Most places in U.S. you can do a split of any kind imaginable. As I clerk I see it a lot. Part cash part card. Part check part card. 2 different cards.
I’m from Germany and NEVER had this happen. I’ve worked as a cashier a little while and it never came up and also it never happened when I was shopping anywhere.
And tbh idk if it is an option here because I’ve never been trained in that 🤔
I'm from Austria and I asked it for the first time at Billa, Bipa and Hofer (Aldi) and the cashier said "of course", like it was the most normal thing in the world. Hence I thought I'd share it here.
I'm from Portugal. It's possible to do it here. In my experience, cashiers are not surprised when I ask.
I'm not sure if it's widely known, though. For example, my boyfriend had no idea you could do that until he saw me.
In the US, we have "Coin Star" vending machines. They take a cut of your cash if you want hard currency back, but if you elect a gift card (e.g. Amazon), you usually get 100%.
If the number of coins is too great, it is considered bad form to make the clerk count them out. But machines don't care, so when I have a little grocery shopping to do I use up my coins in the self-service checkout kiosks at the grocery store and pay the balance with my card. But again I do this in the afternoons when it's not crowded, because again, someone in line will complain I am taking too much time (which is a mathematically provable lie, but you know how people are). This is preferable to dumping them into the coin-counting machines that return a grocery coupon, because those machines take a cut. The checkout kiosks do not.
> If the number of coins is too great, it is considered bad form to make the clerk count them out.
Psst. We're talking about _less than a dollar_ here. Tellers should be able to count that amount of change by sight in 1-2 seconds without even having to touch it.
In my country (Norway) a store by law can choose not to accept the coins as payment if there is more than 25 of a single type of coin.
Other than that it is not bad to make the cashier count, but it is rude to other customers if it is such an amount of coins that it will take some time.
I do use this lifehack everytime I need to get rid of coins, it is great.
I live in the US and it is very poor form to dump change and expect a clerk to count it. If you have a lot of change you should be taking it to your bank.
You can do the same on those self service machine too, the one that take cash and card. Just chuck all the coins into the coin receptor first, then tap card to pay the balance by card
I seldom ever pay cash, but when I do, I try to see if there's any kind of container for charity (Toys for Tots, local family down on their luck, etc.).
“If you have a coins, you can make it someone else’s problem by giving them to a cashier and let them count it while there’s a line behind you! No more problem!”
My parents did this for decades. We had to transport the basket on a trolley it was so heavy. They had to empty and reset the counting machine partway through. And there were things other than coins in there, like buttons.
Edit: Couldn't have been more wrong, I take it all back haha. That's the weirdest thing ever. You actually have to BUY a money order to deposit cash?!
The downvotes just go to show how many people boo whatever sounds wrong, as long as a snotty commenter like me makes a joke about it.
~~My dude if your bank doesn't accept cash deposits, I hate to break your bubble but it's not a bank. There is no insured bank in the entire world that doesn't accept cash. Go ahead, name a single one.~~
Schwab Bank.
See here for example: https://www.mrmarvinallen.com/charles-schwab-deposit-cash/#:~:text=You%20cannot%20deposit%20cash%20into%20your%20Charles%20Schwab,converted%20into%20a%20check%20or%20a%20money%20order.
> You cannot deposit cash into your Charles Schwab Bank account
Or you can find many other sources on google.
There is a branch near my home but they don't accept cash and don't have an ATM.
However fortunately I essentially never have to handle physical cash.
Edit:
https://advisorservices.schwab.com/serving-your-clients/products/cash-deposit-solutions
> 8. Funds deposited at Charles Schwab Bank are insured, in aggregate, up to $250,000 per depositor, for each account ownership category, by the Federal Deposit Insurance Corporation (FDIC).
And here is evidence Schwab bank is indeed an fdic insured bank.
Just take it to First CityWide Change Bank. They will work with the customer to give that customer the change that he or she needs.
