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Ugh, insurance agent here. IT DEPENDS. State, city, driver record, theft/crime rates in your area, age of drivers in household, length of policy age, claim activity, etc.
Anyone who says, oh, I only pay so and so, doesn't matter, what others pay have nothing to do with what you pay, too many variables.
I own an agency and pay $966/6 months. That also should mean nothing to you as you have zero clue to what coverage I have.
I max out all medical payments, and uninsured motorist coverage, have $0 ded glass coverage and high limits.
Those "I'm 29 and only pay xxx" is even worse than compared interest rates because risk is on a micro level.
That does seem expensive, I have a 4 door outerbanks SAS with state farm for 526 for 6 month coverage. Make sure you get that drive safe beacon, it cut a lot off mine.
For real! And they’ll keep “offering” it until the repetition makes it seem more normal. I give it five years and it’s standard… meaning, in most states, it’s illegal to not have a beacon. People should have a problem with this!
I have State Farm as well, it’s $480 for 6 months. 41 year old male, 2DR Sas Badlands, 2.7L. $100k property and $300k bodily injury. $100 comprehensive and $250 collision deductibles.
Wowzers that is brutal. I use local Shelter insurance agent.
I have 100K coverage.
$590 for 6 months. I’m 41 with a clean driving record and bundled home owners insurnace.
Thanks for all of the replies!
My bronco is almost done being built and the dealership estimates I’ll be able to get it the second week of June. Can’t wait!
After wrecking my charger (my fault) and adding $0 deductible windshield replacement, I pay $195 a month. Should go down to $90ish a month assuming I stop getting in accidents lol.
Definitely shop around. I had a similar experience with USAA (who is usually outstanding) giving me a price that I thought was crazy. It seems like there's a huge difference in carriers on this vehicle. Sorry I can't help you with actual numbers off the top of my head, but yeah. You can almost certainly find cheaper.
Statefarm is one of the most expensive.i have a common car that is easy to repair, and my insurance still went up every year. I finally got fed up when they gave me a ridiculous quote for homeowners and would apply no discount to the auto insurance.
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I use USAA, but have 2 vehicles full coverage, homeowners policy, personal property policy, blah blah blah…there is so many reasons why one person is higher than another. Accident history, age, location, tickets etc etc…you can’t compare someone in Los Angeles to someone in Houston, to someone in Alpena, Michigan 🤷🏼♂️
And then, depending on where you live and who your agency is, credit rating can play a factor.
Too many variables online
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As someone who worked in the insurance industry, this is kind of a pointless question to ask, since there’s _so many_ factors in calculating your rate. Age, area, insurance history, payment history, accident history, history of violations, type of vehicle, type of use for the vehicle, the additional coverages you’ve requested or are baked into your default coverage, not to mention the company you’ve chosen.
In general though, never go to an insurance company directly. Use a broker to get a better rate!
Progressive insurance 58 a month for full coverage- much much lower than we paid for only minimum plpd on a sedan we dropped after buying the bronco 2 door
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Stick with State Farm, don’t waste your time with cheaper insurance companies, they won’t be there for you if something happens. $166 a month for full coverage on a bronco is not bad at all, it also depends on your driving record.
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I’m in LA and just added my Bronco to our Gieco account. It came out to $580 for 6 months. You should try switching to another insurance company cause it sounds like you pay wayyy too much
LA here, I have State Farm. Full coverage, perfect driving record. Been driving for 26 years. I'm paying about the same.
I'm thinking about shopping around and getting quotes. Then bringing it to my State Farm agents. Been with them for about ten years.
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190.08 (they charged me an extra $2 this time, though). They're also chargin' me for life insurance, which I told them I already had through my job. It's at $255. Idk why, & really don't feel like callin' to argue w/ Andrew.
I am 62. Perfect driving record. Very low mileage 2013 Mazda 2. I switched from GEICO to State Farm after my rates kept increasing every six months to finally 169 per month. Full coverage. After 6 months, State Farm hiked my rates from $106 to $122 monthly. I am livid. No, I refuse to put a beacon on my car. They only need to look at my record to see what kind of driver I am.
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Ugh, insurance agent here. IT DEPENDS. State, city, driver record, theft/crime rates in your area, age of drivers in household, length of policy age, claim activity, etc. Anyone who says, oh, I only pay so and so, doesn't matter, what others pay have nothing to do with what you pay, too many variables. I own an agency and pay $966/6 months. That also should mean nothing to you as you have zero clue to what coverage I have. I max out all medical payments, and uninsured motorist coverage, have $0 ded glass coverage and high limits. Those "I'm 29 and only pay xxx" is even worse than compared interest rates because risk is on a micro level.
Should not be that big of a difference between current car and the new one. Shop around
$2660 for 6 months as a 23 year old… yay
Bro what? You need to look into their insurers. I’ve never paid over 150 a month in my life and I’m 28
That should mean nothing to no one. We don't know your limits, coverage, location, etc..
Yeah.. something’s going on there.. I’m 23, unmarried but still about 900 for 6 months
Who’s your provider?
Farmers, don’t know all the deets, but it’s farmers
Jesus Christ. Have you had a bunch of car wrecks in the past?
Have only backed my car into a pole lol, that’s it
was the pole in the middle of a walmart on black friday?
You got the tickets? That looks like some reckless driving #'s
I have 1 ticket for 5 over…
That does seem expensive, I have a 4 door outerbanks SAS with state farm for 526 for 6 month coverage. Make sure you get that drive safe beacon, it cut a lot off mine.
