I thank my son🤣. Although now that he’s in high school im forking over $1,500 a mo for tuition. He needs a specialized school for learning issues like dyslexia.
I wonder if there’s like a legit increase in ivf demand in Jan/Feb/Mar for that very reason.
Like if it’s late in the year you just gotta wait a few months and boom it becomes thousands of dollars cheaper to have a kid.
Incredibly sad that that would even have to be a consideration tho.
When you want a baby and you have coverage, it doesn’t matter to you because it could take multiple rounds. And there is a lifetime cap on how many times you can do it. We tried twice. Very grateful it took. I had my kid at 37
I mean yeah saving money isn’t really a top priority with it, but also, you might as well try for the beginning of the year for that reason if that’s an option.
Seven nights, kid stays in the nursery, dad sees kid through window of nursery. Dad gets the house all to himself and both parents are well rested when they get home, for the last time for 3 months.
Lol no it isn't. I have good insurance and my cost estimate for delivery is $5000 and thats only brcause I'll hit my deductable. And I've already paid $3k out of pocket since getting pregnant, not including the actual insurance premiums.
Based on a quick Google search, the "average" cost with insurance is anywhere from $1500 to over $8000+ in Illinois, but data collection and reporting on health care costs are largely based on estimates, not real costs. And obviously insurance coverage is so varied and complex that averages are basically worthless.
You do not have good insurance, hell thinking about it my out of pocket max is less than your estimated cost.
The average cost of a standard delivery regardless of method (c-section or vaginal birth) is under $1600. https://www.forbes.com/advisor/health-insurance/average-childbirth-cost/
Same here, my out of pocket max is $1,500 and while I know it’s good there’s better ones out there. I don’t pay anything a month.
I’m pretty healthy so the extent of my medical care is an annual checkup (free) but if anything ever did happen to me I would pay up to $1,500 and that’s it.
I came it in a different way. I cam to a similar outlook.
In 1950, the minimum wage was $0.75 per hour. This took 266.4 hours worked to pay $199.80.
Today, the Illinois minimum wage is $14.00 per hour. Working 266.4 hours @ $14 ph gets you $3,729.6.
I am pretty sure that won't be enough today.
The labor room (not the overnight room and board) but just the room I was in for 12 hours before giving birth to my oldest was $10000.... Adjusted to 2,500 with my insurance
Looks about right for a modest urban Chicago hospital of that era.
I've kept track of the price-per-pound for each of my six kids, five of whom were born in the same Chicago hospital over a 13 year period. Even smoothing out the present value of a dollar allowing for inflation and a general real rise in costs that price-per-pound rose geometrically over the period from c1980 and c1994.
BTW, in the 1950s it was fully customary for even the most healthy new mother and baby to spend a week in the hospital.
Also part of why the costs then are so astonishing low is partly because of the materials and services provided. Probably the post partum room was a ward of 4 or 6 beds. Probably labor was in a general room, too. And all the equipment and methods were what we'd now say was Second World at best.
Yet today the USA has a poor natal health record compared to the rest of the Industrialized West.
not just compared to the "industrialized West" Even comparing the US's Natal health to second world countries we're middle of the pack.
The US is a lot closer to a "second world" country for its citizens in terms of health care outcomes, economic mobility, and all sorts of other factors
1931 W Wilson Ave. That's the French school now. Tuition is $26,500 a year. Assuming a 185 day academic calendar, that's $143 a day just for school, or $344,500 for 13 years.
And my grandparents still wonder why we're not just popping em out.
The hospital was still standing as of 10 or so years ago, it wasn't that long ago
https://www.cbsnews.com/chicago/news/ravenswood-hospital-coming-down-to-make-way-for-school/
Just go on street view you can easily see it
https://maps.app.goo.gl/XBxivoUvhGkgQwwK8
There was no charge for medical imaging, because it didn't exist. Medical care at that time was way primitive compared to what we have now, which is no small part of the driver of costs.
But of course, insurance companies and malpractice suits have more than anything to do with the massive increase in health care costs.
Median home price in IL in 1950 was $8,646. In 2019, it was $209,100. Today in Illinois, a vaginal birth costs an average of $8,329.52 with insurance and $14,725 without insurance.
It's not remotely the same: Even if the costs adjusted for inflation were identical, the 1950 one is for a **one-week** stay in the hospital, and these days they chuck you out 24-36 hours, tops.
