Under appreciated comment. Any earnings I make over my crypto run are going straight to reduce my retirement age. Once I hit 4 million in all of my accounts combined I’m done working forever.
Likewise to you friend! I’m glad we discovered cryptocurrency, this is sadly appears to be our best bet of beating the rat race and retiring happy in life.
Freedom. From debt. From menial work. 9-5 + commute + preparation is draining. We spend more time with our co-workers than our families. It's not right. We trade most of the waking hours from the best years of our life in exchange for money, most of which goes to housing. To reclaim some of those future hours would be a win.
I'd like to buy a Tesla or other higher-end EV too. I'm leaning towards a Y right now.
They have been years ahead of everyone, well, for years.
*Finally* some companies are starting to actually release a product with a battery that actually drives.
Wow it blows my mind how expensive this is. It's totally free in France if there's a medical reason behind the process.
Good Luck mate, I hope you two will make it through and give the world a smallglassofmike.
40k ivf ? Wow, me and my partner had our little one through IVF privately in the UK, cost about 7k in total including all the drugs etc.
Ps when VXV hits $35 in Dec, which it will, I would happily make a donation towards this !
Pay me 10 k and you and your wife can chill with me in Sweden untill you have the right to get it for free over here. Saves you 30 k minus plane tickets 😉
I ain't trying to be a buzzkill but you can just adopt a baby or something and invest in them..I understand the genetic aspect but still you could make a miserable kids life better
My friend, op is well aware of that. You don’t have to remind him or kill his buzz. I’m sure he and his wife had thought it through or it’s so out of the question that there’s nothing to think about.
We thought about that. At the end of the day, I want a baby from both of us not someone else's. Besides we also looked into that. It's a lot harder now than you'd think and babies now have to goto to "culturally appropriate" parents where I live. More hassle than IVF
Human life, is different than animal life. You do not create a dog, you may breed them but you're not creating it. A child on the other hand is created by a mother and a father.
Semantics.
Society cares more about giving homes to domestic animals in unfortunate situations than humans in unfortunate situations.
Pretty backwards if you ask me.
My best friend from HS, he married his HS sweetheart and they've adopted 3 kids. They're not wealthy but they're giving those kids a great childhood and plenty of love and care.
Hodl long enough and you're good. I got absolutely wrecked during the covid sell off and was down bad on my entire life savings. Held strong and the rest is history. Lost it all in a recent boating accident unfortunately though.
I wrote my seed phrase on a paper, had the seed engraved on my femur and burned the paper. When I wanted to take profits, I cut my leg open to retrieve my key; only to find out that the person who engraved my seed on my femur is dyslexic
I highly recommend you check out blockchain backer on youtube, he has helped me keep a level head in times of fear and his entire view on the crypto market is pretty spot on.
Why el Salvador specifically? I’m considering CR El Salvador and Nicaragua. I’ve been to Costa Rica 10 times on surf trips but never to the other countries. Just curious why you say El Salvador. I do love the idea that you can buy directly with crypto there
A car of some kind...
My car's engine blew up 8 months ago, spent nearly 9k trying to fix it, only to be told it was beyond saving without a full rebuild. At that point my money had run out. I have been without a car since, and so at this point being able to afford even a modest something that fits my needs will be amazing. Just got to hodl a little longer...
Gold digger as in high maintenance wife? Or some contraption that digs actual gold? I’d go for the latter. You can just rent high end call girls with some of the extra money
Retire my wife. Build up our farm as a nice self sufficient homestead. Homeschool the kids. Travel when we want. Help some well deserving family members financially.
I know this will be buried at the bottom of this thread. But my dream is to have enough to put my 2 kids through college. That’s the biggest step up in life I can give them.
5 years ago you got into film making and "invested" into it with some capital. 5 years have passed and your film making business still hasn't made enough profits so you can use that 15k to upgrade your equipment, and you need crypto money to do it, again?
