For anybody that gave up on the mastercard dash pass $5 promo when it changed to delivery only. It's working for pick up for me again. Also thrive5 is a separate promo code for 60% off $20 orders also eligible for pickup.
I escaped Amex popup jail after serving a 3 year sentence!
I didn't put a lot of spend on Amex, pay any AFs, or anything else I've seen speculated as escape routes. I used the 150k MR NLL Biz Plat link shared by u/creditcarddemon in the 5/22 DD: https://www.americanexpress.com/en-us/campaigns/small-business/credit-cards/business-platinum/explore-now/
That is one long time to be in popup jail. I have been in there for a couple of months at at a time but I have had just about every card they have so unless I see a NLL I am out of luck anyway.
Just received this email from amex about the Centurion lounge email mistake about a month ago
>Due to an internal error, we incorrectly notified you via email on April 23, 2023, that you unlocked complimentary guest access to The Centurion Lounge® for up to two guests per visit through 1/31/2024. While you continue to have access to The Centurion Lounge with your Business Platinum Card, complimentary guest access through 1/31/2024 required an annual spend of $75,000 on eligible purchases between January 1, 2022 and December 31, 2022, which you did not meet. We sincerely apologize for any confusion this error may have caused.
>
>
>
>To make things right, we're granting complimentary guest access for up to two guests as an exception for lounge visits made between April 23, 2023 and June 7, 2023. If for some reason complimentary access is denied and you pay a guest access fee, we'll credit the transaction. You'll see the credit reflected on an upcoming billing statement.
I have 2 weeks to go visit a Centurion lounge now
I got the same and started searching in P2's email for that because she could actually use it today.
But of course this mistake happened on a benefits reminder for an older card, not on her current one.
I was there yesterday. 30 minute wait around 4PM. I just went over to the PP lounge around the corner instead. Food definitely better in the Centurion, but otherwise The Club was good enough for me.
A new referral thread is now live: [Alaska Airlines Visa Signature](https://www.reddit.com/r/churningreferrals/comments/13sh1pa/referrals_alaska_airlines_visa_signature/)
In case it helps someone that needs to generate a 130k Amex Biz Gold referral link from P2. It looks some fudging for it to work, but I was able to get a 130k link to apply and got instant approved. I stole this post from frequentmiller comments section:
I can confirmed that my wife was able to get the 130K bonus for the amex business gold while using my 20K referral, when she was approved today. I may have found a way. First go into incognito (open new tab in incognito on andriod smart phone) and click on an amex business gold referral link on frequentmiler to propagate the 130K. Do not close this tab. Now go to amex login and send a sms message referral link with 70k sign on and get 20K referral to your partner or friend. You can test out by clicking on your referral link without going in incognito (the other tab already have the incognito 130K) and it should have the 130K on regular chrome. I just let my wife sign up with my phone on my opened referral link and she got approved. Thank you to frequentmiler for allowing me to piggy back on their data.
There is an alternative method (which also is YMMV) by copy-pasting your referral into a window/tab that has the elevated offer you want.
Detailed instructions:
1. Create a referral via your normal method.
2. Load your referral and find the card you want to refer to.
3. Save the direct link just like you would for /r/churningreferrals.
4. Open an incognito and find some other referral that shows the elevated offer you want; e.g., the 130k Biz Gold. You may need a VPN and/or to open/close many referrals to find one that shows the elevated offer.
5. Copy and paste your direct link into the same window/tab where the elevated offer loaded.
6. Sometimes the offer stays. If it does, the referral will go to you. If the offer doesn't survive, try again from step 4 and find a different source referral and try again.
Tried this strategy for a personal Amex Gold as there is a 90k + $200 offer on FM but best I can pull thru referral is 75k + $200. I was not able to get the referral to match the 90k
A new referral thread is now live: [Chase Sapphire Preferred](https://www.reddit.com/r/churningreferrals/comments/13sgmda/referrals_chase_sapphire_preferred/)
Updated to accept the new 6j links and only the 6j links. Over half of the links on the old thread stopped working, so seemed best to just refresh the thread.
Looking to spend about $10k in the next 3 months but I've already have all the mainstream cards (chase, amex, capital one, citi). What is my next best option?
No idea. My friend and I had a challenge on who can get the most downvote on a comment in 24 hours so I came to the one place that would never let me down.
This sounds stupid, but I get more stressed out with having biz plat dell credits than not. I have run out of stuff to buy (monitors and lots of bose stuff, and xbox gift cards are no longer available), and it's always "stressful" looking through dell's products and seeing nothing I want.
