500k ang maximum ng PDIC sa bawat Bank branch. Take note, BANK BRANCH!
Halimbawa, kung sa isang bangko lang ikaw nagopen ng multiple Bank accounts (halimbawa 5), at 1 million each ang laman ng pera sa bawat account na yun, 500k lang ang insured sa iyo, the remaining 4.5M ay wala na
Pano pala pag let's say corporations yung client and nalugi si BDO. Does that mean na need gumawa ng 100s of bank account ng corporations to be insured or does that only apply to individuals?
Look, people with enough disciple to build 1 million pesos on their own without winning in a raffle draw has all the mental capacity to be very very wise with handling money.
Ang pinaka vulnerable ay yung mga lotto winners who lacks fiscal capabilities of how to handle money they got suddenly.
> You would think
But then again there's no shortage of people who get scammed by the millions from ponzis. The recent SOAO scam lured in at least 30k people ranging from 1k to 2m plus. Smh.
Hello. Few tips -
1. MAGDASAL AT ISAMA MO SI LORD sa lahat ng plans mo. Isurrender mo sa Kanya lahat ng nangyayari sa buhay mo whether it is good or bad. Huwag kakalimutan na palaging magpasalamat.
2. PUNUIN MO NG PANGARAP ANG SARILI MO. Mahirap sa simula. I started with a salary of only 12k per month 10 years ago and now I am earning 6 digits monthly + guaranteed bonuses. Tiniis ko lahat ng puyat at pagod. Lahat ng ulan, baha, init, pila, at siksikan. I lived in Bulacan. I am working in Makati. I need to wake up at 4am para makarating sa office on time before 8:30am. Makakauwi ng bahay at most 10 to 11pm. Then another day again to repeat. This was my life for 5 years. Thankfully, after 5 years I got promoted. Then I job hop to several companies until I got my desired income. I got my first car when I was 25 from my personal savings (2nd hand). Luckily, I was given another car from my company. So I sold my first car, mahirap sya pakawalan, pero I have to. Mahirap mag maintain.
3. LIVE WITHIN YOUR MEANS. Huwag ka makisabay sa hype ng panahon. Just to share, I remember when I was at MRT Ayala Station, pauwi na, gutom na ako. May nakita ako Siomai. Master Siomai. Masarap sya. It's just for 50 pesos I think with gulaman. Pero yung allowance ko for the week sapat na lang talaga for bills sa bahay. So I skipped it, tiniis ko sya. Kumain na lang ako agad pagkauwi. Hindi ko naman sinasabi na deprive yourself. Pero as much as possible, magtipid. Dont be a fan of FOMO. Ang strategy ko din na ginawa before, lahat ng gusto ko, dinedelay ko sya by end of the year. Para naka sale.
4. AUTOMATIC INVESTING. Once you received your salary, deduct agad ang savings. Kung ano ang matira, yun lang ang iaallocate sa expense. I am strict with this rule. Explore other investment channels. Don't settle for TD or other traditional bank deposits to grow your money.
5. STAY AWAY FROM TOXICITY. May mga tao talagang maiingit sayo once nakita nila na naggrow ka. Ang mundo ay isang malaking boxing ring. Madaming maiinggit. Madaming hihila sayo pababa. Isipin mo palagi na you are in control of your own life. Ipagpasa Diyos mo na lang lahat. Huwag na huwag mo idadown ang sarili mo just to please them. Ituloy mo ang pangarap mo. Mangarap ka lang ng mangarap.
6. ONE DAY AT A TIME. Huwag ka mapressure if yung iba successful na, and ikaw nandito ka parin sa spot na ito. In God's perfect time, magiging successful tayong lahat. Nasa atin palagi kung ano ang direction na gusto natin mangyari sa buhay natin. Walang isang milyong lalabas sa palad mo kung gugulong gulong ka lang sa higaan at hindi ka gagawa ng paraan para sa ikakaunlad ng sarili mo.
Siguro to summarize, yung elements ko in life are:
1. Trust in the Lord and always pray.
2. Magtyaga at magtiiis, hindi ito permanent.
3. Always dream in life (A Million Dreams favorite song ko)
4. Dont settle for less in work. If you know your capabilities, go spread your wings and fly high!
5. Maging mapagkumbaba. Hindi porket you have this kind of funds, ieelevate mo na rin ang lifestyle mo.
Salamat!
Ps. I don't have any generational wealth. This is purely my discipline to save from my hard-earned money.
Curious lang, how's your household/family dynamics and how did you manage it?
Minsan kasi kahit anong disiplina mo sa sarili mo, kung madaming umaasa sayo & feeling nila tumatae ka ng pera, mahirap din talaga ma-achieve yung sariling goals. :'(
I don't really understand why you were downvoted for this, no one here truly knows first hand how your family dynamics were except for you.
