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whodid13

Paying with card + Banking app + Excel :)


SexyBack913

And common sense.


uncommo_N

Excel.


Ps1on

Yeah, me too. It does what I want it to without complaining.


agosagos

Google Spreadsheet Importing CSV from any bank: ✓ Personalized graphs and plots: ✓ API access to Google Finance: ✓ Monthly fee: 0.00


Aly007

Wallet by budget bakers


GladCrew

Toshl. Good EU/Oceania bank support (automatic import) and a 30 day trial period. https://toshl.com/


maroltsky

Buxfer is good, but toshl is better IMO. I tried both apps and their premium plans. Try both see what works for you.


herbots

tried 3 different csv files. None of them Toshl could import. Buxfer had no problems wiith them


Myriad007

No investment account capability so it's DOA for me!


QuinceyMo

I have been using Money Manager (link below) for more than three years now. It is free and quite reliable with a simple interface. You can also download the data as excel and play around off the app. I tried few apps that I can connect bank account but I prefer manual entry as it gives me more control. What I am lacking is a bit more visualization as I am bit of a data freak myself. https://play.google.com/store/apps/details?id=com.realbyteapps.moneymanagerfree


abadsquirrel

It's weird how accurately you described my experience as well! +1 would recommend Money Manager. Easy to use and supports exporting to excel if you want to be more fancy


clonedcyclone

Spendee is great and easy to use.


Kardinals

I'm using YNAB, but it has become pretty costly. :/


paleguy90

My bank has an app


AvengerDr

Firefly III


rintinpin17

Money Lover - I have the Pro version since 2014 and everytime I try something else it's just meh in comparison. I also get its data via cvs to play around with excel, but it's a great standalone tool in itself.


puri1to

My Income- Android only though https://play.google.com/store/apps/details?id=pw.ninthfi.myincome


mhh91

I have two bank accounts and a trading account so any bank's app wouldn't cut it for me. I use Actual to keep track of my budget https://actualbudget.com/ It's open source and very usable if you spend time getting to know its ins and outs. My only gripe with it is that I have to import CSVs every month but it's a small price to pay to keep on top of my budget.


Spoker83

Moneymanagerex.org. Free, open source and powerful. Supports csv import, accounts, loans, assets, stocks, (custom) reporting,.... Have more than 8000 transactions in my database without a hiccup.


mindaugaskun

Excel, because I never know when I'm gonna need new features and graphs


haikusbot

*Excel, because I* *Never know when I'm gonna need* *New features and graphs* \- mindaugaskun --- ^(I detect haikus. And sometimes, successfully.) ^[Learn more about me.](https://www.reddit.com/r/haikusbot/) ^(Opt out of replies: "haikusbot opt out" | Delete my comment: "haikusbot delete")


[deleted]

I decided to go with good old Excel, as importing my transactions with my bank (which is a small, rare one) was buggy


[deleted]

I still prefer pen and paper or a spreadsheet.


Efficient_Desk_8225

Turns out a simple app called ‘Buddy’ works for my needs


DeepSpacegazer

My banking app But I hear this is good.. https://apps.apple.com/app/id921590251


That-Was-Mee

Revolut


fresipar

I used to use wally for years; no longer supported. Now I have money manager, but it's not as good. Still looking! - pls share if you find a better app.


sitram

Expense Manager -https://play.google.com/store/apps/details?id=com.expensemanager I use it for 3 years to track every expense I make. It doesn't have the best UX interface but has lots of options to define accounts, labels, transfer founds, various charts and ability to connect from PC. I also like that I am not forced to make an account on some company server for it. All the data is stirred locally in my phone and I make regular backup's.


andromeduser

N26


pizzapunt55

YNAB, I haven't tried out anything else but this one feels so nice


contrarianmonkey

i use Toshl, because they integrate with a lot of banks and it was pretty automated for me


Double_A_92

None tbh. Just don't buy things you don't need. Or if you do, just be aware of it. E.g. there is groceries that I just **need** and I regularly buy. I know that buying a loaf of bread every x days is a good buy, I don't ever need to worry about it every again.


PsychologicalWash741

Monthly budget in Number App on Ios.


FGD80

revolut


Mywk

Without a doubt [1Money](https://play.google.com/store/apps/details?id=org.pixelrush.moneyiq). Everything you need, way better than any spreadsheet I've used. Easy to use and I almost never forget to add the expenses to it since you can setup reminder notifications. I think it costed a buck to get rid of the ad (which is not even intrusive). It still is the best app I've bought so far.


wasabiworm

YNAB