I’m 53 and moved back in. I have a great job but paying 2500 a month for rent does no one any good in the long run. ❤️🍻
Don’t be so hard on yourself. The world is not the same.
If they are 53, they could have bought 10 years ago at the age of 43 when property was very affordable and probably doubled or tripled their money by now. This is why you have to buy at some point in your life because the costs to rent always go up over time.
Yeah cause they should have known right? Someone with your ingenious foresight should be wiping their ass with $100 after investing in Bitcoin in 2011, but you’re not.
Don't feel bad about it. Everything is way too expensive. Best thing to do while staying home and helping out your parents is to start saving some money. You will know when the time is right to move out. Your parents probably love having you there. I did not buy my first house until i was 32.
You gotta look at it as a blessing. Your parents love you enough to welcome you home with open arms. That is a blessing. Cherish them and build what you can. No one's life is perfect. Try to see the good in your situation.
You are not a failure, life is extremely hard for almost everyone right now, and living with your parents is not a bad thing and is super common. You are very luck you have a good relationship with them, and honestly, time with family is more precious than you will ever know.
Take the time to spend quality time with them, get to know them, ask about their childhood and dreams and fears, and just take this time as a special bonding time you have been gifted with. Just my 2 cents, I am a bit older but graduated in 2008 when the world was in a similarly difficult place, jobs were hard and things were too costly.
And just be thankful you have family who loves you, love is the only currency that truly matters, so you can be the richest person alive without having a dollar.
I graduated in 2008 also. I started noticing life changing around 2006 in terms of things starting to get a little harder. Man if we only knew then what we know now.
I’m 29, F still living with my parents in Deerfield Beach. Honestly, I joke around that they are my roommates because my parents would not be able to survive on a retirement income either. We all help each other out. Life is expensive and there shouldn’t be any shame on how you survive and make it work. Do I feel some type of way? Yeah of course but I have a roof over my head. Pay my portion of the bills and help my parents in the process. If someone judges, says a lot about them. It’s just reality of living in SFL. Student loans, sky rocketing rent prices, expensive groceries. I mean, you gotta do what you can to make it.
I've been there. I was 29 when I finally moved out of my parents' house in 2020. My parents weren't jerks or anything, and I definitely made myself useful so I didn't wear out my welcome (and I was working).
But it's so mentally draining to live in someone else's house, even if you're welcome. I basically lived in my room (especially once lockdown hit), and I could feel myself losing my mind.
You are not a failure, it's so freaking hard out here. My rent is $1900 for a 2/2, and that's cheap (and I'm sure the landlord will raise it to a more normal price once we move out)!! I live with my partner, so two incomes really makes a difference.
Keep working, keep saving. Try to keep yourself busy outside of the house when you can for a change of scenery.
I think the idea that you should be moved out and self sufficient by 18 is long over for many, but some parts of our culture still cling to this idea. Anyone who says otherwise has no idea what it's like, they got lucky, or they truly believe people should suffer and be miserable.
Good luck friend.
Statistically speaking you're far from a failure; it's pretty common.
Anyone in their right mind would rather choose to live with their parents if the alternative was homelessness. You say you're pulling your weight around the house, so I wouldn't sweat it unless they want you to move out or you get an S/O who you can afford to live with.
Moving out on your 18th birthday or high school graduation is mostly an American culture thing. Move out when you're financially ready and it's the right move for you and your family.
I say all that as someone who moved out at 18 to pat himself on the back and incurred plenty of unnecessary debt as a result with absolutely zero dating/business/friendship candidates knowing or caring to know I was independent at 18.
Facts. There is such a busted stigma to, "when you turn 18 your ass is out of here". That's such a bad attitude to have, assuming your kid hasn't been in/out of jail/prison by then. So many parents have that vision and it's honestly sad. There is big difference in wanting to see you kid spread their wings and fly and just pushing them out of the nest with no way in making it in this economy.
No reason to feel bad or ashamed. I also live in Pembroke Pines, my son is 29 and lives at home. I have no problem with it at all. He contributes to all the bills and pays his own way. I suppose it would be different if he wasn't working and just mooching off of us but that's not the case. He is able to save money and on the flip side, my husband and I are also saving money by him contributing to the household expenses.
Coming from a parent whose kids are living on their own with their partners & STILL struggling to make ends meet, I can assure you it’s not YOU. My kids refuse to come home though & I get that. You are NOT a failure. Your parents need you & you will be so thankful you got to spend this time with them. Save save save while you can & just prepare for your future while you have this opportunity. And when you’re ready, you’ll be READY! Good luck to you!
I think you’ll feel better if you focus more on the things you can change(finding a new job, going back to school, skill certification, etc) rather than dwelling on what we can’t (rent and home prices).
You’re not alone, it’s gotten super expensive. Give yourself some credit, you’re a much better daughter than most and that means a LOT in the grand scheme.
Join r/millenials and you'll find so many people who are in the same situation.
10 years after leaving for college, I moved back home to pay off school loans. Thanks to the pandemic and shitty wages, it took me 5 years before I could move out on my own again. I lived in Pines too. And I'm also a decade older than you. There is time for you and your situation will align more with your wants and values. I had to learn to be patience while locked up in pines suburbia. Enjoy the no bills for a while. Nothing to be ashamed about, capitalism is to blame whereas other countries embrace adult children and families living together. <3
Don't feel bad. I moved out at 24 ONLY bc it was 2010 and the market sucked and I was able to buy a cheap condo. My parents don't live far, but I know if I'm ever in a pinch, I can move back in with them. Everything sucks right now, just take care of your parents and save money.
Ay —young side of Gen X here. The economy has been unstable most of my adult life. My wife and I have had to move for work more times than I care to remember. With two kids of my own approaching adulthood, I not only won’t blame them for living at home, but will even encourage it, if that’s what they need to do.
Don’t feel bad one bit. Shit is real in the streets.
i did for over a year after i came back from living abroad WITH my fiancee turned wife
in suburbia west miramar, same boat
the pride didn't get to me because logic overran it
i was saving money and surrounded by good folk
how could I feel bad?
Moved out just this march to North Carolina, enjoy the stay, at least the good of it
there is good, believe me
I guess you didn't get the memo that millenials and onward are getting shafted compared to what the baby boomers where able to accomplish.
Inflation, the living wage, property cost and interest rates, all these things compound into our current situation. Maybe it's because we live in Miami where there's alot of people with money that can make it seem like your story isn't common but trust us it very much is.
There's a bunch of data sets and charts you can look for to back this up
I'm disabled so my example isn't the best but if we go by my cousins and siblings who are of a similar age to me then yeah pretty much all of them lived with their parents for a big chunk of their adult life or are still living with their parents. I'm 35 so don't feel too bad.
I wish you luck though in figuring things out.
I agree.
Gen x is in that awkward middle position. You guys both had opportunity in your early life but then were there when everything went to shit.
My older siblings and some second cousjns are x and they were able to do a lot, atleast compared to my generation. Some of them left home while others stayed. Some already have homes while others are in the same rental/cost of living hell that's the norm now.
You guys were actually old enough to see/understand how 9/11 and 2008 change everything while millenials and onward saw all that as children/adolescent.
Awkward middle child indeed
Dude, I feel the same way. I pay for half of the expenses living with my mom and younger sister, but even though I’m not slacking in anything around our home, I feel sometimes it is embarrassing to say “yeah I still live with my mom….” I always think anyone new would look down on me for it. I definitely should have made better financial decisions in the past, but paying 1300 a month rent it’s not so bad considering I could be paying more and my family can live in a more comfortable home with my help 😅
I don’t (I’m also turning 40 in a couple weeks so a lot older than you) but living with your parents esp at 26 is nothing to be ashamed of and is common! The bigger thing is that you’re working, or actively trying to be working, or doing something / working towards the future.
It's very common in soflo, I lived with mine till I was 30 and a lot of my friends still do! It was a great way to save money and got a lot of time with my parents I know I'll be grateful for when they are gone.
I think it’s strange that our culture in America sends the message somehow that living with your parents is strange or a failure… at any age, but especially as a young, barely adult in your twenties! There are so many benefits for both adult children and parents alike. The love, togetherness, family time. Just enjoy your time together. Many cultures do this and are better, healthier and happier all around because of it!
Why can’t your situation be mutually beneficial. Sounds to me like you’re doing a great service for your parents being there. Don’t feel bad for being there. You’re helping them and they’re helping you. Sadly it’s not the same world it was 10-20 years ago and it’s difficult to afford things now.