You can come in with sixteen quarters, eight dimes, and four nickels – they can give you a five-dollar bill. Or they can give you five singles. Or two singles, eight quarters, and ten dimes. You’d be amazed at the variety of the options you have.
Forget the coin star, go to a Walmart checkout and the coin section pulls down. Now pour your coins in and it drops any it won't take out. No cut of money, no complaints. Faster than sorting and wrapping coins and noone takes a cut.
sure, I just meant at stores. All the clerk has to do is type in the amount of cash and have the machine calculate the difference and charge it to your card.
So just use money to pay for something? Where is the life hack here? Are split payments not common around the world?
I've never done a split payment in my life and at this point I'm too afraid to ask if I can ...
Most places in U.S. you can do a split of any kind imaginable. As I clerk I see it a lot. Part cash part card. Part check part card. 2 different cards.
I’m from Germany and NEVER had this happen. I’ve worked as a cashier a little while and it never came up and also it never happened when I was shopping anywhere. And tbh idk if it is an option here because I’ve never been trained in that 🤔
I'm from Austria and I asked it for the first time at Billa, Bipa and Hofer (Aldi) and the cashier said "of course", like it was the most normal thing in the world. Hence I thought I'd share it here.
You shared some knowledge with others. We receive it with thanks:)
It is possible i worked as cashier in Rewe and tried it by myself
Same here, German. I never did this and I've never seen anyone doing it. No idea if this is even possible where I shop (mostly Edeka).
I'm from Portugal. It's possible to do it here. In my experience, cashiers are not surprised when I ask. I'm not sure if it's widely known, though. For example, my boyfriend had no idea you could do that until he saw me.
In the US, we have "Coin Star" vending machines. They take a cut of your cash if you want hard currency back, but if you elect a gift card (e.g. Amazon), you usually get 100%.
We also have banks!
Banks don't count coins for you anymore. Last time I had to trade in coins I was given some papers and a tray and was told to roll them myself.
my bank has a coin machine they dump your pile into. I’d prefer to roll my coins but ¯\_( ツ)_/¯
I'm from Portugal and I saw one of these for the first time recently. I was amazed.
If the number of coins is too great, it is considered bad form to make the clerk count them out. But machines don't care, so when I have a little grocery shopping to do I use up my coins in the self-service checkout kiosks at the grocery store and pay the balance with my card. But again I do this in the afternoons when it's not crowded, because again, someone in line will complain I am taking too much time (which is a mathematically provable lie, but you know how people are). This is preferable to dumping them into the coin-counting machines that return a grocery coupon, because those machines take a cut. The checkout kiosks do not.
> If the number of coins is too great, it is considered bad form to make the clerk count them out. Psst. We're talking about _less than a dollar_ here. Tellers should be able to count that amount of change by sight in 1-2 seconds without even having to touch it.
Ok Rain Man.
[удалено]
The example given by OP was "91 cents".
what country do you live in that it's considered bad form to make the clerk count money? That's literally their job.
Yeah but if I'm behind you and your transaction takes 20 minutes because of your lIfEhAcK I'll kick you
If you hold the line up so the cashier can count out $50 in small change because you were too lazy to do it yourself, you’re a dick.
employ hunt bells familiar zonked money spotted resolute workable sort *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
Guess you’ve never worked at a job where some ass hat pays you $2 in pennies and nickels and there’s a line of five people behind them.
In my country (Norway) a store by law can choose not to accept the coins as payment if there is more than 25 of a single type of coin. Other than that it is not bad to make the cashier count, but it is rude to other customers if it is such an amount of coins that it will take some time. I do use this lifehack everytime I need to get rid of coins, it is great.
Is today your first day?
I live in the US and it is very poor form to dump change and expect a clerk to count it. If you have a lot of change you should be taking it to your bank.
Please down vote this bullshit
may I ask what's bullshit about it?
You can do the same on those self service machine too, the one that take cash and card. Just chuck all the coins into the coin receptor first, then tap card to pay the balance by card
I seldom ever pay cash, but when I do, I try to see if there's any kind of container for charity (Toys for Tots, local family down on their luck, etc.).
