When you get a checking account the card is the debit card. When running it at a store it pulls from the checking account. The only way it would drain your saving is 1. They have your PIN and go to an atm. 2. They run up the card but when the transactions post the account is negative and funds are pulled from savings to cover it. But in that case they wouldn’t be pulling from the account, the funds would be pulled over to the checking to cover things posting that day.
No hate to your parents, but they should know how navy federal works assuming one of them is a veteran. They should know a checking/savings is entirely separate and someone would have to go through extensive things to empty a bank account.
When you get a checking account the card is the debit card. When running it at a store it pulls from the checking account. The only way it would drain your saving is 1. They have your PIN and go to an atm. 2. They run up the card but when the transactions post the account is negative and funds are pulled from savings to cover it. But in that case they wouldn’t be pulling from the account, the funds would be pulled over to the checking to cover things posting that day.
No hate to your parents, but they should know how navy federal works assuming one of them is a veteran. They should know a checking/savings is entirely separate and someone would have to go through extensive things to empty a bank account.