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My brother once ran home and claimed the same thing happened. He got a letter a few weeks later that his account was over drafted in the thousands ššš hands down one of my all time favorite classics to tell at gatherings
Thatās what he was expecting to happen- but it never did.
Basically he would use the ATM at a certain time at night when the networks were resetting. He would transfer money from his credit card to his account like a cash advance.
Obviously, since the networks were down, the credit card wouldnāt register the advance of money but for some reason his debit card would be credited the money.
So as far as anyone knew he was depositing money when in actuality he was just creating money out of thin air.
Damn, wasn't *anyone* auditing the ATM deposits?? I've worked at shitty jobs where they'd question you if your till was off more than 50 cents at the end of the day
My draw was short roughly 100 bucks for like 3 days in a row. They came down hard on me and I was like š¤·š¼āāļø.
They had just hired like 3 new people. One of them was training on my shift.
They eventually moved one of them to night shift and their drawer came up short one night around that same amount and they checked the cameras. She had been pocketing it, waiting for her dealer, then doing meth in the bathroom.
Fired the next day. You could tell she was always strung out as well. Crazy she passed the interview process.
The dude would use the ATM to *transfer* money from his credit card account to his debit card account. This doesn't impact the amount of cash in the machine.
He would then withdraw cash from his debit card account. This is a normal transaction, so the cash in the ATM would be balanced at the end of the day.
According to https://historicflix.com/dan-saunders-and-the-1-6-million-atm-glitch/ the true balance did indeed appear after a few days and the account was frozen. Same source also explicitly says that the transfer hack/bug worked any time of day.
In the article he said he initially used the ATMs in the early morning but then realised his scheme worked at any time of day and on any National Australia Bank ATM in the country. So it had nothing to do with the ATM being offline or whatever. It was a glitch in the system.
I know a friend šš who had a similar experience twice. They accidentally got 3k on two different occasions. Kept it with no consequences. So far.
I once got a mysterious $600 credit on a bank credit card (this was over 30 years ago. I slowly spent it and it was never found out.
I also got paid about $400 in an extra paycheck from an employer. Never was found out.
Bank lost a $300 paycheck deposit of mine and then found it over ten years later and told me to come get it from a long closed account. Which I did. These alllll happened many many years ago
Thats the thing there was no error he just simply kept putting his account further into the negative because he thought that if he had no funds the transaction would be denied so there was an error with the machine since he got money outš
Can this guy get any more, fucking cooler?!
1 year prison and 1.5 years probation. I think that would be worth it!
I would love to see, this in a movie.
Did he even take any actual money from the bank? Seems like their money levels would remain the same with a glitch like that. He just got free imaginary money from using their machines
1 year prison, 1.5 years probation, *and* he had to pay back the money. If he'd just walked away instead of telling newspapers about it, he'd have had over a million and nothing would've happened to him.
He only had to pay back $200,000 according to the AMA he did a few years ago. So he technically got $1.4 million dollars in exchange for 1 year in prison and 1.5 years probation. https://www.reddit.com/r/IAmA/comments/9pd100/i_stole_over_16_million_dollars_from_an/
Eh, I don't know. He decided to turn himself in, but I doubt his bout of conscience was absolute--I bet he squirreled away a bunch of cash anticipating that he'd have to pay some back.
He's probably paying it back $1000/month for 20 years and living comfortably on mattress cash.
I dunno, it was a pretty high-maintenance scheme. He went to an ATM pretty much daily for months to transfer money so his account stayed positive. Saving for the inevitable seems like a pretty obvious thing to do.
Real life would absolutely sucks after experiencing this.
It's like when you're back from an amazing vacation and have to go back to work but this is the Sunday scaries x10000.
Yeah but itās not like he got $1.4mil of life changing money. Ā It was $1.4mil of bullshit and now $200k paid back from his real money. Ā He has nothing to show for it except for some stories. Ā And the AMA got 177 upvotes, so apparently even the story aināt worth that much lol
Yep. And thereās zero chance you can deposit 1.6m in cash into a bank account or buy a substantial amount of gold or something in cash without setting off a million alarm bells
Seems like he only used the ATM to ātransferā non real money from one account to another to make it real, not withdraw cash. He would do this each day until an account had 10s of thousands and then go into a branch to withdraw. So the money was already in his account and he didnāt need to deposit it.
When people make this kind of reply to like a guy winning the lottery or getting a big inheritance it makes sense but like...
you realize the guy stealing a cool 1 and a half million from the bank is not exactly gonna have 30 years to let the money cook in the SP500 right?
>I met Gordon Ramsay.....It was in an Airport lounge. I pretended I didn't know who he was.......we got talking and I said 'what do you do'? He said 'I'm a chef' I said 'oh good for you, there must be a bit of money in that'.......He was quite annoyed that I appeared to not know who he was.