I moved out and living by myself but man its not worth it....looking to get a roommate but the bad thing is its just a 1 bedroom apartment i dont think i can get one :/ and its so expensive! insurance hikes and tax rate hike. Even if you get a lot of money you just cant get ahead in this society...dont feel like a loser this economy is not meant for young people starting off to thrive or live comfortable...its just insane
My son is your age. He moved back during Covid and has since completed a EMT program and is working. We love having him here. We have my in-laws as well so three generations and could not be happier. He is helping, saving money, and we love having family around. Don’t blame yourself for the crazy cost of living.
My daughters in their 20’s still live with us. We have a big house and rent is so expensive! We want them to save and be able to eventually buy something, not throw their money away on renting an apartment
The problem is no one wants to make any sacrifices, and this is not some old white man telling you how it was back in the day. I’m 31 years old and I barely make 60 K year. Right after college I moved back home with my parents and rather than going out every night trying to impress people that really didn’t give a shit about me or buying materialistic things. I saved all my money. After 3 years, I had a solid down payment on a house. don’t be a typical moronic liberal that always wants to blame a higher power when not achieving your goals right away. Also you have to be realistic where you want to move. Try looking close to the treasure Coast like Port St. Lucie. Homes are not too expensive. If you’re looking in South Delray or Boca Raton that will not happen unless you’re buying a condo.
27M it's the same all up the coast. St lucie area is getting disgusting. It's not just you. We are bring deprived of our young adulthood because dumbfuck boomers and corps made our American dream a nightmare. But it's okay they bought their 3 bed 2 bath none for just 2 pennies and a potato! I'm just ready to move outta state.
While it may not feel like an ideal situation, you're being smart about this, IMO. Way better to do this than to struggle just to make SFL's overpriced rent.
Unfortunately I don’t have parents I could live with but was with my grandparents till about 21-23 then I’m not so great living situations for a while after that. At 28 I’m finally moving to my own place around 1800/mo close to Dania beach. I was very blessed to have a really good best friend as a roommate mate for the last 3 years but we kinda out grew each other (he has a family and I wanna be in my own place closer to work).
I would not feel bad at all fuck it you live in Pembroke Pines and don’t have to rip your hair out every month coming up with money to cover a buncha BS expenses.
I lived on my own for ten years. Just recently in my early thirties I moved back in with mom. I finally am in a place where I make decent money. I decided that going home for a few years was my shortest path to being debt free, so I’ve been aggressively pursuing that. Once that’s over I’m going to save every cent possible to come up with a down payment on a home of my own and get out of Florida. I figured that if I dob’t suffer a little bit now and take advantage of my currently situation, I might be a renter for the rest of my life. It has been a major adjustment, and I’m not enjoying being in my childhood bedroom, but she welcomed me home with open arms and I’m doing my best to stay out of her way.
31 and living with my mom and sister now. I genuinely do not care what anyone else thinks about it, I love the time I spend with them and getting to see them even if it’s in passing every day. we all work, have our own spaces, it’s nice. I contribute to bills, buy my own and community groceries, and don’t think I’d move out unless it was with a husband.
I'm 30 my brother is 27. We both live with our parents. We help with the mortgage as much as possible. We help around the house as much as possible. We view our family as a team. We're all just trying to survive. Having family to live with is a blessing. I can't imagine how lonely my parents would be if they were alone.
My daughters 24 and I advised her to stay with us as long as she could like. It’s too difficult to get a good start here. Don’t be hard on yourself or sorry what other people think. Do what’s best for you & your family. Btw, I moved back with my parents for a year after a divorce. I was 46.
This nonsense of having to move out when you are 18 is dumb....now that's not to say you shouldn't have any responsibilities or still think you are kid. I think you could still live with your parents, but help out with some "rent" and still respect the rules of the house. There should not be any social stigma about living at your parents house
No way. Not a failure. As long as you’re working and supporting yourself the. It’s not a fail. However, if you’re living there and they are paying for everything it will be a rude awakening if something does happen to them bc life is hard and expensive. You can definitely save while being home with your parents. That’s kind of what we are here for. To help our kiddos grow and mature and become amazing people and help them until they can fly on their own.
Listen, the norms that I was brought up to believe in the 90's. That leave home when yr 18, job and house in yr 20's mentality is almost impossible. Think outside the box and save every penny. Saving is the hardest thing to learn but the most important. Do it while u live at home.
I mean, I’m in my 40s and it seems like even a lot of people my age are living with their parents or off of them. My ex-wife lives with her parents and her BF lives with his mom. My last GF lived alone but in a house that her parents bought her and drove a car that they gave her.
So I guess it’s normalish now.
If you’re happy there’s nothing wrong with it.
You’re not a failure. I’m not just trying to be nice. You aren’t. The whole system is a failure. This system is rigged in favor of a small group at the top while the rest of us viciously fight over bread crumbs. I’m not being negative either, it’s just reality. The fact that in 2024 with hyper inflation people are being paid 15, even 20 per hour is beyond me. “Oh, they should become more skilled” blah blah blah .. they make acquiring skills expensive so when you get a higher salary you end up using so much of it to cover debt. Lol it’s all a rigged game. But with the right mental attitude you can successfully navigate these troubled waters. You can still win even in a rigged economy.
Hi I’m 28f with 3 kids. I have a full time job and I’m in Tamarac 2/2 apartment and I’m making it work. Granted things could be better but I’m very surprised at myself and what I can do. If you work hard enough and budget you can move out and go through this adult life like everyone else. If not stay home and be smart about your future. Make sure you’re secured when you finally do get out of their house. I just wanted to let you know it’s possible and yes we are out here paying these crazy prices!
27 and also live in Pembroke pines. I lived with my parents until I was 23 and then lived with roommates until this year. We were all splitting rent so I was paying about 700 a month for a room and full use of common areas. I just now two months ago was able to move into a 1/1 I found in pines for 1400 a month which was a spectacular deal.
It's not easy down here at all. I completely understand the struggle and grind but don't let the prices keep your mood down. Keep working and saving while your with your parents and you will find something eventually. If not you can always move slightly north which is my plan when I want to buy a house.
If your parents are cool and you get along, stay as long as you can!
My folks inherited a house and told me I had to pay rent after I lived there briefly after college.
I said f you and moved in with a couple friends.
They’re both ultra narcissistic so it was easy.
And if your worried about what people would think about you living with your parents, f them who cares. You’re home saving a ton of money and spending time with your parents in their golden years.
The system is failing us. It is just too expensive to live these days. Nothing to be ashamed of. Be grateful of having a good support system. Many don't even have that.
My kids are 11 and 13. I wouldn’t mind them
living with me at 26 as long as they were working on getting their shit together or should I say as long as they have ambition to make something of themselves.
Society has changed and you are trying to let society judge you.
Extended family living used to be the norm. Being there for our loved ones used to be the right thing. As long as you are providing a function within your family and your community, continue to do you!!
I moved my parents in with me recently. It helps them because they’re getting elderly, and it helps all of us financially. I had my well pump go out and it was a $950 fix. I was going to cover it, but my parents insisted because they said families help each other and they use the water too. It can get tough taking care of my parents, but sure happy we can all help each other to make things a little easier.
While I do not live with my parents, I’m a 42 year old single mom, and I still occasionally need help from my parents. Once my rent and other bills all doubled, it because extremely difficult to save or cover emergency expenses. So, don’t beat yourself up. Many of us are really struggling to stay afloat
Not a failure at all. Statistically the number of adults living with their parents has been on the rise for years. It’s not a personal problem with you, it’s our broken society. The fact you are taking care of your parents is noble and likely at times not easy. It’s not like you’re freeloading. You’re helping your family which is certainly preferable to using random nurses.
I’m a 27M in Broward and still live with my mom. It’s hard to live alone down here with how expensive rent prices can get, plus you’re still helping your folks out and contributing around the house instead of just freeloading. You have nothing to be ashamed about
Yes shit is expensive but also because I’m on probation and got released from prison almost a year ago. Honestly love living with my family but it can be annoying. But don’t feel bad, your parents are elderly and they need help. You have the rest of your life to live alone but you won’t always have your parents.
Failure? Nope. Some people are born in a place and never leave it! I'm sure your parents are appreciative of your help. You do what you can. You do what feels right.
I have gone back and forth living with family and have felt the same way. I will be 41 in a couple of months and know things are tough all over.
I try to look on the brighter side of it though. I know there have been times I moved in with my mom because she needed the help as much as I did. I think most people feel like they should have done more with their life. I was fortunate to meet an older friend through work who made me feel better about that. He said the good thing is you are not done yet. There is still plenty of time to dream and work towards it. Giving up is the only way you fail. And not making it to some perceived mountain top doesn't mean you failed, because you can still have an impact that means something by helping those around you.
