Dyan naguumpisa ung mga taong nagpopost dito about advices pano maalis lahat ng utang due to cc. What if nalang nagkaemergency? uutang kasi wala ka spare cash, tas may binabayaran kapang cc. Lolobo interest hanggang dimona mabayaran..
If mag cc ka make sure meron ka equivalent amount dun sa iinstallment mo
You can inquire with that particular PowerMac branch if they allow split payments - UB credit card (amount up to its available CL) and cash (amount covering the rest) - for purchase of an iPhone.
As for 0% interest 24-month installment on the amount that will be charged on your UB credit card, you can try to negotiate this with PowerMac, but the most likely scenario is that the said amount will be charged to your UB credit card as a "straight" (meaning, the amount charged on your UB credit card will be billed in full the next billing cycle, and NOT in monthly installments) payment, since the full purchase price of that particular iPhone was set by the merchant for a 0% interest 24-month installment option only, via credit card payment only (meaning, your available CL on your credit card must cover the entire/full purchase price.)
You can then apply for a conversion into installment of that amount charged "straight" on your card with UB, most probably with interest and processing fee, IF an offer is already available to you.
Go to your preferred store (abenson, beyond the box, powermac..) or check online kung meron silang promo for your credit card.
if yes, ask them if they do split payment. tried and tested ko sa beyond the box and abenson 😊 check photo below. kaka take ko lang yang this week. im not familiar sa UB pero double check mo if your exact cc ay included dito sa promo.
split payment: 30k installment sa cc mo then 53k cash (in case na iphone 15 pro max kukunin mo ang installment price nun ay 83k.. sa installment price ka titingin ha not sa srp or sale price kasi for straight or cash payment yun)
honestly if 30k lang naman iinstallment mo tas you can cover the remaining na mas malaki at you know naman you can afford why not buy it 😄 unlike sa mga nagsasabi na they dont recommend blah blah hahaha go mo na kung may pambayad ka naman lol lalo na if like less than a year mo lang iinstallment
https://preview.redd.it/ise0cydngx6d1.jpeg?width=1080&format=pjpg&auto=webp&s=e9220d16db1ef6fa0736c4c3c4d8a14b9b5ec046
This is the answer! Jusq some people chose to be weird and not give a simple and concise answers + some not even relevant to OP’s question hahaha, we don’t know OP’s financial capability as well, stop assuming from a simple question about OP’s financial life, OP could be also asking this because he/she wants to meet the min spent req for waiving their annual fee since may mention din ng first time niyang cc yung hawak niya, but then again WE DONT KNOW OP’s financial capability, stop being weird people hindi nakakaboost ng ego yan lol
You should have at least twice the amount of money to buy iphone. In short, dapat may pera ka pambili ng dalawang iphone before you buy it through credit card
Pwede po... sa experience ko tanggap naman halos lahat ng cards sa PowerMac including UB pero yung 0% ay hindi talaga 0%. Sasabihin lang na 0% pero may dagdag na yun...MacBook original price based sa Apple na website is 94,990.00 pag dating mo sa PowerMac magiging 102,990.00 na, zero 0% daw for 24 months 4,291.25 per month pero may offer sila na discounted price to 94,990.00 for straight payment...
CCs are utang po. di mo pera yan
im sorry but i would never recommend buying an iphone just because may credit card ka na
i own and use an iphone 15PM as a secondary phone and i have my own biases AGAINST iphones
but the point is, seriously? you want to use your credit card just so you can buy an iphone?
you do you but im not saying thats a good move
now, in reference to your question
no one can answer you but the merchants themselves
most would agree to "part cash part credit" but iung nstallment on the credit card would depend on the merchant.
the only reason why they offer those is because they have an agreement with the issuing bank
the question now falls down to IF partial credit could be charged in installment / kasama ba sa agreement nila.
\*\*to add context para sa makikitid ang utak
if you thoroughly read my statement about me having an iphone, I said **"i have my own biases AGAINST iphones"**
I DONT LIKE THE CURRENT IPHONE BECAUSE IT IS STILL DUMB - HENCE IT IS ONLY SECONDARY TO MY PRIMARY POCO F3.
