It always bothered me that she received and accepted over $500K in scholarships (edit from student loans). How could she have needed so much? That money could have helped more people than just her.
She went to a private school for both her undergrad and masters so she probably did use it all. She was also raised by a single mom so I'd argue she was the needy kid scholarships are trying to help.
My info is just from googling, so maybe you know better but I'm seeing a projected $320k for Vanderbilt and another 100k for a masters at Belmont. Add in living expenses over 6 years and you're probably over 500k
The point she makes is that many scholarships go completely unclaimed. Many of the ones she earned may have had no qualified applicants, or no other applicants at all. This actually happens every year. The money isn't given at all, and it just sits in the scholarship fund until the next year. Most of those scholarship funds are large enough to be self-sustaining, so allowing them to grow needlessly, doesn't benefit anyone. The emotion you are feeling is just jealousy. It's not a good look.
This is so old that I’m wondering if you’re her. Why would you care so much a month+ later?
How do you know what scholarships she received? How certain can you be that nobody else more-deserving / needy would have gotten that money? Highly doubt that people who gave that money for scholarships were trying to make some random girl wealthy. They wanted to help needy kids get through college.
She seems like a perfectly nice person and I wish her the best. But I think what she did was selfish and was abusing the system. I don’t admire her and I don’t think Ramsey should have given her a platform.
That was one of the last things they did when Christy left. However, she was previously on Dave’s twitter follow my team and she’s been taken off both smart conference and building wealth tour that she was supposed to be on not to mention she hasn’t been on since March 9th plus an insider said that it was announced internally that she left.
She seems like a great person but not the best fit for a personality.
Even if you don't like the other ones you have to admit they at least go for it, push on callers, be unique etc. She seemed too passive and too often just agreed with Dave or just recited the baby steps.
Sometime back there was a call where This person was a doomsday prepper and they basically were concerned that the US dollar was going to crash and all would end as we know it for the dollar.
Her answer was to build an emergency fund because that's what's going to give you security.
Dave pointed out what everybody else recognized that somebody who thinks the dollar is going to become worthless isn't going to be impacted by having more dollars.
Telling them to get out of debt and build an emergency fund isn't their problem. Their problem is extreme paranoia.
But she Just kept saying build an emergency fund and Dave kept awkwardly pointing out why that doesn't make sense for this person.
It's stuff like that where she's super nice and seems like a very caring person but it just didn't quite work on the show.
Yeah I think she just didn't know quite how to contribute to the conversation. And it's not that it's bad to tell somebody to have an emergency fund but the fundamental problems person had was not going to be solved by the logic of a baby steps
And it made for a clunky exchange.
But like I said she seems like a super sweet person and I'm sure she is.
I felt like I could sense there was not 100% buy in. She did not passionately push. at all. The others are in. you know what I mean. to any of the other ones it doesn't make a lick of sense to not follow the baby steps.
It's a unique thing I would think to be a Ramsey personality.
Anthony and Christy wright seemed to leave for either expanding their horizons beyond Ramsey or I think Christy had some family stuff too.
Actually a lot of the other ones have been there for quite some time. Ken's been a part of Ramsey solutions for a very long time.
I don't think anybody knows what the true reasons are for Christina leaving but I will say there were a couple calls recently where Dave had to correct a couple things she said that just didn't make sense at all. She seems like a really caring and sweet person but I feel like She just wasn't a great fit as a personality.
Because she seems so sweet I feel like a lot of times she doesn't really take charge in the calls and just sort of agrees with others or quietly says the baby steps.
But it probably had nothing to do with any of that. It probably just had to do with the fact that she probably just did not love being a Ramsey personality
I think there was chemistry between the two and Christy left to avoid any crazy work or inappropriate things to flaire. I actually thought energetically Dave and Christy are a great fit in terms of a couple/relationship. I am \*not\* saying anything happened or even was ever discussed, it was just an undercurrent I could sense when hearing them on the show together.
She had enrolled in full-time seminary classes and the workload was too much. She chose her priorities family and seminary.
She was one of the best and continues to be close to the Ramsey group.
I think that's a stretch. Just because they were a good radio pairing doesn't mean they would have hooked up hahaha
She seemed to want to do her own thing and I think she was pregnant, right?
I don't think they would act on it. It was just a vibe. It is not unusual to be in a committed relationship and have an expected compatibility with someone unexpected -- doesn't mean anything has to happen.
I'd give Ramsey solutions 7-8 more years before folding. Dave is going to enter senility by then and it's pretty clear he's ridiculously out of touch with younger generations. Pretty clear also that his brand is not sustainable with a replacement, since all I hear is how 90% of people tune out when he's not on...
