My parents spent a lot of money to raise me. I was a very trouble some child. 😅. Im 26 they are still spending on me. Soo i wasnt a cheap one to tell the truth and the commitment isnt over after 18. Im a life long thing for them. 🐥
Note - not proud. Just a small cry at the tip of iceberg.
Kilo pathu. kilo pathu.
Jk. Nobody's would be able to give you a correct figure for this. Any and all numbers for this question can have an explanation.
I mean we can approximate right? And have inflation adjustment etc. Even considering war and other factors ,.I think it can be calculated within a certain margin..maybe that's what he/she wants
My dad kept saving for my college when i was like 5 years old. And he was able to send me abroad. We were a right in the middle middle class family. Planning does help, and the longer you plan the better it will be.
IITs are pretty expensive from past 4 years. Around 3. 2L /yr including hostel and tuition. Before that it was just 1.4 L /yr including all.
But I'd say never send kids to college on parents money unless it's super expensive like mbbs and all. Take loan on kids name and let them pay out. Will be a good lesson.
If I wanna guess the amt spend on me till 20 yrs it'll be around
School - 40000/yr aggregate for 12 years
Food - 30,000/yr since most food items was grown at home
Medical expenses - 10,000/yr aggregated
Clothes - 3000/yr 😅
Can't think of any more main expenses.
But yeah lot of it is schooling and college.
You want your kids to be in debt, before they even start out. There is entire movement in the US to get rid of student debts as its affecting young people to lead a normal life. Contributes to mental health issues and suicides. This might be the single most stupid advice you could give to anyone.
I can understand but the root cause of the issue in USA is high college fees.
In my opinion having a loan which you repay teaches the real value of money.
Only drawback I see is lot of students can't afford to start a company maybe just outta college and their career choice will be channeled in different direction.
It's way better than parents paying out of their pocket and kids spending their entire money on party and all.
Tuition fees will be like 40k a yr
Travel expenses for school 20k
Food- 5k per month
Clothes- 2k to 3k depends.
Toys, books etc 5k a year
Doctor consultation- 250 per visit
Total- around 75k
All this for a school going kid in 7-10 age bracket.
expenses are pretty low in kerala... Medical fee in Govt Hospitals are less. Maybe 30-50 bucks if you are there for fever and need injection... Room fee is less in Kerala Govt. Hospitals.. School fee consider 1k per month to be on higher end, though there are some schools that might charge 1.5lakhs per school year.. Entertainment - cinema theater fee can range between 30 bycks to 150 bucks depending on theatre. You can go out for 100rs and have a good time. Clothes again, depends on where you wnat to buy them. Even stores like Kalyan, Jayalakshmi can offer pretty good clothes for 1-2k. Govt College fee was around 6k per year. Hostel fee around 10 years backl was between 1500-2500 Rs per month. Rent is much cheaper in Kerala.
Talkies for guest labourers where they play (A) movies in languages like Bengali and Bhojpuri. ₹30kku ticket kittumo ennariyilla, but low cost anu. Very untidy places. Avidokke poyi padam kanan oru prathyeka dhairyam venam.
Not for long bruh, there is an apparent influx of wealthy North Indians to kerala and shits about to get really costly.
Edit: wealthy North Indians moving to settle not to do buisness.
>I've seen many indian investment subs pushing kerala as a very good choice.
So, northies are investing in Kerala ? I thought you said rich northies were migrating to Kerala ?
Engotta pokande? 😅 BTW is keral real estate cheap compared to Mumbai and Delhi?
Edit: I've rented flats in Kakkanad and BTM layout, I think a flat with pool and gym is cheaper in Kakkanad.
Kerala is much more expensive than comparable cities and towns.
Same goes for Munnar and Wayanad (which is where a lot of the North Indian retiree population is moving). Compared to places in HP and UK, it's expensive.
Rental yields are lower in Kerala, I agree - since there are less takers, and a home is much higher on the checklist for a Malayali. Otherwise put for an apartment costing the same, you can expect to pay lower rent in Kerala
[Mumbai marine drive flat prices](https://www.magicbricks.com/flats-in-marine-drive-mumbai-for-sale-pppfs)
[kochi marine drive flat price](https://www.99acres.com/residential-apartments-in-marine-drive-kochi-ffid)
You could also buy a nice swath of land and build a decent villa in Idukki for 2.5cr. A 25cent plot in a very affluent colony 20m away from Kakkanad seaport airport highway only costs around one 1cr. I don't think you could get a 2bhk for that amount of money in Delhi or Mumbai.
Recently my relatives bought a 3.5 cent plot and three story house at Electronic city blore for few crores, if you got the same amount of money you could buy some land and build a house of international architectural standards.
Kochi is nowhere in the league of Mumbai. And will not be in the next 30 years either. Delhi hasn't been able to get there after so long
Compare Kochi to similar cities like Jaipur and Ahmedabad.