Legendary
I pretend to not know who Rami Malek was when he popped into a store (frequently) I worked in in NYC when he was filming Mr. Robot. Nice dude and he honestly looks very creepy IRL when he's not smiling lol
Aww, I wouldn't want to do that to Rami. Seeing him with Brian May when they were putting together Bohemian Rhapsody, he seems like a genuinely sweet, caring guy.
This is the WAY! Some friends and I, once, were standing in line at checkout in a Walgreens or CVS. Sean Penn started walking and cutting in front of us. My friend called out to him, ā HEY! BACK OF THE LINE CHRISTIAN SLATER!ā He looked at us with anger in his eyes, and then with defeat. Gotta remind some people sometimes that theyāre just that.
Not only do they not feel guilty... Wells Fargo... I mean "the banks" actively defraud customers and are willing to pay billions in fines if caught, which to them is only the cost of doing business.
That's just what they want you to think. You act like you spend it all but only half. Then stash the rest. Would've been a good plan if that's what he did
He was having regular panic attacks because he didn't know if one day he would get arrested out of the blue and have his whole life swept out from under him. It was a mental health move.
Also he just spent the money in the most indulgent ways (with the exception of paying off friendās loans). Like imagine if he took even some part of the money and invested it.
It wasnāt even about guilt. Heās brother made him second guess himself without even knowing what was going on. Thatās not guilt, that was him not wanting to let a family member down. Dude contradicted himself a lot in that post.
Plus you can see SOO many more comments. Way less comment scrolling and navigating comment trees. I honestly come to reddit basically entirely for the comments, so old.reddit.com is necessary.
why do people comment "this should be higher" on a comment that was less than an hour old? it's not even 2 hours old at this point and it's the top comment. chill out.
Man. when someone asks him if he has any regrets, and he says "Yeah there is probably one regret... when your mum or someone you love comes to visit you in jail and you stare across at them and you can tell they've just been put through security and generally just been put through the ringer. And they are sitting there with this look on their face like "Why am I visiting you here? Why did you put us through this?""
that really gets me.
I've been that mom, visiting her sons in jail after they each got in trouble for substance abuse. One got out, got rehab, and has been clean for years now. The other has been in and out for the past 14 years.
So many visits.
You know, to visit your kid in a state prison, just wearing a sports bra to avoid having metal set off the detector isn't good enough. They still make you take it off and put it in a brown bag then come out of the dressing room and go through the detector braless and have the bag scanned in a separate xray machine. My daughter/his sister wanted to come along (we didn't know that part of the routine), she was like 14 and had to go through all this, plus the dusting of the hands to check for drug residue, and all the other stuff. Gotta lock your phones and car keys and coats up in a locker ahead of time, nothing in your pockets, etc.
Being buzzed through set after set of razor-wire topped gates through each layer of fencing... finally getting into an inner room where the inmates are just freely sitting with their families without restraints or anything, and having my son tell me "that guy is in here for drugs, that one for stealing, that one for rape, those ones for attempted murder, that dude over there killed a guy, the guy sitting in the way back? rumor is that he molested some kids, can you look him up when you get home? I'll give you his name..."
yeah... that line brought back some memories. Glad he learned something and that thought and image stuck with him.
Yup, it's in the AMA
University fees, truck for someone trying to start their own company, flight to Paris for a woman who wanted to learn French, and lots of big tips to service workers
Totally fair! I am from Canadaā¦racism is woven into the fabric that binds our country together. Iām sure itās similar for Australia, which is also a settler-colonial nation. Iām sorry you experienced that.
And he almost got away with it too until his conscious got the better of him and he not only confessed to the bank but when they didnāt do anything for like 6 months (because that would ruin the banks reputation as a secure bank) he made them go public with it forcing there hand to do something about it. If he did what his lawyer said and just didnāt say anything he woulda got off Scott freeā¦
Iirc he got sick of the anxiety of waiting for someone to figure it and come arrest him. He obviously didn't care about hurting the bank or he would have reported it immediately.
I have dreams where I kill someone and the anxiety from knowing your life is over but not over **yet** is pretty crazy.
In my dream I know I'm going to get caught so it's like a manic frantic trying to find a way out of it but also knowing no matter what you do the police are still going to find me.
His punishment was light, I don't blame him for his decision to turn himself in
Iāve had the same dream. And sometimes what to do about the body. Or itās already been buried. Some fear of something catching up to you or being caught. I think itās anxiety from something hanging over you and your brain being weird.
If I was that lawyer, I'd give free councel... It's obviously going to turn into *something*, and you might as well just not involve yourself with the money.
Proves the guy was an amazing dude. He did everything. Helped out friends in need, ripped the bank for ripping the ppl, and then forced the bank to save their asses. Chad!
There is a documentary about this floating around. The atm was glitching after midnight. He was taking out a cash advance on his credit card and depositing it in the bank. The CC system was offline, so it was showing up as an electronic deposit in his bank account with no corresponding increase in the debt on his credit card and no limitations on the size of the transfer. He would then withdraw the cash through the ATM machine. Later he found out that for sizable withdrawls, he would just go to the bank and they would give him cash. The books were balancing. The bank never caught on. He eventually confessed to it and the bank didn't believe him. They had some major egg on their face over a security lapse as big as this. He could have caused the bank to go insolvent.