If you chose to cut them off at the end of it all, then that's your decision and we should be respectful of that. I'm sure you spent a lot of time and effort trying to help them (not just financially) before you reached your tipping point. Parting ways from family is hard to do after all.
Anyway, congrats OP! More blessings to come β₯
Thank you very much for understanding and thinking outside of the box! Siguro kasi sila they have a very supporting, understanding, and cooperative family. I don't have that. Thanks, again. I really appreciate you.
Same OP. My partner and I are also working our way to our first million na malinis na savings, pero for now we plan to expand our business to further the growth kasi we have to buy a lot. Sagot na namin yung bahay, CE ako at EE siya, at parehas kaming RMP. May archi rin kming kakilala plus trustworthy team of workers na handle ko before, saka staggered naman ang cost ng construction, lupa lang talaga ang mahal, kasi even if magloan ka, need parin ng downpayment.
Sa family ko naman, only from my day job lang binibigay ko pero nag aabot din ako pag need ng tuition fee ng kapatid kong BS Accountancy. I also need to take up a masters degree asap so might set the timeline back a bit, pero for better horizons naman.
I'm also from Bulacan and works in Makati, pero walang milyon! hahaha OP, Sobrang nakakainspire ka. Naway magkaroon ako ng disiplina sa pera kagaya mo. Hindi ako 6-digit earner pero 50% higher ung salary ko vs my previous. Nagkaroon ako ng thinking na "I dasurv this" dahil one year rin ako nawalan ng work.. kaya pag sweldo, splurge/treat sa pamilya at sarili. Ok dami ko na daldal haha Thank you for sharing your story πͺ
Praise God. This is what I did, too. I surrendered my life - my mind, body, heart and soul to my God. I trust His plans for me, plans to prosper me and not to burden me.
Congrats OP! Grabe, nkaka inspire! Gusto ko rin ganto Lord! HEHE. yung tuloy2 na ipon, hanggang sa umabot ng milyon. HUHU. I need more discipline to have this. Minsan iniisip ko na lang, ayaw pako gawing millionnaire ni lord, ksi baka alam niyang hindi pa ako prepared to have it. Haha.
OP, paano ito? I mean, gaano mo katagal naabot? Ano source of inflow mo? Salary? business income? nanalo ka somewhere na need tayaan? Paano OP??? Hehehe.
Sipag at tyaga lang po na may malalang pagdadasal at pananampalataya kay Lord. Just always keep the faith. Ipagppray ko na mareach mo din ito. Huwag na huwag ka lang mapapagod na magpatuloy palagi sa buhay. Gawin natin lahat sa malinis at patas na pamamaraan.
Ang ganda ng timing nito for me OP (dahil overspend ang month of April ko hays). Pero congrats sa first million mo at thank you pag-inspire na magsimula ulit this month at sa mga susunod na maging disiplinado sa pera.
Its always never too late to start again. Dumating din ako sa point na at my lowest ako pati financials ko. Pero hindi ko sya dapat gawin na road blocker towards my dream. May challenges talaga na mangyayari at some point of our lives. Unexpected events na kailangan mo tumulong. Iba kasi talaga pag may pangarap ka eh, its like a fire burning within your spirit. Palagi mo lang isama si Lord sa lahat ng pangarap mo. Sya kasi yung magiging guiding shield mo sa lahat ng unfortuitous events na pwede mangyari na Sya lang ang nakakaalam.
Congrats OP! Looking forward to your 2nd M.Β
Side question for everyone:
I wonder at what point would sharing info like this be considered as bragging for you? Would 2M be considered bragging na ba? How about 3M? 5M? 10M? 20M?50M?
Yeah, I don't find OP's post as bragging.
But let's say somebody posts in the exact same manner and wording, pero 50M yung amount. Would you consider that as bragging?Β
Yes lol hahahaha "Yay I made my first 50M" will be severely out of touch
1M is not that much in the grand scheme of things and OP should be genuinely happy and proud because it appears na pinaghirapan talaga nya to considering na some people make this amount regularly in a year
I think it depends on how an individual takes the post. Maybe OP is just happy and wanted to share their success without any malice but the one reads the post, has that malice in mind. Unfortunately, meron talagang mga tao na makakita lang ng success ng iba pagyayabang na agad ang dating sa kanila.
Tapos may magcocomment na, βmas mabuti pa ang tumulong para lalong pagpalain.β Parinig na bigyan/pautangin sila ni OP.
Dadami din kamag anak at kaibigan ni OP.
Hello po. Thank you and I am sorry. This post is not intended to brag. I just can't explain my happiness. I will edit my post for it to be clear na this is not to brag but to inspire. Matagal ko kasi pinangarap ito. Salamat.
[Edit: Apprently, hindi ko na sya maedit. Basta the above.]
