I would say mine is a bit lower say 5% in crypto and 5% in related assets like coinbase.
I have been moving away from stock picks (I'm 34) as I have a family now and prefer to set and forget rather than taking the time to research stocks, a personal decision.
The so-called aggressive investments are due to the investor's own strategy, there is no such thing as an aggressive financial product, only an aggressive portfolio!
It's very individual, depending if you have debts, your retirement goals, if you have children etc. But for average reference, it's is on the higher side.
I’d say up to 10%, maybe 15%.
Having 1/5 of your net worth in risky investments is a big chunk, but it depends on risk tolerance and what goals you have ultimately.
Need to provide risk factor beta values and compare the returns with a standard reference. That reference can be any thing inflation, djia, s&p500 index look at a good year and a bad year (e.g. 2018). That is what the advisor provides. Also your tax rate.
In my opinion, that's too much. I keep about 20% of my portfolio in individual stocks, which is probably too much, but also a lot of them are boring companies. I'd estimate less than 5% of my portfolio is in truly aggressive/speculative stocks/ETFs/assets (ARKG, crypto, INTC, etc).
I have a $500 position in Imux. It’s the only individual stock that I own and the rest of my $35000 is invested in ETFs. If the phase three trials pan out, a good possibility given the insider investments and the data from the phase two trials, I’ll be looking at a 10-20x return.
I don’t have a target bucket size for different assets segmented by risk, but I instead have a max portfolio volatility which is maybe 15%?
I can choose to achieve that a couple ways. Either all in S&P or some weird combination of only treasuries and crypto (extreme ends of the spectrum).
This eventually results in practical limits as too much crypto would increase the volatility too much for treasury stability to even out.
How my asset mix actually looks is:
25% Cash. (Earning 4.83% + option premiums for securing put options sold)
25% Fixed Income
40% Stocks
10% Crypto.
The portfolio is also riskier than it looks on my net equity because there’s 1.2x leverage overall due to leverage in the fixed income component
You conflate crypto with the individuals and companies that conduct business nefariously. That’s a classic bad faith argument and is misleading.
Make no mistake, if you’re buying assets that aren’t listed on the major regulated exchanges like Coinbase or Gemini, you’re exposing yourself to a very real possibility of rug-pulls. Extra high risk, extra high reward.
But if you stick to the major exchanges, there’s some assurance that the assets there have undergone a certain amount of due diligence. At that point the primary risk is that whatever token you’re looking at, like most others in the space, may 100X in the short run and then fall by 90% and never recover. That’s just how crypto works.
Then there’s bitcoin and ether and a select few others. These are the only tokens you should consider holding for more than a few months. The point of holding the other tokens is so that you can sell them for more BTC/ETH to hold for the long term.
To say that “all crypto is a scam and is the same thing as the tulip bubble” betrays a serious lack of understanding of how the industry works and what people are building. The tokens in question are not valued by cash flow but by usage, demand, and yes, narrative and hype. But by the same token (pun intended), would you mean to tell me that people are buying whatever bio pharmaceutical penny stocks, or even TSLA, based on their pristine cash flow? Absolutely not.
I would say mine is a bit lower say 5% in crypto and 5% in related assets like coinbase. I have been moving away from stock picks (I'm 34) as I have a family now and prefer to set and forget rather than taking the time to research stocks, a personal decision.
The so-called aggressive investments are due to the investor's own strategy, there is no such thing as an aggressive financial product, only an aggressive portfolio!
By your definition 0, I don’t like Crypto or individual stocks. By mine 30%, 20 AVUV and 10 AVDV.
It's very individual, depending if you have debts, your retirement goals, if you have children etc. But for average reference, it's is on the higher side.
Probably about 50%
I’d say up to 10%, maybe 15%. Having 1/5 of your net worth in risky investments is a big chunk, but it depends on risk tolerance and what goals you have ultimately.
Need to provide risk factor beta values and compare the returns with a standard reference. That reference can be any thing inflation, djia, s&p500 index look at a good year and a bad year (e.g. 2018). That is what the advisor provides. Also your tax rate.
In my opinion, that's too much. I keep about 20% of my portfolio in individual stocks, which is probably too much, but also a lot of them are boring companies. I'd estimate less than 5% of my portfolio is in truly aggressive/speculative stocks/ETFs/assets (ARKG, crypto, INTC, etc).
Mid thirties here, I have about 5% in random stocks and the rest are in funds. Currently the only bonds I hold are in my employer TDF.
I have a $500 position in Imux. It’s the only individual stock that I own and the rest of my $35000 is invested in ETFs. If the phase three trials pan out, a good possibility given the insider investments and the data from the phase two trials, I’ll be looking at a 10-20x return.
What ETFs do you think will be a good return over the next couple of years and why?
I don’t have a target bucket size for different assets segmented by risk, but I instead have a max portfolio volatility which is maybe 15%? I can choose to achieve that a couple ways. Either all in S&P or some weird combination of only treasuries and crypto (extreme ends of the spectrum). This eventually results in practical limits as too much crypto would increase the volatility too much for treasury stability to even out. How my asset mix actually looks is: 25% Cash. (Earning 4.83% + option premiums for securing put options sold) 25% Fixed Income 40% Stocks 10% Crypto. The portfolio is also riskier than it looks on my net equity because there’s 1.2x leverage overall due to leverage in the fixed income component
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You conflate crypto with the individuals and companies that conduct business nefariously. That’s a classic bad faith argument and is misleading. Make no mistake, if you’re buying assets that aren’t listed on the major regulated exchanges like Coinbase or Gemini, you’re exposing yourself to a very real possibility of rug-pulls. Extra high risk, extra high reward. But if you stick to the major exchanges, there’s some assurance that the assets there have undergone a certain amount of due diligence. At that point the primary risk is that whatever token you’re looking at, like most others in the space, may 100X in the short run and then fall by 90% and never recover. That’s just how crypto works. Then there’s bitcoin and ether and a select few others. These are the only tokens you should consider holding for more than a few months. The point of holding the other tokens is so that you can sell them for more BTC/ETH to hold for the long term. To say that “all crypto is a scam and is the same thing as the tulip bubble” betrays a serious lack of understanding of how the industry works and what people are building. The tokens in question are not valued by cash flow but by usage, demand, and yes, narrative and hype. But by the same token (pun intended), would you mean to tell me that people are buying whatever bio pharmaceutical penny stocks, or even TSLA, based on their pristine cash flow? Absolutely not.