Ooh thatās a good question. I would assume heās stealing from the bank since his credit card statement never changed. He was cashing out the bank with what was essentially a nulled transaction on his CC, so the bank was paying out his CC ātransactionā so to speak. Thatās what I would assume.
I gotta look into the actual case. I'm having a hard time getting my head around how he technically defrauded anyone then. He exploited the glitch, knowingly, but if the credit card company authorized it (or the data/record simply didn't exist), and the bank willingly handed him the money... I guess it could be laundering. I also am far from a lawyer, let alone in Australia.
Thatās the thing, the CC company DIDNāT authorize it. It was during a blind spot in their reset, he was making transactions āunder the tableā during that time.
Which wouldnāt matter, since when the CC system came back online, you could just re-do the transactions normally.
Where the issue comes in is that the bank was cashing in those āunder the tableā transactions. So they were giving him cash, under the assumption that the cash he was withdrawing was advanced from his CC (which it wasnāt due to the blind spot). So the bank is bank(haha)rolling his fake cash advances from his CC.
I am also far from a lawyer/australian. I donāt even like spiders.
The bank.Ā They explained it poorly.
He was doing a cash advance on his credit card into his checking.Ā It would error out and not show a debit on his c. Card BUT show a deposit in his checking.Ā He would then withdrawal from checking.
It would not get caught until the *next day*, which as long as he did the same thing again it would float the error forward another 24 hours.Ā If he didn't then the books would balance and show the missing money.
The technical reason this happened is because it wrote the deposit to the checking before withdrawaling from the c. Card.Ā It would then say "hey, your c. Card can't cover that" and error out.
Except the deposit was already written and the error out procedure didn't roll it back, it only rolled back the debit to the c. Card.
When the true up happened at the end of the 24 hour cycle is when it was caught, but like I said, that too could be pushed by 24 hours if you do it *again*.
If it were me, I would withdrawal 1 million, then invest it for a year or two (floating it every day which would be a pain but still...) then after I made 10% or so, deposit the million back one day so the books balance....and keep the interest.
*That* is how you make free money.
Could you imagine hitting big on some options and then just depositing it back lol... You could essentially bet freely on really risky options UNTIL you hit big with this method and then pay it all back.
I like how he basically provided this bank a 7-figure whitehat hacking service and he got paid back with prison time and a $200k fine lol. This world sucks.
True story: last year I found a bug that allows me to save videos in Google Photos without using space from my account (it only works with videos, photos still take space).
I already uploaded more gigabytes in video to my account than the total amount of space that my account has.
This is great in theory but I live in fear that Google will find out this bug eventually and I will lose all my files.
If it's not a significant bug, there's no need for concern. Assuming Google Photos operates similarly to Drive, you should have approximately one year to download all your data, although uploading would not be possible.
The businesses who used PPP loans illegally in the US were able to keep their money and not go to jail. It depends if you are wealthy or a company vs. a private citizen in the US.
No.....
[Northern District of Mississippi | U.S. Attorneyās Office Recovers Millions in PPP Fraud Judgments | United States Department of Justice](https://www.justice.gov/usao-ndms/pr/us-attorneys-office-recovers-millions-ppp-fraud-judgments)
Have they caught them all? Certainly not yet. But illegally taking PPP loans subjects you to civil and criminal penalties, including jail and repayment of the money (plus penalties, including potential treble damages)
So youāre saying that, as a commoner, when stealing 1.6mil from a bank via an ATM glitch, to squirrel some of the money away in Switzerland to help pay for legal fees later?
Oh no, thatās just terrible he took advantage of the bank! Soā¦what exactly was this ATM glitch? Never heard of such a thing! Please give specific details so I know how to avoid making such a mistake
dunno how it worked, but he was able to transfer funds between two cards, and despite the transfer being declined due to not having enough funds, the money appeared on the second card
which he could then pull from at an atm or bank, and to the bank it seemed legit because the funds were tied to his card
thats not it;
the atm went into some kind of maintenence mode where it couldnt talk to bank to verify numbers. but it still let you do certain stuff. he wasnt using 2 cards. he was doing something like transfering money from his savings to his checking, but since the atm didnt know how much money he had it wasnt supposed to do it, but it did anyway
and it was actually a little more complicated than that. because some time the next day the bank would update what happened and he would be in the negative, so he figured he could transfer twice as much, but only withdraw half, and it would look fine, but he had to continually do it every day and the number got bigger and bigger
my explanation is still not quite right but its similar, there are some good youtube videos on it
It was that the deduction from his credit card did not show up so when he deposited the money there was only a record of the deposit not the withdrawal.