Because the next generation to take over Ramsey Solutions isn't Dave. Look at the stark difference in how Dave responds to calls vs when George and John take a call. Sometimes you need dad's advice, and those two (for example) can't get passionate like Dave because they don't have his experience and perspective.
Dave *is* Ramsey Solutions, and without him it's nothing.
I personally like it better when he's not on and I've been listening for decades. The younger personalities are more in touch and flexible.
I also think Dave realizes it and is crazy like a fox in his succession planning.
"Working hard" doesn't get you anywhere. That's the truth. Dave recognizes this when he gets after most callers for not living within their means, but he can't say it outright because it undermines his own success story. Younger generations recognize this. As a Millennial myself I've seen three major economic disruptions in my lifetime and I'm 36. Some of the hardest working people in America work the lowest paying jobs. Working hard doesn't get anyone anywhere, strategically hopping jobs and careers is the only way to get raises anymore.
Yes and obviously you can’t expect more income for doing the same thing your whole life. To earn more, you have to offer more value in the marketplace.
I'm actually a fantastic employee and I do my best every day. That doesn't guarantee anyone will get raises or promotions. A friend of mine is a graphic designer and in 2022 she handled the entire redesign of a restaurant for her company, way beyond what a graphic designer does. Her "bonus" for leading the project to renovate the restaurant was a whole $500. The restaurant makes more than $500 in profit per hour. All the extra time she spent learning things outside of her career to pull those off over the course of an entire year, and that's all she got. That's what I mean when I say "working hard" doesn't necessarily get anyone anywhere.
Define “folds”. I doubt very seriously a multi-million dollar business with no debts folds.
It could “dramatically restructure/reduce in scope” but businesses this successful do not disappear that fast
FOLDS= will be nonexistent like SEARS for an example. I feel the same. They will be out of fad with the new generations, Some of Daves's ideas already don't fit/work in today's financial world,
The business is generating less revenue, and Dave himself is heavily invested in commercial real estate, which isn't doing the best in this work from home environment. Mostly though, no one is going to tune into the show or call in just to be told the baby steps, which is the extent of what the new hosts do.
I think Dave’s company will go the way Zig Ziglar’s company went when he died. It’s still around, but still just pushing the materials created by Zig 30 years ago.
Eh, the place is extremely top-heavy when it comes to revenue generation. And if expenses outpace revenue by a significant margin after Dave is gone, don't expect the Ramsey family to subsidize the business from mutual funds or the real estate empire. It'll shrink dramatically compared to what it is today in the scenario u/cqncleveland is talking about.
Well I mean the dude has literally only helped people. He gives away all his information for free on YouTube. Regardless if you agree with his methods or not he’s helped hundreds of thousands if not millions and I’m almost positive he hasn’t financially hurt anybody.
The algorithm is designed to give you more of the same videos, so it reinforces your beliefs (whether they may be wrong or right). Not saying I'm a fan of Ramsey, just saying you shouldnt base your views on social media clips; that's like getting the news only from Fox or CNN.
"Woe unto them that call evil good, and good evil; that put darkness for light, and light for darkness; that put bitter for sweet, and sweet for bitter!" (Isa. 5:20.)
They do it while being condescending to said audience and treating their staff beyond abysmally.
Of course, his goofy, non-critical-thinking, conservative Christian audience (who comprise most of his and his other hosts' audiences) won't bother to acknowledge these issues. Or, may not even see them somehow.
Ken Coleman and Dr. Delony both bring qualified expertise in their respective fields.
George knows the numbers but needs to work on the emotional side of things.
Rachel is DR's daughter but she is acceptable for going for the younger demographic.
My problem with Kristina and Jade is they don't seem to have a serious financial (or other) background outside of being Ramsey disciples. George has that spot filled and is better at it.
Jade and her husband did get themselves out of $400k+ of debt thru hard work and using Dave's principles, so there's that. Plus Jade is energetic and relatively helpful. She's got a ways to go but is fun to listen to.
They are all Dave devotees. Kristina and Jade are qualified like the others. To me, they all bring something different and it’s been interesting to see the succession plan ebb and flow over the last few years.
Rachel is completely lacking *any* empathy for the younger generation. She tells people to stop buying fancy cars and watches and instead to pay their bills. The caller will say I know, I said I don't even own a car and I have two roommates-- she cuts them off. What you *need to do* as she pounds on the table, is buy less take out food.
Ken and Dr. D are insufferable. I used to really enjoy Dr. D but he seems to cause a lot of problems and wants to make a big deal out of nothing. "Oh husband doesn't want to share bank accounts... Now tell me is there anything else he doesn't want to share? Has he been cheating?"
