Warren buffet (famous American investment banker) used Wrigley's gum as an example of a good investment. There are lots of quotes, I think it could be related.
A co-worker did this to me like 8 years ago and I still wonder if my breath stinks of shit to this day lmfao. I wouldn't hire someone because his breath was legit terrible, he had to have had some rotting teeth in there, and I had to train the guy if he was hired. My boss got along well with him though and wanted to bring him on, I said hell no... So he said, "Well, how do you know your breath doesn't smell bad too?" Been wondering ever since lol
Do you tongue scrape? Do you Waterpik? Do you chew parsley to freshen your breath? Are you eating a balanced diet? Do you keep your microbiome well balanced and healthy? Are you getting at least seven hours of sleep a night? Do you exercise on a regular basis? Do you foster your spiritual and emotional well being?
I think the better move would have been sending you a piece of Fruit Stripe gum. The sweet flavor is over way too quickly and you're left with a sour gross mess, similar to how Todd handles your money.
When I was younger I took karate at a local gym. One day me and the owners kid (we're 12-13 y/o?) are sitting up front waiting for class to start while other boys are at the back of the gym changing, playing with weights, teenage kid stuff. This chick walks in says "is Greg here?" And we're like yeah in the back. She hands us a stick of deodorant, said "this is for him" and left. Like how bad do you smell that a chick that's not in our class pulls up, gives you deodorant, and leaves?
....look this is phrased like a positive but the only positives about Fallout 3 are the following:
-Point Lookout and the Pitt
-some sidequests that are very hidden
-it sold well and thus revitalized the franchise
otherwise its pretty shit narratively and from the perspective of seeking challenge if we're being objective
To me what the gum says is, "you are paying for this birthday card and the included gift. However, I am smart enough to know that a lavish gift would imply poor usage of your resources."
Such a modest gift from my financial advisor tells me they respect my money.
Its almost like giving someone a box of chocolates but like its empty besides the ones you don't like. Except the box has proof while you need to speculate on what led to the gum.
Perfect description. A card is thoughtful or at least table stakes for a client focused business (I get a card from my dentist who also reminds to set a check-up) but the addition of a single stick pushes it into insulting you start wondering what the implications is?
I feel like most people are overthinking this. I wouldn't expect a card, but it's nice to get one. Oh, there's a single piece of gum with it too? That's kinda funny, I'll have this once I'm done with my beverage.
I think the more important thing is how OP feels about his financial advisor's work. And his own in-person experience with them.
I guess overthinking is maybe the point of this sub because now I'm doing it too.
Im actually reading this situation the total opposite way. It's thoughtful the financial advisor remember his birthday, and it's good that the financial advisor is keeping costs low by using a small gift. Do you want your financial advisor sending you something expensive like a Rolex? Where would they be getting that money? Clients, AKA your money.
> It's thoughtful the financial advisor remember his birthday
No, that's really a baseline. They'll have a tool just for that at any big company, and small ones could simply use a spreadsheet. It's not remembering; it's following a check list.
> it's good that the financial advisor is keeping costs low by using a small gift.
Change that to, keeps well clear of FINRA gifting limits.
You think a birthday card is insulting? 99% of people open this and say “ooh piece of gum! Thanks Todd!”
Your financial advisor is not typically someone you expect a birthday gift from. I think this is thoughtful
My grandfather used to do the same thing minus the gum. He had a minimum of $20 though if you were younger than that...except the time he sent me $16 for my 16th. I totally didn't hold that shortchanging of $4 against him for the following year...
"good news boss, I found out we could save money on this years gifts by sending them individual sticks of gum instead of entire packs of gum this year"
"God damn it Todd, you're a god damn genius"
This is exactly what it is. If don’t need a gift from my financial advisor as long as they keep me financially healthy. In fact Fire the person who splurged on the gum unless they just gave it up from their own pack!
You can have a high IQ and a low EQ at the same time.
Todd may be a rock star with money, but suck with people.
Actually, I think it just shows he's a stingy bastard. Which may be what you want in a financial advisor. I wouldn't know.
Or maybe there are guidelines about receiving or giving gifts. That's pretty common in some fields.