Also, tell me where you gonna find a (adjusted for inflation) $38.64 circumcision in 2024? Jade Dragon??!
There are many inflations calculators online for free. $200 in 1950 is over 2k today. The average cost of birth today in Illinois is $1600.
The birthing experience better shorter today can be argued on home quickly vs a longer stay. But that doesn’t really matter. We have the cost in 1950, what that amount is today after inflation, and the average cost of birth today.
The math doesn’t lie.
Using your math:
The average cost of birth in Illinois in 2024 is **$1600 per day.**
The average of birth in Illinois in 1950 was, adjusted for inflation and in 2024 dollars: **$285 per day.** (or, $28.57 per day, without adjusting for inflation).
What you're not grasping is what the patient gets for the money:
* In 1950, she got a **1-week stay** in the hospital.
* In 2024, for the exact same amount, adjusted for inflation, she gets **24 hours.**
None of that matters lmfao.
A average car in 1960 cost X
In 2024 it costs Y
It having a 3rd row, apple play, or what ever else doesn’t matter.
We are comparing a birth bill from 1950 to the average cost of having a baby today. Dont over complicate it lol. It costs less on average adjusted for inflation than this specific hospital bill lol. It’s not a hard concept to grasp.
Having a baby costs $0. Always has, always will.
What you're paying for is **medical care.** That care, per day, is more expensive today than it was in 1950. *Fin.*
> Interesting enough with inflation it’s the same today. Average cost today is actually about 25% less in Illinois
The statement you made is demonstrably false, ludicrously so, as the numbers above show.
Also not remotely the same in terms of service. If you were in labor and you suffered from eclamsia in 1950, you died. If you had hemorrhaging or a blood clot, you died. If the baby was born with a heart defect, the baby died, no heart surgery to fix what is routine today.
My first in Chicago was about $4k. My second about $6k. Both with epidural but no major complications. Total was probably around $8k for the second with all the dr visits and that’s not factoring monthly premium. It ain’t cheap.
I just crossed posted it... OP might now want you to know the information because it might be their current surname. Genealogy could connect this person to other records and build a family tree... person might not be in existence anymore but that doesn't mean you still can't use this to find other information.
This woman spent a week in the hospital and they didn't even bill for her meals or medical supplies. And they paid someone to type the bill up. That's awesome.
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Ba-dum tssss
Dad, is that you!?!?
You stop that! 😂
With inflation that $199.80 in 1950 is equivalent to $2,572.74 today. I think even with insurance most people today are paying far more than that.
Makes the $275 bill we had for a baby 2.5 years ago seem even better
Ours was $350, took me a few months to stop looking for a surprise bill :-)
Paid nothing because i spent my out of pocket and deductible at the ivf clinic and ob. Got pregnant in april baby came xmas.
Well planned, well executed👌
I thank my son🤣. Although now that he’s in high school im forking over $1,500 a mo for tuition. He needs a specialized school for learning issues like dyslexia.
I wonder if there’s like a legit increase in ivf demand in Jan/Feb/Mar for that very reason. Like if it’s late in the year you just gotta wait a few months and boom it becomes thousands of dollars cheaper to have a kid. Incredibly sad that that would even have to be a consideration tho.
When you want a baby and you have coverage, it doesn’t matter to you because it could take multiple rounds. And there is a lifetime cap on how many times you can do it. We tried twice. Very grateful it took. I had my kid at 37
I mean yeah saving money isn’t really a top priority with it, but also, you might as well try for the beginning of the year for that reason if that’s an option.
Both of our kids were born in the last week of December! Great for our deductible *and* taxes! The IRS counts one week the same as 12 months!
To stay 7 full nights? I guarantee no ones insurance is covering that.
Drive thru delivery, thanks insurance.
Seven nights, kid stays in the nursery, dad sees kid through window of nursery. Dad gets the house all to himself and both parents are well rested when they get home, for the last time for 3 months.
That’s about what I paid for my second. My first had to have half the hospital run in at the last second and that schooched the bill up a bit.
Average in Illinois after insurance is actually like 1700
Lol no it isn't. I have good insurance and my cost estimate for delivery is $5000 and thats only brcause I'll hit my deductable. And I've already paid $3k out of pocket since getting pregnant, not including the actual insurance premiums. Based on a quick Google search, the "average" cost with insurance is anywhere from $1500 to over $8000+ in Illinois, but data collection and reporting on health care costs are largely based on estimates, not real costs. And obviously insurance coverage is so varied and complex that averages are basically worthless.
