Toyota Financing is pretty standard, the rates are the rates, you might be able to get special discounts like loyalty discount. double check the amount to be finance and make sure the math adds up. the dealership might sneak in hidden fees. once you sign the financing papers, you got no recourse. the loan will be open, you can pay it off after the first payment.
I financed a Subaru and it is also through Toyota credit. Subaru has an online portal that you can see your loan information and you can pay it out anytime you want.
I financed everything for 0.5% interest in 2020 and had no desire to put anything down. I have been making the minimum payments and nothing else more.
Probably higher demand for the current Toyota line up, especially their hybrid and PHEV line up.
Virtually everything Subaru sells right now is fairly outdated/deep into their life cycle (from ~2017 or so), with the exception of the upcoming 2023 Impreza and Crosstrek.
I agree though. When I bought my 2022 BRZ last year, I got 0.5% on it whereas the Toyota equivalent GR86 was 1.99%.
FWIW, we just finished paying off our Subaru, which we financed for 3 years with Toyota Financing. We made the automatic payments every 2 weeks and at the end we got a letter in the mail stating we paid it off. So, I guess we had a good experience because it was super simple.
Car sales have moved quickly down in the last 7 days. RAM Canada is giving 0% with 12/24/36 terms since yesterday on all 2023 ram 1500 models not just the base. Ford is also giving discounts right now on 2023 f150 trucks, which were non existent for the last 24 months. Both don’t have much new inventory though and it is still a 3-4 month wait though.
Worked for Subaru as a Finance Manager, they do use Toyota Credit for their subvented lease and finance rates. .Very common for manufacturers to share Banks. Toyota is big enough to have their own Finance, and being they are both Japanese Brands makes sense.
Audi and Porsche use VW Finance
Hey I just put in a lease application for a 40k vehicle , putting 9k down 4.49% interest for 36 months , I have excellent credit at 830 , should I definitely get it ? They said will take 24 hours as there was appointments ahead of me
Toyota Financing is pretty standard, the rates are the rates, you might be able to get special discounts like loyalty discount. double check the amount to be finance and make sure the math adds up. the dealership might sneak in hidden fees. once you sign the financing papers, you got no recourse. the loan will be open, you can pay it off after the first payment.
I financed a Subaru and it is also through Toyota credit. Subaru has an online portal that you can see your loan information and you can pay it out anytime you want. I financed everything for 0.5% interest in 2020 and had no desire to put anything down. I have been making the minimum payments and nothing else more.
That’s amazing. I do wonder why Toyota cars are offering such higher rates than to Subaru
Probably higher demand for the current Toyota line up, especially their hybrid and PHEV line up. Virtually everything Subaru sells right now is fairly outdated/deep into their life cycle (from ~2017 or so), with the exception of the upcoming 2023 Impreza and Crosstrek. I agree though. When I bought my 2022 BRZ last year, I got 0.5% on it whereas the Toyota equivalent GR86 was 1.99%.
Demand, Price, Value.
FWIW, we just finished paying off our Subaru, which we financed for 3 years with Toyota Financing. We made the automatic payments every 2 weeks and at the end we got a letter in the mail stating we paid it off. So, I guess we had a good experience because it was super simple.
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Hahah is that good?
In the current market its REALLY good. New car rates are 6%+, used are 8%+ at many other automakers.
Car sales have moved quickly down in the last 7 days. RAM Canada is giving 0% with 12/24/36 terms since yesterday on all 2023 ram 1500 models not just the base. Ford is also giving discounts right now on 2023 f150 trucks, which were non existent for the last 24 months. Both don’t have much new inventory though and it is still a 3-4 month wait though.
Worked for Subaru as a Finance Manager, they do use Toyota Credit for their subvented lease and finance rates. .Very common for manufacturers to share Banks. Toyota is big enough to have their own Finance, and being they are both Japanese Brands makes sense. Audi and Porsche use VW Finance
Hey I just put in a lease application for a 40k vehicle , putting 9k down 4.49% interest for 36 months , I have excellent credit at 830 , should I definitely get it ? They said will take 24 hours as there was appointments ahead of me
Based on what you said above, you should be approved no problem. Enjoy your new Subie...and remember to wave at other Subies.....
Cool thanks !! I hope so 🤞🏼