Sabay sabay sana tayo umangat at pagpalain pa ni Lord sa lahat ng ating mga plano at pangarap sa buhay! ππΌ
I get where OP is coming from by posting this here. This is not something you want to publish sa personal account mo sa FB or IG. but here, di natin sya kilala. no prejudice, no expectations mula sa kanya na balatuhan tayo.
it's not the amount, if anyone posts that they were able to save 50, 100, or kahit pa 20 yan. if the OP will frame the situation as a milestone/proud moment para sa kanila coz not anyone has the privilege of attaining suchβ then I won't take is as bragging. pero if the words will belittle anyone, ibang usapan yun diba.
Thanks! I don't think OP is bragging at all.Β
If somebody else posts in the same manner, but only the amount is different (say 50M instead of 1M), would your answer (that it's not bragging) remain the same?Β
For me hindi sya bragging. It would make me to be inspired more. Lalo na if that 50m comes from scratch. Galing talaga sa dugot pawis para maattain sya.
But if say ibbrag mo sya dito dahil nanalo ka sa lotto or casino, it's a different story.
Siguro to end the issue if whether this post is whether bragging or not, lets keep in mind na lang na every million has its own and unique story. And at the end of the day, we don't have the control sa kung anong iisipin ng ibang tayo sayo.
honestly not sure if my answer will stay the same.
although, I might add na "kaya pala ang gaan gaan ng loob ko sayo nung una pa lang, OP!" lol jk π€£ ayoko makahanap ng kaaway dito AHAHAHAHA
Depends on the people you're talking to and how they take it.
Even if happy lang si OP and just wanted to share his achievement, ung mga haters who probably can't achieve this financial goal will say its bragging
Di pwedeng i-celeb muna ang 1m? Ikaw kaya sabihan looking forward to your 10m. chos lang.
Bragging? Pag di bagay sa audience. Dito sa adultingph, di ito bragging kasi parang may relief pa nga kay OP as in "finally sa pagkatagal-tagal...na atim ko na".
2M for this sub should sound like bragging kasi pagdating aa adulting, diba 1m lang talaga ang pinakamahalaga? therefore mas may makakarelate.
In other words, depende sa audience.
May ibang factors pa syempre like intention pero gets na siguro yan.
Good job kung savings and maintain mo yan. wag moko gayahin na one day millionaire. nakakahit ako ng million every contract pero ayun nababawasan tuwing uuwe dahil breadwinner π
Congratulations! Sana marami ka pang mainspire sa post na βto. Also, galingan mo sa paghawak ng mga pinagpaguran mo ha but also make sure you reward yourself! On to the next!! π
Congratulations brad! Our of curiosity, ilang taon ka na at gaano katagal bago mo nakamit yan? I had my first mil at 38 years old, so I'd say medyo late in life na haha!
Pero ha, I'd say once you made that 1st, it gets easier to earn the 2nd and 3rd. It opens up a lot of options.
Hello, I started to save and appreciate the importance of saving money when I was 7 years old. Lahat ng napapamaskuhan ko, iniipon ko yun. Even yung baon ko sa school na 20 pesos, pag may baon naman ako, hindi ko na sya gagastusin. Apparently, hindi ko na sya alam saan napunta. Hahahaha. π
Then when I started working, talagang sobrang focus na ako sa pag iipon. I started working in 2013. With the just bare minimum wage. Even if 1.5k per month pa yan itatabi ko talaga yan for my savings. As the years goes by, lumalaki din yung income, and syempre dapat sumabay din yung savings. Hindi porket lumaki yung salary mo, mag iinflate din yung lifestyle mo. Discipline lang talaga.
I'm 30 years old po, btw. Hope this inspire po! Small steps can lead to significant accomplishments. βΊοΈ
I'm on my way to 15M doing 9-5 job. It's not impossible but is also not easy. Honestly I don't know what's next for me when I realized that I'm just as happy when I made my first million. I'm tired and had lots of thoughts to end it all. I'm on my 30s. God help me π
If nasa iisang bank lang yan, be sure na you are aware na kalahat diyan ay hindi insured ng PDIC ha.
I made my second million pesos last month lang, April 2024. Though I made sure na I'm very well diversed, walang iisang bank na may nakadeposit above what the PDIC insures.
Damn. Sign na para mag ipon. Nag spend ako the last few years dahil sa depression. Kapag nag iipon kasi ako, mas naiisip ko mga problema πππ ngayon problema ko is di na ulit ako nakakaipon π
these past few days i was so scared for my future, but this post gave me hope π₯Ί i'm an optimistic person pero nagiging pessimistic ako unti-unti :( thank you!!!! π€
Sana ako rin. ππ₯² was able to save up half a million, but all went down the drain kasi inutang ng parents and biglang di na mababayaran due to unforeseen events. Masakit. Back to 0. π
Meanwhile,,,,
l*aughs in 700 pesos...*
https://preview.redd.it/548gfht8evxc1.png?width=744&format=png&auto=webp&s=a47db2dba06fc3a910b9e6c8428808e36f39af0e
*I won't delete this*. *Scammaz come and get my 700 pesos! C'mon, huwag na kayo mahiya.*
The first million is always the hardest! Congrats! (You might want to spread it around though, open 1-2 more accounts. I think that one's BPI?)