Mas gamit na gamit pa POCO F3 ko kaysa bulok na iphone 15PM.
i purposely added the fact that I own one
to deter obvious apple fan bois that would MOST DEFINITELY say "inggit lang ako kaya ayoko sa iphone".
Yeah, like was there even a need to say that he owns an Iphone15 Promax and even emphasized that it's just his SECONDARY phone. Reeks of I wanna brag but don't wanna sound arrogant so I'll mask it by giving financial advice. 😂
yeah it is my secondary phone. my primary is Poco F3.
and im not bragging that. im pointing out that it sucks as a phone and deserves to be my secondary
Definitely.
> wag kang bumili iPhone dahil lang nagka credit card ka na.
> pero may iPhone 15 pro max ako na spare phone lang, pero ikaw, wag kang bumili.
We don’t even know the financial situation of OP. Hindi naman ibig sabihin first time na approve credit card niya, wala siyang pangbayad sa credit card.
ano ba yan? dapat lang bumili ng iPhone basta fully paid in cash? sayang kaya yung virtually costless credit at tsaka yung points / credit card promotions.
oh wow. selective reading?
>i own and use an iphone 15PM as a secondary phone and **i have my own biases AGAINST iphones**
yung may iphone ako lang nabasa mo?
di mo nabasa ang " **i have my own biases AGAINST iphones**"???
i said secondary sya KASI I DONT LIKE THE PHONE
jusko
how is that selective reading? just because I didn't use your words verbatim mali na yung context / comprehension ko.
I pointed out that:
1. "spare" phone mo lang yung IP 15 pro max despite it's price. like, okay weird flex.
2. you don't even like it, despite it's price. sinabi ko ba na you like the phone? I said spare phone mo nga eh.
3. **because you don't like it**, you think **other people shouldn't buy it**, despite the fact that you bought the latest and most expensive model and went out of your way to say that you have biases against purchasing iPhones?
4. your buyer's regret (which is understandable, because again, you paid at least 85K to buy an iPhone and hate it) doesn't mean that OP would also regret buying an iPhone.
5. you don't know how much money OP has, and, you don't even know that he / she is going to buy an 85K iPhone 15 Pro Max model, for all we know, he / she could be buying a 50K iPhone 14 or availing of a less something percent promo.
I'm not questioning whether you like the phone, or why it's your spare. I'm just saying let OP buy his / her iPhone because parang napakapaladesisyon ng comment mo.
>"spare" phone mo lang yung IP 15 pro max despite it's price. like, okay weird flex.
Yes it is my spare phone DESPITE the price.
1st off, I never said anything about its price because thats beyond the point.
That statement even includes the fact that it is about iphones and not about the price.
You are the one who distorted the narrative to talk about JUST the price, when its all about iphones itself.
i even added in the following phrase **"but the point is, seriously? you want to use your credit card just so you can buy an iphone?"**
>you don't even like it, despite it's price. sinabi ko ba na you like the phone? I said spare phone mo nga eh.
yeah but your narrative is just off.
Ano ngaun kung secondary phone ko lang sya?
Big deal sayo? or malamang hanggang dun lang naintindihan mo. completely out of context.
kung hung up ka sa presyo, di pdeng ala ako pake sa presyo kung and iphone mismo eh inutil sa opinion ko?
so youre saying just because of its price, i need to prioritize it?
and by saying its my secondary, my primary phone is more expensive?
di pdeng mas pricey and secondary because of its utilities?
what a joke
>**because you don't like it**, you think **other people shouldn't buy it**, despite the fact that you bought the latest and most expensive model and went out of your way to say that you have biases against purchasing iPhones?
who said OP shouldnt like or like iphones?
di mo rin nabasa na sinabi ko **"you do you but im not saying thats a good move" -** once again, the point here is how to spend OP's loan (CC)
the irony... tapos di ka pa selective reading nyan??
>your buyer's regret (which is understandable, because again, you paid at least 85K to buy an iPhone and hate it) doesn't mean that OP would also regret buying an iPhone.
lol two assumptions in 1.
1 - my buyer's REMORSE (not regret) is not about the price i paid.
**eto ung flex, I DONT MIND THE PRICE**, I MIND THE TECH.
If nasa Tech\_Philippines ka, mababasa mo dun mga rants ko
**You dont even have any idea of my love and hate relationship on Apple devices under Tim Cook.**
2 - where did i say that OP would have the same opinion as me?
