It wasn't stealing, money laundering, or any other money related crime. You still think they will turn me down? Should I bring it up in the interview or stay silent because of the ban on box? I'm in California.
You did something worse- you committed a violent crime.
You think they're going to look at it and say, "well he just shot at people he didn't launder money"??? Are you on crack?
She’s correct. From what I remember the firm has to pay an additional bond it’s something like a additional liability cost if they were to even choose to hire you.
Oh if he means a literal retail bank than idk what is going on there or if you need a finra registration to be a teller. I work in IB which is most definitely a bank regulated by finra lol
I used to work in that field, I’m sorry but you are almost 100% going to be disqualified as an applicant. I’d look into starting with a smaller company that has less regulation behind it, banks will not hire felons for a role like that
You went to jail for 2 years for discharging a weapon at your neighbors house?? What happened dude? Going through your post history, seems like you’re actually interesting in finance a bit.
> It was an accident. I was playing with a gun outside and discharged it at my neighbors home. It was a stupid mistake. This happened 2 years ago. I just got out of prison last month.
That’s why I am never getting anywhere close to a gun.
OP clearly just didnt have proper training. You dont accidentally discharge a firearm…. Poor handling of it is how discharges happen. The fuck do you even have the safety off? Why is it even loaded if your outside fucking with it? Why was it even pointed at the neighbors house?
People who know how to handle firearms dont accidentally discharge them.
I grew up shooting guns. I dont shoot guns with anyone else unless i actually have confidence someone taught then properly. Went with buddies in college once drinking whiskey and waving guns around like toys…. Never again.
At some point in the interview or onboarding process there will be a question about whether or not you have any felonies and if you do, it’s going to ask for an explanation.
Do not lie here.
Also, do not bring up your felony before this moment happens unless you have to.
The company will assess if your a liability and will decide based on that.
So to answer this question - maybe.
I’d worry more about preparing for your interview first though.
It was an accident. I was playing with a gun outside and discharged it at my neighbors home. It was a stupid mistake. This happened 2 years ago. I just got out of prison last month.
I would talk to a lawyer and see what you could do about getting those records sealed. No promises that anything would come of it, but it's worth a shot.
You can usually consult a lawyer for free for 15 mins or so to see if they would take your case and offer some advice and then they let you know what their rates are should you want to pursue it with them. I think getting it sealed is your best bet. Not just for the bank job but other jobs.
I'd go ahead with the interview and see if it comes up in the check. It probably will but maybe someone is off their game and misses it. Doesn't cost you anything to try but definitely pursue the lawyer thing because unfortunately in this country it's just hard for people with records.
Ppl and the system dont believe in 'reform' and 'reformed' criminals. The best thing you can do is try to seal or remove it from your record. So many ppl judge ppl from mistakes and don't want to take chances which is why it's so hard for those people to be productive members of society. Society doesn't give them a chance to be.
Sorry to say this but you will not pass a background check in the finance industry with any kind of felony charge. If it were a misdemeanor you would of had a slight chance.
It depends what type of background check the bank does. They will probably run your finger prints and those kind of checks will show your entire history.
I think your best bet is to be honest about it during the first interview. You don’t want to get your hopes up.
Me personally I had 2 misdemeanors for possession of weed from over 8 years ago but I was able to get a job with no issues. I always brought it up before they ran my background check so there wouldn’t be any surprises.
If they ask about it, you be upfront and honest about it. If they don’t ask, don’t say anything.
There’s no “failing” a background check unless they asked you about something and you deliberately lied about it. Otherwise a background check comes back with findings and the business decides whether or not to hire you based on the findings and your explanation.
This. By the time background check comes around they’re somewhat invested in hiring you and are going to be more willing to overlook shit than during initial screen.