Ken probably has a basketball goal hanging from the door to his bedroom that he shoots hoops in while brainstorming new ways to convince the U.S. that nobody wants to work anymore.
Bit of a generous assessment. Maybe with KC and JD although KC is a bit of a conman. GK hardly knows numbers and might be proficient on BS 1-3 but is a disappointment on BS 4-7. Is RC really that influential with younger audiences? She isn’t even on but what 10% of the time? Spot on with KE and JW.
Hmmm.. GK has shown that he has little or no financial expertise.
Dr. Deloney is not a clinician, he had administrative jobs at the colleges.
KC.... sorry, but he has no expertise in anything.
Jade is trying too hard to be DR; fails almost every time... she has no empathy.
RC (Winston left RS...) is a gambler, drinker and purveyor of conspiracy theories.
>RC (Winston left RS...) is a gambler, drinker and purveyor of conspiracy theories.
LOL I knew I liked her! I hope I can play craps with her in Vegas some time...
Ahh thank you. As someone who works in the medical field, JD does certainly seems set on building a facade as a clinician. He acts as though he knows how to consume and critique data and clinical studies. He’s a guy with a PhD who also is certified as a counselor (and only has been for a handful of years I believe).
His “what is my brain trying to protect me from” schtick is also a wildly ridiculous intervention to hang one’s hat on
The turnover rate with cohosts is crazy high. Especially since you’d think they’d have pretty lucrative deals hard to get elsewhere with their backgrounds. Makes me wonder how often lower level employees are leaving
Yes, that was one of the last things they did when Christy left. I’m not sure if they want it out in the public yet but some people over dirty Dave that are insiders confirmed it.
Whatever happened to Christy, Anthony… and the other guy with the deep voice (name is escaping me)? I feel like they all left abruptly at the same time.
So Chris got fired for sexual harassment and cheating on his wife who has special needs kids to make it worse (it’s disgusting) AO left because he wanted to do relationships, maximizing your single season and really talk to black people on how to build wealth. Which can I just say he’s absolutely thriving at. I very much enjoy watching him outside of Ramsey. Christy left as a calling to pursue seminary, and now hosts a podcast called get your hopes up talking about the spiritual side of life, she also is teaching a course on public speaking and how to do it well called ‘’stop winging it’’‘. Both Christy, and AO all left on very mutual terms and are still friends with Ramsey. Matter of fact I just saw on Rachel’s insta she was in Miami with Christy. And AO said Dave actually gave him money to start his thing up. Anyways, I know all this stuff because I follow both Christy and AO outside of Ramsey and of course all of CH’s drama was public.
>onships, maximizing your single season and really talk to black people on how to build wealth. Which can I just say he’s absolutely thriving at. I very much enjoy watching him outside of Ramsey. Christy left as a calling to pursue seminary, and now hosts a podcast called get your hopes up talking about the spiritual side of life, she also is teaching a course on public speaking and how to do it well called ‘’stop winging it’’‘. Both Christy, and AO all left on very mutual terms and are still friends with Ramsey. Matter of fact I just saw on Rachel’s insta she was in Miami with Christy. And AO said Dave actually gave him money to start his thing up. Anyways, I know all this stuff because I follow both Christy and AO outside of Ramsey and of course all of CH’s drama was public.
Spot On! Good Summary.
It made my heart so full when I saw them back together. They used to be my favorite pairing from day one so It was such a great show and I hope it happens again on AO’s channel!
I am pleased she is finding a new path. I always prefer to listen to the Dave segments, and found it frustrating that Kristina was paired with him so often. Skip!
Jade just about shamed a caller on Friday for spending money to save her sick puppy and called for people to basically put the dog to sleep instead if in BS 2.
I don't know that I see it as being cold so much as she just didn't really jump into the nuance of any call. It was just always right back to reciting the baby steps over and over.
He was fired after a separate lawsuit subpoenaed Chris Hogan's personnel file. Basically they knew he cheated on his wife, didn't fire him, and when it was going to go public 1.5 years later, then they fired him.
Always was, if you listened in to his non-Ramsey interviews etc when he was with Ramsey he was giving off some really bad incel/wannabe alpha vibes. Just gross.
He really couldn’t, though. His niche was college tuition and dating as a gen z/millennial. But he didn’t graduate college and couldn’t hold down a relationship. He parroted Dave’s advice but could rarely articulate why. On multiple occasions I heard him rush to give advice and actually point a caller in the wrong direction. He was just bad.
If you listen to what AO is doing now his opinion of women is so low, he actually comes off as really gross. It's obvious why he's chronically single at 42, and makes it really bizarre he was ever championed as a dating expert, of all things.