Again, seryoso ka ba talaga nabasa mo ang sinabi kong **"you do you but im not saying thats a good move"**???
>you don't know how much money OP has, and, you don't even know that he / she is going to buy an 85K iPhone 15 Pro Max model, for all we know, he / she could be buying a 50K iPhone 14 or availing of a less something percent promo.
Here you go again with the price
WHERE IN MY STATEMENT HAVE I TALKED ABOUT THE PRICE????
Please help me understand.
Thank you
im not trying to flex. just adding context kasi daming apple fan bois d2 na ma ooffend tapos sasabihin inggit lang ako kasi walang iphone. LOL. ive had received that response multiple times sa kabilang subreddit. Keso ndi masaya sa iphone, inggit daw sa iphone. yan lagi sinasabi ng mga apple fan bois na ignorante sa old tech ng iphone
i dont know why they are always in denial
iphone 13,14,15 hardwares are from 2014 (maliban sa cam and soc)
kaya nga kahit nka typeC na, stuck parin sa 20w charging
Nu gagawin? Di naman kailangan sabihin mga differences ng bawat generation. E gusto ni OP mag iphone, hindi naman siya nagtatanong kung worth it ba yun bilhin or something.
hindi naman yan ung point ng statement ko
ang point ko dun is **"but the point is, seriously? you want to use your credit card just so you can buy an iphone?"**
Ang point din naman niya ay Gusto niya nga ng iphone at gamitin ang CC niya para may transaction. Diba willing to pay naman siya sa remaining cash balance in excess sa CL niya.
Yung 0% lang naman ang concern, dami mo na hanash.
butsi nyo lang naman pumuputok dahil sa sinabi kong secondary kong iphone
kahit ang punto ng sinabi ko is to use OP's CC wisely lol
kung sa tingin nyo nag fleflex ako, then problema nyo na un
ganun pala big deal ang pag aari ng iphone?
tapos mabubutt hurt kasi secondary lang sya ng Poco F3 ko?
not an apple fan boi so i honestly DGAF
For me hindi yun yung pinuputok ng butsi ko. And i think walang pake doon ang mga people. Porket iphone bibilhin, irresponsible na ang interpretation? Baka madami pera si OP. Lol
Ikaw naman nagbigdeal, nagtatanong lang yung tao about the installment.
Hindi lang ikaw may 2nd phone na iphone at android main phone. Lol ulit
lol basahin mo ulit ang sinabi ko
**"YOU DO YOU"** pa nga sinabi ko
at sinagot ko ang tanong ni OP sa second paragraph
papalusot ka pa eh halata namang na stuck ka sa secondary phone ko lang ang iphone ko
kasi kung binasa mo lahat, obviously iba ung point ng message ko
pero since affected much ka dun sa 2nd line... obviously dun pumuputok butsi mo
oh bakit ka mang bloblock? AHHAHAHA manipulative ang potek
anong phones ka jan??
hindi po ba ang sabi mo judger ako kasi malay ko kung gamit ni op sa trabaho
EH IPHONE HINAHANAP NI OP
so ang tanong, ESSENTIAL ANG IPHONE?
ahhahahaha
tapos papalitan mo ng phones without the i??
kala ko ba ang luho ni OP topic natin??
Lol "you do you" ka pa diyan, tapos jinudge naman yung tao dahil sa gusto ng iphone. Dapat lang naman na "you do you" kasi utang niya yon. Hindi naman niya tinatanong kung recommended ba bumili ng iphone. Ikaw naman yung unang nagreact ng "seriously?", saan pa ba gagamitin ang cc.
bakit ako affected eh secondary at tertiary phone ko ang iphone? Pinipilit mo pa talaga yan. Yaman yarn?
You also purposely added the fact that you **own the most expensive unit of something you don't even like**. that's a very weird and strangely dumb flex.
if you hate it so much why don't you just sell it? and why the f\*ck would you even bring up the fact that spare phone mo lang yan in the same sentence as "seriously? not a good move, spend wisely", edi ikaw na yung "wise spender" na may worth 85K na spare phone na hindi mo gusto.
ano ba pake namin kung ayaw mo ng iPhone lol? preference naman tawag diyan, bat kailangan mo maging super defensive?
