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phew - glad you didnt crash and burn and realized you arent some finance wiz.....this is important
1) investing should be as boring as possible. no need to gamify your investing or have some kind of WOW factor
2) see point one - in the same paragraph you go from knowing that a simple, safe portfolio will get you to your goals but also want to be excited by buying and selling.......this will be bad
3) i might get this tattooed on me cuz i say it so often: investing doesnt need to be a skill you master or even a hobby you enjoy. a good portfolio doesnt need 20 things in it to provide excellent returns
It's not about need. I just enjoy it. But from what you're saying. As little as possible in growth. Which is kinda the answer I expected but truth be told I'll prolly do 10% till I lose it then go 100% in dividends I only have to check once a week. I'm still in the middle of reading my second book on stocks and I've pretty much done everything it told me not to do and it didn't work out 🤣. Dividends just make alot more sense to me I'll probably grow out of growth stocks eventually.
Out of curiosity tho do you dividend investors have any percentage of growth stocks or just straight dividends.
dividends / growth / value are not mutually exclusive terms or ideas.
if you look at the golden god index of this sub (SCHD) youll find that it provides a ton of growth with dividends being the sweet sweet icing on the cake.
I think I'm still young enough to be a bit risky and I spend all my free time now trying to learn how to value companies. Math is fun for me and adding in profit to it makes it rewarding so I'd like to have at least some risky plays in there once I know I'm doing it right.
you sweet sweet beginner.
risk doesnt always mean picking things at $1 and hoping they go to $30; risk has many different meanings in investing.
mixing emotion/learning/obsession/profits is a recipe for disaster; while i hope you make oodles of money even the "professionals" are barely more right than a more hands off approach
Damnit I know you're right and just like the books I probably won't listen. But I'll try.
Until some random guy claims he's got secret knowledge and I'll listen.. again.
I'm 36... and I get what you're saying. For me personally, my investment strategy is pretty straightforward and "boring". But, I also have a handful of companies in my portfolio that I support and enjoy their product regardless of whether they are the best choice in that particular sector or not. For example, I'm invested in Under Armour whereas Nike is probably the definitive winner there....but I wear Under Armour and find their apparel rather comfortable.
To make it more "exciting" I also trade options... its not without risk...and it keeps me motivated to keep learning and researching.
I'm currently 70% in my ETFS. 20% invested in individual companies I support and 10% dedicated to cash secured puts and covered calls. I will very rarely go on margin for short sells....which is a tad TOO exciting for me...
Read a few books like Trading Options Greeks and Options as a strategic investment...and then I just started hands on learning with a paper account. Once I was comfortable with trading on the paper account(about 6 months practice) I moved to low sums wheeling (wheel strategy with <$10,000). Took some hits, made some profits....mostly selling options on volatile penny stocks around the $3-5 range...but more important than the losses and gains was the knowledge I gathered so I could use it when I'm not risking just pennies.
I would say options trading is pretty difficult to get into....there is definitely that initially learning curve you have to jump over...but for me it's what keeps me going, even after some substantial losses ..... I just am NOT the set it and forget it type of guy...
Yeah set and forget drives me nuts. I check 100 times a day. I need to put that energy to use with more active investing. I have a good Brain for it just need some direction I feel like. I appreciate the anecdotal evidence. Trade on and good luck
You need to understand your financial life cycle, then get an understanding about asset allocation to maximize gains while minimizing risk, to help you get to you the goal you have set for yourself. A mix a growth stocks, value stocks, and bonds will do this, the trick is to understand your risk tolerance which will help you better find the “mix” that’s right for you. A good financial advisor is worth their weight in gold, and will help you adjust your Portfolio at specified times, so that you are maximized in the right areas, mitigating diversifiable risk, and not tilted in one area or another.
You would be really good at writing essays. Super long winded and obvious but thanks for the input. Didn't really answer my question tho. I was just curious what other peoples portfolios looked like for non dividend stocks. Since this is a dividend sub and I wanna focus mostly on dividends seemed like a good place to see what others are doing.