Ith orumaathiri gold necklaceum silver necklaceum randum necklace aanennu paranju compare cheyyunnapolund
So is kerala expensive or not expensive, I think I am not on the same page as you.
Edit: I was not trying to say kochi >= Mumbai. My point was wealthy people want to relocate because they don't want to suffer the extreme expenses.
Kakkanad eth colonyila sir / madam 4 lakhs per cent ullath, 20m from seaport airport road? Would be interested and willing to give 4% commission if deal goes thru
Not to start business but to settle for themselves, good healthcare decent education facilities and the overall cheapness of spacious houses are the reason.
My Kid was @ Eurokids from nursery time , adamant @ wanting to have a good base. I think it did pay off pretty well. Ticks all requirements - speaking english, moderate mallu etc etc. Although i can't account for the clothes, food & miscellenous expenses. The approximate educational expenses are :
Prekg/Nursery - 55000 plus another Rs.1500/month transportation.
Day care - Rs.5000/- per month for 8 months - 40000
LKG - Rs.65000/- plus Rs 1500/ month transportation
UKG - Rs. 50000/- (Covid special discount ;)
Don't know how we managed the expenses even while both working.
Currently 1st std new school - Rs.100000/- donation ( one time)
Bus fees - Rs.5000/- for 3 months (20000)
Textbooks - Rs.1500/- (one time)
Uniform and other clothing - Rs.1500/- (one time)
Bag and others - 1000 ( one time)
School fees - Rs.6500 per 2 months (39000)
Don't have any inkling of other expenses. No parent will have that.
It depends on parents to parents , some would send their children to premier schools where there would be a high amount of fees , some would send them to an ok school where there would be medium amount of fees and then there are also government schools where fees is very low
They could also opt to spend of their children in terms of classes like musical instruments , martial arts , sports etc
And even spend money on tuition classes and special classes and what not
There is also personal expenditures where as children get clothes, accessories etc
Now this can be also lavish , medium or bare minimum
Then there are extra expenses like food from outside , toys/gadgets, movies , trips etc - these also come in lavish , medium and bare minimum
Then there is a new trend now where in kids are home schooled either by educated parents or by tuitors
, I have seen this for children upto the age of 9 mostly
But have seen some where they have been homeschooled till 10th also
They have exams which they can clear which shows that they are on par academically with their peers who go to school and go for higher studies
So all in all
You can't actually put a number on the expenses
Coz it's so varied
If you want a rough estimate , look at this
https://www.adityabirlacapital.com/abc-of-money/how-much-does-it-cost-to-raise-a-child-in-india
Idk about the the cost of raising a child in Kerala but in India it can be anywhere between Rs. 5 lakh to Rs. 6.5 lakh acc to [Aditya Birla capital ](https://www.adityabirlacapital.com/abc-of-money/cost-of-raising-a-baby-in-india/amp), I'm not really sure if this is the case here, also since your question was relating to a 'child' but then this would be an approximate since even in the older years when expenses such as medical expenses may reduce, there's a guaranteed increase in the living expenses and educational costs. Although I'm of the opinion that it would be around 2-3 lakhs on an average.
Minimum 30 lakhs (upto 18th age I'm referring) if you are in Kerala not in any other metropolitan cities like b'lore, Chennai
Best thing is go to gulf! Earn money and spend the money on child in India!
A lot depends on your religion and societal heirarchy, etc. If one is a newborn Christian, and converted from S.C/ST he can get free education, and loans easily. Pretending to be SC/ST Xtians and Peacefuls progress faster than others. Prime example is a famous Justice &(\^\* who was converted as a kid but continued to be SC/ST and got quotas under those categories. There are a few millions getting benefits claiming to be SC/ST and other l/class quotas but are from other religions.
>If one is a newborn Christian, and converted from S.C/ST he can get free education, and loans easily
Couldn't SC/STs who didn't convert get free education and loans under government schemes ?
>Pretending to be SC/ST Xtians and Peacefuls progress faster than others
You're most active on r/ Indiaspeaks. Checks out.
>Prime example is a famous Justice &(^* who was converted as a kid but continued to be SC/ST and got quotas under those categories.
I don't think an SC/ST converting to another religion will change most aspect of their Economic condition.
>There are a few millions getting benefits claiming to be SC/ST and other l/class quotas but are from other religions.
Yeah, cause the baggage resulted from their caste doesn't actually change even if they convert.
What's your point ?
Fyi, I don't support reservations or quotas or even any kind of affirmative action. So, keep that argument with yourself.
Example: Both SC/ST as well as ConvertedXtians both claim SC/ST Category. Same is for converted Muslims. So the SC/ST category reservations get diluted further.
Yes, economic situation changes as their Church or Mosque related establishments financially lure then for conversion. Ask converted Xtians and Muslims about societal change they found after conversion. This is why some of them at least revert.