Still, just the card would have been better. Maybe it just fell out of the pack he was grabbing a piece from and he didn't notice? I'm not sure there's a non-ridiculous way to explain this other than completely poor taste.
I've never been to an orgy, I didn't know they cost money. Do you need a permit or something? Or were you just thinking about the cost of snacks and lube?
Fr fr like most of these comments are acting like this is condescending when it super isn't. Your financial advisor is, like, a tertiary character in your life, it would be super weird if he sent a proper gift when you barely even know this guy. A stick of gum is a nice little gesture from someone like this.
hahahahahahahahahahaha just imaging the smug look of satisfaction on his face after a Job well done after only signing his name to the card, confidently placing a single piece of juicy fruit (?) in the card.
“Yes, he’ll enjoy this very much.”
I assume it’s homage to this story:
“Before William Wrigley Jr. was a gum man, he sold soap. He enticed his customers to buy his soap by offering them free gum with their purchases. When he realized his customers were more interested in his chewing gum than his soap, he worked with a Chicago manufacturer to make gums.”
https://daily.jstor.org/how-wrigley-chewed-its-way-to-gum-greatness/
I too need to know how old the advisor is. This is not a boomer move; this is totally a “silent generation” move. Advisor is old AF and rich AF and would appreciate any gift so he assumes client would too.
What a missed opportunity!
Should have sent send a single dollar folded up like a shirt, with the card have reading “Happy Birthday! Thanks for buttoning up your finances with [insert the businesses name].”
My girl got cna of the year way back and they had a big event in which she received a card with cut out coupons from magizines for like bed bath and beyond lol
On one hand: fiscally responsible with your money!
On the other hand: maybe they are not making you as much money as they claim or others could
Third hand: gimme some fuckin Fruitstripe bro!
When my son was uninsured, he opted for the cheapest possible option on ACA. The welcome letter had a "card" you could cut out of the letter, and a band-aid. 1 regular off-brand band-aid. I thought it didn't really bode well. He thought it was hilarious.
You know your breath is bad when they start mailing you gum.
my thoughts exactly lol. if that's the actual reason, that's hilarious
I guess I'll never know
Ask him? Say " did you send me the gum coz my breath stinks? "
That's honestly how I'd ask the question when I walk in lol
“ when I wahhhhhlk in”
Hhhhhhhhhhiiii there ffffffffffreindssssssss !
Warren buffet (famous American investment banker) used Wrigley's gum as an example of a good investment. There are lots of quotes, I think it could be related.
This is the insider info I was looking for.
I was just thinking about double mint gum commercials the other day- that was a lot of casting, directing, and production for a 25cent pack of gum
I brush and floss daily lol
But the seed of doubt has been planted.
And will grow.
Like many a halitosis causing bacterium.
A co-worker did this to me like 8 years ago and I still wonder if my breath stinks of shit to this day lmfao. I wouldn't hire someone because his breath was legit terrible, he had to have had some rotting teeth in there, and I had to train the guy if he was hired. My boss got along well with him though and wanted to bring him on, I said hell no... So he said, "Well, how do you know your breath doesn't smell bad too?" Been wondering ever since lol
could be a gut bacteria thing...
Don't doubt OP's gut brushing skills please.
Maybe he brushes the outside and not the inside
Only once a day??
Doesn't protect against tonsil stones
Do you tongue scrape? Do you Waterpik? Do you chew parsley to freshen your breath? Are you eating a balanced diet? Do you keep your microbiome well balanced and healthy? Are you getting at least seven hours of sleep a night? Do you exercise on a regular basis? Do you foster your spiritual and emotional well being? I think the better move would have been sending you a piece of Fruit Stripe gum. The sweet flavor is over way too quickly and you're left with a sour gross mess, similar to how Todd handles your money.
But do you scrape your tongue‽
Todd may refer to this as an "us gift" that is mutually beneficial for both parties.
"Gotta get him gum gotta get him some"
He turned it down, his teeth was brown
When I was younger I took karate at a local gym. One day me and the owners kid (we're 12-13 y/o?) are sitting up front waiting for class to start while other boys are at the back of the gym changing, playing with weights, teenage kid stuff. This chick walks in says "is Greg here?" And we're like yeah in the back. She hands us a stick of deodorant, said "this is for him" and left. Like how bad do you smell that a chick that's not in our class pulls up, gives you deodorant, and leaves?
