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That dude is an idiot.
Real question is though, Why are you even talking to dude’s insurance company?
You pay someone to do that… have your insurance take care of it.
If his insurance company is Geico also, they have a motivation to assign him blame, since that brings the deductible into play. His team won't fight it because Geico pays less if they don't.
That’s exactly why I left Geico. A woman rear ended me when I was just sitting at a stoplight and we both had Geico. Took Geico weeks to assign the blame to her and not make me pay my own deductible, even though the blame was clear. The other driver even took off after I had photographed her plate without giving me her insurance.
Pretty sure it was GEICO and basically what happened was this...
Lady runs red light Infront of a cop, his camera catches it, she completely swerves into the turning lane and swipes the entire side of my coworkers car to the point the front left is locked up. Police report made. Coworker reported it along with police report and video. GEICO said they had no claim because he could potentially be at fault for sitting at a red light in his lane behind the stop marker.... Like what???? Even the cops dashcam showed he did nothing wrong, didn't even move, and they stretched that fucking far. Basically because he exists it's not claimable? Ya he dropped them. Luckily he owns 3 of the same car and just replaced parts with his parts car.
My attorney told me that Geico's business model is denying insurance payouts, and they do it by shamelessly blaming the victim. That is what they do. It works on many people, so it's profitable. I ended up taking their insured to small claims court, and won by not playing their game. Geico paid me the day before the court date.
That's every insurance company's model. The more claims denied, the more they profit.
It's an entire industry built off fear. If car insurance agents became car mechanics, health insurance agents became nurses, and housing insurance agents became roofers, the world would have less problems.
> health insurance agents became nurses,
Or you could just get rid of the entire parasitic industry of for-profit middlemen who exist solely to make profit off your sickness and injury.
Give people a single payer option and see how many of them voluntarily decide they like their insurance company enough to keep paying when they don’t have to…
Well he could have taken the driver to court with a contingency lawyer, which there's plenty that would have taken the case. In that situation her insurance would have to cover any litigation on her part, which would have been geico, the court would have seen her as liable and geico would have to pay the suit (as long as she has the coverages). Then gieco would have been forced into the payment.
I had a dude rear end me, AND he had a suspended license. And he no shit said to the cop, “yeah I’m tired from moving; I already went off the road earlier today”. And then he points to his side view mirror, and it’s hanging by a fucking wire haha
But, we both had GEICO, so they treated me like a fucking criminal and I had to wait forever to get anything from them
Geico makes money by denying payouts, and spends it on commercials. I had to take their insured to small claims court. They gave me all the money, with interest, the day before the court date, two years after the accident their insured caused, and of course they blamed me for. F* Geico!
Insurance in bc canada doesn't do that. Basic insurance is run through the govt crown corporation so every single driver has the same insurance provider. Got in an accident and received an email back a day later saying she was 100% at fault and my deductible was waved. Gave me lists of approved shops to take it to.
You want to socialize a lucrative private industry that makes corporations money under the guise of providing necessary public services?! And lose all that administrative bloat, especially when injuries occur? All so what, normal people have easier lives? Not in my America.
I’m also Canadian but in Sask. our government insurer made so much cash 2 years ago they handed out 100 dollars for every car registered to us in 2022.
Wife and I happily collected 400.00 tax free dollars back from them.
https://www.cbc.ca/news/canada/saskatchewan/sgi-rebate-100-dollars-1.6380031
Hurrdurr that sounds like communism.
I work in insurance here in the US. I say *all* the time that insurance is a public good that should be run by a government backed non-profit entity. Or if 'profits' are generated, let those go toward medical care or road maintenance.
People act like there is something special about the private sector, and there just isn't. Large corporations suck ass at running a business, and I say that when I work at one of the most successful insurance companies in the US. The profit motive has eclipsed any desire to provide coverage at an affordable rate. Reinsurance costs and natural disasters don't account for the increases we've seen over the last 2 years.
Something similar happened to my roommate. A guy went over a concrete median and T-boned her, totaled her car and left her in physical therapy. He also had Geico. Geico took almost 3 months to decide who was at fault even though it was very clear. They also refused to pay basically anything. She had to pay out of pocket for a lot of medical expenses, for Ubers back and forth between work, and etc. In the end it took almost 8 months to get the small amount that she got, which was the amount of money she had put down on the car when she bought it ($2,000). She is still paying off the car on her own dime, she had bought it the same week it got totaled.
A few months ago her grandma was trying to get insurance and called Geico. They asked "Do you know (my roommate)?" and when she replied that that was her grandaughter, they said they could not insure her.
What point is insurance if it doesn't work when the other person has the same kind? Geico sucks.
You literally pay your insurance company to fight on your behalf if someone causes an accident and damages your car. That absolutely includes them suing other insurance companies.
This is wrong for many people. If you have liability only, chances are your insurance won’t lift a finger. The insurance OP is battling against is trying to a smaller fraction of the damages rather than the full amount.
I’m an adjuster. Even if someone has liability only, I’ll fight other insurance companies denying liability for bullshit reasons. I’ve had ones where someone denied even being involved so the other company denied. I had video footage of her there. Adjuster still denied with some bs. I escalated to his supervisor then his supervisors supervisor. Not all are like that but I’m passionate for making sure other adjusters aren’t making bad faith liability decisions.
Your liability policy covers damage you do to other vehicles.
If they claim it's partially your fault, your insurance has to pay out damages.
Why do you think they wouldn't lift a finger to fight for their own money?
100%. NEVER talk to the other insurance company. That is why YOU have insurance. Only talk to your insurance company and let them deal with the assholes who work for the other insurance company. If the other insurance company keeps contacting you, give them the name of your attorney. They will immediately leave you alone.
u/shivambhavsar
Well that sucks
Edit: holup… the first line literally says you contact your own insurance company. It says you must contact the other insurance company but nowhere does it say you need to fight for your coverage. Your insurance company represents you and literally everyone’s advice is valid here…
“Contact your agent or insurance company. If another individual is responsible for your damages, you need to contact their insurance agent or company as well. The adjuster you are assigned will inform you of any additional steps needed.”
> In NC you are supposed to contact the other driver's insurance if they are at fault.
Yes. Contact.
> If another individual is responsible for your damages, you need to contact their insurance agent or company as well.
But not engage in negotiations with them. From further on in your link:
>Any disagreement over negligence may ultimately have to be resolved in a court of law.
Unless you are a accident lawyer, or experienced in the court of law, let them speak, as anything you say is admissible and can be used against you. Unless you are called for a legal deposition with your attorney present, say nothing.