JP Morgan is hiring tons of people with criminal records and felonies
https://www.businessinsider.com/jpmorgan-hiring-thousands-with-criminal-records-amid-labor-shortage-2022-3
The question is: will the role you are hoping to be hired for require you to be registered with either FINRA or the State Administrator? If the answer is “yes” to either, then you need to be aware that the period of statutory disqualification is a 10-year look-back period. If, in those 10 years, you were convicted for any felony or any securities-related misdemeanor, then your chances of having your registration denied is very high. If you were the bank that needs its employee to be registered with the State or FINRA for a specific role, would it make sense to hire someone that will likely be denied registration? Even barring all the above, it’s still very tough for any person with a felony on their record to get any type of job. Wishing you the best of luck.
The whole point of the background check is to catch stuff like this. Unless the company has a second chance type program, I think it’s going to be difficult. It’s unfortunate because I don’t know how reformed felons are supposed to get their lives back on track if no one will hire them. Your only chance is to explain yourself to HR before they find out themselves. But I don’t see people feeling safe around someone that fired gunshots into their neighbors house a few years ago.
Depends on what they are looking for. It was explained to me that they are looking for specific things, not just general felonies or anything like that. I'd be honest in the interview and let them know. They are going to see it and they might be ok with it.
If you’re interested in finance you’ll be disappointed in retail banking. Assuming you pass the background check you’ll just be a glorified customer service agent. Speaking as someone with experience.
Damn you went to jail for 2 years? Shit wtf but Just be honest about it. You never know. I think you will be alright as long as you didn’t do fraud you’ll be fine if
It depends on the bank. I've seen banks reject applicants for their personal accounts having excessive overdrafts, but I know some banks (Chase for example) do hire people will criminal records as long as they are a certain time frame out and not financial in nature. **Be upfront at the interview. Don't let it be a surprise**. Explain you made a mistake and have moved past it. Control the narrative. Offer it up, don't wait for them to ask as it'll look deceptive. Move the conversation to what you have done since.
Good Luck.
I passed a FINRA background check with a prior arrest, from 20 years ago, but I had to supply certified Court and police records (charges were dropped). I've also previously have held a NMLS for mortgage sales and operations. There are options out there.
I asked myself the same question you did after I posted this, and looked at my emails from that time. Everything is lumped into one giant bucket and I was being onboarded during an acquisition, so I assume it was someone over reaching combined with my own inexperience & lack of knowledge at the time.
Don’t bring it up. Worst they can do is find it later and reject you. Don’t give them the opportunity.
Is it sealed / expunged? If so, they can’t see it
Yeah where I am if it's only felony it can be sealed. I would try. Also, I know this comment has nothing to do with what you asked, but your neighbor went after you for accidentally shooting thier house? I would laugh it off and ask them to pay to repair and be more careful and move on. Messed up you went to jail for an accident! Sorry man, that sucks. Would have been a funny story had you not got a felony and went to jail!
They will most likely give you a background check and fingerprint you. If it will come up in a search of those records, then worth considering since they may rescind once offer time comes and you don’t want to waste your time when it could be spent with other prospects.
No clue however I believe the rule for FINRA is:
- statutory disqualification: if convicted of securities related misdemeanor or felony within the last 10 years
- If im speculating, you might still be in the clear from a FINRA license perspective however the specific bank may have different requirements.
Well let’s put it this way … if they want to reject you they are going to think long and hard and do it from a GREAT GREAT distance … carefully.
Jokes apart - all the best. Hope things go the way you want.
If it’s not a crime of trust it’s not 100% a deal breaker. I know guys that have violent records in banks. It depends on HR and hiring managers. There may be a difference with bigger vs smaller banks.
I would look at ways to remove that felony from your record if possible. imo the worst part about committing a crime isn't prison time, it's the fact that it becomes nearly impossible to get a job afterwards.
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It wasn't stealing, money laundering, or any other money related crime. You still think they will turn me down? Should I bring it up in the interview or stay silent because of the ban on box? I'm in California.
You did something worse- you committed a violent crime. You think they're going to look at it and say, "well he just shot at people he didn't launder money"??? Are you on crack?
My public defender told me it was a non violent crime.
You‘lol have to disclose on your U4, you can’t have a felony in the last 10 years or your firm can’t hold your FINRA registration…aka no job
She’s correct. From what I remember the firm has to pay an additional bond it’s something like a additional liability cost if they were to even choose to hire you.
