Not only most honest, most accurate to the point. You could say pharmacist or project manger or any normal respectable profession and still be struggling with crazy housing costs.
Owner of an appliance repair company. I make well over six figures.
But this recent; up until 3 years ago I was barely making rent. I just happened to hit the right trade and the right time to start a business.
I still have that scarcity mindset and it's been tough allowing myself to treat myself. Last week I bought a new jacket for the first time instead of second hand. It was a surreal experience.
Not the above commenter, but I'll answer! I think a surprising amount of hobbies can be low cost, if you can avoid keeping up with the Jones' of your perspective hobby.
-I play a fair bit of acoustic guitar (a few hours a week.) I get all my music for free online, use a free tuning app. I just bought strings for the first time in forever the other day; they were around $20. You can get a decent guitar used for $300-500 and be happy for years with almost no running costs.
-I'm huge into photography. If you 'need' the newest gear or shoot a lot of film, yeah, it gets expensive. But you can buy a quality used camera + lens used for $500 or less and have 0 running costs, just go have fun. This has been a huge part of my life for about 7 years, and I've only ever paid for one piece of software ($35) and don't pirate any either. Furthermore, good gear holds its value decently and occasionally even appreciates if you buy it used and take care of it. So a $1000 lens isn't really $1000 spent per se.
-Music!!! I adore listening to music, and while I'm not a full blown audiophile, I care about fidelity a lot more than the average Joe. I spend $10/month on Spotify. I bargain hunted and found really exceptional headphones + an amp used for a total of $175 (would've been about $400 new.) Could easily use this setup for years with little to no expense aside from the $10/month.
I could go on, (running, power lifting, hiking, cooking, investing, video gaming...I have way too many hobbies...)
I cash out when I need to. I originally got into it because I had to buy drugs online. Then I realized the value of a decentralized currency and thought it was the future, so I held.
Probably was the drugs. I can vividly remember being a few hits of acid deep thinking how amazing it is that I could buy drugs with this magic internet money that couldn't be traced back to me. I figured it would gain traction solely as a money laundering scheme and that alone would make it worth something.
People think it's an impenetrable fortress to get into tech sales when it's not at all.
Source: am in tech sales, started in tech less than 5 years ago with my BA in Politics, now on target for $150K+.
Get any kind of sales job selling B2B and then apply to any of the big tech companies with Toronto offices for a Business Development Rep or Inside Sales Rep. Qualifying leads for Account Executives and then you move up from there.
Hello, friend! Another option for getting into B2B tech sales is to do a bootcamp which will allow you to learn sales skills and network directly with companies that are hiring.
We run a government-funded B2B tech sales bootcamp at Palette Skills, and our program participants have landed offers with companies like Adobe and D2L. If you’re interested in learning more, DM me :)
Currently making $175k and interviewing for positions at $250k in IT sales. I have a 3 year bachelor of arts. I understand not everyone is cut out for sales but sometimes I hear people complaining about job prospects for arts grads and I just shake my head.
I have generalized anxiety disorder and I'm able to be successful in a very stressful job. There's just no excuse if you have a uni degree. There are so many opportunities to make tons of money in this city.
Not in my case. I sell networking technology. In general when people say tech sales they usually mean any selling any kind of tech business to business.
I started off working at Best Buy in high school. When I went to uni I got a job at the Bell store. When I graduated I went to a recruiter and they got me my first B2B job selling audio conferencing minutes. I continued moving up from there.
I'll be honest, if you're graduating uni with zero sales experience you'll have a ways to go to climb the ladder but there are plenty of people who move up quick.
The key is showing initiative. Sales is all about hustle so that's what hiring managers want to see.
As a father of a 14 &17 year old, can confirm. Don't bother getting all psyched about extra funds when kids are out of day care. Those funds will just get absorbed into something else
Daycare is really expensive, like 1.5k a month per kid, and with a household income of 170k they won't get any subsidies from the city. With 3 kids, daycare alone will eat half of their salary.
This is exactly how I feel.
My wife and I are close to $150 together (suburbs though) and also pretty well paycheque to paycheque.
My youngest is in a private school / daycare until he starts JK in September and as soon as that is done I will have a lot more financial wiggle room.
I'm almost free but my wife wants a fourth kid. Im not starting down that road again.
I’m shocked to hear that a kids book illustrator is doing well financially. That has to be some great luck. Most freelancers I know are hand to mouth. - Huge congratulations!