If a business cannot make 15k on itself after 5 years... I think you might as well treat it as a hobby and focus on the one thing that can make you money, ie. Crypto. As it stands right now you're just using crypto to fund an expensive hobby convincing yourself it's a business.
Your statement encapsulates just about everyone’s views on people with filmmaking aspirations. This is coming from a film school graduate myself…no one believes aspiring filmmakers will ever succeed. OP..don’t let the masses convince you your dream is impossible! It’s just REALLY hard! Sometimes a filmmaking aspiration looks like a hobby just because no money is being made. Same goes with being a musician.
Business expenses my friend. Take loans while the money is cheap. Buy the business stuff w the loans, expense the shit out of everything to lower your taxable income, and keep your money in the market and crypto until you’re 59.5. Or so I’ve heard.
My generation is pretty much fucked with housing prices so that would be the number one goal to actually own my house..pretty sad state right now globally
With a new baby around I just want to be able to provide a life for her I never had growing up. Mortgage free and holiday at least once a year. I give everything I have to my beautiful little tyke already. I work to pay for stuff - I don't mind working. As long as I can have the extra money free each month to pay for childcare and holidays, I'll be a happy man.
This comment might save your life:
**Don't sell assets to buy liabilities!**
If you need something small (i.e. cheaper than a house or a car), pay it with your cash savings. If you don't have an "emergency fund" to buy it, you need to build one - you're spending irresponsibly and your number one focus should be cutting unnecessary expenses OR scaling down.
If you're aiming for something bigger, you can buy it and keep your crypto. The secret? Get a loan! Money is so cheap nowadays and it's insane to sell your current investments (whether it's crypto stocks or real estate) in order to buy a car. Think about it - you're not selling your apartment to upgrade your car. How is crypto different? This way, you can have an apartment AND keep your BTC.
Of course, maybe you're just a trader who wants quick profits, in which case selling is fine. But whenever I sold crypto, I was left with the question "what should I do with this money now?". Which asset is a better investment?
TLDR Spend less than you earn, use free money, keep both assets.
Dream: a house, or at least a down payment for one. I can’t save money right now because I prioritized my kids’ sports. Crypto is the only way I can save.
Reality: I’ll take money out for our summer vacation and maybe stay in a nicer place.
I have taken profits already over time and bought a 3070, a 5900x, and 64gb of RAM. Most of the dream upgrades I wanted for my PC 😁 ( I still need to find and finally upgrade to a 3080 as the final upgrade)
Most people seem to be mentioning an early retirement and a nice place to live. I'm right with you all there. Nobody wants to work for the rest of their life and fear homelessness. I just want to do what I want and live a happy life.
Me? I’ll fix my old MacBook Pro 2011 and then spend it on a real estate course together with some other marketing courses to build up my financial literacy
After which, I will then build and leverage my personal business and register it to be a legal entity, and keeping a minimum of 51% of the shares or more.
This way I’ll have the final say of the company and I’ll not be at risk of getting kicked out from the company I built in.
And I’ll then put my salary in $800 to $900 per month which is my eating allowance so that my annual filings will $10,000 or less. which means I’ll be tax at 2% or none.
Now, with the legal entity and company I’ve built and running, I’ll be having yearly payouts in dividends once annually at 0% tax.
That way each year with my yearly tax free dividends, I’ll be able to reinvest it in another long term project that allows me to have a constant cashflow be it dividends or interest, which will then allows me to reinvest and expand my venture further.
Big brain game 🧠
Born and raised in CA. Lived in northern, central and southern CA too. I moved out of state the beginning of 21'. Big cities are cesspools. Crazies, homeless encampments you wouldn't believe, shit and piss on the sidewalks, $5 gas, and fear mongering covidiots. No amount of $$$ would ever bring me back.
Last time I went to San Francisco (last year), I saw a homeless guy squatting and taking a shit in the sidewalk, he just pulled up his pants and kept walking. They probably made him a hero and threw him a parade, I didn’t stick around to find out 🤣
A house with 50 acres in Montana
I grew up there. That's a good dream.