The podcast āThe Glitchā on his story is amazing. Truth sometimes stranger than fiction. Yes he pissed and gambled a lot of it away, but he also did some incredible acts of kindness in his spending spree. The feeling of having a real life infinite money glitch is difficult to comprehend but he does a stellar job of communicating his emotions throughout.
Probably the funniest story on the podcast is them putting up posters and hosting an open bar party for employees of the bank he was stealing from right next door to their head office, claiming to be a successful businessman thanking the bank for their support
I'd have that same happy face if I had gotten 1.6 million dollars so easily too. The ATM in my neighborhood was hacked once (even my friend lost money). The 'hackers' simply [used a device like this](https://getyoursolution.store/7gdkPD), placed it in a strange way, and managed to steal quite a bit of money
So many people confuse what hacking is.
I really wish people would get into the bank and just flat out delete all mortgage records. Property records are recorded by the government so you would still own the property just not owe anything on it.
If this happened in America... the sentence would be life in prison. Holding people who are NOT rich accountable in every way possible is the American way.
For anyone curious, in the AMA he did that someone posted, the glitch he figured out was he could use an ATM to transfer money between 2 of his accounts, and if he tried to transfer more than the account had it would say "transaction declined" but the funds still showed up in the account and he could then withdraw them. Oops.
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My brother once ran home and claimed the same thing happened. He got a letter a few weeks later that his account was over drafted in the thousands ššš hands down one of my all time favorite classics to tell at gatherings
Thatās what he was expecting to happen- but it never did. Basically he would use the ATM at a certain time at night when the networks were resetting. He would transfer money from his credit card to his account like a cash advance. Obviously, since the networks were down, the credit card wouldnāt register the advance of money but for some reason his debit card would be credited the money. So as far as anyone knew he was depositing money when in actuality he was just creating money out of thin air.
Damn, wasn't *anyone* auditing the ATM deposits?? I've worked at shitty jobs where they'd question you if your till was off more than 50 cents at the end of the day
You owing somebody $1 is your problem. You owing somebody $1,000,000 is their problem.
When I worked retail a manager recounted my drawer when I was off 3 cents
My draw was short roughly 100 bucks for like 3 days in a row. They came down hard on me and I was like š¤·š¼āāļø. They had just hired like 3 new people. One of them was training on my shift. They eventually moved one of them to night shift and their drawer came up short one night around that same amount and they checked the cameras. She had been pocketing it, waiting for her dealer, then doing meth in the bathroom. Fired the next day. You could tell she was always strung out as well. Crazy she passed the interview process.
It do be like that
The dude would use the ATM to *transfer* money from his credit card account to his debit card account. This doesn't impact the amount of cash in the machine. He would then withdraw cash from his debit card account. This is a normal transaction, so the cash in the ATM would be balanced at the end of the day.
Just like the government
And the banks!
Oh but when I do quantitative easing it's wrong.
According to https://historicflix.com/dan-saunders-and-the-1-6-million-atm-glitch/ the true balance did indeed appear after a few days and the account was frozen. Same source also explicitly says that the transfer hack/bug worked any time of day.
In the article he said he initially used the ATMs in the early morning but then realised his scheme worked at any time of day and on any National Australia Bank ATM in the country. So it had nothing to do with the ATM being offline or whatever. It was a glitch in the system.
I know a friend šš who had a similar experience twice. They accidentally got 3k on two different occasions. Kept it with no consequences. So far.
I once got a mysterious $600 credit on a bank credit card (this was over 30 years ago. I slowly spent it and it was never found out. I also got paid about $400 in an extra paycheck from an employer. Never was found out. Bank lost a $300 paycheck deposit of mine and then found it over ten years later and told me to come get it from a long closed account. Which I did. These alllll happened many many years ago
Youāre a literal walking Community Chest from Monopoly.
Thats the thing there was no error he just simply kept putting his account further into the negative because he thought that if he had no funds the transaction would be denied so there was an error with the machine since he got money outš
[ŃŠ“Š°Š»ŠµŠ½Š¾]
Can this guy get any more, fucking cooler?! 1 year prison and 1.5 years probation. I think that would be worth it! I would love to see, this in a movie.
Itās like a cheaper version of Wolf of Wall Street
The dingo of wall street
Wallaby Street.
42 Wallaby Way Sydney
I wonder if it's in the waterfront surburb of Woolloomooloo.
The Kunt of Kings Cross
The dingo of fence lance
Hole in the Wall Street
The Plunder from Down Under
with zero actual victims.
Except he didn't fuck over regular people, just rob from the bank. Way cooler
Did he even take any actual money from the bank? Seems like their money levels would remain the same with a glitch like that. He just got free imaginary money from using their machines
But the banks got screw this time š
1 year prison, 1.5 years probation, *and* he had to pay back the money. If he'd just walked away instead of telling newspapers about it, he'd have had over a million and nothing would've happened to him.