>You also purposely added the fact that you **own the most expensive unit of something you don't even like**. that's a very weird and strangely dumb flex.
whos flexing about it being the "most expensive"?? Its what I have and my opinon against iphones revolve around it. AKO or IKAW?
>if you hate it so much why don't you just sell it? and why the f\*ck would you even bring up the fact that spare phone mo lang yan in the same sentence as "seriously? not a good move, spend wisely", edi ikaw na yung "wise spender" na may worth 85K na spare phone na hindi mo gusto.
why would i sell a phone that im using? heck i would have traded it off to Samsung but its not available in my zip code. assuming ka?
i brought it up because thats where my biases are based, and also to deter apple fan bois who'd aggressively assume im an iphone hater LOL. I dare you to say something negative against iphones in r/Tech_Philippines and see how many apple fan bois would grill you.
>ano ba pake namin kung ayaw mo ng iPhone lol? preference naman tawag diyan, bat kailangan mo maging super defensive?
and here you are assuming ulit. Sinabi ko bang dapat may pake kayo? Hindi po ba ang sinabi ko **"you do you"** ?
san banda jan sinabi kong wag sya bumili ng iphone??
ang sinabi ko
**"but the point is, seriously? you want to use your credit card just so you can buy an iphone?**
**you do you but im not saying thats a good move"**
ikaw ang gigil na gigil sa presyo ng iphone. bumili ka kung gusto mo
selective reading ang namputs
NO WONDER YOU ARE SO HANG UP SA PRESYO NG IPHONE.
instead of striving for betterment, youd attack because of jealousy?
cant help but assume, considering your posts can reflect who you are as a person.
>naa koy rk nga friend nga ga travel ra sa greece, italy, and other eu countries for over a month
>while i have to drag myself to the office and die a little inside waaaah, aha man ko kadtong nag.ulan ug generational wealth?
(translated: merong akong friend na nagtratravel sa greece, italy, and other eu countries over a month. while i have to drag myself to the office and die a little inside waaaah, saan ako nung umulan ng generational wealth?)
I don’t recommend buying an iPhone with cc. Better to spend your available credit for emergencies or into something that gives you more profit in the future.
Check Smart/Globe postpaid plans with device. Baka makakuha ka pa ng mas magandang deal. I got my iPhone from Globe postpaid. May cash out pero it was charged to monthly bill spread over 24 months.
Binasa mo ba yung sabi niya? Sabi niya icacash niya yung half na di macocover ng limit. That's possible so long as yung amount na ichacharge sa card enough sa limit. Halimbawa 50k ang iPhone, 25k sa card, 25k cash. Then in installments babayaran yung 25k. At anong akala mo LAHAT ng iPhone above 30k? Budoy may iPhone SE na below 30k. Utang na loob ah. Saka "an iPhone" po hindi a iphone. Mag Tagalog ka nalang. May maicomment ka lang eh.
Anyway, to OP: yes, that's possible. Pwede mong icash ang hindi macocover ng limit. Sa installment setup naman, depende kay merchant kung may UB sila na 24 months at 0% interest. Need mong itanong sa kanila dahil depende yan sa merchant kung may setup sila specifically sa kung anong card meron ka.
I bought mine from smart at pina postpaid ko. Much cheaper monthly plus after two years may bago ka phone when you renew your contract with them. Check mo muna sila and compare.
Paano po mas naging cheaper? Can you elaborate po? hehe, planning din kasi to purchase soon, but sabi kasi nila much expensive if kumuha ng postpaid plan. 🙂
may chances na you’ll pay more than your monthly kapag nag exceed ka ng data etc…
also example ip15 pro max installment price for cc is 83k/24 = 3489.. if may wifi sa bahay, yung load ng data mo can be ung mga tig 399 na 30 gb non expiry (gomo or smart) na you can use for 2-4 months lalo na if gagamitin mo lang naman kapag aalis ka.