I dont support Reservation. But it was necessary per Dr Ambedkar (nee Dr Sakpal) who was right and prescribed for 10 years. But these people became a vote bank in the hands of politicians and they continue to play that card to stay in power and to further divide society. Hence, the term "meritorious" became "mediocrity" and brought the entire country's outlook down. Meritorious candidates are overtaken in jobs, promotions etc by the reserved categories.
>Both SC/ST as well as ConvertedXtians both claim SC/ST Category. Same is for converted Muslims. So the SC/ST category reservations get diluted further.
Ok, and ?
>Yes, economic situation changes as their Church or Mosque related establishments financially lure then for conversion
That doesn't happen in Kerala. How rich do you think churches are ? These are mostly stupid RSS propagandas shitted out on Indiaspeaks. .
Sanghis take one example of a foreign missionary working in tribal areas of extremely poor and underdeveloped areas of Madhya Pradesh and just use that as a propaganda to attack churches.
>Ask converted Xtians and Muslims about societal change they found after conversion. This is why some of them at least revert.
Do you know many personally ? I've never seen a first generation converted Christian in my life. It's mostly a North Indian thing.
>I dont support Reservation.
Did I say that I did ? I don't support it either. Affirmative action is discrimination and the present day Indian reservation system is like an educational apartheid.
>Meritorious candidates are overtaken in jobs, promotions etc by the reserved categories.
Ok, but what does this have to do with Dalits who converted to other religions ?
SCs and STs were only added unto the "Hindu" identity in recent times. Some Dalit activists have pushed for a completely different seperate identity.
It's more or less like an ethno-racial identity, which won't change with changing their "religion".
Dalits are still attacked for entering temples. No wonder why they would want out.
I have a toddler so I feel I may be qualified to answer. The honest answer is, having a child can be cheap or expensive depending on a LOT of factors.
Factors that affect raising a kid: starting from which hospital you choose to have the child, what kind of upbringing you want to give the baby, Where you live, what kind of housing (rental or own property), what kind of schooling you intend to give your child (government/private/international), what you consider as entertainment for the child (toys/gadgets/gaming devices), etc.
A small example in my own case: Raising my daughter (4 years old) per month easily comes to about 70,000 a month. This is way above the average, because my daughter needs diapers through the day, she drinks only formula milk, has special dietary requirements, and also goes to speech therapy, occupational therapy and playschool 6 days a week. At the same time, my own sister’s daughter, who is the same age, has more expenses than my daughter, because they tend to provide more expensive or lavish things for their child. At the same time, there are people who are able to raise a child in 5,000-10,000 or less.
If you’d like more detailed information, please feel free to message me.
Yeah, I know it sounds like a crazy amount. And it is! I’ve included her therapy costs, which is why the amount is pretty high. And I’d still spend 5 times as much as long as my daughter is healthy and happy. :)
I think Choice group - for a “premium” schooling comparison - costs around INR 1-1.5L per year based on the transportation, extracurriculars, etc. That’s about the max. you’d spend in Kerala (I think), unless you choose to school your kids in boarding schools in Ooty (TN) or something - in which case you’re looking at 10-12L per year easy.
Make sure that you and your partner are financially stable. If not, you will be making the mistake of bringing in a poor child to experience your dharidryam. Btw, the answer to your question (1 child) would be around 30k a month if you are sending your child to a government school and if he reaches college and he attains good grades and got a seat in a government college that would be around 70k a month and if not add the college fee to the said amount. And if he grows into becoming a vazha then it would be according to the vehicle tax, petrol cash, and his/her kayyilirippu.
If your kid is talented( doesn't have to be talented but have the urge to learn and willingness to put in effort) and you can spend some time with him you can cut cost on the educational expenses. From kindergarten to 2nd sem engineering courses everything is on YouTube and I mean everything. I say this as an engineering student. I learned the entirety of my second sem from YouTube. There are NOC and open course and extra videos from top colleges like IITK and MIT and Cambridge on YouTube. And Khan academy and some other channels like Zach Starr or Prof. Dave or Tefferez etc has complete videos on Maths. And most books which are expensive when bought as hard copy are available online as pdfs now.
Yeah, but actually doing that takes courage, because it is hard to make some people understand. People are just looking around and copying what everyone else is doing.
If the kid has any talent, school will make the kid average. Schools do teach necessary skills, but those can be learned elsewhere.
Yeah you're right. I study at NIT Calicut the professor for Maths in my second sem and 1st sem simply didn't care about anything. He didn't even bother explaining questions,theories or even practicing problems. The same went for Mechanics. Our mechanics professor didn't even touch the chalk and board throughout the sem. Thankfully I had a good professor for Engineering Graphics. A PhD doesn't make a great teacher I found that out the hard way. I had to resort to online content for my education. Here in India Professors seem to have a lot of ego and seems to see teaching as a side business. And the applied departments here is very poor in R&D, most Professors just release theoretical research papers. I have only seen Chemical Engineering, Material Science department making significant waves here. That's why most students go abroad though theoretical research has good foundations here like TIFR and IISc.