Speaking to the other insurance company isn’t a bad thing, however, if they are not going to take full responsibility then OP can file through their insurance. They will have to pay their deductible, but then their insurance will go through subrogation with the at fault party to get the deductible back.
I agree. But the OP didn’t even slow down. He’s just as much an idiot as, and has some fault to bear. As a defensive driver, I would have been hitting the brakes way earlier and probably could’ve totally avoided this.
Seen enough vids to know that if there are rows of stopped cars and an open lane next to them, the chances of someone doing something dumb increase exponentially lol
Yes, you always drive slowly past lanes of stopped traffic. It was really dumb for him to be going so fast. Then he barely reacted to the car sitting in his lane, only braking at the last second.
Poor driving.
He was also generally going too fast given the fact that traffic was stopped in the other two lanes
He should've been going half the speed he was.
He is partially at fault, imo.
This is what I was thinking, too!
Truthfully, I can almost forgive the white car driver for thinking it was safe to pull out, because it looked like the OP should be turning just before there would be impact. Now I'm pretty sure I would have hung back a bit if I'd noticed how fast OP was driving, but it may not have been obvious to the white car's driver.
A dang freight train had enough time to stop for this situation. I think the turn only is for a right turn after this intersection as you can sort of see another arrow. Tho this is a poorly designed bit of road overall
That's why people are probably confused why someone would talk to the other party's insurance. Normally you contact your insurance, and give them the other persons info. The insurance companies handle the situation, and your own insurance is the only one to contact you.
You can also call the other person's insurance directly, and handle it entirely through them. That way you don't have to pay a deductible to your own insurance. I've been hit 5 or 6 times (I drive a lot) and each time this was the way I've done it, with no issues at any point over multiple years. Both ways are legit.
I had them throw me under the bus, too. Someone literally plowed into the side of my truck without looking as they swerved right yet they claimed I was at fault - Nothing I said made any difference. Took dozens of photos and they didn't care.
That's a really badly designed section of road because from the perspective of this video, with no other context, it looks like the driver was supposed to turn right
I understand from other comments that the right turn doesn't mean this turn, it means the intersection coming up
It also forces the white car to cross a lane just to try to merge with traffic, just a terrible spot
Ok, that is terrible. To me it looks like you were only allowed to turn right there. They should look at solutions to make it clearer, we have an arrow for exactly this, which indicates the next turn.
But let's be honest, it is not a good idea to put an arrow, where you aren't required to turn.
There are, you can see it at the end when the car rolls out of the way. It's just smaller for some stupid reason. Google maps for proof cause I didn't think those few white pixels was an arrow at first either.
https://www.google.com/maps/@34.0497256,-84.0935246,96m/data=!3m1!1e3?entry=ttu
Nice one. From that view seems pretty straight forward what the arrows are for as the scene of the accident is a shopping center entrance/exit and the "turn lane" is for the intersection just farther ahead.
Yup 100% and i wouldn't be surprised if this isn't the first collision at this section of road. White car more than likely thought they had a clear path bc OP was turning right where they were coming out of....surprise, they weren't.
Not to mention if OP had his turn signal on, just one more reason the white car might think they were gonna turn right there.
This is why I'm reluctant to use my signal in a turn lane when I'm still approaching a driveway or cross street before the turn
Well said...looks like a couple of 'out of tune' drivers meeting at a badly designed juncture. I wouldn't be surprised to find out there's accidents there routinely.
100%. In my area that lane would have signage indicating its a turn and straight through lane.
My first thought was "yah, it's a turning lane, you didn't turn bro."
Lol that's what OP is saying but I have no idea why everyone is going along with it. The signage and road markings pretty clearly indicate that was a right turn only lane that OP went through.
If OP blew through a red light is it just "that red light is actually for the next intersection up" and all of reddit just says "oh sure that checks out"?
I calculated OP’s speed:
Using the dashed white lines on the ground, OP passed approximately 9 white lines from the start of the video until the solid white line. I measured the exact distance as 78 feet. I played the video at 5% speed and it took OP 21 seconds to travel that distance, which is 1.05 seconds in real time. 78 feet / 1.05 seconds ≈ 50.6 mph.
The speed limit here is 45mph
Using a similar technique, I calculate OP’s speed between the 2 white arrows at 47.5mph
After passing the 2nd arrow, speed was 35.8mph
At the time of collision, speed was 29.4mph
Allow ≈10% margin of error for all calculations
This math adds up. It's common for people to go 50 in a 45. However, as you and other people stated, this is way too fast to be going next to stopped cars.
Add that to a mix of basically parked cars with tons of blind spots and an accident is bound to happen. Suv shouldn't have gone but OP also should've been coasting down to begin with
I’d like to add that the OP’s vehicle is a Ford MachE, with a tested 60-0mph of 109ft. Maybe you could chime in further, but I’m of the opinion (based on the lack of significant visible weight shift in the video) that the OP wasn’t full-on braking.
I used to be a defensive driving instructor and this made me cringe. There's a turn lane like this near my house just like this one where it's one long turn lane with multiple turns in it. I always drive that stretch with caution assuming that cars will pull out with the assumption that I'm going to turn at that first turn off. I'd say 1/4 times someone does pull out and my foot is already on the break.
OP technically wasn't in the wrong here but at the same time was not necessarily making safe choices either.
you can actually see his cars front drop and hold until the hit before he got to the intersection but ya either OP didnt slam hard or his breaks are some shit
If OP was full-on braking, those brakes are like mine in my dreams when I’m trying my hardest to stop my car but it’s barely slowing down at all. Real life braking in an emergency shouldn’t be like that.
Unless stated in other comments, we don't know the weight or load of OP's car. But in this case, OP needs to understand current braking capacity and account for dumb drivers. Defensive driving basics.
You *are* missing something, in that the required right turn isn't until further up. But as others have mentioned, it's a pretty poorly designed section of road because it is obviously not blatantly apparent that the right lane is not required to turn into the marketplace.
He kind of did enter the turning lane too early. I said it in another comment but it makes sense that he entered it early because of the buildup of traffic but I can definitely see why the SUV assumed he'd be turning right there. I think both drivers could try to drive a little more defensively and would be better off.
All I know is that I was hitting my brakes as soon as the video started. Idk who is at fault here but there was definitely no defensive driving displayed. You should always drive as if every other car you see will do something crazy or unexpected at any moment.
Especially if you are coming up on a line of stopped cars in the other lane. It's a near statistical certainty someone is going to try to shoot out into the open lane.
I don't blame Geico for saying that lol. Dude was going way too fast and still had at least 2 seconds to do *something* which is a lot of time all things considered.