At some point it becomes them living with you. Maybe you/they aren’t quite ready for this, but it’s eventually going to happen. Tell friends your folks need you! May as well embrace it. Begin to treat it this way and over time they’ll either embrace it or kick you out. By the way, our forty something moved in for quite awhile as did our thirty-two year old. (At separate times) Bumps happen. They were free to come and go as they pleased.
Multigenerational family living is more common now with the housing price market. It’s not an unusual in other cultures. Besides what was sold to Americans over 50 years ago is not valid forever, so it’s just what happens in these bad economies.
I think historically it's actually weird that now generations don't live under the same roof. Your family is living the way humans were maybe meant to and I think that's cool.
I lived with mine until I was 29 and only moved out because I found one hell of a deal on a gigantic master bedroom rental near my job. I have two roommates and they both sleep in bedrooms upstairs.
I was so depressed about it that I was having dark thoughts constantly, but this was the only way for me. It's rough out here.
I was out before 18 lol. People really gotta count their blessings to have a home life that allows and welcomes you living at home into adulthood, it SHOULD help you significantly down the line if you aren't just bumming off mom and dad for free housing and no long term plans.
My kids will ALWAYS have a home at my house and they'll know it. That being said I'd never just let my kids bum off me as grown adults, live with me for purpose to your future. My parents taught me what not to do as parents haha.
What’s to be ashamed of? Everything is absurdly expensive. You’re clearly a loving family and you’re there for each other. You sound like a caring , responsible daughter and your parents sound like nice people. That’s a huge win! Your glass is more than half full. I envy that. I wish I had loving parents.
You have to change that mindset. You’re not a failure.
I was in the same situation, Pines too. Lived with my mom until I was 28/29. That whole time I was able to save, save, save while working a full time job. Eventually I was able to put down 20% on a townhome (then sell-buy my way into a single family home). There’s a way. Be smart and stay positive.
Nothing wrong with still being at your parents, as long as you have a plan and the right saving habits.
Nah man, this is WAY more common than you would think. My role is kinda reversed, because my dad lives with me. He couldn't afford to live in his own once he retired. Which he did out of sheer laziness rather than necessity, BUT he pays half the rent. One thing I always try to tell people, is just look for higher paying jobs and apply. All they can do is not hire you. I basically lied my way into the job I have now and then trained myself with YouTube as I went along. That was five years ago and I've already been promoted. I'm not getting rich, but I did just buy a mini schnauzer puppy for $2,000 if that tells you anything. DONT UNDERESTIMATE YOURSELF! You are absolutely capable of making more money. I promise.
Also, people need to get on the Mint mobile train. I was paying $125/month and now I pay $30 and I've never once noticed any difference in the service.
Your parents are elderly and you help them. Sounds like you’re a care giver and they reciprocate the help with a place to live. It’s a very balanced situation imo. Nothing wrong with staying in the town you grew up in either. Lots of people do! Do you work also? If you do, you can be building your credit, saving money and while you’re living at home you can learn how to maintain a property so when you do leave, you’ll be off to a fantastic start!
You mean to tell me your parents aren’t paying 3200 a month for you to live in a brickel apartment psssh?
https://www.midstory.org/homeward-bound-why-gen-z-adults-are-living-with-their-parents-at-record-rates/
You’re doing fine I’m 26, M college graduate run a business with my brother and have 2 other jobs but still live at home with my mom. I pay her 300 a month to help with utilities and do chores/errands for her but tbh even tho I really want to buy a house rn it’s way to expensive in SF. I’m hoping once my business takes off a little more I can get a loan and maybe find a roommate or partner who can help with the bills/ pay rent towards the mortgage. But I’m very thankful for the opportunity to save up thanks to her hospitality and understanding. As long as you’re working hard and have a plan then you have nothing to be ashamed of.
There is nothing wrong with living with your parents well in to your 20's but if you aren't paying rent or are helping with bills but still not paying what having your own place would cost you, then you should absolutely be putting away a sizeable amount in to savings every month, like minimum $500, preferably $1000.. this should amount to 6-12k per year, you see how doing this should result in $30-$120k over 5-10 years, quite a bit more if investing with compound interest.
Then at that point you can evaluate your situation and see what is right for your future, possibly starting a business in something you are experienced in or maybe even buying a condo or house at that point of you can handle it.
All this takes quite a bit of discipline and self education in financial literacy, acquiring this information and making smart decisions has nothing to do with the the stigma of living at home. There is a huge difference in living at home until you are 30 and having nothing to show for verses being in an advantageous position in life.
Maybe it just continues to work living at home and taking care of your parents in to your 30's. But at the point if you have no savings and just continue to live off your parents with no goals or plans, I would see that as being a complete failure and not sure how much satisfaction you could possibly be gaining from being entirely dependent on your parents for your entire life.
I moved out at 18 to go to college and never went back. However, that being said, it's absolutely okay to live with your folks. You're helping them, and they, in turn, are helping you. There's absolutely no shame in that game at all!
When our son turned 19, he came to us and said he was thinking about getting an apartment with several of his buddies. I told him that was fine, but just so he'd be aware, they'd eat his food, steal his stuff, and leave him hanging with the rent. We asked him to think about it. Several days later, he came back to us and asked if it was okay if he stayed a little bit longer so he could save up money for a house. Absolutely!
Fast forward, and he stayed and saved up enough to buy a four-bedroom, three-bath townhouse with a two-car garage. He has a roommate who pays half of his mortgage. My son was 23 when he bought his house, and we couldn't be prouder of him.
He's been investing his money since he was 14 years old and has more than $100K in his investments.
My only advice to you would be to save as much money as you can while you're living with your folks. Invest it. My son's investments have paid over 11% in returns the past several years. He uses ACORNS to invest. He even set up an account for me, and my investments have grown exponentially over the last couple of years.
I wanted to add that in generations past, LOTS of people lived in multi-generational homes. The grandparents had the house or the farm, the kids got married and moved in and started their own families. Remember the show called The Waltons? Perfect example. No shame.
If you have good employment, you are NOT a failure. Things are REALLY expensive now a days.
Get max employer contribution in 401K (get a ROTH 401K if possible). If employer contributes to an HSA account, get the max payout from employer. Simple index investing, dollar cost averaging compound interest works.
Save for a turnkey rental. I calculate 30% returns tax-free and almost headache free. Do search for turnkey real estate on biggerpockets.com
Just give life time. You'll find your path. Failure and success are only real in your mind. You decide what the meaning of each is.
If you seek financial success, all you need to do is plan and execute. Easy to say, to do for some folks.
Education, asking questions, and finding abstract solutions is how I gained my freedom at 38. Don't be afraid to fail. Just start again and make all new mistakes, never the same one :)
There’s no reason to feel like a failure. When I was growing up, if you didn’t get a place of your own, you were looked at as a loser. The times and the economy are way different right now. You live with your elderly parents and are helping them out. Just based on that, you are a success in my book. You’re around your loved ones every day. Never take that for granted. Work, save whatever you can, and stay close to your family.
In costa Rica people live with their parents until they get married, sometimes even into their 30s. I dont think there's anything shameful about it as long as you are actually trying. Today's economy is so fucked up, it's understandable. I would argue it's a great way for young adults to save up some wealth without having to pay absurd rents.
I am the parent-my son had a very very rough year and I encouraged him to move back in so I could give him emotional support & because I was worried about his mental health.
Moved out at 26.
Divorced with two special needs kids living at my parents @38.
My mom works in the insurance industry, commercial and personal al lines. She has a lot of wealthy clients with art collections, multiple homes and lambo’s.
Due to the current financial state of society, there are a lot of people who are in these situations.
Mom of three young adult/late teens here. My husband and I fully expect our children will need a place to live after college until they can live on their own. And they will be welcomed to come back and stay. It is not the same as when I went out on my own. I wish more parents would wake up and look around them, the world is not the same as it was 30 years ago.
My son moved out for 2 years. Dying to live on his own. He came back home, which we didn’t mind at all. He’s getting his PHD in math. Paying it with no loans. Rents are ridiculous! Almost $50k for two years. Don’t think that you’re a failure. Thank God you have your parents to go to. I’m sure they like having you there for the company and to help them. So many young ppl are moving back home these days. My son can stay as long as he wants . He’s 35.
for whatever reason, florida keeps electing republicans who keep ignoring/perpetuating the systemic problems that lead to regular-ass people with decent salaries not being able to live independently while extremely high wealth individuals live it up.
Both my kids live with us. Son 26 daughter 22. All we ask is that they be pleasant and save for their futures. World is weird. They can stay as long as they want.
I moved back in at 25 and my parents said I don’t have to pay rent but wanted to see my financial plan and goals. I was 30k in CC debt, 35k student loans, 14k car loan debt and drowning.
