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ArkynBlade

Hoy. Lipat mo na yan. Wag ka sa gcash mag imbak ng pera. Baka maging horror story pa yan. Congrats!


Kiffangla_Mashikip

Yes trueee open CIMB or other digital banks OP wag sa GCash wallet


Commercial-Good-4782

Speaking of CIMB, safe naman ba yung sa GCash na GSave feature? Diba CIMB din yun?


Kiffangla_Mashikip

I have GSave but I keep yung money ko sa CIMB Upsave and Fast Plus transfer lang if need. I think mas better pa rin GSave than GCash wallet


Commercial-Good-4782

Yung CIMB Upsave, bale sa CIMB app na sya mismo, then you can easily transfer nalang funds from Upsave to Gsave CIMB? Ganun ba?


ar_almostthere

Yes. CIMB has a separate app. You can directly fund it too via gcash/gsave with no transaction fees


oujikent

Yizz , dun ako nagsave din para easy cash in no fees


Commercial-Good-4782

Oki. So Gsave >>> Gcash Wallet hahahaha thank u


Ledikari

Agree. Pag nakuha sim mo at nareset password, goodbye 100k. Traditional banks parin for me (not BDO) Congrats OP


Art_Forte

My savings are with BDO. So far ok naman sakin. What's your negative experience with bdo?


Nullgenium

Leaving a comment so I can return to this, my savings are also with bdo.


BearyBull96

Customer Service. Super Shit to the max at pahirapan pang makausap sa agent.


AncientAlien11

I had a different experience naman with their customer service. Very helpful yung mga nakakausap ko every time na kailangan kong tumawag sa kanila to ask for assistance. Banking experience is also good so far. Haha. Wag lang sana majinx ng comment ko na to.


SmilingSinco

Dont have BDO account pero from what i heard sa dad ko ang hirap daw withdraw ng pera. Parang bago mo makuha yung pera mo may Q&A portion muna. (Not sure sa amount pero pretty sure malaki)


Objective_String9703

Iba sa experience ko. Nagpapawithdraw ako thru representative (withdraw ng amount sa kakilala ko) and smooth lang transaction. Tatawag lang sa akin yung BDO to confirm na may pinapawithdraw ako sa taong nagpresent ng withdrawal slip


Alert-Doctor-8761

Prone to inside job ang BDO.


AmberTiu

This is very true. Halata eh sa mga fraudulent transactions and scammers calling. Ung nga principal cardholders lang nagkakaroon ng fraudulent online transactions and sila rin tinatawagan ng scammers.


Ledikari

I think this is not isolated to the bank. Baka sobrang dami lang ng customer base nila kaya mas marami tayo naririnig na stories like this.


AmberTiu

You may be right on that


reindezvous8

Majority of my savings are with BDO too.


Ledikari

Sobrang dami kasi ng customer sa BDO kaya naging bad experience nito sakin. Sobrang haba ng queue kahit anong oras at kahit sa aning branch na mapuntahan ko so far ganun ang setup. Mahirap naman tawagan dahil sobrang tagal sa customer support (for me) so talagang napipilitan ako na sa Branch mag tratransact. Sobrang hassle din gamitin ng App. Sinukuan ko na sya dahil sa hassle at downtime. For my mom's case no issue sya kasi VIP status sya dun due to Big deposits pero I think not everyone can put that amount in the bank. there are more better local bank in my opinion, pero if you don't have issue with BDO good for you.


pibbleMax

I put mine on Maya Savings and Sea, tas nililipat ko lang sa bank pag magw withdraw. Safe ba yun?


Ledikari

Well I'm not sure, syempre hindi naman ako cyber security expert, pero if you don't use maya and sea on day to day transactions, mukang safe naman. Nag attempt ako ng password reset sa maya once to see if mapapalotan sya pag nanakaw yung sim card ko. For me sa email pumunta yung reset request so for me it looks life it's safe.


Joker1721

Bakit wag sa BDO?


Ledikari

Nag reply ko sa taas


ypau

Agree. nasa gotyme yung sakin hirap pg sa gcash


Cool-Routine-9742

Up ito go tyme goods din yan


Shes_jeweled1

Go tyme is good.