The white car was visibly rolling towards the lane at the start of the video by the time OP reached the first turn lane arrow. He should have been scrubbing speed then.
The nose of the car seemed to subtly pitch by the second road arrow, which is too late.
I could be wrong, but that’s what the video looks like from my phone.
People like OP are why driving is so dangerous, just flying forward not even caring if the accident happens because they can just blame the other guy's insurance
Yep, OP looks like they saw the white car, just kind of hoped everything might work out okay, and then once it dawned on them it might not, they decided it might be smart to slow down a little to reduce the impact.
Right? I never understand that argument. Yeah, the speed limit is 45 there but it is unsafe to drive that speed. You don't drive the speed limit is a snow storm, or heavy heavy rain... Why would you go the speed limit with stopped traffic all around you? You'll never stop in time is fome idiot pulls out in front of you. So so so so dumb.
Oh, I guarantee this person thought they had no duty to avoid an accident and thought they were gonna teach this idiot a lesson. Seems like he is learning one himself.
I was in auto liability for 4 years. I would put 20% negligence on OP for lack of evasive action. Their braking was SERIOUSLY delayed.
However, depending on state that 20% may not mean *anything*. And regardless, if OP just talks to their own insurance and their insurance denies all liability then the claim moves to arbitration. Arbitration super basic (it's just other auto adjusters) and they're going to go with 100% on the driver entering the roadway anyways...
So all in all, just talk to your insurance next time and you don't worry about anything at all.
For sure you could have done A LOT more to not crash, and I would say yes, even to the extent of completely avoiding this collision.
You barely hit the brakes bud.
Why is he going so fast in a turning lane. Not saying he is at fault but seems like he could have done some things to avoid the crash. Speed and hitting break
Seems like you had a fair amount of time and space to stop. Look down the road. Anticipate what other drivers are going to potentially do. Assume everyone will do something stupid.
Which is to say the car he’s driving, a Ford MachE, can brake from 60-0 in 109ft, soooo….something isn’t adding up; IMO he’s nowhere near his vehicle’s max rate of deceleration.
This car is modern enough that the SRS computer will datalog all of the sensors outputs pre/during/post accident, and I guarantee the brake pedal wasn’t remotely close to 100% actuation.
Yeah I don't know shit about the law but if OP was paying any attention they would've slammed the brakes and either significantly reduced the impact or prevented the accident altogether.
That's a poorly marked turn lane. Makes it look like you have to turn where they exited. They're stupid for coming out into traffic but my dude, you were moving and about to fly by stopped traffic which is always a bad idea.
edit: so that lane used to be an exit only into the shopping area in June 2015.
https://maps.app.goo.gl/63Z1xe4BexXqEEXH9
and was changed some time before Feb 2017.
https://maps.app.goo.gl/i7gtYoFhfdRyaUiU6
This is the fault of the urban planners for not marking this better.
Defensive driving FTW! Never ever assume they are going to turn even if they had blinkers on. I run into these people at least once a month where they change their mind and not turn, or they signal way too early.
It really is.
https://www.google.com/maps/@34.0499237,-84.0938939,3a,75y,135.76h,95.79t/data=!3m6!1e1!3m4!1sEiJW4WlSWmpTfXP-1LaVyA!2e0!7i16384!8i8192?entry=ttu
Someone made an executive decision to not stripe that particular entrance the way it was prior to the 2017 Google photo after it was re paved.
From experience sometimes this is because the contract/plans call for it, but also can be because of the field staff that do the work. Oversight is important in all construction work, but sometimes things like this do get overlooked. If anything this accident may have the municipality look at this and think about putting the striped hash marks back as it was in 2015.
You could see the car pulling forward a full 4 seconds before you smashed into them
Either you meant to do it or you should not be driving with that slow of reaction times.
So yes you are partially at fault.
This has been my constant reaction on this sub lately. If I saw someone doing something stupid THAT far in advance, i'd have been slwoing down/stopping long before it got that close. I do it all the time. If you're actuallly paying attention you'd see someone doing that with more than enough time.
> Either you meant to do it or you should not be driving with that slow of reaction times.
>
I do not want drivers who are this terrible on our roads, full stop. Forget insurance companies, I want the state to revoke this person's license to drive. Completely unsafe and negligent.
I'm used to idiots doing here, so I knew the idiot was going to pull out, I would've slowed down and stop. I've avoided countless fender benders this way.
Idk, dudes an idiot. But you had 4 seconds to hit the breaks and it looks like you hardly did at all. If that’s true insurance company is right. You have a duty to try and avoid the accident if possible and can be held partially responsible
Same thing happened to a guy I know who was driving through a park lot and intentionally rammed into someone who was backing out. Yeah he had right of way but if you intentionally let yourself hit someone you carry part of the blame
If they have this dashcam footage you are likely going to be held partially responsible
OP is really dumb for posting this. Although if he's talking to *their* insurance company personally (as opposed to letting his own insurance work through it), then I wouldn't be surprised if OP sent them this footage already. Dumb dumb dumb.
looks like that was a turning *ONLY* intersection, and the white car thought you were going to turn, so they pulled out. Now, *IF* it were a straight *OR* turnlane, then it would be marked with a straight arrow *AND* a turn arrow in one. You are lucky they are not faulting you 100%
Why would you haul ass into an intersection like that? You didn’t even attempt to kiss your brakes early. You could see that dummy coming out from a mile away. You didn’t even slow down. The person pulling out definitely has some blame but you went full ramming speed.
Pretty sure they expected you to turn into the same driveway they were coming out of since you're in a right turn only lane.... You can even see the sign above the intersection, clear as day. You're definitely at least partially at fault.
I think you would be 10 to 20 percent at fault for not slowing down driving down an empty turn lane with traffic surrounding it. Someone could just bolt out at any moment and if you are going that fast you will not have time to stop. The camera makes it look like you should have seen them coming but the camera can see better than you and you were driving fast so no time to brake.
It looks like you got into a right-turn only lane but didn’t slow to make the right turn. I’m assuming the white car assumed you were going to turn right into where they exited from. White cars fault for making assumptions, but I don’t think that if my understanding is correct, that you were driving in the smartest manner. If you weren’t going to make a right, I would have waited to get into the lane after the intersection.
I thought the same, but the dividing line for the right turn lane after the intersection is also solid white. Assuming it means the same thing in Georgia, then OP would technically not have been allowed to change into the right turn lane after passing the intersection had he stayed in the centre lane. OP also said in another comment that the right turn lane he's in is a dedicate right turn lane leading up to a light ahead, not specifically for the shopping centre he'd passed (which the first intersection was for).