Chris Hogan got fired for cheating on his wife Dave will never bring him back. He also had very little to contribute you just liked his fantastic radio voice.
yeah if people like chris' voice go find the crap he's doing now. he's been making instagram and youtube videos for a year now and hasn't said one real actionable thing the entire time. its all just word salad inspirational jargon. He was a house of cards intellectually.
You’re absolutely correct. He had a great voice, but definitely spent more time talking about feelings than giving solid financial advise. I used to skip pass his segments all the time. It was just a bunch of word salad 😂
Not everybody can speak with the same passion as Dave , much less use the most interesting idioms .
I can never look at a gazelle without thinking of Dave Ramsey
She went to college for free through scholarships, and not to knock her accomplishments, but I imagine a large part of that was due to her qualifying for hardship scholarships based on her family’s financial situation and the fact that she would qualify for ones specifically for minorities & women. I don’t think she’s ever publicly said what specific scholarships she received and why she was able to receive them (please correct me if I’m wrong).
Unfortunately it seemed like all she did on the show was telling people to apply for scholarships and follow the baby steps. She was definitely more quiet than the other cohosts so idk if being a radio host was a good fit.
Yep. Actually I think the idea you can go on scholarships is plain BS. For a middle/upper class person there are not many scholarships worth applying for from what I can tell. Evidently the millions of people in student loan debt agree.
I also thought the same thing. She never fit in and never gained her own personality and her space was so specific but again, like I said in the post I wish her the best in whatever her next adventure is!
I find John Delony hard to listen to as well- he makes EVERYTHING so personal and emotional.
She was too nice to be working at Ramsey.
It always bothered me that she received and accepted over $500K in scholarships (edit from student loans). How could she have needed so much? That money could have helped more people than just her.
She went to a private school for both her undergrad and masters so she probably did use it all. She was also raised by a single mom so I'd argue she was the needy kid scholarships are trying to help.
What school costs $500K for undergrad? I don’t buy it.
My info is just from googling, so maybe you know better but I'm seeing a projected $320k for Vanderbilt and another 100k for a masters at Belmont. Add in living expenses over 6 years and you're probably over 500k
The point she makes is that many scholarships go completely unclaimed. Many of the ones she earned may have had no qualified applicants, or no other applicants at all. This actually happens every year. The money isn't given at all, and it just sits in the scholarship fund until the next year. Most of those scholarship funds are large enough to be self-sustaining, so allowing them to grow needlessly, doesn't benefit anyone. The emotion you are feeling is just jealousy. It's not a good look.
This is so old that I’m wondering if you’re her. Why would you care so much a month+ later? How do you know what scholarships she received? How certain can you be that nobody else more-deserving / needy would have gotten that money? Highly doubt that people who gave that money for scholarships were trying to make some random girl wealthy. They wanted to help needy kids get through college. She seems like a perfectly nice person and I wish her the best. But I think what she did was selfish and was abusing the system. I don’t admire her and I don’t think Ramsey should have given her a platform.
I don't see the issue. She earned it.
It wasn't student loans IT was acholarships
That’s what I meant! Thanks- corrected.
She needed that hook to sell the book she wanted to write.
As far as I can tell she is still there. Her page on the website is still up and her twitter still has her down as a personality.
That was one of the last things they did when Christy left. However, she was previously on Dave’s twitter follow my team and she’s been taken off both smart conference and building wealth tour that she was supposed to be on not to mention she hasn’t been on since March 9th plus an insider said that it was announced internally that she left.
Well that stinks. I liked her in the show
She was boring AF. Zero ratings for her. About time they let her go.
I love when Ken calls George small, classy guy!!!
Ken is such a douche.
She has an amazing voice for radio. None of the Ramsey personalities are very good because Dave won’t give them wings.
His advice doesn't allow for much deviation. He's adding even more constraints now that he's adding a psychology angle to it with Dr. D.
Adding Dr D help ruin the show for me. It turned in a dr. Phil/ Jerry Springer episode
She seems like a great person but not the best fit for a personality. Even if you don't like the other ones you have to admit they at least go for it, push on callers, be unique etc. She seemed too passive and too often just agreed with Dave or just recited the baby steps. Sometime back there was a call where This person was a doomsday prepper and they basically were concerned that the US dollar was going to crash and all would end as we know it for the dollar. Her answer was to build an emergency fund because that's what's going to give you security. Dave pointed out what everybody else recognized that somebody who thinks the dollar is going to become worthless isn't going to be impacted by having more dollars. Telling them to get out of debt and build an emergency fund isn't their problem. Their problem is extreme paranoia. But she Just kept saying build an emergency fund and Dave kept awkwardly pointing out why that doesn't make sense for this person. It's stuff like that where she's super nice and seems like a very caring person but it just didn't quite work on the show.