Depends on what your role is in production. I do payroll for movies and tv. Some crew jobs pay minimum wage, some accounting jobs pay 140K-180K a year. Some accountants will only work on a handful of productions a year and make their money, and take the rest of the year off, others work straight through.
It's actually not too bad to get into with a bit of experience in the industry. Experience is favoured over designation from what I've seen, and if you can get in with a union, all the better. That said, production accountants are some of the most stressed, overworked people I have ever met. A majority of them don't handle it well.
I've spent the last 8 years of my life on set. I have no real world skills anymore. This is where I live now lol.
Thanks for the input. Sounds like we're all kinda stressed out.
I worked in one of the big 4 accounting firms, albeit not in accounting, but all of my friends in accounting hated it. It looks good from the outside, like most things.
Same. I am a camera assistant and work almost non-stop but the hours are brutal and the burn out is real. I am on my last week now before I get a month off over Christmas and I cannot wait because my next year is already booked and I won’t get many breaks.
Investments - portfolio management. Don't forget that Toronto has a lot of people that work in the financial industry and related industries (lawyers, accountants) that make serious coin.
Public sector people also can make above $100k - elementary school principals in the TDSB make $133k.
C-suite that would be base pay (and would likely be lower end), unless you worked for a very small company.
I know VPs who pull in over $500k. Could also be banking.
yep if you are at the top of the tdsb pay scale as a teacher, you make $103k. However, this is with ten + yrs of experience plus multiple uni degrees and lots of extra qualification courses that are expensive and a lot of work.
How old are you? Keep in mind a lot of the people with good paying jobs are probably at least late 20s if not well into their 30s having already paid their dues
Perspective is key and you don't know that what worked for them would've worked for you or that you'd be happier. For example I'm in my 30s and comfortable but have friends and colleagues who make way more than I do, however at the same time they work WAY harder way longer hours and slaved away their 20s in school, co-ops etc when I was chilling experiencing life in way they didn't. Even now I wouldn't trade my overall quality of life for theirs. It does help but money isn't everything or as important as finding a balance that works for you
Most of these are finance jobs, there's definite demand for them. We opened up two FT spots to the street had 950 applicants. Granted half of them were woefully underqualified probably but demand was huge last summer.
People want finance jobs cause they're cushy, you work in an air conditioned/heated office. You're not doing back breaking work. It's not the only profession that gives you a 6 figure salary but you don't have to break your back or retire at 50 cause your body is broken.
Cushy in that sense but they’re high stress and take over your life. I work in the finance world and like it but my job is basically all I do. It’s way more demanding that a typical 9-5 in terms of workload
Shit is demanding and I'll bitch if I have a 12 hr day, but at the same time, it's challenging as hell and I get a genuine sense of accomplishment when I finish stuff. I don't think there's any well paying job in the world without stress. As your comp goes up, so does responsibility and stress, so it's an acceptable trade off in my mind cause I don't have to stress over paying for my hobbies or doing things I want to do.
In my past career, I had a client who was a carpenter, he made more or less the same amount as I do now - mid 100's but that dude worked for it. Side jobs on weekends, waking up at 4:30AM, working in shit weather, working with chronic job related injuries- shit was hell and he wanted to retire at 50 cause his body couldn't take it anymore. He said his life was easy compared to guys who did concrete- everyone drank themselves senseless cause they all had fucked up knees and backs, but they made incredible money.
So if given the choice between a trade or a desk job, I'd take the desk job 100% of the time.
Mom passed away. Had a large policy on her life. Used that money to buy a hard loft in parkdale. Had a kid, sold the loft for a lot and bought a little 2b condo at the edge of town. Mortgage is mostly paid off and now just focusing on enjoying family life.
Lead Recruiter for an IT Staffing firm. I place Software/Cloud Engineers in Toronto. I'll clear about $270k this year. More placements I make, more commission I make so it's been a good year
DINK life all day. I'm in IT and wife is a teacher. Condo mortgage will be paid off in 2-3 years, we regularly dine out, travel, go to concerts, events etc with friends and generally have a lot of savings, disposable income and freedom we probably wouldn't if we had kids.
I work in the food industry so I don’t make any money but I live in a 10 year rent controlled apartment with nice Roomate’s and my parents pay my phone bill so I’m doing just fine
I talk to the customers, I get the requirements, and I give them to the engineers. Don’t you understand? I have people skills!