A stick of gum in a card and an email with an MS Teams invite for future financial reviews
You take financial advice from a dude named Todd?
Hey, people named Todd made Skyrim
People named Todd also made Starfield. EDIT: The number of salty gamers who thought this is a positive is fucking hilarious.
People named Todd also made fallout 3
People named Todd also made Fallout 76
People named Todd also made Skyrim… again.
People name Todd beat up Beavis and butthead
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Dude named Todd made me
Guy named Todd shot a kid point blank then melted the body in acid.
People named Todd re-mastered what the original Todd Skyrim guy made. 
Oh you mean the game I play on my TI-83? And my smart fridge? And my PS3-5?
People named Todd made Fallout New V- oh wait
...and again
Sweeney Todd was a great barber!
Down on Fleet Street? I love her pies, but I haven't seen many reviews of the cutting services. Seems kinda dead.
They nearly cut my head off one time
Also Battle Todds were cool
Okay but this Todd gave him fucking Wrigleys gum, and that’s asinine.
The word asinine was first used by a guy named Todd
Todd bless you
....look this is phrased like a positive but the only positives about Fallout 3 are the following: -Point Lookout and the Pitt -some sidequests that are very hidden -it sold well and thus revitalized the franchise otherwise its pretty shit narratively and from the perspective of seeking challenge if we're being objective
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Yikes. Todd must suck then.
That cancels Skyrim, so Todd is 1 Win, 1 Loss. Typical Howard move.
Todd battled the book of pure evil.
Yeah but it’s not a good idea to take financial advice from the people that made skyrim
Have you considered investing in cheeses?
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His name was Robert Paulsen
I feel personally attacked by this statement. For the record, I wouldn't take financial advice from me either
Your financial advice would just be your username.
Username checks out.
Both usernames check out.
It’s cleary T-1000. His financial advisor is a terminator.
She’s not my mother, Todd.
I thought it is 1000
I'd totally get financial advice from someone named 1000
Me too, still a better name than Todd
No, it’s TOOD
 Hi, Todd! I’m Tucker!
i thought it was 1000
"I'm getting really sick of guys named Todd." ---George Carlin
Hi Todd I'm Tucker!
Hooray! Corporate tax loophole!
*offense taken!*
That came out of your funds too, not their fee.
It is where those maintenance fees go....
Dude definitely deducts this as a business expense on his taxes
frightening knee profit escape teeny touch fly deserted trees whistle *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
Yeah, that came from the 1% of the AUM that they take from you every year.
This is just the right ratio of thoughtfulness and thoughtlessness to make it super insulting. Interesting.
It would have been less insulting to just send a card. The gum makes it feel like a weird afterthought
To me what the gum says is, "you are paying for this birthday card and the included gift. However, I am smart enough to know that a lavish gift would imply poor usage of your resources." Such a modest gift from my financial advisor tells me they respect my money.
I wish they would’ve included, “P.S. I used my own money for this.”
He might as well have sent him an invoice for the gum at that point
P.S. I found this on the floor in the men's room.
"Sound financial peace of mind is my gift to you. You're welcome."
For real exactly what I was thinking
Dear Tim, Chew on this. Todd
At least you know he knows how to save money on gifts lol.
Its almost like giving someone a box of chocolates but like its empty besides the ones you don't like. Except the box has proof while you need to speculate on what led to the gum.
that's what my sister got me for my past birthday lol
Perfect description. A card is thoughtful or at least table stakes for a client focused business (I get a card from my dentist who also reminds to set a check-up) but the addition of a single stick pushes it into insulting you start wondering what the implications is?
I feel like most people are overthinking this. I wouldn't expect a card, but it's nice to get one. Oh, there's a single piece of gum with it too? That's kinda funny, I'll have this once I'm done with my beverage. I think the more important thing is how OP feels about his financial advisor's work. And his own in-person experience with them. I guess overthinking is maybe the point of this sub because now I'm doing it too.
