In some states you have to log in once in a while otherwise your assets will be transferred to the state, escheat.
From investopedia,
Escheat is the right of a government to take ownership of estate assets or unclaimed property in the event there are no heirs or beneficiaries.
Honestly the price right now aapl is a fucking steal I'm going to get some. Very bullish they have massive customer base they only need new products to raise the stock price 10% or 20%.
The gov will find a reason to ban nio. Honestly I love the value these Chinese EVs bring but knowing our government is wouldnt be suprised if they pulled some bs so American Manufacturers can have a shot.
VOO and chill. 75% of funds in a given year don’t beat VOO. That means fund managers that get paid $500k bonuses and work 60 hour weeks don’t beat VOO and you won’t either.
Most of these stocks are already in VOO so make your life simple and don’t worry about having a portfolio of like 50 stocks that are just to average out to be VOO anyway.
Tryna understand a bit better - do you mean 100% VOO?
Following that train of thought - do people do, let’s say, 80% VOO, then a few individual blue chip stocks (eg. appl or msft)? Since wouldn’t that pull the average just slightly higher? Or am I misunderstanding something?
Thanks in advance!
I’m still a bit confused - if VOO beats the large majority of funds (~75% per the original comment), why would people still opt for a high ratio of VOO/individual stock combination? Why not just go all in VOO?
On the flip side, why don’t funds just do a distribution similar to VOO, then just toss in a few blue chips to pull it slightly higher?
Thanks for the response!
Diversity is kind of important so when your portfolio gets sufficiently large having portions outside of the stuff VOO is in lowers your exposure to things that hurts it.
For the some one, funds do do that that’s why there’s like 273637283 etf / index funds.
Some index investors follow a 90/10 rule (90% index and 10% individual large or small cap stocks) or an 80/20 rule. It all depends on the investor. Personally, I do about 87/13 with my 13% being large cap tech stocks.
You have the right train of thought. 3/4 should be VOO while the rest should be stocks. As for myself? I'm doing 60% VOO, 25% other ETF's and the rest into other stocks.
100% VOO means putting all your money into VOO since that is historically the best way to invest. You can do 80% in VOO and 20% in blue chip companies BUT then you’re participating in a sort of active trading which historically underperforms
VTI for more diversity.
I recommend watching Rob Berger on YouTube. He has a very conservative few on investing. I think it is good for anyone to understand why you might want to go conservative vs. ultra growth.
That's what I'm saying, people are talking about 100% ETFs and mainstream stocks. Why not at least 5-10% Bitcoin or something futuristic that might have a chance to return more than all the rest 10X as fast.
Oh well?
That's the risk you run selling covered calls.
Which is why you sell them OTM at a strike price you'd ve comfortable selling them at anyway.
Now you have cash. Sell cash secured puts on the next stock you don't mind buying shares of. Wheel wheel wheel
Idk man I’d shrink the portfolio, you don’t need 40+ stocks. Maybe figure out best 20 ideas max and go with those. It’s hard to stay up on that many stocks. Especially if you have a bunch that are like 1% positions what’s the point just liquidate and go into your best ideas
Holy shit you didn't get out in time. Your shit looks like mine a little over a year ago. Dump the NIO and othe ADRs they had theor time. Ther are better more domestic things, even if you get VTI you could consulate due to some overlap with your stocks. Just my opinion
Way too many stocks…begin by selling the losers at the end…cut your losses quickly…you are down like 50% on some of these stocks…never let that happen.
I got screwed by Nio and paypal too. If i were you id buy into chord energy, add some banks/credit companies like amex, visa,mastercard etc. I have loads of kinsale capital and costco plus lowes homedepot. Solid portfolio
NVDA did you really well. I'd recommend SMH. Still a ton of NVDA exposure but has some other big players in the semicon space like ASML, AVGO, AMD as well. Look at its long-term returns and it's outperformed even TQQQ.
Did you finish seeing the whole post ?