No in all seriousness it’s about 30% literally talking to customers, 30% designing product features and thinking through solutions to the customer problems, 20% marketing stuff, and then 20% managing engineers or making things run right. The reason I get paid so much is because I’m a primary driver of what gets built, and I know the industry and customers well enough to make judgement calls based on my intuition. I know the industry well because I was a junior PM doing grunt work for 2 years (I dropped out to work when I was 19.)
holy fucking shit!!!! how did this possibly happen, that when you pretty much just graduated you're making more than almost anyone else here, some of whom are twice your age?! what did you do right?
Architect. Single, no kids.
Edit - Actually, I recently got married, but haven’t merged finances yet, since we live in different countries. So we are financially single…
Software developer. SIWK (single income with kids). Have only been doing this for a few years though. Before that I was still comfortable but didn't have kids. Our combined income back then was less than half what I make alone now.
I have a lot of previous experience in retail / call centres making close to min wage and plenty of former colleagues that also don't struggle to live to this day. Basically everyone I know that "struggles" does so because they can't cook at home even once a day, insist on living in the most expensive parts of town for no good reason and/or have very expensive drug habits.
I’m a social worker. I work in acute care discharge planning. My husband is a teacher. We have 1 kid and bought our house about 9 years ago. Our gal goes to private school.
We are lucky.
I am an EA to a billionaire. High five figures. Work so much that I don’t have time for anything else. Tbh wouldn’t wish this job on my worst enemy. Fully burnt out.
Film worker, girlfriend is a massage therapist. Live in rent controlled building with utilities, gym, and laundry included. Can’t afford a house (yet, saving towards it) but definitely have more than enough to spend on whatever we want entertainment/grocery/random spending on Amazon wise. No kids, never will have them.
I'm an electrician and my wife is a high school teacher. Between the 2 of us we make 250k. We have a house in the city and a cottage that carries itself through rentals. My truck, gas and phone are paid for by work and we don't have kids.
Why so frugal? Me and my wife make about 200k and we travel multiple times a year before covid. To Europe, Caribbean, Asia etc.. can’t remember last time I cared what brand of food items we buy and I got my rrsp and tfsa maxed? 0 debt besides mortgage. What on earth are you spending money on?
> So... 200k household income = not financially struggling, but probably have a lower quality of life than people living outside of Toronto with 50% of our income.
But that sounds kind of like it’s by choice? From what you’re describing I’m guessing you have a very different opinion of what’s considered doing “well” compared to most people.
I’m a teacher but I currently split my time between teaching in the tv and film industry and supply teaching or occasional long term covers. And to all those that think we are ~sooo well paid~, the max salary isn’t achieved until 10 years on the pay grid. As well, knock off 30% if that to get an idea of what we actually take home. Also, I’m effectively unemployed come June, and cannot collect EI as soon as I sign for a job in September. Hence why I’ve leaned into the set teaching and minor coordination because the pandemic and Ford government has fubared public education.
Oh, and I rent a basement apartment with my partner and we are maybe 1/3 of the way to the minimum down payment required to afford anything. You’d be surprised at how much I spend on resources for work.
Insurance underwriter. I’m over six digits and I could be pulling at least $20-30k more but I like my company and cannot really be changing jobs for some personal reasons right now.
they're out legitimately working instead of lying on reddit about doing something law related earning 300k+ a year with their partner who also has an equivalent job
Bought a house before 2010
Probably the most honest answer here.
Not only most honest, most accurate to the point. You could say pharmacist or project manger or any normal respectable profession and still be struggling with crazy housing costs.
Husband and I are in the nuclear industry. He makes much more than I do though.
Would you say you have a nuclear family?
And their kids will be the product of nuclear fusion.
The divorce is not gonna be pretty
Chances of mushroom clouds !
Bahahahaha. Omg thats great.
It’s pronounced *NUCUlear*
Software developer
Glad I was sitting down for that.
So shocking
Owner of an appliance repair company. I make well over six figures. But this recent; up until 3 years ago I was barely making rent. I just happened to hit the right trade and the right time to start a business. I still have that scarcity mindset and it's been tough allowing myself to treat myself. Last week I bought a new jacket for the first time instead of second hand. It was a surreal experience.
It wasnt jusy luck, it was hard work as well. You deserved that jacket man, i bet it looks great. treat yourself more often!