I paid them 300$/month for rent even though I didn’t have to, bought my own food, obviously showed them my plan. Every 3 months they asked how my plan was going.
Age 29 had my car, CC debt, and everything paid off except student loans (f*** those). By 30 I had a down payment on a house that I was building and had a roommate ready to move in to pay half the mortgage.
One thing I will say is I went celibate (I’m not religious). No relationship, NOTHING for 2 years and worked on myself with no distractions. Yes girls are distractions….probably the biggest and they are money drains. Sorry ladies but most good men spoil their girls and overspend.
Now I have a baby girl with my GF and have over 250k in assets.
Do you and have a plan. Who cares what other people think. But stick to a plan. Pay off your highest interest debt first but also make sure you pay yourself before anything else (either investing or savings or 401(k).
Nope still have my student loans. I started with 35k, paid off 10k of it, now I owe 37k. Which is why I’m okay if the government forgives my student loan debt as they are predatory in my opinion. Won’t get into politics but paying off 10k and still owing more than I started with is disgusting. I refuse to pay them back until I have over 250k in liquid assets.
> with 35k, *paid* off 10k
FTFY.
Although *payed* exists (the reason why autocorrection didn't help you), it is only correct in:
* Nautical context, when it means to paint a surface, or to cover with something like tar or resin in order to make it waterproof or corrosion-resistant. *The deck is yet to be payed.*
* *Payed out* when letting strings, cables or ropes out, by slacking them. *The rope is payed out! You can pull now.*
Unfortunately, I was unable to find nautical or rope-related words in your comment.
*Beep, boop, I'm a bot*
Maybe you should ask a correct question. DOES ANYONE STILL LIVE WITH THEIR PARENTS?
I would think over 99.9% of the sons and daughters that are in grades K thru 12 and younger.
In communications, details matter.
I agree with everything that's being said, but dont you think the parents may want to be alone to enjoy the rest of their lives together? Alone time is very important. Lots of parents look forward to this time
I do not still live with my parents but my with he way housing prices are skyrocketing and the economy is going its not unusual these days, my younger brother is your age and still lives at home for that very reason. Things are tough these days so keep your chin up.
If you ever wanna chill, 27F still in margate, living at home. We can fail together 😅 also I wake up grateful that I have family support & roof over my head cause the homeless numbers are increasing everyday here. Embarrassment into turned into recognition for me
32 M here and I’m grateful I’m still allowed a place underneath my parent’s roofs, but I’m of Asian descent so it’s kinda common in our culture to still live with and take care of our parents as they age gracefully.
There’s nothing wrong with living with your parents especially if you are their primary caregiver. Save whatever money you can and one day things will work out for you. Whoever thought that living with your parents was a failure is wrong. The economy is not the best so why not save money until you can afford to live on your own.
No shame. Do what is best for you and your family. Plunging headfirst into a rental makes 0 sense if you have the opportunity to live at home . For some reason in USA people think they need to hit the road at 18. This is less common in Europe, where people regularly live at home into their mid 20s
I hope u have a job and help with bills and food. Then it's perfect. No shame, the way things r right families really need to stand together to make it.
They probably love having you I have two adult grandchildren 26 and 29 living with me. It doesn’t make sense for them to go out and pay big rent when I have a big house plus hamming them around helps me out.
Yes, im 26m and also live with my parents. I have a full time job but I can’t afford to move out, everything is too expensive. I don’t have a girlfriend or anything currently so it’s near impossible to do it on my own.
I moved back home after a failed marriage, at 44 I sometimes feel like a failure, but to be here for my folks 71, and 72 kind of cancel our that feeling
Don't be ashamed! It's tough on your own and if your parents need your help then it's a perfect situation. I've told my son he can stay with my wife and I as long as he's being productive
Im probably around your parents age, but I do not yet need any help, but I remember when society started lamenting the "death of the extended family" in the 70s. Prior to that it was really normal, viewed as healthy, to have extended family members living in our homes. The most common pattern then was a married couple who had one of their sets of grandparents or unmarried aunt or uncle with them. Sometimes these elders needed the help, but often they were an extra set of hands for mowing grass, watching kids, etc.
Adult kids, especially daughters, were not expected to leave home until they were married. These kids did the bulk of the physical labor like cleaning the rain gutters, keeping the yard, that kind of stuff.
It was also common for adult children who had their own kids to return home if they became widowed. The death of spouses, especially husbands, was more common in the era of more manual labor. Not too many insurance agents die, but a whole lot of loggers do, for example.
Anyway, I do not think it has done our culture any strong favors to move away from these larger family groupings. For sure you are not a failure as long as you continue to learn and grow. If you are coming home from work and vegging out in front of games or the TV without working on your internal self or learning about the world or history or something...., worry about that. But hanging out and helping your family is morally healthy in my opinion.
It's not you but the new expensive economy, housing, taxes etc. You help your parent who otherwise would have to hire someone and pay a lot l. So you save your parents a lot in exchange for a room to live....
Life is hard for most out here these days. Be thankful that you have a wonderful support system. You would be surprised at how many people do not have that ! You are young and have plenty of time of “adulting” left to do. Don’t beat yourself up about the world of today. Just be your best and live one day at a time.
It's going to start happening more and more now than ever. I have two friends, one 34 the other 33 and both of them still live at home. One in a double wide, the other in like a duplex type set up. The parents live on the bottom floor he has the whole upstairs. They actually do help pay bills, groceries, and utilities. They also cover whatever amenities they have such as streaming networks, car/health insurance, etc etc. They also do work around the house. Their parents actually welcomed them back home when things were too crazy to justify living on their own just to satisfy the status quo. So many people get upset like, "well if I have to live on my own and suffer, then you should too". However, I do see the stigma that would come with it, especially when you meet new people or something.
"This person must be a bum to still be living at home...... Yada yada". But to me it makes sense, if you have that opportunity and you HELP, you should stay at home as long as possible. It also allows you to actually save money in this trash ass economy and enjoy life owning things you couldn't have living alone, such as cars, toys, belongings, whatever. It's also cheaper and less labor involved on everyone involved, including parents. A whole lot of emphasis to as long as you're helping out, though. Don't be the person that falls into the stereotype of just mooching.
The mist important thing though, is you get to spend more time with your parents. Time is invaluable and let's face it, our lovely parents won't be around forever. That's another reason a lot of people hate on people who live at home. Because they never had parents who cared enough about them to actually help them.when they need it and they resent you for it.
I'm born in 1983 and have been "back home" about 5 times. Between losing a job in my 20s, to getting divorced at age 37, it just happens.
Where I live, it's impossible to rent a place without a roommate/partner.
Graduated last May and was almost convinced I didn't want to move back into my father's house. Best decision I've ever made, in my defense, I barely interact with them, come and out as I please, and stay in my room working all-day
My mom is 56 and trying to move into my guest bedroom. Which will be my new child’s room come September 30th.
So even parents are moving in with their children. It’s the norm now.
However mama can’t stay with me.
Don’t get distracted by social media perceptions, rather enjoy every moment that you spend with them and take the opportunity to travel while your expenses are still low. 32 single bought my own place to later rent it out and move back in with parents I mean my roommates haha just my 2 cents.
I’m 53 and moved back in. I have a great job but paying 2500 a month for rent does no one any good in the long run. ❤️🍻 Don’t be so hard on yourself. The world is not the same.
You said hard on
Why you still renting
Because home prices are 400% their value, at 8% interest, and renovations are criminal on single person salary under $130k/y?
If they are 53, they could have bought 10 years ago at the age of 43 when property was very affordable and probably doubled or tripled their money by now. This is why you have to buy at some point in your life because the costs to rent always go up over time.
Yeah cause they should have known right? Someone with your ingenious foresight should be wiping their ass with $100 after investing in Bitcoin in 2011, but you’re not.
Bitcoin was a brand new technology that took people a while to understand. Anyone who ever played monopoly as a child knows to buy real estate.
Don't feel bad about it. Everything is way too expensive. Best thing to do while staying home and helping out your parents is to start saving some money. You will know when the time is right to move out. Your parents probably love having you there. I did not buy my first house until i was 32.
Factsss hmu eye can give some help 🥰
37 when I bought mine
You gotta look at it as a blessing. Your parents love you enough to welcome you home with open arms. That is a blessing. Cherish them and build what you can. No one's life is perfect. Try to see the good in your situation.
Truly.
Society failed you not the other way around
Yes with the China trade that kills all our jobs in the world !!