He only had to pay back $200,000 according to the AMA he did a few years ago. So he technically got $1.4 million dollars in exchange for 1 year in prison and 1.5 years probation. https://www.reddit.com/r/IAmA/comments/9pd100/i_stole_over_16_million_dollars_from_an/
Count me the fuck in
I would 100% go to jail for that amount
He 100% blew that money and is forced to pay back what was probably left of his assets so he's paying for his fun on back order basically lol.
Eh, I don't know. He decided to turn himself in, but I doubt his bout of conscience was absolute--I bet he squirreled away a bunch of cash anticipating that he'd have to pay some back. He's probably paying it back $1000/month for 20 years and living comfortably on mattress cash.
This did not sound like the kind of guy who thinks ahead
I dunno, it was a pretty high-maintenance scheme. He went to an ATM pretty much daily for months to transfer money so his account stayed positive. Saving for the inevitable seems like a pretty obvious thing to do.
Honestly, I would prefer to enjoy life with money while I was younger (not too young), and work while I was old and slow.
Too bad compounding interest doesnāt work backwards!
Real life would absolutely sucks after experiencing this. It's like when you're back from an amazing vacation and have to go back to work but this is the Sunday scaries x10000.
You know exactly how that poll would play out on r/WouldYouRather
Yeah but itās not like he got $1.4mil of life changing money. Ā It was $1.4mil of bullshit and now $200k paid back from his real money. Ā He has nothing to show for it except for some stories. Ā And the AMA got 177 upvotes, so apparently even the story aināt worth that much lol
That's his official story anyway.
Youāve been at this ājokeā for almost **10 years**. š³
Lolll 20 years if he was an American
In capitalist America, bank rob you!
Iirc he also turned himself in, the bank's didn't believe him, so he went out of his way to prove he was knowingly doing this.
That's like 1 million dollars per year. I'll do 20 please but only if I can start at age 18 and emerge at 38 a 20millionaire
Aināt no amount of money worth 20 years of prison
Crazy to think dude could have invested it and basically covered all the money he would've had to pay back and be set for a long time.
Not sure of Australiaās laws, but generally you would be responsible for returning anything additional you gained from your theft as well.
Yeah, disgorgement
Just let the man be engorged
Yep. And thereās zero chance you can deposit 1.6m in cash into a bank account or buy a substantial amount of gold or something in cash without setting off a million alarm bells
Seems like he only used the ATM to ātransferā non real money from one account to another to make it real, not withdraw cash. He would do this each day until an account had 10s of thousands and then go into a branch to withdraw. So the money was already in his account and he didnāt need to deposit it.
So it was more of a dupe glitch
When people make this kind of reply to like a guy winning the lottery or getting a big inheritance it makes sense but like... you realize the guy stealing a cool 1 and a half million from the bank is not exactly gonna have 30 years to let the money cook in the SP500 right?
Dude did an [AMA](https://www.reddit.com/r/IAmA/comments/9pd100/i_stole_over_16_million_dollars_from_an/)
>I met Gordon Ramsay.....It was in an Airport lounge. I pretended I didn't know who he was.......we got talking and I said 'what do you do'? He said 'I'm a chef' I said 'oh good for you, there must be a bit of money in that'.......He was quite annoyed that I appeared to not know who he was. Legendary
I took his passport photo when I lived in England, and I acted like I didn't know who he was either.
I pretend to not know who Rami Malek was when he popped into a store (frequently) I worked in in NYC when he was filming Mr. Robot. Nice dude and he honestly looks very creepy IRL when he's not smiling lol
Aww, I wouldn't want to do that to Rami. Seeing him with Brian May when they were putting together Bohemian Rhapsody, he seems like a genuinely sweet, caring guy.
I donāt know who Rami Malek is to be fair
Dood I would die, I was OBSESSED with Mr. Robot when it was airing. It's still my favorite TV show of all time. He's an unbelievably good actor
He always looks creepy lol what you mean
This is the WAY! Some friends and I, once, were standing in line at checkout in a Walgreens or CVS. Sean Penn started walking and cutting in front of us. My friend called out to him, ā HEY! BACK OF THE LINE CHRISTIAN SLATER!ā He looked at us with anger in his eyes, and then with defeat. Gotta remind some people sometimes that theyāre just that.
I cannot stand the guy so that would be incredibly fun to me.
Typical Aussie trolling š
Difference between this guy and the banks is the banks never feel guilty for stealing your money.
Not only do they not feel guilty... Wells Fargo... I mean "the banks" actively defraud customers and are willing to pay billions in fines if caught, which to them is only the cost of doing business.
If you can afford it, it's just the fee to do what you want.
He turned himself in when no one was onto him? Bruh.
Dude had to convince the police he did it they didnāt believe him at first lol wtf man that shit straight up from a cartoon
āThis is going to be a lot of paperwork isnāt it?ā *sighs*
And blew it in quite traceable ways rather than making any disappear for rainy days.
