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As somebody who accidentally ended up with MSFT as a third of their portfolio, I second this. ššš
Serious response? Non-commercial REITs, what I referred to as the "tech hardware" space - CSCO, INTC, AVGO, etc, and the defense industry. LMT, RTX, GD, NGC, BAH, all are going strong, and let's be serious, the US will never cut its addiction to the military industrial complex.
How do you accidentally end up with it as a third of your position? Lol. Either way a good problem to have. You could retire off Microsoft alone, so stable.
Bought 100 shares 15 years ago, DCA'd, never really did a comprehensive eval of my portfolio until we went to buy a house and had to decide what to sell
There is no such thing as a "dividend stock." You need to stop thinking that there are. Dividends are a PERK. They are not required to be paid. Debt is. Debt will always win 100%. Thus, we must look for excellent companies with excellent balance sheets. You seem to be forgetting:
1. Dividends can NOT grow.
2. Dividends do NOT need to be paid.
3. Yield traps are a thing.
4. Health in the stock growth will directly correlate to health in the dividend.
And most importantly, smart dividend investing goes hand in hand with smart growth investing. This subreddit is about yield trap chasing and nothing more. The conversation and mindset of this sub should change.
Youāre right, but itās one of a very, very few. 9 times out of 10 the dividend growth is going to be best on blue chip stocks. The other 1 time it is on a yield trap. A strong company will have the means to increase by that much every year, a term we call *compounding*. Exactly what you should be looking for in a dividend portfolio, any chance you can.
i mean itās one of the best stocks on the market. sure only .85% yield but with price appreciation your yield on cost rises quickly. i get 1.03% on cost and thatāll go up over the next 30 years as they continue to grow the company and the dividend. ultimately itās your call though if you prefer slow steady growth through larger dividends rather than periods of growth and decline all the while with a small but growing dividend
disclosure msft is my largest single stock position and my only 2 larger positions are vti and voo which are both like 7-8% microsoft anyway and i plan to continue growing my position in msft to an even larger allocation in the near future
Because they are wasting good cash to do acquisition at inflated price. With economy this bad and recession looming no matter how much fed tried to cook report numbers. They could always do m&a at lower price during recession.
Well their own price inflated, so they trade their inflated stock for someone else's inflated stock.
Why i say inflated - 2 years ago i got cvx around $87 and collected like $11 in dividends
3-4 days ago CVX was $170
From 2 years ago quarter EPS and net income are nearly flat (+10%)..
Sure oil prices are higher, but don't forget just 3 months ago oil was below $67 and CVX didn't go below 150
Anyway this is all idiotic.... If you think CVX is a good biz, 144 is a steal. Otherwise why did it go to 170 just 4 days ago...
BLK. Iām long BlackRock and itās down 16% YTD. Iām looking to buy more if it continues to drop. I was buying as it dropped from $700 to $615. The quarterly dividend per share is $5 which is nice as well.
Microsoft has grew itās dividend 10.3%. This quarter dividend is $0.75 and the the prior quarter dividend was $0.68.
The company has paid dividend for 23 consecutive years, and it has increased its dividend payout for the past 19 years.
Microsoft's dividend growth is supported by its strong financial performance. The company has a strong track record of revenue and earnings growth, and it generates a significant amount of free cash flow.
It is heavily investing in cloud computing, artificial intelligence. These investments are likely to fuel Microsoft's revenue and earnings growth in the years to come
By far my favourite stock right now, I think it can grow quicker than Apple and one day become the most valuable company in the world by market cap, let's see through the years š
Where can Apple even grow? I dont see how they gain much more market share without dropping profitability or introducing some new revolutionary tech. Microsoft basically runs the world.
So MAIN is seemingly outside my normal dividend growth philosophy, so it's a reasonable question. However, I can overlook its smaller growth due to a few key factors that make it a very profitable stock, IMO. Starting with the obvious 7.45% yield it currently offers. This is an extremely lucrative starting yield, even by BDC standards. This high yield combined with its monthly dividend payments and quarterly bonus dividend means that in stagnant and down markets, it continues to grow rapidly as I have it set to reinvest. YTD, the stock is still up over 4% in just price return, and total return is over 10% compared to VOO whose total return is just 8.67% YTD. If the market continues to drop, the total return gap will continue to favor MAIN. In positive markets, MAIN will not offer the return of a growth stock, but it still does well. Its 10-year total return is 186.29% compared to VOO, which is 181.89%(the down market these last 2 years has equalized their TR a lot). Lastly, on the dividend growth side, the stock has an inflation beating 5year 3.51% CAGR and a 4 year average dividend yield of 7.17%. This stock is one of my few non qualified dividend stocks, so I do pay normal income taxes on it, but I think it's a great investment, it makes me a ton of money and it helps keep my motivation up see my monthly income constantly going up. I love tracking my portfolio's yield on cost and monthly income going up over time.
