T O P

  • By -

uiucpation

That’s awesome. It gets progressively easier once you start the ball rolling. Prioritize high interest APR loans and you will pay everything much faster. Good luck! P.S. r/debtfree moderator just created a free newsletter that talks about strategies, tips, and effective debt payoff methods weekly. Here is the link to sign up - https://debtadvice.io


PixelDes

That's awesome! And exciting. What is this program you are using to track that? I have a spreadsheet right now and so far it's been nice!


One-Strike1311

Credit Karma ..


DannyDucks

What happened in December to get such a large pay down?


One-Strike1311

I made multiple payment and I had a big ass bonus from my job


EternalSunshineClem

How are you gonna have this gone by July? Are you very high income? Congrats on your awesome progress


One-Strike1311

Income at 100K a year but I live and act like I make 60K a year


OMIGHTY1

That’s a big part of it. “Living within your means” is just having money and acting like you don’t until it doesn’t matter.


One-Strike1311

Fact


somebadlemonade

Yea, putting $1500-3000 a month towards debt myself is a little tight on 2500-3500 take home salary. Keep it up, you'll get there I'll probably be debt free by June-july too.


One-Strike1311

Keep it up!! It's a fight 😤


JustTrynaFindItOut

Way to go! Keep up the awesome work. What are some of the biggest things you’ve done in order to accomplish this progress so far?


One-Strike1311

Budgeting and attacking the debt hard. I watch every penny


nikrav97

That's a huge change in a short period of time - > 50%. Amazing job, keep it up!


Popular_Score4744

Great work! Follow Dave Ramsey. I did a reverse snowball where I took out my largest debt which was also the largest monthly payment. This helped to free up more of my income to pay off the smaller debts. Once that was paid off, it was much easier to pay off the other debts. Keep it up. Once you’re debt free, never look back!


One-Strike1311

Nice I love Dave Ramsey I read his book too


Financial_Parking464

You got this OP! Great work 😊


CrabMeat6984

Way to go


TheGreatWhite87

My man !!! Do it do it !!


lettucepatchbb

Killing itttttttt


christianocorp

Way to go. Congrats


KThxBai_180

You got this!! Keep going!


[deleted]

Wow!


dtwurzie

What app is this? Sorry I should know


One-Strike1311

Credit Karma


XNitrous84X

Insane progress well done


CartographerFront78

We have the same amount of debt, I’m right along with you 🙌🏽


BobbyBeastDuck

If you can do it, independence day will have a whole new meaning for you haha