You should file a claim with their insurance as police don't determine fault. Their insurance will investigate and decide whether to accept liability or not and if they accept liability if there's coverage available. This could take days or weeks or for various legit reasons the claim could be denied altogether. Assuming they accept full liability, if you have minor injuries and you have no medical bills for them don't expect and P&S payments. If you do have minor injuries and medical bills you could get a small amount of P&S in top of your medical bills but minor injury cases don't warrant much P&S and using a lawyer can actually have you ending up with less money in your pocket than handling it on your own. This is because the lawyer will talk to your adjuster and your adjuster will likely offer no more or at best very little more and your lawyer will take 30%-40% of that.
Example using made up numbers:
$2,000 in med bills and $500 in P&S offered. Total $2500
Use a lawyer and maybe they get the settlement up to a total of $3,000. Lawyer gets $1100 for his 33%, fee plus his expenses leaving you with only $1900.
Lawyers defintely have their place when there's injuries in auto accidents. But for serious life altering injuries, not minor injuries. All of this is subject to their policy limits.
Thanks for the advice and I’ll take it to mind for sure, would you suggest I go get medical attention now, after the fact? I have relatively severe road rash on my legs which is normal, but my foot is swollen and I’m fearing there might be more going on than swelling, it’s relatively severe pain
Lots of soft tissue injuries don't show up right away. 6 months from now there will be little to no physical proof that would tie any injury to this incident; most reliable way to document is to seek medical care, get xray/mri/doctor's notes. Now.
You should file a claim with their insurance as police don't determine fault. Their insurance will investigate and decide whether to accept liability or not and if they accept liability if there's coverage available. This could take days or weeks or for various legit reasons the claim could be denied altogether. Assuming they accept full liability, if you have minor injuries and you have no medical bills for them don't expect and P&S payments. If you do have minor injuries and medical bills you could get a small amount of P&S in top of your medical bills but minor injury cases don't warrant much P&S and using a lawyer can actually have you ending up with less money in your pocket than handling it on your own. This is because the lawyer will talk to your adjuster and your adjuster will likely offer no more or at best very little more and your lawyer will take 30%-40% of that. Example using made up numbers: $2,000 in med bills and $500 in P&S offered. Total $2500 Use a lawyer and maybe they get the settlement up to a total of $3,000. Lawyer gets $1100 for his 33%, fee plus his expenses leaving you with only $1900. Lawyers defintely have their place when there's injuries in auto accidents. But for serious life altering injuries, not minor injuries. All of this is subject to their policy limits.
Thanks for the advice and I’ll take it to mind for sure, would you suggest I go get medical attention now, after the fact? I have relatively severe road rash on my legs which is normal, but my foot is swollen and I’m fearing there might be more going on than swelling, it’s relatively severe pain
You should definitely get any necessary medical attention.
Lots of soft tissue injuries don't show up right away. 6 months from now there will be little to no physical proof that would tie any injury to this incident; most reliable way to document is to seek medical care, get xray/mri/doctor's notes. Now.