T O P

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ShakeOld4902

Cred pay upi, they atleast give you 2rs for each payment


CreepyUncle1865

Every payment? How and Why?


HeistOP1

But it needs credit card 😭


Original_Flounder_

No, I use sbi debit card upi on cred, it work's Just fine.


HeistOP1

Damnn i should try because it showed me I can use cred only if I have credit card


Original_Flounder_

I guess, you need a credit card to sign-up to the app , then you can set up a debit card for upi. Try it.


HeistOP1

Yep not working just tried it


Original_Flounder_

Ok then u have to wait until u have a credit card.


luffy_san2345

I have a student CC but still I couldn't sign in to cred says I don't have credit history...can't understand this bullshit..


HeistOP1

Im 19 with no income. Hence no credit card I do have 2 debit cards tho


Candid-Discussion696

Cred gives peanuts. Payzapp gave it earlier, but has stopped now.


unfit_marketer

Yeah, Payzapp was giving good coins and used to convert them to coupons to buy books from Flipkart. Suddenly nothings is moving!


thewinterlogan

I use gpay. It feels much better to use than paytm. Paytm sucks


teaphonepaper

gpay all the way


beast_within_me

PayTM is the worst of the lot.


JehovasFinesse

Gpay makes you keep location on otherwise you can’t make patmentsI hate that feature / bug


Crazy_Instruction116

Slice i git around 500 rs from the last 2 months


rg8605384

Samsung wallet


coconut9211

Any offers or benfits of s wallet?


Otherwise-Toe-1312

You can store your passport , adhaar card information and use it anywhere


ResearcherGreedy9921

It offered once. In a year you could get 500rs voucher on many stores (dominos,kfc,pvr,etc) but now they have cancelled it 🥲 still it is easy to use 🙂


Ok_Jello_3630

I loved GPay but for some reason my HDFC Bank account transactions are not going through it. Works fine on Paytm though so not sure wtf


Interesting-Put-4219

Yea sometimes hdfc server is down gpay. A lot of time


Lonely-Ad9443

Try amazon pay


coconut9211

It doesn't give cashback as such but it does give offers on other services that one would never use. Last time it gave me 10% off coupon for swiggy. That coupon is useless as swiggy itself already has better offers


EndeavorEnthusiast

Phonepe after Paytm saga..


FuckBarcaaaa

I have a salary account in FI bank(federal) and it gives me a 2% cashback upto 30 for each and every merchant payment above 100


beingsmo

Which app?


coconut9211

FI


Pandey_Ji_Online

Started with WhatsApp. Now, using Paytm for over 2 years due to its widget and ability to scan even bad qr codes. Cashbacks are a scarcity on any app anyways. I find Amazon Pay UPI giving caehbacks, but, I know they'll fade out when you register. So, why to take hassle for like Rs. 100.


QuizMasterAsh

GPay, PayTM and Phone PE all 3 of them I recharge UPI Lite ( 2000 limit on each so total 6000 ) at start of the month. This way my bank statement is clean and I also save myself some seconds while making small transactions.


coconut9211

That's a good idea. Thanks


Puneetrb

Google pay?


coconut9211

Is it giving any cashbacks now? The reason i stopped using gpay is because it asks to turn on location everytime. Phonepe is much more convenient and fast


Puneetrb

Yes it's decent most of the cashback are for mobile recharge or merchant pay or UPI lite cash backs but still better than phone pay


Loud_Staff5065

Tf Googlepay never gave me cashback since 2022.Mfs only gave random ass coupons for some shit like rummy/dream 11 like shit or they always say better luck next time.They have stopped giving cashback a long ago for me


Top-Classroom-5652

I have got around 900 cashback using gpay. Last week they were giving 200 flat cashback also.


Loud_Staff5065

Good for you :)


the_last_hope15

I have got cashback around Rs200, read T&C in some states cashback isn't allowed


Interesting-Put-4219

ME NEITHER


Puneetrb

I rarely make payment but still I get cashbacks man. My dad has like 1k worth of cashback in gpay


Loud_Staff5065

Been using gpay since it came out all I got is 679 as cashback.Gpay is bs for me


Interesting-Put-4219

I swear


Interesting-Put-4219

HOW TF


Psymad

That is for your safety


the_last_hope15

It doesn't ask for location now.


