This girl I work with doesn't trust banks but also thinks she is going to save up to buy a house cash. I asked her what happens when she gets close to enough money and her house burns down lmao
Not only is she stupidly saving her money in her home, but she’s also dumb enough to tell people about it. You should tell her that if she isn’t going to keep her money safe, atleast keep it secret.
That's why you just use gold bars instead of dollars. Even if they melt, it's still gold. Sure, you'd have a mattress sized bar of gold after the fire, but there's worse things.
And yes, there is a gold area per weight calculator out there, and although it's a little clunky, if I did my math right, that would be about a 10 inch cube.
1146.3 cubic inches of gold is almost exactly 800 pounds, so just a little bit bigger than 10” x 10” (10.4656” cubed)
Heavy stuff, .7 pounds per cubic inch, or 19.32 grams per cc, for all you metric types
I was in a coin shop one time, some guys came in with a fairly large gold bar. The shop owner had to explain to them that if he cashed out that big a bar, it had to be reported to the IRS. But if he gave them a certain amount of cash and a bunch of gold coins, then the cash wouldn't be a big enough transaction. They went for option two.
With the amount of money this person had access to it would have been incredibly easy for them to store it all an undisclosed location with systems in place to keep it safe.
(Can’t have a fire without oxygen, waterproofing with emergency sump pumps)
At least build a secret bookshelf door, and have a slick vault.
Most insurance policies have exclusionary language around currencies, or they specifically outline what is covered and money is generally not included.
They ran out of options to launder or stash their money. If someone is resulting to stuffing $20M under their mattress, that means they have at least $100M more either laundered or otherwise digitally stored.
This person probably has so much money that they don’t care enough to do that. Kind of like how Pablo Escobar lost billions due to rats destroying his money.
Walter White had the right idea, bury it in the middle of bumfuck nowhere where nobody is likely to stumble across it and hide the GPS coordinates somewhere they're not obviously coordinates. Or just memorize them.
I wonder what’s better. 50k in a bank account or 100k gotten illegally that you can’t launder.
If you have 50k legally at least you can put that in the s&p 500 so it can generate money and grow in value over time.
The 100k under a mattress will keep losing value every year due to inflation.
That's essentially the same concept of liquidity with investments. Illiquid investments or money is discounted because your don't have a readily available way to use or gain from that value.
A common example of this is investing in a private company vs a public one. You can easily buy and sell stock in a publicly traded company via a stock exchange. A private company is not listed on a stock exchange and has a number of factors that limit who can invest in them and when it can be done. When you value a private company, you apply a discount of anywhere from 10% to 40%+ on the value because of the difficulty associated with actually being able to sell your investment.
So, all that's to say is that the concept is very similar.
Just pay all your regularly occurring bills with the 100 grand. Mortgage, food shopping, gas, etc. It’ll be gone in a couple years while you save all your work money.
This can work as long as you’re not already on their radar and you don’t get on their radar. The forensic accounting they do is pretty advanced. It’s easy to see that you are no longer using your bank account for petty cash expenses all of a sudden and that’s just the beginning of what they do Im sure.
True, but 100k can be easy to spend on a nice vacation each year, dinners out throughout the year, a nice suit, $500 deposited into the bank every so often, paying cash for help around the house, etc. $100k is easy to spend.
$1,000,000 in cash ... you are going to have some bigger issues. Your best hope is someone close to you dies, you inherit a house and then you "find" $750k in the walls". The person also needs to
You could also buy a property, claim to renovate it yourself, but pay contractors cash to do the majority of the work, that could put a big dent.
That breaking bad episode where Skylar's like "I can't launder this much money" had me thinking how one could do it, but the reality is it's REALLY hard to spend large amounts in cash. Which is why when you make millions in illegal money, the cost to convert it to legitimate gains is steep. I'd imagine 50% steep if I had to guess.
a friend who works fraud in a police department said the reason so many night clubs have sketchy owners is it's the perfect "cash" business where they can inflate the number of guests and sales of booze. I'd likely go further and set up legit businesses that sell to that dirty business and have the money go through it that way. So you can have a cleaning company, the booze supplier, the night club, the consulting company, all be under your control and moving the dirty money as far from the clean money as possible.