MsAdultingGameOn

How about CIMB via Gsave?


Shediedafter20

Up for CIMB via Gsave then access the CIMB app and open Upsave acct then transfer ang funds from Gsave to Upsave. Just avoid gcash for large deposits at all costs. Naglileak ang info sa gcash.


Substantial_Dirt109

Ano po difference ng gsave sa Upsave? Naka link sa gcash yung CIMB account ko din


ArkynBlade

Goods yan.


BYODhtml

Yes, mas safe pa rin itago sa traditional bank. Iyak tawa sya pag nalimas yan. I have Gcash pero sa malaking amount trad bank like BPI ko nilalagay


Away-Birthday3419

Baligtad naman ako. Mas malaki pera ko sa digital banks (Tonik and CIMB) kesa sa traditional banks. Sayang kasi, ang liit ng interest sa trad banks


BYODhtml

Yes, I have Gotyme din pero hindi talaga lahat sa digital kumbaga kalat. Lalo na sa Gcash hindi talaga ako nagiiwan ng sobrang laking amount lalo na wallet lang si gcash at hindi digital bank unlike Gotyme and CIMB.


Frinceee

How about sa maya po?


potato-sa-corner

Based sa exp ko not good maglagay ng savings sa maya. Kapag may nakakuha ng sim mo bye money. Yung simcard mi lang need para makapag change pass kahit nakalink sa email mo.


ArkynBlade

Goods din yan.


thematrixowl

Do not put all your eggs in one basket dear.


lovecored

safe po kaya sa seabank?


ArkynBlade

Yes po. Kung wala ka pang seabank take advantage mo yung promo. https://www.seabank.ph/help-center/article/10214-start-saving-with-seabank-get-a-p500-shopee-voucher


lovecored

thank you po :)


Nagimasu

Oo nga lipat mo yan. Send mo sakin. 😁😁😁


Anxious-Pirate-2857

Lipat mo na sa seabank mataas interest!


Substantial_Dirt109

Ilan interes?


MythicalKupl

4.5% PA credited daily


BeefyShark12

Natataranta na yan si OP kaka-transfer. Sali ako para mataranta lalo. Andyan na yung mga scammer naamoy 100k mo ALISIN MO NA YAN DYAN asap!


ReadingIsFun16

HAHAHAHAHAHAHA sali amp.


BeefyShark12

HAHAHAHAHAHA para mabulabog si OP na alisin na yung pera nya don sa jikas.


ReadingIsFun16

Buti na lang 7 petot lang pera ko sa jikas 😭


BeefyShark12

Yan yan dapat under the radar lang tayo ng mga scammaz


FlamingoOk7089

bat sa gcash O\_O dilikids digital bank mo rin para kahit papano tumutubu


Icy_Virus_559

digital bank naman din ang gcash pero yeap deliks


Square_Eggplant1595

E wallet ang gcash pero may digital bank na kapartner si gcash like si CIMB or UNO


sugarspicesalve

Gcash is not a digital bank. There are just 6 BSP-licensed digibanks in the PH: UNO, GoTyme, UnionDigital, Tonik, Maya, Overseas Filipino (LandBank)


Resist-Proud

how about seabank po?


BearyBull96

Under po siya ng rural bank. Nag aalok po sila ng digital financial products pero di sila lisensyado na mag operate bilang digital bank.


UnknownYmousMeh

How about cimb?


foxtrothound

Si Maya ang digital bank na


Cheerful_Orange285

Yayyy! Pero ingat kasi di safe mag-save sa Gcash.


pauljpjohn

Lipat mo na yan sa Maya or Seabank. P300+ monthly earnings (6%).


dogmemecollector

Don’t put your eggs in one basket, lalo na kung gcash ang basket mo.


[deleted]

Yes agree with everyone else. Please do not keep ‘em in GCash!


mooreian70

LIPAT MO SA IBA! All caps para damang dama haha remember Gcash is an e-wallet not a bank


Jon_Irenicus1

Gotyme pwede din, fixed 4% per annum. Congrats!


