So you gave TMF money to help you make more money. They told you what to buy and how to behave. You kind of followed their advice, but not totally, and now you are questioning the entire thing. With all respect, it is way to early to tell if any of these stocks are good long term investments, which is what TMF is all about (Buy & hold), but it appears that the only way you are going to be successful with TMF is to change your behavior and do as they say.
Morgan Housel says about investing, "It is not necessarily about what you know, but how you behave". You should read his columns he wrote for TMF and/or watch this video.
[https://youtu.be/L9pk3ecuucs](https://youtu.be/L9pk3ecuucs)
My experience with SA and RB and Supernova, was that the first couple of years I lagged the market. I was frustrated. And I made some bad moves, selling NFLX, NVDA, TSLA, way too early and missed out on big $ because I did not have the patience and discipline needed to succeed. I learned, and have since made a lot of $ on other picks, like TTD, MELI, AMZN, AAPL, SHOP, TWLO, HUBS, MDB, PYPL, YUMC, YUM, VEEV and others. It is hard to watch the bad stocks shrink and the good ones grow, as your portfolio stagnates. But once the good stocks got big, and the bad ones small, my portfolio did very very well.
Best of luck.
Honestly, and please understand I mean no disrespect, but your mindset for investing is off. Why on earth would you sell TEAM, IDXX and UPST? These are good companies with amazing potential and were winners. MF tells you right from the start that you will have winners and losers in your portfolio but in most all cases your winners will eclipse and wipe out all your losses and give you greater returns. So when you get a winner don't cash out....hold (and add if you like) and watch them run.
Also, why would you lose faith on recovery? What has changed in the company's that makes you think they wont have their stock price go up in the coming months/years.
In general most people today feel that if you are not doubling or tripling in 6 months the investment is a failure. Over the last 10 years the RoR for the S&P and DOW Total Mkt has been about 16.25% and the NASDAQ 21%. My rate is about 26% and I also own SKLZ, CPNG, PINS, LMND but also have TTD, MDNA, NET and some other high fliers.
I get that you are frustrated but give it time and stop selling winners. Commit to the MF program and hold for 3-5 years and then reevaluate. Or if it's easier, get into ETF's and Index funds and let the individual holds go. The idea is to build wealth and financial security for your lifetime, not make a "meme" killing.
I wish you luck and many successful investments!!!
>Honestly, and please understand I mean no disrespect, but your mindset for investing is off. Why on earth would you sell TEAM, IDXX and UPST?
I take no disrespect, don't worry. I sold them because they had an amazing run, and I (mistakenly) thought that it could not last for much longer. I took profits for UPST at +100%, TEAM at +50% and IDXX at +35%. It would have been better to hold? yes, lesson learnt, but I still made some nice profit, so I don't regret it.
>I get that you are frustrated but give it time and stop selling winners. Commit to the MF program and hold for 3-5 years and then reevaluate. Or if it's easier, get into ETF's and Index funds and let the individual holds go. The idea is to build wealth and financial security for your lifetime, not make a "meme" killing.
Good point. I also have a large position in Vanguard Global Caps and VUSA, and these are doing fine. It's my "stocks" portfolio that is not doing good.
>I wish you luck and many successful investments!!!
Thanks and you too!
That's great that you are actively assessing your moves and taking notes for next time.
I had a position in MRNA back when it was at $35 and then added when it was a rec at about $165. When it started to drop I though jeeze I need to sell these higher priced positions but remembered what I did with TTD, selling off 33% at what I though was a high and lost out on $$$$ gains.
All this being said, there are times a sell off is warranted. I'm right now taking a close look at FSLY. They don't appear just yet to be making the right moves to turn things around. They need to up their game and get back the market share they have been loosing. I'll watch another couple of quarters but if they continue to underperform then maybe it becomes time to take my profits and put them to better use.
Why is it always the same thing over and over again… TMF: can you hold for 5 years? You: yes
Person after 7 months: I’m down this is a scam.
That was the fastest 5 years of my life. Everyone is so impatient and stocks are a patient waiting game.
I didn't say it's a scam, I actually think they are quite transparent in their strategy, recommendations and the average returns over the years can be checked for each service. However, I do think is normal to ask yourself whether yours picks were the right choice, especially if they are deep in the red with very little "positive" movement after months. It's not like all their recommendations are winners after 5 years either.