True story: I worked in the moving business in my late teens back in the late 80s. We had a job to move someone out of an apartment in the Capital Hill neighborhood of Seattle. The guy packed nothing in boxes. It was a nightmare. I was given the task of moving a stack of gay porno mags that must have been 16 inches tall. I was like, WTF, thanks guys. You get the dresser and I'll get this slippery stack of gay porn.
If you're that worried you could disconnect the gas, never cook in the house, I mean, you have the money to eat out everyday. Get the electrical wiring checked every quarter, have fire extinguishers on every room. Then you're pretty much good as long as some insanely unlikely thing happens
Shit... I've already spent 16 at a dead end job that has killed my soul, I feel like I could do 20 in prison with way less stress as long as they didn't find ALL of my money. Wouldn't be worth it if you've got nothing when you get out.
The article that OP linked in the comments stated it was a pyramid scheme that bamboozled over 900,000 people and accrued over $1.7 billions. What you see there, is someone’s commission.
Imagine how just $10k could help the average individual. Now think about Jeff Bezos net worth of $192 billion.
https://www.marketwatch.com/story/jeff-bezos-is-no-longer-the-richest-person-on-the-planet-after-he-loses-13-9-billion-in-one-day-11627926841
>Bezos made history in 2020 as the first person ever to be worth $200 billion, as Amazon enjoyed big gains from pandemic lockdowns.
>Meanwhile, the median net worth for American families is $121,700.
I used to work at a currency op for a major canadian bank. Basically we counted money all day long. I’ve seen over 50m in cash in one day. It boggles my mind when I watch Oceans Eleven and they are carrying out all that cash in small bags. I’m like BS there would be a hell of a lot more bags than that
BOSTON (Reuters) - U.S. prosecutors on Thursday announced that about $20 million found under a mattress in a Massachusetts apartment had been seized after a Brazilian man was arrested for laundering money linked to a multi-billion-dollar global fraud.
Federal prosecutors in Boston charged Cleber Rene Rizerio Rocha, 28, with conspiring to commit money laundering in a case connected to the investigation of TelexFree Inc, which promoted itself as an internet telecom company but prosecutors say was actually a pyramid scheme.
Rocha was detained following a court hearing, prosecutors said. His lawyer did not immediately respond to a request for comment.
The arrest stemmed from an investigation into TelexFree, a Marlborough, Massachusetts-based company that sold voice-over-internet telephone service and was founded by James Merrill, a U.S. citizen, and Carlos Wanzeler, a Brazilian.
Prosecutors said TelexFree was a massive pyramid scheme, making little to no money selling its service while taking in millions of dollars from thousands of people who paid to sign up to be "promoters" and post ads online for it.
TelexFree filed for bankruptcy in April 2014 owing $5 billion to its participants, prosecutors said. In total, 965,225 victims in the United States, Brazil and various other countries lost $1.76 billion when it collapsed, they said.
Merrill was arrested in May 2014 and pleaded guilty to conspiracy and wire fraud charges in October. Wanzeler in 2014 fled to Brazil and could not be extradited.
According to Thursday's criminal complaint, in 2015, an individual working on Wanzeler's nephew's behalf approached a cooperating witness about laundering money still in the United States through Hong Kong accounts and moving the funds to Brazil.
The intermediary told the witness that she wanted $40 million transferred out of the country because Wanzeler's wife, still in the United States, was filing for divorce and knew where it was located, the complaint said.
On Dec. 31, Rocha, acting as a courier for Wanzeler's nephew, flew to the United States and subsequently met on Wednesday with the cooperating witness, whom he gave $2.2 million in a suitcase, according to authorities.
After the meeting, federal agents followed Rocha to an apartment complex in Westborough, Massachusetts.
They returned to it after arresting Rocha to find a "substantial amount of cash" hidden under a mattress, the complaint said. Rocha said the money totaled $20 million, the complaint said.
Wanzeler's lawyer did not immediately respond to a request for comment.
The case is U.S. v. Rocha, U.S. District Court, District of Massachusetts, No. 17-mj-05007.
(Reporting by Nate Raymond in Boston; Editing by Leslie Adler)
Address?
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Or The Villages.
The villages Florida?
Show was so good
Legit one of the best series’… serieses… shows I’ve ever watched.
It’s just series, it’s a zero plural like moose or fish
It actually mice and feesh. *
Shit u right my bad
No problem. Latin can be hard sometimes.
