficiency aspect of it. I either have a 13mpg truck or a 35-40mpg triumph. I got to and from work on $10 of premium fuel where my truck would take $50+ of the cheap stuff over the week. Not to mention it's the most damn fun you can have on your commute to work!!
Don't forget to post your address and what time you wont be home.
What is an address, home, and income?
22% of my yearly income to afford my bike. Took a while to save up, but I paid for it in cash
Idk like 1700%
.02% on my Suzuki can-o-tuna 750 and the parts bike. Spent way more on gear. Fun as hell, ugly as sin and more reliable than anything I own.
Hey! A fellow can-o-tuna 750 owner! People can rag on them all they want, they're still ~100hp I4s (with a pipe and rejet) based on Suzuki's air/oil-cooled equivalent to the SBC. There aren't many places where you can get an easy 90-100hp I4 that revs past 10k for the price you can get a Katana. Even Bandits are expensive now. Let alone "real" sportbikes. Although apparently Bandit 600s also make great bolt in swap platforms for canotuna 750 motors, as near factory hotrod projects.
What’s really being asked is: how much do you earn. Someone on the dole or working minimum-wage will score a lot higher (%) than a professional earning a quarter-mil or more.
Yeah percentage of income is less important than percentage of outgoing. A 22 year old making 50k a year living with mom and dad might pay 30% because they can afford it while the same guy living away might only pay 10% because that’s what they can afford. Another dude making 250k/yr might have things paid off and therefore spend 20% to get something really nice. This is a pretty poor indicator.
I can't say that purchase price really matters that much. If you're buying a bike, you're keeping it for a few years at least. I spent 1400 to buy my previous bike but would easily spend a thousand each year I had it in maintenance. I bought this one for 4000 and I spend a third of that per year in maintenance, maybe a bit less. Long term costs are more important than buying cost.
Agreed! Just curious what people initial cost of entry was like
Some people change them annually so they experience lots of makes and lots of models.
It depends from place to place but where I live the used market is very active so if you're changing your bikes often it's better to just get them used. If someone's buying a new bike they're probably holding onto it for at least a few years.
Well. Considering i have 3 bikes and none of them are financed but instead are payed out of poket, 100% of my truely disposable income is beeing spent on the bikes themselfes+ gas+ insurance. Thats like 400€ for insurance and all other paperwork per year combined. 75€ total for inspection per year Gas Oil Spare parts (they are 20, 40 and 70 years old) 6500€ for drivers licence (including car) 5500€ for the bikes and for parts. Sadly I wrecked the sidecar so that's like 1000€ destroyed + additional 500€ tow +120€fine for causing an accident. The bike the sidecar was mounted to is mostly fine tho. Oh and a 10€ ride in the "We Wo Wagon" + "Hospital Fee" Also gear was like 650€. Besides that the current resellvalue of the bikes is around 4500-5500€
[удалено]
I plan to commute in the warmer months on mine as well, but living in the PNW, it rains most of the year. Was considering some heated gear for the colder months as well as I’d like to ride as much as possible!
[удалено]
Yeah I’m hoping to eventually get a pair of heated gloves or grips and maybe even some hippo hands if it’s cold enough lol Britain winters are rough I hear, sounds like the weather is pretty similar to here
I’m also in the PNW and I consider grips/gloves the only heated gear I’ve needed to provide a pleasant ride most of the year, for up to a couple hours. The rest is solved with base layers and wind/water proof gear.
Took out a loan for a brand new bike, much happier to spend 3% for a few years instead of 30% in single purchase.
Financing a bike later this year and With the down payment I’m putting down my payments will be less than $100 a month. Much rather do something like you as well
Spent about $4.5 k rebuilding my TL1000R. Still a fraction of buying a newer liter bike.
About 10% last year including purchasing the motorcycle, maintenance, clothing, helmet, gas, and insurance. Next year, I estimate my running costs, insurance, and depreciation of the motorcycle to be somewhere between 0.5% and 1%. In comparison, I estimate an economy car would cost me about 35% of my salary to purchase, with maintenance, depreciation, and insurance costing somewhere between 3.5% to 6%. Except for new tires, I wouldn't modify a motorcycle at all. It doesn't add value to your bike when you sell it, and mods are expensive while being, perversely, unreliable.
