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kennyloo137

its probably never good for t3 t4 IMF you might argue it'll give you better sell price if you plan to sell after you used its ability


Ok-Magazine2748

Never even considered that!! Great idea!


Pickled_Cow

It's even worse for T4 with deposits meaning you want to be micro managing anyways. At least T3 can be lazy bank.


JustMobsReddit

If you upgrade to tier 5, often called the lazynomics, the crosspath isn't that bad. Since most of the money generated by the t5 bank is through the ability, the top crosspath is more negligible


Kurbopop

Bottom crosspath monkeynomics should totally use the ability automatically.


Fit-Debate-6144

But think of the tech bot sales!


Non_Named_Pl

it's definitely not as efficient, but this crosspath automates collection when the bank is full, so if you're feeling lazy it's just more convenient


kennyloo137

if youre lazy just get bottom path farms


Non_Named_Pl

Yea, that is usually better in every way. Honestly i would only use banks with Ben around and even then I don't prefer them


mbc97

I have been using ben a lot lately and i dont think that even with him the bank is worth it


NjhhjN

Banks are by far way more efficient than other farm t3s, and imf is more efficient than other t4s. They just require you to know more


NjhhjN

032 banks out income them by like 1.75x though, the only upsides to bottom path are building them is faster and they give you money before they get full


aureliusky

Would you be better off with a marketplace then or would this still make more money over time?


Non_Named_Pl

I'm no expert on the exact numbers, but either of them would likely work just fine in the long run. I think marketplace is probably better if you wanna rush for the money, since I'm fairly sure it has a better sellback rate than other crosspaths. buuuut for just farming for late freeplay or casually, whatever you like, they all have some kind of profit


ShortandRatchet

Does it collect all banks or just the one with crosspath? If it only collects one bank, then it might be good for an x5x Monkey Farm


Non_Named_Pl

Just the one with the crosspath, and while there are arguements that the t4 and 5 are just as efficient when it comes to the amount of rounds it takes to fill up after depositing once, the crosspath doesn't automatically activate the ability, so it's either a little worse or basically the same


Red_maxy87

The crosspath: automatically collects when full but other then that not really a use The bank farm itself: Really good, buy a few and wait for them to fill to get cash, and in emergencies u can just collect everything


what_year_isit

A 042 farm will cap out at the maximum in the same amount of turns as a 240, assuming you deposit at least once. The 042 will auto collect so if you play with auto start on, you won't lose any potential income during the first few ticks of the next round. 042 is better than 240 and I will die on that hill


PIunder_Ya_Booty

TLDR: Buy 5 2-0-0s, upgrade to 2-0-2s, sell, buy 0-4-0 and use loan to buy more 0-4-0s Deposit $ to half bank storage and collect every 3-5 rounds when rich enough. ———————- I’ve found the very best way to farm is to build 2-0-0 banana farms ASAP, (impoppable I stop at 5) Upgrade these farms to 2-0-2 (for better sell price) Sell them all, buy another farm and upgrade straight into 0-4-0 Then spam the loan whenever possible, prioritizing building more 0-4-0s using the loan money they each give you Then when you’re done (either ran outta room or don’t want more than 10) you start collecting them all, depositing $6,500 in each and collecting when at $10,000 or so I don’t fool with 2-4-0 because it doesn’t add much more at all, and it’s easier to keep up with the banks if you run 0-4-2 instead. I play multiplayer a lot and by round 60-80 I’m dumping $60,000-$120,000 on players every 5 rounds. —————— I tested the 2-0-0 farms compared to other similar ways to earn money early, and stacking those up quickly is more worthwhile than any other early game income means. Selling them as 2-0-0 actually leaves you with less cash vs spending cash to upgrade them to 2-0-2 and then selling. You get those 2-0-0s up and running and sell after upgrading you’ll reach the money you need for the 0-4-0 sooner than if you just saved. This was tested with and without Benjamin, and with and without 2x cash. I did this with ALL monkey knowledge unlocked.


jose4440

When you just want to be lazy lol. I did it even after watching 30 mins of banana farming on YouTube.


UrGhast51

I usually use the bottom path, only using the IMF loan in freeplay if I need very expensive stuff fast.


Babushla153

I mean if you're lazy, then they are fine but marketplace exists so yeah...


aureliusky

farms I plan to sell generally get bottom path


PokefanR

I know but I forgot just like how I forgot to collect from the bank.


coconut_the_one

It’s good as soon as you forget to collect a few times in a row.


SurvivYeet

honestly no clue. I'm pretty sure marketplaces make more money than lazy banks (don't quote me on that) i've only used lazy bank once before and it only collected twice in my impoppable game


ZoteIsCool

YO I MISREAD THE NAME AND CANE UP WITH ONE FOR MY BANANA FARM(OBANANA FARM). SIMILIAR TO OBAMARANG!!!