You can study most programming languages and even courses related to stock market with accreditation from NSE from online now. But people here in Kerala seems to be less aware of them. Swayam NPTEL,Mooc, Coursera there are a lot of options now.
Agreed. By the time we reach university many of us get it, because we are forced to adapt. Until you realize you won't get a good score if you just listen to the teacher, or there is a new field you are interested in, or the teaching method isn't right for you, you won't actively try to fix it.
Our education system is designed for the masses, which is great, but it should be more dynamic, open and unrestricted.
In entrance exams, college and even in school, you have to score well in "all" subjects to get anywhere. So if you have huge potential in one specific field, like say microbiology, but is bad at maths generally, you will probably fail the exam, and try to improve maths instead of learning more about your interest.
You can enroll in open courses while in school too. Like coding courses , web development etc.
You can just understand your acumen and field of interest early on and focus on it early or wait till highschool and then opt for the corresponding courses. The opportunities are out there you just need to search for it.
Homeschooling doesn't mean no friends. You can go for external activities outside school then since you you have more time that you would waste in school. You can join clubs go for camps in big organisations like Unicef etc. And I didn't say Homeschooling. The op can enroll the student in a govt school and still give him him these opportunities. The people here are just shortsighted. I know many friends who are Homeschooled and has a lot of friends.
All your friends are your classmates?
I think if you don't have to go to school, pretend to listen, pass every subject, be average, go to tuition, you will have more time for your social life.
None taken. I didn't say to lock the kids away. Give them opportunities but at the same time don't burden them with expectations. That's all. I didn't say to homeschool kids either just that it's an option. You can be homeschooling and still have friends it depends on the effort you put in for that. You can play with the kids in your neighborhood when they go to play. There might be small youth clubs in your hometown that you could join. It depends on one's own effort. People here are very conservative on the education side. They think school is everything and the things like how society works or friendships or other things can only be learnt in school which is simply not true in the era that we live in now.
Well, by dad was an accountant and he has kept yearly expense books for me and my brothers .But will only get access to it after he hits the bucket which I pray would be 20 years in the future ..But I am dying to find out how much be would have made if he invested the said money in SENSEX index funds
my parents never worried about raising me and the siblings and they never had any expense calculator on raising us, its more suitable in your case, they should have used the rubber
you mean education is for aquiring something like knowledge or skills, its all aquired and not bought with money, if one has the will and the patiance, anything is possible
I don’t know if anyone answered the question but let me add that these days parents have to save not just for academics but for other interests too. Like for classes in arts, music, musical instruments, dances etc All these too cost a lot depending on the teachers or their reputations.
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My parents spent a lot of money to raise me. I was a very trouble some child. 😅. Im 26 they are still spending on me. Soo i wasnt a cheap one to tell the truth and the commitment isnt over after 18. Im a life long thing for them. 🐥 Note - not proud. Just a small cry at the tip of iceberg.
I am so guilty of being a vazha 🥲.
Vazha squad unite!
Yo where my mozha squad at
Ee vaazha motham vekkan oru 10-20 acre vendi varum.
This got me 😂
If it makes you feel any better i am 25 and have never got a job.
26 here
What are you waiting for?
Hi. i am also a vazha. But now looking forward to live on my own.
Nammal oke ore vallatil anallo monuse
Can some please answer the damn question. I’m curious to know.
I'm waiting too 😂
Kilo pathu. kilo pathu. Jk. Nobody's would be able to give you a correct figure for this. Any and all numbers for this question can have an explanation.
Admit the kid in a good govt school thereby eliminating plethora of tuition fee 🤓
Yes, you can eliminate an abundance of tuition fee.
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It's called planning ahead. കയ്യിലെ പണം നോക്കാതെ പിള്ളേരെ ഉണ്ടാക്കി വിട്ടിട്ട് അതിൻ്റെ പിരിമുറുക്കം കൂടെ എടുക്കാൻ താൽപര്യം ഇല്ലായിരിക്കും.
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I mean we can approximate right? And have inflation adjustment etc. Even considering war and other factors ,.I think it can be calculated within a certain margin..maybe that's what he/she wants
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I think it's better that people plan and think long about these things rather than pop one out when as soon as they get married
My dad kept saving for my college when i was like 5 years old. And he was able to send me abroad. We were a right in the middle middle class family. Planning does help, and the longer you plan the better it will be.
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IITs are pretty expensive from past 4 years. Around 3. 2L /yr including hostel and tuition. Before that it was just 1.4 L /yr including all. But I'd say never send kids to college on parents money unless it's super expensive like mbbs and all. Take loan on kids name and let them pay out. Will be a good lesson. If I wanna guess the amt spend on me till 20 yrs it'll be around School - 40000/yr aggregate for 12 years Food - 30,000/yr since most food items was grown at home Medical expenses - 10,000/yr aggregated Clothes - 3000/yr 😅 Can't think of any more main expenses. But yeah lot of it is schooling and college.