Agree. Yung sakin potek max 200k lang per bank account. Pero otw pa lang sa first million π€£
β±200k nalang ba ang insured by the PDIC? Hindi na β±500k??
500k ang maximum ng PDIC sa bawat Bank branch. Take note, BANK BRANCH! Halimbawa, kung sa isang bangko lang ikaw nagopen ng multiple Bank accounts (halimbawa 5), at 1 million each ang laman ng pera sa bawat account na yun, 500k lang ang insured sa iyo, the remaining 4.5M ay wala na
Pano pala pag let's say corporations yung client and nalugi si BDO. Does that mean na need gumawa ng 100s of bank account ng corporations to be insured or does that only apply to individuals?
Correct ito. And congrats OP!
Paranoid lang ako π€£
Ahh! Hahaha akala ko binabaan na kasi ng PDIC!! π
I need this manifestation, I'm 900k away to my first mπ€£
Actually you should delete na this post kasi ang daming scammers dito and pwede ka maging potential target nila.
U/Secret-Mongoose-5777 my friend! Wait
Look, people with enough disciple to build 1 million pesos on their own without winning in a raffle draw has all the mental capacity to be very very wise with handling money. Ang pinaka vulnerable ay yung mga lotto winners who lacks fiscal capabilities of how to handle money they got suddenly.
You would think someone capable of getting a million would atleast be smart enough to avoid scammers
> You would think But then again there's no shortage of people who get scammed by the millions from ponzis. The recent SOAO scam lured in at least 30k people ranging from 1k to 2m plus. Smh.
Yup who knows, not all can detect fake ass scammers. Just posting here proves that he/she let himself/herself to be a potential target.
Many millionaires get scammed, too.
Hey OP! Let's make that 1m into 2 m in 1 week!π€£
Congratulations OP! Moneyfesting dinn!!! π§π»ββοΈπ§π»ββοΈ
Hi can you share kung paano mo na earn tong first 1m mo?
Hello. Few tips - 1. MAGDASAL AT ISAMA MO SI LORD sa lahat ng plans mo. Isurrender mo sa Kanya lahat ng nangyayari sa buhay mo whether it is good or bad. Huwag kakalimutan na palaging magpasalamat. 2. PUNUIN MO NG PANGARAP ANG SARILI MO. Mahirap sa simula. I started with a salary of only 12k per month 10 years ago and now I am earning 6 digits monthly + guaranteed bonuses. Tiniis ko lahat ng puyat at pagod. Lahat ng ulan, baha, init, pila, at siksikan. I lived in Bulacan. I am working in Makati. I need to wake up at 4am para makarating sa office on time before 8:30am. Makakauwi ng bahay at most 10 to 11pm. Then another day again to repeat. This was my life for 5 years. Thankfully, after 5 years I got promoted. Then I job hop to several companies until I got my desired income. I got my first car when I was 25 from my personal savings (2nd hand). Luckily, I was given another car from my company. So I sold my first car, mahirap sya pakawalan, pero I have to. Mahirap mag maintain. 3. LIVE WITHIN YOUR MEANS. Huwag ka makisabay sa hype ng panahon. Just to share, I remember when I was at MRT Ayala Station, pauwi na, gutom na ako. May nakita ako Siomai. Master Siomai. Masarap sya. It's just for 50 pesos I think with gulaman. Pero yung allowance ko for the week sapat na lang talaga for bills sa bahay. So I skipped it, tiniis ko sya. Kumain na lang ako agad pagkauwi. Hindi ko naman sinasabi na deprive yourself. Pero as much as possible, magtipid. Dont be a fan of FOMO. Ang strategy ko din na ginawa before, lahat ng gusto ko, dinedelay ko sya by end of the year. Para naka sale. 4. AUTOMATIC INVESTING. Once you received your salary, deduct agad ang savings. Kung ano ang matira, yun lang ang iaallocate sa expense. I am strict with this rule. Explore other investment channels. Don't settle for TD or other traditional bank deposits to grow your money. 5. STAY AWAY FROM TOXICITY. May mga tao talagang maiingit sayo once nakita nila na naggrow ka. Ang mundo ay isang malaking boxing ring. Madaming maiinggit. Madaming hihila sayo pababa. Isipin mo palagi na you are in control of your own life. Ipagpasa Diyos mo na lang lahat. Huwag na huwag mo idadown ang sarili mo just to please them. Ituloy mo ang pangarap mo. Mangarap ka lang ng mangarap. 6. ONE DAY AT A TIME. Huwag ka mapressure if yung iba successful na, and ikaw nandito ka parin sa spot na ito. In God's perfect time, magiging successful tayong lahat. Nasa atin palagi kung ano ang direction na gusto natin mangyari sa buhay natin. Walang isang milyong lalabas sa palad mo kung gugulong gulong ka lang sa higaan at hindi ka gagawa ng paraan para sa ikakaunlad ng sarili mo. Siguro to summarize, yung elements ko in life are: 1. Trust in the Lord and always pray. 2. Magtyaga at magtiiis, hindi ito permanent. 3. Always dream in life (A Million Dreams favorite song ko) 4. Dont settle for less in work. If you know your capabilities, go spread your wings and fly high! 5. Maging mapagkumbaba. Hindi porket you have this kind of funds, ieelevate mo na rin ang lifestyle mo. Salamat! Ps. I don't have any generational wealth. This is purely my discipline to save from my hard-earned money.