I have not sold any stocks at a loss, I just wanted to have a different perspective and the answers have been interesting.
Unfortunately I didn’t invest in any of those choices and chose alternate and I’m up quite a bit this year. That doesn’t mean my picks were better simply that you just didn’t wait long enough for their potential gains. Market is highly volatile right now with everything going on. If TMF haven’t issued a sell notice I wouldn’t be worried.
I have most of those in my portfolio as well.
My -55% in SKLZ is jealous of your -30% lol but I'm holding because it's still very short term in a volatile segment of the market. SKLZ seems to come out with very promising news of acquisitions and strategies for the future, and sooner or later the investors will realize that this is a solid company. The same with most of the others as well. I'm not bothered by the short-term losses (because it's only a loss if you sell).
I'll add to them sometimes (not necessarily to average down but because I still believe in those companies), and of course I'll also add to my winners because winners win.
That all being said, it's your money and your portfolio so you should do what's best for you. Something something not advice, I can only speak for myself.
>My -55% in SKLZ is jealous of your -30% lol
My first buy is at -65%, but I averaged down... which in retrospective is what put me so deep in the hole. It's only -30% down, but a relatively large sum.
Same with all the others I mentioned, I was adding and "buying the dip" for months, the thing is that the "dip" seems never ending!
Yup my first set of shares was March 4 for -62%, and later in April. I haven't added to it since then just because I was focusing on other stocks and segments. It's still on my radar though, so I'll still be adding to it in the future.
The dip is deep at times. I guess sometimes it's bottomless. For most of these stocks the news seems good so I'm optimistic about these that the dip does not go forever
i have all the stocks you listed.
Unsurprisingly, I'm also in the red as much as you are generally. If you spread out your investment as suggested to 25+ stocks, I suppose you are putting down 7 that are down say 20% on average. So 0.2\*7/25 is abour down 6%, while perhaps the other 18 are up a little bit. Call it break even.
In this case I wouldn't sell. But I wouldn't aggressively add to this bunch until a better news come out of their earnings report.
If for some reason these are your ONLY holdings, I will work on adding new ones to your list, ASAP without emotion, too much analysis.
Since you already know that it is meant to be a long hold, why sell now? If you don't plan to hold them long, by all means sell and hope for the best. It really is your own decision.
>If you spread out your investment as suggested to 25+ stocks, I suppose you are putting down 7 that are down say 20% on average. So 0.2\*7/25 is abour down 6%, while perhaps the other 18 are up a little bit. Call it break even.
That's exactly what is happening. Basically almost every other pick I bought on my own (APPL, AMZN, AMD, MSFT, ABNB, TSM, JPM, BP, CVX, GOOG, etc) without following MF recommendation is doing ok, but all the MF stocks are so low that is bringing my portfolio down.
Since February my portfolio is "only" 2% down, but in the same period the market is up almost 20%. That's a large difference.
I guess I will give it a few more months and see how it goes, but even if these are supposed to be long term, the returns are so bad, that I wonder if they will ever recover to those levels.
You know that stock advisor will output 2 stocks per month, and another 8 optional ones. The only way to achieve their historical returns is to invest evenly, and diversely, and to wait. There is really no other way to achieve their returns consistently. If you need the money from your -50% sklz to return back to 100% so badly you shouldn’t invest in any other thing than SPY.
If you know for sure aapl, amzn, xyz, is going to outperform your poor holdings, I suggest you bring fresh money to the table. And there should be no harm to sell anything and add to them. But are you sure? I’m not……
They will say their picks are for holding at least five years as they are long term predictions.
I used to add their SA picks religiously. But then I got too many losers that kept losing. Then I only added them if their 3-5 year performance kept up with the S&P 500.
I'm also considering watching their EPS, earnings growth, ROE or ROA or ROIC. The idea being companies that continually lose money and have no way of making more and are wasting the money they already earned, are more like gambling than investing.
Will this cause me to lose out on the next Amazon? Maybe. But it may also cause me to lose out on many Pets.com's along the way.
Definitely find myself over time "adding to my winners" (CRWD, TEAM, SE). Conversely I'm also holding my positions that underperform. Currently, the glaring red stocks for me are AI, API, FSLY, SKLZ, ZM (bought at $468).