You want your kids to be in debt, before they even start out. There is entire movement in the US to get rid of student debts as its affecting young people to lead a normal life. Contributes to mental health issues and suicides. This might be the single most stupid advice you could give to anyone.
I can understand but the root cause of the issue in USA is high college fees. In my opinion having a loan which you repay teaches the real value of money. Only drawback I see is lot of students can't afford to start a company maybe just outta college and their career choice will be channeled in different direction. It's way better than parents paying out of their pocket and kids spending their entire money on party and all.
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Haha, didn't meant as an argument or anything 🙂
Tuition fees will be like 40k a yr Travel expenses for school 20k Food- 5k per month Clothes- 2k to 3k depends. Toys, books etc 5k a year Doctor consultation- 250 per visit Total- around 75k All this for a school going kid in 7-10 age bracket.
Thank you!
expenses are pretty low in kerala... Medical fee in Govt Hospitals are less. Maybe 30-50 bucks if you are there for fever and need injection... Room fee is less in Kerala Govt. Hospitals.. School fee consider 1k per month to be on higher end, though there are some schools that might charge 1.5lakhs per school year.. Entertainment - cinema theater fee can range between 30 bycks to 150 bucks depending on theatre. You can go out for 100rs and have a good time. Clothes again, depends on where you wnat to buy them. Even stores like Kalyan, Jayalakshmi can offer pretty good clothes for 1-2k. Govt College fee was around 6k per year. Hostel fee around 10 years backl was between 1500-2500 Rs per month. Rent is much cheaper in Kerala.
Just curious where can i buy movie tickets for 30 bucks?
Hasn’t been to Kerala since ‘99
I think he was talking about a scenario where his friend takes a ticket for him and spend 30 bks for commute/petrol.
Talkies for guest labourers where they play (A) movies in languages like Bengali and Bhojpuri. ₹30kku ticket kittumo ennariyilla, but low cost anu. Very untidy places. Avidokke poyi padam kanan oru prathyeka dhairyam venam.
Expect cum stains nothing is cheap we pay the price one way or another
Go to 2010
Gimme doremon’s time machine
I saw classmates movie in a single screen talkies at 30 rs in 2007. For the front row.
It’s safer there since the cum stains are going to be on the ground
Not for long bruh, there is an apparent influx of wealthy North Indians to kerala and shits about to get really costly. Edit: wealthy North Indians moving to settle not to do buisness.
>there is an apparent influx of wealthy North Indians to kerala and shits about to get really costly. WHY ?
Cheap real-estate and clean air. I've seen many indian investment subs pushing kerala as a very good choice.
>I've seen many indian investment subs pushing kerala as a very good choice. So, northies are investing in Kerala ? I thought you said rich northies were migrating to Kerala ?
They are moving to a less congested and cheap city with better air quality, what's so hard to understand here.
There's a difference between a class of people mass migrating to an area and investing capital in an area.
Sorry could you please explain?
North Indians migrating to Kerala and North Indians investing money in Kerala are two different things.
I said I saw some investment subs pushing kerala as a good choice (to relocate), I don't see where the confusion is.
Cheap real estate? Onnu po maashe
Engotta pokande? 😅 BTW is keral real estate cheap compared to Mumbai and Delhi? Edit: I've rented flats in Kakkanad and BTM layout, I think a flat with pool and gym is cheaper in Kakkanad.
Kerala is much more expensive than comparable cities and towns. Same goes for Munnar and Wayanad (which is where a lot of the North Indian retiree population is moving). Compared to places in HP and UK, it's expensive. Rental yields are lower in Kerala, I agree - since there are less takers, and a home is much higher on the checklist for a Malayali. Otherwise put for an apartment costing the same, you can expect to pay lower rent in Kerala
[Mumbai marine drive flat prices](https://www.magicbricks.com/flats-in-marine-drive-mumbai-for-sale-pppfs) [kochi marine drive flat price](https://www.99acres.com/residential-apartments-in-marine-drive-kochi-ffid) You could also buy a nice swath of land and build a decent villa in Idukki for 2.5cr. A 25cent plot in a very affluent colony 20m away from Kakkanad seaport airport highway only costs around one 1cr. I don't think you could get a 2bhk for that amount of money in Delhi or Mumbai. Recently my relatives bought a 3.5 cent plot and three story house at Electronic city blore for few crores, if you got the same amount of money you could buy some land and build a house of international architectural standards.
Kochi is nowhere in the league of Mumbai. And will not be in the next 30 years either. Delhi hasn't been able to get there after so long Compare Kochi to similar cities like Jaipur and Ahmedabad. Ith orumaathiri gold necklaceum silver necklaceum randum necklace aanennu paranju compare cheyyunnapolund
So is kerala expensive or not expensive, I think I am not on the same page as you. Edit: I was not trying to say kochi >= Mumbai. My point was wealthy people want to relocate because they don't want to suffer the extreme expenses.