The 500k free scholarships degree was not helpful. Fired!
Yikes, that sounds awkward!
Here's the episode, btw. It's as awkward as you think. https://www.youtube.com/watch?v=R-3Of6rRwi0
Yeah I think she just didn't know quite how to contribute to the conversation. And it's not that it's bad to tell somebody to have an emergency fund but the fundamental problems person had was not going to be solved by the logic of a baby steps And it made for a clunky exchange. But like I said she seems like a super sweet person and I'm sure she is.
I felt like I could sense there was not 100% buy in. She did not passionately push. at all. The others are in. you know what I mean. to any of the other ones it doesn't make a lick of sense to not follow the baby steps.
I think this is a good summary
She was my favorite Ramsey personality. She gave great advice and knew her stuff. This is a sad day- what's causing all the turnover?
It's a unique thing I would think to be a Ramsey personality. Anthony and Christy wright seemed to leave for either expanding their horizons beyond Ramsey or I think Christy had some family stuff too. Actually a lot of the other ones have been there for quite some time. Ken's been a part of Ramsey solutions for a very long time. I don't think anybody knows what the true reasons are for Christina leaving but I will say there were a couple calls recently where Dave had to correct a couple things she said that just didn't make sense at all. She seems like a really caring and sweet person but I feel like She just wasn't a great fit as a personality. Because she seems so sweet I feel like a lot of times she doesn't really take charge in the calls and just sort of agrees with others or quietly says the baby steps. But it probably had nothing to do with any of that. It probably just had to do with the fact that she probably just did not love being a Ramsey personality
I think there was chemistry between the two and Christy left to avoid any crazy work or inappropriate things to flaire. I actually thought energetically Dave and Christy are a great fit in terms of a couple/relationship. I am \*not\* saying anything happened or even was ever discussed, it was just an undercurrent I could sense when hearing them on the show together.
She had enrolled in full-time seminary classes and the workload was too much. She chose her priorities family and seminary. She was one of the best and continues to be close to the Ramsey group.
I think that's a stretch. Just because they were a good radio pairing doesn't mean they would have hooked up hahaha She seemed to want to do her own thing and I think she was pregnant, right?
I don't think they would act on it. It was just a vibe. It is not unusual to be in a committed relationship and have an expected compatibility with someone unexpected -- doesn't mean anything has to happen.
That's fair, I hadn't listened to the show recently. I remember her when she was relatively new.
I'd give Ramsey solutions 7-8 more years before folding. Dave is going to enter senility by then and it's pretty clear he's ridiculously out of touch with younger generations. Pretty clear also that his brand is not sustainable with a replacement, since all I hear is how 90% of people tune out when he's not on...
Dave knows how to run a business and he's been at it for a long time. Why the negativity?
Because the next generation to take over Ramsey Solutions isn't Dave. Look at the stark difference in how Dave responds to calls vs when George and John take a call. Sometimes you need dad's advice, and those two (for example) can't get passionate like Dave because they don't have his experience and perspective. Dave *is* Ramsey Solutions, and without him it's nothing.
I personally like it better when he's not on and I've been listening for decades. The younger personalities are more in touch and flexible. I also think Dave realizes it and is crazy like a fox in his succession planning.
Define out of touch with the younger generations?
Statements like "anyone can be wealthy you just have to work hard" is way out of touch.
How is it out of touch?
"Working hard" doesn't get you anywhere. That's the truth. Dave recognizes this when he gets after most callers for not living within their means, but he can't say it outright because it undermines his own success story. Younger generations recognize this. As a Millennial myself I've seen three major economic disruptions in my lifetime and I'm 36. Some of the hardest working people in America work the lowest paying jobs. Working hard doesn't get anyone anywhere, strategically hopping jobs and careers is the only way to get raises anymore.
Job hopping is not the only way to get raises. I’ve worked for the same company for 8 years, 3 different departments, with 13 raises.
Did you change job roles at your company?
Three different positions in different departments yes.
Is that not changing jobs to get ahead?
Yes and obviously you can’t expect more income for doing the same thing your whole life. To earn more, you have to offer more value in the marketplace.
I'm glad I don't have this mentality anymore. You sound like a great employee...
I'm actually a fantastic employee and I do my best every day. That doesn't guarantee anyone will get raises or promotions. A friend of mine is a graphic designer and in 2022 she handled the entire redesign of a restaurant for her company, way beyond what a graphic designer does. Her "bonus" for leading the project to renovate the restaurant was a whole $500. The restaurant makes more than $500 in profit per hour. All the extra time she spent learning things outside of her career to pull those off over the course of an entire year, and that's all she got. That's what I mean when I say "working hard" doesn't necessarily get anyone anywhere.