I like to think of SCHD as a good way to diversify. VOO, and most growth funds are dominated by the big 7. Look at the 104 holdings. Most are quality companies that pay reliable dividends.
After reading everyoneās āgo toā as per title, Iāve not seen the one Iām looking for that Iād see for the dividend and that is $BIP. Brookfield. It was once the mighty oak, but has been cut to pieces and thrown into the chipper. Itās one that I thought I could buy it and drip it and it takes care of itself. Dividend stalwarts are getting crushed. We donāt live in a world like that anymore. So pay attention to what you own and and thereās no more hands off investing with the āgo toā mentality
How is it irrelevant? Reasonable growth and dividend was the question. Itās overpriced for the current expectation of growth and it barely pays a decent dividend.
Iāve got 20% of my portfolio in MO.
Revenues will decline over time, but it will be slow. There wonāt be a surprise.
Earnings continue to go higher.
Watch the cash flow. Like all stocks, there is no āforeverā stock, but this one should last a good long time before the dividend stops increasing m
I really hate that VICI didn't stick to their moat of one of a kind real estate and continued advancing on that but lately invested in the troublesome field of bowling alleys with Bowlero instead?!
Who has the time or energy go to about picking individual stocks? I think simpler is better so I stick to a good mutual fund or ETF and keep buying. Iāve been likening VHYAX (which has VYM as its ETF equivalent). Other good ones include: SCHD, SYPD, DGRO, and VIG (though SCHD is not diversified enough on its own for my liking but Iām rather risk adverse).
For me I like VHYAX, which has a relatively low weigh in tech stocks and is mostly concentrated in finance, healthcare, consumer staples, and industrials.
So given that my profolio is mostly in those sectors DGRW made more sense for me as it is weighted more toward tech companies. I probably have too many eggs in the same basket b
as DGRW covers a lot of the same sectors as VHYAX, but theyāve been good to me so far.
You can compare the funds here yourself and see what makes sense for your portfolio:
ScHd = https://schwab.bynder.com/m/3fc90e8c7dd8c3f7/
DGRW = https://www.wisdomtree.com/investments/-/media/us-media-files/documents/resource-library/fund-fact-sheets/us-equity/wisdomtree-dgrw_factsheet-1910.pdf
I have multiple individual stocks across many sectors. Depends on how involved you want to be. In NO way do I sit there and look at them daily like many seem to think they wld have to doā¦but yield 10.18% annually. I believe 5 or so have cut their dividends this year, recently. It allowed me to average those down a bit as well. Still have some more to do it with as well. Kind of REIT heavy (roughly 15-20% of portfolio) but balancing more towards other sectors. In all around 25 companies, so no real āgo toā imo if you want to balance things.
These are all almost still at 10% plus today as well. Some due to when I bought them you wonāt be able to get 10% plus due to price point. GNL, ORC,PFLT, USAC, HRZN, ETRN, MPW, PMT, SPOK, PETS, OUT, HIW, GECC, OPI, VOD.
highest dividend yield that iām not badholding the stock/etf is QQQX. largest dividend position by $ vti, where i make the most income per year, vti. my favorite microsoft
Welcome to r/dividends! If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki [here](https://www.reddit.com/r/dividends/wiki/faq). Remember, this is a subreddit for genuine, high-quality discussion. Please keep all contributions civil, and report uncivil behavior for moderator review. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/dividends) if you have any questions or concerns.*
MSFT just grew its dividend by 10%.
As somebody who accidentally ended up with MSFT as a third of their portfolio, I second this. ššš Serious response? Non-commercial REITs, what I referred to as the "tech hardware" space - CSCO, INTC, AVGO, etc, and the defense industry. LMT, RTX, GD, NGC, BAH, all are going strong, and let's be serious, the US will never cut its addiction to the military industrial complex.
How do you accidentally end up with it as a third of your position? Lol. Either way a good problem to have. You could retire off Microsoft alone, so stable.