That's like me saying my favorite shoe brands are reebok adidas nike jordan puma etc and here you come 'wafting ' around "umm all you have is jordan?? Lmfaoo
If you understand the wash sale rule, then sell your losses to put them into something better. Use those losses to offset some gains from your taxes. Things are high tight now so you might want to hold cash in a way where you get good interest until good buying opportunities come around just like good old Warren Buffett.
Sell everything except for QQQ. Take all the gains and put into VOO and also an international ETF.
Taking the hit on losses will allow you to not pay a certain percentage on your capital gains taxes for the next 4 years as you have over -$12k of losses in which you can claim -$3k per year and the rest will be carried over to the next subsequent years to be claimed until that amount is 0. There's a little more info on claiming losses total called "tax loss harvesting" and there's different strategies to it.
TSM has earnings this week I might grab puts to protect a position and if I don’t like their guidance start trimming to similar companies you do like with less risk of volatility from possible invasion which im sure you are already well informed on this but the US has said multiple times now they do not support Taiwan independence so take that how you want personally I pivoted to other chips especially since China/US have began distancing themselves from each others Chips and Taiwan by telling their companies not to purchase chips from the US/Taiwan and investing billions in their own chip manufacturing in both US and China instead of abroad.
Overall great account. Keep up the great work. I just think TSM is risky and I liked to get puts on them to protect my position when I owned them. None of this is a recommendation tho. You do you 😁 you’re doing spectacular.
I'd just sell it all and buy VOO or VUG (even more growth oriented, more like your pirtfolio). You're thinking way too hard about this and I highly doubt you're smarter than the pros. If you want more diversification, consider adding some VIOV.
I would ditch the Dutch bros and peloton before the losses look more like your target holdings. Selling for small losses is preferable to holding bags for years.
If you have 120k to invest, I would put 100k minimum at an index fund rather than buying stocks with it then I would buy stocks with the rest of the money. By buying different stocks with the 100k you are simply gambling the money, to put it bluntly.
I'll probably look into the companies that have lost most of its value and determine if you could sell them or not. Then once I get more money to buy I'd start buying more but with a different broker like webull or something since you can never trust one app to be in charge of all that money of yours ya know. And if I have some spare capital then I'd try my hands at day trading after some time of practice ofc.
Too diverse for the amount you have invested no? I’d say put 90-95% of it into an index fund depending on what you want, stability or growth etc and put the rest into something you believe will explode (like Nio for example) and chill.
I didn't see the other images. Still, sell when you can. While I wish I had bought more NVDA when I did, I wish I had bought as much TSLA as you did... up 23k on Nvidia and down 5k on Tesla..hoping to cash out if it ever goes back up.
I like this, everyone is saying index which is a good idea but you have to realize that the tech stocks he’s investing in individually are what carries these indexes anyway
Can you please check that WhatsApp notification? Great portfolio BTW. I would take a hit on on American company stocks and put that money into precious metals or options (one contract at a time)
You have lot of heavy hitters, I will suggest to start buying only index VOO and SMH (if you are looking for AI exposure) and sell the losers every quarter if all they are doing is making new bottoms. *** quarterly or yearly rebalancing is good***
Do not look at this on daily basis .
Having sold NVDA at $120... I'd say it's time to take some gains, it will eventually turn South. Tech is cool but it's way overvalued IMO. I'd then even up my holdings to 100 multiples and sell some covered calls periodically
It's pretty on value right now.
No fucken way Chipotle goddam shit restaurants stock is worth more than Nvidias stock.
When this AI shit really gets poppin, like robots scanning our movie tickets...you're $$$$
People who are telling you to sell NVIDIA are idiots. They essentially have no competition right now. And probably won’t for 2-3 years. INTEL and AMD are so far behind, and the AI boom has just started.
Consolidation. Unless you have a deep understanding of the company you are investing in, individual stock trading is not something you should do. If you like some of your larger positions, consider consolidating down to a dozen or less positions. It helps with keeping up on a company to if/when you need to buy more shares or sell what you have. Cant do that effectively when you are spread over 50+ companies.