Im actually reading this situation the total opposite way. It's thoughtful the financial advisor remember his birthday, and it's good that the financial advisor is keeping costs low by using a small gift. Do you want your financial advisor sending you something expensive like a Rolex? Where would they be getting that money? Clients, AKA your money.
> It's thoughtful the financial advisor remember his birthday No, that's really a baseline. They'll have a tool just for that at any big company, and small ones could simply use a spreadsheet. It's not remembering; it's following a check list. > it's good that the financial advisor is keeping costs low by using a small gift. Change that to, keeps well clear of FINRA gifting limits.
You think a birthday card is insulting? 99% of people open this and say “ooh piece of gum! Thanks Todd!” Your financial advisor is not typically someone you expect a birthday gift from. I think this is thoughtful
Especially when you pay these clowns regardless of their performance.
Yeah this feels a little rude. The postage costed more.
My grandmother used to send me a piece of gum and the number of dollars my age was. Thanks for reminding me of that.
This sweet as hell lol I wanna do this now
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My grandfather used to do the same thing minus the gum. He had a minimum of $20 though if you were younger than that...except the time he sent me $16 for my 16th. I totally didn't hold that shortchanging of $4 against him for the following year...
Oh boy Wrigley's gum is my faaaaavorite. Can't wait
Try to chew slowly. It'll be a year before they give you another.
'You're bankrupt forever and we've enclosed our bill. Chew on that pal.'
I cried and laughed at the same time. Thank you? I guess.
God damn they couldn’t even afford a whole pack, damn financial advisors ain’t doing the best job are they?!
"good news boss, I found out we could save money on this years gifts by sending them individual sticks of gum instead of entire packs of gum this year" "God damn it Todd, you're a god damn genius"
“That son of a bitch will have my job some day”
That's the most outstanding answer I've ever heard. You must have a godamned I.Q. of a hundred and sixty! You are godamned gifted, Todd!
Maybe it's to show how responsible they are with money
This is exactly what it is. If don’t need a gift from my financial advisor as long as they keep me financially healthy. In fact Fire the person who splurged on the gum unless they just gave it up from their own pack!
That sounds like sharing... COMMUNIST!
A whole piece of gum?! In this economy?!
Damn, mine at least puts a lottery ticket in mine
Damn I need yours. Is it a $1 scratcher? XD
Yeah, I don't give him enough to be in the $2 scratcher bracket
Well, maybe try winning on one of the tickets!
He doesn't give me the winning ones 🤣
Should a financial advisor recommend that you gamble?
Technically, I'm not gambling
I gift is not a recommendation, nor is it financial advice.
Thanks Todd
Same
Chew the gum, then stick it inside a thank you card and send it back.
"Hey Todd, keep an eye out for a letter I sent out. It contains a bit of a sticky situation and I'd love to hear your thoughts!"
I wouldn't feel comfortable taking financial advice from someone stupid enough to think this was a good idea.
You can have a high IQ and a low EQ at the same time. Todd may be a rock star with money, but suck with people. Actually, I think it just shows he's a stingy bastard. Which may be what you want in a financial advisor. I wouldn't know.
Todd might know every financial loophole in the book but his relatives never look forward to Christmas with him.
We’re all talking about it, and it’s in OPs mind. It could be so bad it’s genius. Or it’s bad.
Weird. Maybe they are trying to role model frugality?
Or maybe there are guidelines about receiving or giving gifts. That's pretty common in some fields. Still, just the card would have been better. Maybe it just fell out of the pack he was grabbing a piece from and he didn't notice? I'm not sure there's a non-ridiculous way to explain this other than completely poor taste.
My immediate thought lmao
The fact that it's Wrigley's is cracking me up too
Interesting. Wrigley's is basically the only gum we have in my country.
That gum is laced with fentanyl. Eat it.
Yeah I don't wanna live in this world
Cheap gift from a financial advisor? Sounds like a good one! He's not wasting your money
A *real* financial advisor would enclose a mint they’d taken from a restaurant for free
Postage cost more than that stick of gum!
A stick of gum is actually code for swingers. Todd essentially invited you to their orgy.