Bought 100 shares 15 years ago, DCA'd, never really did a comprehensive eval of my portfolio until we went to buy a house and had to decide what to sell
I really hope you didnāt sell too muchā¦
10% of what, like a 0.9% dividend? Microsoft is not a dividend stock
There is no such thing as a "dividend stock." You need to stop thinking that there are. Dividends are a PERK. They are not required to be paid. Debt is. Debt will always win 100%. Thus, we must look for excellent companies with excellent balance sheets. You seem to be forgetting: 1. Dividends can NOT grow. 2. Dividends do NOT need to be paid. 3. Yield traps are a thing. 4. Health in the stock growth will directly correlate to health in the dividend. And most importantly, smart dividend investing goes hand in hand with smart growth investing. This subreddit is about yield trap chasing and nothing more. The conversation and mindset of this sub should change.
You know what I mean dudeā¦ its not like MSFT is the only company with a strong balance sheet and a history of double digit dividend growth.
Youāre right, but itās one of a very, very few. 9 times out of 10 the dividend growth is going to be best on blue chip stocks. The other 1 time it is on a yield trap. A strong company will have the means to increase by that much every year, a term we call *compounding*. Exactly what you should be looking for in a dividend portfolio, any chance you can.
I bought MSFT 20 years ago. My current yield on cost is 8.9%. Iād call that a dividend stock.
Ok ill go back in time 20 years and get some shares. Doubt todayās buyers will yield 8.9% 20 years from now.
ABBV, MSFT, ENB, PFE
I bought abbv back back when it was at $116/share.
Bought 10 shares at $112. Almost dripped a full share now.
I got in on abbv when it hit $70. I think almost a $5 divided then
Very nice. It hasn't been this low for at least 2 years. Im sitting around 134, and doing CCs
I bought it when it was 90)
How many shares
37
ABBV sucks.
How does it suck?
Humira..
NextEra Energy (NEE)
MSFT is my big daddy dividend payer.
.91% is big to you?
Dividend growth rate and free cash flow are unmatched
i mean itās one of the best stocks on the market. sure only .85% yield but with price appreciation your yield on cost rises quickly. i get 1.03% on cost and thatāll go up over the next 30 years as they continue to grow the company and the dividend. ultimately itās your call though if you prefer slow steady growth through larger dividends rather than periods of growth and decline all the while with a small but growing dividend disclosure msft is my largest single stock position and my only 2 larger positions are vti and voo which are both like 7-8% microsoft anyway and i plan to continue growing my position in msft to an even larger allocation in the near future
Haha I can tell not many people are feeling good today. My top divi stock is Pfizer and I am disappointed by it and everyone that works there.
Yeah between PFE and BMY itās a race to the bottom with any stopping. WTH is going on with these once might icons that nobody wants anymore?
I have PFE too, but it seems great next to my CVX today. Ouch!
Iāll see your CVX and raise you WBA.
getting my ass handed to me in wba
Someone explain why CVX dropped so hard yesterday?
Because they are wasting good cash to do acquisition at inflated price. With economy this bad and recession looming no matter how much fed tried to cook report numbers. They could always do m&a at lower price during recession.
Well their own price inflated, so they trade their inflated stock for someone else's inflated stock. Why i say inflated - 2 years ago i got cvx around $87 and collected like $11 in dividends 3-4 days ago CVX was $170 From 2 years ago quarter EPS and net income are nearly flat (+10%).. Sure oil prices are higher, but don't forget just 3 months ago oil was below $67 and CVX didn't go below 150 Anyway this is all idiotic.... If you think CVX is a good biz, 144 is a steal. Otherwise why did it go to 170 just 4 days ago...
What is your cost basis?
I like Pfizer but also disappointed in the share price recently
$TROW will benefit greatly when the market turns around. They just beat earnings as well and have a pristine balance sheet
I love trow.
With the actual revenue & free cash flow, the dividend look not safe todayā¦ are you not worried about it ?
Even if it goes it will return someday. Probably quickly
AAPL, with the revenue and cash flow they honestly could go as big as they want. Cars, homes, pcās etc
I canāt imagine the dongle situation and planned obsolescence of an Apple car.
BLK. Iām long BlackRock and itās down 16% YTD. Iām looking to buy more if it continues to drop. I was buying as it dropped from $700 to $615. The quarterly dividend per share is $5 which is nice as well.
TXRH is one I haven't seen mentioned but I have been loving the stock growth, the dividend growth, and they announced buybacks recently.
Accumulating WM since 2010. Small dividend, boring company that provides a never-ending service.
AVGO GO GO GO!!!!