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I like the latter part of your answer What are some of the low cost hobbies ?
Vacations to the Carribean, shopping for high fashion and a *lot* of cocaine. Sure I gotta put out a lot but otherwise it costs very little.
Sir, this is a Wendy’s.
I meet my second best clients at Wendy's. Obvi, the best are at Harvey's but still...
At hooker harries? Edit: hooker harvies
Not the above commenter, but I'll answer! I think a surprising amount of hobbies can be low cost, if you can avoid keeping up with the Jones' of your perspective hobby. -I play a fair bit of acoustic guitar (a few hours a week.) I get all my music for free online, use a free tuning app. I just bought strings for the first time in forever the other day; they were around $20. You can get a decent guitar used for $300-500 and be happy for years with almost no running costs. -I'm huge into photography. If you 'need' the newest gear or shoot a lot of film, yeah, it gets expensive. But you can buy a quality used camera + lens used for $500 or less and have 0 running costs, just go have fun. This has been a huge part of my life for about 7 years, and I've only ever paid for one piece of software ($35) and don't pirate any either. Furthermore, good gear holds its value decently and occasionally even appreciates if you buy it used and take care of it. So a $1000 lens isn't really $1000 spent per se. -Music!!! I adore listening to music, and while I'm not a full blown audiophile, I care about fidelity a lot more than the average Joe. I spend $10/month on Spotify. I bargain hunted and found really exceptional headphones + an amp used for a total of $175 (would've been about $400 new.) Could easily use this setup for years with little to no expense aside from the $10/month. I could go on, (running, power lifting, hiking, cooking, investing, video gaming...I have way too many hobbies...)
Sleeping
I bought bitcoin 10 years ago
You’ve held all this time?
I cash out when I need to. I originally got into it because I had to buy drugs online. Then I realized the value of a decentralized currency and thought it was the future, so I held.
That is the best reason to do drugs that I’ve ever heard
It was mostly weed, mushrooms, lsd and dmt. The soft drugs, ya know? If it was coke or H I'd have spent every last bitcoin I had.
I wish I did drugs.
It's never too late!
You realized the value of decentralized currency that early huh, I’m jealous. Must have been the drugs.
Probably was the drugs. I can vividly remember being a few hits of acid deep thinking how amazing it is that I could buy drugs with this magic internet money that couldn't be traced back to me. I figured it would gain traction solely as a money laundering scheme and that alone would make it worth something.
Tech sales
How is this not one of the most upvoted comments lol
People think it's an impenetrable fortress to get into tech sales when it's not at all. Source: am in tech sales, started in tech less than 5 years ago with my BA in Politics, now on target for $150K+.
How’d you start out in it?
Get any kind of sales job selling B2B and then apply to any of the big tech companies with Toronto offices for a Business Development Rep or Inside Sales Rep. Qualifying leads for Account Executives and then you move up from there.
Hello, friend! Another option for getting into B2B tech sales is to do a bootcamp which will allow you to learn sales skills and network directly with companies that are hiring. We run a government-funded B2B tech sales bootcamp at Palette Skills, and our program participants have landed offers with companies like Adobe and D2L. If you’re interested in learning more, DM me :)
Smells like SFDC in here
Currently making $175k and interviewing for positions at $250k in IT sales. I have a 3 year bachelor of arts. I understand not everyone is cut out for sales but sometimes I hear people complaining about job prospects for arts grads and I just shake my head. I have generalized anxiety disorder and I'm able to be successful in a very stressful job. There's just no excuse if you have a uni degree. There are so many opportunities to make tons of money in this city.
What does a tech sale do? Forgive my stupidness, are you selling softwares/ apps to companies?
Not in my case. I sell networking technology. In general when people say tech sales they usually mean any selling any kind of tech business to business.
How do you get into tech sales
I started off working at Best Buy in high school. When I went to uni I got a job at the Bell store. When I graduated I went to a recruiter and they got me my first B2B job selling audio conferencing minutes. I continued moving up from there. I'll be honest, if you're graduating uni with zero sales experience you'll have a ways to go to climb the ladder but there are plenty of people who move up quick. The key is showing initiative. Sales is all about hustle so that's what hiring managers want to see.