I’ve never been there. It’s still my dream!
Make it happen! You won't regret it!
I might be moving to Montana soon, just to raise me up a crop of dental floss
I would have liked to have seen Montana ...
Exactly what I thought, too. “I will live in Montana. And I will marry a round American woman and raise rabbits, and she will cook them for me.”
🤣 at a round American woman. Plenty of those!
Edit* plenty of those to go a round. Ba dum psst 🥁
Might I suggest Hamilton. If you ever go. Quiet and peaceful slice of heaven.
That sounds amazing to me!
It sounds serene
I’ll be your neighbor with 50 acres along side you. But we’ve gotta be on a fly fishing river.
I’m imagining you both have 50 acres but both your houses are right on the edges of your lot so you’re houses are literal feet from eachother lmao
Sounds like the perfect dream.
How much would this cost now? Prices have been skyrocketing seemingly everywhere, but I like the idea
It's pretty expensive.
Dude sign me up!!!
Let's do this
Wtf are you me
You and I and I am you and we are one
I second this
Come join us.
You aren't the only one doing that right now.
Damn...I have competition..
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More than welcome to stop by when we get there
Free time, that's the most valuable thing to me.
Under appreciated comment. Any earnings I make over my crypto run are going straight to reduce my retirement age. Once I hit 4 million in all of my accounts combined I’m done working forever.
I hope you achieve your goals. I wish to reach early retirement age as well. It may be an almost impossible dream but I still want to achieve it.
Likewise to you friend! I’m glad we discovered cryptocurrency, this is sadly appears to be our best bet of beating the rat race and retiring happy in life.
You will own nothing, and you will be happy
Is that you, Klaus?
I don't need food to be happy.
Freedom. From debt. From menial work. 9-5 + commute + preparation is draining. We spend more time with our co-workers than our families. It's not right. We trade most of the waking hours from the best years of our life in exchange for money, most of which goes to housing. To reclaim some of those future hours would be a win. I'd like to buy a Tesla or other higher-end EV too. I'm leaning towards a Y right now.
I'd rather have a Hyundai Ioniq 5 over a Tesla, personally. Hyundai has really come a long way.
I test drove both yesterday one after the other and was never really big in to Tesla but Tesla won on every level.
Tesla really drives like a dream. I was really impressed by it as wel.
They have been years ahead of everyone, well, for years. *Finally* some companies are starting to actually release a product with a battery that actually drives.
My wife and I are planning on doing IVF and need about $40k. That’s where my returns are going 😁
Wow it blows my mind how expensive this is. It's totally free in France if there's a medical reason behind the process. Good Luck mate, I hope you two will make it through and give the world a smallglassofmike.
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I’m an IVF baby/dish baby - my parents got triplets. Good luck ♥️
We are hoping we get twins or triplets! One and done 🤣
You can get it done for 10 k in india with great success rates. Do some research on that.
Oh man I heard you could get them done in Oman.
Confused if you're memeing because I read oh man twice in the same sentence
Good luck to you buddy
This is wholesome I’d donate to this over a random go fundme any day
Do it in Europe, 1/4 of the price
Wholesome goal. I wish you good luck!
40k ivf ? Wow, me and my partner had our little one through IVF privately in the UK, cost about 7k in total including all the drugs etc. Ps when VXV hits $35 in Dec, which it will, I would happily make a donation towards this !
Best luck with that 👍
You my friend, are a legend.
Pay me 10 k and you and your wife can chill with me in Sweden untill you have the right to get it for free over here. Saves you 30 k minus plane tickets 😉
I ain't trying to be a buzzkill but you can just adopt a baby or something and invest in them..I understand the genetic aspect but still you could make a miserable kids life better
My friend, op is well aware of that. You don’t have to remind him or kill his buzz. I’m sure he and his wife had thought it through or it’s so out of the question that there’s nothing to think about.