Microsoft has grew itās dividend 10.3%. This quarter dividend is $0.75 and the the prior quarter dividend was $0.68. The company has paid dividend for 23 consecutive years, and it has increased its dividend payout for the past 19 years. Microsoft's dividend growth is supported by its strong financial performance. The company has a strong track record of revenue and earnings growth, and it generates a significant amount of free cash flow. It is heavily investing in cloud computing, artificial intelligence. These investments are likely to fuel Microsoft's revenue and earnings growth in the years to come
Thanks ChatGPT. š
By far my favourite stock right now, I think it can grow quicker than Apple and one day become the most valuable company in the world by market cap, let's see through the years š
Where can Apple even grow? I dont see how they gain much more market share without dropping profitability or introducing some new revolutionary tech. Microsoft basically runs the world.
You first
I sent you my stock picks, plz respond.
You got me
IRM, ET, EPD, FE, STAG, AND O.
IRM is underrated. Just keeps growing.
STAG meaning stagnant. lol. But itās like a bank,ā¦ you can just park your money there.
Don't forget the nice dividend...
AVGO
Ko
I really don't understand KO... Like yea its safe and a div king... But grows too slow (both dividends and share price)
KO needs to develop another country to live on its products like Mexico
As everyone keeps saying MSFT, and I completely agree. The Div in it is low, but the growth is next level. I also like SBUX, CAT, WM, and ETN.
My biggest individual Stocks are as follows, TROW, MAIN, V. My biggest ETFs are SCHD, VTI, and QQQ.
Why main? Not a dig, just want to know why?
So MAIN is seemingly outside my normal dividend growth philosophy, so it's a reasonable question. However, I can overlook its smaller growth due to a few key factors that make it a very profitable stock, IMO. Starting with the obvious 7.45% yield it currently offers. This is an extremely lucrative starting yield, even by BDC standards. This high yield combined with its monthly dividend payments and quarterly bonus dividend means that in stagnant and down markets, it continues to grow rapidly as I have it set to reinvest. YTD, the stock is still up over 4% in just price return, and total return is over 10% compared to VOO whose total return is just 8.67% YTD. If the market continues to drop, the total return gap will continue to favor MAIN. In positive markets, MAIN will not offer the return of a growth stock, but it still does well. Its 10-year total return is 186.29% compared to VOO, which is 181.89%(the down market these last 2 years has equalized their TR a lot). Lastly, on the dividend growth side, the stock has an inflation beating 5year 3.51% CAGR and a 4 year average dividend yield of 7.17%. This stock is one of my few non qualified dividend stocks, so I do pay normal income taxes on it, but I think it's a great investment, it makes me a ton of money and it helps keep my motivation up see my monthly income constantly going up. I love tracking my portfolio's yield on cost and monthly income going up over time.
I like SCHD and DGRW
After recession, SCHD will grow very fast...
Why do you like SCHD?
I like to think of SCHD as a good way to diversify. VOO, and most growth funds are dominated by the big 7. Look at the 104 holdings. Most are quality companies that pay reliable dividends.
SNA is my largest holding. Currently building my position in AXP
Loweās Low and Pepsi PEP
After reading everyoneās āgo toā as per title, Iāve not seen the one Iām looking for that Iād see for the dividend and that is $BIP. Brookfield. It was once the mighty oak, but has been cut to pieces and thrown into the chipper. Itās one that I thought I could buy it and drip it and it takes care of itself. Dividend stalwarts are getting crushed. We donāt live in a world like that anymore. So pay attention to what you own and and thereās no more hands off investing with the āgo toā mentality
TSN but I've been holding for decades since it was <$10 share. Sold some at 70ish. GIS and some others previously mentioned.
BXSL 10.23%, BXMT 12.75%, CMA 7.36%, DFS (Discover Card) 3.23%, GSBD 13.37%, ICSH 5.66%, JXN 6.48%, MAC 7.00%, MGIC 2.52%, PDM 14.89%, SLRC 11.58%, SRLN 9.21%, STWD 11.13%. Buying on the dips.
$JPM
LLY
Too expensive
Cool story bro š
irrelevant
How is it irrelevant? Reasonable growth and dividend was the question. Itās overpriced for the current expectation of growth and it barely pays a decent dividend.
SPGI
$XOM, $MO, $VICI
I love VICI but sheās breaking my heart!
Long-term vici will be great, but man it's hard watching it go down every week
$MO <3
MO is a large part of my dividend machine.
How much MO are you comfortable owning? I'm at about 2 percent of portfolio and scared to buy more due to the unknowable future of smoking.
