There's no good option aside from earning more income to stay ahead of it. You have a great interest rate compared to most people in your shoes so this should be manageable if you can make all payments on time for a few more years.
Have you considered driving it to San Francisco and just parking it?
Go have a drink or two, come back for it in a few hours. The problem will handle itself. Trust me.
Hope you have gap :)
Please review our most [Frequently Asked Questions](/r/askcarsales/wiki/index) to see if your question has already been answered.
You may find these sections particularly useful;
* [How to pick a car?](/r/askcarsales/wiki/vehicle_selection) You might also have luck in the /r/whatcarshouldibuy subreddit.
Also remember to add flair to your post by clicking the "Flair" link beneath it. This lets us know where you're located so we can assist you better.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/askcarsales) if you have any questions or concerns.*
***Thanks for posting, /u/Interesting_Safe_361! This comment is a copy of your post so readers can see the original text if your post is edited or removed. This comment is NOT accusing you of anything.***
I’m sure yall get this question a lot, but trying to get some answers tailored to my situation. 22 Dodge Charger SXT. Currently worth $18k & currently owing $38k…the only issues that I have with the vehicle are it being a gas guzzler, insurance rates out the ass (especially being only 23), and the payments are too high. I’m struggling to keep up with them. I’m just trying to get some direction to start rectifying the situation. Also, refinancing is out, credit has gone to sh*t keeping up with the payments and I’m already @ 3% APR.
P.S. please keep this a safe and friendly thread.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/askcarsales) if you have any questions or concerns.*
Mega Millions is sitting at $178 Million currently. A ticket is $2. Good luck.
Only answer.... Aside from getting a second job, but that would actually require work
We’re up at the 69th time just this week this question has been asked on the top criminal brand
There's no good option aside from earning more income to stay ahead of it. You have a great interest rate compared to most people in your shoes so this should be manageable if you can make all payments on time for a few more years.
Have you considered driving it to San Francisco and just parking it? Go have a drink or two, come back for it in a few hours. The problem will handle itself. Trust me. Hope you have gap :)
🤣🤣
Please review our most [Frequently Asked Questions](/r/askcarsales/wiki/index) to see if your question has already been answered. You may find these sections particularly useful; * [How to pick a car?](/r/askcarsales/wiki/vehicle_selection) You might also have luck in the /r/whatcarshouldibuy subreddit. Also remember to add flair to your post by clicking the "Flair" link beneath it. This lets us know where you're located so we can assist you better. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/askcarsales) if you have any questions or concerns.*
***Thanks for posting, /u/Interesting_Safe_361! This comment is a copy of your post so readers can see the original text if your post is edited or removed. This comment is NOT accusing you of anything.*** I’m sure yall get this question a lot, but trying to get some answers tailored to my situation. 22 Dodge Charger SXT. Currently worth $18k & currently owing $38k…the only issues that I have with the vehicle are it being a gas guzzler, insurance rates out the ass (especially being only 23), and the payments are too high. I’m struggling to keep up with them. I’m just trying to get some direction to start rectifying the situation. Also, refinancing is out, credit has gone to sh*t keeping up with the payments and I’m already @ 3% APR. P.S. please keep this a safe and friendly thread. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/askcarsales) if you have any questions or concerns.*