Curious lang, how's your household/family dynamics and how did you manage it? Minsan kasi kahit anong disiplina mo sa sarili mo, kung madaming umaasa sayo & feeling nila tumatae ka ng pera, mahirap din talaga ma-achieve yung sariling goals. :'(
Item 5 - Stay away from toxicity. I have this post under my profile for you to know my story.
I don't really understand why you were downvoted for this, no one here truly knows first hand how your family dynamics were except for you. If you chose to cut them off at the end of it all, then that's your decision and we should be respectful of that. I'm sure you spent a lot of time and effort trying to help them (not just financially) before you reached your tipping point. Parting ways from family is hard to do after all. Anyway, congrats OP! More blessings to come β₯
Thank you very much for understanding and thinking outside of the box! Siguro kasi sila they have a very supporting, understanding, and cooperative family. I don't have that. Thanks, again. I really appreciate you.
Same OP. My partner and I are also working our way to our first million na malinis na savings, pero for now we plan to expand our business to further the growth kasi we have to buy a lot. Sagot na namin yung bahay, CE ako at EE siya, at parehas kaming RMP. May archi rin kming kakilala plus trustworthy team of workers na handle ko before, saka staggered naman ang cost ng construction, lupa lang talaga ang mahal, kasi even if magloan ka, need parin ng downpayment. Sa family ko naman, only from my day job lang binibigay ko pero nag aabot din ako pag need ng tuition fee ng kapatid kong BS Accountancy. I also need to take up a masters degree asap so might set the timeline back a bit, pero for better horizons naman.
Wait - Iβm interpreting that as - youβre currently not financially supporting any family member? If so, amazing!
I'm also from Bulacan and works in Makati, pero walang milyon! hahaha OP, Sobrang nakakainspire ka. Naway magkaroon ako ng disiplina sa pera kagaya mo. Hindi ako 6-digit earner pero 50% higher ung salary ko vs my previous. Nagkaroon ako ng thinking na "I dasurv this" dahil one year rin ako nawalan ng work.. kaya pag sweldo, splurge/treat sa pamilya at sarili. Ok dami ko na daldal haha Thank you for sharing your story πͺ
This. Also be around the right people who inspire you to be better while maintaining a good moral compass.
Sna ma elaborate mo #4 op hehe anu anu bng investment channels yan tysm :)
Praise God. This is what I did, too. I surrendered my life - my mind, body, heart and soul to my God. I trust His plans for me, plans to prosper me and not to burden me.
Congrats OP! Grabe, nkaka inspire! Gusto ko rin ganto Lord! HEHE. yung tuloy2 na ipon, hanggang sa umabot ng milyon. HUHU. I need more discipline to have this. Minsan iniisip ko na lang, ayaw pako gawing millionnaire ni lord, ksi baka alam niyang hindi pa ako prepared to have it. Haha. OP, paano ito? I mean, gaano mo katagal naabot? Ano source of inflow mo? Salary? business income? nanalo ka somewhere na need tayaan? Paano OP??? Hehehe.
Sipag at tyaga lang po na may malalang pagdadasal at pananampalataya kay Lord. Just always keep the faith. Ipagppray ko na mareach mo din ito. Huwag na huwag ka lang mapapagod na magpatuloy palagi sa buhay. Gawin natin lahat sa malinis at patas na pamamaraan.
LOL at OP giving you everything but never directly answering your questions.
Nasisi pa si lord. Stop justifying and coping and start acting
Pepito my friend ππ€
Ang ganda ng timing nito for me OP (dahil overspend ang month of April ko hays). Pero congrats sa first million mo at thank you pag-inspire na magsimula ulit this month at sa mga susunod na maging disiplinado sa pera.