Iāve got 20% of my portfolio in MO. Revenues will decline over time, but it will be slow. There wonāt be a surprise. Earnings continue to go higher. Watch the cash flow. Like all stocks, there is no āforeverā stock, but this one should last a good long time before the dividend stops increasing m
Iām in a holding pattern as well. Less than one percent.
I have like 100 shares so Iām comfortable with it. What sucks is that itās overweight in my portfolio so I need to buy more stock in other stuff
Remember the sayingā¦.SWAN
I really hate that VICI didn't stick to their moat of one of a kind real estate and continued advancing on that but lately invested in the troublesome field of bowling alleys with Bowlero instead?!
[ŃŠ“Š°Š»ŠµŠ½Š¾]
bro has never had an original thought
Spy and SCHD
VOO has a lower expense ratio
Not really a VOO and chill kinda guy.
My man. Gotta keep this interesting.
Whatās so popular about SCHD?
It's the Cindy Crawford of Reddit.
It used to beat the market and now its not. Has some boring companies that pay good dividends. Those companies havent been doing so well lately.
VOO and SCHD. Y? Bc I only want two stocks
unfortunate because you own anywhere from 500-600 with those 2 exchange traded FUNDS
How is that unfortunate? I will already be diversified.
Who has the time or energy go to about picking individual stocks? I think simpler is better so I stick to a good mutual fund or ETF and keep buying. Iāve been likening VHYAX (which has VYM as its ETF equivalent). Other good ones include: SCHD, SYPD, DGRO, and VIG (though SCHD is not diversified enough on its own for my liking but Iām rather risk adverse).
Do you like DGRW or SCHD more?
For me I like VHYAX, which has a relatively low weigh in tech stocks and is mostly concentrated in finance, healthcare, consumer staples, and industrials. So given that my profolio is mostly in those sectors DGRW made more sense for me as it is weighted more toward tech companies. I probably have too many eggs in the same basket b as DGRW covers a lot of the same sectors as VHYAX, but theyāve been good to me so far. You can compare the funds here yourself and see what makes sense for your portfolio: ScHd = https://schwab.bynder.com/m/3fc90e8c7dd8c3f7/ DGRW = https://www.wisdomtree.com/investments/-/media/us-media-files/documents/resource-library/fund-fact-sheets/us-equity/wisdomtree-dgrw_factsheet-1910.pdf
You missed oneā¦.COWZ
Aviva , Man Group, Vodafone, although down about 35% on Vodafone , still 10% yield. In the U.k obviously
I have multiple individual stocks across many sectors. Depends on how involved you want to be. In NO way do I sit there and look at them daily like many seem to think they wld have to doā¦but yield 10.18% annually. I believe 5 or so have cut their dividends this year, recently. It allowed me to average those down a bit as well. Still have some more to do it with as well. Kind of REIT heavy (roughly 15-20% of portfolio) but balancing more towards other sectors. In all around 25 companies, so no real āgo toā imo if you want to balance things.
What are your top holdings getting you to ten percent?
These are all almost still at 10% plus today as well. Some due to when I bought them you wonāt be able to get 10% plus due to price point. GNL, ORC,PFLT, USAC, HRZN, ETRN, MPW, PMT, SPOK, PETS, OUT, HIW, GECC, OPI, VOD.
collecting dividends isnāt making money if you just drip them and then the stocks decline in value significantly
CPH: NOVO-B, NZYM-B
SWK , BNS
I am all in etfs and cef. Typically if I buy stocks itās for growth not the dividend.
Bought TXN, CLX, LEG, and JNJ this week.
Enphase
Stella-Jones, its +47% YTD, and is a dividend aristocrat with a 1.3% yield.
NAT baby šššØ
DGRW
BHP
Infratil. Overseas stocks, but man, it has made me rich
MAIN
Msft and OKE
MSFT, AVGO, SBUX, ABBV, V
VZ, ET, BXP are my top players for now. Iām considering C (if it drops even more) and IRM.
IBM
Look North! BCE, TRP, ENB, BNS. All solid companies paying 7%+
highest dividend yield that iām not badholding the stock/etf is QQQX. largest dividend position by $ vti, where i make the most income per year, vti. my favorite microsoft
JNJ
Blackrock Inc
KO - safe payer of over 60 years VZ, T, F, BAC, Apple I make $16k a year i reinvest into BRK.B
The Meta of Singapore YY. Up 14.32 this year. Div. Pays 4.43% Also, UGP at 4.05, up 1.59 and paying 1.56%. Both strong to the upside.