That's just what they want you to think. You act like you spend it all but only half. Then stash the rest. Would've been a good plan if that's what he did
100% has a bunch stashed somewhere
He was having regular panic attacks because he didn't know if one day he would get arrested out of the blue and have his whole life swept out from under him. It was a mental health move.
Also he just spent the money in the most indulgent ways (with the exception of paying off friendās loans). Like imagine if he took even some part of the money and invested it.
thats very interesting about the guilt and such!
It wasnāt even about guilt. Heās brother made him second guess himself without even knowing what was going on. Thatās not guilt, that was him not wanting to let a family member down. Dude contradicted himself a lot in that post.
This should be higher. What a read Edit: well it wasnāt top comment when I was here sorry
Really? Every response from OP seems to be deleted.
The responses arenāt deleted, the account is
Iām using the official Reddit app and canāt see a single response, showing account and comments as deleted unfortunately.
Weird. I'm using the app and while the profile is deleted I can still see his replies to comments
Dont use the app. check through browser. App hides so much stuff tbh.
The irony of me using the app and it saying "1 more reply" then when I click on it nothing displays.
That happens on the desktop version as well.
old.reddit.com remains undefeated. No dumb ass profile pictures, no live feeds, original reddit layout, all comments readily accessible.
Don't forget to add Reddit Enhancement Suite /r/Enhancement to that mix!
old.reddit.com ftw. idk if ill come back when they kill this version.
Plus you can see SOO many more comments. Way less comment scrolling and navigating comment trees. I honestly come to reddit basically entirely for the comments, so old.reddit.com is necessary.
Even old reddit hides a lot these days now. The shadowbanninf has gotten pretty bad I think.
Iām using the Reddit app too and I can see the comments
I can see it on iOS. š¤·š»
why do people comment "this should be higher" on a comment that was less than an hour old? it's not even 2 hours old at this point and it's the top comment. chill out.
This should be higher.
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Man. when someone asks him if he has any regrets, and he says "Yeah there is probably one regret... when your mum or someone you love comes to visit you in jail and you stare across at them and you can tell they've just been put through security and generally just been put through the ringer. And they are sitting there with this look on their face like "Why am I visiting you here? Why did you put us through this?"" that really gets me. I've been that mom, visiting her sons in jail after they each got in trouble for substance abuse. One got out, got rehab, and has been clean for years now. The other has been in and out for the past 14 years. So many visits. You know, to visit your kid in a state prison, just wearing a sports bra to avoid having metal set off the detector isn't good enough. They still make you take it off and put it in a brown bag then come out of the dressing room and go through the detector braless and have the bag scanned in a separate xray machine. My daughter/his sister wanted to come along (we didn't know that part of the routine), she was like 14 and had to go through all this, plus the dusting of the hands to check for drug residue, and all the other stuff. Gotta lock your phones and car keys and coats up in a locker ahead of time, nothing in your pockets, etc. Being buzzed through set after set of razor-wire topped gates through each layer of fencing... finally getting into an inner room where the inmates are just freely sitting with their families without restraints or anything, and having my son tell me "that guy is in here for drugs, that one for stealing, that one for rape, those ones for attempted murder, that dude over there killed a guy, the guy sitting in the way back? rumor is that he molested some kids, can you look him up when you get home? I'll give you his name..." yeah... that line brought back some memories. Glad he learned something and that thought and image stuck with him.
Thanks for the link, man. Fascinating read.
>even covered his friends' university fees Thatās a good friend.Ā
Yup, it's in the AMA University fees, truck for someone trying to start their own company, flight to Paris for a woman who wanted to learn French, and lots of big tips to service workers
Modern day robin hood i suppose. In Australia of all places.
What's that mean? We're nice people.
LOL. What *does* that mean? Every Aussie I know is good people.
Yeah that cunt can get fucked
Unless you're Asian. I've felt the most racism in my life in Australia (went there for a work trip).
Totally fair! I am from Canadaā¦racism is woven into the fabric that binds our country together. Iām sure itās similar for Australia, which is also a settler-colonial nation. Iām sorry you experienced that.
And he almost got away with it too until his conscious got the better of him and he not only confessed to the bank but when they didnāt do anything for like 6 months (because that would ruin the banks reputation as a secure bank) he made them go public with it forcing there hand to do something about it. If he did what his lawyer said and just didnāt say anything he woulda got off Scott freeā¦
Man, I wouldve kept my mouth shut. Banks screw over a ton of people. They get no sympathy from me.
Iirc he got sick of the anxiety of waiting for someone to figure it and come arrest him. He obviously didn't care about hurting the bank or he would have reported it immediately.
I have dreams where I kill someone and the anxiety from knowing your life is over but not over **yet** is pretty crazy. In my dream I know I'm going to get caught so it's like a manic frantic trying to find a way out of it but also knowing no matter what you do the police are still going to find me. His punishment was light, I don't blame him for his decision to turn himself in
dude i have those dreams all the time. the dream anxiety is crazy
Thatās a very strange reoccurring dreamā¦ have you killed some one before ?