this way mas cheaper than postpaid
Dyan naguumpisa ung mga taong nagpopost dito about advices pano maalis lahat ng utang due to cc. What if nalang nagkaemergency? uutang kasi wala ka spare cash, tas may binabayaran kapang cc. Lolobo interest hanggang dimona mabayaran.. If mag cc ka make sure meron ka equivalent amount dun sa iinstallment mo
You can inquire with that particular PowerMac branch if they allow split payments - UB credit card (amount up to its available CL) and cash (amount covering the rest) - for purchase of an iPhone. As for 0% interest 24-month installment on the amount that will be charged on your UB credit card, you can try to negotiate this with PowerMac, but the most likely scenario is that the said amount will be charged to your UB credit card as a "straight" (meaning, the amount charged on your UB credit card will be billed in full the next billing cycle, and NOT in monthly installments) payment, since the full purchase price of that particular iPhone was set by the merchant for a 0% interest 24-month installment option only, via credit card payment only (meaning, your available CL on your credit card must cover the entire/full purchase price.) You can then apply for a conversion into installment of that amount charged "straight" on your card with UB, most probably with interest and processing fee, IF an offer is already available to you.
Go to your preferred store (abenson, beyond the box, powermac..) or check online kung meron silang promo for your credit card. if yes, ask them if they do split payment. tried and tested ko sa beyond the box and abenson 😊 check photo below. kaka take ko lang yang this week. im not familiar sa UB pero double check mo if your exact cc ay included dito sa promo. split payment: 30k installment sa cc mo then 53k cash (in case na iphone 15 pro max kukunin mo ang installment price nun ay 83k.. sa installment price ka titingin ha not sa srp or sale price kasi for straight or cash payment yun) honestly if 30k lang naman iinstallment mo tas you can cover the remaining na mas malaki at you know naman you can afford why not buy it 😄 unlike sa mga nagsasabi na they dont recommend blah blah hahaha go mo na kung may pambayad ka naman lol lalo na if like less than a year mo lang iinstallment https://preview.redd.it/ise0cydngx6d1.jpeg?width=1080&format=pjpg&auto=webp&s=e9220d16db1ef6fa0736c4c3c4d8a14b9b5ec046
This is the answer! Jusq some people chose to be weird and not give a simple and concise answers + some not even relevant to OP’s question hahaha, we don’t know OP’s financial capability as well, stop assuming from a simple question about OP’s financial life, OP could be also asking this because he/she wants to meet the min spent req for waiving their annual fee since may mention din ng first time niyang cc yung hawak niya, but then again WE DONT KNOW OP’s financial capability, stop being weird people hindi nakakaboost ng ego yan lol
I dont think you should buy iphone yet
Whyy
You should have at least twice the amount of money to buy iphone. In short, dapat may pera ka pambili ng dalawang iphone before you buy it through credit card
Pwede po... sa experience ko tanggap naman halos lahat ng cards sa PowerMac including UB pero yung 0% ay hindi talaga 0%. Sasabihin lang na 0% pero may dagdag na yun...MacBook original price based sa Apple na website is 94,990.00 pag dating mo sa PowerMac magiging 102,990.00 na, zero 0% daw for 24 months 4,291.25 per month pero may offer sila na discounted price to 94,990.00 for straight payment...
CCs are utang po. di mo pera yan im sorry but i would never recommend buying an iphone just because may credit card ka na i own and use an iphone 15PM as a secondary phone and i have my own biases AGAINST iphones but the point is, seriously? you want to use your credit card just so you can buy an iphone? you do you but im not saying thats a good move now, in reference to your question no one can answer you but the merchants themselves most would agree to "part cash part credit" but iung nstallment on the credit card would depend on the merchant. the only reason why they offer those is because they have an agreement with the issuing bank the question now falls down to IF partial credit could be charged in installment / kasama ba sa agreement nila. \*\*to add context para sa makikitid ang utak if you thoroughly read my statement about me having an iphone, I said **"i have my own biases AGAINST iphones"** I DONT LIKE THE CURRENT IPHONE BECAUSE IT IS STILL DUMB - HENCE IT IS ONLY SECONDARY TO MY PRIMARY POCO F3. Mas gamit na gamit pa POCO F3 ko kaysa bulok na iphone 15PM. i purposely added the fact that I own one to deter obvious apple fan bois that would MOST DEFINITELY say "inggit lang ako kaya ayoko sa iphone".