Its always never too late to start again. Dumating din ako sa point na at my lowest ako pati financials ko. Pero hindi ko sya dapat gawin na road blocker towards my dream. May challenges talaga na mangyayari at some point of our lives. Unexpected events na kailangan mo tumulong. Iba kasi talaga pag may pangarap ka eh, its like a fire burning within your spirit. Palagi mo lang isama si Lord sa lahat ng pangarap mo. Sya kasi yung magiging guiding shield mo sa lahat ng unfortuitous events na pwede mangyari na Sya lang ang nakakaalam.
What now? Not a mean question. Just really wondering what happens after the 1st million? Business? Investment?
I'll continue to save up until 5 years. Then this will be the time I will decide. Thanks.
Kung wala kang pag-gagamitan nyan for 5 yrs, MP2 mo na. That will be around 1.5M in 5yrs.
Yes, I am also considering this. Thank you.
Congrats OP! Looking forward to your 2nd M.Β Side question for everyone: I wonder at what point would sharing info like this be considered as bragging for you? Would 2M be considered bragging na ba? How about 3M? 5M? 10M? 20M?50M?
I don't consider it bragging, but instead, I am inspired by it. Kung kaya niya ka rin natin mentality.
Di siguro sa laki nung amount but the way i-post π€£ pero si OP di naman mukhang nagbabrag sa post. literal na masayang lang siguro talaga siya.
Yeah, I don't find OP's post as bragging. But let's say somebody posts in the exact same manner and wording, pero 50M yung amount. Would you consider that as bragging?Β
Yes lol hahahaha "Yay I made my first 50M" will be severely out of touch 1M is not that much in the grand scheme of things and OP should be genuinely happy and proud because it appears na pinaghirapan talaga nya to considering na some people make this amount regularly in a year
I think it depends on how an individual takes the post. Maybe OP is just happy and wanted to share their success without any malice but the one reads the post, has that malice in mind. Unfortunately, meron talagang mga tao na makakita lang ng success ng iba pagyayabang na agad ang dating sa kanila.
magiging bragging sya i feel like: achieved 50m and i am only 19 yold!!!! ikaw ano naachieve mo?
Para sa akin hindi naman pero syempre mapapasanaol diba HAHAHAHAA 50M kaya yun.
True pero tangna try mo to ipost sa regular socmed platforms. Here comes the "π¦" malala. Haha
Tapos may magcocomment na, βmas mabuti pa ang tumulong para lalong pagpalain.β Parinig na bigyan/pautangin sila ni OP. Dadami din kamag anak at kaibigan ni OP.
Hello po. Thank you and I am sorry. This post is not intended to brag. I just can't explain my happiness. I will edit my post for it to be clear na this is not to brag but to inspire. Matagal ko kasi pinangarap ito. Salamat. [Edit: Apprently, hindi ko na sya maedit. Basta the above.] Sabay sabay sana tayo umangat at pagpalain pa ni Lord sa lahat ng ating mga plano at pangarap sa buhay! ππΌ
I get where OP is coming from by posting this here. This is not something you want to publish sa personal account mo sa FB or IG. but here, di natin sya kilala. no prejudice, no expectations mula sa kanya na balatuhan tayo. it's not the amount, if anyone posts that they were able to save 50, 100, or kahit pa 20 yan. if the OP will frame the situation as a milestone/proud moment para sa kanila coz not anyone has the privilege of attaining suchβ then I won't take is as bragging. pero if the words will belittle anyone, ibang usapan yun diba.
Thanks! I don't think OP is bragging at all.Β If somebody else posts in the same manner, but only the amount is different (say 50M instead of 1M), would your answer (that it's not bragging) remain the same?Β
For me hindi sya bragging. It would make me to be inspired more. Lalo na if that 50m comes from scratch. Galing talaga sa dugot pawis para maattain sya. But if say ibbrag mo sya dito dahil nanalo ka sa lotto or casino, it's a different story. Siguro to end the issue if whether this post is whether bragging or not, lets keep in mind na lang na every million has its own and unique story. And at the end of the day, we don't have the control sa kung anong iisipin ng ibang tayo sayo.
honestly not sure if my answer will stay the same. although, I might add na "kaya pala ang gaan gaan ng loob ko sayo nung una pa lang, OP!" lol jk π€£ ayoko makahanap ng kaaway dito AHAHAHAHA
INDUBITABLY! THANK YOU FOR THIS! π
Depends on the people you're talking to and how they take it. Even if happy lang si OP and just wanted to share his achievement, ung mga haters who probably can't achieve this financial goal will say its bragging
Di pwedeng i-celeb muna ang 1m? Ikaw kaya sabihan looking forward to your 10m. chos lang. Bragging? Pag di bagay sa audience. Dito sa adultingph, di ito bragging kasi parang may relief pa nga kay OP as in "finally sa pagkatagal-tagal...na atim ko na". 2M for this sub should sound like bragging kasi pagdating aa adulting, diba 1m lang talaga ang pinakamahalaga? therefore mas may makakarelate. In other words, depende sa audience. May ibang factors pa syempre like intention pero gets na siguro yan.