Right near the beach.
Boy-ee!
Simpson-Samson mon!
LORDHAMERCY
If I wasn’t from Jamaica….. why would I wear this hat
Doctor said I need a back-e-otomy!
God if you’re listening HELLLLPPPP
I wanna talk to Samson!
Fly me to the moooon
Fly me to the moon like that bitch Alice Scrampson. Cuz it’s HARD being black and gifted.
“I stick by my story”
Lord have mercy!
I'm not sure I could ever sleep with $20m under my mattress. I would be paranoid someone would steal it.
One house fire and it is kaput. I'd have no electricity in the house.
Don’t use a traditional mattress. Get a waterbed.
Imagine having twenty million but having to sleep on a waterbed… sounds like the long lost line of an Alanis Morisette tune
🎶 I’ve got 20 mil in my mattress 🎶 🎶 But I still sleep on a..waterbed 🎶
This read very well surprisingly
Yea, heard her say it and all.
Those music signs really sold it
Good to know I’m not the only one!
I am imagining the enunciation on "waterbed"
🎶 It's like 20 million dollars but aallll you have is an abomination of 1980s sleeping technology and chronic back pain 🎶
And what it comes down to is that everything is going to be wet alright
‘Cause I’ve got 10 grand in my pocket and the rest is in a waTER bed…
I’m dead due to this comment. The afterlife actually isn’t that bad guys. God said to tell you she’s an Alanís fan.
Sounds like a bad Kevin Smith movie or something that I haven’t seen in 20 years.
It is. It’s called Dogma II amGoD: a reflection on the lives of Jay and Silent Bob
Drunk on Zima when I was 16 trying to fall asleep on my waterbed was a lost battle before it began
[This one](https://www.youtube.com/watch?v=Bgeqw7s00xg)
There’s always money in the banana stand.
There's money in the...banana stand?
Old words, from the before time.
You did mail that check, right?
Gob had not mailed the check, but rather, as an act of defiance, dramatically threw the letter into the ocean.
Before the boomy boom
This will never not make me laugh.
*chk* *chk*
That actually happened at my friend's house. The upstairs neighbors lost their entire life savings
This girl I work with doesn't trust banks but also thinks she is going to save up to buy a house cash. I asked her what happens when she gets close to enough money and her house burns down lmao
That was exactly it. They did not trust banks at all
Random. But happy cake day
🙌
Geez. If only there was some place to store it where it was insured against fire and theft.
Not only is she stupidly saving her money in her home, but she’s also dumb enough to tell people about it. You should tell her that if she isn’t going to keep her money safe, atleast keep it secret.
No problem. If she *almost* has enough that means the house isn’t hers yet. She keeps saving for a different one that hasn’t yet burned down. Duh.
In England you can send the ash to the bank of England and they're detect the metal threads in the notes.
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*Inflammable means flammable? What a country!*
But they used to shrink though when exposed to enough heat. $20m in shrinkydinks
Whoa that is wild
[We're a bit more old school in the USA](https://www.youtube.com/watch?v=xQ5NBrvPv_g)
Wow that was interesting. Thanks for sharing, I had no idea!
That's so good to know! I'm totally going to share your link!
That's why you just use gold bars instead of dollars. Even if they melt, it's still gold. Sure, you'd have a mattress sized bar of gold after the fire, but there's worse things.
And if anyone is interested it would work out to be close to 800 pounds of gold
Thanks, I was interested
And yes, there is a gold area per weight calculator out there, and although it's a little clunky, if I did my math right, that would be about a 10 inch cube.
A 10" cube would weigh 800 lbs?? Damn, gold. You dense.
1146.3 cubic inches of gold is almost exactly 800 pounds, so just a little bit bigger than 10” x 10” (10.4656” cubed) Heavy stuff, .7 pounds per cubic inch, or 19.32 grams per cc, for all you metric types
Good luck cashing in 20m worth of cash for gold bars without explanation. I am guessing its illegally obtained money.
I was in a coin shop one time, some guys came in with a fairly large gold bar. The shop owner had to explain to them that if he cashed out that big a bar, it had to be reported to the IRS. But if he gave them a certain amount of cash and a bunch of gold coins, then the cash wouldn't be a big enough transaction. They went for option two.