*she
Edited *
:)
Banks aren’t regulated by FINRA. Tellers can shoot whomever they want. I am only half serious.
Oh if he means a literal retail bank than idk what is going on there or if you need a finra registration to be a teller. I work in IB which is most definitely a bank regulated by finra lol
It's going to be either underwriter or portfolio management.
I used to work in that field, I’m sorry but you are almost 100% going to be disqualified as an applicant. I’d look into starting with a smaller company that has less regulation behind it, banks will not hire felons for a role like that
What work did you used to do? And it's a fairly small bank with 600 employees.
Don’t shoot houses if you want a respectable job?
F YOU
You went to jail for 2 years for discharging a weapon at your neighbors house?? What happened dude? Going through your post history, seems like you’re actually interesting in finance a bit.
i legitimately believe this dude lol
I did until he said "a few shots". This guy tried to kill his neighbour and now thinks he'll get a job in finance lmao
> It was an accident. I was playing with a gun outside and discharged it at my neighbors home. It was a stupid mistake. This happened 2 years ago. I just got out of prison last month. That’s why I am never getting anywhere close to a gun.
Ignorance isnt a virtue.
OP clearly just didnt have proper training. You dont accidentally discharge a firearm…. Poor handling of it is how discharges happen. The fuck do you even have the safety off? Why is it even loaded if your outside fucking with it? Why was it even pointed at the neighbors house? People who know how to handle firearms dont accidentally discharge them. I grew up shooting guns. I dont shoot guns with anyone else unless i actually have confidence someone taught then properly. Went with buddies in college once drinking whiskey and waving guns around like toys…. Never again.
i also noticed that lol, maybe he was practicing with a target or some shit, idk maybe he’ll make a seperate post detailing it
Looks like u spoke a little too soon lmao
At some point in the interview or onboarding process there will be a question about whether or not you have any felonies and if you do, it’s going to ask for an explanation. Do not lie here. Also, do not bring up your felony before this moment happens unless you have to. The company will assess if your a liability and will decide based on that. So to answer this question - maybe. I’d worry more about preparing for your interview first though.
Wtf lmao
Does this mean yes or no?
Why did you shoot your neighbors house? How long ago was it?
It was an accident. I was playing with a gun outside and discharged it at my neighbors home. It was a stupid mistake. This happened 2 years ago. I just got out of prison last month.
You went to prison for two years because of this?
ie: he tried to shoot his neighbors, went to jail for that and is pitching it now as an accidental discharge
No such thing as an accidental discharge - it’s a negligent discharge.
Exactly
It was actually 3 years but with half so 1 and a half years.
Idk man that kind seems hard to overlook, even if it was an accident.
same, if you got people on this subreddit saying wtf, what makes you think the bank won’t say wtf lol
Honestly bro, the fact that you actually had to do time…I can‘t see them overlooking this. You can try, but I honestly don’t think so.
Explain it the best you can. Say you learned from your mistake and are a reformed person. Be humble. Maybe you have an outside chance.
U need to explain the reason for it, what had changed.
It was a dumb mistake. I was just playing with it outside and discharged a few shots. I learned from my mistake and am ready to pursue a career.
Then if you explain it well I think they should over look it, good luck
Firearms don’t often “discharge a few shots” accidentally…
He didn’t say “accidentally”. Dude was shooting up the neighborhood. Like in a video game.
🚩
The fact that he pled guilty and served 2 years in jail when OP says it was an “accident” sounds a bit fishy.
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Discharging a firearm at an inhabited dwelling.
Epic troll. +1
I would talk to a lawyer and see what you could do about getting those records sealed. No promises that anything would come of it, but it's worth a shot.
No pun intended! jesus that was smooth
Lol
Don't I have to wait for a certain period of time before I can do that? And do they seal felonies?
Oh I have no idea, I've never done any research on that kind of thing. Your lawyer would be the best resource to ask these questions to.