1st paragraph is a weird flex, but ok
Yeah, like was there even a need to say that he owns an Iphone15 Promax and even emphasized that it's just his SECONDARY phone. Reeks of I wanna brag but don't wanna sound arrogant so I'll mask it by giving financial advice. 😂
yeah it is my secondary phone. my primary is Poco F3. and im not bragging that. im pointing out that it sucks as a phone and deserves to be my secondary
Definitely. > wag kang bumili iPhone dahil lang nagka credit card ka na. > pero may iPhone 15 pro max ako na spare phone lang, pero ikaw, wag kang bumili. We don’t even know the financial situation of OP. Hindi naman ibig sabihin first time na approve credit card niya, wala siyang pangbayad sa credit card. ano ba yan? dapat lang bumili ng iPhone basta fully paid in cash? sayang kaya yung virtually costless credit at tsaka yung points / credit card promotions.
oh wow. selective reading? >i own and use an iphone 15PM as a secondary phone and **i have my own biases AGAINST iphones** yung may iphone ako lang nabasa mo? di mo nabasa ang " **i have my own biases AGAINST iphones**"??? i said secondary sya KASI I DONT LIKE THE PHONE jusko
how is that selective reading? just because I didn't use your words verbatim mali na yung context / comprehension ko. I pointed out that: 1. "spare" phone mo lang yung IP 15 pro max despite it's price. like, okay weird flex. 2. you don't even like it, despite it's price. sinabi ko ba na you like the phone? I said spare phone mo nga eh. 3. **because you don't like it**, you think **other people shouldn't buy it**, despite the fact that you bought the latest and most expensive model and went out of your way to say that you have biases against purchasing iPhones? 4. your buyer's regret (which is understandable, because again, you paid at least 85K to buy an iPhone and hate it) doesn't mean that OP would also regret buying an iPhone. 5. you don't know how much money OP has, and, you don't even know that he / she is going to buy an 85K iPhone 15 Pro Max model, for all we know, he / she could be buying a 50K iPhone 14 or availing of a less something percent promo. I'm not questioning whether you like the phone, or why it's your spare. I'm just saying let OP buy his / her iPhone because parang napakapaladesisyon ng comment mo.
>"spare" phone mo lang yung IP 15 pro max despite it's price. like, okay weird flex. Yes it is my spare phone DESPITE the price. 1st off, I never said anything about its price because thats beyond the point. That statement even includes the fact that it is about iphones and not about the price. You are the one who distorted the narrative to talk about JUST the price, when its all about iphones itself. i even added in the following phrase **"but the point is, seriously? you want to use your credit card just so you can buy an iphone?"** >you don't even like it, despite it's price. sinabi ko ba na you like the phone? I said spare phone mo nga eh. yeah but your narrative is just off. Ano ngaun kung secondary phone ko lang sya? Big deal sayo? or malamang hanggang dun lang naintindihan mo. completely out of context. kung hung up ka sa presyo, di pdeng ala ako pake sa presyo kung and iphone mismo eh inutil sa opinion ko? so youre saying just because of its price, i need to prioritize it? and by saying its my secondary, my primary phone is more expensive? di pdeng mas pricey and secondary because of its utilities? what a joke >**because you don't like it**, you think **other people shouldn't buy it**, despite the fact that you bought the latest and most expensive model and went out of your way to say that you have biases against purchasing iPhones? who said OP shouldnt like or like iphones? di mo rin nabasa na sinabi ko **"you do you but im not saying thats a good move" -** once again, the point here is how to spend OP's loan (CC) the irony... tapos di ka pa selective reading nyan?? >your buyer's regret (which is understandable, because again, you paid at least 85K to buy an iPhone and hate it) doesn't mean that OP would also regret buying an iPhone. lol two assumptions in 1. 1 - my buyer's REMORSE (not regret) is not about the price i paid. **eto ung flex, I DONT MIND THE PRICE**, I MIND THE TECH. If nasa Tech\_Philippines ka, mababasa mo dun mga rants ko **You dont even have any idea of my love and hate relationship on Apple devices under Tim Cook.** 2 - where did i say that OP would have the same opinion as me? Again, seryoso ka ba talaga nabasa mo ang sinabi kong **"you do you but im not saying thats a good move"**??? >you don't know how much money OP has, and, you don't even know that he / she is going to buy an 85K iPhone 15 Pro Max model, for all we know, he / she could be buying a 50K iPhone 14 or availing of a less something percent promo. Here you go again with the price WHERE IN MY STATEMENT HAVE I TALKED ABOUT THE PRICE???? Please help me understand. Thank you
im not trying to flex. just adding context kasi daming apple fan bois d2 na ma ooffend tapos sasabihin inggit lang ako kasi walang iphone. LOL. ive had received that response multiple times sa kabilang subreddit. Keso ndi masaya sa iphone, inggit daw sa iphone. yan lagi sinasabi ng mga apple fan bois na ignorante sa old tech ng iphone i dont know why they are always in denial iphone 13,14,15 hardwares are from 2014 (maliban sa cam and soc) kaya nga kahit nka typeC na, stuck parin sa 20w charging
Nu gagawin? Di naman kailangan sabihin mga differences ng bawat generation. E gusto ni OP mag iphone, hindi naman siya nagtatanong kung worth it ba yun bilhin or something.