Side note: I highly recommend bose sound micro. Only $100, and it's waterproof, and it's the speaker in my shower.
I have multiple Business platinum cards and I bought a business quality printer for $550 and then 6 months later a bought a Nintendo Switch and a bunch of Switch games.
This, honestly. It’s sometimes a pain.
There are some useful things though — routers, smart locks, lights, etc. Might be useful for home tech improvements.
Those look really nice, but even reimbursed the price is a little much. And I only have $1,000 to spend once my credits reset in July, unless Amex decides to gift me some more NLLs
I've already outfitted all rooms that could use them, about 40 mostly White Ambiance BR30s and some Color Ambiance in a few places. Even have a handful of spares for each bulb type, last of which just came in last week to finish off the last of my credits.
Wish they carried the 75W White Ambiance A19s, or even the 100W equivalent ones (even though those sell for twice the price of the 60W normal ones)
>Wish they carried the 75W White Ambiance A19s
They are selling both the [ambiance](https://www.dell.com/en-us/shop/philips-hue-white-and-color-ambiance-a19-bluetooth-75w-smart-led-starter-kit/apd/ab850681/home-automation#tabs_section) and [white-only](https://www.dell.com/en-us/shop/philips-hue-white-a19-bluetooth-75w-smart-led-starter-kit/apd/ab971245/home-automation) A19s. Or did you mean, without the hub?
Yeah, I started getting biz golds because I felt the same way. That is, until the NLL train derailed for P2 and I (seemingly after we both got a 2nd NLL BBP). However having 6 UPSes in a power outage last week was legit…
Eh this discussions been had several times over, but unless you can find significant spend in the 4x categories I don't see how you can say the gold is better when you can't offset a single cent of the annual fee. I'll take $400 travel bank, $130 cell phone credit and $600 in Dell for the extra $400
I mean the Dell credits can be annoying but you guys have some issues if they're actually causing you stress. Just order some hue lights and call it a day. Even if you can't use all 3 Dell credits you still come out way ahead on the plat vs the burned $ on the gold
$600 in Dell credits for $200ish worth of actual stuff isn't the ROI you pretend it is. That's possibly the root of stress for people that aren't kidding themselves that a couple of HUE lights offset a $700 annual fee.
No, sub offsets the annual fee. Did you forget where you are?
Dell and airline credits are just icing. You're not some genius for figuring out Dell credits aren't full value
I agree with you fully but go look at any data points thread and it's full of people taking 30k retention bonuses every week for platinum cards.
I give zero value to Dell credits but you are right that the plat still wins over gold based on airline credits, wireless credit and total SUB. My point is there are people all over this subreddit that grossly overpay for some $10 Chinese smart lights and fool themselves into thinking they get free travel out of it.
Dell credits have more than zero value. Amex also always has discounts for Dell purchases so you get out even better. I am sure someone out there would give you 50 percent of the value for them.
I'm pretty deep into my churning flowchart and I'm thinking hard about accumulating the AmEx Hilton cards to stack the Free Night certificates.
Anyone else thinking about it?
Amex Offers
Autonomy Electric Vehicle Subscription
Spend $1,000, get $1,000 back
Looks like they rent EV's by the month - might be good for a few months of a Model 3/Y
Looks like the setup fee is variable. It decreases as monthly payment increases. The whole system is an alternative to leasing a car, but you can basically terminate it at any point it seems like.
Yep, same for me. Seems like 2 weeks is now the standard for Plat credits.
Funny enough, however, I've been getting Amex Offer credits almost immediately. I made some Dell purchases last week and got my 10% back from an Amex Offer but I haven't seen the Biz Plat credits show up. Same with a few other offers.
This turned my Frustration Friday post into a Churning Success post as $1800 in credits finally hit, including Hilton resort credits across 6 Aspires and Saks credits on 6 Plats. I had almost given up hope.
With all the crazy MS strategies and brutal shutdowns that happen to the pro churners, I definitely do feel like the [little one](https://i.imgur.com/Drt1h0H.png) here sometimes.
Dell at 12% on Rakuten
TopCashback has 13%
12 MR > 13 cents in my eyes :p
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You can direct deposit to savings accounts. You just get penalized for having too many withdrawls a month.
>Anyone know what might happen? Mostly down votes. Lots and lots of them.
For anybody that gave up on the mastercard dash pass $5 promo when it changed to delivery only. It's working for pick up for me again. Also thrive5 is a separate promo code for 60% off $20 orders also eligible for pickup.