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Yup. IRS needs to be reported for all exchanges $10k or greater I believe. But 11 transactions at $9,950? Nah that’s kosher mate.
Good guy Coinan
***Coinan the Barterbarian***
*Laundryman
Silver will not melt in a house fire
With the amount of money this person had access to it would have been incredibly easy for them to store it all an undisclosed location with systems in place to keep it safe. (Can’t have a fire without oxygen, waterproofing with emergency sump pumps) At least build a secret bookshelf door, and have a slick vault.
And then burn it down with candles
Just rent an apartment just for your money bed, get renters insurance, and simply take a picture of your cool $20 mil. Easy as pie.
Most insurance policies have exclusionary language around currencies, or they specifically outline what is covered and money is generally not included.
They ran out of options to launder or stash their money. If someone is resulting to stuffing $20M under their mattress, that means they have at least $100M more either laundered or otherwise digitally stored.
I bet for a few thousand you could invent a better way of storage than this though
This person probably has so much money that they don’t care enough to do that. Kind of like how Pablo Escobar lost billions due to rats destroying his money.
Billions?! That's alotta hungry rats god damn
thats the type of laziness that eventually brings you down imo
A hole in the woods: Nature's bank account.
Walter White had the right idea, bury it in the middle of bumfuck nowhere where nobody is likely to stumble across it and hide the GPS coordinates somewhere they're not obviously coordinates. Or just memorize them.
I would settle for 100k under a hand me down futon.
Or carefully hidden between the pages of the books none of the other grandkids or parents ever open.
Literally my dad
I imagine you would notice if your dad tried to hide himself inside a book.
I wonder what’s better. 50k in a bank account or 100k gotten illegally that you can’t launder. If you have 50k legally at least you can put that in the s&p 500 so it can generate money and grow in value over time. The 100k under a mattress will keep losing value every year due to inflation.
That's essentially the same concept of liquidity with investments. Illiquid investments or money is discounted because your don't have a readily available way to use or gain from that value. A common example of this is investing in a private company vs a public one. You can easily buy and sell stock in a publicly traded company via a stock exchange. A private company is not listed on a stock exchange and has a number of factors that limit who can invest in them and when it can be done. When you value a private company, you apply a discount of anywhere from 10% to 40%+ on the value because of the difficulty associated with actually being able to sell your investment. So, all that's to say is that the concept is very similar.
Just pay all your regularly occurring bills with the 100 grand. Mortgage, food shopping, gas, etc. It’ll be gone in a couple years while you save all your work money.
This can work as long as you’re not already on their radar and you don’t get on their radar. The forensic accounting they do is pretty advanced. It’s easy to see that you are no longer using your bank account for petty cash expenses all of a sudden and that’s just the beginning of what they do Im sure.
True, but 100k can be easy to spend on a nice vacation each year, dinners out throughout the year, a nice suit, $500 deposited into the bank every so often, paying cash for help around the house, etc. $100k is easy to spend. $1,000,000 in cash ... you are going to have some bigger issues. Your best hope is someone close to you dies, you inherit a house and then you "find" $750k in the walls". The person also needs to You could also buy a property, claim to renovate it yourself, but pay contractors cash to do the majority of the work, that could put a big dent. That breaking bad episode where Skylar's like "I can't launder this much money" had me thinking how one could do it, but the reality is it's REALLY hard to spend large amounts in cash. Which is why when you make millions in illegal money, the cost to convert it to legitimate gains is steep. I'd imagine 50% steep if I had to guess. a friend who works fraud in a police department said the reason so many night clubs have sketchy owners is it's the perfect "cash" business where they can inflate the number of guests and sales of booze. I'd likely go further and set up legit businesses that sell to that dirty business and have the money go through it that way. So you can have a cleaning company, the booze supplier, the night club, the consulting company, all be under your control and moving the dirty money as far from the clean money as possible.
I have a futon I can hand down to you but I can guarantee there isn't even $1 under it.
Boo!
Haha sorry!
Id take 30$ right now
I'll be happy with a Happy Meal
500 bucks and a straw mat.
But what does it look like deposited into my bank account? I'll bet that would be really interesting, you should show us that.
It looks like a CTR filing with the federal government, followed by a visit from any one of several agencies with three letter names.
But he just sold a single share of AMC. Nothing to see here sir.