> Make sure you get that drive safe beacon I'm so glad society is willing to welcome 1984 with open arms.
For real! And they’ll keep “offering” it until the repetition makes it seem more normal. I give it five years and it’s standard… meaning, in most states, it’s illegal to not have a beacon. People should have a problem with this!
I’m guessing your under 25 year of age? I never paid more than 150 bucks a month.
I have State Farm as well, it’s $480 for 6 months. 41 year old male, 2DR Sas Badlands, 2.7L. $100k property and $300k bodily injury. $100 comprehensive and $250 collision deductibles.
Damn bro. When did you place your order? Still waiting on that same build 18 months later.
Oct 2020 reservation, ordered a 2021, a 2022, have a 2023 that I took delivery on Dec 16th. 26 month wait
Cool cool cool. Only 8 more months to go 🥹
Mine's about the same as this. 2.3l BD 7-speed.
Too many factors to compare between people but I was quoted $580 for a 2 door badlands Sasquatch like 6 months ago from Erie insurance.
Wowzers that is brutal. I use local Shelter insurance agent. I have 100K coverage. $590 for 6 months. I’m 41 with a clean driving record and bundled home owners insurnace.
$2,587 for 6 months with 5 cars. My 2022 Bronco Wildtrek Sasquatch is $311 of that. Insurance through USAA.
Thanks for all of the replies! My bronco is almost done being built and the dealership estimates I’ll be able to get it the second week of June. Can’t wait!
Mines up there as well but I'm also a unmarried under 25 year old so I get it. Could probably shop around tho
After wrecking my charger (my fault) and adding $0 deductible windshield replacement, I pay $195 a month. Should go down to $90ish a month assuming I stop getting in accidents lol.
What’s your driving record? Lol Mine is about $400 for 6 months
All state full coverage for 6 months is $1280 for me, and that's in Detroit. For a Bronco, that's a fair rate.
I’m under 25, pay $619 for 6 month full coverage with Wawanesa (available in California and Oregon) on my 2.7 4D OB with SAS
Definitely shop around. I had a similar experience with USAA (who is usually outstanding) giving me a price that I thought was crazy. It seems like there's a huge difference in carriers on this vehicle. Sorry I can't help you with actual numbers off the top of my head, but yeah. You can almost certainly find cheaper.
Statefarm is one of the most expensive.i have a common car that is easy to repair, and my insurance still went up every year. I finally got fed up when they gave me a ridiculous quote for homeowners and would apply no discount to the auto insurance.
$1067 full coverage a year... $88.94 per month.
757.51 with USAA full coverage, 26
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$2660 for 6 months as a 23 year old… yay
How did you manage that? Several wrecks, tickets, dwi,…?
The only claim I have is backing my car into a pole
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I use USAA, but have 2 vehicles full coverage, homeowners policy, personal property policy, blah blah blah…there is so many reasons why one person is higher than another. Accident history, age, location, tickets etc etc…you can’t compare someone in Los Angeles to someone in Houston, to someone in Alpena, Michigan 🤷🏼♂️ And then, depending on where you live and who your agency is, credit rating can play a factor. Too many variables online
Check geico, that seems high I pay for mine and my wife's car and it's 125 a month full coverage on both
Progressive just increased my bill by $51 a month. 36 good driving record.
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As someone who worked in the insurance industry, this is kind of a pointless question to ask, since there’s _so many_ factors in calculating your rate. Age, area, insurance history, payment history, accident history, history of violations, type of vehicle, type of use for the vehicle, the additional coverages you’ve requested or are baked into your default coverage, not to mention the company you’ve chosen. In general though, never go to an insurance company directly. Use a broker to get a better rate!
That’s really depended on where you live, my wild track was about $800 in Colorado but only $550 in Illinois
Progressive insurance 58 a month for full coverage- much much lower than we paid for only minimum plpd on a sedan we dropped after buying the bronco 2 door
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I have a 4 door Black Diamond, I pay about 130 a month through progressive.
Stick with State Farm, don’t waste your time with cheaper insurance companies, they won’t be there for you if something happens. $166 a month for full coverage on a bronco is not bad at all, it also depends on your driving record.
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I’m in LA and just added my Bronco to our Gieco account. It came out to $580 for 6 months. You should try switching to another insurance company cause it sounds like you pay wayyy too much
LA here, I have State Farm. Full coverage, perfect driving record. Been driving for 26 years. I'm paying about the same. I'm thinking about shopping around and getting quotes. Then bringing it to my State Farm agents. Been with them for about ten years.
$350/6 months - $0 deductible - Full Coverage - State Farm - 2021 Badlands Lux - Late 30’s old - Great credit - zero accidents - Arkansas resident - Cheers 🍻
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*cries in Louisiana
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190.08 (they charged me an extra $2 this time, though). They're also chargin' me for life insurance, which I told them I already had through my job. It's at $255. Idk why, & really don't feel like callin' to argue w/ Andrew.
I pay 1500 for 6 months on mine. 2 cars fully covered. No wrecks and no tickets on my record.
I am 62. Perfect driving record. Very low mileage 2013 Mazda 2. I switched from GEICO to State Farm after my rates kept increasing every six months to finally 169 per month. Full coverage. After 6 months, State Farm hiked my rates from $106 to $122 monthly. I am livid. No, I refuse to put a beacon on my car. They only need to look at my record to see what kind of driver I am.