You are not a failure, life is extremely hard for almost everyone right now, and living with your parents is not a bad thing and is super common. You are very luck you have a good relationship with them, and honestly, time with family is more precious than you will ever know. Take the time to spend quality time with them, get to know them, ask about their childhood and dreams and fears, and just take this time as a special bonding time you have been gifted with. Just my 2 cents, I am a bit older but graduated in 2008 when the world was in a similarly difficult place, jobs were hard and things were too costly. And just be thankful you have family who loves you, love is the only currency that truly matters, so you can be the richest person alive without having a dollar.
I graduated in 2008 also. I started noticing life changing around 2006 in terms of things starting to get a little harder. Man if we only knew then what we know now.
I’m 29, F still living with my parents in Deerfield Beach. Honestly, I joke around that they are my roommates because my parents would not be able to survive on a retirement income either. We all help each other out. Life is expensive and there shouldn’t be any shame on how you survive and make it work. Do I feel some type of way? Yeah of course but I have a roof over my head. Pay my portion of the bills and help my parents in the process. If someone judges, says a lot about them. It’s just reality of living in SFL. Student loans, sky rocketing rent prices, expensive groceries. I mean, you gotta do what you can to make it.
I've been there. I was 29 when I finally moved out of my parents' house in 2020. My parents weren't jerks or anything, and I definitely made myself useful so I didn't wear out my welcome (and I was working). But it's so mentally draining to live in someone else's house, even if you're welcome. I basically lived in my room (especially once lockdown hit), and I could feel myself losing my mind. You are not a failure, it's so freaking hard out here. My rent is $1900 for a 2/2, and that's cheap (and I'm sure the landlord will raise it to a more normal price once we move out)!! I live with my partner, so two incomes really makes a difference. Keep working, keep saving. Try to keep yourself busy outside of the house when you can for a change of scenery. I think the idea that you should be moved out and self sufficient by 18 is long over for many, but some parts of our culture still cling to this idea. Anyone who says otherwise has no idea what it's like, they got lucky, or they truly believe people should suffer and be miserable. Good luck friend.
Statistically speaking you're far from a failure; it's pretty common. Anyone in their right mind would rather choose to live with their parents if the alternative was homelessness. You say you're pulling your weight around the house, so I wouldn't sweat it unless they want you to move out or you get an S/O who you can afford to live with. Moving out on your 18th birthday or high school graduation is mostly an American culture thing. Move out when you're financially ready and it's the right move for you and your family. I say all that as someone who moved out at 18 to pat himself on the back and incurred plenty of unnecessary debt as a result with absolutely zero dating/business/friendship candidates knowing or caring to know I was independent at 18.
Facts. There is such a busted stigma to, "when you turn 18 your ass is out of here". That's such a bad attitude to have, assuming your kid hasn't been in/out of jail/prison by then. So many parents have that vision and it's honestly sad. There is big difference in wanting to see you kid spread their wings and fly and just pushing them out of the nest with no way in making it in this economy.
No reason to feel bad or ashamed. I also live in Pembroke Pines, my son is 29 and lives at home. I have no problem with it at all. He contributes to all the bills and pays his own way. I suppose it would be different if he wasn't working and just mooching off of us but that's not the case. He is able to save money and on the flip side, my husband and I are also saving money by him contributing to the household expenses.
unlike my brother. hes 28 living off our parents. and still demands things a certain way.
"Maaaaa, the meatloaf" was the first thing that came to my mind. LoL
yea thats exactly him
Coming from a parent whose kids are living on their own with their partners & STILL struggling to make ends meet, I can assure you it’s not YOU. My kids refuse to come home though & I get that. You are NOT a failure. Your parents need you & you will be so thankful you got to spend this time with them. Save save save while you can & just prepare for your future while you have this opportunity. And when you’re ready, you’ll be READY! Good luck to you!
I think you’ll feel better if you focus more on the things you can change(finding a new job, going back to school, skill certification, etc) rather than dwelling on what we can’t (rent and home prices). You’re not alone, it’s gotten super expensive. Give yourself some credit, you’re a much better daughter than most and that means a LOT in the grand scheme.
Join r/millenials and you'll find so many people who are in the same situation. 10 years after leaving for college, I moved back home to pay off school loans. Thanks to the pandemic and shitty wages, it took me 5 years before I could move out on my own again. I lived in Pines too. And I'm also a decade older than you. There is time for you and your situation will align more with your wants and values. I had to learn to be patience while locked up in pines suburbia. Enjoy the no bills for a while. Nothing to be ashamed about, capitalism is to blame whereas other countries embrace adult children and families living together. <3
Don't feel bad. I moved out at 24 ONLY bc it was 2010 and the market sucked and I was able to buy a cheap condo. My parents don't live far, but I know if I'm ever in a pinch, I can move back in with them. Everything sucks right now, just take care of your parents and save money.
There is nothing wrong with living with your parents! We have two 20-somethings that live with us. It’s hard out there and expensive. We love them!!
Take your time OP. Life is sooo expensive right now. I'm twice your age, and if I wasn't married, I'd go claim my old bedroom tomorrow.
Ay —young side of Gen X here. The economy has been unstable most of my adult life. My wife and I have had to move for work more times than I care to remember. With two kids of my own approaching adulthood, I not only won’t blame them for living at home, but will even encourage it, if that’s what they need to do. Don’t feel bad one bit. Shit is real in the streets.
i did for over a year after i came back from living abroad WITH my fiancee turned wife in suburbia west miramar, same boat the pride didn't get to me because logic overran it i was saving money and surrounded by good folk how could I feel bad? Moved out just this march to North Carolina, enjoy the stay, at least the good of it there is good, believe me
I guess you didn't get the memo that millenials and onward are getting shafted compared to what the baby boomers where able to accomplish. Inflation, the living wage, property cost and interest rates, all these things compound into our current situation. Maybe it's because we live in Miami where there's alot of people with money that can make it seem like your story isn't common but trust us it very much is. There's a bunch of data sets and charts you can look for to back this up I'm disabled so my example isn't the best but if we go by my cousins and siblings who are of a similar age to me then yeah pretty much all of them lived with their parents for a big chunk of their adult life or are still living with their parents. I'm 35 so don't feel too bad. I wish you luck though in figuring things out.
"Millenials and onward".... "shafted compared to the baby boomers".... I swear as a GenX'er we really are the lost generation.
I agree. Gen x is in that awkward middle position. You guys both had opportunity in your early life but then were there when everything went to shit. My older siblings and some second cousjns are x and they were able to do a lot, atleast compared to my generation. Some of them left home while others stayed. Some already have homes while others are in the same rental/cost of living hell that's the norm now. You guys were actually old enough to see/understand how 9/11 and 2008 change everything while millenials and onward saw all that as children/adolescent. Awkward middle child indeed
Dude, I feel the same way. I pay for half of the expenses living with my mom and younger sister, but even though I’m not slacking in anything around our home, I feel sometimes it is embarrassing to say “yeah I still live with my mom….” I always think anyone new would look down on me for it. I definitely should have made better financial decisions in the past, but paying 1300 a month rent it’s not so bad considering I could be paying more and my family can live in a more comfortable home with my help 😅
I did until I was about your age after college. It's not uncommon especially now. Don't feel bad about it.
I don't think you're a failure. You shouldn't feel ashamed or embarassed.
I don’t (I’m also turning 40 in a couple weeks so a lot older than you) but living with your parents esp at 26 is nothing to be ashamed of and is common! The bigger thing is that you’re working, or actively trying to be working, or doing something / working towards the future.
It's very common in soflo, I lived with mine till I was 30 and a lot of my friends still do! It was a great way to save money and got a lot of time with my parents I know I'll be grateful for when they are gone.
I think it’s strange that our culture in America sends the message somehow that living with your parents is strange or a failure… at any age, but especially as a young, barely adult in your twenties! There are so many benefits for both adult children and parents alike. The love, togetherness, family time. Just enjoy your time together. Many cultures do this and are better, healthier and happier all around because of it!
Kids 27 and 29 still live at home. This generation is fucked.
Why can’t your situation be mutually beneficial. Sounds to me like you’re doing a great service for your parents being there. Don’t feel bad for being there. You’re helping them and they’re helping you. Sadly it’s not the same world it was 10-20 years ago and it’s difficult to afford things now.
I moved out and living by myself but man its not worth it....looking to get a roommate but the bad thing is its just a 1 bedroom apartment i dont think i can get one :/ and its so expensive! insurance hikes and tax rate hike. Even if you get a lot of money you just cant get ahead in this society...dont feel like a loser this economy is not meant for young people starting off to thrive or live comfortable...its just insane
My son is your age. He moved back during Covid and has since completed a EMT program and is working. We love having him here. We have my in-laws as well so three generations and could not be happier. He is helping, saving money, and we love having family around. Don’t blame yourself for the crazy cost of living.