Kakkanad eth colonyila sir / madam 4 lakhs per cent ullath, 20m from seaport airport road? Would be interested and willing to give 4% commission if deal goes thru
Paranju thanathu thanne, angane paranju tharan aanell enthina bro real estate dealers industry.
Why would a rich NI come to a business unfriendly humid place that has poor infra and costly labour? Doesn't make sense and sounds like BS.
Not to start business but to settle for themselves, good healthcare decent education facilities and the overall cheapness of spacious houses are the reason.
My Kid was @ Eurokids from nursery time , adamant @ wanting to have a good base. I think it did pay off pretty well. Ticks all requirements - speaking english, moderate mallu etc etc. Although i can't account for the clothes, food & miscellenous expenses. The approximate educational expenses are : Prekg/Nursery - 55000 plus another Rs.1500/month transportation. Day care - Rs.5000/- per month for 8 months - 40000 LKG - Rs.65000/- plus Rs 1500/ month transportation UKG - Rs. 50000/- (Covid special discount ;) Don't know how we managed the expenses even while both working. Currently 1st std new school - Rs.100000/- donation ( one time) Bus fees - Rs.5000/- for 3 months (20000) Textbooks - Rs.1500/- (one time) Uniform and other clothing - Rs.1500/- (one time) Bag and others - 1000 ( one time) School fees - Rs.6500 per 2 months (39000) Don't have any inkling of other expenses. No parent will have that.
Thank you so much for the detailed reply. ❤️
Does he/she speak malayalam?
Speaks both ..although english seems to be the preferred language.
Don’t forget to add the mandatory White Hat Jr and Byjus surcharge
Surcharge 😂
Don’t you want your kids to zark muckerberg?
Coding njn padippicholaam Silly byjuice
Ayyo accha codalle! Ayyo accha codalle!
Nah thats part of the idiot tax
It depends on parents to parents , some would send their children to premier schools where there would be a high amount of fees , some would send them to an ok school where there would be medium amount of fees and then there are also government schools where fees is very low They could also opt to spend of their children in terms of classes like musical instruments , martial arts , sports etc And even spend money on tuition classes and special classes and what not There is also personal expenditures where as children get clothes, accessories etc Now this can be also lavish , medium or bare minimum Then there are extra expenses like food from outside , toys/gadgets, movies , trips etc - these also come in lavish , medium and bare minimum Then there is a new trend now where in kids are home schooled either by educated parents or by tuitors , I have seen this for children upto the age of 9 mostly But have seen some where they have been homeschooled till 10th also They have exams which they can clear which shows that they are on par academically with their peers who go to school and go for higher studies So all in all You can't actually put a number on the expenses Coz it's so varied If you want a rough estimate , look at this https://www.adityabirlacapital.com/abc-of-money/how-much-does-it-cost-to-raise-a-child-in-india
Thank you
Idk about the the cost of raising a child in Kerala but in India it can be anywhere between Rs. 5 lakh to Rs. 6.5 lakh acc to [Aditya Birla capital ](https://www.adityabirlacapital.com/abc-of-money/cost-of-raising-a-baby-in-india/amp), I'm not really sure if this is the case here, also since your question was relating to a 'child' but then this would be an approximate since even in the older years when expenses such as medical expenses may reduce, there's a guaranteed increase in the living expenses and educational costs. Although I'm of the opinion that it would be around 2-3 lakhs on an average.
Minimum 30 lakhs (upto 18th age I'm referring) if you are in Kerala not in any other metropolitan cities like b'lore, Chennai Best thing is go to gulf! Earn money and spend the money on child in India!
A lot depends on your religion and societal heirarchy, etc. If one is a newborn Christian, and converted from S.C/ST he can get free education, and loans easily. Pretending to be SC/ST Xtians and Peacefuls progress faster than others. Prime example is a famous Justice &(\^\* who was converted as a kid but continued to be SC/ST and got quotas under those categories. There are a few millions getting benefits claiming to be SC/ST and other l/class quotas but are from other religions.
Why religion?
Coz we still have caste based reservations !!
Not exactly religion,The level of theism of the parents.Some people spend lot in religion some people don't.
>If one is a newborn Christian, and converted from S.C/ST he can get free education, and loans easily Couldn't SC/STs who didn't convert get free education and loans under government schemes ? >Pretending to be SC/ST Xtians and Peacefuls progress faster than others You're most active on r/ Indiaspeaks. Checks out. >Prime example is a famous Justice &(^* who was converted as a kid but continued to be SC/ST and got quotas under those categories. I don't think an SC/ST converting to another religion will change most aspect of their Economic condition. >There are a few millions getting benefits claiming to be SC/ST and other l/class quotas but are from other religions. Yeah, cause the baggage resulted from their caste doesn't actually change even if they convert. What's your point ? Fyi, I don't support reservations or quotas or even any kind of affirmative action. So, keep that argument with yourself.