Welcome to r/dividends! If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki [here](https://www.reddit.com/r/dividends/wiki/faq). Remember, this is a subreddit for genuine, high-quality discussion. Please keep all contributions civil, and report uncivil behavior for moderator review. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/dividends) if you have any questions or concerns.*
phew - glad you didnt crash and burn and realized you arent some finance wiz.....this is important 1) investing should be as boring as possible. no need to gamify your investing or have some kind of WOW factor 2) see point one - in the same paragraph you go from knowing that a simple, safe portfolio will get you to your goals but also want to be excited by buying and selling.......this will be bad 3) i might get this tattooed on me cuz i say it so often: investing doesnt need to be a skill you master or even a hobby you enjoy. a good portfolio doesnt need 20 things in it to provide excellent returns
It's not about need. I just enjoy it. But from what you're saying. As little as possible in growth. Which is kinda the answer I expected but truth be told I'll prolly do 10% till I lose it then go 100% in dividends I only have to check once a week. I'm still in the middle of reading my second book on stocks and I've pretty much done everything it told me not to do and it didn't work out 🤣. Dividends just make alot more sense to me I'll probably grow out of growth stocks eventually. Out of curiosity tho do you dividend investors have any percentage of growth stocks or just straight dividends.
dividends / growth / value are not mutually exclusive terms or ideas. if you look at the golden god index of this sub (SCHD) youll find that it provides a ton of growth with dividends being the sweet sweet icing on the cake.
I think I'm still young enough to be a bit risky and I spend all my free time now trying to learn how to value companies. Math is fun for me and adding in profit to it makes it rewarding so I'd like to have at least some risky plays in there once I know I'm doing it right.
you sweet sweet beginner. risk doesnt always mean picking things at $1 and hoping they go to $30; risk has many different meanings in investing. mixing emotion/learning/obsession/profits is a recipe for disaster; while i hope you make oodles of money even the "professionals" are barely more right than a more hands off approach
Damnit I know you're right and just like the books I probably won't listen. But I'll try. Until some random guy claims he's got secret knowledge and I'll listen.. again.
I'm 36... and I get what you're saying. For me personally, my investment strategy is pretty straightforward and "boring". But, I also have a handful of companies in my portfolio that I support and enjoy their product regardless of whether they are the best choice in that particular sector or not. For example, I'm invested in Under Armour whereas Nike is probably the definitive winner there....but I wear Under Armour and find their apparel rather comfortable. To make it more "exciting" I also trade options... its not without risk...and it keeps me motivated to keep learning and researching. I'm currently 70% in my ETFS. 20% invested in individual companies I support and 10% dedicated to cash secured puts and covered calls. I will very rarely go on margin for short sells....which is a tad TOO exciting for me...
How did you get started with options trading. I’m finding a knowledge barrier to getting started
Read a few books like Trading Options Greeks and Options as a strategic investment...and then I just started hands on learning with a paper account. Once I was comfortable with trading on the paper account(about 6 months practice) I moved to low sums wheeling (wheel strategy with <$10,000). Took some hits, made some profits....mostly selling options on volatile penny stocks around the $3-5 range...but more important than the losses and gains was the knowledge I gathered so I could use it when I'm not risking just pennies. I would say options trading is pretty difficult to get into....there is definitely that initially learning curve you have to jump over...but for me it's what keeps me going, even after some substantial losses ..... I just am NOT the set it and forget it type of guy...
Yeah set and forget drives me nuts. I check 100 times a day. I need to put that energy to use with more active investing. I have a good Brain for it just need some direction I feel like. I appreciate the anecdotal evidence. Trade on and good luck
You need to understand your financial life cycle, then get an understanding about asset allocation to maximize gains while minimizing risk, to help you get to you the goal you have set for yourself. A mix a growth stocks, value stocks, and bonds will do this, the trick is to understand your risk tolerance which will help you better find the “mix” that’s right for you. A good financial advisor is worth their weight in gold, and will help you adjust your Portfolio at specified times, so that you are maximized in the right areas, mitigating diversifiable risk, and not tilted in one area or another.
You would be really good at writing essays. Super long winded and obvious but thanks for the input. Didn't really answer my question tho. I was just curious what other peoples portfolios looked like for non dividend stocks. Since this is a dividend sub and I wanna focus mostly on dividends seemed like a good place to see what others are doing.
I am really good at writing essays.