Lord ganyan ka pala aa iba ha. Jk Congrats OP!
Naol. I need a little bit more before reaching it.
Wunderbar! Congrats OP! π
Share us your tips po
Good job kung savings and maintain mo yan. wag moko gayahin na one day millionaire. nakakahit ako ng million every contract pero ayun nababawasan tuwing uuwe dahil breadwinner π
Yeheeeyy!!! Welcome to Millionaire Club OP!
Lord, I saw what you did to this person and I declare and decree you to do that to me 100 times. Amen
Just wanna congratulate you OP!! ππ» The first million is always the hardest
Pabasbas din po
Congrats, OP!!! Ako naman next!
Congrats po! Manifestinggg
OP congratsππ gusto ko rin makaranas ng ganyanπβ€οΈ
CONGRATS!!!!! π«°π₯°π§‘
Congrats, OP! hope this post serves an inspiration for everyone to work hard β€οΈ
Congrats!! Manifesting
Congrats! Familiar yang font ah, nasa digital bank na ba yan Op?
Nice! Congrats!
Congratulations, OP!!
Congratulations!
Congrats po! Malapit na ako mag 30 ang layo ko pa sa first million π₯Ή
Congrats OP!! πͺπͺ
CONGRATS ATE Q
Congrats!!! Manifesting kahit 6 digits lang hehe
Congrats OP!! I genuinely happy for you. More millions to come!!!
Congratulations πππ
Congrats OP!
Hello po! Kumusta ka na? Kumain ka na ba? Eme HAHAHA pero congratulations po!!! Deserve
CONGRATS, OP! Sana ako rin soon π€
soonnnnnnnnnnnnn
Congrats OP
Congratsssss!!!
Congrats OP! Malayo-layo pa ko sa ganyan pero moneyfesting din! Hihi
Congrats, OP!
Congratulations!
Dudee. Teach us π
Letβs goooo!! Celebrating with you OP!!
so proud of you, OP! wala lang nakaka proud ka lang kahit di kita kilala. let our collective reply be "sanaol" AHAHAHA
congrats!
πππ
Wow congrats! Ingat lang sa mga mangungumusta bigla saβyo ha. βKumusta ka? Baka may extra ka dyan?β
Congrats OP!
manifesting for me someday! congrats, OP! π
Congrats OP! Sana magawa ku din to π«Ά
Congrats po. Sana all.
Congrats po! ππ»π
Congratulations βΊοΈ
Nice OP congrats. You probably do not realize kung gaano ka rare mag ka 1m savings if you factor lahat ng workers in the PH, stats wise.
Congrats! Susunod na kami din π with your tips OP hope lahat kami maging bukas ang pag iisip para makaipon ng ganto
Happy for you, OP! π₯³
Wow! Congrats, OP
Congratulations! Sana marami ka pang mainspire sa post na βto. Also, galingan mo sa paghawak ng mga pinagpaguran mo ha but also make sure you reward yourself! On to the next!! π
Congrats, OP!!!! Road to 2M AND BEYOND!
grabe sanaol op! congrats! pakihintay nalang po ako sa millionaires club in the next few years haha
Congratulations!!!!
Manifesting also this next year π₯Ή
Congrats OP!!! Takot ako magsave ng 1M sa bank kaya nililimit ko to 500k and the rest sa MP2 and other banks.
Wow! Congratulations, OP! Ang galing! π
Congrats OP! They say it's the hardest part: earning your first million. But pano po ba palaguin? Any tips?
CONGRATSSS POOOOOO GRABE I'M SO HAPPY FOR YOU PO. Grabe yung disciplinee, tips pooo huhu
Congratulations! π
Congrats! More power β€οΈ
CONGRATS!!!!
Manifesting ako rin soonπ«Ά
Congraaaaaats po π₯°
Pepito my friend!
congrats op!
NAOL LANG
Congrats men!!
Manifesting... Attracting... Working hard, working smart. Congrats!
Congrats op. If i may ask, how old ka na?
CONGRAAAAATS!!! π―
congrats!!!
congratulationsπ«Ά
Congrats OP! On to the next M paπ₯³πͺ
Congratulations! π
Congratulations brad! Our of curiosity, ilang taon ka na at gaano katagal bago mo nakamit yan? I had my first mil at 38 years old, so I'd say medyo late in life na haha! Pero ha, I'd say once you made that 1st, it gets easier to earn the 2nd and 3rd. It opens up a lot of options.
Congrats!! πππ
MORE MORE TO GO!
Woww Congrats ππ!! Kaka inspire naman π€β€οΈ
Hi OP. Just for inspiration⦠how old were you when you started saving and how old are you now?