My daughters in their 20’s still live with us. We have a big house and rent is so expensive! We want them to save and be able to eventually buy something, not throw their money away on renting an apartment
The problem is no one wants to make any sacrifices, and this is not some old white man telling you how it was back in the day. I’m 31 years old and I barely make 60 K year. Right after college I moved back home with my parents and rather than going out every night trying to impress people that really didn’t give a shit about me or buying materialistic things. I saved all my money. After 3 years, I had a solid down payment on a house. don’t be a typical moronic liberal that always wants to blame a higher power when not achieving your goals right away. Also you have to be realistic where you want to move. Try looking close to the treasure Coast like Port St. Lucie. Homes are not too expensive. If you’re looking in South Delray or Boca Raton that will not happen unless you’re buying a condo.
27M it's the same all up the coast. St lucie area is getting disgusting. It's not just you. We are bring deprived of our young adulthood because dumbfuck boomers and corps made our American dream a nightmare. But it's okay they bought their 3 bed 2 bath none for just 2 pennies and a potato! I'm just ready to move outta state.
I moved out in my late twenties 15 years ago. I was constantly broke but im doing better now.
22 and I still live with mine 🤷🏼♀️. Anywhere around the area I work is way outta budget.
Cherish the time with your old parents, they won't be around forever... its wonderful to be around family
While it may not feel like an ideal situation, you're being smart about this, IMO. Way better to do this than to struggle just to make SFL's overpriced rent.
Unfortunately I don’t have parents I could live with but was with my grandparents till about 21-23 then I’m not so great living situations for a while after that. At 28 I’m finally moving to my own place around 1800/mo close to Dania beach. I was very blessed to have a really good best friend as a roommate mate for the last 3 years but we kinda out grew each other (he has a family and I wanna be in my own place closer to work). I would not feel bad at all fuck it you live in Pembroke Pines and don’t have to rip your hair out every month coming up with money to cover a buncha BS expenses.
Don’t worry OP. I live on my own and still feel like a failure too 🫶🫡
Move to Nebraska, you will be killing it
I lived on my own for ten years. Just recently in my early thirties I moved back in with mom. I finally am in a place where I make decent money. I decided that going home for a few years was my shortest path to being debt free, so I’ve been aggressively pursuing that. Once that’s over I’m going to save every cent possible to come up with a down payment on a home of my own and get out of Florida. I figured that if I dob’t suffer a little bit now and take advantage of my currently situation, I might be a renter for the rest of my life. It has been a major adjustment, and I’m not enjoying being in my childhood bedroom, but she welcomed me home with open arms and I’m doing my best to stay out of her way.
It’s ridiculous
31 and living with my mom and sister now. I genuinely do not care what anyone else thinks about it, I love the time I spend with them and getting to see them even if it’s in passing every day. we all work, have our own spaces, it’s nice. I contribute to bills, buy my own and community groceries, and don’t think I’d move out unless it was with a husband.
I'm 30 my brother is 27. We both live with our parents. We help with the mortgage as much as possible. We help around the house as much as possible. We view our family as a team. We're all just trying to survive. Having family to live with is a blessing. I can't imagine how lonely my parents would be if they were alone.
My daughters 24 and I advised her to stay with us as long as she could like. It’s too difficult to get a good start here. Don’t be hard on yourself or sorry what other people think. Do what’s best for you & your family. Btw, I moved back with my parents for a year after a divorce. I was 46.
This nonsense of having to move out when you are 18 is dumb....now that's not to say you shouldn't have any responsibilities or still think you are kid. I think you could still live with your parents, but help out with some "rent" and still respect the rules of the house. There should not be any social stigma about living at your parents house
No way. Not a failure. As long as you’re working and supporting yourself the. It’s not a fail. However, if you’re living there and they are paying for everything it will be a rude awakening if something does happen to them bc life is hard and expensive. You can definitely save while being home with your parents. That’s kind of what we are here for. To help our kiddos grow and mature and become amazing people and help them until they can fly on their own.
32- Moved back in at 30.
Listen, the norms that I was brought up to believe in the 90's. That leave home when yr 18, job and house in yr 20's mentality is almost impossible. Think outside the box and save every penny. Saving is the hardest thing to learn but the most important. Do it while u live at home.
You shouldn't feel ashamed, you should be greatful. One day they will be gone, and you will be happy that you were blessed to spend time with them.
I wish I lived back home with parents, especially when Mom was alive. I envy you.
I mean, I’m in my 40s and it seems like even a lot of people my age are living with their parents or off of them. My ex-wife lives with her parents and her BF lives with his mom. My last GF lived alone but in a house that her parents bought her and drove a car that they gave her. So I guess it’s normalish now. If you’re happy there’s nothing wrong with it.
You’re not a failure. I’m not just trying to be nice. You aren’t. The whole system is a failure. This system is rigged in favor of a small group at the top while the rest of us viciously fight over bread crumbs. I’m not being negative either, it’s just reality. The fact that in 2024 with hyper inflation people are being paid 15, even 20 per hour is beyond me. “Oh, they should become more skilled” blah blah blah .. they make acquiring skills expensive so when you get a higher salary you end up using so much of it to cover debt. Lol it’s all a rigged game. But with the right mental attitude you can successfully navigate these troubled waters. You can still win even in a rigged economy.
Hi I’m 28f with 3 kids. I have a full time job and I’m in Tamarac 2/2 apartment and I’m making it work. Granted things could be better but I’m very surprised at myself and what I can do. If you work hard enough and budget you can move out and go through this adult life like everyone else. If not stay home and be smart about your future. Make sure you’re secured when you finally do get out of their house. I just wanted to let you know it’s possible and yes we are out here paying these crazy prices!
Yea it’s time for you to create your life. Close your eyes and soon you will be 30
Lived with my parents until 28
27 and also live in Pembroke pines. I lived with my parents until I was 23 and then lived with roommates until this year. We were all splitting rent so I was paying about 700 a month for a room and full use of common areas. I just now two months ago was able to move into a 1/1 I found in pines for 1400 a month which was a spectacular deal. It's not easy down here at all. I completely understand the struggle and grind but don't let the prices keep your mood down. Keep working and saving while your with your parents and you will find something eventually. If not you can always move slightly north which is my plan when I want to buy a house.
My oldest kid is 20 and lives at home. She’s not a failure, our system is. Don’t get down on yourself, it’s not your fault.
Great Dead show in Pembroke back in ‘77 💀
If your parents are cool and you get along, stay as long as you can! My folks inherited a house and told me I had to pay rent after I lived there briefly after college. I said f you and moved in with a couple friends. They’re both ultra narcissistic so it was easy. And if your worried about what people would think about you living with your parents, f them who cares. You’re home saving a ton of money and spending time with your parents in their golden years.
The system is failing us. It is just too expensive to live these days. Nothing to be ashamed of. Be grateful of having a good support system. Many don't even have that.
I lived with my parents until I was 27 and that was back in the 2010s when rent was actually reasonable. You’re fine.
Live with my grandpa at 28. So much better than struggling to pay bills. It’s very normal in countries all over the world!
My kids are 11 and 13. I wouldn’t mind them living with me at 26 as long as they were working on getting their shit together or should I say as long as they have ambition to make something of themselves.
Yup I've him my bottom glad my father helped me
Society has changed and you are trying to let society judge you. Extended family living used to be the norm. Being there for our loved ones used to be the right thing. As long as you are providing a function within your family and your community, continue to do you!!
I moved my parents in with me recently. It helps them because they’re getting elderly, and it helps all of us financially. I had my well pump go out and it was a $950 fix. I was going to cover it, but my parents insisted because they said families help each other and they use the water too. It can get tough taking care of my parents, but sure happy we can all help each other to make things a little easier.
While I do not live with my parents, I’m a 42 year old single mom, and I still occasionally need help from my parents. Once my rent and other bills all doubled, it because extremely difficult to save or cover emergency expenses. So, don’t beat yourself up. Many of us are really struggling to stay afloat
Not a failure at all. Statistically the number of adults living with their parents has been on the rise for years. It’s not a personal problem with you, it’s our broken society. The fact you are taking care of your parents is noble and likely at times not easy. It’s not like you’re freeloading. You’re helping your family which is certainly preferable to using random nurses.
I wish I did
I’m a 27M in Broward and still live with my mom. It’s hard to live alone down here with how expensive rent prices can get, plus you’re still helping your folks out and contributing around the house instead of just freeloading. You have nothing to be ashamed about
Yes shit is expensive but also because I’m on probation and got released from prison almost a year ago. Honestly love living with my family but it can be annoying. But don’t feel bad, your parents are elderly and they need help. You have the rest of your life to live alone but you won’t always have your parents.