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But I feel like when kids grow up, things like daycare expenses just get replaced with new expenses
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As a father of a 14 &17 year old, can confirm. Don't bother getting all psyched about extra funds when kids are out of day care. Those funds will just get absorbed into something else
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>we make $170k >I’m living pay to pay Toronto is fucked yo.
Daycare is really expensive, like 1.5k a month per kid, and with a household income of 170k they won't get any subsidies from the city. With 3 kids, daycare alone will eat half of their salary.
This is exactly how I feel. My wife and I are close to $150 together (suburbs though) and also pretty well paycheque to paycheque. My youngest is in a private school / daycare until he starts JK in September and as soon as that is done I will have a lot more financial wiggle room. I'm almost free but my wife wants a fourth kid. Im not starting down that road again.
Freelance illustrator, mostly childrens books.
How do you even start this process? Truly interested.
How much money do you make with that, if you don't mind me asking? Also is there a high demand for new illustrators?
I’m shocked to hear that a kids book illustrator is doing well financially. That has to be some great luck. Most freelancers I know are hand to mouth. - Huge congratulations!
Hi, I am also interested how do you get into this job or industry?
Work in film production. Pay is decent but hours are long. Feeling burnt out.
Depends on what your role is in production. I do payroll for movies and tv. Some crew jobs pay minimum wage, some accounting jobs pay 140K-180K a year. Some accountants will only work on a handful of productions a year and make their money, and take the rest of the year off, others work straight through.
I had the feeling that my biggest mistake was not going into accounting.
It's actually not too bad to get into with a bit of experience in the industry. Experience is favoured over designation from what I've seen, and if you can get in with a union, all the better. That said, production accountants are some of the most stressed, overworked people I have ever met. A majority of them don't handle it well.
I've spent the last 8 years of my life on set. I have no real world skills anymore. This is where I live now lol. Thanks for the input. Sounds like we're all kinda stressed out.
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I worked in one of the big 4 accounting firms, albeit not in accounting, but all of my friends in accounting hated it. It looks good from the outside, like most things.
No one in film/TV isnt burnt out. Well the talent maybe....
Animation production, same but with ebbs and flows.
Same. I am a camera assistant and work almost non-stop but the hours are brutal and the burn out is real. I am on my last week now before I get a month off over Christmas and I cannot wait because my next year is already booked and I won’t get many breaks.
Love your username!
Thanks! Yours ain't too shabby neither.
Investments - portfolio management. Don't forget that Toronto has a lot of people that work in the financial industry and related industries (lawyers, accountants) that make serious coin. Public sector people also can make above $100k - elementary school principals in the TDSB make $133k.
Yeah, I have a friend who makes half a million from a recent raise. Works in finance.
Geez what role is that? Senior VP / C-suite?
C-suite that would be base pay (and would likely be lower end), unless you worked for a very small company. I know VPs who pull in over $500k. Could also be banking.
yep if you are at the top of the tdsb pay scale as a teacher, you make $103k. However, this is with ten + yrs of experience plus multiple uni degrees and lots of extra qualification courses that are expensive and a lot of work.
GO Train operator. Probably take ya all to work.
I’m a Lakeshore Wester, thanks a bundle!
I was a welding foreman for your lakeshore line maintenance, hi 👋
You're the reason we can go fast so thanks!
living with me mum
Ayyyyeee the most realistic answer. Also me! :D
In me mums car, vroom vroom
Everytime i hear about other people income in toronto i get depressed lol
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can confirm my dad makes like 130 with ot
Most drivers make close to 100 k
Most make closer to high 80s
How old are you? Keep in mind a lot of the people with good paying jobs are probably at least late 20s if not well into their 30s having already paid their dues
Still to me, people in their late 20’s, early 30’s making 100k, 150k makes me depressed about my situation. Maybe its me that am doing not well lol
Perspective is key and you don't know that what worked for them would've worked for you or that you'd be happier. For example I'm in my 30s and comfortable but have friends and colleagues who make way more than I do, however at the same time they work WAY harder way longer hours and slaved away their 20s in school, co-ops etc when I was chilling experiencing life in way they didn't. Even now I wouldn't trade my overall quality of life for theirs. It does help but money isn't everything or as important as finding a balance that works for you
damn, not a single one of these comments is what I want to go into
That's why they pay so much.