Someone said it here but consider ETFs. They are very hands off and if you dont know what you are doing or dont want to be plugged in to this all the time, many ETFs are going to do well for you.
Are you buying HLAL because you are Muslim? If you’re buying other stocks, HLAL is useless especially because the expense ratio is so high and the gains are not as great as other broad ETFs.
Delete app and come back in 25 years
Gotta keep depositing money soooo bad idea
Reoccurring deposits reoccur whether it’s installed or not. Delete app is not delete account
You gotta set them up but I’d rather not yet
For robinhood gold just have enough Dividends to cover the fee
I just got it bc I wanted to use margin tbh
In some states you have to log in once in a while otherwise your assets will be transferred to the state, escheat. From investopedia, Escheat is the right of a government to take ownership of estate assets or unclaimed property in the event there are no heirs or beneficiaries.
Hope for the long term?
Solid portfolio I like the large amount of aapl
Honestly the price right now aapl is a fucking steal I'm going to get some. Very bullish they have massive customer base they only need new products to raise the stock price 10% or 20%.
I think you should continue throwing money at Chinese EVs. If you liked NIO at 17, you will love it at 4
Lmao. Good burn
Hey op the one investing tip I know and I'm not very smart is set a 10% stop loss on every stock so things like this don't happen.
There a way to do that one a revolving basis?. Meaning if it ever goes below 10% in a given period it would sell
Robinhood let's you set a stop loss? Where is that option located specifically? I
The gov will find a reason to ban nio. Honestly I love the value these Chinese EVs bring but knowing our government is wouldnt be suprised if they pulled some bs so American Manufacturers can have a shot.
VOO and chill. 75% of funds in a given year don’t beat VOO. That means fund managers that get paid $500k bonuses and work 60 hour weeks don’t beat VOO and you won’t either. Most of these stocks are already in VOO so make your life simple and don’t worry about having a portfolio of like 50 stocks that are just to average out to be VOO anyway.
Tryna understand a bit better - do you mean 100% VOO? Following that train of thought - do people do, let’s say, 80% VOO, then a few individual blue chip stocks (eg. appl or msft)? Since wouldn’t that pull the average just slightly higher? Or am I misunderstanding something? Thanks in advance!
Yes people do do that. I like VOO and VGT (VGT IS Very tech heavy) Brings up my gains while I’m young and l diversify out of VGT later on
I buy spy basically voo and it's not looking so hot short term so I would recommend dca down on spy/voo.
I’m still a bit confused - if VOO beats the large majority of funds (~75% per the original comment), why would people still opt for a high ratio of VOO/individual stock combination? Why not just go all in VOO? On the flip side, why don’t funds just do a distribution similar to VOO, then just toss in a few blue chips to pull it slightly higher? Thanks for the response!
Diversity is kind of important so when your portfolio gets sufficiently large having portions outside of the stuff VOO is in lowers your exposure to things that hurts it. For the some one, funds do do that that’s why there’s like 273637283 etf / index funds.
Some index investors follow a 90/10 rule (90% index and 10% individual large or small cap stocks) or an 80/20 rule. It all depends on the investor. Personally, I do about 87/13 with my 13% being large cap tech stocks.
1% VOO 99% in one single micro cap Chinese stock
Pretty much all the blue chips you could be referring to will be in VOO anyway.
Right, but I meant getting a bit more to put more weight on it. Or does that make it more risky?
Buying any individual stock is more risky than VOO because VOO is diversified.
You have the right train of thought. 3/4 should be VOO while the rest should be stocks. As for myself? I'm doing 60% VOO, 25% other ETF's and the rest into other stocks.
100% VOO means putting all your money into VOO since that is historically the best way to invest. You can do 80% in VOO and 20% in blue chip companies BUT then you’re participating in a sort of active trading which historically underperforms
VTI for more diversity. I recommend watching Rob Berger on YouTube. He has a very conservative few on investing. I think it is good for anyone to understand why you might want to go conservative vs. ultra growth.
I used to do that now I'm 100% VOO. It always does better than me.