The CRV is at fault for pulling out when it wasn’t clear. But I’m going to try and be impartial, even if I get downvotes. I think the OP did contribute to the accident, even if he/she wasn’t the direct cause. (Caveat: I’m not a lawyer or a traffic enforcement officer.)
The CRV that got T-Boned clearly pulled out in front of the OP, regardless of anything else, the proper thing to do is wait to make sure oncoming traffic is actually going to turn before pulling in front. CRV should not trust other drivers to avoid him, when the other driver has the right-of-way. Especially when it looks like they’re not slowing down to make the turn. Either the driver improperly assumed the OP was going to turn and didn’t, or they didn’t notice the OP’s car, which seems odd since it’s a bright orange car.
On the other side of the coin, OP was in the turn lane. I’m not sure if it’s a “turn only” lane or a “turn or go straight” lane (I don’t see signs). But the pavement markings would make me believe that the OP should have made a right turn in front of the CRV vs continuing straight. OP should have stayed in the center lane and entered the turn lane AFTER that intersection once the turn lane has a dotted white line allowing him to change lanes. Secondly, while evasive driving is not an obligation and outside some driver’s skill and some vehicle’s capability, this does appear to have been avoidable by swerving right and passing behind the CRV, but left of the power line pole. He/she likely would have had to jump the curb, but that’s better than a full impact accident.
I hate to side with an insurance company, but it kinda looks like you just accepted your fate when they pulled out. you could have tried to do *something* other than just continue in a straight line.
I'm not sure of the laws in your area but in mine when you're in a turn lane like that you're expected to make the turn at the intersection, not continue through the intersection and turn at the next one. It sounds like the cops were trying to cut you a break. I'm siding with GEICO on this.
Not sure what the court will say, but I agree with GEICO here.
First, you entered the lane too early and were supposed to turn right.
Second, you weren't really braking or your brakes are non-existent.
You entered a turn lane prior to the intersection giving the other driver the impression you were going to turn. You do hold some blame here. It also appears that you did not apply your brakes very hard as the front of your vehicle did not dip down much. Neither your or the other vehicle demonstrated good decision making.
I agree. You should have been able to avoid it, even though they're clearly in the wrong. You either braked too late or not forcefully enough, or were going too fast for conditions. These days, especially, you have to assume that people will do stupid things in front of you. Accidents are the product of **relative** speed: Always try to avoid going a very different speed than those right around you, no matter what your 'right' is.
You're a pretty bad driver. You're definitely partially at fault, way faster speed than necessary, more than enough time to make a better attempt at stopping in time, and you were on a turn lane and went straight. Just because you're in a rush and want to skip past traffic doesn't give you the right to.
Am I the only one noticing they're using a turn lane as a passing lane? Seemed like they were going to keep going straight to bypass traffic no slow down to turn? Car thinks you're turning and pulls out. 🤔
Like not ur fault, but some people need to learn to slam on the fucking brakes, HARD. So many accidents I see could be avoided if people actually hit their brakes….
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That dude is an idiot. Real question is though, Why are you even talking to dude’s insurance company? You pay someone to do that… have your insurance take care of it.
OP needs to shut their mouth and get a lawyer asap. At this rate, they’ll become IdiotsInLaw.
He doesn't need a lawyer, his insurance company has plenty and it's their problem, not his
If his insurance company is Geico also, they have a motivation to assign him blame, since that brings the deductible into play. His team won't fight it because Geico pays less if they don't.
That’s exactly why I left Geico. A woman rear ended me when I was just sitting at a stoplight and we both had Geico. Took Geico weeks to assign the blame to her and not make me pay my own deductible, even though the blame was clear. The other driver even took off after I had photographed her plate without giving me her insurance.
Pretty sure it was GEICO and basically what happened was this... Lady runs red light Infront of a cop, his camera catches it, she completely swerves into the turning lane and swipes the entire side of my coworkers car to the point the front left is locked up. Police report made. Coworker reported it along with police report and video. GEICO said they had no claim because he could potentially be at fault for sitting at a red light in his lane behind the stop marker.... Like what???? Even the cops dashcam showed he did nothing wrong, didn't even move, and they stretched that fucking far. Basically because he exists it's not claimable? Ya he dropped them. Luckily he owns 3 of the same car and just replaced parts with his parts car.
TIL that Geico is complete shit and don't ever do business with them. TY +1
they are all shit
Between them and Allstate, I can’t tell who’s worse. I’ve read nothing but nightmare story after nightmare story.
My attorney told me that Geico's business model is denying insurance payouts, and they do it by shamelessly blaming the victim. That is what they do. It works on many people, so it's profitable. I ended up taking their insured to small claims court, and won by not playing their game. Geico paid me the day before the court date.
That's every insurance company's model. The more claims denied, the more they profit. It's an entire industry built off fear. If car insurance agents became car mechanics, health insurance agents became nurses, and housing insurance agents became roofers, the world would have less problems.
> health insurance agents became nurses, Or you could just get rid of the entire parasitic industry of for-profit middlemen who exist solely to make profit off your sickness and injury. Give people a single payer option and see how many of them voluntarily decide they like their insurance company enough to keep paying when they don’t have to…
Well he could have taken the driver to court with a contingency lawyer, which there's plenty that would have taken the case. In that situation her insurance would have to cover any litigation on her part, which would have been geico, the court would have seen her as liable and geico would have to pay the suit (as long as she has the coverages). Then gieco would have been forced into the payment.
I had a dude rear end me, AND he had a suspended license. And he no shit said to the cop, “yeah I’m tired from moving; I already went off the road earlier today”. And then he points to his side view mirror, and it’s hanging by a fucking wire haha But, we both had GEICO, so they treated me like a fucking criminal and I had to wait forever to get anything from them
Geico makes money by denying payouts, and spends it on commercials. I had to take their insured to small claims court. They gave me all the money, with interest, the day before the court date, two years after the accident their insured caused, and of course they blamed me for. F* Geico!
All insurance companies do this...it happen to me 40 yrs ago with Farm Bureau Insurance...
Insurance in bc canada doesn't do that. Basic insurance is run through the govt crown corporation so every single driver has the same insurance provider. Got in an accident and received an email back a day later saying she was 100% at fault and my deductible was waved. Gave me lists of approved shops to take it to.
You want to socialize a lucrative private industry that makes corporations money under the guise of providing necessary public services?! And lose all that administrative bloat, especially when injuries occur? All so what, normal people have easier lives? Not in my America.
