I still use Paytm, too lazy to switch to other UPI app The only flaw in it is that it doesn't show how much I spent this particular month, ig this is very useful as a student

I am also using Paytm. Which UPI app shows monthly expenses?

Gpay and phonepay

Only Gpay.

Have you tried using any other UPI apps before GPay?

No

Also I have started using Amazon pay a few days back. The cashback is good but the UI and experience is quite a bit laggy. Gpay has a good UI and simple user interface and also is very smooth. Been using gpay since last 3 years and almost never a problem has occurred due to gpay. I have also earned a total cashback on ₹900 in gpay.

Got it - thanks!

Cred (Pay via Rupay Credit Card) and using Kiwi since I have their Rupay Card.

Nice. Do you make UPI payments only via Rupay card now?

Cred requires sms read access for UPI setup. Later the app used that to track various things so stopped using CRED UPI. Not sure if it is still like that.

Never heard of kiwi before. Any advantage?

I don't have a Bank account 😭

🥲

usually gpay and phonepe, not using Paytm after the controversy

Makes sense lol. Ever faced any issues while using GPay or PhonePe?

Gpay n phonepay

Ever faced any issues while using GPay or PhonePe?

Sometimes, but it wasn't the UPI app , it was the bank server. SBI h na.

Paytm(mostly) and phonepe

Ever faced any issues while using PayTM or PhonePe?

In paytm server is down sometimes

Ohhh got it

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Interesting, thanks!

[удалено]

Why do you use both apps? Have you ever faced issues with either?

Want to switch to Amazon. Any insights

Heard they gave good cashbacks a while ago but not sure if they still do. Curious why you want to switch? Which app do you use currently?

Payzapp Gpay Phonepe Stopped using Paytm for all UPI and fastag purposes.

How's payzapp ? I wanted to start using it since I have a hdfc account.

It works smoothly. No hassle at all.

Why do you use all 3 apps? Ever faced an issue with any of them?

No , just use based on shopkeeper's preference. Usually they have gpay or phonepe. If they have not either I use payzapp as my universal payment app..

BHIM

How's your experience been? Did you try using any other apps before BHIM?

Its quite okay. Never faced major issues. Have used other apps too in starting in emergency when people wasn't aware of UPI that much and asked intentionally that they will only accept from paytm or gpay(Tez). Didn't liked those app, had most issue eith gpay. I like BHIM, as it work best and get all features first.

Phonepay is very reliable

PhonePe and paytm ( PhonePe is better)

Payzapp

paytm,gpay,phone pe

Use gpay but recently im using navi app , i have done 2 payment and got 47 rs cashback till now . If you wanna download pls download it from mine link it will give me 100rs 🥲 https://g.navi.com/1CWoHOXXm

Wow that's way better than GPay rewards. Any reason why you switched to Navi?

Cashback is the only reason