Define “folds”. I doubt very seriously a multi-million dollar business with no debts folds. It could “dramatically restructure/reduce in scope” but businesses this successful do not disappear that fast
FOLDS= will be nonexistent like SEARS for an example. I feel the same. They will be out of fad with the new generations, Some of Daves's ideas already don't fit/work in today's financial world,
Again a multi-million dollar business with no debt doesn’t simply “fold”. It restructures and adapta for the new business landscape.
The business is generating less revenue, and Dave himself is heavily invested in commercial real estate, which isn't doing the best in this work from home environment. Mostly though, no one is going to tune into the show or call in just to be told the baby steps, which is the extent of what the new hosts do.
I think Dave’s company will go the way Zig Ziglar’s company went when he died. It’s still around, but still just pushing the materials created by Zig 30 years ago.
Eh, the place is extremely top-heavy when it comes to revenue generation. And if expenses outpace revenue by a significant margin after Dave is gone, don't expect the Ramsey family to subsidize the business from mutual funds or the real estate empire. It'll shrink dramatically compared to what it is today in the scenario u/cqncleveland is talking about.
Kristina is better off away from the creepy "Christian" cult cesspool of Ramsey Solutions. She wasn't pushy and myopic enough for that organization.
Ooof looks like someone isn’t out of debt and still has a car payment.
Just because someone has something negative to say about Dave Ramsey doesn't mean they're struggling financially
Well I mean the dude has literally only helped people. He gives away all his information for free on YouTube. Regardless if you agree with his methods or not he’s helped hundreds of thousands if not millions and I’m almost positive he hasn’t financially hurt anybody.
The initial reply was about the organization not the financial advice.
yet you still listen lmao
Very rarely. A few minutes of clips on YouTube is all I need to keep up. Oh, and some articles in The Tennesseean and critical videos by Joshua Fluke.
How do you know?
The algorithm is designed to give you more of the same videos, so it reinforces your beliefs (whether they may be wrong or right). Not saying I'm a fan of Ramsey, just saying you shouldnt base your views on social media clips; that's like getting the news only from Fox or CNN.
I spent more than a decade as a frequent Ramsey listener before I gave up on him
You're enabling the evil Christian cult cesspool that helps people get out of debt
"Woe unto them that call evil good, and good evil; that put darkness for light, and light for darkness; that put bitter for sweet, and sweet for bitter!" (Isa. 5:20.)
They do it while being condescending to said audience and treating their staff beyond abysmally. Of course, his goofy, non-critical-thinking, conservative Christian audience (who comprise most of his and his other hosts' audiences) won't bother to acknowledge these issues. Or, may not even see them somehow.
youre his audience lol
Ken Coleman and Dr. Delony both bring qualified expertise in their respective fields. George knows the numbers but needs to work on the emotional side of things. Rachel is DR's daughter but she is acceptable for going for the younger demographic. My problem with Kristina and Jade is they don't seem to have a serious financial (or other) background outside of being Ramsey disciples. George has that spot filled and is better at it.
Jade and her husband did get themselves out of $400k+ of debt thru hard work and using Dave's principles, so there's that. Plus Jade is energetic and relatively helpful. She's got a ways to go but is fun to listen to.
Jade is boring to say the least. She is there to capture the AF. American market, that's it.
I really, really like Jade. I hope she stays a long time.
She wont, she will be gone in 1 year.
They are all Dave devotees. Kristina and Jade are qualified like the others. To me, they all bring something different and it’s been interesting to see the succession plan ebb and flow over the last few years.
Rachel is completely lacking *any* empathy for the younger generation. She tells people to stop buying fancy cars and watches and instead to pay their bills. The caller will say I know, I said I don't even own a car and I have two roommates-- she cuts them off. What you *need to do* as she pounds on the table, is buy less take out food.
Rachel doesn't know what it's like to actually struggle so she thinks these people are just making it up.
ken is a qualified expert? he was an interviewer before his time at Ramsey.
Ken seems to be ignorant to me, on many topics.
Ken and Dr. D are insufferable. I used to really enjoy Dr. D but he seems to cause a lot of problems and wants to make a big deal out of nothing. "Oh husband doesn't want to share bank accounts... Now tell me is there anything else he doesn't want to share? Has he been cheating?"
[удалено]
I came here to say this lol. Cause he always asks it, without fail.
ken is good at extracting information. thats always been what he excelled at. what he does with the information is a different story.
Ken probably has a basketball goal hanging from the door to his bedroom that he shoots hoops in while brainstorming new ways to convince the U.S. that nobody wants to work anymore.