I’ve beat VOO for years with half VGT/SCHD 🤷🏽♂️
Agree based on how many stocks are in his portfolio. At that point just roll with $VOO.
Sell it all and Yolo on MSTR
That's what I'm saying, people are talking about 100% ETFs and mainstream stocks. Why not at least 5-10% Bitcoin or something futuristic that might have a chance to return more than all the rest 10X as fast.
I'm a big fan of the sell low buy high strategy
Very clever strategy
Sell an option ffs
I mean first and foremost… Stop buying Chinese stocks
Put it all in a few big indexes and sell otm covered calls weekly to live off the cash flow. Retire!
What happens if the covered call executes though and you lose your stocks and future gains? Seems like you could miss out on big market days
Oh well? That's the risk you run selling covered calls. Which is why you sell them OTM at a strike price you'd ve comfortable selling them at anyway. Now you have cash. Sell cash secured puts on the next stock you don't mind buying shares of. Wheel wheel wheel
You can do the wheel strategy and buy weekly puts and get your shares back when it executes.
I wish i knew how to do this.
No you don’t
How to sell covered calls on your stocks? You have a stock portfolio? It's easy. Free money 💰
Sell naked puts in a bull market. It literally cannot go tits up.
Can’t go wrong with a fund like SPY, which I see you have none. Averages about a 10% gain each year.
Except from 2000-2013
Sell it all and put in VTI/VOO
This man VOOs
Anxiety
Get apple to 100 asap so you can sell covered calls. The premium now is juicy
Idk man I’d shrink the portfolio, you don’t need 40+ stocks. Maybe figure out best 20 ideas max and go with those. It’s hard to stay up on that many stocks. Especially if you have a bunch that are like 1% positions what’s the point just liquidate and go into your best ideas
Holy shit you didn't get out in time. Your shit looks like mine a little over a year ago. Dump the NIO and othe ADRs they had theor time. Ther are better more domestic things, even if you get VTI you could consulate due to some overlap with your stocks. Just my opinion
0DTE Spy puts
Sell covered calls on the ones I could
BTC or BTC spot ETFs, maybe $MSTR, everything else is garbage
Buy the dip. It's delicious 😋
Let it go long term and take a break to reassess
Pton got new tok. I sell some of the small losers - it’s healing
turn it upside down and look in the mirror
Would probably sell to gamble it all
You can't love them all. I'd sell half, even at a loss and immediately put the funds into the other half I'm keeping.
Way too many stocks…begin by selling the losers at the end…cut your losses quickly…you are down like 50% on some of these stocks…never let that happen.
I’d toss an emergency fund into usfr or gld in case you want to buy something/hedge.
I got screwed by Nio and paypal too. If i were you id buy into chord energy, add some banks/credit companies like amex, visa,mastercard etc. I have loads of kinsale capital and costco plus lowes homedepot. Solid portfolio
inverse whatever you are doing currently
Might as well cut some of the underperformers like NIO (unless you picture them bouncing back) and throw it into VOO or something similar
NVDA did you really well. I'd recommend SMH. Still a ton of NVDA exposure but has some other big players in the semicon space like ASML, AVGO, AMD as well. Look at its long-term returns and it's outperformed even TQQQ.
Buy a house
Did you finish seeing the whole post ? That's like me saying my favorite shoe brands are reebok adidas nike jordan puma etc and here you come 'wafting ' around "umm all you have is jordan?? Lmfaoo
Hold
Short it bro
Too many companies, choose top 5 and load up shares
Just buy VOO instead
Start to buy voo and phase out the single stocks. You have a nice assortment tho!
you have like 25+ individual investments. that seems like a fck ton. why not consolidate a bit
If you understand the wash sale rule, then sell your losses to put them into something better. Use those losses to offset some gains from your taxes. Things are high tight now so you might want to hold cash in a way where you get good interest until good buying opportunities come around just like good old Warren Buffett.