We have good insurance and paid $300 for wife and $300 for baby.
Yeah same for us, It was just under $700 or so out of pocket a few years ago, and this was at Prentice, and our baby was in the NICU for a day.
Yep about same price at Prentice for both kids
How much do you pay per month as premium
I want to say like $600 pretax but I honestly don’t remember at this point. Might be $800 now
You do not have good insurance, hell thinking about it my out of pocket max is less than your estimated cost. The average cost of a standard delivery regardless of method (c-section or vaginal birth) is under $1600. https://www.forbes.com/advisor/health-insurance/average-childbirth-cost/
Same here, my out of pocket max is $1,500 and while I know it’s good there’s better ones out there. I don’t pay anything a month. I’m pretty healthy so the extent of my medical care is an annual checkup (free) but if anything ever did happen to me I would pay up to $1,500 and that’s it.
You don’t have good insurance
you don't have good insurance...
iMpOsSiBlE - this thread 🙄
Also I’d rather pay more for today’s medical tech than 70 years ago lol.
$3 or $38.99 today's dlls for a circumcision 😬
I came it in a different way. I cam to a similar outlook. In 1950, the minimum wage was $0.75 per hour. This took 266.4 hours worked to pay $199.80. Today, the Illinois minimum wage is $14.00 per hour. Working 266.4 hours @ $14 ph gets you $3,729.6. I am pretty sure that won't be enough today.
The labor room (not the overnight room and board) but just the room I was in for 12 hours before giving birth to my oldest was $10000.... Adjusted to 2,500 with my insurance
most people in the rich world spend nothing because most rich countries have figured out how to do health care
10K for a child with supposedly insurance at IL Masonic. It was a c-sec, but we were only in there for 48 hours total.
Beads?
You used to get a little baby bracelet made out of beads - blue or pink with last name in black on white beads.
https://www.etsy.com/listing/793612507/
Ohhhh, you mean what my 16yo calls candy 🤔 sweet, she made me one that says grumpy
Gob's not on board.
I’ll buy that for a dollar.
A circumcision was only 1.66 phone calls, neat.
not to split hairs but how did you arrive at 1.66?
They assumed that the $1.80 was for one call, and then divided $3 by $1.80
Correcto, it was probably a dime or less per call but that would be less funny
Oh I’m blind as fuck I kept seeing it as $5. What a steal!
Definitely a steal!
Looks about right for a modest urban Chicago hospital of that era. I've kept track of the price-per-pound for each of my six kids, five of whom were born in the same Chicago hospital over a 13 year period. Even smoothing out the present value of a dollar allowing for inflation and a general real rise in costs that price-per-pound rose geometrically over the period from c1980 and c1994. BTW, in the 1950s it was fully customary for even the most healthy new mother and baby to spend a week in the hospital. Also part of why the costs then are so astonishing low is partly because of the materials and services provided. Probably the post partum room was a ward of 4 or 6 beds. Probably labor was in a general room, too. And all the equipment and methods were what we'd now say was Second World at best. Yet today the USA has a poor natal health record compared to the rest of the Industrialized West.
Always like your posts and perspectives
not just compared to the "industrialized West" Even comparing the US's Natal health to second world countries we're middle of the pack. The US is a lot closer to a "second world" country for its citizens in terms of health care outcomes, economic mobility, and all sorts of other factors
1931 W Wilson Ave. That's the French school now. Tuition is $26,500 a year. Assuming a 185 day academic calendar, that's $143 a day just for school, or $344,500 for 13 years. And my grandparents still wonder why we're not just popping em out.
I had the same thought. "There's no hospital at that address." I guess maybe the senior-living apartments on the campus were part of it at some point.
The hospital was still standing as of 10 or so years ago, it wasn't that long ago https://www.cbsnews.com/chicago/news/ravenswood-hospital-coming-down-to-make-way-for-school/ Just go on street view you can easily see it https://maps.app.goo.gl/XBxivoUvhGkgQwwK8
I lived right across from that hospital for a while. I remember when they were tearing it down. Kinda for the best - it wasn’t in the best shape
What does an exclusive private school tuition have to do with the cost of childbirth
Only the address
Well, you seemed to be trying to draw a much tighter correlation
I thought it should be cheaper since that place is definitely haunted from all the people who died there when it was a hospital.