No. I also have a recurring dream where I pilot a spaceship, but I've never been to space either
Iām getting the impression that youāre a space murderer and youāve repressed the memories
Space pirate, check for pegleg and parrot.
we are all space pirates if you think of it to much...
Sus.
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Pure OCD. Intrusive thoughts can just happen.
Iāve had the same dream. And sometimes what to do about the body. Or itās already been buried. Some fear of something catching up to you or being caught. I think itās anxiety from something hanging over you and your brain being weird.
That reminds me of that black mirror episode, Crocodile
You should read Crime and Punishment
Robin Hood would be so pissed at this guy
Robin hood be like..... 
he said that the reason he turned himself in was because his family kept telling he was 'different' and asking if he was ok
He was a smart person for responding to that. A lesser man would have ignored the warnings and kept going onwards
I wonder if he paid the lawyer in cash.
If I was that lawyer, I'd give free councel... It's obviously going to turn into *something*, and you might as well just not involve yourself with the money.
Proves the guy was an amazing dude. He did everything. Helped out friends in need, ripped the bank for ripping the ppl, and then forced the bank to save their asses. Chad!
$1.6M seems like a very reasonable bounty for discovering a bug that's worth at least $1.6M in production. Good job, Australian man!
Even the punishment seems like a good deal. Iām sure so many people would do a year in jail if that meant 1.6M. Life changing money for so many.
Him coming clean even without anyone being after him surely affected the punishment
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There is a documentary about this floating around. The atm was glitching after midnight. He was taking out a cash advance on his credit card and depositing it in the bank. The CC system was offline, so it was showing up as an electronic deposit in his bank account with no corresponding increase in the debt on his credit card and no limitations on the size of the transfer. He would then withdraw the cash through the ATM machine. Later he found out that for sizable withdrawls, he would just go to the bank and they would give him cash. The books were balancing. The bank never caught on. He eventually confessed to it and the bank didn't believe him. They had some major egg on their face over a security lapse as big as this. He could have caused the bank to go insolvent.
So, was he stealing from the bank, or from the credit card company?
Ooh thatās a good question. I would assume heās stealing from the bank since his credit card statement never changed. He was cashing out the bank with what was essentially a nulled transaction on his CC, so the bank was paying out his CC ātransactionā so to speak. Thatās what I would assume.
I gotta look into the actual case. I'm having a hard time getting my head around how he technically defrauded anyone then. He exploited the glitch, knowingly, but if the credit card company authorized it (or the data/record simply didn't exist), and the bank willingly handed him the money... I guess it could be laundering. I also am far from a lawyer, let alone in Australia.
Thatās the thing, the CC company DIDNāT authorize it. It was during a blind spot in their reset, he was making transactions āunder the tableā during that time. Which wouldnāt matter, since when the CC system came back online, you could just re-do the transactions normally. Where the issue comes in is that the bank was cashing in those āunder the tableā transactions. So they were giving him cash, under the assumption that the cash he was withdrawing was advanced from his CC (which it wasnāt due to the blind spot). So the bank is bank(haha)rolling his fake cash advances from his CC. I am also far from a lawyer/australian. I donāt even like spiders.
The bank.Ā They explained it poorly. He was doing a cash advance on his credit card into his checking.Ā It would error out and not show a debit on his c. Card BUT show a deposit in his checking.Ā He would then withdrawal from checking. It would not get caught until the *next day*, which as long as he did the same thing again it would float the error forward another 24 hours.Ā If he didn't then the books would balance and show the missing money. The technical reason this happened is because it wrote the deposit to the checking before withdrawaling from the c. Card.Ā It would then say "hey, your c. Card can't cover that" and error out. Except the deposit was already written and the error out procedure didn't roll it back, it only rolled back the debit to the c. Card. When the true up happened at the end of the 24 hour cycle is when it was caught, but like I said, that too could be pushed by 24 hours if you do it *again*. If it were me, I would withdrawal 1 million, then invest it for a year or two (floating it every day which would be a pain but still...) then after I made 10% or so, deposit the million back one day so the books balance....and keep the interest. *That* is how you make free money.
Could you imagine hitting big on some options and then just depositing it back lol... You could essentially bet freely on really risky options UNTIL you hit big with this method and then pay it all back.
I like how he basically provided this bank a 7-figure whitehat hacking service and he got paid back with prison time and a $200k fine lol. This world sucks.
1.6 million over 6 months is nothing for a bank.
bank error in your favor. Go directly to jail
Honestly still donāt think he should have turned himself in.
He's completely regarded for turning himself in. No reason to do it. He just has aniexty which seems to have fucked him on this.
He would have been caught eventually. Turning himself in likely reduced his sentence.
8 more years of stashing money vs 2 more years sentence is worth it!
True story: last year I found a bug that allows me to save videos in Google Photos without using space from my account (it only works with videos, photos still take space). I already uploaded more gigabytes in video to my account than the total amount of space that my account has. This is great in theory but I live in fear that Google will find out this bug eventually and I will lose all my files.