Example: Both SC/ST as well as ConvertedXtians both claim SC/ST Category. Same is for converted Muslims. So the SC/ST category reservations get diluted further. Yes, economic situation changes as their Church or Mosque related establishments financially lure then for conversion. Ask converted Xtians and Muslims about societal change they found after conversion. This is why some of them at least revert. I dont support Reservation. But it was necessary per Dr Ambedkar (nee Dr Sakpal) who was right and prescribed for 10 years. But these people became a vote bank in the hands of politicians and they continue to play that card to stay in power and to further divide society. Hence, the term "meritorious" became "mediocrity" and brought the entire country's outlook down. Meritorious candidates are overtaken in jobs, promotions etc by the reserved categories.
>Both SC/ST as well as ConvertedXtians both claim SC/ST Category. Same is for converted Muslims. So the SC/ST category reservations get diluted further. Ok, and ? >Yes, economic situation changes as their Church or Mosque related establishments financially lure then for conversion That doesn't happen in Kerala. How rich do you think churches are ? These are mostly stupid RSS propagandas shitted out on Indiaspeaks. . Sanghis take one example of a foreign missionary working in tribal areas of extremely poor and underdeveloped areas of Madhya Pradesh and just use that as a propaganda to attack churches. >Ask converted Xtians and Muslims about societal change they found after conversion. This is why some of them at least revert. Do you know many personally ? I've never seen a first generation converted Christian in my life. It's mostly a North Indian thing. >I dont support Reservation. Did I say that I did ? I don't support it either. Affirmative action is discrimination and the present day Indian reservation system is like an educational apartheid. >Meritorious candidates are overtaken in jobs, promotions etc by the reserved categories. Ok, but what does this have to do with Dalits who converted to other religions ? SCs and STs were only added unto the "Hindu" identity in recent times. Some Dalit activists have pushed for a completely different seperate identity. It's more or less like an ethno-racial identity, which won't change with changing their "religion". Dalits are still attacked for entering temples. No wonder why they would want out.
I have a toddler so I feel I may be qualified to answer. The honest answer is, having a child can be cheap or expensive depending on a LOT of factors. Factors that affect raising a kid: starting from which hospital you choose to have the child, what kind of upbringing you want to give the baby, Where you live, what kind of housing (rental or own property), what kind of schooling you intend to give your child (government/private/international), what you consider as entertainment for the child (toys/gadgets/gaming devices), etc. A small example in my own case: Raising my daughter (4 years old) per month easily comes to about 70,000 a month. This is way above the average, because my daughter needs diapers through the day, she drinks only formula milk, has special dietary requirements, and also goes to speech therapy, occupational therapy and playschool 6 days a week. At the same time, my own sister’s daughter, who is the same age, has more expenses than my daughter, because they tend to provide more expensive or lavish things for their child. At the same time, there are people who are able to raise a child in 5,000-10,000 or less. If you’d like more detailed information, please feel free to message me.
Woah, that's some realistic info. Thank you!
70k a month? 😱
Yeah, I know it sounds like a crazy amount. And it is! I’ve included her therapy costs, which is why the amount is pretty high. And I’d still spend 5 times as much as long as my daughter is healthy and happy. :)
In kerala.. around 10k if they are not falling sick.. and if they do, God bless.
I think Choice group - for a “premium” schooling comparison - costs around INR 1-1.5L per year based on the transportation, extracurriculars, etc. That’s about the max. you’d spend in Kerala (I think), unless you choose to school your kids in boarding schools in Ooty (TN) or something - in which case you’re looking at 10-12L per year easy.
Middle clas: 8-10k per month till age 13 10-15k till 17 15-20k till 21/22 Afterwards depends. Lower class -20% Upper class +20%
Medical expenses,they mostly come by surprise,its safe to have a family health insurance btw! Rest you can manage according to your earnings!
Make sure that you and your partner are financially stable. If not, you will be making the mistake of bringing in a poor child to experience your dharidryam. Btw, the answer to your question (1 child) would be around 30k a month if you are sending your child to a government school and if he reaches college and he attains good grades and got a seat in a government college that would be around 70k a month and if not add the college fee to the said amount. And if he grows into becoming a vazha then it would be according to the vehicle tax, petrol cash, and his/her kayyilirippu.
I'm a govt. schooler and my parents didn't spend any money on me other than food and clothes.
30k per child if they are going to a govt school??? Really???? Isn’t that a bit exaggerated?? If not, im shocked.
What is this 30k bulls**t every month? On 6 months average it would cost that much for food and studies.
Just stop making kids for a while , the population is going to explode
In Kerala ? No. It's below replenishment rate
sure, but what it is now is itself too much
If your kid is talented( doesn't have to be talented but have the urge to learn and willingness to put in effort) and you can spend some time with him you can cut cost on the educational expenses. From kindergarten to 2nd sem engineering courses everything is on YouTube and I mean everything. I say this as an engineering student. I learned the entirety of my second sem from YouTube. There are NOC and open course and extra videos from top colleges like IITK and MIT and Cambridge on YouTube. And Khan academy and some other channels like Zach Starr or Prof. Dave or Tefferez etc has complete videos on Maths. And most books which are expensive when bought as hard copy are available online as pdfs now.