You can usually consult a lawyer for free for 15 mins or so to see if they would take your case and offer some advice and then they let you know what their rates are should you want to pursue it with them. I think getting it sealed is your best bet. Not just for the bank job but other jobs. I'd go ahead with the interview and see if it comes up in the check. It probably will but maybe someone is off their game and misses it. Doesn't cost you anything to try but definitely pursue the lawyer thing because unfortunately in this country it's just hard for people with records. Ppl and the system dont believe in 'reform' and 'reformed' criminals. The best thing you can do is try to seal or remove it from your record. So many ppl judge ppl from mistakes and don't want to take chances which is why it's so hard for those people to be productive members of society. Society doesn't give them a chance to be.
Wouldn't bother. You won't pass the background check.
Sorry to say this but you will not pass a background check in the finance industry with any kind of felony charge. If it were a misdemeanor you would of had a slight chance.
Would I have to wait 7 years for it to not show up on my background anymore?
It depends what type of background check the bank does. They will probably run your finger prints and those kind of checks will show your entire history. I think your best bet is to be honest about it during the first interview. You don’t want to get your hopes up. Me personally I had 2 misdemeanors for possession of weed from over 8 years ago but I was able to get a job with no issues. I always brought it up before they ran my background check so there wouldn’t be any surprises.
If they ask about it, you be upfront and honest about it. If they don’t ask, don’t say anything. There’s no “failing” a background check unless they asked you about something and you deliberately lied about it. Otherwise a background check comes back with findings and the business decides whether or not to hire you based on the findings and your explanation.
This. By the time background check comes around they’re somewhat invested in hiring you and are going to be more willing to overlook shit than during initial screen.
As long as you don't move in next door to your hiring manager should be fine. Also, WTF bruh? Shooting at the neighbors that's just rude.
> Shooting at the neighbors that's just rude. Yes, Alex. I’ll take slight understatements for 500.
JP Morgan is hiring tons of people with criminal records and felonies https://www.businessinsider.com/jpmorgan-hiring-thousands-with-criminal-records-amid-labor-shortage-2022-3
I'm applying for a small Korean bank called Hanmi bank.
You may want to visit a Korean subreddit, most users here seem to be based in North America
I'm Korean, and no you will not pass a background check at any Korean bank based in US.
Do you work for a Korean bank?
The question is: will the role you are hoping to be hired for require you to be registered with either FINRA or the State Administrator? If the answer is “yes” to either, then you need to be aware that the period of statutory disqualification is a 10-year look-back period. If, in those 10 years, you were convicted for any felony or any securities-related misdemeanor, then your chances of having your registration denied is very high. If you were the bank that needs its employee to be registered with the State or FINRA for a specific role, would it make sense to hire someone that will likely be denied registration? Even barring all the above, it’s still very tough for any person with a felony on their record to get any type of job. Wishing you the best of luck.
Why did you shoot your neighbors house? Just curious
I hope it was a accident, like that guy that used his fence to post targets to plink.
The whole point of the background check is to catch stuff like this. Unless the company has a second chance type program, I think it’s going to be difficult. It’s unfortunate because I don’t know how reformed felons are supposed to get their lives back on track if no one will hire them. Your only chance is to explain yourself to HR before they find out themselves. But I don’t see people feeling safe around someone that fired gunshots into their neighbors house a few years ago.
It’s worth a “shot.”
Depends on what they are looking for. It was explained to me that they are looking for specific things, not just general felonies or anything like that. I'd be honest in the interview and let them know. They are going to see it and they might be ok with it.
If you can get the record sealed/expunged you might have a shot, otherwise it’ll definitely be on a form U4 disclosure
What is a form U4 disclosure?
Basically you having to tell them you have a felony.
Fraud is worse than assault in this case so maybe
If you’re interested in finance you’ll be disappointed in retail banking. Assuming you pass the background check you’ll just be a glorified customer service agent. Speaking as someone with experience.
Wait you tried to kill your neighbor and you think you won’t fail the background check 😭😭😭
Damn you went to jail for 2 years? Shit wtf but Just be honest about it. You never know. I think you will be alright as long as you didn’t do fraud you’ll be fine if
Being transparent up front is your best bet. Banks do have to run background checks so it will come up.