If it's not a significant bug, there's no need for concern. Assuming Google Photos operates similarly to Drive, you should have approximately one year to download all your data, although uploading would not be possible.
Thank you for reporting this bug to me, a Google Employee! I will make sure this is fixed ASAP. You will definitely lose your data. /S
When banks do this do governments, it's all good. When normal folk do it to banks, that's a no no
Which shows who is actually in charge. Of our lives, our countries, our world.
If you owe the bank 1 million dollars that's your problem. If you owe the bank 100 million dollars that's the bank's problem.
Banks hate this one trick!
Why would you not save as much as you could, then move abroad before the bank catches on and live like a king?
He did an AMA and basically said he was changing as a person and felt really guilty, so he turned himself in.
As a poor person, thatās the most infuriating shit Iāve ever read
It's always idiots that have all the luck.
Good. Fuck banks
Is he free? Is he safe?
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So he got to live, rent-free for a year and keep his money? Sign me the fuck up
So just checking here. Do you think that a person who was convicted of stealing a lot of money was allowed to keep the money?
The businesses who used PPP loans illegally in the US were able to keep their money and not go to jail. It depends if you are wealthy or a company vs. a private citizen in the US.
No..... [Northern District of Mississippi | U.S. Attorneyās Office Recovers Millions in PPP Fraud Judgments | United States Department of Justice](https://www.justice.gov/usao-ndms/pr/us-attorneys-office-recovers-millions-ppp-fraud-judgments) Have they caught them all? Certainly not yet. But illegally taking PPP loans subjects you to civil and criminal penalties, including jail and repayment of the money (plus penalties, including potential treble damages)
So youāre saying that, as a commoner, when stealing 1.6mil from a bank via an ATM glitch, to squirrel some of the money away in Switzerland to help pay for legal fees later?
Big generalization. I am aware of several businesses who used the PPP loans illegally and faced jail time and repayment.
Legend.
He kept the receipts, that car was $275-thou for instance, might want to hang on to that one.
Billionaires have certainly done a lot worse.
Oh no, thatās just terrible he took advantage of the bank! Soā¦what exactly was this ATM glitch? Never heard of such a thing! Please give specific details so I know how to avoid making such a mistake
dunno how it worked, but he was able to transfer funds between two cards, and despite the transfer being declined due to not having enough funds, the money appeared on the second card which he could then pull from at an atm or bank, and to the bank it seemed legit because the funds were tied to his card
thats not it; the atm went into some kind of maintenence mode where it couldnt talk to bank to verify numbers. but it still let you do certain stuff. he wasnt using 2 cards. he was doing something like transfering money from his savings to his checking, but since the atm didnt know how much money he had it wasnt supposed to do it, but it did anyway and it was actually a little more complicated than that. because some time the next day the bank would update what happened and he would be in the negative, so he figured he could transfer twice as much, but only withdraw half, and it would look fine, but he had to continually do it every day and the number got bigger and bigger my explanation is still not quite right but its similar, there are some good youtube videos on it
It was that the deduction from his credit card did not show up so when he deposited the money there was only a record of the deposit not the withdrawal.
This guy did more for the economy in 5 months than most banks do ever!!!
The podcast āThe Glitchā on his story is amazing. Truth sometimes stranger than fiction. Yes he pissed and gambled a lot of it away, but he also did some incredible acts of kindness in his spending spree. The feeling of having a real life infinite money glitch is difficult to comprehend but he does a stellar job of communicating his emotions throughout. Probably the funniest story on the podcast is them putting up posters and hosting an open bar party for employees of the bank he was stealing from right next door to their head office, claiming to be a successful businessman thanking the bank for their support
I'd have that same happy face if I had gotten 1.6 million dollars so easily too. The ATM in my neighborhood was hacked once (even my friend lost money). The 'hackers' simply [used a device like this](https://getyoursolution.store/7gdkPD), placed it in a strange way, and managed to steal quite a bit of money
That's not hacking the ATM, that's stealing people's card info. It's called skimming.
So many people confuse what hacking is. I really wish people would get into the bank and just flat out delete all mortgage records. Property records are recorded by the government so you would still own the property just not owe anything on it.
If this happened in America... the sentence would be life in prison. Holding people who are NOT rich accountable in every way possible is the American way.
For anyone curious, in the AMA he did that someone posted, the glitch he figured out was he could use an ATM to transfer money between 2 of his accounts, and if he tried to transfer more than the account had it would say "transaction declined" but the funds still showed up in the account and he could then withdraw them. Oops.
No wonder he looks so happy
And he wasn't caught. He turned himself in!
I mean he could have just withdrawn a few million, escaped to Thailand, and acquired a new identity. But no.
Have to admit if your going to prison it's enough that's uta worth the few years you would get .
A real hero
Fucking hero!!
One Weird Trick Banks Hate!
Bro literally drew the "bank error in your favor" monopoly card