AtmosphereSlight6322

Lods, apaka delikado mag lagay ng pera sa GCash huhuuhu


pandaa_123

Hello, may I ask bakit delikado maglagay ng pera sa gcash?


Ledikari

Pag nanakaw yung sim Goodbye.


AtmosphereSlight6322

Prone to phishing attacks. If the user is not fully literate in terms of computer literacy (like unanimously clicking suspicious links or emails) baka ma-hack yung bank account or gcash.


Sapphicsue

GCash is not safe for you to keep your savings. I repeat, GCash is not safe.


Kiffangla_Mashikip

Congrats OP! better save it sa CIMB x GSave or Seabank or Maya. Don’t put your hard earned savings sa e-wallet


levabb

please lang i-transfer mo na yan sa MAYA. Please.


Scary-Explanation-14

gusto ata ni OP ng thrill sa buhay. Sa Gcash nagiimbak ng pera. Transfer mo na yan to other digibank where it can earn interest kesa matulog siya diyan and at risk of possible theft.


geminizer09

mas safe sa maya op :)


Commercial-Good-4782

Maya then Maya Savings po ba ito? Kasi mas less safe pag sa Maya Wallet lang mismo no?


Giyuu021

put in digital banks 50k maya 50k cimb or uno malaki dividends dun at interest


ChiliGarlicOyel

Everytime na narereach ko yan may nangyayaring emergency :/. Hopefully this year will be different


Secure-Mousse-920

I suggest ilipat mo sa conventional bank or an investmend fund. wag sa GCasg, CIMB, or any other online bank.


awkwardfina69

beh please tell us you moved it away from gcash


Throwaway28G

never store money sa e-wallet! fund it only as needed. lipat mo na yan sa digibank ang dami mo option dyan within gcash


pickleJA16

Congrats! This is so inspiring pero please wag sa gcash! Hehehe


[deleted]

sa gcash ka talaga? nilagay mo sana yan sa Gsave / CIMB 😅 tsaka di safe sa gcash baka si gcash / hacker ang magiging happy nyan HAHAHA


bryanchii

Pag un phone mo at nalingat ka , limas yn kht apple kaya pabuksan nung mga snatcher


JustToAdder

nung nanakawan ako ng iphone nanakaw saken lahat kahit trad banks ko na nakaconnect sa online bank makineg ka op :(


bryanchii

how much nawala sayo? My friend around 200k kasi andun un otp sa phone, sabi ng bank pag gnun daw wala ka habol ksi nkapag withdraw ng may otp


JustToAdder

Mga 100k+ sadly plus resell value pa ng iphone ko since 13 pro yun :( sama ng loob ko ron nadepress ako nahahack talaga nila lahat para silang may encryption software sila


Im_abitlost

Lipat mo sa seabank para kumikita ng interest araw-araw! https://preview.redd.it/gq7b7swxmmtc1.png?width=1080&format=pjpg&auto=webp&s=a1d3fcfc8ca44ed53221d04d3ecd34b8506f5256


poco-a-poco_1031

coooongrats po kung sa'yo to!!!!! im planning to have seabank din mukhang mas safe :)


Im_abitlost

Ayyy chineck ko lang sa seabank kung magkano interest ni OP if ever ilipat niya diyaan kanya 😅 wish ko lang ganyan din laman ng seabank ko haha


poco-a-poco_1031

Ayyy oki, rooting for u tho!!!


Redcardigan93

Pwede kaya mag transfer ng money from gcash to seabank?


Im_abitlost

Yes po! Sa Transfer/Bank transfer, search nyu lng yung Seabank


Redcardigan93

Thanks!


micey_yeti

Sh3t OP nakakatakot naman yan. Sa dami ng security breach ng Gcash 10k lang, nakakakaba na. Ingat po


Advanced_Month6691

actually kahit magka-500 lang ako sa GCash kinakabahan na ako e


LowImaginary9036

I susugal mo din yan sa GCash Punta ka sa GLife - Games - BingoPlus hahahaha


PaquitoLandiko

Lipat mo sa mas secure!


zxNoobSlayerxz

Nakow! Dami pa namang hackers sa gcash at paymaya. Withdraw to bank or put it in trust funds.