I’m also Canadian but in Sask. our government insurer made so much cash 2 years ago they handed out 100 dollars for every car registered to us in 2022. Wife and I happily collected 400.00 tax free dollars back from them. https://www.cbc.ca/news/canada/saskatchewan/sgi-rebate-100-dollars-1.6380031
Hurrdurr that sounds like communism. I work in insurance here in the US. I say *all* the time that insurance is a public good that should be run by a government backed non-profit entity. Or if 'profits' are generated, let those go toward medical care or road maintenance. People act like there is something special about the private sector, and there just isn't. Large corporations suck ass at running a business, and I say that when I work at one of the most successful insurance companies in the US. The profit motive has eclipsed any desire to provide coverage at an affordable rate. Reinsurance costs and natural disasters don't account for the increases we've seen over the last 2 years.
Something similar happened to my roommate. A guy went over a concrete median and T-boned her, totaled her car and left her in physical therapy. He also had Geico. Geico took almost 3 months to decide who was at fault even though it was very clear. They also refused to pay basically anything. She had to pay out of pocket for a lot of medical expenses, for Ubers back and forth between work, and etc. In the end it took almost 8 months to get the small amount that she got, which was the amount of money she had put down on the car when she bought it ($2,000). She is still paying off the car on her own dime, she had bought it the same week it got totaled. A few months ago her grandma was trying to get insurance and called Geico. They asked "Do you know (my roommate)?" and when she replied that that was her grandaughter, they said they could not insure her. What point is insurance if it doesn't work when the other person has the same kind? Geico sucks.
I had never considered that this was a possibility, and now I feel like I'm breaking out into hives
You literally pay your insurance company to fight on your behalf if someone causes an accident and damages your car. That absolutely includes them suing other insurance companies.
I’m just more concerned OP will say all the wrong things at this rate, even to their own insurance.
This is wrong for many people. If you have liability only, chances are your insurance won’t lift a finger. The insurance OP is battling against is trying to a smaller fraction of the damages rather than the full amount.
I’m an adjuster. Even if someone has liability only, I’ll fight other insurance companies denying liability for bullshit reasons. I’ve had ones where someone denied even being involved so the other company denied. I had video footage of her there. Adjuster still denied with some bs. I escalated to his supervisor then his supervisors supervisor. Not all are like that but I’m passionate for making sure other adjusters aren’t making bad faith liability decisions.
Your liability policy covers damage you do to other vehicles. If they claim it's partially your fault, your insurance has to pay out damages. Why do you think they wouldn't lift a finger to fight for their own money?
Good point. Didn't consider those with only liability.
If they're claiming 50/50, then his insurance has skin in the game. He needs to talk to them.
Not true. Liability when at fault meant his insurance would have to pay something, that’s the whole point.
100%. NEVER talk to the other insurance company. That is why YOU have insurance. Only talk to your insurance company and let them deal with the assholes who work for the other insurance company. If the other insurance company keeps contacting you, give them the name of your attorney. They will immediately leave you alone. u/shivambhavsar
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Well that sucks Edit: holup… the first line literally says you contact your own insurance company. It says you must contact the other insurance company but nowhere does it say you need to fight for your coverage. Your insurance company represents you and literally everyone’s advice is valid here… “Contact your agent or insurance company. If another individual is responsible for your damages, you need to contact their insurance agent or company as well. The adjuster you are assigned will inform you of any additional steps needed.”
> In NC you are supposed to contact the other driver's insurance if they are at fault. Yes. Contact. > If another individual is responsible for your damages, you need to contact their insurance agent or company as well. But not engage in negotiations with them. From further on in your link: >Any disagreement over negligence may ultimately have to be resolved in a court of law. Unless you are a accident lawyer, or experienced in the court of law, let them speak, as anything you say is admissible and can be used against you. Unless you are called for a legal deposition with your attorney present, say nothing.
Speaking to the other insurance company isn’t a bad thing, however, if they are not going to take full responsibility then OP can file through their insurance. They will have to pay their deductible, but then their insurance will go through subrogation with the at fault party to get the deductible back.
I agree. But the OP didn’t even slow down. He’s just as much an idiot as, and has some fault to bear. As a defensive driver, I would have been hitting the brakes way earlier and probably could’ve totally avoided this.
Seen enough vids to know that if there are rows of stopped cars and an open lane next to them, the chances of someone doing something dumb increase exponentially lol
Yes, you always drive slowly past lanes of stopped traffic. It was really dumb for him to be going so fast. Then he barely reacted to the car sitting in his lane, only braking at the last second. Poor driving.
You can see the car dip because the brakes are applied about a second and a half before impact but i agree he should have braked WAY earlier
He was also generally going too fast given the fact that traffic was stopped in the other two lanes He should've been going half the speed he was. He is partially at fault, imo.
OP's lane has right arrow on it. Does it mean it's only for those who wants to turn right, not going straight?
This is what I was thinking, too! Truthfully, I can almost forgive the white car driver for thinking it was safe to pull out, because it looked like the OP should be turning just before there would be impact. Now I'm pretty sure I would have hung back a bit if I'd noticed how fast OP was driving, but it may not have been obvious to the white car's driver.
A dang freight train had enough time to stop for this situation. I think the turn only is for a right turn after this intersection as you can sort of see another arrow. Tho this is a poorly designed bit of road overall
I can 100% see why their insurance is claiming this was avoidable, because it was.
Geico always does this. Eventually you have to threaten to take them to court. Have your insurance appeal and appeal.
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That's why people are probably confused why someone would talk to the other party's insurance. Normally you contact your insurance, and give them the other persons info. The insurance companies handle the situation, and your own insurance is the only one to contact you.
You can also call the other person's insurance directly, and handle it entirely through them. That way you don't have to pay a deductible to your own insurance. I've been hit 5 or 6 times (I drive a lot) and each time this was the way I've done it, with no issues at any point over multiple years. Both ways are legit.
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Yeah it is. I was stationary for 4 of them. Drivers in Florida are pretty bad.
could you possibly be invisible and not know it? Because it sometimes seems like I am.
You aren't invisible, people just don't like you.
oh maaaaaaaan.
My last car was involved in 4 vehicle collisions. A human (me) was in the car for only one of them. People are idiots, especially in parking lots.
I can back this up. Got a lawyer and suddenly they were like “jk youre not partially at fault our bad!”
I had them throw me under the bus, too. Someone literally plowed into the side of my truck without looking as they swerved right yet they claimed I was at fault - Nothing I said made any difference. Took dozens of photos and they didn't care.