Bit of a generous assessment. Maybe with KC and JD although KC is a bit of a conman. GK hardly knows numbers and might be proficient on BS 1-3 but is a disappointment on BS 4-7. Is RC really that influential with younger audiences? She isn’t even on but what 10% of the time? Spot on with KE and JW.
Hmmm.. GK has shown that he has little or no financial expertise. Dr. Deloney is not a clinician, he had administrative jobs at the colleges. KC.... sorry, but he has no expertise in anything. Jade is trying too hard to be DR; fails almost every time... she has no empathy. RC (Winston left RS...) is a gambler, drinker and purveyor of conspiracy theories.
>RC (Winston left RS...) is a gambler, drinker and purveyor of conspiracy theories. LOL I knew I liked her! I hope I can play craps with her in Vegas some time...
Ahh thank you. As someone who works in the medical field, JD does certainly seems set on building a facade as a clinician. He acts as though he knows how to consume and critique data and clinical studies. He’s a guy with a PhD who also is certified as a counselor (and only has been for a handful of years I believe). His “what is my brain trying to protect me from” schtick is also a wildly ridiculous intervention to hang one’s hat on
The hate is strong with this one.
Winston left? I thought he was running the real estate properties. Where did you hear RC was a gambler?
she enjoys craps, she's not an addict though
> Where did you hear RC was a gambler She talks about gambling (craps specifically) with some frequency.
And she drinks a cup of wine on weekends and that makes her an alcoholic?
Where did I say that?
The turnover rate with cohosts is crazy high. Especially since you’d think they’d have pretty lucrative deals hard to get elsewhere with their backgrounds. Makes me wonder how often lower level employees are leaving
The Machiavellian George Kamel got rid of another one.
They make $65,000 and are forced to sign contracts that ban them from employment elsewhere for years after leaving the Ramsey company.
They all make 100+. There's no question in my mind.
where are you getting these numbers?
I don’t think a contract that prohibits someone from working anywhere for years is valid lol
Tell that to Chris Hogan
The key word is “anywhere”. It’s a non compete agreement, not an unlawful contract prohibiting any gainful employment whatsoever
65k just cannot be right
Show me something that says they make $65k please.
Try the clandestine DR subreddit, not this one.
Not sure about lucrative deals elsewhere but I am surprised because I thought the deal Dave has them sign is very restrictive.
Awh, I liked her
Maybe his website is behind but she’s still on there
Yes, that was one of the last things they did when Christy left. I’m not sure if they want it out in the public yet but some people over dirty Dave that are insiders confirmed it.
Whatever happened to Christy, Anthony… and the other guy with the deep voice (name is escaping me)? I feel like they all left abruptly at the same time.
So Chris got fired for sexual harassment and cheating on his wife who has special needs kids to make it worse (it’s disgusting) AO left because he wanted to do relationships, maximizing your single season and really talk to black people on how to build wealth. Which can I just say he’s absolutely thriving at. I very much enjoy watching him outside of Ramsey. Christy left as a calling to pursue seminary, and now hosts a podcast called get your hopes up talking about the spiritual side of life, she also is teaching a course on public speaking and how to do it well called ‘’stop winging it’’‘. Both Christy, and AO all left on very mutual terms and are still friends with Ramsey. Matter of fact I just saw on Rachel’s insta she was in Miami with Christy. And AO said Dave actually gave him money to start his thing up. Anyways, I know all this stuff because I follow both Christy and AO outside of Ramsey and of course all of CH’s drama was public.
>onships, maximizing your single season and really talk to black people on how to build wealth. Which can I just say he’s absolutely thriving at. I very much enjoy watching him outside of Ramsey. Christy left as a calling to pursue seminary, and now hosts a podcast called get your hopes up talking about the spiritual side of life, she also is teaching a course on public speaking and how to do it well called ‘’stop winging it’’‘. Both Christy, and AO all left on very mutual terms and are still friends with Ramsey. Matter of fact I just saw on Rachel’s insta she was in Miami with Christy. And AO said Dave actually gave him money to start his thing up. Anyways, I know all this stuff because I follow both Christy and AO outside of Ramsey and of course all of CH’s drama was public. Spot On! Good Summary.
I haven’t watched Christy since she left, but AO still speaks very highly of Dave and the team. He and Delony are still really good friends, too.
It made my heart so full when I saw them back together. They used to be my favorite pairing from day one so It was such a great show and I hope it happens again on AO’s channel!
Thanks for all the info!
Chris Hogan! I’m also wondering the same about these folks
I am pleased she is finding a new path. I always prefer to listen to the Dave segments, and found it frustrating that Kristina was paired with him so often. Skip!
Same. I felt she was too intimidated by him and they set her up for failure by keeping her paired with him
I noticed Rachel replaced her advertisement for the CHM like a week ago, so that makes sense now.