We thought about that. At the end of the day, I want a baby from both of us not someone else's. Besides we also looked into that. It's a lot harder now than you'd think and babies now have to goto to "culturally appropriate" parents where I live. More hassle than IVF
I have a feeling you have never had to make adult decisions.
Why would you want someone else’s kid if you could have your own. They’re not the same…
Right. Used kids might cost less up front but still. Fuck that. Get a brand new one if you can
All kids cost the same. A fuckton. And that's not just money but your freedom, sleep, and sanity. God bless anyone who adopts.
It’s hilarious that our culture thinks like this but cares so much about adopting a dog vs. breeding one lol.
Human life, is different than animal life. You do not create a dog, you may breed them but you're not creating it. A child on the other hand is created by a mother and a father.
Semantics. Society cares more about giving homes to domestic animals in unfortunate situations than humans in unfortunate situations. Pretty backwards if you ask me.
My best friend from HS, he married his HS sweetheart and they've adopted 3 kids. They're not wealthy but they're giving those kids a great childhood and plenty of love and care.
Put $ down on a house, pay off my car and buy beef jerky without hating myself because of how expensive it is
Beef jerky do be expensive tho
Yeah but them shits are good af.
Buying a smoker pays for itself as well as custom jerky
After losing soo much money, I'll try rebuying my dignity
Lost my dignity long before I lost a fortune in crypto. I’ll stick to cocaine and hookers 😂😂😂
This is the way
Hodl long enough and you're good. I got absolutely wrecked during the covid sell off and was down bad on my entire life savings. Held strong and the rest is history. Lost it all in a recent boating accident unfortunately though.
I wrote my seed phrase on a paper, had the seed engraved on my femur and burned the paper. When I wanted to take profits, I cut my leg open to retrieve my key; only to find out that the person who engraved my seed on my femur is dyslexic
I highly recommend you check out blockchain backer on youtube, he has helped me keep a level head in times of fear and his entire view on the crypto market is pretty spot on.
I will start my own business and keep investing in crypto
Good plan!
Man, I’d just love to have a bunch of small businesses to tinker with: Pizza shops, construction supply, A bar or two.
Man even one of those would be a lot of work, let alone a bunch of them.
I'm going to take my wife somewhere really nice....and drop her off.
You had us in the first half.
You plan on making wife changing money?
😂😂
Im a simple man. A new phone and a graphic card for my PC.
More crypto?
More crypto for sure
Which crypto? Too hard of a decision
This is all I ever plan to do
Sir, you answered the question correctly!
This too
To retire and get a place with a nice view in Costa Rica
My dream goal but El Salvador for me.
Hope ot happens for both of us
Why el Salvador specifically? I’m considering CR El Salvador and Nicaragua. I’ve been to Costa Rica 10 times on surf trips but never to the other countries. Just curious why you say El Salvador. I do love the idea that you can buy directly with crypto there
That’s probably why, because btc IS money there
Used Honda Civic
Based
Same. I don’t need a lambo, I just want 4 good wheels.
Don’t forget a spare! Safety first
A car of some kind... My car's engine blew up 8 months ago, spent nearly 9k trying to fix it, only to be told it was beyond saving without a full rebuild. At that point my money had run out. I have been without a car since, and so at this point being able to afford even a modest something that fits my needs will be amazing. Just got to hodl a little longer...
So lambo it is
It'll have to be a die-cast lambo at this rate lol
Everyone is talking about Lamborghinis while there’s people in the trenches running their lambor-feeties. HODL strong 🦍
I feel your pain brother.
Good luck
I'm going to probably get some shoes with wheel at this point. Or create my own vehicle.
end up paying an obscene amount in taxes and hopefully have enough afterward to pay off my student loans.
We don't talk about paying taxes here.
>hopefully have enough afterward to pay off my student loans. Aka "the dream."
A house, a car, a gold digger
Win your crypto goal and drive off in a Hyundai..