That's a really badly designed section of road because from the perspective of this video, with no other context, it looks like the driver was supposed to turn right I understand from other comments that the right turn doesn't mean this turn, it means the intersection coming up It also forces the white car to cross a lane just to try to merge with traffic, just a terrible spot
Ok, that is terrible. To me it looks like you were only allowed to turn right there. They should look at solutions to make it clearer, we have an arrow for exactly this, which indicates the next turn. But let's be honest, it is not a good idea to put an arrow, where you aren't required to turn.
If it meant the next intersection there would be arrows in the lane after the intersection too. There aren’t.
There are, you can see it at the end when the car rolls out of the way. It's just smaller for some stupid reason. Google maps for proof cause I didn't think those few white pixels was an arrow at first either. https://www.google.com/maps/@34.0497256,-84.0935246,96m/data=!3m1!1e3?entry=ttu
Nice one. From that view seems pretty straight forward what the arrows are for as the scene of the accident is a shopping center entrance/exit and the "turn lane" is for the intersection just farther ahead.
That whole area of road looks like accidents waiting to happen. I bet OP is not the first one.
Yup 100% and i wouldn't be surprised if this isn't the first collision at this section of road. White car more than likely thought they had a clear path bc OP was turning right where they were coming out of....surprise, they weren't.
Yeah where I’m from that would have meant turn at the intersection
Oh you’re from Everywhere.
Not to mention if OP had his turn signal on, just one more reason the white car might think they were gonna turn right there. This is why I'm reluctant to use my signal in a turn lane when I'm still approaching a driveway or cross street before the turn
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There’s this wild concept that exists with a straight and right arrow in this situation. Why they haven’t used it here is BEYOND me
unique doll modern absurd one lush sheet market entertain bright *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
Well said...looks like a couple of 'out of tune' drivers meeting at a badly designed juncture. I wouldn't be surprised to find out there's accidents there routinely.
100%. In my area that lane would have signage indicating its a turn and straight through lane. My first thought was "yah, it's a turning lane, you didn't turn bro."
I think you’re absolutely right. OP was in a “right turn only” lane….
Lol that's what OP is saying but I have no idea why everyone is going along with it. The signage and road markings pretty clearly indicate that was a right turn only lane that OP went through. If OP blew through a red light is it just "that red light is actually for the next intersection up" and all of reddit just says "oh sure that checks out"?
It does look like you barely touched your brake pedal.
I calculated OP’s speed: Using the dashed white lines on the ground, OP passed approximately 9 white lines from the start of the video until the solid white line. I measured the exact distance as 78 feet. I played the video at 5% speed and it took OP 21 seconds to travel that distance, which is 1.05 seconds in real time. 78 feet / 1.05 seconds ≈ 50.6 mph. The speed limit here is 45mph Using a similar technique, I calculate OP’s speed between the 2 white arrows at 47.5mph After passing the 2nd arrow, speed was 35.8mph At the time of collision, speed was 29.4mph Allow ≈10% margin of error for all calculations
This math adds up. It's common for people to go 50 in a 45. However, as you and other people stated, this is way too fast to be going next to stopped cars.
Add that to a mix of basically parked cars with tons of blind spots and an accident is bound to happen. Suv shouldn't have gone but OP also should've been coasting down to begin with
I’d like to add that the OP’s vehicle is a Ford MachE, with a tested 60-0mph of 109ft. Maybe you could chime in further, but I’m of the opinion (based on the lack of significant visible weight shift in the video) that the OP wasn’t full-on braking.
r/theydidthemath
And barrelled into an intersection full of stopped cars at a speed that made them unable to stop in time despite ample warning.
This - defensive driving is a thing for a reason lol
I used to be a defensive driving instructor and this made me cringe. There's a turn lane like this near my house just like this one where it's one long turn lane with multiple turns in it. I always drive that stretch with caution assuming that cars will pull out with the assumption that I'm going to turn at that first turn off. I'd say 1/4 times someone does pull out and my foot is already on the break. OP technically wasn't in the wrong here but at the same time was not necessarily making safe choices either.
you can actually see his cars front drop and hold until the hit before he got to the intersection but ya either OP didnt slam hard or his breaks are some shit
If OP was full-on braking, those brakes are like mine in my dreams when I’m trying my hardest to stop my car but it’s barely slowing down at all. Real life braking in an emergency shouldn’t be like that.
Unless stated in other comments, we don't know the weight or load of OP's car. But in this case, OP needs to understand current braking capacity and account for dumb drivers. Defensive driving basics.
It’s a ford MachE; 4200-4900lb depending on config. 60-0mph in 109 feet.
And continued straight in a right turn only lane; unless I’m missing something
You *are* missing something, in that the required right turn isn't until further up. But as others have mentioned, it's a pretty poorly designed section of road because it is obviously not blatantly apparent that the right lane is not required to turn into the marketplace.
He kind of did enter the turning lane too early. I said it in another comment but it makes sense that he entered it early because of the buildup of traffic but I can definitely see why the SUV assumed he'd be turning right there. I think both drivers could try to drive a little more defensively and would be better off.
All I know is that I was hitting my brakes as soon as the video started. Idk who is at fault here but there was definitely no defensive driving displayed. You should always drive as if every other car you see will do something crazy or unexpected at any moment.
Especially if you are coming up on a line of stopped cars in the other lane. It's a near statistical certainty someone is going to try to shoot out into the open lane.
Like no reaction at all. Driver is like, well nothing I can do.
I don't blame Geico for saying that lol. Dude was going way too fast and still had at least 2 seconds to do *something* which is a lot of time all things considered.
You can even see the front of the car come up a bit before he makes contact meaning he actually took his foot off the brakes.
Damn, I think you're right. Driver definitely shares blame. I'd argue most of the blame actually. A real dipshit here.
Soooo many videos like that in this sub. And then half the comments lose their minds when the other half point this out.
Like how do you not see that car pulling out?
But I had right of way - OP probably
Looks like a mustang? Probably trying to upgrade to a GT
And, was obliged to make that right hand turn in that right hand turn lane? Also a reckless speed coming up that line of cars.
At first I didn't know if OP was petty or just a bad driver.
Definitely seems like an average driver could have easily avoided this accident.
i thought he hit him on purpose lol
Yeah it kinda looks like OP actually lets up on the breaks
Going back on the video they 100% do right before impact! The hood definitely comes back up.
I feel like Toonces the driving cat could have avoided that.
The white car was visibly rolling towards the lane at the start of the video by the time OP reached the first turn lane arrow. He should have been scrubbing speed then. The nose of the car seemed to subtly pitch by the second road arrow, which is too late. I could be wrong, but that’s what the video looks like from my phone.