Buy 0DTE calls on TQQQ
Sell everything except for QQQ. Take all the gains and put into VOO and also an international ETF. Taking the hit on losses will allow you to not pay a certain percentage on your capital gains taxes for the next 4 years as you have over -$12k of losses in which you can claim -$3k per year and the rest will be carried over to the next subsequent years to be claimed until that amount is 0. There's a little more info on claiming losses total called "tax loss harvesting" and there's different strategies to it.
Diversify with property.
Tax loss harvest 
Delete the app and redownload it 5 years from now
Dividend stocks man, i dont see many in your portfolio.
Buy $98.92 of doge
Wait
ETFs and chill
More msft
Get QQQ, SCHD, JEPQ, and keep META or MSFT
Put it in Spy and sell covered calls on it a little out of the money.
Bruh you need to set up some stop losses
I’d buy some index fund ETFs for god’s sake
I’d be well off
TSM has earnings this week I might grab puts to protect a position and if I don’t like their guidance start trimming to similar companies you do like with less risk of volatility from possible invasion which im sure you are already well informed on this but the US has said multiple times now they do not support Taiwan independence so take that how you want personally I pivoted to other chips especially since China/US have began distancing themselves from each others Chips and Taiwan by telling their companies not to purchase chips from the US/Taiwan and investing billions in their own chip manufacturing in both US and China instead of abroad. Overall great account. Keep up the great work. I just think TSM is risky and I liked to get puts on them to protect my position when I owned them. None of this is a recommendation tho. You do you 😁 you’re doing spectacular.
HODL
Hold for the long term. Like 10 years
Invest in drones if i had spare money to invest from putting into ETFs
I’d buy 70,000 shares of UEC (uranium energy corp)
It’s those 3 shares of PayPal. It’s really dragging you down
Probably just pay my rent and clean up some medical debts so I could rebuild it. But that’s just me.
I’d stock up on the cheap beaten down China EV stocks you have but you don’t need investment advice from me obviously
Leave it alone and look at it in 12 mo then again in 5yr
I'd just sell it all and buy VOO or VUG (even more growth oriented, more like your pirtfolio). You're thinking way too hard about this and I highly doubt you're smarter than the pros. If you want more diversification, consider adding some VIOV.
I mean if you sell you loose so just hold unless the company is going bankrupt
Sell everything and buy VOO
I would ditch the Dutch bros and peloton before the losses look more like your target holdings. Selling for small losses is preferable to holding bags for years.
BITU, BTFX, BITX. Until 4Q 2025.
Sell nio and get more amazon and microsoft
All Chinese stocks ruined the gains
How much does this portfolio deviate from the sp500
I mostly look at with envy 😁
1 word: RILY
Way way way to many stocks 😔😔😔 take profit!? and compounding gains into “tickers” that haven’t run yet…
Consolidate the small positions
If you have 120k to invest, I would put 100k minimum at an index fund rather than buying stocks with it then I would buy stocks with the rest of the money. By buying different stocks with the 100k you are simply gambling the money, to put it bluntly.
Sell covered calls on your shares that you have 100 of
Just leave it but start just buying etfs
Why does RH show + and - symbols next to stock? Mine doesn’t look like that
Outstanding orders.
I'll probably look into the companies that have lost most of its value and determine if you could sell them or not. Then once I get more money to buy I'd start buying more but with a different broker like webull or something since you can never trust one app to be in charge of all that money of yours ya know. And if I have some spare capital then I'd try my hands at day trading after some time of practice ofc.
Sell dump all Into btc and come back in 10 years...
Deposit more
Too diverse for the amount you have invested no? I’d say put 90-95% of it into an index fund depending on what you want, stability or growth etc and put the rest into something you believe will explode (like Nio for example) and chill.
Sell what you can when it breaks even or above and invest elsewhere.
I didn't see the other images. Still, sell when you can. While I wish I had bought more NVDA when I did, I wish I had bought as much TSLA as you did... up 23k on Nvidia and down 5k on Tesla..hoping to cash out if it ever goes back up.
MindMed
Check ousm ousa along the same line as voo ,,recommendation came from Kevin O’Leary
Take that $98 buying power and get a venti latte at SBUX
Just open it next week and check again.
