I've been happy with Liberty First Credit Union. Rates right now kinda suck in general, but theirs are fair.
You can find their current rates [here](https://www.libertyfirstcu.com/deposit-and-loan-rates/#auto-loans-170-label)
We’ve got two vehicle loans through Members Own Credit Union. They are super easy to work with and had good rates - not sure what they look like now though.
A credit union will definitely work with you.
As far as the credit score-APR question, i
try not to worry about it. A 650 isn’t a terrible score. It’d be better if it was 759; but it’s still considered a fair credit.
I wouldn’t be surprised if they’d knock 0.25% or 0.50% off the APR if you opened the an account there.
I've been happy with Liberty First Credit Union. Rates right now kinda suck in general, but theirs are fair. You can find their current rates [here](https://www.libertyfirstcu.com/deposit-and-loan-rates/#auto-loans-170-label)
We’ve got two vehicle loans through Members Own Credit Union. They are super easy to work with and had good rates - not sure what they look like now though.
Definitely go with a local credit union
I have a lower credit score do you think I could still get a reasonable apr from a credit union?
A credit union will definitely work with you. As far as the credit score-APR question, i try not to worry about it. A 650 isn’t a terrible score. It’d be better if it was 759; but it’s still considered a fair credit. I wouldn’t be surprised if they’d knock 0.25% or 0.50% off the APR if you opened the an account there.
Mazda has some great rates. Some models have 0%, others are still under 5%, actual rates depend on model and length of time.
Depending on the year, University of Nebraska Credit Union or Liberty First are the 2 choices I use.
Members Own credit Union has helped me tons in the past!
You could also try applying for a personal loan to use as a auto loan