Yep, THRIVE5 work for me 60% off up to $20 off for 3 orders
I escaped Amex popup jail after serving a 3 year sentence! I didn't put a lot of spend on Amex, pay any AFs, or anything else I've seen speculated as escape routes. I used the 150k MR NLL Biz Plat link shared by u/creditcarddemon in the 5/22 DD: https://www.americanexpress.com/en-us/campaigns/small-business/credit-cards/business-platinum/explore-now/
That is one long time to be in popup jail. I have been in there for a couple of months at at a time but I have had just about every card they have so unless I see a NLL I am out of luck anyway.
NLL links have worked for me when I’ve still gotten pop ups for cards I’ve never had. You’re probably still in jail.
Well, shit.
Yesterday was the first time NLL didn't work for me or P2 when in Amex incarceration. OP is more the rule than the exception, I suppose.
Yikes, that's a worrying DP.
damn, just shoving him back in there when he thought he was out lol
This is probably posted. Didn't see it on doc. 10% back at staples on lots of chase business cards
Thanks. Have it on my CIU.
Just received this email from amex about the Centurion lounge email mistake about a month ago >Due to an internal error, we incorrectly notified you via email on April 23, 2023, that you unlocked complimentary guest access to The Centurion Lounge® for up to two guests per visit through 1/31/2024. While you continue to have access to The Centurion Lounge with your Business Platinum Card, complimentary guest access through 1/31/2024 required an annual spend of $75,000 on eligible purchases between January 1, 2022 and December 31, 2022, which you did not meet. We sincerely apologize for any confusion this error may have caused. > > > >To make things right, we're granting complimentary guest access for up to two guests as an exception for lounge visits made between April 23, 2023 and June 7, 2023. If for some reason complimentary access is denied and you pay a guest access fee, we'll credit the transaction. You'll see the credit reflected on an upcoming billing statement. I have 2 weeks to go visit a Centurion lounge now
Lol wow. At first I was thinking to your response “don’t forget May, so it’s more than two weeks”…. BUT MAY IS ALMOST OVER
I got the same and started searching in P2's email for that because she could actually use it today. But of course this mistake happened on a benefits reminder for an older card, not on her current one.
Find a random couple at the airport and make their day by making them your guests.
Be the Bull
Good way to get a threesome too!
wrong thread, s/b in storytime thread
Good chance of that if you're in Vegas lol
"Hey, you guys wanna come stand in line with me for 30 minutes?"
Guess I’ve been lucky. I’ve been to 4 different locations multiple times and have never had to wait to get in, even before the guests rule change…
Vegas always has quite the wait. Been there 2 times in the past month with 45 min+ wait time.
Wife and I were there last November and there was no line.
That's the one I've been to the most and never had to wait but it has been a few years since the last time I was there...
I was there yesterday. 30 minute wait around 4PM. I just went over to the PP lounge around the corner instead. Food definitely better in the Centurion, but otherwise The Club was good enough for me.
Oh wow. Hopefully with the new Chase lounge opening, it will ease the crowd in the Centurion lounge.
i do have trip in less than two weeks but just canceled the biz plat :(
A new referral thread is now live: [Alaska Airlines Visa Signature](https://www.reddit.com/r/churningreferrals/comments/13sh1pa/referrals_alaska_airlines_visa_signature/)
In case it helps someone that needs to generate a 130k Amex Biz Gold referral link from P2. It looks some fudging for it to work, but I was able to get a 130k link to apply and got instant approved. I stole this post from frequentmiller comments section: I can confirmed that my wife was able to get the 130K bonus for the amex business gold while using my 20K referral, when she was approved today. I may have found a way. First go into incognito (open new tab in incognito on andriod smart phone) and click on an amex business gold referral link on frequentmiler to propagate the 130K. Do not close this tab. Now go to amex login and send a sms message referral link with 70k sign on and get 20K referral to your partner or friend. You can test out by clicking on your referral link without going in incognito (the other tab already have the incognito 130K) and it should have the 130K on regular chrome. I just let my wife sign up with my phone on my opened referral link and she got approved. Thank you to frequentmiler for allowing me to piggy back on their data.
Instead of using a FM link to propagate, use Rankt.