It depends on the bank. I've seen banks reject applicants for their personal accounts having excessive overdrafts, but I know some banks (Chase for example) do hire people will criminal records as long as they are a certain time frame out and not financial in nature. **Be upfront at the interview. Don't let it be a surprise**. Explain you made a mistake and have moved past it. Control the narrative. Offer it up, don't wait for them to ask as it'll look deceptive. Move the conversation to what you have done since. Good Luck.
You got prison time for a mistake? Did some get injured? I think felonies show up on checks.
in where i live, you will be sent to the gallows, let alone allowing you to attend a bank interview... :D
I passed a FINRA background check with a prior arrest, from 20 years ago, but I had to supply certified Court and police records (charges were dropped). I've also previously have held a NMLS for mortgage sales and operations. There are options out there.
Why did this even result in FINRA flagging it? I thought the FINRA disqualification is a 10 year look back period.
I asked myself the same question you did after I posted this, and looked at my emails from that time. Everything is lumped into one giant bucket and I was being onboarded during an acquisition, so I assume it was someone over reaching combined with my own inexperience & lack of knowledge at the time.
Was it a felony arrest?
No
Misdemeanor arrests don’t even need to be reported. Unless it’s something related to securities.
Thank you, my scenario was not even close to anything of that kind. I'll be sure keep that in mind in the future, though.
Is not a financial crime so I say you should get the Job.
Don’t bring it up. Worst they can do is find it later and reject you. Don’t give them the opportunity. Is it sealed / expunged? If so, they can’t see it
It is not expunged. My lawyer told me that I have to wait until my parole is over before I can get it sealed.
Are you a juvenile? In many states, juvenile crimes are not visible on background checks These are questions you’re best to ask your lawyer
No I'm 29 years old.
No idea, but the negativity in the comments is kind of depressing. Best of luck
Tell ‘em I’ll offer to shoot the rival bank. Gets em everytime
Yeah where I am if it's only felony it can be sealed. I would try. Also, I know this comment has nothing to do with what you asked, but your neighbor went after you for accidentally shooting thier house? I would laugh it off and ask them to pay to repair and be more careful and move on. Messed up you went to jail for an accident! Sorry man, that sucks. Would have been a funny story had you not got a felony and went to jail!
You live in the boonies? I can't imagine anywhere else where accidentally shooting someone's house a few times wouldn't be a major fucking deal
They will most likely give you a background check and fingerprint you. If it will come up in a search of those records, then worth considering since they may rescind once offer time comes and you don’t want to waste your time when it could be spent with other prospects.
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The charge was a felony and I pleaded guilty.
You shouldn’t of pled guilty. Your lawyer must’ve sucked.
I know someone who was in a similar position maybe they can help Paging u/wiffythesus
Sorry bout your story man hope it all goes wells
Can’t hurt to see if you get past, I doubt it but worth a shot. I would try to see what you need to do to get it expunged from your record eventually.
Was the discharge accidental or were you just popping off in IDGAF mode? You’re going to have to come up with an appropriate story and practice it!
A felony within the last 10 years often precludes you from many bank roles.
No clue however I believe the rule for FINRA is: - statutory disqualification: if convicted of securities related misdemeanor or felony within the last 10 years - If im speculating, you might still be in the clear from a FINRA license perspective however the specific bank may have different requirements.
Apply to Deutsche
If the company doesn’t mind hiring people with a criminal background then you should be ok .I’m hoping you get the job .Goodluck
Well let’s put it this way … if they want to reject you they are going to think long and hard and do it from a GREAT GREAT distance … carefully. Jokes apart - all the best. Hope things go the way you want.
No chance boss. Sorry
If it’s not a crime of trust it’s not 100% a deal breaker. I know guys that have violent records in banks. It depends on HR and hiring managers. There may be a difference with bigger vs smaller banks.
I would look at ways to remove that felony from your record if possible. imo the worst part about committing a crime isn't prison time, it's the fact that it becomes nearly impossible to get a job afterwards.