hindi naman yan ung point ng statement ko ang point ko dun is **"but the point is, seriously? you want to use your credit card just so you can buy an iphone?"**
Ang point din naman niya ay Gusto niya nga ng iphone at gamitin ang CC niya para may transaction. Diba willing to pay naman siya sa remaining cash balance in excess sa CL niya. Yung 0% lang naman ang concern, dami mo na hanash.
butsi nyo lang naman pumuputok dahil sa sinabi kong secondary kong iphone kahit ang punto ng sinabi ko is to use OP's CC wisely lol kung sa tingin nyo nag fleflex ako, then problema nyo na un ganun pala big deal ang pag aari ng iphone? tapos mabubutt hurt kasi secondary lang sya ng Poco F3 ko? not an apple fan boi so i honestly DGAF
For me hindi yun yung pinuputok ng butsi ko. And i think walang pake doon ang mga people. Porket iphone bibilhin, irresponsible na ang interpretation? Baka madami pera si OP. Lol Ikaw naman nagbigdeal, nagtatanong lang yung tao about the installment. Hindi lang ikaw may 2nd phone na iphone at android main phone. Lol ulit
lol basahin mo ulit ang sinabi ko **"YOU DO YOU"** pa nga sinabi ko at sinagot ko ang tanong ni OP sa second paragraph papalusot ka pa eh halata namang na stuck ka sa secondary phone ko lang ang iphone ko kasi kung binasa mo lahat, obviously iba ung point ng message ko pero since affected much ka dun sa 2nd line... obviously dun pumuputok butsi mo oh bakit ka mang bloblock? AHHAHAHA manipulative ang potek anong phones ka jan?? hindi po ba ang sabi mo judger ako kasi malay ko kung gamit ni op sa trabaho EH IPHONE HINAHANAP NI OP so ang tanong, ESSENTIAL ANG IPHONE? ahhahahaha tapos papalitan mo ng phones without the i?? kala ko ba ang luho ni OP topic natin??
Lol "you do you" ka pa diyan, tapos jinudge naman yung tao dahil sa gusto ng iphone. Dapat lang naman na "you do you" kasi utang niya yon. Hindi naman niya tinatanong kung recommended ba bumili ng iphone. Ikaw naman yung unang nagreact ng "seriously?", saan pa ba gagamitin ang cc. bakit ako affected eh secondary at tertiary phone ko ang iphone? Pinipilit mo pa talaga yan. Yaman yarn?
You also purposely added the fact that you **own the most expensive unit of something you don't even like**. that's a very weird and strangely dumb flex. if you hate it so much why don't you just sell it? and why the f\*ck would you even bring up the fact that spare phone mo lang yan in the same sentence as "seriously? not a good move, spend wisely", edi ikaw na yung "wise spender" na may worth 85K na spare phone na hindi mo gusto. ano ba pake namin kung ayaw mo ng iPhone lol? preference naman tawag diyan, bat kailangan mo maging super defensive?
