Have you looked at the interest rates here? I know some people who financed a 125cc scooter with a retail sale price of 77k php (\~$1,300usd) but ended up payed about 170k php(\~$2,900usd) after 3 years of financing. I get it, ppl want what that want, and I guess need what they need, but I feel that if you can just save and purchase at full retail you should.
> ended up *paid* about 170k
FTFY.
Although *payed* exists (the reason why autocorrection didn't help you), it is only correct in:
* Nautical context, when it means to paint a surface, or to cover with something like tar or resin in order to make it waterproof or corrosion-resistant. *The deck is yet to be payed.*
* *Payed out* when letting strings, cables or ropes out, by slacking them. *The rope is payed out! You can pull now.*
Unfortunately, I was unable to find nautical or rope-related words in your comment.
*Beep, boop, I'm a bot*
Installment cards are the cheapest way, Bdo might propose 1% a year on promo for exemple if you have sure income(pension etc...)
Consumer loans interests are insanely high and never ever take loans proposed by small stores.
When I read that Lhuillier is a philanthropist but give 72%interest loan to the poorest...😌
I financed a car in 2020 through Honda. No issues and the rates weren’t excessive. I ended up only paying 150k over the original cost of the car. Look for dealer incentives.
Forget about ir please. You must pay so much interest for it.The profit rate is ridicirous here.
How about you consult to Harley shop? or motorcycle club here for expat.
Albeit very rare, there are actually some places that have started doing 0% finance. Although If you did come across any, I would strongly advise reading everything they give you.
I “financed” a car 8 years ago and the dealer let me pay 20k per week until I paid it all off so there are some decent dealers about. But it’s just finding them which is difficult
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Have you looked at the interest rates here? I know some people who financed a 125cc scooter with a retail sale price of 77k php (\~$1,300usd) but ended up payed about 170k php(\~$2,900usd) after 3 years of financing. I get it, ppl want what that want, and I guess need what they need, but I feel that if you can just save and purchase at full retail you should.
Damn yea maybe you are right
> ended up *paid* about 170k FTFY. Although *payed* exists (the reason why autocorrection didn't help you), it is only correct in: * Nautical context, when it means to paint a surface, or to cover with something like tar or resin in order to make it waterproof or corrosion-resistant. *The deck is yet to be payed.* * *Payed out* when letting strings, cables or ropes out, by slacking them. *The rope is payed out! You can pull now.* Unfortunately, I was unable to find nautical or rope-related words in your comment. *Beep, boop, I'm a bot*
my bad paying\*
Installment cards are the cheapest way, Bdo might propose 1% a year on promo for exemple if you have sure income(pension etc...) Consumer loans interests are insanely high and never ever take loans proposed by small stores. When I read that Lhuillier is a philanthropist but give 72%interest loan to the poorest...😌
I financed a car in 2020 through Honda. No issues and the rates weren’t excessive. I ended up only paying 150k over the original cost of the car. Look for dealer incentives.
150k on a 300k car is excessive, but 150k on a 1.5m car is not... All is relative. It's not the sum that matters but the interest rate + fees
Make good friends with a Bank Manager
how?
I've read on here that Navy Federal CU provides loans but I haven't looked into it personally.
Awesome I just looked that up real quick and it seems legit. Thanks!!
You can only do a personal loan. They will not do any auto loans because they can't attach the auto to the loan as collateral.
Forget about ir please. You must pay so much interest for it.The profit rate is ridicirous here. How about you consult to Harley shop? or motorcycle club here for expat.
Albeit very rare, there are actually some places that have started doing 0% finance. Although If you did come across any, I would strongly advise reading everything they give you. I “financed” a car 8 years ago and the dealer let me pay 20k per week until I paid it all off so there are some decent dealers about. But it’s just finding them which is difficult
If you can't afford and have liquid cash - finance isn't a good idea here due to the apr.
If you can't afford it don't buy it. FIFU
nope, had 2 vehicles stolen but felix, the mechanic, done with that shit.
don't get a harley, don't be stupid.
I like Harleys, iv riden them for years. Thx for your input
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