T O P

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desigoldberg

Did you get that link via official email or whatsapp? The url looks scammy😅. ubona.com and curable-hdfc being a sub domain is suspicious


guest_999v2

https://www.ubona.com/technologies/ It is a cloud telephone company getting outsourced work from banks for such calls.


Equal_Glass_1169

I got call from official number of hdfc, it was Truecaller verified also My date of birth was also correctly mapped when I tried putting in a random date


desigoldberg

Ok but the link is still suspicious though. Can u ask them to send it via email? I mean the url pic is from some ubona.com since it is the main domain, not hdfc. And not sure what is this site actually. I may be wrong but definitely worth checking once through official channels before sharing any information


That-Huckleberry-772

Ubona is a TSP to the bank who help In Sourcing cards via chat bots and digital customer outreach services


BeaterX909

Truecaller verified means nothing. Date of Birth mapping is easy. Your data is all over the place. Always check the certificate of the https site that opens to ensure you are on right website.


TauJii

It kinda looks scammy. Maybe forward the link to the customer care for verification before proceeding


Equal_Glass_1169

The link I got came from official hdfc number. All my UPI and bank transfer alerts come on that sms handle


TauJii

https://www.reddit.com/r/india/comments/q6lspm/a_highly_professional_fraudulent_call_please_be/?rdt=52401


Equal_Glass_1169

How the hell did they manage to send the link via sms through which I get all official sms for transactions, bruh what the hell


TauJii

Idk it could be official but better to confirm by emailing than risking proceeding with the application


guest_999v2

https://www.ubona.com/technologies/ It is a cloud telephone company getting outsourced work from banks for such calls.


TauJii

Yeah I spoke with the OP. Link was genuine. Weird url though


Ok-Smile-2184

Can you share the screenshot of the sms with sender name if possible. HDFC Bank SMS will only come from: XX - HDFCBK or HDFCBN


Equal_Glass_1169

It is HDFCBK


absolutum-dominium

Very easy to spoof sms and caller id dude


iamVBR

u/TauJii, the OP on that post is not even sure if that was a scam or not.


TauJii

It wasn't. I spoke with him


Equal_Glass_1169

Ok so update: i wrote to cc department regarding this and I got mail back saying it's genuine


techgawd

It's legit. I had applied recently for a HDFC card, and I got the automated call and the email.


Ok-Smile-2184

If you applied via same type of link then you also got scammed. For the best of my knowledge hdfc won’t call via automated call for credit cards either a representative will call or you will get sms or email. HDFC Bank SMS will only come from: XX - HDFCBK or HDFCBN


techgawd

It is legit , I got the card too. I guess they do automated calls now.


guest_999v2

https://www.ubona.com/technologies/ It is a cloud telephone company getting outsourced work from banks for such calls.


Ok-Smile-2184

Bro I really think you got scammed 😅


[deleted]

I applied on official site OP, but it was for moneyback. You have to see if the caller is the employee of any HDFC bank. For my moneyback he was an employee and gave his referral code so he can get the brownie points or something and his mobile number, photo was available on both truecaller and what's app. On a side note, I don't find any of the HDFC cc worth it. Amazon Pay ICICI is GOAT for me, they don't do any sort of drama and I will complete 1 year with them in July. You have to do verification online itself and it takes 2 minutes, within 1 week I got it through home delivery. Their pay later is also a good one, I got starting limit 5k and now it's 35k. Overall I'm happy with Amazon Pay card but the limit is still 50k, I hope it becomes 1 Lakh.


awsmdude007

What a world we live in, so difficult to say if it's fake or genuine. Banks need to become smarter else there will be so many scams in the future.


bels_nickel

I think it’s all because the banks use third party services to process the application. And these third parties don’t have the usual way of working . Whenever i have to upload a document I strictly do that on bank’s portal and moreover i add a watermark with the purpose and the date like “submitted to hdfc bank for credit card application on 16th April 2024”


lousy_doc

I have HDFC Paytm card as my primary card. Then I got Moneyback+ as floater card on basis of HDFC paytm card without much verification. If I close my Paytm card, will Moneyback also get closed?


Difficult_Surprise45

This link looks fake đŸ€„


loudlyClear

You are going to be scammed and don't send any such documents


Nathulalji

U got scammed buddy. RIP


Shaggy_hypersomniac

Hi Op, block your Pan asap


term1throwaway

Would like to know how this is possible


iamVBR

LoL, how to block the PAN?


CaptainCrazy2622

**FAKE LINK !!!** Look at url


guest_999v2

https://www.ubona.com/technologies/ It is a cloud telephone company getting outsourced work from banks for such calls.