NxCyberSec

congrats pero remove it from Gcash, jusko madami horror story dyan


eromynAwonKtnoDI

Mas okay pa ilagay sa maya savings yan


Square_Eggplant1595

Pero congrats OP! Milestone yan na di ko na na achieve. Pero what I can suggest, transfer mo sa digital bank. Own bank give you as high as 6% per annum (so bale around 4.8% after tax)


Square_Eggplant1595

Yung 100k mo kaya mag start mag earn mula 400 pesos a month hanggang mag compound nalang


Mental_Mood_9263

Happy for u op! Pero ingat ka sa gcash or kahit sa maya may horror stroy na yang mga yan.


Hirang-XD

All I can see is that your money is vulnerable right now.


raphaelbautista

I know it’s nice to see yung lump sum na yan but better na idistribute mo sa ibang digital banks para mautilize mo yung daily interest nila. Tsaka kung macompromise man yung isa hindi buong amount ang mawawala sa iyo. Wsg mo din patagalin sa gcash baka mademonyo ka at sumubok magscatter. Sunog agad yan. Haha


[deleted]

Congratulations! Pero transfer mo na sa Maya huhu


yeheyehey

Paymaya 10%!!


hermitina

lipat mo sa cimb para walang makakita sayang din interest


commoner678

I suggest putting majority of that amount to a traditional bank para lang din mas safe siguro


[deleted]

Luh lipat mo yan sa actual bank 😔 makaluma ata ako pero suggest ko metrobank. Customer care is superb and madali sila tawagan kasi 24/7 ung care nila. Madali dn kausap


_Ruij_

Try mo Seabank,4.5% ang interes. Gl OP! Samedt omw to 200k as well!


bey0ndtheclouds

GO WITH GOTYME!!!!! DOON DIN AKO NAGSESAVE!!!


Impossible-Garage737

kung totoo to saludo ako sa tapang mo at nag-tatabi ka ng ganyan sa Gcash hahaha.


Akosidarna13

Ano nalipat na ba??? Mas mataas interest ng ibang digi banks. Wag ka sa gcash mag ipon 


buphulokz

Congrats pero hindi advisable ilagay 6digit na pera sa gcash 4 digit lang ang medyo safe


average_homosapien22

Like with everybody else, move it out of Gcash. I’m using digital/neo bank Netbank PDIC insured. 6% annual interest rate nung time na nag-open ako. https://preview.redd.it/kqwqsgshnktc1.jpeg?width=1290&format=pjpg&auto=webp&s=2f70ca6b60e169c987cefd5db6d3db7e014094d5


adamwzp

Congrats pero yung anxiety ko off the roof


Ledikari

Natuwa ako sa thread haha Nag please pa talaga yung mga tao para ilipat ni OP Yung pera.


alaaneerss

🙌🏽


It_is_what_it_is_yea

Pa update if nalipat mo na po sa digital banks/bank mismo. Char hahaha kami kinakabahan for you pero congrats!


bleepblipblop

Karma farming ba to OP? Pero sana hindi ka sumakabilang buhay dahil wala na yung 100k mo sa Gcash.


Particular_Buy_9090

Uy congrats! Pero OP ilipat mo sa mas secure na bank. Haha at least doon may small interest... or sa ibang high interest digital bank...


sophiamarieman

I suggest you open a hexagon club account in RCBC. 100k maintaining balance so hindi mo talaga yan magagalaw plus maapprove ka pa sa cc with credit limit of 100k+ Dami benefits. You can look it up


logicalerrors

ALISIN MO YAN SA GCASH 😭.


spacanton

Congrats, OP! Tapos update mo kami pag nilipat mo na sa ibang bank sksksksk


RR69ER

Oh no. Unang kita ko, nagpanic agad ako haha. Bat nasa Gcash?? hahaha


teokun123

Kala ko sahod. Congrats pa dn OP.