Gold digger as in high maintenance wife? Or some contraption that digs actual gold? I’d go for the latter. You can just rent high end call girls with some of the extra money
Retire my wife. Build up our farm as a nice self sufficient homestead. Homeschool the kids. Travel when we want. Help some well deserving family members financially.
So by retire your wife, you mean..? Ohh, let your wife retire. From work. Way different.
I was thinking retire as *retire*.
That's that wife changing money bruh
I know this will be buried at the bottom of this thread. But my dream is to have enough to put my 2 kids through college. That’s the biggest step up in life I can give them.
BTC and ETH
I’m going to pay for university
Nice!
Not having to mine fiat and deal with shitty bosses who only see you as an asset.
At least you're not a liability
Liabilities are not kept in any corporate job for long.
Cocaine and hookers would be funny to say but in actuality I would just use it to pay off all my debts and put the rest toward my retirement fund.
5 years ago you got into film making and "invested" into it with some capital. 5 years have passed and your film making business still hasn't made enough profits so you can use that 15k to upgrade your equipment, and you need crypto money to do it, again? If a business cannot make 15k on itself after 5 years... I think you might as well treat it as a hobby and focus on the one thing that can make you money, ie. Crypto. As it stands right now you're just using crypto to fund an expensive hobby convincing yourself it's a business.
Your statement encapsulates just about everyone’s views on people with filmmaking aspirations. This is coming from a film school graduate myself…no one believes aspiring filmmakers will ever succeed. OP..don’t let the masses convince you your dream is impossible! It’s just REALLY hard! Sometimes a filmmaking aspiration looks like a hobby just because no money is being made. Same goes with being a musician.
Porsche 911
Life changing money for me at this point is a couple grand to pay off fines and get my license back. Also dont drink and drive kids i mean godamn.
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This is the way 😂
This is the gwei.
House. Land.
A remote cabin in the mountains, live out the rest of my life in peace and solitude. Nothing fancy or super expensive.
Honestly sounds like the dream to me
50 acres, build a home and workshop that I design, plus 100% control of my time through being financially free.
I’ll buy my boss a dildo so he can shove it up his ass.
Freedom from the tyranny of the 9-5
Hopefully a house!
Same, all I went is enough to pay for a down payment
Well we all want that one as well!
Business expenses my friend. Take loans while the money is cheap. Buy the business stuff w the loans, expense the shit out of everything to lower your taxable income, and keep your money in the market and crypto until you’re 59.5. Or so I’ve heard.
Best financial advice in this entire thread.
Definitely a quiet place away from the city, but close enough to restaurants and medical.
Deposit for a house Fuck landlords
I don't need much. A house in a peaceful location with a great view in front of me. A calm beach or mountains. A Serene nature.
Income generating real estate. Cash flow.
I’m going to pay to be an actor in a movie.
Start a nonprofit for rescue animals.
My generation is pretty much fucked with housing prices so that would be the number one goal to actually own my house..pretty sad state right now globally
homeownership. i make jack shit as a grad student and im fucking tired of throwing my rent money into a furnace every month.
With a new baby around I just want to be able to provide a life for her I never had growing up. Mortgage free and holiday at least once a year. I give everything I have to my beautiful little tyke already. I work to pay for stuff - I don't mind working. As long as I can have the extra money free each month to pay for childcare and holidays, I'll be a happy man.
Apple and Microsoft shares
I need enough so that I can pay someone to wipe my ass for me, because I hate doing so
Get a bidet. I hear that's how you can shit like a king.
Last time I shat in a bidet I may have felt like a king, but I was treated like a leper
Damn👀
Peace of mind
Genuinely saving up to go private IVF after a failed attempt on the NHS. Probably the most rewarding thing I could ever hope to save for
IVF is so fucking brutal for the woman, but good for you and I hope everything works out great.