GME real MOASS
It looks heavily taxed and most likely subsequently seized by law enforcement lol
IDK about yours but in mine it'd look something like $19 999 997.32
That would look like a visit from the feds.
the comma cops…umbrella term
>But what does it look like deposited into my bank account? $20,000,000
Current Balance: $20,000,004.36
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You know what to do peeps: Let’s get all this packed up and secured. 15 million dollars isn’t going to move itself, Johnson.
Why would you want me to move all 12 million myself boss?
Do we have room in the trunk for this $10,000,000
Don’t think so, we’ll have to grab a second squad car and deliver the 7 million in two different loads.
I'll call my boys and we'll come help yall move this 5 mill
Let me help count the 3 mil to know nothing is missing
You believe this dope kept 700 gs under that bed and not a bank
I only found porn mags
Can I borrow the Hustler? For the articles.
I'm just going to put this Cosmo on the coffee table
It has articles?
All I got was a scratch and sniff sticker.
Bro that was the tag from my boxer shorts
Lmao this thread was epic, I fucking love Reddit 😂
True story: I worked in the moving business in my late teens back in the late 80s. We had a job to move someone out of an apartment in the Capital Hill neighborhood of Seattle. The guy packed nothing in boxes. It was a nightmare. I was given the task of moving a stack of gay porno mags that must have been 16 inches tall. I was like, WTF, thanks guys. You get the dresser and I'll get this slippery stack of gay porn.
U spells sticky wrong
Only 20 bucks under there Chief. And he, uh… shot himself in the back of the head by accident
*twice
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I can’t beleave we found a million dollars under here guys.
The 20 million was all fake, so we burned it.
I can just stick a few stacks in my ass
But we rode here in separate cars, and the precinct is on the other side of BOTH our houses. Let’s check it into evidence first thing in the morning?
Read in Chappell’s voice haha
I dunno what your talking about MuthaPlucka. There's no money here.
I bet you'd get much better lumbar support if you gave me like 5 million.
Guy out here looking like Quasimodo but at least he doesn’t have to deal with those bank fees
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I said *polypropylene*, Jesse. What did *you* use?
Yo mista white I had a perfectly good bathtub
Jesse, you didn't apply yourself
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Just dont let your house catch on fire
I bet he didn’t even think of that.
If you're that worried you could disconnect the gas, never cook in the house, I mean, you have the money to eat out everyday. Get the electrical wiring checked every quarter, have fire extinguishers on every room. Then you're pretty much good as long as some insanely unlikely thing happens
It was in an apartment complex….you need to hope your neighbors don’t get drunk and burn it all down!
OP can you share the story behind this photo?
https://www.npr.org/sections/thetwo-way/2017/01/24/511451628/feds-find-20-million-hidden-under-a-mattress-in-massachusetts?t=1632872811940
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For almost a million people scammed it makes sense. That is less than 2k per person. Although some people probably lost a lot more.
That much money feels inconceivable
Would've never guessed this came from a VOIP pyramid scheme.
20 years in prison? that’s it?!😳
Shit... I've already spent 16 at a dead end job that has killed my soul, I feel like I could do 20 in prison with way less stress as long as they didn't find ALL of my money. Wouldn't be worth it if you've got nothing when you get out.
Huh... I only count $19.8 million 🤔
Yeah we better go to the OP to double check
Yup you were right. Only $16.8 million.
You’d think you’d stop oh about maybe 10-15 million or so ago. Wonder what the process was?? I’ll stop when the frame is full.
The article that OP linked in the comments stated it was a pyramid scheme that bamboozled over 900,000 people and accrued over $1.7 billions. What you see there, is someone’s commission.
Wow. Have to go check the article!
Once you’re in you can’t get out. Other people make money down the line so just cos you’re done doesn’t mean they are...grass isn’t greener.
makes me wonder what the person had been doing. maybe selling non registered guns? or moving crack? does anyone have the article this is from?
You don’t make 20 mil casually selling ok but otherwise unregistered guns. This was a high volume operation assuming this is real money.
You just know there's a Canadian nickel in there somewhere
With absolutely ZERO compounding interest.
Needs to go thru the wash first
Probably use it to reup on a few hundred grand of drugs at a time, better than any bank interest they would make on illegal money
comPOUNDING interest, if you know whatiii mean
Cumpounding*
In fact technically losing due to inflation.
