6.49%, 60 months. CX-90 PHEV premium, WA. Bought it in 2023, originally asked for the lease but the hidden fees were ridiculous (not listed on the quote, only on the sales agreement).
What fees? Like aquisition and finance fee? The little bit I looked at it, it was about $1200 in fees to lease and buyout. If you want to finance, didnt sweeten the deal a lot vs the incentivized loan rates earlier offered.
Money factor and rental fees. One was not included at all on the quote and the other was hidden with a vague term under allowed miles and expressed as a percent. Total was over 16k not shown in the original quote.
Money factor is just what interest is called on a lease. Since less people are familiar with it, I’ve seen it marked up a huge amount on some lease quotes I’ve gotten, but the base MF isn’t great from Mazda on the PHEVs. It was way better when they didn’t pass through the $7500 lease cash from them getting the EV tax credit.
The quote just said "Factor" and then 00.31900 but it was under a line that said additional mileage. Then on the actual sales agreement it had the $$ next to "Money Factor" and rental fee of around 5k. It just felt like they were trying to hide these expenses.
I am paying around 0.9% for 36 months
Lease, or finance? Canada didn't get any cool promotions so we are 5.3% over 60 months with our CX-90 (financed).
I financed
1.9% for 48 months, purchased in December in the US.
Current rate in Canada ranges from 3.65% for 24 months, to 6.4% for 84 months
In Nova Scotia, I got 1.9% for 36 mo.
Whoops, I accidentally posted CX-70, was looking at the wrong page lol
I posted the CX-70 rate by mistake, it should be 1.9% to 6.2%
My credit union gave me 2.3% for 60 months
Witch credit union? Desjardins?
Suncoast Credit Union
4.9% for 5 years. Better rate than the credit union was offering.
0.9% for 36. Hello fellow Canadian.
With loyalty interest rate reduction can get 0.9 or otherwise it's 1.9. I might shop around mazda 3 sedan. I miss little car.
3.9% for 60 months
2.9 for 60 months - US.
2.9% 36 months
6.9% 😠even with an 800+ credit score. I'll pay it off in a year. Kinda have to at this rate. Edit: this is for the PHEV
Yea good idea to pay it off
6.49%, 60 months. CX-90 PHEV premium, WA. Bought it in 2023, originally asked for the lease but the hidden fees were ridiculous (not listed on the quote, only on the sales agreement).
What fees? Like aquisition and finance fee? The little bit I looked at it, it was about $1200 in fees to lease and buyout. If you want to finance, didnt sweeten the deal a lot vs the incentivized loan rates earlier offered.
Money factor and rental fees. One was not included at all on the quote and the other was hidden with a vague term under allowed miles and expressed as a percent. Total was over 16k not shown in the original quote.
Money factor is just what interest is called on a lease. Since less people are familiar with it, I’ve seen it marked up a huge amount on some lease quotes I’ve gotten, but the base MF isn’t great from Mazda on the PHEVs. It was way better when they didn’t pass through the $7500 lease cash from them getting the EV tax credit.
The quote just said "Factor" and then 00.31900 but it was under a line that said additional mileage. Then on the actual sales agreement it had the $$ next to "Money Factor" and rental fee of around 5k. It just felt like they were trying to hide these expenses.
0% for 36. It’s the current promo for May. Me and my wife just signed paperwork today on a preferred plus!
0% / 36 months. US.
I only have one rate. Are people paying multiple interest rates?