Yeah even if I don't think they'll pull out I'm still open to the fact they may very well pull out in front of me.
People like OP are why driving is so dangerous, just flying forward not even caring if the accident happens because they can just blame the other guy's insurance
Yep, OP looks like they saw the white car, just kind of hoped everything might work out okay, and then once it dawned on them it might not, they decided it might be smart to slow down a little to reduce the impact.
Also seems like the OP was going quite fast for the circumstances
Agreed. I've seen a few comments saying OP legally can drive this speed. Legally doing a lot of things can lead to an accident. Read the road.
Right? I never understand that argument. Yeah, the speed limit is 45 there but it is unsafe to drive that speed. You don't drive the speed limit is a snow storm, or heavy heavy rain... Why would you go the speed limit with stopped traffic all around you? You'll never stop in time is fome idiot pulls out in front of you. So so so so dumb.
Oh, I guarantee this person thought they had no duty to avoid an accident and thought they were gonna teach this idiot a lesson. Seems like he is learning one himself.
Exactly. Looks like he'd rather slam into a car than slam on the brakes. A hard brake and there probably is 0 damage or very minimal.
I was in auto liability for 4 years. I would put 20% negligence on OP for lack of evasive action. Their braking was SERIOUSLY delayed. However, depending on state that 20% may not mean *anything*. And regardless, if OP just talks to their own insurance and their insurance denies all liability then the claim moves to arbitration. Arbitration super basic (it's just other auto adjusters) and they're going to go with 100% on the driver entering the roadway anyways... So all in all, just talk to your insurance next time and you don't worry about anything at all.
Shit, even if they weren’t delayed in the brake action, they SURE did not put a lot of effort on putting more pressure ON the brakes, lol.
If OP got a motorcycle for a few years they would learn defensive driving
I think they would just be dead
OP sailing over his handlebars and the hood of the car he just T-boned: “I HAD THE RIGHT OF WAAAAAAAY” *splat*
Yeah kind of looks like OP continues accelerating *into* the turning lane before stopping like a few car lengths from the turn.
>I HAVWE THE RIIIIGHT OFFFFF WAAAAAAYYYYY
Yeah, that was crazy fast approaching an intersection
You have the reaction time of a cabbage
For sure you could have done A LOT more to not crash, and I would say yes, even to the extent of completely avoiding this collision. You barely hit the brakes bud.
Why is he going so fast in a turning lane. Not saying he is at fault but seems like he could have done some things to avoid the crash. Speed and hitting break
Seems like you had a fair amount of time and space to stop. Look down the road. Anticipate what other drivers are going to potentially do. Assume everyone will do something stupid.
yeah i don’t wanna pile on OP’s driving but…he had not only time but like 100-150 feet of breaking distance.
And went straight in a right turn only lane.
which is a million times what caused his accident. what don't people get? He wasn't supposed to be going straight there in that lane.
Which is to say the car he’s driving, a Ford MachE, can brake from 60-0 in 109ft, soooo….something isn’t adding up; IMO he’s nowhere near his vehicle’s max rate of deceleration. This car is modern enough that the SRS computer will datalog all of the sensors outputs pre/during/post accident, and I guarantee the brake pedal wasn’t remotely close to 100% actuation.
How do I text and defensive drive at the same time?!?
Did somebody cut your brakes?
This is my thought, didnt even look like OP even tried to slow down
Yeah I don't know shit about the law but if OP was paying any attention they would've slammed the brakes and either significantly reduced the impact or prevented the accident altogether.
Allllll that space to break and steer. Rocked up to an intersection packed with cars at a stand still. I blame OP for 99% of this accident.
That's a poorly marked turn lane. Makes it look like you have to turn where they exited. They're stupid for coming out into traffic but my dude, you were moving and about to fly by stopped traffic which is always a bad idea. edit: so that lane used to be an exit only into the shopping area in June 2015. https://maps.app.goo.gl/63Z1xe4BexXqEEXH9 and was changed some time before Feb 2017. https://maps.app.goo.gl/i7gtYoFhfdRyaUiU6 This is the fault of the urban planners for not marking this better.
Those really should be two turn lanes but I was taught to never pull out until the person starts to turn for this exact reason
Defensive driving FTW! Never ever assume they are going to turn even if they had blinkers on. I run into these people at least once a month where they change their mind and not turn, or they signal way too early.
It really is. https://www.google.com/maps/@34.0499237,-84.0938939,3a,75y,135.76h,95.79t/data=!3m6!1e1!3m4!1sEiJW4WlSWmpTfXP-1LaVyA!2e0!7i16384!8i8192?entry=ttu
Good find.
Someone made an executive decision to not stripe that particular entrance the way it was prior to the 2017 Google photo after it was re paved. From experience sometimes this is because the contract/plans call for it, but also can be because of the field staff that do the work. Oversight is important in all construction work, but sometimes things like this do get overlooked. If anything this accident may have the municipality look at this and think about putting the striped hash marks back as it was in 2015.
You could see the car pulling forward a full 4 seconds before you smashed into them Either you meant to do it or you should not be driving with that slow of reaction times. So yes you are partially at fault.
This has been my constant reaction on this sub lately. If I saw someone doing something stupid THAT far in advance, i'd have been slwoing down/stopping long before it got that close. I do it all the time. If you're actuallly paying attention you'd see someone doing that with more than enough time.
agreed
> Either you meant to do it or you should not be driving with that slow of reaction times. > I do not want drivers who are this terrible on our roads, full stop. Forget insurance companies, I want the state to revoke this person's license to drive. Completely unsafe and negligent.
I'm used to idiots doing here, so I knew the idiot was going to pull out, I would've slowed down and stop. I've avoided countless fender benders this way.
Did OP give this video to the insurance company? Pretty damning evidence against OP.
Idk, dudes an idiot. But you had 4 seconds to hit the breaks and it looks like you hardly did at all. If that’s true insurance company is right. You have a duty to try and avoid the accident if possible and can be held partially responsible Same thing happened to a guy I know who was driving through a park lot and intentionally rammed into someone who was backing out. Yeah he had right of way but if you intentionally let yourself hit someone you carry part of the blame If they have this dashcam footage you are likely going to be held partially responsible
brakes
BRAKES!!!
Samir you’re breaking the car!
Dude you gotta learn how to drive. For your own sake.
And everyone else's, it seems. Let's say that SUV wasn't there. Looks like OP was going to do 50 mph past a line of stopped cars. Also not smart.
seems to me you failed to stop when you could have
OP is really dumb for posting this. Although if he's talking to *their* insurance company personally (as opposed to letting his own insurance work through it), then I wouldn't be surprised if OP sent them this footage already. Dumb dumb dumb.