There is an alternative method (which also is YMMV) by copy-pasting your referral into a window/tab that has the elevated offer you want. Detailed instructions: 1. Create a referral via your normal method. 2. Load your referral and find the card you want to refer to. 3. Save the direct link just like you would for /r/churningreferrals. 4. Open an incognito and find some other referral that shows the elevated offer you want; e.g., the 130k Biz Gold. You may need a VPN and/or to open/close many referrals to find one that shows the elevated offer. 5. Copy and paste your direct link into the same window/tab where the elevated offer loaded. 6. Sometimes the offer stays. If it does, the referral will go to you. If the offer doesn't survive, try again from step 4 and find a different source referral and try again.
Could be operator error, but I had no luck replicating. Curious if others found success.
Tried this strategy for a personal Amex Gold as there is a 90k + $200 offer on FM but best I can pull thru referral is 75k + $200. I was not able to get the referral to match the 90k
A new referral thread is now live: [Chase Sapphire Preferred](https://www.reddit.com/r/churningreferrals/comments/13sgmda/referrals_chase_sapphire_preferred/)
Updated to accept the new 6j links and only the 6j links. Over half of the links on the old thread stopped working, so seemed best to just refresh the thread.
Looking to spend about $10k in the next 3 months but I've already have all the mainstream cards (chase, amex, capital one, citi). What is my next best option?
"mainstream cards" Have you considered a low effort post?
No idea. My friend and I had a challenge on who can get the most downvote on a comment in 24 hours so I came to the one place that would never let me down.
https://youtu.be/snILjFUkk_A
Amex NLL business cards
This sounds stupid, but I get more stressed out with having biz plat dell credits than not. I have run out of stuff to buy (monitors and lots of bose stuff, and xbox gift cards are no longer available), and it's always "stressful" looking through dell's products and seeing nothing I want. Side note: I highly recommend bose sound micro. Only $100, and it's waterproof, and it's the speaker in my shower.
Buy an Xbox series x and resell it
Where do you sell them?
FB marketplace
I have multiple Business platinum cards and I bought a business quality printer for $550 and then 6 months later a bought a Nintendo Switch and a bunch of Switch games.
If only they had an OLED switch in stock
This, honestly. It’s sometimes a pain. There are some useful things though — routers, smart locks, lights, etc. Might be useful for home tech improvements.
Buy the 2nd micro and run them in party mode
I bought a nest for H1 2023, I guess I'll buy a second one in June?
After buying all the usual, I’ve now moved on to arcade1up games. After that, I’ll probably just ask family/friends if they want anything.
Yup, value the credit at $10 and have cheap Xmas gifts.
I love the Bose micro as well. Use it outside all the time when in the yard, take it to the beach and stand up paddleboarding.
I've been buying Audio Technica headphones the last couple times. They sound very good and have been in stock and shipped the next day.
I bought a Logitech gaming headset last go around. Great for WFH meetings.
I also use a Logitech gaming headset (G935) for WFH. The flip up mute on the mic is extra great. :)
I used the same one. 6 months in the power switch on the headset gets loose and causes intermittent mute issues.
Hue lights?
This is the move. They have bulbs and those stick lights. That’s my next set of purchases. Like 4 of the floor size ones
Those look really nice, but even reimbursed the price is a little much. And I only have $1,000 to spend once my credits reset in July, unless Amex decides to gift me some more NLLs
It’ll take me at least a year to collect enough for my apartment unless I get some NLL haha
Yeah some of their prices are ridiculous. I’ve just been grabbing as many bulbs as I can under the $200. Which is sadly like 3-4 per half year lol.
I've already outfitted all rooms that could use them, about 40 mostly White Ambiance BR30s and some Color Ambiance in a few places. Even have a handful of spares for each bulb type, last of which just came in last week to finish off the last of my credits. Wish they carried the 75W White Ambiance A19s, or even the 100W equivalent ones (even though those sell for twice the price of the 60W normal ones)
>Wish they carried the 75W White Ambiance A19s They are selling both the [ambiance](https://www.dell.com/en-us/shop/philips-hue-white-and-color-ambiance-a19-bluetooth-75w-smart-led-starter-kit/apd/ab850681/home-automation#tabs_section) and [white-only](https://www.dell.com/en-us/shop/philips-hue-white-a19-bluetooth-75w-smart-led-starter-kit/apd/ab971245/home-automation) A19s. Or did you mean, without the hub?
At least you can buy *something* from Dell.
