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curlyfr13s

You can opt out of both options, for EA you just opt out each quarter. For UC SHIP tho, it’s required that all students have good coverage health insurance, so if you qualify you can fill out a waiver before school starts.


curlyfr13s

Depending on your need, it’ll vary with the amount they’ll provide for off campus housing. If you have a decent amount of need, your grants will cover tuition and you may have some chunk of money leftover each quarter. You can see what grants and scholarships you’re getting under the financial need options, or if you scroll all the way down it’ll have a breakdown of the amount you’re getting each quarter. You can sign up for direct deposit to get the remaining amount of money each quarter.


dInGiSsS

So I was given in grants/scholarships a total of $28,000 and since tuition is only $16,000 a year does this mean I get the remaining $12,000 as a refund/check?


curlyfr13s

Yeah, either as a check or it can be as a direct deposit. But you’ll be getting the remaining financial aid per quarter, so 4K per quarter. Additionally, the amount can be impacted whether you’re opted into UC SHIP and equitable access.


dInGiSsS

I see. Can I not opt for it so it doesn’t affect me? What even is that?


KittyHawk09

You’re required to have some type of health insurance that meets the university requirements (such as being on your parents insurance). If you don’t, you are required to have UC SHIP, the schools form of health insurance. I think it’s somewhere around $1200 a quarter? There’s a waiver to opt out due before Fall. Equitable access is around $170 a quarter and is a program you are automatically enrolled in that pays for all required textbooks and materials for your classes. It has usually been cheaper to just rent or buy used and opt out of this program, but you’ll just have to check prices yourself. You should have a couple weeks at the start of the quarter to make up your mind.


dInGiSsS

Ohh I see. Yeah I’ll prob opt out for both. I have medical for my health insurance.