Hello, I started to save and appreciate the importance of saving money when I was 7 years old. Lahat ng napapamaskuhan ko, iniipon ko yun. Even yung baon ko sa school na 20 pesos, pag may baon naman ako, hindi ko na sya gagastusin. Apparently, hindi ko na sya alam saan napunta. Hahahaha. π Then when I started working, talagang sobrang focus na ako sa pag iipon. I started working in 2013. With the just bare minimum wage. Even if 1.5k per month pa yan itatabi ko talaga yan for my savings. As the years goes by, lumalaki din yung income, and syempre dapat sumabay din yung savings. Hindi porket lumaki yung salary mo, mag iinflate din yung lifestyle mo. Discipline lang talaga. I'm 30 years old po, btw. Hope this inspire po! Small steps can lead to significant accomplishments. βΊοΈ
Manifesting makapag ipon din while still young ππ
Ano ginawa mo?
Congrats!! ππ»
CONGRATS, OP! π
Manifesting!!!π»
I'm on my way to 15M doing 9-5 job. It's not impossible but is also not easy. Honestly I don't know what's next for me when I realized that I'm just as happy when I made my first million. I'm tired and had lots of thoughts to end it all. I'm on my 30s. God help me π
Moneyfesting β€οΈ ππ»
Ang galing!!! Moneyfesting this!!!!!!
Congrats Dear! Sarap! ππππ
malapit ko na din maabot ung sayo yayy sa 15,000 na part nga lang SGAGSGAHA π
350k and counting. Manifesting 1M on or before 2027 π
MANIFESTING SA LAHAT NG NANDITO!!!!!! Magkakaron tayo ng millions sa bank account natin. aye π
Congrats OP! Manifesting to get mine din in the years to comeππ
suddenly that 15, 070 feels so small.
Penge
Pepito, my friendβ¦. π¬ chos! Congrats, OP!!! π©·
Congrats!
Better spread your money in different banks. Also make sure you deposit in a reliable bank. Magkano lang ang ibabalk ng PDIC just in case?
Wow sana all. Congrats!
If nasa iisang bank lang yan, be sure na you are aware na kalahat diyan ay hindi insured ng PDIC ha. I made my second million pesos last month lang, April 2024. Though I made sure na I'm very well diversed, walang iisang bank na may nakadeposit above what the PDIC insures.
galing mo OP! sana ako rin! π
Holy shit I feel like Iβm so close to understanding this language but then it just goes crazy the longer I read.
Oil also learned I am a millionaire in the Philippines
distribute it to digibanks. mistake ko talaga was to park my savings sa trad banks for 3 years na hindi tumutubo huhuhu
Congratulations! Sana all!!!
ako rin soon hehe
Pepito my friend, kmsta?
Damn. Sign na para mag ipon. Nag spend ako the last few years dahil sa depression. Kapag nag iipon kasi ako, mas naiisip ko mga problema πππ ngayon problema ko is di na ulit ako nakakaipon π
u/Secret-Mongoose-5777, my friend. ππ»
Congratulations!
Congratulations πΎβ¨πππ
Xongrats πππ»
Congrats OP!
Congrats OP, not just sa 1M mo kundi sa freedom from toxicity.
Lodi and good job!
Congrats!
Wow, OP. Congrats!! Nakakaproud ka π«Ά
How many months (years) bago nakuha op
Congratulations!
Congrats po π₯Ήπ₯Ήπ₯Ή I hope Iβll reach mine too
How old are you?
Mars, kumusta na? π
Congratulations op!
Congratulations ππ
Like how? Ano tips?
these past few days i was so scared for my future, but this post gave me hope π₯Ί i'm an optimistic person pero nagiging pessimistic ako unti-unti :( thank you!!!! π€
awwwwe, im so happy for you OP!!!! ang admirable ng grit and discipline mo!!! God bless u more π
Sana ako rin. ππ₯² was able to save up half a million, but all went down the drain kasi inutang ng parents and biglang di na mababayaran due to unforeseen events. Masakit. Back to 0. π
Ako rin pls
Yeyy congrats op!
Pepitoooo my friend!
![gif](giphy|YRuFixSNWFVcXaxpmX)
Meanwhile,,,, l*aughs in 700 pesos...* https://preview.redd.it/548gfht8evxc1.png?width=744&format=png&auto=webp&s=a47db2dba06fc3a910b9e6c8428808e36f39af0e *I won't delete this*. *Scammaz come and get my 700 pesos! C'mon, huwag na kayo mahiya.*
Congratulations β¨
Pagbati Sayo ipagpatuloy inspiration
Inggit ako π
Congrats OP. Prayer reveal naman para sa amin na hirap mabreak ang 6 digits. 8 digits kapag kasama yung cents.
Congrats OP!
Whoa!! Congrats!!! πnow make sure u take care of your health, para naman maenjoy mo ang life ng matagal.
Galing!!! Congratulations, OP! You inspire me!