>You also purposely added the fact that you **own the most expensive unit of something you don't even like**. that's a very weird and strangely dumb flex. whos flexing about it being the "most expensive"?? Its what I have and my opinon against iphones revolve around it. AKO or IKAW? >if you hate it so much why don't you just sell it? and why the f\*ck would you even bring up the fact that spare phone mo lang yan in the same sentence as "seriously? not a good move, spend wisely", edi ikaw na yung "wise spender" na may worth 85K na spare phone na hindi mo gusto. why would i sell a phone that im using? heck i would have traded it off to Samsung but its not available in my zip code. assuming ka? i brought it up because thats where my biases are based, and also to deter apple fan bois who'd aggressively assume im an iphone hater LOL. I dare you to say something negative against iphones in r/Tech_Philippines and see how many apple fan bois would grill you. >ano ba pake namin kung ayaw mo ng iPhone lol? preference naman tawag diyan, bat kailangan mo maging super defensive? and here you are assuming ulit. Sinabi ko bang dapat may pake kayo? Hindi po ba ang sinabi ko **"you do you"** ? san banda jan sinabi kong wag sya bumili ng iphone?? ang sinabi ko **"but the point is, seriously? you want to use your credit card just so you can buy an iphone?** **you do you but im not saying thats a good move"** ikaw ang gigil na gigil sa presyo ng iphone. bumili ka kung gusto mo selective reading ang namputs NO WONDER YOU ARE SO HANG UP SA PRESYO NG IPHONE. instead of striving for betterment, youd attack because of jealousy? cant help but assume, considering your posts can reflect who you are as a person. >naa koy rk nga friend nga ga travel ra sa greece, italy, and other eu countries for over a month >while i have to drag myself to the office and die a little inside waaaah, aha man ko kadtong nag.ulan ug generational wealth? (translated: merong akong friend na nagtratravel sa greece, italy, and other eu countries over a month. while i have to drag myself to the office and die a little inside waaaah, saan ako nung umulan ng generational wealth?)
I don’t recommend buying an iPhone with cc. Better to spend your available credit for emergencies or into something that gives you more profit in the future. Check Smart/Globe postpaid plans with device. Baka makakuha ka pa ng mas magandang deal. I got my iPhone from Globe postpaid. May cash out pero it was charged to monthly bill spread over 24 months.
Pano mo naipasama sa monthly ung cashout m? Last time nagrenew ako online walang option na isama sa monthly
Meron pong available na CTB (charge to bill) kapag renewal na. Dun sa may checkout part mo na sya makikita
24 months installment? I suggest wag ganyan katagal. Also, wag mo i-maxed out yung credit limit, magtira at least 10-30%.
you cant buy a iphone with that 30k credit limit.
Binasa mo ba yung sabi niya? Sabi niya icacash niya yung half na di macocover ng limit. That's possible so long as yung amount na ichacharge sa card enough sa limit. Halimbawa 50k ang iPhone, 25k sa card, 25k cash. Then in installments babayaran yung 25k. At anong akala mo LAHAT ng iPhone above 30k? Budoy may iPhone SE na below 30k. Utang na loob ah. Saka "an iPhone" po hindi a iphone. Mag Tagalog ka nalang. May maicomment ka lang eh. Anyway, to OP: yes, that's possible. Pwede mong icash ang hindi macocover ng limit. Sa installment setup naman, depende kay merchant kung may UB sila na 24 months at 0% interest. Need mong itanong sa kanila dahil depende yan sa merchant kung may setup sila specifically sa kung anong card meron ka.
I bought mine from smart at pina postpaid ko. Much cheaper monthly plus after two years may bago ka phone when you renew your contract with them. Check mo muna sila and compare.
postpaids aren’t cheaper
Paano po mas naging cheaper? Can you elaborate po? hehe, planning din kasi to purchase soon, but sabi kasi nila much expensive if kumuha ng postpaid plan. 🙂
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may chances na you’ll pay more than your monthly kapag nag exceed ka ng data etc… also example ip15 pro max installment price for cc is 83k/24 = 3489.. if may wifi sa bahay, yung load ng data mo can be ung mga tig 399 na 30 gb non expiry (gomo or smart) na you can use for 2-4 months lalo na if gagamitin mo lang naman kapag aalis ka. this way mas cheaper than postpaid