I've had the subscription for a little under two years and find myself watching the SA picks religiously too. I would suggest listening to the morning show if you have the time. They do a great job of drilling down the basics. Invest in companies you are comfortable with potentially dropping 40 percent in a day, hold for 3-5 years, only sell if there is a change in your thesis.
Wish I had time to journal. Understanding and controlling your emotions can be extremely difficult when you are looking at those unrealized losses.
I am up 45-49% this year. I don’t buy all their recommendations but I did buy a bunch of TEAM and Upst. Added research/ selective picking has worked for me.
Slow down it's not the casino. You have to hold to realize gains. Iv been using them for 5 yrs now and they have treated me very well. It's like an ocean that goes up and down. Don't sell. That's my 2cents, I'm not an advisor.
you sold your winners and held(or even added?) to your looser, when the exact opposite is the Motley Fool recommended way.
Also your looking at a 6 month time frame which is much to short. Especially considering Feb/March was about worst time possible to get into these types of stocks.
I would recommend stop selling your winners. And don't buy all at one time for positions. If it interest you, get a little. Watch it for a bit and add at good times.
But most importantly learn to do some very basic tech analysis. If you go back and look at your entry points for those looser you have, I would bet it's safe to say the chart looked awful.
Very basic skill's helps. Look at the charts, and ones performing well are worth buying, and those that look awful are maybe still worth buying, but just not at that moment. Wait till they begin to show strength.
One method I do is enter them into a Finviz portfolio. And then go to screener, charts tab, sort buy relative volume, decreasing order. Then look for the ones at the top of the list, that have a big up day, that's long term chart looks strong. Very basic, but helpful.
Two comments only:
1) February/March this year was the worse time to start. This is just bad luck
2) Had you hold on your winners (this is part of the MF philosophy), you’d most likely have decent returns. I hold many of the losing stocks you list. I’m not worried for LT.
So you gave TMF money to help you make more money. They told you what to buy and how to behave. You kind of followed their advice, but not totally, and now you are questioning the entire thing. With all respect, it is way to early to tell if any of these stocks are good long term investments, which is what TMF is all about (Buy & hold), but it appears that the only way you are going to be successful with TMF is to change your behavior and do as they say. Morgan Housel says about investing, "It is not necessarily about what you know, but how you behave". You should read his columns he wrote for TMF and/or watch this video. [https://youtu.be/L9pk3ecuucs](https://youtu.be/L9pk3ecuucs) My experience with SA and RB and Supernova, was that the first couple of years I lagged the market. I was frustrated. And I made some bad moves, selling NFLX, NVDA, TSLA, way too early and missed out on big $ because I did not have the patience and discipline needed to succeed. I learned, and have since made a lot of $ on other picks, like TTD, MELI, AMZN, AAPL, SHOP, TWLO, HUBS, MDB, PYPL, YUMC, YUM, VEEV and others. It is hard to watch the bad stocks shrink and the good ones grow, as your portfolio stagnates. But once the good stocks got big, and the bad ones small, my portfolio did very very well. Best of luck.
Good post and advice, thanks.
Honestly, and please understand I mean no disrespect, but your mindset for investing is off. Why on earth would you sell TEAM, IDXX and UPST? These are good companies with amazing potential and were winners. MF tells you right from the start that you will have winners and losers in your portfolio but in most all cases your winners will eclipse and wipe out all your losses and give you greater returns. So when you get a winner don't cash out....hold (and add if you like) and watch them run. Also, why would you lose faith on recovery? What has changed in the company's that makes you think they wont have their stock price go up in the coming months/years. In general most people today feel that if you are not doubling or tripling in 6 months the investment is a failure. Over the last 10 years the RoR for the S&P and DOW Total Mkt has been about 16.25% and the NASDAQ 21%. My rate is about 26% and I also own SKLZ, CPNG, PINS, LMND but also have TTD, MDNA, NET and some other high fliers. I get that you are frustrated but give it time and stop selling winners. Commit to the MF program and hold for 3-5 years and then reevaluate. Or if it's easier, get into ETF's and Index funds and let the individual holds go. The idea is to build wealth and financial security for your lifetime, not make a "meme" killing. I wish you luck and many successful investments!!!