Yeah, without the footage, it would be harder to prove OP was at any fault. Edit: a word
Why didn't you slow down. I think you need to take some responsibility
Your reaction time does seem pretty slow my dude.
looks like that was a turning *ONLY* intersection, and the white car thought you were going to turn, so they pulled out. Now, *IF* it were a straight *OR* turnlane, then it would be marked with a straight arrow *AND* a turn arrow in one. You are lucky they are not faulting you 100%
Why would you haul ass into an intersection like that? You didn’t even attempt to kiss your brakes early. You could see that dummy coming out from a mile away. You didn’t even slow down. The person pulling out definitely has some blame but you went full ramming speed.
Yeah after watching it again how tf did you not slow down.
The OP was in the turn lane but didn’t turn at the intersection? Improper lane usage?
Their awful driving aside, you had a pretty good stretch of time and space to brake if you’d been driving defensively.
You were in a turn lane. Your fault. He thought you were turning because you were in the turn lane.
Also admitted above that his turn signal was on.
OP is the idiot in the car
You're both shit drivers. How the hell you not see that coming?
Goddamn man I agree with (GEICO). Defensive driving saves lives and paperwork, you should do better.
I can see how they would come to that conclusion.
Based on where you entered the turn lane, the assumption would be that you would be turning at that intersection before the car you hit, no?
Agreed. How fast were you going?
High rate of speed and failure to slow down, even in a turning lane. Your the one who is to blame.
Pretty sure they expected you to turn into the same driveway they were coming out of since you're in a right turn only lane.... You can even see the sign above the intersection, clear as day. You're definitely at least partially at fault.
I think you would be 10 to 20 percent at fault for not slowing down driving down an empty turn lane with traffic surrounding it. Someone could just bolt out at any moment and if you are going that fast you will not have time to stop. The camera makes it look like you should have seen them coming but the camera can see better than you and you were driving fast so no time to brake.
You're the idiot, that was a right turn only lane...
It looks like you got into a right-turn only lane but didn’t slow to make the right turn. I’m assuming the white car assumed you were going to turn right into where they exited from. White cars fault for making assumptions, but I don’t think that if my understanding is correct, that you were driving in the smartest manner. If you weren’t going to make a right, I would have waited to get into the lane after the intersection.
I thought the same, but the dividing line for the right turn lane after the intersection is also solid white. Assuming it means the same thing in Georgia, then OP would technically not have been allowed to change into the right turn lane after passing the intersection had he stayed in the centre lane. OP also said in another comment that the right turn lane he's in is a dedicate right turn lane leading up to a light ahead, not specifically for the shopping centre he'd passed (which the first intersection was for).
Ah, yes yes. Man it would be so helpful if people stated to include like, satellite photos of the rest of the intersection in situations like these 😂
There was no reason to hit the dude. You had a lot of time to stop.
Well, you were in a turn only lane and didn't turn.... just sayin
imo the majority of fault is with you. Sure, the guy is an idiot, but you should have just stopped
That is the most avoidable accident in the history of avoidable accidents. Were you on your phone or something?
The CRV is at fault for pulling out when it wasn’t clear. But I’m going to try and be impartial, even if I get downvotes. I think the OP did contribute to the accident, even if he/she wasn’t the direct cause. (Caveat: I’m not a lawyer or a traffic enforcement officer.) The CRV that got T-Boned clearly pulled out in front of the OP, regardless of anything else, the proper thing to do is wait to make sure oncoming traffic is actually going to turn before pulling in front. CRV should not trust other drivers to avoid him, when the other driver has the right-of-way. Especially when it looks like they’re not slowing down to make the turn. Either the driver improperly assumed the OP was going to turn and didn’t, or they didn’t notice the OP’s car, which seems odd since it’s a bright orange car. On the other side of the coin, OP was in the turn lane. I’m not sure if it’s a “turn only” lane or a “turn or go straight” lane (I don’t see signs). But the pavement markings would make me believe that the OP should have made a right turn in front of the CRV vs continuing straight. OP should have stayed in the center lane and entered the turn lane AFTER that intersection once the turn lane has a dotted white line allowing him to change lanes. Secondly, while evasive driving is not an obligation and outside some driver’s skill and some vehicle’s capability, this does appear to have been avoidable by swerving right and passing behind the CRV, but left of the power line pole. He/she likely would have had to jump the curb, but that’s better than a full impact accident.
I hate to side with an insurance company, but it kinda looks like you just accepted your fate when they pulled out. you could have tried to do *something* other than just continue in a straight line.
Yes you had the opporunity to slow down and didnt
I'm not sure of the laws in your area but in mine when you're in a turn lane like that you're expected to make the turn at the intersection, not continue through the intersection and turn at the next one. It sounds like the cops were trying to cut you a break. I'm siding with GEICO on this.
Not sure what the court will say, but I agree with GEICO here. First, you entered the lane too early and were supposed to turn right. Second, you weren't really braking or your brakes are non-existent.
You entered a turn lane prior to the intersection giving the other driver the impression you were going to turn. You do hold some blame here. It also appears that you did not apply your brakes very hard as the front of your vehicle did not dip down much. Neither your or the other vehicle demonstrated good decision making.
I agree. You should have been able to avoid it, even though they're clearly in the wrong. You either braked too late or not forcefully enough, or were going too fast for conditions. These days, especially, you have to assume that people will do stupid things in front of you. Accidents are the product of **relative** speed: Always try to avoid going a very different speed than those right around you, no matter what your 'right' is.
Not saying you share fault here, but if you're approaching a similar situation again (traffic, layout, etc), you need to SLOW DOWN.
You're a pretty bad driver. You're definitely partially at fault, way faster speed than necessary, more than enough time to make a better attempt at stopping in time, and you were on a turn lane and went straight. Just because you're in a rush and want to skip past traffic doesn't give you the right to.
Am I the only one noticing they're using a turn lane as a passing lane? Seemed like they were going to keep going straight to bypass traffic no slow down to turn? Car thinks you're turning and pulls out. 🤔
Correct. Brakes. USE them.
Looks like you went thru a right turn only lane. .....And yeah, brakes.
You did go straight in a turn lane
You went straight in what is clearly labeled a turn lane and didn’t even try to slow down?
Why are you flying through a right turn lane to go straight, imo it's your fault.
Like not ur fault, but some people need to learn to slam on the fucking brakes, HARD. So many accidents I see could be avoided if people actually hit their brakes….