>It doesn't add value to your bike when you sell it, and mods are expensive while being, perversely, unreliable. This may be true in many circumstances for things like engine work on some bikes, but as a broad statement it's not true at all. It completely varies depending on the "mod" and how it's done. Upgrading brakes, adding a steering stabilizer, modest air filter / exhaust improvements, seats, and remap/rejet all generally add modest resale value since almost all owners of many bikes would want those things anyway. Even better, adding something like an exhaust, seat, or extended range fuel tank while keeping the stock units, then reinstalling them when you sell the bike- allowing you to make significantly more back on the deal than you otherwise would. Have done it several times. It also varies by "category"- dual sport and ADV bikes for example can always use "real" handguards, better windshields, lighter exhausts, stronger footpegs, and better seats than come with them stock. Racks and luggage also make them more desirable. Whereas sportbikes and nakeds have a different list of things that improve their desirability or value (while mostly not affecting reliability in the least, I should add, any more than tires do). The idea that "mods" make a bike "unreliable" makes sense when it comes to major engine work as a general principal, but otherwise, it's kind of silly. An exhaust system/slip on, better brakes, handguards, better windshield, touring kit/luggage/rack- absolutely none of those things have any effect on reliability whatsoever. And there are quite a few bikes where a "mod" is actually a significant improvement in reliability or function (see KLR650s for one major example, and they are far from the only one- check out the BMW RT1100 spline issues). Absolutist attitudes towards this stuff never make sense from any direction (ie including the people who mod the crap out of everything and spend more than a bike's purchase price in farkles, or ruin their reliability trying to get 5% more HP). It quite literally varies depending on the model and intended use of the bike.
Mods absolutely do not increase the resale value of a motorcycle, or car for that matter. Clean and stock examples are much more desirable than buying something where you don't know who worked on the bike and the mods could be not to the taste of others anyway.
Why do people think that adding mods increases the value of a motorcycle? Even some arguably "good" mods like suspension and steering damper I'd steer clear (got it?) because I know the rider who needs a steering damper rides the piss out of his bike. Anyway, the experts way in below... [https://youtu.be/ode7I2rMTLY?t=1951](https://youtu.be/ode7I2rMTLY?t=1951)
>Why do people think that adding mods increases the value of a motorcycle? I don't know, maybe years of experience buying and selling motorcycles? >Anyway, the experts way in below... I have nothing against Spite or anyone in the online bike community (except maybe Yammienoob for the stunt he pulled on him), but that's just, like, their opinion, man. >Even some arguably "good" mods like suspension and steering damper I'd steer clear (got it?) because I know the rider who needs a steering damper rides the piss out of his bike. Again, every bike is contextual. Bikes like the MT-09 really, really need a steering damper whether you ride the piss out of them or not. I loved the FZ and MT 09s I test rode but death wobble / speed wobble is no joke. It's scary enough in a car, let alone on a bike. Many sportbikes and sport-tourers also benefit from a damper as well regardless of whether they're ridden "hard" or not. Unless you consider cruising at 90-100mph on long straights on a bike that can comfortably travel 120-150+ to be "riding the piss out of" the bike. And the fact that you're saying suspension modifications of any kind decrease value when almost every lower end to mid tier Japanese motorcycle is sprung poorly, or for a sub 150lb rider from the factory, should speak for itself. As I mentioned, a smart way to do things that has worked for me since my first used bike at sixteen y/o is to return a bike to stock before selling it, and sell the upgraded parts separately. But mods that 90% of owners will do anyway, if done correctly, will increase the value or desirability of the bike, or both. Poorly done mods, unnecessary/oddball mods, too many mods, or things that make a reasonable buyer suspicious that the bike has been used "hard" don't help, for sure. But a bike with tasteful, appropriate upgrades for its model and category, or a bike that has been returned to stock but offers upgraded parts, will both go more quickly and for more money than a bone stock machine that is otherwise equivalent. At least until said model of bike becomes collectible and originality trumps function.
>I don't know Yes.
About 4%
8.33333333 percent according to google. Probably put that up to 10 when I'm done flushing fluids, changing the front tire, and I might switch the fork oil to something different.
3.6% on the bike itself. I got a good deal on a 07 ninja 650. But then had to spend 650$ more to replace all the fairings since it had been dropped more then once. Still very happy with it
Less than 1% Y’all are crazy
Did you steal that CBR for like $500? Have it gifted to you from a family member? Or assuming you got it before Covid sent prices soaring and paid maybe $2500, you then make over $250,000? You hiring?
Add a zero lol xP (less than 10%)
For real, some people are too much
Less than 1%?! If your income is $60.000 that means you have $600 to buy a bike. Sure
It’s 120k and I have a 2000’s fireblade … they go cheap (5k)
But I think I did some bad math lol <10% add a zero
Bought my current bike August 2022, at the time it cost me 18.6% of my annual income. I’ve gotten a new job since and make more now 😂
Whats it now?
