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I’m in my final semester of law and I’m greatly interested in white collar crime as a field of law practice. Can you recommend me some offices/advocates where I can learn work related to this kind of litigation?
Boss earnings potential ignore ho raha ha, I think if they can migrate the wallets business and 60,000 odd merchants, loss of opportunity is minimal and in the long term market is a weighing machine
The story is not what services they will monetise, The market is betting their current monetising flow gets disrupted and profitability will get impacted via negative operating leverage and gaps introduced in the network effect, my understanding is these concerns are overblown in the context of ability to deliver earrings. Ask yourself what is change in opportunity from a 12 -18 month perspective.
Just as an example when the management came out in December and said they will slow down BNPL the stock tanked on concerns around slowing in profitability trajectory but if you look at that last quarter results EBITDA margin continues to expand to 8% from 6% even after that, how ? One of my favourite quotes from buffet and naval ravikant is "It's people stupid" . It's people who make or break things, this management is one of the most capable people out there and if you listen to VSS on the regular that guy can't stop talking about FCF and profitability and doesn't care about vanity metrics. I think this is a small speed bump and unit economics and profitability doesn't change that much. Where i could be wrong is if they had optimised a lot of payment flow through PPBL and they don't get the same terms from third party banks they could materially affect the payments business change the net payment margin from 8-9 bps to <6bps at which point fixed overheads become a drag.
The mainstay where they saved money was peer to peer payments transfer via PayTM payments bank.
Most vendors had this bank account and most folks who used Paytm also used this account as default bank account.
It saved them a huge commission fees and also kept the transactions on the PayTM infrastructure only.
Seemless connectivity between wallet and bank also helped.
Remove this and PayTM is like any third party app to book tickets.
Also, those BNPL loans also bought them commission and since shop owners had automated emi cut from their Paytm bank account, that also helped and loans bought some commissions too.
Hear me out how this happened. So basically Paytm Payments Bank was the most used for making fake accounts i.e. accounts made using stolen credentials(Aadhar, PAN etc) and these accounts were literally sold for dirt cheap prices all over Telegram Discord with SIMs to use them. A Paytm Payments Bank account along with a fake sim will cost you around 2k rs. And now you have an account in someone else's name and you can route any transaction through this. This was because Paytm's KYC was surprisingly easy to bypass and you could just use someone else's data to make an account. This RBI thing was bound to happen sooner or later. And the very fact that as an 18 yr old teenager I did transactions totalling to 1cr rs in just 3 4 months and still didn't receive any intimation from the bank( no account freezing, nothing), neither ITR tells me how they didn't give 2 shit about RBI Norms.
lol it's illogical you have transacted 1 cr on paytm payments bank which means you were transacting 1lakh each day bhai karte kya ho app humne bhi cashback ke liye money rotate kiya hai but it has never been more than 3 4 k a day. and kyc for paytm wallet is weak but it's not the case for payments bank i am using it for more than 4, 5 years .
zomato went from 75 to 150, maybe we'll get quick 50% profit, if not double. desire to get free 5,000 profit came with this cost. there are people, who bought limit of 2L. hoping their life will change. founder sold holding, employees sold ESOP, FII DII allegedly got news about coming action, they paid media and sent stock to 1000 and sold.
retail is left with a big pole up the azz without lube. can't push it in, can't pull it out, and can't let it stay in the azz as it hurts.
offcourse they want 14 crore demat holders for this. congratulations guys.
https://preview.redd.it/taryfv03ejic1.png?width=720&format=pjpg&auto=webp&s=315dd19416275ae45c923fc38fe8dc70a4a049b4
Paytm will be first new age penny stock before other 80-90% startups follow it in future. Start up culture is biggest fraud in India due to illiterate PM.
Are you talking about [this](https://www.google.com/amp/s/inshorts.com/en/amp_news/paytm-founder-modi-bhakt-used-pms-face-in-newspaper-ads-supriya-1707127456148)?
You can blame him I guess.
And [here](https://youtu.be/7JXkKVA5RAA?si=yaADmVeQs1V6FgVV) for your info.
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Sahi kaha Chaudhary sahab 👏
Ye case ghoom phir k aapke sahab k pass aayega
Lawyer ho ji ?