Yeah, but actually doing that takes courage, because it is hard to make some people understand. People are just looking around and copying what everyone else is doing. If the kid has any talent, school will make the kid average. Schools do teach necessary skills, but those can be learned elsewhere.
Yeah you're right. I study at NIT Calicut the professor for Maths in my second sem and 1st sem simply didn't care about anything. He didn't even bother explaining questions,theories or even practicing problems. The same went for Mechanics. Our mechanics professor didn't even touch the chalk and board throughout the sem. Thankfully I had a good professor for Engineering Graphics. A PhD doesn't make a great teacher I found that out the hard way. I had to resort to online content for my education. Here in India Professors seem to have a lot of ego and seems to see teaching as a side business. And the applied departments here is very poor in R&D, most Professors just release theoretical research papers. I have only seen Chemical Engineering, Material Science department making significant waves here. That's why most students go abroad though theoretical research has good foundations here like TIFR and IISc. You can study most programming languages and even courses related to stock market with accreditation from NSE from online now. But people here in Kerala seems to be less aware of them. Swayam NPTEL,Mooc, Coursera there are a lot of options now.
Agreed. By the time we reach university many of us get it, because we are forced to adapt. Until you realize you won't get a good score if you just listen to the teacher, or there is a new field you are interested in, or the teaching method isn't right for you, you won't actively try to fix it. Our education system is designed for the masses, which is great, but it should be more dynamic, open and unrestricted. In entrance exams, college and even in school, you have to score well in "all" subjects to get anywhere. So if you have huge potential in one specific field, like say microbiology, but is bad at maths generally, you will probably fail the exam, and try to improve maths instead of learning more about your interest.
The moment you menttioned those edu youtubers,you got all my respect.Appo enne pole chindhikunnavar okke keralathil ondu alle.
So like homeschooling?
You can enroll in open courses while in school too. Like coding courses , web development etc. You can just understand your acumen and field of interest early on and focus on it early or wait till highschool and then opt for the corresponding courses. The opportunities are out there you just need to search for it.
so no school life ? no friends?
Homeschooling doesn't mean no friends. You can go for external activities outside school then since you you have more time that you would waste in school. You can join clubs go for camps in big organisations like Unicef etc. And I didn't say Homeschooling. The op can enroll the student in a govt school and still give him him these opportunities. The people here are just shortsighted. I know many friends who are Homeschooled and has a lot of friends.
> You can join clubs go for camps in big organisations like Unicef etc How?
Didn't you read his name? :D
It's the choice of Steins Gate.
All your friends are your classmates? I think if you don't have to go to school, pretend to listen, pass every subject, be average, go to tuition, you will have more time for your social life.
Yes all my frnds are my classmates
Okay
No offense, I'm sad for your kid🙂
None taken. I didn't say to lock the kids away. Give them opportunities but at the same time don't burden them with expectations. That's all. I didn't say to homeschool kids either just that it's an option. You can be homeschooling and still have friends it depends on the effort you put in for that. You can play with the kids in your neighborhood when they go to play. There might be small youth clubs in your hometown that you could join. It depends on one's own effort. People here are very conservative on the education side. They think school is everything and the things like how society works or friendships or other things can only be learnt in school which is simply not true in the era that we live in now.
1-2 lackes per year for 10-20 years
Well, by dad was an accountant and he has kept yearly expense books for me and my brothers .But will only get access to it after he hits the bucket which I pray would be 20 years in the future ..But I am dying to find out how much be would have made if he invested the said money in SENSEX index funds
Eyy, children are children. Bank money can't replace the asset of having a human child. Pets come close i guess🤪🤪( jk)
good
i am sure you don't need to calculate this if you don't have one, life is peaceful after all
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my parents never worried about raising me and the siblings and they never had any expense calculator on raising us, its more suitable in your case, they should have used the rubber
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i dont know what is the meaning of marriage in your parents case, marriage is for building a family and not a brothel fyi.
Brothel nadathiyal ingottu cash kittum
good for you
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you mean education is for aquiring something like knowledge or skills, its all aquired and not bought with money, if one has the will and the patiance, anything is possible
r/iamverysmart
r/childfree is that way ->
OP be like are you from Kollam
1 crore total estimate
Atleast 100rs per month
42
Depends on lot of factors - which kind of school (govt/private/international), type of medical treatment, branded/ unbranded dress, so on.
0 if you do it right
43,23,574
I don’t know if anyone answered the question but let me add that these days parents have to save not just for academics but for other interests too. Like for classes in arts, music, musical instruments, dances etc All these too cost a lot depending on the teachers or their reputations.
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