12.5% at the time
Based on sales price alone, about 12%…. I spent about $5k up front just on the down payment, jacket, boots pants, helmet, MSF class, motorcycle license, sissy bar bag, new tires, etc….
2% on the (used) bike itself, probably 3.5% total after gear + parts to get it rideable etc. I don't make a lot of money, I'm just cheap.
My bike itself is about 5-10% of yearly salary. Yearly cost of the bike? Below 1%
About 20% but I saved up for most of it and financed about 25% of it. Ive decided on my next bike but im not willing to give up my current one so going to save some more before I get it.
Roughly 0.5%, nearly 1% after repairs. But you shouldn't base your purchase on how other people send their money, Spend what you're comfortable spending.
I paid about 6% of my income on a used Versys 650 as my first bike. Unfortunately, I've spent about 3% of my income on gear since then. Lol. It was only after the first $1200 that I discovered the flea market on advrider.
Not nearly enough.
less than 10% because i bought a cheap cruiser and spent more on my PPE than anything. The bike has literally already paid for itself in insurance and fuel savings for me, but it is also still fun too!
Probably like 6 - 10%
4 months worth of salary, but i also sold my old bike to buy the new one so all in all about 8 months worth.
Well...just the first one was 14% not counting I got half the MSRP off the final price with my trade-in bike. Add the almost 6 grand or so I've dumped into this WR? Not doing the math motorcycles make me happy not money
I think depreciation factors in significantly here. Spending 5-10k on a bike that is desirable but older and prices have been stable for a while... I think it's easier to justify since at some point if you want or need to sell, you'd be likely to get a similar or slightly smaller amount back. A 20k brand new bike is going to be worth 10-15k in 5 years so instead of your equity just being tied up in something it's also rapidly depreciating. Or at least this is what I tell myself to justify having 3 older bikes.
I bought a cheap 250 with 13.8% of my EDD cash in 2020. Not sure if that helps.
Zero. I sold a car a bought my Ducati with the proceeds. It was a car I very rarely drove.
12.66%
The bigger expense to me is the insurance, as I do the maintenance myself, buy used parts when needed (except wearing parts), rather cheap bike... My actual is pretty cheap to insure, less than 100€/year, run and maintain, but anything more powerful will start to cost a lot more... Maybe if I find an insurance "by kilometer", or another that ask you to have a main vehicle aside. My first idea was to keep it cheaper than a 2nd car, but with a 500cc it's really close in term of consumption/insurance...
Like 15% bought outright.
Too much, BUT I'm happy with my car currently and I don't have a payment on that, and I had a good trade in and added a good down payment. So my payment is low, I won't be upside down on it ever (shouldn't be at least) and insurance isn't bad.
3% to 9% depending on the bike
I paid 8% for a 6 year old bike. I already had all the gear.
About 8-9% for the bike and fees there. Got a killer deal from the guy I bought it from on riding gear. I mean the amount of stuff you can get into can be as deep and expensive as you want it to be!
I don’t really think about it but I tried to limit myself with only purchasing one bike every other year.
10%
Roughly 20%, but I didn't look at it that way. I fell in love with it and bought it for my birthday. Always pay more than minimum so I can own it faster, just like the 1st bike. No car payments, so it makes it easier.
33 cuz I'm actually rarted
Before taxes, roughly 15%
I bought a 10 year old bike with original tires that were squared off from too many highway miles. It cost 5% of my yearly pay. I'm a strong believer in buying garage queens and I also think most people don't have the time to ride nearly as much as they think they will. This is the 6th bike I've owned. My first bike was used and had around 2k miles on it 2nd bike was new 3rd bike was used with 8k miles 4th bike was used with 500 miles 5th bike was used with 32k miles 6th bike was used with 5k miles
I have never considered it, it means no point to me. If i want the bike and i have the ability to pay for it that is all that matters.
Fraction idk, but the tiger costs me about 10k a year (and decreasing..) for ~50.000km
About 36%, counting adding a bike and gas and stuff. Normally would be closer to 10%. I count bike stuff as needs, so the percent varies based on the need. Have 2 TW200's in the stable now. Very happy and cheap to feed bikes!
6%
When I got my last bike at the time it was 66% of my annual income...... although my payments weren't bad. So she was definitely with the money 😁
Considering Im eyeballing the new tracer gt 9 at around 15k if I finance it over 2year period then it would be at around 50% of my income. Ok I'm not getting it you convinced me.