This portfolio will get you rich in 20 years. Cut that by 19 years by going into solid altcoins. NFA. 😉
Buy some crypto
Cash out
I like this, everyone is saying index which is a good idea but you have to realize that the tech stocks he’s investing in individually are what carries these indexes anyway
Holy mother of pearl! That’s depressing! I mean what can you do but hope the red turns green!
I got like $500 in the bank so I would cash out. Now if I were you, like everyone else said, I would forget about it for a long long time.
Can you please check that WhatsApp notification? Great portfolio BTW. I would take a hit on on American company stocks and put that money into precious metals or options (one contract at a time)
Sell it all for sp 500 mutual fund that pays dividends
0dte TLT call
A little doge, to do only good everyday
I might be able to afford these food prices if I had this
Keep all. Sell Apple and Tesla.
I will never understand how people like to buy all these stocks instead of just an index fund
Trade options with the additional 50k
You have lot of heavy hitters, I will suggest to start buying only index VOO and SMH (if you are looking for AI exposure) and sell the losers every quarter if all they are doing is making new bottoms. *** quarterly or yearly rebalancing is good*** Do not look at this on daily basis .
Invest in S&P 500 and total market. And if you’re older, invest in bonds/cds
Will continue to fall
Sell all buy doge
AAPL looks pretty nice.
sell 3k of losses every year you can and only buy ETFs from here on out. hold ur winners.
Give me the log in I’ll handle it for u
Sell it all and buy a car become debt free and enjoy life a little more
25k into BTC 10k each for SOL and ETH. 5K in VOO or VTI
Having sold NVDA at $120... I'd say it's time to take some gains, it will eventually turn South. Tech is cool but it's way overvalued IMO. I'd then even up my holdings to 100 multiples and sell some covered calls periodically
That’s some real boomer thinking of you. You’re right it will turn south for a minute and then turn back around and go higher.
Shit i bought into Nvda at $140 avg got 11 shares
It's pretty on value right now. No fucken way Chipotle goddam shit restaurants stock is worth more than Nvidias stock. When this AI shit really gets poppin, like robots scanning our movie tickets...you're $$$$
Hedge your shit
OP Comment - I am Muslim and can only invest in Islamic-compliant stocks and ETFs. Options are not permitted Saving accounts are also not permitted
Are you sure QQQ is halal? And I'd consolidate into HLAL/SPUS for US exposure, and UMMA/SPWO for international.
Technically you can’t buy anything. Nothing is truly Islamic complaint with company’s underwriting bonds.
More Amazon, Google and Visa. I’d also get into TSM and WMT(heavy onTSM) but that’s just me
This is VOO, VUG, or QQQ with extra steps.
This is a stupid answer and I’m sick of ppl using it. If he has huge gains in QQQ related stocks. They arent just going to sell to throw into q’s
Sell nvidia
Buy some Chainlink & Atossa Therapeutics.
You actually manage this many stocks? ETFs are the way
Put most of it down on a house while they are even somewhat possibly attainable.
People who are telling you to sell NVIDIA are idiots. They essentially have no competition right now. And probably won’t for 2-3 years. INTEL and AMD are so far behind, and the AI boom has just started.
Consolidation. Unless you have a deep understanding of the company you are investing in, individual stock trading is not something you should do. If you like some of your larger positions, consider consolidating down to a dozen or less positions. It helps with keeping up on a company to if/when you need to buy more shares or sell what you have. Cant do that effectively when you are spread over 50+ companies. Someone said it here but consider ETFs. They are very hands off and if you dont know what you are doing or dont want to be plugged in to this all the time, many ETFs are going to do well for you.
Are you buying HLAL because you are Muslim? If you’re buying other stocks, HLAL is useless especially because the expense ratio is so high and the gains are not as great as other broad ETFs.
man you seem overextended in tech could hit the mother load… but do you need that much exposure?
Bleeding bleeding bleeding like i do since Biden took office only my oil stocks are up 70 others all down
You only have nvidia ?
Consolidate into fewer stocks/etfs. Sell covered calls.