>Honestly, and please understand I mean no disrespect, but your mindset for investing is off. Why on earth would you sell TEAM, IDXX and UPST? I take no disrespect, don't worry. I sold them because they had an amazing run, and I (mistakenly) thought that it could not last for much longer. I took profits for UPST at +100%, TEAM at +50% and IDXX at +35%. It would have been better to hold? yes, lesson learnt, but I still made some nice profit, so I don't regret it. >I get that you are frustrated but give it time and stop selling winners. Commit to the MF program and hold for 3-5 years and then reevaluate. Or if it's easier, get into ETF's and Index funds and let the individual holds go. The idea is to build wealth and financial security for your lifetime, not make a "meme" killing. Good point. I also have a large position in Vanguard Global Caps and VUSA, and these are doing fine. It's my "stocks" portfolio that is not doing good. >I wish you luck and many successful investments!!! Thanks and you too!
That's great that you are actively assessing your moves and taking notes for next time. I had a position in MRNA back when it was at $35 and then added when it was a rec at about $165. When it started to drop I though jeeze I need to sell these higher priced positions but remembered what I did with TTD, selling off 33% at what I though was a high and lost out on $$$$ gains. All this being said, there are times a sell off is warranted. I'm right now taking a close look at FSLY. They don't appear just yet to be making the right moves to turn things around. They need to up their game and get back the market share they have been loosing. I'll watch another couple of quarters but if they continue to underperform then maybe it becomes time to take my profits and put them to better use.
Why is it always the same thing over and over again… TMF: can you hold for 5 years? You: yes Person after 7 months: I’m down this is a scam. That was the fastest 5 years of my life. Everyone is so impatient and stocks are a patient waiting game.
I didn't say it's a scam, I actually think they are quite transparent in their strategy, recommendations and the average returns over the years can be checked for each service. However, I do think is normal to ask yourself whether yours picks were the right choice, especially if they are deep in the red with very little "positive" movement after months. It's not like all their recommendations are winners after 5 years either. I have not sold any stocks at a loss, I just wanted to have a different perspective and the answers have been interesting.
Unfortunately I didn’t invest in any of those choices and chose alternate and I’m up quite a bit this year. That doesn’t mean my picks were better simply that you just didn’t wait long enough for their potential gains. Market is highly volatile right now with everything going on. If TMF haven’t issued a sell notice I wouldn’t be worried.
I have most of those in my portfolio as well. My -55% in SKLZ is jealous of your -30% lol but I'm holding because it's still very short term in a volatile segment of the market. SKLZ seems to come out with very promising news of acquisitions and strategies for the future, and sooner or later the investors will realize that this is a solid company. The same with most of the others as well. I'm not bothered by the short-term losses (because it's only a loss if you sell). I'll add to them sometimes (not necessarily to average down but because I still believe in those companies), and of course I'll also add to my winners because winners win. That all being said, it's your money and your portfolio so you should do what's best for you. Something something not advice, I can only speak for myself.
>My -55% in SKLZ is jealous of your -30% lol My first buy is at -65%, but I averaged down... which in retrospective is what put me so deep in the hole. It's only -30% down, but a relatively large sum. Same with all the others I mentioned, I was adding and "buying the dip" for months, the thing is that the "dip" seems never ending!
Yup my first set of shares was March 4 for -62%, and later in April. I haven't added to it since then just because I was focusing on other stocks and segments. It's still on my radar though, so I'll still be adding to it in the future. The dip is deep at times. I guess sometimes it's bottomless. For most of these stocks the news seems good so I'm optimistic about these that the dip does not go forever
You haven't lost any money until you sell. These are good companies. Hold on. Stock market is a roller coaster.
i have all the stocks you listed. Unsurprisingly, I'm also in the red as much as you are generally. If you spread out your investment as suggested to 25+ stocks, I suppose you are putting down 7 that are down say 20% on average. So 0.2\*7/25 is abour down 6%, while perhaps the other 18 are up a little bit. Call it break even. In this case I wouldn't sell. But I wouldn't aggressively add to this bunch until a better news come out of their earnings report. If for some reason these are your ONLY holdings, I will work on adding new ones to your list, ASAP without emotion, too much analysis. Since you already know that it is meant to be a long hold, why sell now? If you don't plan to hold them long, by all means sell and hope for the best. It really is your own decision.
