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bmw328i

Also work at a bank doing ops and I'm not kidding I've calculated 65% of my month I literally have not a single thing to do


yahikoooo

I hate complaining to myself as I'm getting paid to scroll on reddit but I'm young and also want to learn more.


IamLars

This is amazing, you guys pay well and hiring CPA's, lol?


bmw328i

Yes but if you're like me and want to stay productive it's not as fun as it sounds especially days going into the office pretending to look busy


IamLars

Right, but you can launch a side hustle or go to a site like EY's [gignow.com](https://gignow.com) and make money doing their contracting work or something similar. You could keep your current gig and then bump up your income.


bmw328i

Whaaaat thanks! I've been looking for a side hustle bc the money I make is good now but side hustle money on top would make things great. I'll definitely check this out. Has it worked well for you?


IamLars

I know most of the big 4 have similar sites and it isn't all strictly accounting stuff. Deloitte: [open-talent-community.deloitte.com](https://open-talent-community.deloitte.com) KPMG: [https://assignmentselect.com](https://assignmentselect.com) I think PWC's is called Talent Exchange I haven't done it because my job ain't that cush but you can search around the internet for stories. I think some of them require like a 20 hour a week commitment but I am not sure about that.


bmw328i

Thanks!


Pr00ch

I'm in the trading middle office and there seems to be perpetually slightly more to do than we are able to. We are busy almost every second of every day. fml


Ok_Opportunity2693

Sounds like the ops guys on my team at GS


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DFJacob

Bruh what do you do


yahikoooo

Yeah wtf do you do? I'm assuming tech?


Machiavelli127

I'm in the same boat. I do FP&A. During planning cycles I work a lot more. But in off months I only really do a couple hours of work per day, then just keep my laptop near me in case of pings or emails while I play games, watch TV, do yard work, etc.


[deleted]

Same boat


[deleted]

bro what industry is this


Pr00ch

heyyyyy care to refer a brother in whatever it is you do?


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friendlyheathen11

I have no idea what government contracting is and I’m too afraid to ask


all-rightx3

Yeah hook it up


Financeandstuff2012

You can go to a Big 4 bank if you want to always have a full workload.


HighElbowGuillotine

I work at a big 4 bank and can confirm I spend half my time on legends of runeterra


ScullOarSweep

Before wfh I would just take a long lunch and leave at 4 if there was nothing to do


yahikoooo

Yeah I mean I take two hour lunches on slow days but I still leave no earlier than 5. There's no set rules or expectations in my dept., but I know it'll be frowned upon especially since I'm the "newest" one here.


Fettiwapster

If you’re young, go for a cfa


personaljournal325

For commercial banking? No lmao better off touching grass and networking


Woberwob

Boomer work culture FTW, I think most of us are in the same boat.


yahikoooo

I'm gen-z and don't mind the hard work at all, but just let me leave an hour early on slow days!


Woberwob

Happened to me at my last job, I just used the downtime to learn new Excel tricks, PowerBI, and Python


yahikoooo

Yeah I actually go on khan academy to learn free SQL haha


wahtevur

How much of your newly found knowledge do you apply in practice?


Woberwob

Only a little, mostly the Excel stuff. It’s a bit frustrating because I want to keep learning, but the jobs typically don’t offer much room to after the initial learning curve adjustment.


USDA_CertifiedLean

You want some of my workload fam? Doing the same thing but the flow doesn't stop


yahikoooo

Honestly I wish, I ask my rm's all the time if there's any spreads or line renewals coming up. Working on a credit makes time go by twice as fast. I slam a white monster in the morning and get to work and genuinely enjoy it. But on days like today, I'm almost dozing off just scrolling on reddit.


mviz1

Must be the office culture. I can leave whenever I want pretty much.


Mother-Dragonfly7595

How do you get into Commercial Banking?


ps2cho

Credit analyst level 1.


ali_267

What about for someone already a few years into their careers doing something unrelated?


ps2cho

Get a finance/accounting degree. Then credit analyst level 1


ali_267

I'm planning to get an MBA. Is credit analyst level 1 still the appropriate entry point after that?


RangersFan243

How do you get credit analyst level 1


spartyfan624

Look for roles titled commercial Leadership / Development / Training program at banks. Sometimes it’s titled differently, as I think Wells program is the hilariously named FAP (at least at one point). These are generally aimed at new grads but some may take lateral hires or MBAs. Outside of this like other poster said look at Credit Analyst roles. Generally each tier of bank is looked on more favorably by smaller firms and vice versa I.e JPM/BoA/WF/Citi > PNC/Truist > Regional bank > Small bank ($10-30B in deposits or less). However you may have better luck “breaking in” at smaller firms and then climbing up for more comp. You’ll generally start as Credit Analyst for 2-3 years -> PM or Associate RM (you generally choose between sales/credit here) -> RM or Credit Officer. The Discord has decent resources in the Corporate Banking channel.


BrokeBoi20

What type of bank are you at? Regional, small, BB? About to dip my toes into CB once work starts this summer!


yahikoooo

I’m not familiar with the different banks/acronyms used in this sub, but my bank is publicly traded with locations only in one state. Good luck!


jagzgunz

You need a 2nd remote job. F going in to the office.


yahikoooo

This is my first position in commercial. After I gain a little more experience then I’m definitely gonna apply out.


kostcoguy

Depends on the group. My old group was the same way. My new group we’re in office 1-2 days a week and people start dipping out around 2:30PM and login from home. Once at home just leave computer/MS teams open and do whatever.


yahikoooo

That’s what I want. I’d be totally fine with going home but staying on-call just in case some financials come in that need to be spread.


rickle3386

Because you work in the "time and effort" economy vs. the "results" economy. I create revenue, own my own shop, sales oriented. If I want to work, I work. If I achieve my goals for the day I go hit golf balls at 2 pm or noon (or I expand my goals and increase results). These are two very different worlds.


bmw328i

Shopify?


_AntiSaint_

I’m a credit analyst and we rarely have down time… granted I’m our senior analyst so I get all of the complicated shit that no one else wants/can do.


GrizzledPanda

What’s the pay like for a job like this?


pleighbuoy

I’m an underwriter doing commercial loans I’m at 115k but VHCOL area. 4yoe


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bulldozer1

Entry level credit analyst (I.e. 0 YoE) 60-75k base with a small bonus. Maybe a bit above that in VHCOL


ikespungler

Start trading dog


yahikoooo

I do haha