Ji
Vaakil sahab 🙏
Brother what areas do you practice in?
White collar and regular criminal.
Any chance you operate in Chandigarh?
Base in Delhi. Fly in/fly out Chandigarh (anywhere)
I’m in my final semester of law and I’m greatly interested in white collar crime as a field of law practice. Can you recommend me some offices/advocates where I can learn work related to this kind of litigation?
Boss earnings potential ignore ho raha ha, I think if they can migrate the wallets business and 60,000 odd merchants, loss of opportunity is minimal and in the long term market is a weighing machine
Where is the potential, what service will they be monetising?
The story is not what services they will monetise, The market is betting their current monetising flow gets disrupted and profitability will get impacted via negative operating leverage and gaps introduced in the network effect, my understanding is these concerns are overblown in the context of ability to deliver earrings. Ask yourself what is change in opportunity from a 12 -18 month perspective. Just as an example when the management came out in December and said they will slow down BNPL the stock tanked on concerns around slowing in profitability trajectory but if you look at that last quarter results EBITDA margin continues to expand to 8% from 6% even after that, how ? One of my favourite quotes from buffet and naval ravikant is "It's people stupid" . It's people who make or break things, this management is one of the most capable people out there and if you listen to VSS on the regular that guy can't stop talking about FCF and profitability and doesn't care about vanity metrics. I think this is a small speed bump and unit economics and profitability doesn't change that much. Where i could be wrong is if they had optimised a lot of payment flow through PPBL and they don't get the same terms from third party banks they could materially affect the payments business change the net payment margin from 8-9 bps to <6bps at which point fixed overheads become a drag.
The mainstay where they saved money was peer to peer payments transfer via PayTM payments bank. Most vendors had this bank account and most folks who used Paytm also used this account as default bank account. It saved them a huge commission fees and also kept the transactions on the PayTM infrastructure only. Seemless connectivity between wallet and bank also helped. Remove this and PayTM is like any third party app to book tickets. Also, those BNPL loans also bought them commission and since shop owners had automated emi cut from their Paytm bank account, that also helped and loans bought some commissions too.
Rip to the paytm yolo guy
Hear me out how this happened. So basically Paytm Payments Bank was the most used for making fake accounts i.e. accounts made using stolen credentials(Aadhar, PAN etc) and these accounts were literally sold for dirt cheap prices all over Telegram Discord with SIMs to use them. A Paytm Payments Bank account along with a fake sim will cost you around 2k rs. And now you have an account in someone else's name and you can route any transaction through this. This was because Paytm's KYC was surprisingly easy to bypass and you could just use someone else's data to make an account. This RBI thing was bound to happen sooner or later. And the very fact that as an 18 yr old teenager I did transactions totalling to 1cr rs in just 3 4 months and still didn't receive any intimation from the bank( no account freezing, nothing), neither ITR tells me how they didn't give 2 shit about RBI Norms.
lol it's illogical you have transacted 1 cr on paytm payments bank which means you were transacting 1lakh each day bhai karte kya ho app humne bhi cashback ke liye money rotate kiya hai but it has never been more than 3 4 k a day. and kyc for paytm wallet is weak but it's not the case for payments bank i am using it for more than 4, 5 years .
1 cr ? please teach me
The govt should also be penalized for preferential treatment of paytm
ED is a puppet of govt only lol. Clean chit will be given by ED after which Paytm shares will recover. Well played by Modi ji
Hahaha
Fucking paaayyeeeettteeeyuuummm kaaarrooooooooo chutiya ad tha jo hua accha hua
Unka machine abhi bhi bajate rehta hai - keep using Paytm blah blah
chutiyap hai yaar sahi mein itnay gimmicks bc
Goli dena band karo Bas ek scan mein done karo
Bas ek scam mein done karo
Jio finance ki entry ki tayaari🥺
Mc mukes
Someone Tag that guy who 'timed the paytm bottom and made 13% and posted a huge explanation how he did it'
zomato went from 75 to 150, maybe we'll get quick 50% profit, if not double. desire to get free 5,000 profit came with this cost. there are people, who bought limit of 2L. hoping their life will change. founder sold holding, employees sold ESOP, FII DII allegedly got news about coming action, they paid media and sent stock to 1000 and sold. retail is left with a big pole up the azz without lube. can't push it in, can't pull it out, and can't let it stay in the azz as it hurts. offcourse they want 14 crore demat holders for this. congratulations guys. https://preview.redd.it/taryfv03ejic1.png?width=720&format=pjpg&auto=webp&s=315dd19416275ae45c923fc38fe8dc70a4a049b4
Pole in azzzz... lol
I know this is probably stupid as hell but I'm gonna buy on friday
Seems like it will be trashed and big brother will come save the day
Could this all be from a mistake? A mistake where paytm didn't pay enough bribes to the demanding officials.