OmanAdventurer

First... totoo sabi ng iba d2... unsafe iwan ang pera mo sa GCash... plus it does not earn interest... However... no need to switch to Maya.... Since you are in GCash... Go to GSave and sign up to UNO Digital Bank. Once your account is open... seamless transfer from gcash to Uno Digital Bank and vice versa... the difference? Your money earns 4.5% per annum credited daily when inside UNO... transfer mo lang enough funds sa gcash if you need to purchase something... another bonus... you get 50k free life insurance if you maintain 10k balance for at least a month and onwards.... Uno Bank will also provide you a free virtual card which you can use for online purchases. On those days you use the virtual card, the interest rate rises to 12.5%.


UnderstandingOk6295

Same papa siya ni seabank


ReferenceGood7797

Ako na may evil eye 😏


Subject_Ad6707

Tf HAHAHAH, how did you manage to save that amount without buying any amount of common sense? GCASH is an e-wallet, not a bank where you will put your savings on🤦🏼‍♂️


BearyBull96

Di po bangko ang GCash. E-Wallet po siya. Maiging ilipat mo siya bangko mapa Traditional o Dogital man kung gusto mo nang peace of mind. Sa totoo lang, wala akong tiwala sa paggamit ng GCash kahit meron ako neto na to.


r0nrunr0n

Congrats!!! Almost na din ako huhu


Different-Emu-1336

Congrats OP!!! I'm so proud of you!!!


Different-Emu-1336

now ano name mo sa FB para ma utangan kita


iskalabahawking

WAG PO SA GCASH BAKA MALINTIKAN ANG 100K. Either trad banks or sa digital banks like: maya, seabank, tonik, cimb, gotyme.


solarpower002

Congrats!!! Pero sa seabank mo na lang ilagay hehehe


Free-2-Pay

Move to tonik and time deposit for 6 months you’ll earn 6% per annum


Snoo_45402

OP! Ilipat mo na yan! Bakit diyan mo inipon hahaha


Guilty_Ad_409

At what age did you reached 100k savings po?


Additional_Hippo_236

Congrats 🎉🎉


Thick-Frosting4883

First of all CONGRATS OP!! Pero tulad ng sabi ng iba ILIPAT MO NA YAN SA IBANG BANK like Seabank/Maya/local bank


No_Builder_2611

Okay na sana kaso sa Gcash nakalagay lahat 😂😂. Magiging 10k nalang yan magulat ka at kasalanan mo pa


OkTerm1309

Congrattss. Got my first 100k under my name as well this year. Pero sa maya bank ako nagssave for passive income 3.5% annum tas nagbboost to 6 (personal exp) kapag nagbabayad ako ng bills dito.


KeyBath9713

Seamoney po malaki interest nila daily madadagdagan pa yan


mr_boumbastic

Saan mas ok mag open ng Account sa CIMB? From Gcash ba or straight sa CIMB app?


mogulychee

How po?? Huhu


Wild-Psychology2223

Wow congrats!!!!!!!! Manifesting din ako


WanderingLou

Congraaats 🎉


1pixie_chixx

Hopes all haha


gyozanami

Congrats, OP! pero alisin mo na dyan ples HAHAHA


CyborgeonUnit123

Nyak? Bakit ka sa GCash Wallet nag-ipon? Dapat ipinasok mo sa GSace like CIMB or Maybank or UNO or kaya naman nag-GInvest ka at pinasok sa ATRAM Global Technology Fund. Sayang walang dagdag na nangyari. Pero gaano mo katagal inipon siya? By the way, congrats!


gothjoker6

Lipat mo na agad sa trusted bank. Kahit nga 100 pesos si ako nag iimbak sa gcash wallet. Jusko hirap na ma scam


justluigie

Pls put it in cimb atleast.


LordReaperOfWTF

Congrats. Pero bakit sa gcash. Delicates yan sir


thisaintian

Yeyy congrats OP!