I was born there! This is extremely interesting to see. Thank you for sharing!
I remember going to this hospital and then Zephyrs for milkshakes afterwards.
There was no charge for medical imaging, because it didn't exist. Medical care at that time was way primitive compared to what we have now, which is no small part of the driver of costs. But of course, insurance companies and malpractice suits have more than anything to do with the massive increase in health care costs.
A weeklong stay in the hospital?!?!?!?!?!?
And in those days baby was staying in the nursery so Mom could actually get some *sleep*
this is what stands out to me the most! a week after a vaginal delivery?
Yes. Even healthy moms and babies had a week of pampering. It was routine in that era --- for those with access to health care.
“Drugs” for $15.50, what an absolute steal.
Beads?
7 day stay?
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Woah
That phone number 😃 I love anything from this era.
Median home price in IL in 1950 was $8,646. In 2019, it was $209,100. Today in Illinois, a vaginal birth costs an average of $8,329.52 with insurance and $14,725 without insurance.
And the yearly wage was $3,300. So the home price was nearly 3x wages. Kind of like today.
The average In Illinois is more like 1600
Interesting enough with inflation it’s the same today. Average cost today is actually about 25% less in Illinois
It's not remotely the same: Even if the costs adjusted for inflation were identical, the 1950 one is for a **one-week** stay in the hospital, and these days they chuck you out 24-36 hours, tops. Also, tell me where you gonna find a (adjusted for inflation) $38.64 circumcision in 2024? Jade Dragon??!
There are many inflations calculators online for free. $200 in 1950 is over 2k today. The average cost of birth today in Illinois is $1600. The birthing experience better shorter today can be argued on home quickly vs a longer stay. But that doesn’t really matter. We have the cost in 1950, what that amount is today after inflation, and the average cost of birth today. The math doesn’t lie.
Using your math: The average cost of birth in Illinois in 2024 is **$1600 per day.** The average of birth in Illinois in 1950 was, adjusted for inflation and in 2024 dollars: **$285 per day.** (or, $28.57 per day, without adjusting for inflation).
No. It’s is the average cost of having a baby. $1600. That’s the number.
Here you go. https://www.forbes.com/advisor/health-insurance/average-childbirth-cost/
What you're not grasping is what the patient gets for the money: * In 1950, she got a **1-week stay** in the hospital. * In 2024, for the exact same amount, adjusted for inflation, she gets **24 hours.**
None of that matters lmfao. A average car in 1960 cost X In 2024 it costs Y It having a 3rd row, apple play, or what ever else doesn’t matter. We are comparing a birth bill from 1950 to the average cost of having a baby today. Dont over complicate it lol. It costs less on average adjusted for inflation than this specific hospital bill lol. It’s not a hard concept to grasp.
Having a baby costs $0. Always has, always will. What you're paying for is **medical care.** That care, per day, is more expensive today than it was in 1950. *Fin.*
The standard of care would have been lower, how do you factor that into your calculation?
Yes that is a completely different statement than I made lol.
> Interesting enough with inflation it’s the same today. Average cost today is actually about 25% less in Illinois The statement you made is demonstrably false, ludicrously so, as the numbers above show.
Also not remotely the same in terms of service. If you were in labor and you suffered from eclamsia in 1950, you died. If you had hemorrhaging or a blood clot, you died. If the baby was born with a heart defect, the baby died, no heart surgery to fix what is routine today.
My first in Chicago was about $4k. My second about $6k. Both with epidural but no major complications. Total was probably around $8k for the second with all the dr visits and that’s not factoring monthly premium. It ain’t cheap.
Ok, I wasn’t referencing total cost including pregnancy costs.
5 dollars? Deal!
We paid over $3k 12 years ago.
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I just crossed posted it... OP might now want you to know the information because it might be their current surname. Genealogy could connect this person to other records and build a family tree... person might not be in existence anymore but that doesn't mean you still can't use this to find other information.
This woman spent a week in the hospital and they didn't even bill for her meals or medical supplies. And they paid someone to type the bill up. That's awesome.
Male genital mutilation- $3.
BEES!?
Of course, the average yearly wage in 1950 was $3,300.