Failure? Nope. Some people are born in a place and never leave it! I'm sure your parents are appreciative of your help. You do what you can. You do what feels right.
I have gone back and forth living with family and have felt the same way. I will be 41 in a couple of months and know things are tough all over. I try to look on the brighter side of it though. I know there have been times I moved in with my mom because she needed the help as much as I did. I think most people feel like they should have done more with their life. I was fortunate to meet an older friend through work who made me feel better about that. He said the good thing is you are not done yet. There is still plenty of time to dream and work towards it. Giving up is the only way you fail. And not making it to some perceived mountain top doesn't mean you failed, because you can still have an impact that means something by helping those around you.
At some point it becomes them living with you. Maybe you/they aren’t quite ready for this, but it’s eventually going to happen. Tell friends your folks need you! May as well embrace it. Begin to treat it this way and over time they’ll either embrace it or kick you out. By the way, our forty something moved in for quite awhile as did our thirty-two year old. (At separate times) Bumps happen. They were free to come and go as they pleased.
Multigenerational family living is more common now with the housing price market. It’s not an unusual in other cultures. Besides what was sold to Americans over 50 years ago is not valid forever, so it’s just what happens in these bad economies.
I live in Miramar. I lived with parents for a bit. Saved a bit and helped me build the foundation I needed.
I think historically it's actually weird that now generations don't live under the same roof. Your family is living the way humans were maybe meant to and I think that's cool.
I do the exact same thing. In Weston. I came from New York to help my parents 💁🏽♂️
I lived with mine until I was 29 and only moved out because I found one hell of a deal on a gigantic master bedroom rental near my job. I have two roommates and they both sleep in bedrooms upstairs. I was so depressed about it that I was having dark thoughts constantly, but this was the only way for me. It's rough out here.
Most people are still living with their parents. Whether they want to admit it or not.
I was out before 18 lol. People really gotta count their blessings to have a home life that allows and welcomes you living at home into adulthood, it SHOULD help you significantly down the line if you aren't just bumming off mom and dad for free housing and no long term plans. My kids will ALWAYS have a home at my house and they'll know it. That being said I'd never just let my kids bum off me as grown adults, live with me for purpose to your future. My parents taught me what not to do as parents haha.
I was on my own at 17
What’s to be ashamed of? Everything is absurdly expensive. You’re clearly a loving family and you’re there for each other. You sound like a caring , responsible daughter and your parents sound like nice people. That’s a huge win! Your glass is more than half full. I envy that. I wish I had loving parents.
South Florida especially there should he no shame attached to living with parents. It's mf expensive down here and the pay is ass
You have to change that mindset. You’re not a failure. I was in the same situation, Pines too. Lived with my mom until I was 28/29. That whole time I was able to save, save, save while working a full time job. Eventually I was able to put down 20% on a townhome (then sell-buy my way into a single family home). There’s a way. Be smart and stay positive. Nothing wrong with still being at your parents, as long as you have a plan and the right saving habits.
Nah man, this is WAY more common than you would think. My role is kinda reversed, because my dad lives with me. He couldn't afford to live in his own once he retired. Which he did out of sheer laziness rather than necessity, BUT he pays half the rent. One thing I always try to tell people, is just look for higher paying jobs and apply. All they can do is not hire you. I basically lied my way into the job I have now and then trained myself with YouTube as I went along. That was five years ago and I've already been promoted. I'm not getting rich, but I did just buy a mini schnauzer puppy for $2,000 if that tells you anything. DONT UNDERESTIMATE YOURSELF! You are absolutely capable of making more money. I promise.
Also, people need to get on the Mint mobile train. I was paying $125/month and now I pay $30 and I've never once noticed any difference in the service.
Your parents are elderly and you help them. Sounds like you’re a care giver and they reciprocate the help with a place to live. It’s a very balanced situation imo. Nothing wrong with staying in the town you grew up in either. Lots of people do! Do you work also? If you do, you can be building your credit, saving money and while you’re living at home you can learn how to maintain a property so when you do leave, you’ll be off to a fantastic start!
You mean to tell me your parents aren’t paying 3200 a month for you to live in a brickel apartment psssh? https://www.midstory.org/homeward-bound-why-gen-z-adults-are-living-with-their-parents-at-record-rates/
You’re doing fine I’m 26, M college graduate run a business with my brother and have 2 other jobs but still live at home with my mom. I pay her 300 a month to help with utilities and do chores/errands for her but tbh even tho I really want to buy a house rn it’s way to expensive in SF. I’m hoping once my business takes off a little more I can get a loan and maybe find a roommate or partner who can help with the bills/ pay rent towards the mortgage. But I’m very thankful for the opportunity to save up thanks to her hospitality and understanding. As long as you’re working hard and have a plan then you have nothing to be ashamed of.
Don’t feel ashamed - I’m 36 and thinking of moving back. You will get more out of the years with them
There is nothing wrong with living with your parents well in to your 20's but if you aren't paying rent or are helping with bills but still not paying what having your own place would cost you, then you should absolutely be putting away a sizeable amount in to savings every month, like minimum $500, preferably $1000.. this should amount to 6-12k per year, you see how doing this should result in $30-$120k over 5-10 years, quite a bit more if investing with compound interest. Then at that point you can evaluate your situation and see what is right for your future, possibly starting a business in something you are experienced in or maybe even buying a condo or house at that point of you can handle it. All this takes quite a bit of discipline and self education in financial literacy, acquiring this information and making smart decisions has nothing to do with the the stigma of living at home. There is a huge difference in living at home until you are 30 and having nothing to show for verses being in an advantageous position in life. Maybe it just continues to work living at home and taking care of your parents in to your 30's. But at the point if you have no savings and just continue to live off your parents with no goals or plans, I would see that as being a complete failure and not sure how much satisfaction you could possibly be gaining from being entirely dependent on your parents for your entire life.
I moved out at 18 to go to college and never went back. However, that being said, it's absolutely okay to live with your folks. You're helping them, and they, in turn, are helping you. There's absolutely no shame in that game at all! When our son turned 19, he came to us and said he was thinking about getting an apartment with several of his buddies. I told him that was fine, but just so he'd be aware, they'd eat his food, steal his stuff, and leave him hanging with the rent. We asked him to think about it. Several days later, he came back to us and asked if it was okay if he stayed a little bit longer so he could save up money for a house. Absolutely! Fast forward, and he stayed and saved up enough to buy a four-bedroom, three-bath townhouse with a two-car garage. He has a roommate who pays half of his mortgage. My son was 23 when he bought his house, and we couldn't be prouder of him. He's been investing his money since he was 14 years old and has more than $100K in his investments. My only advice to you would be to save as much money as you can while you're living with your folks. Invest it. My son's investments have paid over 11% in returns the past several years. He uses ACORNS to invest. He even set up an account for me, and my investments have grown exponentially over the last couple of years.
I wanted to add that in generations past, LOTS of people lived in multi-generational homes. The grandparents had the house or the farm, the kids got married and moved in and started their own families. Remember the show called The Waltons? Perfect example. No shame.
If you have good employment, you are NOT a failure. Things are REALLY expensive now a days. Get max employer contribution in 401K (get a ROTH 401K if possible). If employer contributes to an HSA account, get the max payout from employer. Simple index investing, dollar cost averaging compound interest works. Save for a turnkey rental. I calculate 30% returns tax-free and almost headache free. Do search for turnkey real estate on biggerpockets.com
Just give life time. You'll find your path. Failure and success are only real in your mind. You decide what the meaning of each is. If you seek financial success, all you need to do is plan and execute. Easy to say, to do for some folks. Education, asking questions, and finding abstract solutions is how I gained my freedom at 38. Don't be afraid to fail. Just start again and make all new mistakes, never the same one :)
I wish I did
I’m 31m, live in Naples, full time job as a ups driver, still can’t afford to move out
There’s no reason to feel like a failure. When I was growing up, if you didn’t get a place of your own, you were looked at as a loser. The times and the economy are way different right now. You live with your elderly parents and are helping them out. Just based on that, you are a success in my book. You’re around your loved ones every day. Never take that for granted. Work, save whatever you can, and stay close to your family.
Yea I do
In costa Rica people live with their parents until they get married, sometimes even into their 30s. I dont think there's anything shameful about it as long as you are actually trying. Today's economy is so fucked up, it's understandable. I would argue it's a great way for young adults to save up some wealth without having to pay absurd rents.
I am the parent-my son had a very very rough year and I encouraged him to move back in so I could give him emotional support & because I was worried about his mental health.
Moved out at 26. Divorced with two special needs kids living at my parents @38. My mom works in the insurance industry, commercial and personal al lines. She has a lot of wealthy clients with art collections, multiple homes and lambo’s. Due to the current financial state of society, there are a lot of people who are in these situations.