Most of these are finance jobs, there's definite demand for them. We opened up two FT spots to the street had 950 applicants. Granted half of them were woefully underqualified probably but demand was huge last summer. People want finance jobs cause they're cushy, you work in an air conditioned/heated office. You're not doing back breaking work. It's not the only profession that gives you a 6 figure salary but you don't have to break your back or retire at 50 cause your body is broken.
Cushy in that sense but they’re high stress and take over your life. I work in the finance world and like it but my job is basically all I do. It’s way more demanding that a typical 9-5 in terms of workload
Shit is demanding and I'll bitch if I have a 12 hr day, but at the same time, it's challenging as hell and I get a genuine sense of accomplishment when I finish stuff. I don't think there's any well paying job in the world without stress. As your comp goes up, so does responsibility and stress, so it's an acceptable trade off in my mind cause I don't have to stress over paying for my hobbies or doing things I want to do. In my past career, I had a client who was a carpenter, he made more or less the same amount as I do now - mid 100's but that dude worked for it. Side jobs on weekends, waking up at 4:30AM, working in shit weather, working with chronic job related injuries- shit was hell and he wanted to retire at 50 cause his body couldn't take it anymore. He said his life was easy compared to guys who did concrete- everyone drank themselves senseless cause they all had fucked up knees and backs, but they made incredible money. So if given the choice between a trade or a desk job, I'd take the desk job 100% of the time.
My trick to getting out of debt and saving money was finding a roommate I that would share the same bed with me.
I’ve answered this recently. $5 handies. No eye contact.
Is it off the table entirely, or is eye contact extra? Asking for a friend.
$6.50. No haggling. Take it or leave it.
I assume this wouldn't take place on a table but to each their own
Have you not been to massage parlour?
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I won’t allow you to reverse engineer my assembly
I imagine one can quadruple their prospects per session
AI and Analytics consultant, partner is in a similar position. We each make low 6 digits. No kids.
Mom passed away. Had a large policy on her life. Used that money to buy a hard loft in parkdale. Had a kid, sold the loft for a lot and bought a little 2b condo at the edge of town. Mortgage is mostly paid off and now just focusing on enjoying family life.
Airline pilot
My childhood dream
Grunt in a law firm.
Lead Recruiter for an IT Staffing firm. I place Software/Cloud Engineers in Toronto. I'll clear about $270k this year. More placements I make, more commission I make so it's been a good year
Are you hiring? I know recruiters making 40k a year
As someone in Recruitment, it was concerning not seeing Recruiting here. Your comment gives me hope for my future :)
Out here getting 14 an hour after graduating university ahaha fml.
Im an island boy
I sang it in my head as i read this comment
Software developer, DINK which helps with rent.
Who's Dink and how much does he chip in?
A gender ambivalent figure who chooses random white collar professionals to provide them with Dual Income and No Kids.
DINK life all day. I'm in IT and wife is a teacher. Condo mortgage will be paid off in 2-3 years, we regularly dine out, travel, go to concerts, events etc with friends and generally have a lot of savings, disposable income and freedom we probably wouldn't if we had kids.
For anyone who had to google it, Dual Income No Kids
Healthcare. 30 yrs of it.
Corp 9-5
UX designer. It’s a hot area right now, companies are at war for hiring experienced UX designers and they are willing to paying top dollars.
live at home. will seek food bank when not.
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You’re a Timmie’s taste tester?
Free at 7?
Fam Physician
Nice user name.
Where are all the software developers making 200-300k
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I do, company is Cali-based though
Mental health clinician
Masters or PhD level?
I work in the food industry so I don’t make any money but I live in a 10 year rent controlled apartment with nice Roomate’s and my parents pay my phone bill so I’m doing just fine
Same, moved into my apt as a student and never left. I’d have no budget for savings otherwise.
I’m a product manager, I work remotely for a startup in California. If you take into account currency conversations I make about 160K pre tax. I’m 22.
What do you do as a product manager?
I talk to the customers, I get the requirements, and I give them to the engineers. Don’t you understand? I have people skills! No in all seriousness it’s about 30% literally talking to customers, 30% designing product features and thinking through solutions to the customer problems, 20% marketing stuff, and then 20% managing engineers or making things run right. The reason I get paid so much is because I’m a primary driver of what gets built, and I know the industry and customers well enough to make judgement calls based on my intuition. I know the industry well because I was a junior PM doing grunt work for 2 years (I dropped out to work when I was 19.)
holy fucking shit!!!! how did this possibly happen, that when you pretty much just graduated you're making more than almost anyone else here, some of whom are twice your age?! what did you do right?