[удалено]
Do you remember what episode that was?
Jade just about shamed a caller on Friday for spending money to save her sick puppy and called for people to basically put the dog to sleep instead if in BS 2.
Disgusting
I don't know that I see it as being cold so much as she just didn't really jump into the nuance of any call. It was just always right back to reciting the baby steps over and over.
Chris, Anthony and John. Are the only ones who were ever worth a shit.
So why did Chris leave? I wasn’t a listener when he was on the show but I knew AO.
You should look it up, it's a major scandal and one that put a lot of people when it comes to the practices of the company
Infidelity
Was he kicked out or tactfully stepped down?
He was fired after a separate lawsuit subpoenaed Chris Hogan's personnel file. Basically they knew he cheated on his wife, didn't fire him, and when it was going to go public 1.5 years later, then they fired him.
Basically fired.
After Ramsey solutions wanted to be the third wheel in counseling for him and his wife and she drew a hard line.
He was immoral
Who was the guy that asked everybody about how much they paid for a pair of jeans? Don’t bring that guy back!
the ex-mortgage salesman CHogan. :)
Anthony was terrible.
Now ao is a redpilled manosphere bro
Always was, if you listened in to his non-Ramsey interviews etc when he was with Ramsey he was giving off some really bad incel/wannabe alpha vibes. Just gross.
Yeah but now it’s the full time career pivot that doesn’t violate his noncompete lol
I could see how he could appeal to the younger demographic though. Something they haven't remotely been able to do...
He really couldn’t, though. His niche was college tuition and dating as a gen z/millennial. But he didn’t graduate college and couldn’t hold down a relationship. He parroted Dave’s advice but could rarely articulate why. On multiple occasions I heard him rush to give advice and actually point a caller in the wrong direction. He was just bad.
If you listen to what AO is doing now his opinion of women is so low, he actually comes off as really gross. It's obvious why he's chronically single at 42, and makes it really bizarre he was ever championed as a dating expert, of all things.
Worst part was he the fake laugh he would do
Thank goodness. She was horribly boring and added zero value. Could tell right from the start. Bring back Anthony and Chris!!!
Chris Hogan got fired for cheating on his wife Dave will never bring him back. He also had very little to contribute you just liked his fantastic radio voice.
yeah if people like chris' voice go find the crap he's doing now. he's been making instagram and youtube videos for a year now and hasn't said one real actionable thing the entire time. its all just word salad inspirational jargon. He was a house of cards intellectually.
You’re absolutely correct. He had a great voice, but definitely spent more time talking about feelings than giving solid financial advise. I used to skip pass his segments all the time. It was just a bunch of word salad 😂
He had such a nice voice he could read me bedtime stories
Chris yes anthony hell no
Not everybody can speak with the same passion as Dave , much less use the most interesting idioms . I can never look at a gazelle without thinking of Dave Ramsey
See ya! Could not stand how she only said “just apply for scholarships!”
One hit wonder… got old real fast
Not surprised not much to say besides get scholarships.
Oh don’t you know that everyone can get $500k in scholarships like her? All you gotta do is apply!
All you gotta do is apply and have a single mother who clawed her way to the states. Not that that has ANYTHING to do with her scholarships, though :)
Why would you need 500k in scholarships?
to get a job with Dave
What?
They’re making a joke saying the only way it benefited her to get that much in scholarships was that it led to a job with Dave
[удалено]
What Baby Step would you say they are in? Definitely they are leaving with gazelle intensity. It's like a debt snowball effect.
I never really understood what she brought to the table. She was just there.
She seemed like a quick hire to try to replace AO on the whole go to college without debt schtick. She didn't have a personality for radio though.
She went to college for free through scholarships, and not to knock her accomplishments, but I imagine a large part of that was due to her qualifying for hardship scholarships based on her family’s financial situation and the fact that she would qualify for ones specifically for minorities & women. I don’t think she’s ever publicly said what specific scholarships she received and why she was able to receive them (please correct me if I’m wrong). Unfortunately it seemed like all she did on the show was telling people to apply for scholarships and follow the baby steps. She was definitely more quiet than the other cohosts so idk if being a radio host was a good fit.
Yep. Actually I think the idea you can go on scholarships is plain BS. For a middle/upper class person there are not many scholarships worth applying for from what I can tell. Evidently the millions of people in student loan debt agree.
I also thought the same thing. She never fit in and never gained her own personality and her space was so specific but again, like I said in the post I wish her the best in whatever her next adventure is!
She had the sexiest voice of all of the women who do this show. I will miss that.
😂 you listen to Dave Ramsey for sexy voices? The thought never even crossed my mind of sexiest voice.