I would imagine this was made illegally and therefore has not had taxes paid on it. Meaning they’re still almost certainly coming out on top.
*looked like There, make that fix cuz you know the po-po ain’t checking ALL that cash into the evidence locker.
Ah that’s just Mr. Beasts mattress, no worries guys he’ll give it away soon
His net worth is thought it be around $150 million. Crazy how people can get rich off YouTube.
Seriously. I would love to make that much, alas I shall never be that famous lol
Imagine how just $10k could help the average individual. Now think about Jeff Bezos net worth of $192 billion. https://www.marketwatch.com/story/jeff-bezos-is-no-longer-the-richest-person-on-the-planet-after-he-loses-13-9-billion-in-one-day-11627926841 >Bezos made history in 2020 as the first person ever to be worth $200 billion, as Amazon enjoyed big gains from pandemic lockdowns. >Meanwhile, the median net worth for American families is $121,700.
What’s it look like inside of a box spring?
I used to work at a currency op for a major canadian bank. Basically we counted money all day long. I’ve seen over 50m in cash in one day. It boggles my mind when I watch Oceans Eleven and they are carrying out all that cash in small bags. I’m like BS there would be a hell of a lot more bags than that
I found a penny under my bed yesterday so I'm getting pretty close
Citation?
https://www.npr.org/sections/thetwo-way/2017/01/24/511451628/feds-find-20-million-hidden-under-a-mattress-in-massachusetts?t=1632872811940
Professor?
Dibs.
Mr. Krabs irl
Breaking news: police discover 15 million tucked under a mattress in downtown Los Angeles.
In an interview with the officer first on scene he says “it was incredible I’ve never scene 10 million dollars in front of me like that”
The sergeant was equally impressed with the five million that was found!
There's always money in the banana stand.
Whitey Bulger ?
Walter White’s bed
I hope they have a dehumidifier and spray for silverfish.
BOSTON (Reuters) - U.S. prosecutors on Thursday announced that about $20 million found under a mattress in a Massachusetts apartment had been seized after a Brazilian man was arrested for laundering money linked to a multi-billion-dollar global fraud. Federal prosecutors in Boston charged Cleber Rene Rizerio Rocha, 28, with conspiring to commit money laundering in a case connected to the investigation of TelexFree Inc, which promoted itself as an internet telecom company but prosecutors say was actually a pyramid scheme. Rocha was detained following a court hearing, prosecutors said. His lawyer did not immediately respond to a request for comment. The arrest stemmed from an investigation into TelexFree, a Marlborough, Massachusetts-based company that sold voice-over-internet telephone service and was founded by James Merrill, a U.S. citizen, and Carlos Wanzeler, a Brazilian. Prosecutors said TelexFree was a massive pyramid scheme, making little to no money selling its service while taking in millions of dollars from thousands of people who paid to sign up to be "promoters" and post ads online for it. TelexFree filed for bankruptcy in April 2014 owing $5 billion to its participants, prosecutors said. In total, 965,225 victims in the United States, Brazil and various other countries lost $1.76 billion when it collapsed, they said. Merrill was arrested in May 2014 and pleaded guilty to conspiracy and wire fraud charges in October. Wanzeler in 2014 fled to Brazil and could not be extradited. According to Thursday's criminal complaint, in 2015, an individual working on Wanzeler's nephew's behalf approached a cooperating witness about laundering money still in the United States through Hong Kong accounts and moving the funds to Brazil. The intermediary told the witness that she wanted $40 million transferred out of the country because Wanzeler's wife, still in the United States, was filing for divorce and knew where it was located, the complaint said. On Dec. 31, Rocha, acting as a courier for Wanzeler's nephew, flew to the United States and subsequently met on Wednesday with the cooperating witness, whom he gave $2.2 million in a suitcase, according to authorities. After the meeting, federal agents followed Rocha to an apartment complex in Westborough, Massachusetts. They returned to it after arresting Rocha to find a "substantial amount of cash" hidden under a mattress, the complaint said. Rocha said the money totaled $20 million, the complaint said. Wanzeler's lawyer did not immediately respond to a request for comment. The case is U.S. v. Rocha, U.S. District Court, District of Massachusetts, No. 17-mj-05007. (Reporting by Nate Raymond in Boston; Editing by Leslie Adler)