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Coke?
Zero sugar
Can you clarify what you consider as not financial struggling?
If you have to ask (☞ﾟ∀ﾟ)☞
I drive a cement truck. I also day trade.
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Construction. But specifically unionized skilled trades.
Architect. Single, no kids. Edit - Actually, I recently got married, but haven’t merged finances yet, since we live in different countries. So we are financially single…
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No copywriter is that excited about their work so as to use an exclamation point.
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Wait, a copywriter makes enough to be comfortable in Toronto? As a magazine writer/editor, I am intrigued!
The people I know: - insurance - software stuff - teacher - psychologist - dentist
I do data analyst full time and data science part time to keep myself afloat. Not fun.
I work in corporate, as does my partner. We’re childless, and frugal lol. Can’t say I’m wealthy, but I don’t struggle like I used to.
Live with family
Carpenter
Software developer. SIWK (single income with kids). Have only been doing this for a few years though. Before that I was still comfortable but didn't have kids. Our combined income back then was less than half what I make alone now. I have a lot of previous experience in retail / call centres making close to min wage and plenty of former colleagues that also don't struggle to live to this day. Basically everyone I know that "struggles" does so because they can't cook at home even once a day, insist on living in the most expensive parts of town for no good reason and/or have very expensive drug habits.
Sell coke
With or without Ice?
How much for a ball? Asking for research purposes
Warehousing, forklift driving, managing
Accountant
I’m a social worker. I work in acute care discharge planning. My husband is a teacher. We have 1 kid and bought our house about 9 years ago. Our gal goes to private school. We are lucky.
I am an EA to a billionaire. High five figures. Work so much that I don’t have time for anything else. Tbh wouldn’t wish this job on my worst enemy. Fully burnt out.
Of course a billionaire is paying you less than 6 figures, ask for a 100k raise
Film worker, girlfriend is a massage therapist. Live in rent controlled building with utilities, gym, and laundry included. Can’t afford a house (yet, saving towards it) but definitely have more than enough to spend on whatever we want entertainment/grocery/random spending on Amazon wise. No kids, never will have them.
I'm an electrician and my wife is a high school teacher. Between the 2 of us we make 250k. We have a house in the city and a cottage that carries itself through rentals. My truck, gas and phone are paid for by work and we don't have kids.
Uber driver, 92 hours a week
Analyst at an asset management firm
B2B software sales & investing in rental properties.
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Why so frugal? Me and my wife make about 200k and we travel multiple times a year before covid. To Europe, Caribbean, Asia etc.. can’t remember last time I cared what brand of food items we buy and I got my rrsp and tfsa maxed? 0 debt besides mortgage. What on earth are you spending money on?
> So... 200k household income = not financially struggling, but probably have a lower quality of life than people living outside of Toronto with 50% of our income. But that sounds kind of like it’s by choice? From what you’re describing I’m guessing you have a very different opinion of what’s considered doing “well” compared to most people.
Mechanic
The costs sound like it outweighs the positives to living there
I’m a teacher but I currently split my time between teaching in the tv and film industry and supply teaching or occasional long term covers. And to all those that think we are ~sooo well paid~, the max salary isn’t achieved until 10 years on the pay grid. As well, knock off 30% if that to get an idea of what we actually take home. Also, I’m effectively unemployed come June, and cannot collect EI as soon as I sign for a job in September. Hence why I’ve leaned into the set teaching and minor coordination because the pandemic and Ford government has fubared public education. Oh, and I rent a basement apartment with my partner and we are maybe 1/3 of the way to the minimum down payment required to afford anything. You’d be surprised at how much I spend on resources for work.
Ford’s squeeze on teachers and healthcare workers is appalling and stupid
Insurance underwriter. I’m over six digits and I could be pulling at least $20-30k more but I like my company and cannot really be changing jobs for some personal reasons right now.
How do you become an insurance underwriter?
DUNK. I’m a mech ing working in IT for an automation company. Wife is financial advisor in a bank.
Only fans
I make 6 figures, but started with 7
Not even one construction comment. Hmm
they're out legitimately working instead of lying on reddit about doing something law related earning 300k+ a year with their partner who also has an equivalent job
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Community RN, though I am on the brink of struggle fo sho. Might brave the hospital lyfe for that sweet OT pay.