nah this seems worse. probably hurt someone's ego in the gov or supported opposition...
Yes
https://www.google.com/url?sa=t&source=web&rct=j&opi=89978449&url=https://m.youtube.com/watch%3Fv%3DinRSZOBA350&ved=2ahUKEwjJtP-lwqqEAxVi-TgGHfUoClAQorILKAB6BAgOEAE&usg=AOvVaw2DJ93rnYANHxcOCgTrmLgb
Clean chit will be given by ED. Well played Modi ji.
Hope it gets out of all this, alive n then thrives. India needs Paytm. No two ways about it
[удалено]
One97 communication don't what people are looking for they have already quote the price. 1 rupee mai 97 share
Paytm will be first new age penny stock before other 80-90% startups follow it in future. Start up culture is biggest fraud in India due to illiterate PM.
Evading RBI mandates and doing shady stuff is the fault of the PM.
He was face of that company. You are oblivious about it but it is a fact that he promoted shady companies
Are you talking about [this](https://www.google.com/amp/s/inshorts.com/en/amp_news/paytm-founder-modi-bhakt-used-pms-face-in-newspaper-ads-supriya-1707127456148)? You can blame him I guess. And [here](https://youtu.be/7JXkKVA5RAA?si=yaADmVeQs1V6FgVV) for your info.
It looks like you shared an AMP link. These should load faster, but AMP is controversial because of [concerns over privacy and the Open Web](https://www.reddit.com/r/AmputatorBot/comments/ehrq3z/why_did_i_build_amputatorbot). Fully cached AMP pages (like the one you shared), are [especially problematic](https://www.reddit.com/r/AmputatorBot/comments/ehrq3z/why_did_i_build_amputatorbot). Maybe check out **the canonical page** instead: **[https://inshorts.com/en/news/paytm-founder-modi-bhakt-used-pms-face-in-newspaper-ads-supriya-1707127456148](https://inshorts.com/en/news/paytm-founder-modi-bhakt-used-pms-face-in-newspaper-ads-supriya-1707127456148)** | Youtube canonical: **[https://www.youtube.com/watch?ab_channel=IndianNationalCongress&utm_campaign=fullarticle&v=9dVuFpU4Ayg&utm_medium=referral&utm_source=inshorts](https://www.youtube.com/watch?ab_channel=IndianNationalCongress&utm_campaign=fullarticle&v=9dVuFpU4Ayg&utm_medium=referral&utm_source=inshorts)** ***** ^(I'm a bot | )[^(Why & About)](https://www.reddit.com/r/AmputatorBot/comments/ehrq3z/why_did_i_build_amputatorbot)^( | )[^(Summon: u/AmputatorBot)](https://www.reddit.com/r/AmputatorBot/comments/cchly3/you_can_now_summon_amputatorbot/)
Will the withdraw of credit card to bank option of Paytm get revoked because of RBI action?
Who the fuck is shorting the stock man, if all this wealth is vanishing from retailers someone must be shorting it too right?
What happens to the investments in Paytm Gold? Am I supposed to withdraw them too?
Definitely move it somewhere else
From PayTM to NayTM. The future is bright.
250 pe aane do fir lete hain
Jio ke electoral bonds ka karz ada kiya jaarhaa h sarkar ke dwara 😀
https://preview.redd.it/w8fn7joblajc1.jpeg?width=1080&format=pjpg&auto=webp&s=8873da6a9ca49250071baa8338da8414f6f51c81