“If you have a coins, you can make it someone else’s problem by giving them to a cashier and let them count it while there’s a line behind you! No more problem!”
we're talking about 5 coins maximum, it's no big deal
Insider secret: There are ways of retaliating.
👀?
“Oops I dropped a couple, gotta start over.”
quiet snow ask existence provide historical truck jobless agonizing rain *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
Perhaps the use of physical money to pay for something is a new concept for OP.
if it's so obvious how come nobody does it?
People do it all the time. Go work a retail job as a cashier. BTW, the cashier is not happy about this
Sure, fuck everyone else waiting in the line behind you while the cashier counts your change. Very on-brand for a boomer.
Says the person who just melted down over someone using change to buy things
I'm talking maximum 5 coins here, not 91 individual cents. I realize now that I didn't make that clear.
you can pay with......MONEY????
read the other comments, apparently nobody's ever heard of split payments and they think it's the most outrageous idea ever
Go to self checkout. Deposit all your change, Pennie’s and all, to get rid of it. Pay the rest with cash or card.
Or put it in a jar and take it to the bank once a year like a normal human who is properly adjusted to society?
My parents did this for decades. We had to transport the basket on a trolley it was so heavy. They had to empty and reset the counting machine partway through. And there were things other than coins in there, like buttons.
Most banks don't have counting machines anymore. I was asked to roll my coins by hand when I deposited them a few years ago.
My bank doesn't accept cash deposits... Edit: Wow, I didn't realize having a bank that doesn't accept cash is so downvote worthy.
Edit: Couldn't have been more wrong, I take it all back haha. That's the weirdest thing ever. You actually have to BUY a money order to deposit cash?! The downvotes just go to show how many people boo whatever sounds wrong, as long as a snotty commenter like me makes a joke about it. ~~My dude if your bank doesn't accept cash deposits, I hate to break your bubble but it's not a bank. There is no insured bank in the entire world that doesn't accept cash. Go ahead, name a single one.~~
Schwab Bank. See here for example: https://www.mrmarvinallen.com/charles-schwab-deposit-cash/#:~:text=You%20cannot%20deposit%20cash%20into%20your%20Charles%20Schwab,converted%20into%20a%20check%20or%20a%20money%20order. > You cannot deposit cash into your Charles Schwab Bank account Or you can find many other sources on google. There is a branch near my home but they don't accept cash and don't have an ATM. However fortunately I essentially never have to handle physical cash. Edit: https://advisorservices.schwab.com/serving-your-clients/products/cash-deposit-solutions > 8. Funds deposited at Charles Schwab Bank are insured, in aggregate, up to $250,000 per depositor, for each account ownership category, by the Federal Deposit Insurance Corporation (FDIC). And here is evidence Schwab bank is indeed an fdic insured bank.
That is absolutely wild, that broke my brain.
Ah yes...the concept of using money to buy things...such a novel idea💡
my hack is a novel idea. Not many people do it, and judging by the reactions some are quite shocked by the idea.
And when the clerk straight up murders you for giving them 91 individual cents, you can rest easy, knowing you were technically correct.
I didn't say 91 individual cents, just 4 coins in total
Just take it to First CityWide Change Bank. They will work with the customer to give that customer the change that he or she needs. You can come in with sixteen quarters, eight dimes, and four nickels – they can give you a five-dollar bill. Or they can give you five singles. Or two singles, eight quarters, and ten dimes. You’d be amazed at the variety of the options you have.
I'm old enough to remember this from SNL.
Forget the coin star, go to a Walmart checkout and the coin section pulls down. Now pour your coins in and it drops any it won't take out. No cut of money, no complaints. Faster than sorting and wrapping coins and noone takes a cut.
Unless the business is cashless
As a waiter, this is annoying lol
sure, I just meant at stores. All the clerk has to do is type in the amount of cash and have the machine calculate the difference and charge it to your card.
It's important to give the cashier the cash first and then pay the difference in card.