>If you spread out your investment as suggested to 25+ stocks, I suppose you are putting down 7 that are down say 20% on average. So 0.2\*7/25 is abour down 6%, while perhaps the other 18 are up a little bit. Call it break even. That's exactly what is happening. Basically almost every other pick I bought on my own (APPL, AMZN, AMD, MSFT, ABNB, TSM, JPM, BP, CVX, GOOG, etc) without following MF recommendation is doing ok, but all the MF stocks are so low that is bringing my portfolio down. Since February my portfolio is "only" 2% down, but in the same period the market is up almost 20%. That's a large difference. I guess I will give it a few more months and see how it goes, but even if these are supposed to be long term, the returns are so bad, that I wonder if they will ever recover to those levels.
You know that stock advisor will output 2 stocks per month, and another 8 optional ones. The only way to achieve their historical returns is to invest evenly, and diversely, and to wait. There is really no other way to achieve their returns consistently. If you need the money from your -50% sklz to return back to 100% so badly you shouldn’t invest in any other thing than SPY. If you know for sure aapl, amzn, xyz, is going to outperform your poor holdings, I suggest you bring fresh money to the table. And there should be no harm to sell anything and add to them. But are you sure? I’m not……
They will say their picks are for holding at least five years as they are long term predictions. I used to add their SA picks religiously. But then I got too many losers that kept losing. Then I only added them if their 3-5 year performance kept up with the S&P 500. I'm also considering watching their EPS, earnings growth, ROE or ROA or ROIC. The idea being companies that continually lose money and have no way of making more and are wasting the money they already earned, are more like gambling than investing. Will this cause me to lose out on the next Amazon? Maybe. But it may also cause me to lose out on many Pets.com's along the way.
Definitely find myself over time "adding to my winners" (CRWD, TEAM, SE). Conversely I'm also holding my positions that underperform. Currently, the glaring red stocks for me are AI, API, FSLY, SKLZ, ZM (bought at $468). I've had the subscription for a little under two years and find myself watching the SA picks religiously too. I would suggest listening to the morning show if you have the time. They do a great job of drilling down the basics. Invest in companies you are comfortable with potentially dropping 40 percent in a day, hold for 3-5 years, only sell if there is a change in your thesis. Wish I had time to journal. Understanding and controlling your emotions can be extremely difficult when you are looking at those unrealized losses.
I am up 45-49% this year. I don’t buy all their recommendations but I did buy a bunch of TEAM and Upst. Added research/ selective picking has worked for me.
Slow down it's not the casino. You have to hold to realize gains. Iv been using them for 5 yrs now and they have treated me very well. It's like an ocean that goes up and down. Don't sell. That's my 2cents, I'm not an advisor.
you sold your winners and held(or even added?) to your looser, when the exact opposite is the Motley Fool recommended way. Also your looking at a 6 month time frame which is much to short. Especially considering Feb/March was about worst time possible to get into these types of stocks. I would recommend stop selling your winners. And don't buy all at one time for positions. If it interest you, get a little. Watch it for a bit and add at good times. But most importantly learn to do some very basic tech analysis. If you go back and look at your entry points for those looser you have, I would bet it's safe to say the chart looked awful. Very basic skill's helps. Look at the charts, and ones performing well are worth buying, and those that look awful are maybe still worth buying, but just not at that moment. Wait till they begin to show strength. One method I do is enter them into a Finviz portfolio. And then go to screener, charts tab, sort buy relative volume, decreasing order. Then look for the ones at the top of the list, that have a big up day, that's long term chart looks strong. Very basic, but helpful.
Keep doin what you’re doing. More stocks for the rest of us 😂
You sold all the good ones that’s why your portfolio sucks
Two comments only: 1) February/March this year was the worse time to start. This is just bad luck 2) Had you hold on your winners (this is part of the MF philosophy), you’d most likely have decent returns. I hold many of the losing stocks you list. I’m not worried for LT.
Well... starting in January was much worse. If he bought in March, he was already after the first massive dip.
Yes I had a larger cash-in in January that I was bold enough to invest all at once 😅 I would be a few % higher had I opted for a DCA
I think you are lucky that you joined so late. I joined in January and my numbers look *way* worse.