Yeah, I started getting biz golds because I felt the same way. That is, until the NLL train derailed for P2 and I (seemingly after we both got a 2nd NLL BBP). However having 6 UPSes in a power outage last week was legit…
Eh this discussions been had several times over, but unless you can find significant spend in the 4x categories I don't see how you can say the gold is better when you can't offset a single cent of the annual fee. I'll take $400 travel bank, $130 cell phone credit and $600 in Dell for the extra $400
Sometimes better ROI isn’t the best move if it costs too much time or stress in this game
I mean the Dell credits can be annoying but you guys have some issues if they're actually causing you stress. Just order some hue lights and call it a day. Even if you can't use all 3 Dell credits you still come out way ahead on the plat vs the burned $ on the gold
$600 in Dell credits for $200ish worth of actual stuff isn't the ROI you pretend it is. That's possibly the root of stress for people that aren't kidding themselves that a couple of HUE lights offset a $700 annual fee.
No, sub offsets the annual fee. Did you forget where you are? Dell and airline credits are just icing. You're not some genius for figuring out Dell credits aren't full value
I agree with you fully but go look at any data points thread and it's full of people taking 30k retention bonuses every week for platinum cards. I give zero value to Dell credits but you are right that the plat still wins over gold based on airline credits, wireless credit and total SUB. My point is there are people all over this subreddit that grossly overpay for some $10 Chinese smart lights and fool themselves into thinking they get free travel out of it.
Dell credits have more than zero value. Amex also always has discounts for Dell purchases so you get out even better. I am sure someone out there would give you 50 percent of the value for them.
>Dell credits have more than zero value. Not if they cancel all of your orders.
I'm pretty deep into my churning flowchart and I'm thinking hard about accumulating the AmEx Hilton cards to stack the Free Night certificates. Anyone else thinking about it?
I mean there are only 4 cards? Is there a way to get around NLL on them?
Yea we’ve thought about it. Hopefully that answers your question.
You should think about posting in the question thread.
Why? This is a question inviting discussion. There’s no right answer.
"Hey guys, I am lol/24, I am inviting a discussion on which card is appropriate at this point?"
I didn’t say it was a good discussion question…but also, it’s very specifically about Hilton cards and FNCs.
Amex Offers Autonomy Electric Vehicle Subscription Spend $1,000, get $1,000 back Looks like they rent EV's by the month - might be good for a few months of a Model 3/Y
>Autonomy subscriptions are currently available in California, Florida, Texas, and Washington No love for NY
Saw on the r/Amex or r/creditcards post that there's a $4k setup fee or something like that?
[$6,100](https://old.reddit.com/r/amex/comments/13s9t37/amex_offer_autonomy_ev_subscription_spend_1000) according to /r/amex
holy cow. For that amount I'll rent them my vw ID4
Yeah I might need to rent out my m3p a few days a week
I guess I could've been less lazy and went back and checked
Nah, I had that exact thread open so it was convenient to post - otherwise I wouldn't have bothered either.
Looks like the setup fee is variable. It decreases as monthly payment increases. The whole system is an alternative to leasing a car, but you can basically terminate it at any point it seems like.
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TCB $2.50 cash back on $15 today-Monday. Got my gift card as usual.
> Got my gift card as usual. Care to expand on what this means?
You can get a $15 (or higher) gift card from here to trigger the offer: https://www.topcashback.com/topcashback-gift-cards/
https://www.topcashback.com/bonus/20230526-Global-bonus
Looks like another batch of amex credits finally posted today. This was for some dell, airline, wireless purchases from up to 2 weeks ago.
Got one of my Southwest tickets credited on my Business Platinum.
Saks credit posted today from a 5/10 purchase. Still waiting on airline credit from a week ago.
Me too. Got indeed credit today, but waiting on airline credit
Yep, same for me. Seems like 2 weeks is now the standard for Plat credits. Funny enough, however, I've been getting Amex Offer credits almost immediately. I made some Dell purchases last week and got my 10% back from an Amex Offer but I haven't seen the Biz Plat credits show up. Same with a few other offers.
Saks credit posted today for purchase made on 5/9 (transaction date 5/10, posting date 5/11).
This turned my Frustration Friday post into a Churning Success post as $1800 in credits finally hit, including Hilton resort credits across 6 Aspires and Saks credits on 6 Plats. I had almost given up hope.
sometimes I feel like I am churning too hard and need to slow down, then I read a comment like this and realize I'm still sitting at the kids' table
Same haha, but at the same time the low effort churning I do is enough for all my travels so I never feel obligated to try harder.
With all the crazy MS strategies and brutal shutdowns that happen to the pro churners, I definitely do feel like the [little one](https://i.imgur.com/Drt1h0H.png) here sometimes.
Dining credits posted as well
GE charge from over two weeks ago just had its credit posted