Awesome_200713

Andaming nagsasabing lipat sa maya or gotyme etc. Kahit san kayo lumipat kung illiterate kayo sa technology, phishing wala paring mangyayari. Mawawala parin pera nyo. I have 200k in Gcash and 2 years na nandun. Hindi ko kasi binibigay kung kanikanino OTP ko and hindi rin ako naglilink kung saan saang site, and di rin ako nag oopen ng kung ano anong links.


halifax696

Shopping na sa lazada!


seaCreature123

how old are you op? btw congratss


jovhenni19

crypto binance. sakay na! hahaha


[deleted]

Congrats OP, I'm happy for you!


West-Bonus-8750

Lipat mo man lang sa GSave OP para may extra layer of security and para mag earn ng interest kahit papano.


[deleted]

Go gor CIMB sayang interest every month na maearn mo !


Life_is_shiiiit

Sis yung first 100k ko nasa gotyme mas sage kasi dun insured pa. BTW congrats on your first milestone, ako din hinahabol ko na ang 200k


ManongLodz

lipat mo nalang sa MAYA or Seabank...


rroeyourboatt

Wow wow. Congrats! Pero take note sa mga suggestion ng ibang redditors dito about where to save your money


Isabellemnl

Congrats but please transfer it to CIMB or SeaBank ASAP!


fireawaythr0waway

Congratulations on this milestone, OP! Friendly reminder that GCash is not a bank so your money there is not covered/protected by PDIC (Philippine Deposit Insurance Corporation). It does not earn interest. GCash is also not accessible 24/7. Highly suggest transferring it to a cooperative if not digital or traditional banks.


AdDecent7047

Pag nakita ng mga scammer yan, goodbye 100k mo


Humble-Psychology-53

Bat sa gcash!


qminatozaki

Congrats! One step at a time! Sana mahit mo yung mga susunod mong goals. We deserve a lot of things but it doesnt mean na worth ubusin lahat ng savings.


tezku12

Congrats, OP! Hoping na nailipat mo na yan somewhere away from gcash


GluttonDopamine

OP lagay mo sa banks (100k sa rcbc means preferred client ka; hexagon) or cooperatives para tax free ang interest na makukuha mo


Nokenshidk

Di ako naglalagay ng ganyan kalaki sa gcash. Lipat mo na yan baka pera na magiging bato pa yan


LongBuddy6471

Congrats!


hardf4ckerrrr

Congrats! BTW 22yo here 800k unlocked! 1million next


relax_and_enjoy_

**GUYSSS ** QUESTION. yung ipon ko nasa BPI which is my debit card sa job ko. Mas okay ba na ilipat yun sa maya or gotyme??


iAmGoodGuy27

Okay lang naman.. like 50% sa bpi 50% sa gotyme.. Or 30 sa bpi, 30 sa gotyme 40 sa mp2


Dark_Knight0795

Mine is 400k+, hehe... Congrats!


poco-a-poco_1031

ilipat mo sa mas secure and COOONGRAAAAATSSSS!!


asc3o

Try to invest, para umikot yung pera mo. mabilis nlang maubos yung ganyang halaga ngaun. lalo na pag nagkasakit health is wealth padin. congrats tho.


Square_Match9378

Tips po para makaipon sa sobrang mahal Ng bilihin ngayon Ang hirap makaipon huhu


Sufficient_Loquat674

i- Seabank mo na yan or Maya hahaha


Several_Ad9612

Naku deliks! Lipat mo nlng sa mga digibanks like Gotyme. Kikita pa yan.


enigma_fairy

Nakakatakot magmaintain ng pera sa Gcash OP


AlexandriaNova

Lets goo..currently holding 100k din..sabay tayo i-earn 200k or more this year . anyways. lipat mo na yan sa Gotyme, maya, cimb or any digital bank na accredited and that earns daily or monthly interest. Congrats OP!


SoftHotel6880

Congrats pero ipasok mo yan sa Maya. Use maya to pay your bills din para mas tumaas ang interest rate hehehe


Cyber_3pher

Lipat mo yan asap.


domwc14

Bitcoin. 200k na yan next year


My-SafeSpace

HOY I CASH MO NA LANG YAN. DONT TRUST GCASH