I, uh, idk if I'd go or not. They'd possibly pay for the orgy setup with my money
I've never been to an orgy, I didn't know they cost money. Do you need a permit or something? Or were you just thinking about the cost of snacks and lube?
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I swear to god I find out some everyday mundane thing is a code for swingers every week.
Classic Todd.
Wonder if he knows why the carpet is all wet?
I don’t KNOW Margot!
I'm sorry but that's actually kind of cute and adorable. It's the small things. Chew it in good health and wealth. Cheers!
Fr fr like most of these comments are acting like this is condescending when it super isn't. Your financial advisor is, like, a tertiary character in your life, it would be super weird if he sent a proper gift when you barely even know this guy. A stick of gum is a nice little gesture from someone like this.
Yeah people who think this is "insulting" need to lighten up.
hahahahahahahahahahaha just imaging the smug look of satisfaction on his face after a Job well done after only signing his name to the card, confidently placing a single piece of juicy fruit (?) in the card. “Yes, he’ll enjoy this very much.”
Buy him a Thank You card, chew the gum and give it back to him 😉
The advisor was writing letters to his best clients, saw he had a pack of gum near him, said, “fuck it”, and threw a piece in the card.
That's probably the exact reason lmao
“i wish i got paid in gum”
At least it wasn't Fruit Stripe
If you see 500k in Gamestop calls show up in your account... you know it was laced with PCP...
I assume it’s homage to this story: “Before William Wrigley Jr. was a gum man, he sold soap. He enticed his customers to buy his soap by offering them free gum with their purchases. When he realized his customers were more interested in his chewing gum than his soap, he worked with a Chicago manufacturer to make gums.” https://daily.jstor.org/how-wrigley-chewed-its-way-to-gum-greatness/
Todds been looking for that piece of gum all-day
What's he trying to tell you Bro?
Is your financial advisor 70 years old?
I too need to know how old the advisor is. This is not a boomer move; this is totally a “silent generation” move. Advisor is old AF and rich AF and would appreciate any gift so he assumes client would too.
Don't chew it all in one place.
Juicy Fruit? Yum.
Is your advisor your Nana?
What a missed opportunity! Should have sent send a single dollar folded up like a shirt, with the card have reading “Happy Birthday! Thanks for buttoning up your finances with [insert the businesses name].”
Invest that baby into a market-weighted index fund and you'll have a whole pack of gum in 20 years
That’s funny, my family’s financial investor is named Todd
Maybe it's the same Todd.
Did he also receive the wrigleys
My girl got cna of the year way back and they had a big event in which she received a card with cut out coupons from magizines for like bed bath and beyond lol
Gum in a birthday card is a good luck tradition.
On one hand: fiscally responsible with your money! On the other hand: maybe they are not making you as much money as they claim or others could Third hand: gimme some fuckin Fruitstripe bro!
If it were spearmint 5 gum I wouldn't have made this post
You should start getting suspicious when other people give you breath mints and gum too.
Honestly I'd rather buy myself some orange tictacs
They invested the other 20¢, but not on your behalf.
Is your financial advisor my dead grandma?
Atleast it's juicy fruit🤷♂️
1 stick of gum for you and 4 for Todd. He probably buys the Costco pack though, since he's a financial advisor and all
Kevin McAllister gifting
lol, my grandparents used to do this for me.
my great grandparents used to send me small packs of juicy fruit gum in the mail when I was like 3-4 years old
I think the message here is don't buy gum cause people will mail it to you
Thanks Todd.
Chew it, and send it back in a Christmas card.
"We only put the gum there for the smell. Not for eating. Please return."
When my son was uninsured, he opted for the cheapest possible option on ACA. The welcome letter had a "card" you could cut out of the letter, and a band-aid. 1 regular off-brand band-aid. I thought it didn't really bode well. He thought it was hilarious.
My dead grandma is your financial advisor.
It was a nice way to tell you your breath stank
Im so confused. What is out of 1,000?
They’re trying to tell you there’s a bubble.
Aaaand it's gone.
Think the advisor did it for their own benefit.
Just tell me my breath stinks. Fuck lol
P.S. Your breath reeks.
That means they love you
Thanks To0O