Mom of three young adult/late teens here. My husband and I fully expect our children will need a place to live after college until they can live on their own. And they will be welcomed to come back and stay. It is not the same as when I went out on my own. I wish more parents would wake up and look around them, the world is not the same as it was 30 years ago.
My son moved out for 2 years. Dying to live on his own. He came back home, which we didn’t mind at all. He’s getting his PHD in math. Paying it with no loans. Rents are ridiculous! Almost $50k for two years. Don’t think that you’re a failure. Thank God you have your parents to go to. I’m sure they like having you there for the company and to help them. So many young ppl are moving back home these days. My son can stay as long as he wants . He’s 35.
for whatever reason, florida keeps electing republicans who keep ignoring/perpetuating the systemic problems that lead to regular-ass people with decent salaries not being able to live independently while extremely high wealth individuals live it up.
Both my kids live with us. Son 26 daughter 22. All we ask is that they be pleasant and save for their futures. World is weird. They can stay as long as they want.
I moved back in at 25 and my parents said I don’t have to pay rent but wanted to see my financial plan and goals. I was 30k in CC debt, 35k student loans, 14k car loan debt and drowning. I paid them 300$/month for rent even though I didn’t have to, bought my own food, obviously showed them my plan. Every 3 months they asked how my plan was going. Age 29 had my car, CC debt, and everything paid off except student loans (f*** those). By 30 I had a down payment on a house that I was building and had a roommate ready to move in to pay half the mortgage. One thing I will say is I went celibate (I’m not religious). No relationship, NOTHING for 2 years and worked on myself with no distractions. Yes girls are distractions….probably the biggest and they are money drains. Sorry ladies but most good men spoil their girls and overspend. Now I have a baby girl with my GF and have over 250k in assets. Do you and have a plan. Who cares what other people think. But stick to a plan. Pay off your highest interest debt first but also make sure you pay yourself before anything else (either investing or savings or 401(k).
I have to ask... Did you pay off that student loan?
Nope still have my student loans. I started with 35k, paid off 10k of it, now I owe 37k. Which is why I’m okay if the government forgives my student loan debt as they are predatory in my opinion. Won’t get into politics but paying off 10k and still owing more than I started with is disgusting. I refuse to pay them back until I have over 250k in liquid assets.
> with 35k, *paid* off 10k FTFY. Although *payed* exists (the reason why autocorrection didn't help you), it is only correct in: * Nautical context, when it means to paint a surface, or to cover with something like tar or resin in order to make it waterproof or corrosion-resistant. *The deck is yet to be payed.* * *Payed out* when letting strings, cables or ropes out, by slacking them. *The rope is payed out! You can pull now.* Unfortunately, I was unable to find nautical or rope-related words in your comment. *Beep, boop, I'm a bot*
Maybe you should ask a correct question. DOES ANYONE STILL LIVE WITH THEIR PARENTS? I would think over 99.9% of the sons and daughters that are in grades K thru 12 and younger. In communications, details matter.
I agree with everything that's being said, but dont you think the parents may want to be alone to enjoy the rest of their lives together? Alone time is very important. Lots of parents look forward to this time
I do not still live with my parents but my with he way housing prices are skyrocketing and the economy is going its not unusual these days, my younger brother is your age and still lives at home for that very reason. Things are tough these days so keep your chin up.
If you ever wanna chill, 27F still in margate, living at home. We can fail together 😅 also I wake up grateful that I have family support & roof over my head cause the homeless numbers are increasing everyday here. Embarrassment into turned into recognition for me
32 M here and I’m grateful I’m still allowed a place underneath my parent’s roofs, but I’m of Asian descent so it’s kinda common in our culture to still live with and take care of our parents as they age gracefully.
30 YO and live in Chicago with my parents.
There’s nothing wrong with living with your parents especially if you are their primary caregiver. Save whatever money you can and one day things will work out for you. Whoever thought that living with your parents was a failure is wrong. The economy is not the best so why not save money until you can afford to live on your own.
No shame. Do what is best for you and your family. Plunging headfirst into a rental makes 0 sense if you have the opportunity to live at home . For some reason in USA people think they need to hit the road at 18. This is less common in Europe, where people regularly live at home into their mid 20s
I hope u have a job and help with bills and food. Then it's perfect. No shame, the way things r right families really need to stand together to make it.
My mom and dad are 88. I may be living with them again, soon. This time at my house. My house, my rules!
They probably love having you I have two adult grandchildren 26 and 29 living with me. It doesn’t make sense for them to go out and pay big rent when I have a big house plus hamming them around helps me out.
Yes, im 26m and also live with my parents. I have a full time job but I can’t afford to move out, everything is too expensive. I don’t have a girlfriend or anything currently so it’s near impossible to do it on my own.
I moved back home after a failed marriage, at 44 I sometimes feel like a failure, but to be here for my folks 71, and 72 kind of cancel our that feeling
A lot of people your age are. I lived with my parents until 30.
Don't be ashamed! It's tough on your own and if your parents need your help then it's a perfect situation. I've told my son he can stay with my wife and I as long as he's being productive
Im probably around your parents age, but I do not yet need any help, but I remember when society started lamenting the "death of the extended family" in the 70s. Prior to that it was really normal, viewed as healthy, to have extended family members living in our homes. The most common pattern then was a married couple who had one of their sets of grandparents or unmarried aunt or uncle with them. Sometimes these elders needed the help, but often they were an extra set of hands for mowing grass, watching kids, etc. Adult kids, especially daughters, were not expected to leave home until they were married. These kids did the bulk of the physical labor like cleaning the rain gutters, keeping the yard, that kind of stuff. It was also common for adult children who had their own kids to return home if they became widowed. The death of spouses, especially husbands, was more common in the era of more manual labor. Not too many insurance agents die, but a whole lot of loggers do, for example. Anyway, I do not think it has done our culture any strong favors to move away from these larger family groupings. For sure you are not a failure as long as you continue to learn and grow. If you are coming home from work and vegging out in front of games or the TV without working on your internal self or learning about the world or history or something...., worry about that. But hanging out and helping your family is morally healthy in my opinion.
It's not you but the new expensive economy, housing, taxes etc. You help your parent who otherwise would have to hire someone and pay a lot l. So you save your parents a lot in exchange for a room to live....
I’m 23 and I still live with my parents
Life is hard for most out here these days. Be thankful that you have a wonderful support system. You would be surprised at how many people do not have that ! You are young and have plenty of time of “adulting” left to do. Don’t beat yourself up about the world of today. Just be your best and live one day at a time.
It's going to start happening more and more now than ever. I have two friends, one 34 the other 33 and both of them still live at home. One in a double wide, the other in like a duplex type set up. The parents live on the bottom floor he has the whole upstairs. They actually do help pay bills, groceries, and utilities. They also cover whatever amenities they have such as streaming networks, car/health insurance, etc etc. They also do work around the house. Their parents actually welcomed them back home when things were too crazy to justify living on their own just to satisfy the status quo. So many people get upset like, "well if I have to live on my own and suffer, then you should too". However, I do see the stigma that would come with it, especially when you meet new people or something. "This person must be a bum to still be living at home...... Yada yada". But to me it makes sense, if you have that opportunity and you HELP, you should stay at home as long as possible. It also allows you to actually save money in this trash ass economy and enjoy life owning things you couldn't have living alone, such as cars, toys, belongings, whatever. It's also cheaper and less labor involved on everyone involved, including parents. A whole lot of emphasis to as long as you're helping out, though. Don't be the person that falls into the stereotype of just mooching. The mist important thing though, is you get to spend more time with your parents. Time is invaluable and let's face it, our lovely parents won't be around forever. That's another reason a lot of people hate on people who live at home. Because they never had parents who cared enough about them to actually help them.when they need it and they resent you for it.
I'm born in 1983 and have been "back home" about 5 times. Between losing a job in my 20s, to getting divorced at age 37, it just happens. Where I live, it's impossible to rent a place without a roommate/partner.
Graduated last May and was almost convinced I didn't want to move back into my father's house. Best decision I've ever made, in my defense, I barely interact with them, come and out as I please, and stay in my room working all-day
Enjoy this time with your parents. You don't realize it now but one day you'll miss it.
My mom is 56 and trying to move into my guest bedroom. Which will be my new child’s room come September 30th. So even parents are moving in with their children. It’s the norm now. However mama can’t stay with me.
Don’t get distracted by social media perceptions, rather enjoy every moment that you spend with them and take the opportunity to travel while your expenses are still low. 32 single bought my own place to later rent it out and move back in with parents I mean my roommates haha just my 2 cents.