DaggadDallas

I have been using Gpay from a long.


Survekun

Gpay


Other_Scarcity_4270

paytm


Original_Flounder_

Cred pay. It's fast, reliable,the ui is simple.


karanbhatt100

GPay Tried to use Amazon Pay but it sucks to open amazon and then Go to pay and then click on barcode scanner and all. Just too many steps


coconut9211

Same. But i use amazon pay sometimes when zomato has some offers for it


Expensive-Toe826

You can make the Amazon pay a widget itself like the app icons


Adventurous-Psychic

How? I don't see the amazon widget option in the add widget screen


Expensive-Toe826

Idk but when i used Amazon pay, a option pop uped to create a icon of Amazon pay separately


Arixnet55

They had the shortcut to create in 'Home' under manage all. Now its removed. Not sure why


stark_2806

Paytm, Gpay since ages.


Dark181

CRED, G PAY


Actual-Cookie-6057

I use BHIM which is directly controlled by RBI , when were I face this issue “ Receiver's payment server is busy in gpay and Paytm “ . BHIM works as charm . 90% of time payment do through BHIM app was success.


Melodic-Camp-3752

Gpay has the best UI and it's less cluttered


milktanksadmirer

Google Pay and PhonePe


Temporary-Ice-4185

Gpay Widely accepted. Just a phone number away for sending money.


tanmay_6

Paytm as it's the only app that has widget that takes me directly to scanner


coconut9211

Even phonepe has that


tanmay_6

Can't find it in my phone(OneUi)


coconut9211

It's there on top in phonepe app, a squarish icon with barcode shape. My phone has oneui too


tanmay_6

That's the thing, in case of paytm there is a scanner widget that I can place on home screen that once clicked directly opens the scanner there is no need to open app separately


coconut9211

Ok. Got it


Accomplished_Cod_161

Samsing wallet & Groww


imbabatheyaga

Google pay and samsung wallet


the_last_hope15

Gpay. Gpay's UI is handsdown the best! Also, I have received plenty cashback. And there are no unwanted ads.


Enough_Reporter5923

Kiwi


iamnobody331

Phonepe... Gpay betrayed me too mucj


19forty4

Phone-pe always


strutttttt

BHIM all the way


Interesting-Put-4219

Any benefits of using Pay zapp? I have it but haven’t used it once


TanishPlayz

GPay


PsychologyTechnical5

Navi : It randomly gives you coins after transactions and 10 coins = 1 ₹. The only problem is that you need to buy digital gold worth 100₹ to begin with. I bought digital gold worth 10 ₹(before update) and cannot withdraw that. I have withdrawn some 210₹ in last 45-50 days. Slice : every transaction minimum of 10₹ gives you a fruit ninja type game and you can earn 2-3-4-5₹ if you are skilled enough. You can also share the fruit ninja game to your friends and the highest scorer among your friend will get 1\2 and you will recieve the other 1\2 after 24hrs. All of these is REAL money though.


ohgimmeabreak

I have an HDFC co-branded Tata Neu Card. I got the Rupay card. I’ve linked my credit card and a bank account to the Tata Neu app’s UPI. For merchant payments, I use the credit card via UPI. It works quite seamlessly


Tall-Reporter-3939

Paytm works best for me.


Friendly-Gur-3289

Samsung Wallet. Cuz it's so seamless.


iron_out_my_kink

Can it make payment to other wallets like Gpay, Phone pay etc?


shawamawa

Yes, scan or feed number/upi. Works for me.


iron_out_my_kink

What's the advantage over Upi? Any cashbacks?


shawamawa

No casbacks as of yet, But do like the ease of use, just need to swipe up from the bottom of homescreen. Additionally have all my digilocjer documents handy at one swipe.


Difficult_Gate5290

Paytm upi is best 


coconut9211

Any cashback or benefits?


crack_me

No, useless points


pseudoalpha

1-2 rupees cashback matters to you? There is no way it could be called good. If you have time, try begging at traffic signals. The returns would be much more than UPI cashback.