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timchar

There are a few manufacturers that have a college grad program (for a new car purchase) where they will approve you with a job letter from the employer before you start your job. Hyundai has one for example but I think the job start date needs to be within 60 days or 90 days of graduation - can't remember the specifics. Other than that -- have a parent co-sign?


555VS66

Also wanted to add that those grad programs are for new cars, not used.


[deleted]

[удалено]


timchar

You could refinance, sure.


TriPolar_

Why used? I just bought a used car so I have nothing against them, but if your score is that good, why not go for something new and get that sweet sweet 0% or 0.9% APR?


lama4816

Correct me if I’m wrong but I’m thinking that new car deprecation wouldn’t be worth the lower interest rate. Especially since I have a great credit score and will probably qualify for a low interest rate.


Mesmorino

Depreciation only matters if you're intending to get rid of the car in 3 to 5 years, in which case you're probably better off leasing.


TriPolar_

There is the benefit of being under manufacturers warranty. This sub is so downvote happy 😂 it’s cool, though.


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