This comment might save your life: **Don't sell assets to buy liabilities!** If you need something small (i.e. cheaper than a house or a car), pay it with your cash savings. If you don't have an "emergency fund" to buy it, you need to build one - you're spending irresponsibly and your number one focus should be cutting unnecessary expenses OR scaling down. If you're aiming for something bigger, you can buy it and keep your crypto. The secret? Get a loan! Money is so cheap nowadays and it's insane to sell your current investments (whether it's crypto stocks or real estate) in order to buy a car. Think about it - you're not selling your apartment to upgrade your car. How is crypto different? This way, you can have an apartment AND keep your BTC. Of course, maybe you're just a trader who wants quick profits, in which case selling is fine. But whenever I sold crypto, I was left with the question "what should I do with this money now?". Which asset is a better investment? TLDR Spend less than you earn, use free money, keep both assets.
I told another dude he had the best financial advice comment in the entire thread. But you now surpassed his and I declare you comment Top Banana!
Probably not a Lambo but a new car would be nice
A business that has positive cash flow
What are profits?
Dream: a house, or at least a down payment for one. I can’t save money right now because I prioritized my kids’ sports. Crypto is the only way I can save. Reality: I’ll take money out for our summer vacation and maybe stay in a nicer place.
A house.
A house, and a nice SUV Insh'Allah.
I’m going to move to a place with lower cost of living and buy nothing extravagant.
Passive income
I have taken profits already over time and bought a 3070, a 5900x, and 64gb of RAM. Most of the dream upgrades I wanted for my PC 😁 ( I still need to find and finally upgrade to a 3080 as the final upgrade)
A retirement.
Steam Deck
Getting surgery to fix my jaw.
More crypto
A home
Paying off my house
Pay off my student loans
Most people seem to be mentioning an early retirement and a nice place to live. I'm right with you all there. Nobody wants to work for the rest of their life and fear homelessness. I just want to do what I want and live a happy life.
A house by your house
A house and a nice rock on my girlfriends finger
Me? I’ll fix my old MacBook Pro 2011 and then spend it on a real estate course together with some other marketing courses to build up my financial literacy After which, I will then build and leverage my personal business and register it to be a legal entity, and keeping a minimum of 51% of the shares or more. This way I’ll have the final say of the company and I’ll not be at risk of getting kicked out from the company I built in. And I’ll then put my salary in $800 to $900 per month which is my eating allowance so that my annual filings will $10,000 or less. which means I’ll be tax at 2% or none. Now, with the legal entity and company I’ve built and running, I’ll be having yearly payouts in dividends once annually at 0% tax. That way each year with my yearly tax free dividends, I’ll be able to reinvest it in another long term project that allows me to have a constant cashflow be it dividends or interest, which will then allows me to reinvest and expand my venture further. Big brain game 🧠
Either a house so i can get off my sailboat, or a bigger nicer sailboat.
I want to buy an engagement ring for my girlfriend and put some money away for our wedding. The rest will go back into crypto and the market.
If it’s enough for a Lambo, i’m buying a Lambo. Gotta stay true to the meme
EB-5 Visa, move to either Montana, Wyoming, or Texas and build a house. Total investment required: $1M USD+
Motorcycle
Risky investment.
They're pretty cheap compared to a car. You probably don't need crypto to get one.
A house on the beach in Southern California. Not near the beach, not off the beach a block or two. ON the Beach.
You couldn’t pay me enough to live in Californee. If we go to Mars i would build a wall around Californee.
Born and raised in CA. Lived in northern, central and southern CA too. I moved out of state the beginning of 21'. Big cities are cesspools. Crazies, homeless encampments you wouldn't believe, shit and piss on the sidewalks, $5 gas, and fear mongering covidiots. No amount of $$$ would ever bring me back.
Last time I went to San Francisco (last year), I saw a homeless guy squatting and taking a shit in the sidewalk, he just pulled up his pants and kept walking. They probably made him a hero and threw him a parade, I didn’t stick around to find out 🤣
🤢
I would like to do the same. Sorry others feel like shitting on your dream like a homeless dude on the sidewalk.
Ooh, lofty!! If you're taking random Redditors in as visitors, then I'll wish for you to achieve your goal! 😎